SG10201810608VA - Methods and systems for a combined transaction by an assignee on behalf of one or more users - Google Patents

Methods and systems for a combined transaction by an assignee on behalf of one or more users

Info

Publication number
SG10201810608VA
SG10201810608VA SG10201810608VA SG10201810608VA SG10201810608VA SG 10201810608V A SG10201810608V A SG 10201810608VA SG 10201810608V A SG10201810608V A SG 10201810608VA SG 10201810608V A SG10201810608V A SG 10201810608VA SG 10201810608V A SG10201810608V A SG 10201810608VA
Authority
SG
Singapore
Prior art keywords
behalf
assignee
users
systems
methods
Prior art date
Application number
SG10201810608VA
Inventor
Kumar Gupta Naveen
Swami Deepa
Jagdishchandra Modi Bhargav
Banga Saurabh
Pathrabe Dipali
Chandrashekar Kunder Namod
Karnik Ajit
Sinha Ajay
Original Assignee
Mastercard International Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Mastercard International Inc filed Critical Mastercard International Inc
Priority to SG10201810608VA priority Critical patent/SG10201810608VA/en
Priority to US16/696,471 priority patent/US11537830B2/en
Publication of SG10201810608VA publication Critical patent/SG10201810608VA/en
Priority to US18/088,105 priority patent/US11755868B2/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K19/00—Record carriers for use with machines and with at least a part designed to carry digital markings
    • G06K19/06—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code
    • G06K19/06009—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code with optically detectable marking
    • G06K19/06037—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code with optically detectable marking multi-dimensional coding
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/229—Hierarchy of users of accounts
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/102—Bill distribution or payments
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/227—Payment schemes or models characterised in that multiple accounts are available, e.g. to the payer
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G06Q20/3274—Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being displayed on the M-device
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G06Q20/3276—Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being read by the M-device
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions
    • G06Q20/40145—Biometric identity checks
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/405—Establishing or using transaction specific rules

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • General Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • Finance (AREA)
  • Computer Security & Cryptography (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
SG10201810608VA 2018-11-27 2018-11-27 Methods and systems for a combined transaction by an assignee on behalf of one or more users SG10201810608VA (en)

Priority Applications (3)

Application Number Priority Date Filing Date Title
SG10201810608VA SG10201810608VA (en) 2018-11-27 2018-11-27 Methods and systems for a combined transaction by an assignee on behalf of one or more users
US16/696,471 US11537830B2 (en) 2018-11-27 2019-11-26 Methods and systems for a combined transaction by an assignee on behalf of one or more users
US18/088,105 US11755868B2 (en) 2018-11-27 2022-12-23 Methods and systems for a combined transaction by an assignee on behalf of one or more users

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
SG10201810608VA SG10201810608VA (en) 2018-11-27 2018-11-27 Methods and systems for a combined transaction by an assignee on behalf of one or more users

Publications (1)

Publication Number Publication Date
SG10201810608VA true SG10201810608VA (en) 2020-06-29

Family

ID=70770852

Family Applications (1)

Application Number Title Priority Date Filing Date
SG10201810608VA SG10201810608VA (en) 2018-11-27 2018-11-27 Methods and systems for a combined transaction by an assignee on behalf of one or more users

Country Status (2)

Country Link
US (2) US11537830B2 (en)
SG (1) SG10201810608VA (en)

Families Citing this family (7)

