SE512838C2 - Payment operation execution system - Google Patents

Payment operation execution system

Info

Publication number
SE512838C2
SE512838C2 SE9702528A SE9702528A SE512838C2 SE 512838 C2 SE512838 C2 SE 512838C2 SE 9702528 A SE9702528 A SE 9702528A SE 9702528 A SE9702528 A SE 9702528A SE 512838 C2 SE512838 C2 SE 512838C2
Authority
SE
Sweden
Prior art keywords
character string
coded character
amount
dialing
party
Prior art date
Application number
SE9702528A
Other languages
Swedish (sv)
Other versions
SE9702528D0 (en
SE9702528L (en
Inventor
Bjoern De Bonnenfant
Original Assignee
Satsafe Mls Ab
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Satsafe Mls Ab filed Critical Satsafe Mls Ab
Priority to SE9702528A priority Critical patent/SE512838C2/en
Publication of SE9702528D0 publication Critical patent/SE9702528D0/en
Priority to PCT/SE1998/001271 priority patent/WO1999000770A1/en
Priority to EP98931183A priority patent/EP1002299A1/en
Publication of SE9702528L publication Critical patent/SE9702528L/en
Publication of SE512838C2 publication Critical patent/SE512838C2/en

Links

Classifications

    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F17/00—Coin-freed apparatus for hiring articles; Coin-freed facilities or services
    • G07F17/0014—Coin-freed apparatus for hiring articles; Coin-freed facilities or services for vending, access and use of specific services not covered anywhere else in G07F17/00
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/325—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks
    • G06Q20/3255—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks using mobile network messaging services for payment, e.g. SMS
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07B—TICKET-ISSUING APPARATUS; FARE-REGISTERING APPARATUS; FRANKING APPARATUS
    • G07B15/00—Arrangements or apparatus for collecting fares, tolls or entrance fees at one or more control points
    • G07B15/06—Arrangements for road pricing or congestion charging of vehicles or vehicle users, e.g. automatic toll systems
    • G07B15/063—Arrangements for road pricing or congestion charging of vehicles or vehicle users, e.g. automatic toll systems using wireless information transmission between the vehicle and a fixed station

Landscapes

  • Physics & Mathematics (AREA)
  • Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Engineering & Computer Science (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • General Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • Accounting & Taxation (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Devices For Checking Fares Or Tickets At Control Points (AREA)
  • Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)
  • Meter Arrangements (AREA)

Abstract

The invention concerns a system for carrying out a payment operation from a first to a second part, comprising a telecommunication network, having a service for pay number (premium rate number service), which owner has a control unit arranged to be able to receive information from said first part and independence thereof send a message as substitute for an income received through calling by said first part. According to the invention said control unit is arranged to send said message in form of a coded character string representing an amount equal to said incom minus a fee, and to receive said information in form of said coded character string in return with an identification of said second part for supplying said amount to the latter.

Description

15 20 25 30 512» 838- 2 erhållen genom uppringning från nämnda första part. Enligt uppfinningen är nämnda styrenhet anordnad att sända nämnda meddelande i form av en kodad teckensträng representerande ett belopp lika med nämnda intäkt minus en avgift, och att ta emot nämnda information i form av nämnda kodade tecken- sträng i retur med en identifiering av nämnda andra part för att till den senare förmedla nämnda belopp. 15 20 25 30 512 »838-2 obtained by dialing from said first party. According to the invention, said control unit is arranged to send said message in the form of a coded character string representing an amount equal to said revenue minus a fee, and to receive said information in the form of said coded character string in return with an identification of said second party to convey to the latter the said amount.

Genom uppfinningen uppnås att en betalningsoperation kan genomföras fràn en första till en andra part utan att någon specialiserad utrustning är nödvändig och att krav ställs pà att ett tillräckligt belopp är i förväg lagrat i ett register. Frihetsgraden i utnyttjandet av disponibel tid ökar för både betalande och betalningsmottagande parter.The invention achieves that a payment operation can be carried out from a first to a second party without any specialized equipment being necessary and that a requirement is made that a sufficient amount is stored in advance in a register. The degree of freedom in the use of available time increases for both paying and receiving parties.

Enligt en föredragen utföringsform av uppfinningen är nämnda styrenhet anordnad att sända nämnda kodade tecken- sträng till en mobiltelefon använd för nämnda uppringning.According to a preferred embodiment of the invention, said control unit is arranged to send said coded character string to a mobile telephone used for said dialing.

