SG10201706266YA - Method and system for transaction authorization - Google Patents

Method and system for transaction authorization

Info

Publication number
SG10201706266YA
SG10201706266YA SG10201706266YA SG10201706266YA SG10201706266YA SG 10201706266Y A SG10201706266Y A SG 10201706266YA SG 10201706266Y A SG10201706266Y A SG 10201706266YA SG 10201706266Y A SG10201706266Y A SG 10201706266YA SG 10201706266Y A SG10201706266Y A SG 10201706266YA
Authority
SG
Singapore
Prior art keywords
transaction
authorization
parameters
server
card
Prior art date
Application number
SG10201706266YA
Inventor
Jain Navneet
Sharma Piyush
Original Assignee
Mastercard International Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Mastercard International Inc filed Critical Mastercard International Inc
Priority to SG10201706266YA priority Critical patent/SG10201706266YA/en
Priority to US16/036,317 priority patent/US20190043053A1/en
Publication of SG10201706266YA publication Critical patent/SG10201706266YA/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/102—Bill distribution or payments
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification

Abstract

METHOD AND SYSTEM FOR TRANSACTION AUTHORIZATION A transaction authorization method includes receiving by a first server, a first request from a second server for initiating authorization for a transaction at a first time instance, when a user uses a first transaction card to initiate the transaction. A first set of parameters is associated with the first transaction card. The first server receives a second request for completing the authorization for the transaction at a second time instance, when the user uses a second transaction card to complete the transaction. A second set of parameters is associated with the second transaction card. The first server authorizes the transaction based on a match between the first set of parameters and the second set of parameters. FIG. 34
SG10201706266YA 2017-08-01 2017-08-01 Method and system for transaction authorization SG10201706266YA (en)

Priority Applications (2)

Application Number Priority Date Filing Date Title
SG10201706266YA SG10201706266YA (en) 2017-08-01 2017-08-01 Method and system for transaction authorization
US16/036,317 US20190043053A1 (en) 2017-08-01 2018-07-16 Method and system for transaction authorization

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
SG10201706266YA SG10201706266YA (en) 2017-08-01 2017-08-01 Method and system for transaction authorization

Publications (1)

Publication Number Publication Date
SG10201706266YA true SG10201706266YA (en) 2019-03-28

Family

ID=65229137

Family Applications (1)

Application Number Title Priority Date Filing Date
SG10201706266YA SG10201706266YA (en) 2017-08-01 2017-08-01 Method and system for transaction authorization

Country Status (2)

Country Link
US (1) US20190043053A1 (en)
SG (1) SG10201706266YA (en)

Families Citing this family (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JP6940546B2 (en) * 2019-03-29 2021-09-29 株式会社ジェーシービー Request management system, request management method and computer program
GB2619424A (en) * 2019-04-29 2023-12-06 Apple Inc System and method of operating a secure contactless transaction

Family Cites Families (13)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CA2265032A1 (en) * 1998-04-24 1999-10-24 J.J. Mackay Canada Limited Multiple electronic purse parking meter
CA2313312A1 (en) * 1999-07-27 2001-01-27 Nortel Networks Corporation System, method, and computer program product for smart card to smart card transactions
US7225156B2 (en) * 2001-07-11 2007-05-29 Fisher Douglas C Persistent dynamic payment service
WO2008070844A2 (en) * 2006-12-07 2008-06-12 Horoppa, Inc. A search and comparison shopping engine
US20090039150A1 (en) * 2007-08-06 2009-02-12 Isaac Lay Remote handheld payment device and method
US7575177B2 (en) * 2007-10-03 2009-08-18 Mastercard International, Inc. Dual use payment device
US10387853B1 (en) * 2010-01-19 2019-08-20 The Pnc Financial Services Group, Inc. Secondary purchase card for financial transactions (“cap card”)
US9785935B2 (en) * 2011-05-11 2017-10-10 Riavera Corp. Split mobile payment system
US20140207669A1 (en) * 2013-01-24 2014-07-24 Einar Rosenberg Smart Electronic Wallet
US20150032530A1 (en) * 2013-07-28 2015-01-29 Eric Wilfred Olson CRE & MCPC Software & Website
US10043162B1 (en) * 2015-03-31 2018-08-07 Square, Inc. Open ticket payment handling with bill splitting
US20200065783A1 (en) * 2018-08-22 2020-02-27 Mastercard International Incorporated Multiple card payment process
US10489789B1 (en) * 2019-05-02 2019-11-26 Capital One Services, Llc Systems and methods for providing notifications to devices

Also Published As

Publication number Publication date
US20190043053A1 (en) 2019-02-07

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