SG10201400156QA - Transaction system and method - Google Patents

Transaction system and method

Info

Publication number
SG10201400156QA
SG10201400156QA SG10201400156QA SG10201400156QA SG10201400156QA SG 10201400156Q A SG10201400156Q A SG 10201400156QA SG 10201400156Q A SG10201400156Q A SG 10201400156QA SG 10201400156Q A SG10201400156Q A SG 10201400156QA SG 10201400156Q A SG10201400156Q A SG 10201400156QA
Authority
SG
Singapore
Prior art keywords
transaction system
transaction
Prior art date
Application number
SG10201400156QA
Inventor
Benjamin S Fernandez Jose
D Ibasco Alex
L Ubalde Oliver
C Salcedo Richard
Antonio C Yulo Jose
P Ornido Oliver
Original Assignee
Smart Communications Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Priority claimed from SG2014008106A external-priority patent/SG2014008106A/en
Application filed by Smart Communications Inc filed Critical Smart Communications Inc
Priority to SG10201400156QA priority Critical patent/SG10201400156QA/en
Priority to KR1020167024046A priority patent/KR20160119137A/en
Priority to CA2938399A priority patent/CA2938399A1/en
Priority to MX2016010026A priority patent/MX2016010026A/en
Priority to PCT/SG2015/050012 priority patent/WO2015119578A1/en
Priority to US15/115,863 priority patent/US20170178131A1/en
Priority to EP15746404.1A priority patent/EP3103082A1/en
Priority to SG11201606077TA priority patent/SG11201606077TA/en
Priority to JP2016549707A priority patent/JP2017508203A/en
Priority to AU2015214646A priority patent/AU2015214646A1/en
Priority to TW104103754A priority patent/TW201539339A/en
Priority to CN201580007307.7A priority patent/CN107077669B9/en
Publication of SG10201400156QA publication Critical patent/SG10201400156QA/en
Priority to PH12016501516A priority patent/PH12016501516A1/en

Links

Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/10Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/382Payment protocols; Details thereof insuring higher security of transaction
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • G06Q20/4014Identity check for transactions
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • G06Q20/4016Transaction verification involving fraud or risk level assessment in transaction processing
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/405Establishing or using transaction specific rules
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/42Confirmation, e.g. check or permission by the legal debtor of payment
SG10201400156QA 2014-02-04 2014-02-24 Transaction system and method SG10201400156QA (en)

Priority Applications (13)

Application Number Priority Date Filing Date Title
SG10201400156QA SG10201400156QA (en) 2014-02-04 2014-02-24 Transaction system and method
CN201580007307.7A CN107077669B9 (en) 2014-02-04 2015-02-04 Transaction system and method
EP15746404.1A EP3103082A1 (en) 2014-02-04 2015-02-04 Transaction system and method
CA2938399A CA2938399A1 (en) 2014-02-04 2015-02-04 Transaction system and method
MX2016010026A MX2016010026A (en) 2014-02-04 2015-02-04 Transaction system and method.
PCT/SG2015/050012 WO2015119578A1 (en) 2014-02-04 2015-02-04 Transaction system and method
US15/115,863 US20170178131A1 (en) 2014-02-04 2015-02-04 Transaction system and method
KR1020167024046A KR20160119137A (en) 2014-02-04 2015-02-04 Transaction system and method
SG11201606077TA SG11201606077TA (en) 2014-02-04 2015-02-04 Transaction system and method
JP2016549707A JP2017508203A (en) 2014-02-04 2015-02-04 Trading system and method
AU2015214646A AU2015214646A1 (en) 2014-02-04 2015-02-04 Transaction system and method
TW104103754A TW201539339A (en) 2014-02-04 2015-02-04 Transaction system and method
PH12016501516A PH12016501516A1 (en) 2014-02-04 2016-08-01 Transaction system and method

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
SG2014008106A SG2014008106A (en) 2014-02-04 2014-02-04 Transaction system and method
SG10201400156QA SG10201400156QA (en) 2014-02-04 2014-02-24 Transaction system and method

Publications (1)

Publication Number Publication Date
SG10201400156QA true SG10201400156QA (en) 2015-09-29

