SG11201704541TA - Methods and apparatus for conducting secure magnetic stripe card transactions with a proximity payment device - Google Patents

Methods and apparatus for conducting secure magnetic stripe card transactions with a proximity payment device

Info

Publication number
SG11201704541TA
SG11201704541TA SG11201704541TA SG11201704541TA SG11201704541TA SG 11201704541T A SG11201704541T A SG 11201704541TA SG 11201704541T A SG11201704541T A SG 11201704541TA SG 11201704541T A SG11201704541T A SG 11201704541TA SG 11201704541T A SG11201704541T A SG 11201704541TA
Authority
SG
Singapore
Prior art keywords
methods
magnetic stripe
payment device
card transactions
stripe card
Prior art date
Application number
SG11201704541TA
Inventor
Maurice David Liscia
Axel Cateland
Ngassam Ngnoumen
David Anthony Roberts
Original Assignee
Mastercard International Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Mastercard International Inc filed Critical Mastercard International Inc
Publication of SG11201704541TA publication Critical patent/SG11201704541TA/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/357—Cards having a plurality of specified features
    • G06Q20/3572—Multiple accounts on card
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/326—Payment applications installed on the mobile devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G06Q20/3278—RFID or NFC payments by means of M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/347—Passive cards

Landscapes

  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Accounting & Taxation (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Cash Registers Or Receiving Machines (AREA)
SG11201704541TA 2014-12-04 2015-12-03 Methods and apparatus for conducting secure magnetic stripe card transactions with a proximity payment device SG11201704541TA (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US201462087441P 2014-12-04 2014-12-04
PCT/US2015/063735 WO2016090140A1 (en) 2014-12-04 2015-12-03 Methods and apparatus for conducting secure magnetic stripe card transactions with a proximity payment device

Publications (1)

Publication Number Publication Date
SG11201704541TA true SG11201704541TA (en) 2017-07-28

Family

ID=56092464

Family Applications (1)

Application Number Title Priority Date Filing Date
SG11201704541TA SG11201704541TA (en) 2014-12-04 2015-12-03 Methods and apparatus for conducting secure magnetic stripe card transactions with a proximity payment device

Country Status (7)

Country Link
EP (1) EP3227845A4 (en)
AU (1) AU2015358442B2 (en)
HK (1) HK1244339A1 (en)
MX (1) MX2017007192A (en)
SG (1) SG11201704541TA (en)
TW (1) TWI667624B (en)
WO (1) WO2016090140A1 (en)

Families Citing this family (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN108346219B (en) 2018-01-23 2020-12-18 创新先进技术有限公司 Resource selection and resource transfer method and device, and automatic vending method and system
US10810585B2 (en) * 2018-07-06 2020-10-20 Mastercard International Incorporated Systems and methods for authenticating users in connection with mobile operations

Family Cites Families (8)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2006107777A2 (en) * 2005-04-01 2006-10-12 Mastercard International Incorporated Dynamic encryption of payment card numbers in electronic payment transactions
WO2007076476A2 (en) * 2005-12-22 2007-07-05 Mastercard International Incorporated Methods and systems for two-factor authentication using contactless chip cards or devices and mobile devices or dedicated personal readers
US8151345B1 (en) * 2007-01-25 2012-04-03 Yeager C Douglas Self-authorizing devices
EP2324445B1 (en) * 2008-08-20 2019-03-20 Xcard Holdings, LLC Secure smart card system
WO2012154915A1 (en) * 2011-05-10 2012-11-15 Dynamics Inc. Systems, devices, and methods for mobile payment acceptance, mobile authorizations, mobile wallets, and contactless communication mechanisms
US10515359B2 (en) * 2012-04-02 2019-12-24 Mastercard International Incorporated Systems and methods for processing mobile payments by provisioning credentials to mobile devices without secure elements
WO2013155627A1 (en) * 2012-04-16 2013-10-24 Salt Technology Inc. Systems and methods for facilitating a transaction using a virtual card on a mobile device
US8814046B1 (en) * 2013-03-14 2014-08-26 Looppay Inc System and method for a baseband nearfield magnetic stripe data transmitter

Also Published As

Publication number Publication date
MX2017007192A (en) 2018-01-30
EP3227845A4 (en) 2018-07-18
WO2016090140A1 (en) 2016-06-09
AU2015358442B2 (en) 2018-05-17
TWI667624B (en) 2019-08-01
TW201629865A (en) 2016-08-16
AU2015358442A1 (en) 2017-06-29
HK1244339A1 (en) 2018-08-03
EP3227845A1 (en) 2017-10-11

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