SG10201705618VA - A system and method for utilizing secondary user biometric data for user authorisation - Google Patents

A system and method for utilizing secondary user biometric data for user authorisation

Info

Publication number
SG10201705618VA
SG10201705618VA SG10201705618VA SG10201705618VA SG10201705618VA SG 10201705618V A SG10201705618V A SG 10201705618VA SG 10201705618V A SG10201705618V A SG 10201705618VA SG 10201705618V A SG10201705618V A SG 10201705618VA SG 10201705618V A SG10201705618V A SG 10201705618VA
Authority
SG
Singapore
Prior art keywords
biometric data
user
authorisation
utilizing secondary
user biometric
Prior art date
Application number
SG10201705618VA
Inventor
Charles Gilbey Benjamin
Maheshwari Rajat
Wei Ping Yen Philip
Original Assignee
Mastercard Asia Pacific Pte Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Mastercard Asia Pacific Pte Ltd filed Critical Mastercard Asia Pacific Pte Ltd
Priority to SG10201705618VA priority Critical patent/SG10201705618VA/en
Priority to US16/021,396 priority patent/US20190012676A1/en
Publication of SG10201705618VA publication Critical patent/SG10201705618VA/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions
    • G06Q20/40145—Biometric identity checks
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/102—Bill distribution or payments
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/405—Establishing or using transaction specific rules

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Finance (AREA)
  • Theoretical Computer Science (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • Computer Security & Cryptography (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Measuring Pulse, Heart Rate, Blood Pressure Or Blood Flow (AREA)
  • Collating Specific Patterns (AREA)
  • Measurement Of The Respiration, Hearing Ability, Form, And Blood Characteristics Of Living Organisms (AREA)

Abstract

A SYSTEM AND METHOD FOR UTILIZING SECONDARY USER BIOMETRIC DATA FOR USER AUTHORISATION 5 There is provided a system and method for utilizing secondary user biometric data for user authorisation. Generally, in addition to the utilisation of primary user biometric data, the secondary user biometric data is also used to ensure that an additional level of authentication is carried out. 10 Figure 2 15
SG10201705618VA 2017-07-07 2017-07-07 A system and method for utilizing secondary user biometric data for user authorisation SG10201705618VA (en)

Priority Applications (2)

Application Number Priority Date Filing Date Title
SG10201705618VA SG10201705618VA (en) 2017-07-07 2017-07-07 A system and method for utilizing secondary user biometric data for user authorisation
US16/021,396 US20190012676A1 (en) 2017-07-07 2018-06-28 System and method for utilizing secondary user biometric data for user authorization

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
SG10201705618VA SG10201705618VA (en) 2017-07-07 2017-07-07 A system and method for utilizing secondary user biometric data for user authorisation

Publications (1)

Publication Number Publication Date
SG10201705618VA true SG10201705618VA (en) 2019-02-27

Family

ID=64902785

Family Applications (1)

Application Number Title Priority Date Filing Date
SG10201705618VA SG10201705618VA (en) 2017-07-07 2017-07-07 A system and method for utilizing secondary user biometric data for user authorisation

Country Status (2)

Country Link
US (1) US20190012676A1 (en)
SG (1) SG10201705618VA (en)

Families Citing this family (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US11392940B2 (en) * 2018-01-17 2022-07-19 Tzero Ip, Llc Multi-approval system using M of N keys to perform an action at a customer device
US11328280B1 (en) * 2018-10-31 2022-05-10 United Services Automobile Association (Usaa) Biometric authentication system
US11727403B2 (en) * 2019-05-20 2023-08-15 Samsung Electronics Co., Ltd. System and method for payment authentication

Family Cites Families (7)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20060064380A1 (en) * 2004-09-15 2006-03-23 Zev Zukerman Methods and systems for performing tokenless financial transactions over a transaction network using biometric data
US20090061819A1 (en) * 2007-09-05 2009-03-05 Avaya Technology Llc Method and apparatus for controlling access and presence information using ear biometrics
US8998096B2 (en) * 2010-04-01 2015-04-07 Coin, Inc. Magnetic emissive use of preloaded payment card account numbers
US20160155112A1 (en) * 2012-10-10 2016-06-02 Mastercard International Incorporated Barcode-triggered payment method and system
US10846699B2 (en) * 2013-06-17 2020-11-24 Visa International Service Association Biometrics transaction processing
US9679197B1 (en) * 2014-03-13 2017-06-13 Leap Motion, Inc. Biometric aware object detection and tracking
EP3279846A1 (en) * 2016-08-01 2018-02-07 Giesecke+Devrient Mobile Security GmbH Method and system for wireless payments using a wearable device

Also Published As

Publication number Publication date
US20190012676A1 (en) 2019-01-10

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