Family

ID=53778274

Family Applications (2)

Application Number Title Priority Date Filing Date
SG10201400156QA SG10201400156QA (en) 2014-02-04 2014-02-24 Transaction system and method
SG11201606077TA SG11201606077TA (en) 2014-02-04 2015-02-04 Transaction system and method

Family Applications After (1)

Application Number Title Priority Date Filing Date
SG11201606077TA SG11201606077TA (en) 2014-02-04 2015-02-04 Transaction system and method

Country Status (12)

Country Link
US (1) US20170178131A1 (en)
EP (1) EP3103082A1 (en)
JP (1) JP2017508203A (en)
KR (1) KR20160119137A (en)
CN (1) CN107077669B9 (en)
AU (1) AU2015214646A1 (en)
CA (1) CA2938399A1 (en)
MX (1) MX2016010026A (en)
PH (1) PH12016501516A1 (en)
SG (2) SG10201400156QA (en)
TW (1) TW201539339A (en)
WO (1) WO2015119578A1 (en)

Families Citing this family (33)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN106997527A (en) 2016-01-25 2017-08-01 阿里巴巴集团控股有限公司 Credit payment method and device based on mobile terminal P2P
CN115719224A (en) 2016-01-25 2023-02-28 创新先进技术有限公司 Credit payment method and device based on mobile terminal card simulation
US10116667B2 (en) 2016-01-26 2018-10-30 Bank Of America Corporation System for conversion of an instrument from a non-secured instrument to a secured instrument in a process data network
US10438209B2 (en) 2016-02-10 2019-10-08 Bank Of America Corporation System for secure routing of data to various networks from a process data network
US10129238B2 (en) 2016-02-10 2018-11-13 Bank Of America Corporation System for control of secure access and communication with different process data networks with separate security features
US10142347B2 (en) 2016-02-10 2018-11-27 Bank Of America Corporation System for centralized control of secure access to process data network
US11374935B2 (en) 2016-02-11 2022-06-28 Bank Of America Corporation Block chain alias person-to-person resource allocation
US10762504B2 (en) 2016-02-22 2020-09-01 Bank Of America Corporation System for external secure access to process data network
US10140470B2 (en) 2016-02-22 2018-11-27 Bank Of America Corporation System for external validation of distributed resource status
US10496989B2 (en) 2016-02-22 2019-12-03 Bank Of America Corporation System to enable contactless access to a transaction terminal using a process data network
US10178105B2 (en) 2016-02-22 2019-01-08 Bank Of America Corporation System for providing levels of security access to a process data network
US10607285B2 (en) 2016-02-22 2020-03-31 Bank Of America Corporation System for managing serializability of resource transfers in a process data network
US10026118B2 (en) 2016-02-22 2018-07-17 Bank Of America Corporation System for allowing external validation of data in a process data network
US10318938B2 (en) 2016-02-22 2019-06-11 Bank Of America Corporation System for routing of process authorization and settlement to a user in process data network based on specified parameters
US10475030B2 (en) 2016-02-22 2019-11-12 Bank Of America Corporation System for implementing a distributed ledger across multiple network nodes
US10142312B2 (en) 2016-02-22 2018-11-27 Bank Of America Corporation System for establishing secure access for users in a process data network
US10135870B2 (en) 2016-02-22 2018-11-20 Bank Of America Corporation System for external validation of secure process transactions
US10636033B2 (en) 2016-02-22 2020-04-28 Bank Of America Corporation System for routing of process authorizations and settlement to a user in a process data network
US10679215B2 (en) 2016-02-22 2020-06-09 Bank Of America Corporation System for control of device identity and usage in a process data network
US10387878B2 (en) 2016-02-22 2019-08-20 Bank Of America Corporation System for tracking transfer of resources in a process data network
US10440101B2 (en) 2016-02-22 2019-10-08 Bank Of America Corporation System for external validation of private-to-public transition protocols
US10402796B2 (en) 2016-08-29 2019-09-03 Bank Of America Corporation Application life-cycle transition record recreation system
US20180089688A1 (en) * 2016-09-27 2018-03-29 Mastercard International Incorporated System and methods for authenticating a user using biometric data
US11631077B2 (en) 2017-01-17 2023-04-18 HashLynx Inc. System for facilitating secure electronic communications between entities and processing resource transfers
WO2019087349A1 (en) * 2017-11-02 2019-05-09 株式会社Leis Financial transaction control system, application therefor, financial transaction method using same, and financial transaction control method
US10929545B2 (en) 2018-07-31 2021-02-23 Bank Of America Corporation System for providing access to data stored in a distributed trust computing network
CN109784903A (en) * 2018-12-19 2019-05-21 四川商通实业有限公司 Orientation method of payment and its system based on prepaid card
US11113262B2 (en) * 2019-04-01 2021-09-07 Sap Se Time-efficient lock release in database systems
CN110021108B (en) * 2019-04-03 2021-04-13 西安印钞有限公司 Banknote crown word number recording and tracing method and system
US11875320B1 (en) 2020-02-28 2024-01-16 The Pnc Financial Services Group, Inc. Systems and methods for managing a financial account in a low-cash mode
CN113269554B (en) * 2021-05-12 2022-11-18 河北幸福消费金融股份有限公司 Data comparison method, system and storage medium
US20220405477A1 (en) * 2021-06-17 2022-12-22 Ramp Business Corporation Real-time named entity based transaction approval
US20230252476A1 (en) * 2022-02-10 2023-08-10 Capital One Services, Llc Computationally efficient theft detection

