SG11201600569WA - Systems and methods of direct bank transfer - Google Patents

Systems and methods of direct bank transfer

Info

Publication number
SG11201600569WA
SG11201600569WA SG11201600569WA SG11201600569WA SG11201600569WA SG 11201600569W A SG11201600569W A SG 11201600569WA SG 11201600569W A SG11201600569W A SG 11201600569WA SG 11201600569W A SG11201600569W A SG 11201600569WA SG 11201600569W A SG11201600569W A SG 11201600569WA
Authority
SG
Singapore
Prior art keywords
systems
methods
bank transfer
direct bank
direct
Prior art date
Application number
SG11201600569WA
Inventor
Rodney Kenneth Drury
Matthew John Vickers
Original Assignee
Xero Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Xero Ltd filed Critical Xero Ltd
Publication of SG11201600569WA publication Critical patent/SG11201600569WA/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/108—Remote banking, e.g. home banking
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/102—Bill distribution or payments
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3823—Payment protocols; Details thereof insuring higher security of transaction combining multiple encryption tools for a transaction
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3829—Payment protocols; Details thereof insuring higher security of transaction involving key management
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • G06Q20/023—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP] the neutral party being a clearing house
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/42—Confirmation, e.g. check or permission by the legal debtor of payment
SG11201600569WA 2013-07-31 2014-07-31 Systems and methods of direct bank transfer SG11201600569WA (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US201361860771P 2013-07-31 2013-07-31
PCT/US2014/049247 WO2015017707A2 (en) 2013-07-31 2014-07-31 Systems and methods of direct bank transfer

Publications (1)

Publication Number Publication Date
SG11201600569WA true SG11201600569WA (en) 2016-02-26

Family

ID=52428578

Family Applications (1)

Application Number Title Priority Date Filing Date
SG11201600569WA SG11201600569WA (en) 2013-07-31 2014-07-31 Systems and methods of direct bank transfer

Country Status (9)

Country Link
US (4) US9741024B2 (en)
EP (1) EP3028226A4 (en)
CN (1) CN105593882B (en)
AU (4) AU2014296104A1 (en)
CA (1) CA2919380C (en)
MY (1) MY180889A (en)
SG (1) SG11201600569WA (en)
WO (1) WO2015017707A2 (en)
ZA (1) ZA201600817B (en)

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CN107992992B (en) * 2017-11-07 2021-12-21 中国银行股份有限公司 Unionpay IC card transaction data analysis system and method
CN110659891A (en) * 2019-09-29 2020-01-07 浪潮软件集团有限公司 Method for multi-order concurrent large-data-volume online payment
CN111192057B (en) * 2019-12-31 2021-10-15 网联清算有限公司 Payment processing method, device and system
US20220230237A1 (en) * 2021-01-15 2022-07-21 Eric Solis Credential push to credit push network

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Also Published As

Publication number Publication date
US9741024B2 (en) 2017-08-22
ZA201600817B (en) 2017-11-29
US20220292466A1 (en) 2022-09-15
US20150220889A1 (en) 2015-08-06
AU2020202025A1 (en) 2020-04-09
CA2919380C (en) 2023-10-10
WO2015017707A3 (en) 2015-06-04
EP3028226A2 (en) 2016-06-08
CA2919380A1 (en) 2015-02-05
AU2023201869A1 (en) 2023-04-27
WO2015017707A2 (en) 2015-02-05
AU2022200775B2 (en) 2023-03-23
AU2022200775A1 (en) 2022-02-24
AU2020202025B2 (en) 2021-12-16
US20240070635A1 (en) 2024-02-29
MY180889A (en) 2020-12-11
US11803826B2 (en) 2023-10-31
CN105593882A (en) 2016-05-18
AU2014296104A1 (en) 2016-03-17
EP3028226A4 (en) 2017-03-08
CN105593882B (en) 2019-12-03
US20150039510A1 (en) 2015-02-05

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