SG10201803203TA - Server and method for sending a transaction receipt via a push notification - Google Patents

Server and method for sending a transaction receipt via a push notification

Info

Publication number
SG10201803203TA
SG10201803203TA SG10201803203TA SG10201803203TA SG 10201803203T A SG10201803203T A SG 10201803203TA SG 10201803203T A SG10201803203T A SG 10201803203TA SG 10201803203T A SG10201803203T A SG 10201803203TA
Authority
SG
Singapore
Prior art keywords
server
transaction receipt
push notification
sending
transaction
Prior art date
Application number
Inventor
Asif Kadiwala
Piyushkumar Mistry
Vinesh Gaadhe
Asheesh Agarwal
Original Assignee
Mastercard International Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Mastercard International Inc filed Critical Mastercard International Inc
Priority to SG10201803203T priority Critical patent/SG10201803203TA/en
Priority to PCT/US2019/023282 priority patent/WO2019203982A2/en
Priority to US16/368,378 priority patent/US11823140B2/en
Publication of SG10201803203TA publication Critical patent/SG10201803203TA/en

Links

Classifications

    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L63/00—Network architectures or network communication protocols for network security
    • H04L63/04—Network architectures or network communication protocols for network security for providing a confidential data exchange among entities communicating through data packet networks
    • H04L63/0428—Network architectures or network communication protocols for network security for providing a confidential data exchange among entities communicating through data packet networks wherein the data content is protected, e.g. by encrypting or encapsulating the payload
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G06Q20/047—Payment circuits using payment protocols involving electronic receipts
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G06Q20/209—Specified transaction journal output feature, e.g. printed receipt or voice output
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3821—Electronic credentials
    • G06Q20/38215—Use of certificates or encrypted proofs of transaction rights
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07G—REGISTERING THE RECEIPT OF CASH, VALUABLES, OR TOKENS
    • G07G5/00—Receipt-giving machines
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L67/00—Network arrangements or protocols for supporting network services or applications
    • H04L67/50—Network services
    • H04L67/55—Push-based network services
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L2463/00—Additional details relating to network architectures or network communication protocols for network security covered by H04L63/00
    • H04L2463/061—Additional details relating to network architectures or network communication protocols for network security covered by H04L63/00 applying further key derivation, e.g. deriving traffic keys from a pair-wise master key

Landscapes

  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Computer Security & Cryptography (AREA)
  • Signal Processing (AREA)
  • Finance (AREA)
  • Computer Hardware Design (AREA)
  • Computing Systems (AREA)
  • General Engineering & Computer Science (AREA)
  • Cash Registers Or Receiving Machines (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

SERVER AND METHOD FOR SENDING A TRANSACTION RECEIPT VIA A PUSH NOTIFICATION A server and method for sending a transaction receipt via a push notification is provided. The server comprises at least one processor; and at least one memory including computer program code; the at least one memory and the computer program code configured to, with the at least one processor, cause the server at least to: receive, from an issuer server, an approval message approving the user-initiated transaction request and transaction receipt details indicating a completion of the user-initiated transaction request, the user-initiated transaction request having corresponding transaction request details including a unique device identifier identifying a payment device that has been used to initiate the user-initiated transaction request; encrypt the transaction receipt details to provide encrypted transaction receipt details; and push, to the payment device identified by the unique device identifier, the encrypted transaction receipt details via a push notification channel. Figure 1
SG10201803203T 2018-04-17 2018-04-17 Server and method for sending a transaction receipt via a push notification SG10201803203TA (en)

Priority Applications (3)

Application Number Priority Date Filing Date Title
SG10201803203T SG10201803203TA (en) 2018-04-17 2018-04-17 Server and method for sending a transaction receipt via a push notification
PCT/US2019/023282 WO2019203982A2 (en) 2018-04-17 2019-03-21 Server and method for sending a transaction receipt via a push notification
US16/368,378 US11823140B2 (en) 2018-04-17 2019-03-28 Server and method for sending a transaction receipt via a push notification

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
SG10201803203T SG10201803203TA (en) 2018-04-17 2018-04-17 Server and method for sending a transaction receipt via a push notification

