SG10201801787SA - Electronic payment systems and methods - Google Patents

Electronic payment systems and methods

Info

Publication number
SG10201801787SA
SG10201801787SA SG10201801787SA SG10201801787SA SG 10201801787S A SG10201801787S A SG 10201801787SA SG 10201801787S A SG10201801787S A SG 10201801787SA SG 10201801787S A SG10201801787S A SG 10201801787SA
Authority
SG
Singapore
Prior art keywords
customer
electronic payment
message
transaction amount
methods
Prior art date
Application number
Inventor
Ravi Kumar
Simon CHIANG
Ramakantha ACHARYA
Shah Nailesh
Sergio ZANATTI
Sowhan CHAN
Shiva Bm Kumar
Seshadri Rengan
Gopalan Ramakrishnan
Lutze Maik
Ang Rusli
Original Assignee
Citibank Na
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Citibank Na filed Critical Citibank Na
Priority to SG10201801787S priority Critical patent/SG10201801787SA/en
Priority to AU2018202858A priority patent/AU2018202858A1/en
Priority to PH12018000120A priority patent/PH12018000120A1/en
Priority to TW107114864A priority patent/TWI666599B/en
Publication of SG10201801787SA publication Critical patent/SG10201801787SA/en

Links

Landscapes

  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)

Abstract

An electronic payment system and method involving settlement arrangements between banks and customers following an electronic payment in which a message is automatically sent to a customer device in real time with an invitation for the customer to pay for all or part of the transaction amount other than by a charge to the customer card account, such as by redeeming points or by converting the transaction amount to an equal payments plan. The message contains a link to a microsite of an online banking system which, when clicked on by the customer sends an acceptance of the offer to the online banking system. Upon receipt of the acceptance message, the payment is processed according to the accepted offer, and the customer’s account is adjusted accordingly. FIGURE 1
SG10201801787S 2018-03-05 2018-03-05 Electronic payment systems and methods SG10201801787SA (en)

Priority Applications (4)

Application Number Priority Date Filing Date Title
SG10201801787S SG10201801787SA (en) 2018-03-05 2018-03-05 Electronic payment systems and methods
AU2018202858A AU2018202858A1 (en) 2018-03-05 2018-04-25 Electronic payment systems and methods
PH12018000120A PH12018000120A1 (en) 2018-03-05 2018-05-02 Electronic payment systems and methods
TW107114864A TWI666599B (en) 2018-03-05 2018-05-02 Electronic payment systems and methods

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
SG10201801787S SG10201801787SA (en) 2018-03-05 2018-03-05 Electronic payment systems and methods

Publications (1)

Publication Number Publication Date
SG10201801787SA true SG10201801787SA (en) 2019-10-30

Family

ID=67874078

Family Applications (1)

Application Number Title Priority Date Filing Date
SG10201801787S SG10201801787SA (en) 2018-03-05 2018-03-05 Electronic payment systems and methods

Country Status (4)

Country Link
AU (1) AU2018202858A1 (en)
PH (1) PH12018000120A1 (en)
SG (1) SG10201801787SA (en)
TW (1) TWI666599B (en)

Families Citing this family (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2021119619A1 (en) * 2019-12-13 2021-06-17 Visa International Service Association Plan interaction utilizing cryptogram

Family Cites Families (9)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20070260509A1 (en) * 2005-12-22 2007-11-08 American Express Travel Related Services Company, Inc., A New York Corporation System and method for express redemption of accrued rewards
US20080114651A1 (en) * 2006-02-02 2008-05-15 Microsoft Corporation Omaha - user price incentive model
US7806321B1 (en) * 2006-07-25 2010-10-05 United Services Automobile Association (Usaa) Systems and methods for automated reward redemption
US8676642B1 (en) * 2007-07-05 2014-03-18 Jpmorgan Chase Bank, N.A. System and method for granting promotional rewards to financial account holders
AU2009296658B2 (en) * 2008-09-25 2015-09-24 Visa International Service Association System and method for benefit notification
WO2015016767A1 (en) * 2013-07-29 2015-02-05 Li Bao Qing Vincent A loyalty system
AU2015305524A1 (en) * 2014-08-21 2017-03-16 Mastercard International Incorporated Method and system for processing of a real-time rebate at transaction authorization
CN107408253B (en) * 2015-01-19 2021-08-06 加拿大皇家银行 Secure processing of electronic payments
US10528968B2 (en) * 2015-06-23 2020-01-07 Mastercard International Incorporated Method and system for post authorization payment of transactions using loyalty points

Also Published As

Publication number Publication date
PH12018000120A1 (en) 2019-09-09
TWI666599B (en) 2019-07-21
AU2018202858A1 (en) 2019-09-19
TW201939385A (en) 2019-10-01

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