* Cited by examiner, † Cited by third party
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SG10201906586PA (en) * 2019-07-16 2021-02-25 Mastercard International Inc Methods and systems for electronic shopping through displayed multimedia content while viewing thereof
US20210080393A1 (en) * 2019-09-17 2021-03-18 Quantum Materials Corp. Using Quantum Dots for Identification, Authentication, and Tracking of Objects
JP2022065432A (en) * 2020-10-15 2022-04-27 キヤノン株式会社 Information processing apparatus, image forming apparatus, method for controlling information processing apparatus, method for controlling image forming apparatus, and program
RU2754240C1 (en) * 2020-12-16 2021-08-30 ОБЩЕСТВО С ОГРАНИЧЕННОЙ ОТВЕТСТВЕННОСТЬЮ "КуРэйт" (ООО "КуРэйт") Method and system for confirming transactions using a randomly generated graphical key
US11784997B2 (en) * 2021-01-07 2023-10-10 Bank Of America Corporation System and method for authenticating secondary users of an entity system
US20230164143A1 (en) * 2021-11-19 2023-05-25 Change Healthcare Holdings, Llc Systems and methods for providing verifiable credentials
US20240185211A1 (en) * 2022-10-25 2024-06-06 Block, Inc. Group data objects and associated functionality enablement

Family Cites Families (23)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US7117172B1 (en) 1999-03-11 2006-10-03 Corecard Software, Inc. Methods and systems for managing financial accounts
WO2000065502A2 (en) 1999-04-23 2000-11-02 First Data Resources Inc. Methods for processing a group of accounts corresponding to different products
GB2366401B (en) 2000-08-25 2005-06-01 Mitel Corp Resource sharing with sliding constraints
US20040215566A1 (en) 2000-12-15 2004-10-28 Meurer Thomas F. Automatic teller machines (ATMs) management
US10147076B2 (en) * 2002-10-01 2018-12-04 Andrew H B Zhou Digital currency (virtual payment cards) issued by central bank for mobile and wearable devices
US7007207B2 (en) 2002-10-21 2006-02-28 International Business Machines Corporation Scheduling of transactions in system-level test program generation
US20090081989A1 (en) 2007-09-25 2009-03-26 Christopher Andrew Wuhrer System and method for financial transaction interoperability across multiple mobile networks
US8401968B1 (en) 2008-03-27 2013-03-19 Amazon Technologies, Inc. Mobile group payments
US10255419B1 (en) * 2009-06-03 2019-04-09 James F. Kragh Identity validation and verification system and associated methods
US20130110607A1 (en) * 2011-10-28 2013-05-02 Steven Allen Basmajian Coupon generation, authentication, and redemption via a network
US10387876B1 (en) 2011-11-09 2019-08-20 United Services Automobile Association (Usaa) Transacting in advance
US20140074575A1 (en) 2012-09-13 2014-03-13 Visa International Service Association Systems and methods to program interaction with a user through transactions in multiple accounts
US9911118B2 (en) 2012-11-21 2018-03-06 Visa International Service Association Device pairing via trusted intermediary
IN2013CH01162A (en) * 2013-03-18 2015-08-14 Ncr Corp
US20170076274A1 (en) 2015-09-16 2017-03-16 First Data Corporation Authentication systems and methods
US20170308847A1 (en) * 2016-04-21 2017-10-26 Wal-Mart Stores, Inc. Customer-inclusive systems and methods for updating retail product assortments
US10380567B2 (en) * 2016-09-30 2019-08-13 Capital One Services, Llc Systems and methods for providing cash redemption to a third party
US11348077B2 (en) * 2016-12-12 2022-05-31 Citibank, N.A. Systems and methods for pre-staging ATM transactions
SG10201710629PA (en) 2017-01-05 2018-08-30 Mastercard International Inc Electronic system and method for atm cash management
US20210319452A1 (en) * 2017-09-19 2021-10-14 Wells Fargo Bank, N.A. Intelligent payment using augmented reality
US11049178B2 (en) * 2017-12-22 2021-06-29 Mastercard International Incorporated Offer and acceptance matching to obtain physical cash
WO2021118910A2 (en) * 2019-12-09 2021-06-17 Rose Evan C Distributed terminals network management, systems, devices, interfaces and workflows
US20210174347A1 (en) * 2019-12-09 2021-06-10 Evan Chase Rose User Routing Application and Recommendation Engine for Distributed Terminal Network

Also Published As

Publication number Publication date
US20200167622A1 (en) 2020-05-28
US20230138002A1 (en) 2023-05-04
US11755868B2 (en) 2023-09-12
US11537830B2 (en) 2022-12-27

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