Publications (1)

Publication Number Publication Date
SG10201803203TA true SG10201803203TA (en) 2019-11-28

Family

ID=68160935

Family Applications (1)

Application Number Title Priority Date Filing Date
SG10201803203T SG10201803203TA (en) 2018-04-17 2018-04-17 Server and method for sending a transaction receipt via a push notification

Country Status (3)

Country Link
US (1) US11823140B2 (en)
SG (1) SG10201803203TA (en)
WO (1) WO2019203982A2 (en)

Families Citing this family (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US11005971B2 (en) * 2018-08-02 2021-05-11 Paul Swengler System and method for user device authentication or identity validation without passwords or matching tokens

Family Cites Families (22)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20010029470A1 (en) * 2000-02-03 2001-10-11 R. Steven Schultz Electronic transaction receipt system and method
US20040159700A1 (en) * 2001-12-26 2004-08-19 Vivotech, Inc. Method and apparatus for secure import of information into data aggregation program hosted by personal trusted device
US20050021480A1 (en) * 2003-05-16 2005-01-27 Hyperspace Communications, Inc. Method and apparatus for creating and validating an encrypted digital receipt for third-party electronic commerce transactions
US9213992B2 (en) * 2005-07-08 2015-12-15 Microsoft Technology Licensing, Llc Secure online transactions using a trusted digital identity
US8355987B2 (en) * 2010-05-06 2013-01-15 Boku, Inc. Systems and methods to manage information
US9799012B2 (en) * 2010-10-04 2017-10-24 Flexreceipts Inc. Electronic receipt system with social media link and related servers and methods
US8634810B2 (en) * 2011-09-29 2014-01-21 International Business Machines Corporation Pushing secure notifications to mobile computing devices
US20130185214A1 (en) * 2012-01-12 2013-07-18 Firethorn Mobile Inc. System and Method For Secure Offline Payment Transactions Using A Portable Computing Device
US8880431B2 (en) * 2012-03-16 2014-11-04 Visa International Service Association Systems and methods to generate a receipt for a transaction
US9471919B2 (en) * 2012-04-10 2016-10-18 Hoyos Labs Ip Ltd. Systems and methods for biometric authentication of transactions
US10528944B2 (en) * 2012-04-13 2020-01-07 Mastercard International Incorporated Systems, methods, and computer readable media for conducting a transaction using cloud based credentials
US20130346302A1 (en) * 2012-06-20 2013-12-26 Visa International Service Association Remote Portal Bill Payment Platform Apparatuses, Methods and Systems
US8738454B2 (en) 2012-07-23 2014-05-27 Wal-Mart Stores, Inc. Transferring digital receipt data to mobile devices
US20140032344A1 (en) * 2012-07-27 2014-01-30 Wal-Mart Stores, Inc. Push notification carrying receipt data
US20140032343A1 (en) 2012-07-27 2014-01-30 Wal-Mart Stores, Inc. Push notification informing customer of availability of receipt data
SG2013042429A (en) * 2013-05-31 2014-12-30 Mastercard International Inc Method for receiving an electronic receipt of an electronic payment transaction into a mobile device
US20150120418A1 (en) * 2013-10-28 2015-04-30 Visa International Service Association Systems and methods to provide rewards based on purchased items
US20150142514A1 (en) * 2013-11-20 2015-05-21 Mastercard International Incorporated System and method for payment transaction receipt management
US20150332223A1 (en) * 2014-05-19 2015-11-19 Square, Inc. Transaction information collection for mobile payment experience
WO2016157137A1 (en) 2015-04-01 2016-10-06 Zamsure (Pty) Ltd Digital receipt management system and method
KR20170054648A (en) * 2015-11-10 2017-05-18 김태리 Mobile payment system and method
US10681163B2 (en) * 2018-01-10 2020-06-09 Vmware, Inc. Email notification system

Also Published As

Publication number Publication date
US11823140B2 (en) 2023-11-21
WO2019203982A2 (en) 2019-10-24
WO2019203982A3 (en) 2020-11-05
US20190318325A1 (en) 2019-10-17

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