SG11201705345QA - System and method for secure online payment using integrated circuit card - Google Patents

System and method for secure online payment using integrated circuit card

Info

Publication number
SG11201705345QA
SG11201705345QA SG11201705345QA SG11201705345QA SG11201705345QA SG 11201705345Q A SG11201705345Q A SG 11201705345QA SG 11201705345Q A SG11201705345Q A SG 11201705345QA SG 11201705345Q A SG11201705345Q A SG 11201705345QA SG 11201705345Q A SG11201705345Q A SG 11201705345QA
Authority
SG
Singapore
Prior art keywords
integrated circuit
circuit card
online payment
secure online
secure
Prior art date
Application number
SG11201705345QA
Inventor
Guohua Sun
Original Assignee
Jing King Tech Holdings Pte Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Jing King Tech Holdings Pte Ltd filed Critical Jing King Tech Holdings Pte Ltd
Publication of SG11201705345QA publication Critical patent/SG11201705345QA/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • G06Q20/023—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP] the neutral party being a clearing house
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L2209/00—Additional information or applications relating to cryptographic mechanisms or cryptographic arrangements for secret or secure communication H04L9/00
    • H04L2209/56—Financial cryptography, e.g. electronic payment or e-cash

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Theoretical Computer Science (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Finance (AREA)
  • Computer Security & Cryptography (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Technology Law (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
SG11201705345QA 2015-01-21 2016-01-21 System and method for secure online payment using integrated circuit card SG11201705345QA (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
CN201510029503.6A CN104574047A (en) 2015-01-21 2015-01-21 Financial IC card payment platform based on Internet
PCT/SG2016/050028 WO2016118087A1 (en) 2015-01-21 2016-01-21 System and method for secure online payment using integrated circuit card

Publications (1)

Publication Number Publication Date
SG11201705345QA true SG11201705345QA (en) 2017-07-28

Family

ID=53090055

Family Applications (1)

Application Number Title Priority Date Filing Date
SG11201705345QA SG11201705345QA (en) 2015-01-21 2016-01-21 System and method for secure online payment using integrated circuit card

Country Status (3)

Country Link
CN (1) CN104574047A (en)
SG (1) SG11201705345QA (en)
WO (1) WO2016118087A1 (en)

Families Citing this family (11)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN104778579A (en) * 2015-04-30 2015-07-15 北京奇虎科技有限公司 Induction payment method and device based on electronic identity recognition carrier
CN104915829B (en) * 2015-05-06 2019-06-18 北京奇虎科技有限公司 Exchange method and device are applied based on NFC technique
CN106779711A (en) * 2015-11-20 2017-05-31 北京奇虎科技有限公司 Safe payment method and device based on eID
CN106997531B (en) * 2016-01-26 2020-06-09 北京数码视讯科技股份有限公司 Method for controlling financial IC card transaction and card sleeve
CN106296139A (en) * 2016-07-29 2017-01-04 深圳市淘淘谷信息技术有限公司 A kind of middleware connecting distributed system and traction equipment
CN111178873B (en) * 2018-11-09 2023-04-28 中移（杭州）信息技术有限公司 NFC (near field communication) based collection method and NFC based collection device
CN109583872A (en) * 2018-11-30 2019-04-05 阿里巴巴集团控股有限公司 Method of payment and device
CN111144872B (en) * 2019-12-27 2024-04-26 中国银联股份有限公司 Transaction code generation and transaction code-based processing method, device and system
CN111191266A (en) * 2019-12-31 2020-05-22 中国广核电力股份有限公司 File encryption method and system and decryption method and system
TWI821523B (en) * 2020-02-14 2023-11-11 財金資訊股份有限公司 Systems and methods for multiple transaction overlapping combinations
CN112837045A (en) * 2021-01-30 2021-05-25 银盛通信有限公司 Mobile third-party internet payment system based on internet

Family Cites Families (7)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US8955747B2 (en) * 2009-06-23 2015-02-17 At&T Mobility Ii Llc Devices, systems and methods for wireless point-of-sale
CN102117520A (en) * 2009-12-31 2011-07-06 亿阳信通股份有限公司 Integrated circuit (IC) card-based payment method, management device, server and mobile terminal
US8380177B2 (en) * 2010-04-09 2013-02-19 Paydiant, Inc. Mobile phone payment processing methods and systems
CN101840550A (en) * 2010-05-17 2010-09-22 李黎明 Method for realizing purposes of generating and paying bill on site
CN102968717A (en) * 2012-11-07 2013-03-13 华为技术有限公司 Electronic payment method, relevant device and system
EP2733654A1 (en) * 2012-11-20 2014-05-21 Nagravision S.A. Electronic payment method, system and device for securely exchanging payment information
CN104091262A (en) * 2014-01-24 2014-10-08 蔡迎辉 Method of NFC handset for using prepaid phone card to carry out remote payment

Also Published As

Publication number Publication date
CN104574047A (en) 2015-04-29
WO2016118087A1 (en) 2016-07-28

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