SG10201509121QA - A method and system for accumulating and redeeming rewards using digital wallets - Google Patents

A method and system for accumulating and redeeming rewards using digital wallets

Info

Publication number
SG10201509121QA
SG10201509121QA SG10201509121QA SG10201509121QA SG10201509121QA SG 10201509121Q A SG10201509121Q A SG 10201509121QA SG 10201509121Q A SG10201509121Q A SG 10201509121QA SG 10201509121Q A SG10201509121Q A SG 10201509121QA SG 10201509121Q A SG10201509121Q A SG 10201509121QA
Authority
SG
Singapore
Prior art keywords
accumulating
digital wallets
redeeming rewards
redeeming
rewards
Prior art date
Application number
SG10201509121QA
Inventor
Venugopalan Vijin
Hayes Joseph
Sharma Prashant
Original Assignee
Mastercard Asia Pacific Pte Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Mastercard Asia Pacific Pte Ltd filed Critical Mastercard Asia Pacific Pte Ltd
Priority to SG10201509121QA priority Critical patent/SG10201509121QA/en
Priority to PCT/SG2016/050502 priority patent/WO2017078619A1/en
Priority to US15/298,658 priority patent/US20170132653A1/en
Publication of SG10201509121QA publication Critical patent/SG10201509121QA/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/02—Marketing; Price estimation or determination; Fundraising
    • G06Q30/0207—Discounts or incentives, e.g. coupons or rebates
    • G06Q30/0238—Discounts or incentives, e.g. coupons or rebates at point-of-sale [POS]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/227—Payment schemes or models characterised in that multiple accounts are available, e.g. to the payer
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/363—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes with the personal data of a user
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/367—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
    • G06Q20/3678—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes e-cash details, e.g. blinded, divisible or detecting double spending
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/387—Payment using discounts or coupons

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Finance (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Development Economics (AREA)
  • Entrepreneurship & Innovation (AREA)
  • Game Theory and Decision Science (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)
SG10201509121QA 2015-11-05 2015-11-05 A method and system for accumulating and redeeming rewards using digital wallets SG10201509121QA (en)

Priority Applications (3)

Application Number Priority Date Filing Date Title
SG10201509121QA SG10201509121QA (en) 2015-11-05 2015-11-05 A method and system for accumulating and redeeming rewards using digital wallets
PCT/SG2016/050502 WO2017078619A1 (en) 2015-11-05 2016-10-12 A method and system for accumulating and redeeming rewards using digital wallets
US15/298,658 US20170132653A1 (en) 2015-11-05 2016-10-20 Method and system for accumulating and redeeming rewards using digital wallets

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
SG10201509121QA SG10201509121QA (en) 2015-11-05 2015-11-05 A method and system for accumulating and redeeming rewards using digital wallets

Publications (1)

Publication Number Publication Date
SG10201509121QA true SG10201509121QA (en) 2017-06-29

Family

ID=58662943

Family Applications (1)

Application Number Title Priority Date Filing Date
SG10201509121QA SG10201509121QA (en) 2015-11-05 2015-11-05 A method and system for accumulating and redeeming rewards using digital wallets

Country Status (3)

Country Link
US (1) US20170132653A1 (en)
SG (1) SG10201509121QA (en)
WO (1) WO2017078619A1 (en)

Families Citing this family (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US10049376B1 (en) * 2014-10-02 2018-08-14 Jpmorgan Chase Bank, N.A. System and method for payment with rewards currency at the point of sale
US20180130086A1 (en) * 2016-11-03 2018-05-10 Shailesh Nalawadi Method and system for providing mobile rewards, gifts, coupons and incremental mobile data to mobile & digital wallet
US20200034828A1 (en) * 2018-07-25 2020-01-30 Libra Insurance Company Ltd Method and system for digital currency generation and managing
US11328316B2 (en) 2019-04-04 2022-05-10 Visa International Service Association Method, system, and computer program product for processing a transaction initiated using an electronic wallet

Family Cites Families (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US7716080B2 (en) * 1999-06-23 2010-05-11 Signature Systems, Llc Method and system for using multi-function cards for storing, managing and aggregating reward points
US7398225B2 (en) * 2001-03-29 2008-07-08 American Express Travel Related Services Company, Inc. System and method for networked loyalty program
US20050125343A1 (en) * 2003-12-03 2005-06-09 Mendelovich Isaac F. Method and apparatus for monetizing personal consumer profiles by aggregating a plurality of consumer credit card accounts into one card
US8688511B2 (en) * 2008-10-09 2014-04-01 Bryan BEAL Consolidated consumer rewards systems and methods with card vendor integration
WO2010051602A1 (en) * 2008-11-10 2010-05-14 Amir Salemi New reward points system and associated universal free market
US20120078695A1 (en) * 2010-09-27 2012-03-29 Alexander Thomas Paterson Universal Bonus/Rewards Card

Also Published As

Publication number Publication date
US20170132653A1 (en) 2017-05-11
WO2017078619A1 (en) 2017-05-11

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