SG11201501654QA - Financial transactions with a varying pin - Google Patents

Financial transactions with a varying pin

Info

Publication number
SG11201501654QA
SG11201501654QA SG11201501654QA SG11201501654QA SG11201501654QA SG 11201501654Q A SG11201501654Q A SG 11201501654QA SG 11201501654Q A SG11201501654Q A SG 11201501654QA SG 11201501654Q A SG11201501654Q A SG 11201501654QA SG 11201501654Q A SG11201501654Q A SG 11201501654QA
Authority
SG
Singapore
Prior art keywords
financial transactions
varying pin
varying
pin
transactions
Prior art date
Application number
SG11201501654QA
Inventor
Serge Christian Pierre Belamant
Original Assignee
Net1 Ueps Technologies Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Net1 Ueps Technologies Inc filed Critical Net1 Ueps Technologies Inc
Publication of SG11201501654QA publication Critical patent/SG11201501654QA/en

Links

Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • G06Q20/4012Verifying personal identification numbers [PIN]
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/385Payment protocols; Details thereof using an alias or single-use codes
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • G06Q20/4014Identity check for transactions
    • G06Q20/40145Biometric identity checks
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F7/00Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1016Devices or methods for securing the PIN and other transaction-data, e.g. by encryption
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F7/00Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1025Identification of user by a PIN code
SG11201501654QA 2012-09-04 2013-09-03 Financial transactions with a varying pin SG11201501654QA (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US201261696726P 2012-09-04 2012-09-04
PCT/IB2013/058241 WO2014037869A1 (en) 2012-09-04 2013-09-03 Financial transactions with a varying pin

Publications (1)

Publication Number Publication Date
SG11201501654QA true SG11201501654QA (en) 2015-05-28

Family

ID=49354725

Family Applications (1)

Application Number Title Priority Date Filing Date
SG11201501654QA SG11201501654QA (en) 2012-09-04 2013-09-03 Financial transactions with a varying pin

Country Status (24)

Country Link
US (1) US20140074725A1 (en)
EP (1) EP2893502A1 (en)
JP (1) JP2015529364A (en)
KR (1) KR20150084648A (en)
CN (1) CN104769621A (en)
AP (1) AP2013007095A0 (en)
AT (1) AT515400A2 (en)
AU (1) AU2013311295A1 (en)
BR (1) BR112015004827A2 (en)
CA (1) CA2883856A1 (en)
CH (1) CH708725B1 (en)
DE (1) DE112013004332T5 (en)
ES (1) ES2631002B1 (en)
FI (1) FI20155242L (en)
GB (1) GB2520662A (en)
IL (1) IL237565A0 (en)
MA (1) MA37972A1 (en)
MX (1) MX2015002791A (en)
PH (1) PH12015500473A1 (en)
RU (1) RU2015112023A (en)
SE (1) SE1550401A1 (en)
SG (1) SG11201501654QA (en)
WO (1) WO2014037869A1 (en)
ZA (1) ZA201306611B (en)

Families Citing this family (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
GB2563599A (en) * 2017-06-19 2018-12-26 Zwipe As Incremental enrolment algorithm
US10861017B2 (en) * 2018-03-29 2020-12-08 Ncr Corporation Biometric index linking and processing
US11334887B2 (en) 2020-01-10 2022-05-17 International Business Machines Corporation Payment card authentication management

Family Cites Families (11)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
DE10022570A1 (en) * 2000-05-09 2001-11-15 Giesecke & Devrient Gmbh Method for generating coded record for authentication of person at access- and entrance system, involves generating multi-position PIN-code using coded record
US6831568B1 (en) * 2000-06-30 2004-12-14 Palmone, Inc. Method and apparatus for visual silent alarm indicator
JP2002279326A (en) * 2001-03-19 2002-09-27 Animo:Kk Computer system and transaction application processing method
US7155416B2 (en) * 2002-07-03 2006-12-26 Tri-D Systems, Inc. Biometric based authentication system with random generated PIN
JP2007018050A (en) * 2005-07-05 2007-01-25 Sony Ericsson Mobilecommunications Japan Inc Portable terminal device, personal identification number certification program, and personal identification number certification method
US20080028230A1 (en) * 2006-05-05 2008-01-31 Tri-D Systems, Inc. Biometric authentication proximity card
JP2007304792A (en) * 2006-05-10 2007-11-22 Hitachi Omron Terminal Solutions Corp Processor configuring authentication system, authentication system and its operation method
US20070291995A1 (en) * 2006-06-09 2007-12-20 Rivera Paul G System, Method, and Apparatus for Preventing Identity Fraud Associated With Payment and Identity Cards
CN101101687B (en) * 2006-07-05 2010-09-01 山谷科技有限责任公司 Method, apparatus, server and system using biological character for identity authentication
DE102007018604A1 (en) * 2007-04-18 2008-10-23 Rs2 Software Ltd. Information processing system for e.g. automated teller machine, has host system with module for generating person identification number for verification process, and finding correlation between number and preset data units
US9886721B2 (en) * 2011-02-18 2018-02-06 Creditregistry Corporation Non-repudiation process for credit approval and identity theft prevention

Also Published As

Publication number Publication date
FI20155242L (en) 2015-04-02
ES2631002A2 (en) 2017-08-25
CN104769621A (en) 2015-07-08
EP2893502A1 (en) 2015-07-15
SE1550401A1 (en) 2015-04-02
US20140074725A1 (en) 2014-03-13
JP2015529364A (en) 2015-10-05
AT515400A2 (en) 2015-08-15
WO2014037869A1 (en) 2014-03-13
PH12015500473A1 (en) 2015-04-20
AU2013311295A1 (en) 2015-04-30
BR112015004827A2 (en) 2017-07-04
MX2015002791A (en) 2015-12-03
CA2883856A1 (en) 2014-03-13
AP2013007095A0 (en) 2013-09-30
RU2015112023A (en) 2016-10-27
ZA201306611B (en) 2014-05-28
GB201505851D0 (en) 2015-05-20
IL237565A0 (en) 2015-04-30
CH708725B1 (en) 2017-09-15
ES2631002B1 (en) 2018-11-14
GB2520662A (en) 2015-05-27
KR20150084648A (en) 2015-07-22
MA37972A1 (en) 2016-01-29
DE112013004332T5 (en) 2015-05-13
ES2631002R1 (en) 2018-02-02

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