SG10202103350VA - Low friction bank selection and checkout method - Google Patents

Low friction bank selection and checkout method

Info

Publication number
SG10202103350VA
SG10202103350VA SG10202103350VA SG10202103350VA SG10202103350VA SG 10202103350V A SG10202103350V A SG 10202103350VA SG 10202103350V A SG10202103350V A SG 10202103350VA SG 10202103350V A SG10202103350V A SG 10202103350VA SG 10202103350V A SG10202103350V A SG 10202103350VA
Authority
SG
Singapore
Prior art keywords
low friction
bank selection
checkout method
friction bank
checkout
Prior art date
Application number
SG10202103350VA
Inventor
Macomber Jackson
Parfitt Nicole
Maarec Adam
Douglas Lawrence
Y Moreton Paul
Uni Koshy Bob
Rule Jeffrey
Original Assignee
Capital One Services Llc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Capital One Services Llc filed Critical Capital One Services Llc
Priority to SG10202103350VA priority Critical patent/SG10202103350VA/en
Publication of SG10202103350VA publication Critical patent/SG10202103350VA/en
Priority to PCT/US2022/023066 priority patent/WO2022212853A1/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F21/00—Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F21/30—Authentication, i.e. establishing the identity or authorisation of security principals
    • G06F21/31—User authentication
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/12—Payment architectures specially adapted for electronic shopping systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/325—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks
    • G06Q20/3255—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks using mobile network messaging services for payment, e.g. SMS
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance
SG10202103350VA 2021-04-01 2021-04-01 Low friction bank selection and checkout method SG10202103350VA (en)

Priority Applications (2)

Application Number Priority Date Filing Date Title
SG10202103350VA SG10202103350VA (en) 2021-04-01 2021-04-01 Low friction bank selection and checkout method
PCT/US2022/023066 WO2022212853A1 (en) 2021-04-01 2022-04-01 Low friction bank selection and checkout method

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
SG10202103350VA SG10202103350VA (en) 2021-04-01 2021-04-01 Low friction bank selection and checkout method

Publications (1)

Publication Number Publication Date
SG10202103350VA true SG10202103350VA (en) 2021-05-28

Family

ID=76068010

Family Applications (1)

Application Number Title Priority Date Filing Date
SG10202103350VA SG10202103350VA (en) 2021-04-01 2021-04-01 Low friction bank selection and checkout method

Country Status (2)

Country Link
SG (1) SG10202103350VA (en)
WO (1) WO2022212853A1 (en)

Families Citing this family (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US11616846B2 (en) * 2021-06-30 2023-03-28 Capital One Services, Llc Activation of an application session based on authentication of a user device and a characteristic of the user device

Family Cites Families (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US9177314B2 (en) * 2006-08-14 2015-11-03 Chijioke Chukwuemeka UZO Method of making secure electronic payments using communications devices and biometric data
US20120290479A1 (en) * 2011-05-13 2012-11-15 Bottomline Technologies (De) Inc. Integration of a Payment Network with Systems of Multiple Participating Banks
CA2861489C (en) * 2012-01-30 2017-05-16 Ebay Inc. Systems and methods to provide check-in based payment processes
US9558493B2 (en) * 2014-11-12 2017-01-31 BenedorTSE LLC Secure authorizations using independent communications and different one-time-use encryption keys for each party to a transaction

Also Published As

Publication number Publication date
WO2022212853A1 (en) 2022-10-06

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