Family Cites Families (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US7383988B2 (en) * 2005-08-31 2008-06-10 Metavante Corporation System and method for locking and unlocking a financial account card
LU91488B1 (en) * 2008-10-17 2010-04-19 Robert Carter Multifactor Authentication
SG192289A1 (en) * 2012-01-06 2013-08-30 Smart Communications Inc System, method and computer program arranged to facilitate a transaction
US20140089189A1 (en) * 2012-09-27 2014-03-27 S. Rao Vasireddy System, method, and apparatus to evaluate transaction security risk
US20140279509A1 (en) * 2013-03-14 2014-09-18 Facebook, Inc. Method for implementing an alternative payment

Also Published As

Publication number Publication date
MX2016010026A (en) 2016-10-07
JP2017508203A (en) 2017-03-23
EP3103082A1 (en) 2016-12-14
AU2015214646A1 (en) 2016-09-15
PH12016501516A1 (en) 2017-02-06
CN107077669B9 (en) 2019-08-20
WO2015119578A1 (en) 2015-08-13
SG11201606077TA (en) 2016-08-30
CA2938399A1 (en) 2015-08-13
US20170178131A1 (en) 2017-06-22
KR20160119137A (en) 2016-10-12
CN107077669A (en) 2017-08-18
CN107077669B (en) 2019-04-30
TW201539339A (en) 2015-10-16

Similar Documents

Publication Publication Date Title
SG11201606077TA (en) Transaction system and method
GB2530649B (en) Display system and method
SG11201609892RA (en) Transport-container system and method
SG10201405182WA (en) Method and system
SG11201607508TA (en) Evaluation system and method
GB201407711D0 (en) Communnication system and related method
GB201421814D0 (en) System and method
SG11201703335QA (en) Transaction system and method
GB2529408B (en) Display system and method
SG11201606186WA (en) Remittance system and method
SG11201606653VA (en) Transaction authorisation method and system
SG11201608019QA (en) System and method for facilitating electronic transaction
SG11201703181YA (en) Identification system and method
GB201510000D0 (en) System and method
GB201420186D0 (en) Identification system and method
GB201510480D0 (en) System and method
GB201402275D0 (en) Verification system and method
GB201515115D0 (en) System and method
SG10201403334XA (en) Detection system and method
GB201523060D0 (en) Speed-limit-compliance system and method
GB201415688D0 (en) Method and Systems
GB201404184D0 (en) Method and system
GB201406223D0 (en) Method and system for facilitating a transaction
GB201401126D0 (en) Computer system and method
SG11201701757TA (en) Method and system for facilitating a transaction