SG11201601126SA - Systems and methods for correlating cardholder identity attributes on a payment card network to determine payment card fraud - Google Patents

Systems and methods for correlating cardholder identity attributes on a payment card network to determine payment card fraud

Info

Publication number
SG11201601126SA
SG11201601126SA SG11201601126SA SG11201601126SA SG11201601126SA SG 11201601126S A SG11201601126S A SG 11201601126SA SG 11201601126S A SG11201601126S A SG 11201601126SA SG 11201601126S A SG11201601126S A SG 11201601126SA SG 11201601126S A SG11201601126S A SG 11201601126SA
Authority
SG
Singapore
Prior art keywords
payment card
systems
methods
identity attributes
cardholder identity
Prior art date
Application number
SG11201601126SA
Inventor
Peter J Groarke
Mark B Wiesman
John Delton Chisholm
Ishfaq A Lone
Original Assignee
Mastercard International Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Mastercard International Inc filed Critical Mastercard International Inc
Publication of SG11201601126SA publication Critical patent/SG11201601126SA/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4016—Transaction verification involving fraud or risk level assessment in transaction processing
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3827—Use of message hashing
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • Computer Security & Cryptography (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
SG11201601126SA 2013-07-16 2014-07-07 Systems and methods for correlating cardholder identity attributes on a payment card network to determine payment card fraud SG11201601126SA (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US13/943,461 US20150026070A1 (en) 2013-07-16 2013-07-16 Systems and methods for correlating cardholder identity attributes on a payment card network to determine payment card fraud
PCT/US2014/045598 WO2015009477A1 (en) 2013-07-16 2014-07-07 Systems and methods for correlating cardholder identity attributes on a payment card network to determine payment card fraud

Publications (1)

Publication Number Publication Date
SG11201601126SA true SG11201601126SA (en) 2016-03-30

Family

ID=52344385

Family Applications (1)

Application Number Title Priority Date Filing Date
SG11201601126SA SG11201601126SA (en) 2013-07-16 2014-07-07 Systems and methods for correlating cardholder identity attributes on a payment card network to determine payment card fraud

Country Status (6)

Country Link
US (1) US20150026070A1 (en)
EP (1) EP3022701A4 (en)
AU (1) AU2014290643A1 (en)
CA (1) CA2920965C (en)
SG (1) SG11201601126SA (en)
WO (1) WO2015009477A1 (en)

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US20160086182A1 (en) * 2014-09-24 2016-03-24 Mastercard International Incorporated System, Method and Apparatus to Detect Fraud in Travel Transactions
US10832176B2 (en) 2014-12-08 2020-11-10 Mastercard International Incorporated Cardholder travel detection with internet service
US10152714B2 (en) 2015-04-29 2018-12-11 Capital One Services, LLP System to automatically restore payment purchasing power
US10255561B2 (en) 2015-05-14 2019-04-09 Mastercard International Incorporated System, method and apparatus for detecting absent airline itineraries
US10580006B2 (en) 2015-07-13 2020-03-03 Mastercard International Incorporated System and method of managing data injection into an executing data processing system
US10185938B2 (en) 2015-09-22 2019-01-22 Mastercard International Incorporated Methods and systems for product identification and computer routing services
US20170169500A1 (en) 2015-12-11 2017-06-15 Mastercard International Incorporated Systems and methods for generating recommendations using a corpus of data
US9850433B2 (en) 2015-12-31 2017-12-26 Chz Technologies, Llc Multistage thermolysis method for safe and efficient conversion of E-waste materials
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US10796316B2 (en) * 2017-10-12 2020-10-06 Oath Inc. Method and system for identifying fraudulent publisher networks
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Also Published As

Publication number Publication date
EP3022701A1 (en) 2016-05-25
US20150026070A1 (en) 2015-01-22
WO2015009477A1 (en) 2015-01-22
CA2920965C (en) 2020-08-18
AU2014290643A1 (en) 2016-03-03
EP3022701A4 (en) 2017-03-15
CA2920965A1 (en) 2015-01-22

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