SG10201800375TA - System, method, and program for providing financial transaction by virtual card number, virtual card number generating device, and virtual card number verifying device - Google Patents

System, method, and program for providing financial transaction by virtual card number, virtual card number generating device, and virtual card number verifying device

Info

Publication number
SG10201800375TA
SG10201800375TA SG10201800375TA SG10201800375TA SG10201800375TA SG 10201800375T A SG10201800375T A SG 10201800375TA SG 10201800375T A SG10201800375T A SG 10201800375TA SG 10201800375T A SG10201800375T A SG 10201800375TA SG 10201800375T A SG10201800375T A SG 10201800375TA
Authority
SG
Singapore
Prior art keywords
card number
virtual card
financial transaction
program
generating device
Prior art date
Application number
SG10201800375TA
Inventor
Chang Hun Yoo
Original Assignee
Ssenstone Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Ssenstone Inc filed Critical Ssenstone Inc
Publication of SG10201800375TA publication Critical patent/SG10201800375TA/en

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Classifications

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    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/367—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
    • G06Q20/3672—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes initialising or reloading thereof
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    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
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    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
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    • G06Q20/00—Payment architectures, schemes or protocols
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    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G—PHYSICS
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    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3821—Electronic credentials
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    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes
    • G—PHYSICS
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    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
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    • G06Q20/4093—Monitoring of device authentication
    • G—PHYSICS
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    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
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    • H—ELECTRICITY
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    • H04L63/083—Network architectures or network communication protocols for network security for authentication of entities using passwords
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    • H04L9/32—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials
    • H04L9/321—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials involving a third party or a trusted authority
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Landscapes

  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Computer Security & Cryptography (AREA)
  • Theoretical Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • General Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • Finance (AREA)
  • General Engineering & Computer Science (AREA)
  • Signal Processing (AREA)
  • Computer Hardware Design (AREA)
  • Software Systems (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Computing Systems (AREA)
  • General Health & Medical Sciences (AREA)
  • Bioethics (AREA)
  • Health & Medical Sciences (AREA)
  • Marketing (AREA)
  • Economics (AREA)
  • Development Economics (AREA)
  • Technology Law (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Selective Calling Equipment (AREA)
  • Telephone Function (AREA)
  • Mobile Radio Communication Systems (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)
  • Automation & Control Theory (AREA)
  • Storage Device Security (AREA)
  • Information Transfer Between Computers (AREA)

Abstract

SYSTEM, METHOD, AND PROGRAM FOR PROVIDING FINANCIAL TRANSACTION BY VIRTUAL CARD NUMBER, VIRTUAL CARD NUMBER GENERATING DEVICE, AND VIRTUAL CARD NUMBER VERIFYING DEVICE 5 OF THE DISCLOSURE A system, a method, and a program for providing a financial transaction by a virtual card number, a virtual card number generating device, and a virtual card number verifying device are provided. The method includes receiving, by a virtual card number verifying means, a virtual card number provided from a virtual card 10 number generating means, extracting, by the virtual card number verifying means, a plurality of detailed codes included in the virtual card number, searching, by the virtual card number verifying means, for a storage location of a real card number based on the plurality of detailed codes, and proceeding, by the virtual card number verifying means, with the financial transaction or requesting, by the virtual card number verifying means, 15 to proceed with the financial transaction using the real card number extracted from the storage location. FIG. 7
SG10201800375TA 2017-08-09 2018-01-15 System, method, and program for providing financial transaction by virtual card number, virtual card number generating device, and virtual card number verifying device SG10201800375TA (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
KR20170100953 2017-08-09
KR1020170113479A KR101978812B1 (en) 2017-08-09 2017-09-05 System, method and program for providing financial transaction by vritual card number, vritual card number generator and vritual card number verification device

Publications (1)

Publication Number Publication Date
SG10201800375TA true SG10201800375TA (en) 2019-03-28

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Application Number Title Priority Date Filing Date
SG10201900350UA SG10201900350UA (en) 2017-08-09 2018-01-15 System, method, and program for providing financial transaction by virtual card number, virtual card number generating device, and virtual card number verifying device
SG10201800375TA SG10201800375TA (en) 2017-08-09 2018-01-15 System, method, and program for providing financial transaction by virtual card number, virtual card number generating device, and virtual card number verifying device
SG10201806705SA SG10201806705SA (en) 2017-08-09 2018-08-07 System for payment based on store’s intranet, mobile terminal including payment function based on store’s intranet, method for providing payment service based on store’s intranet, and program for perf

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SG10201900350UA SG10201900350UA (en) 2017-08-09 2018-01-15 System, method, and program for providing financial transaction by virtual card number, virtual card number generating device, and virtual card number verifying device

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Country Status (6)

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US (6) US11188895B2 (en)
EP (4) EP3644257A4 (en)
JP (4) JP6931472B6 (en)
KR (17) KR101978812B1 (en)
CN (2) CN111095323B (en)
SG (3) SG10201900350UA (en)

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