SG10201707131XA - Method and system for authorising transactions - Google Patents

Method and system for authorising transactions

Info

Publication number
SG10201707131XA
SG10201707131XA SG10201707131XA SG10201707131XA SG10201707131XA SG 10201707131X A SG10201707131X A SG 10201707131XA SG 10201707131X A SG10201707131X A SG 10201707131XA SG 10201707131X A SG10201707131X A SG 10201707131XA SG 10201707131X A SG10201707131X A SG 10201707131XA
Authority
SG
Singapore
Prior art keywords
biometric authentication
companion device
bluetooth
authentication result
authorising transactions
Prior art date
Application number
SG10201707131XA
Inventor
Maheshwari Rajat
Kamal Ashfaq
Mark Simpson Kenneth
Original Assignee
Mastercard Asia Pacific Pte Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Mastercard Asia Pacific Pte Ltd filed Critical Mastercard Asia Pacific Pte Ltd
Priority to SG10201707131XA priority Critical patent/SG10201707131XA/en
Priority to CN201811006626.8A priority patent/CN109426964A/en
Publication of SG10201707131XA publication Critical patent/SG10201707131XA/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions
    • G06Q20/40145—Biometric identity checks
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G06Q20/202—Interconnection or interaction of plural electronic cash registers [ECR] or to host computer, e.g. network details, transfer of information from host to ECR or from ECR to ECR
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G06Q20/204—Point-of-sale [POS] network systems comprising interface for record bearing medium or carrier for electronic funds transfer or payment credit

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Engineering & Computer Science (AREA)
  • General Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • Theoretical Computer Science (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Computer Security & Cryptography (AREA)
  • Cash Registers Or Receiving Machines (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Mobile Radio Communication Systems (AREA)

Abstract

METHOD AND SYSTEM FOR AUTHORISING TRANSACTIONS A computer-implemented method and a system for authorising transactions, the computer- implemented method including: receiving a Bluetooth address of a companion device; establishing a Bluetooth connection with the companion device based on the Bluetooth address; receiving a biometric authentication result from the companion device via Bluetooth, the biometric authentication result representing a result of verifying a user’s identify by biometric authentication; and processing a transaction based on the biometric authentication result. FIG 1
SG10201707131XA 2017-08-31 2017-08-31 Method and system for authorising transactions SG10201707131XA (en)

Priority Applications (2)

Application Number Priority Date Filing Date Title
SG10201707131XA SG10201707131XA (en) 2017-08-31 2017-08-31 Method and system for authorising transactions
CN201811006626.8A CN109426964A (en) 2017-08-31 2018-08-31 For authorizing the method and system of transaction

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
SG10201707131XA SG10201707131XA (en) 2017-08-31 2017-08-31 Method and system for authorising transactions

Publications (1)

Publication Number Publication Date
SG10201707131XA true SG10201707131XA (en) 2019-03-28

Family

ID=65514614

Family Applications (1)

Application Number Title Priority Date Filing Date
SG10201707131XA SG10201707131XA (en) 2017-08-31 2017-08-31 Method and system for authorising transactions

Country Status (2)

Country Link
CN (1) CN109426964A (en)
SG (1) SG10201707131XA (en)

Family Cites Families (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN101101687B (en) * 2006-07-05 2010-09-01 山谷科技有限责任公司 Method, apparatus, server and system using biological character for identity authentication
US8020756B2 (en) * 2006-07-28 2011-09-20 Metavante Corporation Authorization system and method
CN102542688A (en) * 2010-12-28 2012-07-04 中国银联股份有限公司 Electronic payment device and electronic payment system using same
CN103246838A (en) * 2013-04-27 2013-08-14 深圳市亚略特生物识别科技有限公司 External device of mobile terminal
CN104361696A (en) * 2014-11-15 2015-02-18 安徽省新方尊铸造科技有限公司 Supermarket quick-payment system based on fingerprint recognition technology
GB2533333A (en) * 2014-12-16 2016-06-22 Visa Europe Ltd Transaction authorisation

Also Published As

Publication number Publication date
CN109426964A (en) 2019-03-05

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