För GSM-telefoner sker detta företrädesvis i form av ett sä kallat SMS-meddelande.For GSM telephones, this is preferably done in the form of a so-called SMS message.

Enligt en annan utföringsform är nämnda styrenhet an- ordnad att sända nämnda kodade teckensträng till en person- sökare anvisad vid nämnda uppringning.According to another embodiment, said control unit is arranged to send said coded character string to a pager assigned to said dialing.

Enligt en tredje utföringsform är nämnda styrenhet an- ordnad att sända nämnda kodade teckensträng till en datater- minal anordnad att överföra nämnda belopp till ett betalkort.According to a third embodiment, said control unit is arranged to send said coded character string to a data terminal arranged to transfer said amount to a payment card.

Enligt en fjärde utföringsform är nämnda styrenhet an- ordnad att sända nämnda kodade teckensträng till en datater- minal anvisad vid nämnda uppringning och anordnad att över- föra nämnda belopp till ett kassaregister.According to a fourth embodiment, said control unit is arranged to send said coded character string to a data terminal assigned at said dialing and arranged to transfer said amount to a cash register.

Den utrustning med tillhörande elektronik som krävs för ovannämnda utföringsformer bygger pá känd teknik som varje fackman pá området behärskar och utgör inte någon del av föreliggande uppfinning varför den inte beskrivs närmare.The equipment with associated electronics required for the above-mentioned embodiments is based on known technology which is mastered by any person skilled in the art and does not form part of the present invention, therefore it is not described in more detail.

Claims (6)

10 15 20 25 30 ko Patentkrav 512 83810 15 20 25 30 ko Claim 512 838 1. System för genomförande av en betalningsoperation från en första till en andra part, innefattande ett telenät med en tjänst för betalnummer vars innehavare har en styren- het anordnad att kunna ta emot information frán nämnda första part och i beroende därav sända ett meddelande som ersättning för en intäkt erhállen genom uppringning från nämnda första part, k äwn n e t e c k n a t d ä r a v att nämnda styrenhet är anordnad att sända nämnda meddelande i form av en kodad teckensträng representerande ett belopp lika med nämnda intäkt minus en avgift, och att ta emot nämnda information i form av nämnda kodade teckensträng i retur med en identifiering av nämnda andra part för att till den senare förmedla nämnda belopp.A system for carrying out a payment operation from a first to a second party, comprising a telephone network with a payment number service whose holder has a control unit arranged to be able to receive information from said first party and accordingly send a message as compensation for a revenue obtained by dialing from said first party, characterized in that said control unit is arranged to send said message in the form of a coded character string representing an amount equal to said revenue minus a fee, and to receive said information in of said coded character string in return with an identification of said second party to convey to the latter said amount. 2. System enligt krav 1, k ä n n e t e c k n a t d ä r a v att nämnda kodade teckensträng är anordnad att sändas till en mobiltelefon använd för nämnda uppringning.2. A system according to claim 1, characterized in that said coded character string is arranged to be sent to a mobile telephone used for said dialing. 3. System enligt krav 1, k ä n n e t e c k n a t d ä r a v att nämnda kodade teckensträng är anordnad att sändas till en personsökare anvisad vid nämnda uppringning.3. A system according to claim 1, characterized in that said coded character string is arranged to be sent to a pager assigned at said dialing. 4. System enligt krav 1, k ä n n e t e c k n a t d ä r a v att nämnda kodade teckensträng är anordnad att sändas till en dataterminal anordnad att överföra nämnda belopp till ett ett betalkort.4. A system according to claim 1, characterized in that said coded character string is arranged to be sent to a data terminal arranged to transfer said amount to a payment card. 5. System enligt krav 1, k ä n n e t e c k n a t d ä r a v att nämnda kodade teckensträng är anordnad att sändas till en en dataterminal anvisad vid nämnda uppringning och anordnad att överföra nämnda belopp till ett kassaregister.5. A system according to claim 1, characterized in that said coded character string is arranged to be sent to a data terminal assigned at said dialing and arranged to transfer said amount to a cash register. 6. System enligt krav 4, k ä n n e t e c k n a t d ä r a v att nämnda kassaregister är anordnat för avgiftsmottagning vid vágtullar eller parkeringsplatser.System according to claim 4, characterized in that said cash register is arranged for receipt of fees at tolls or parking lots.
SE9702528A 1997-06-30 1997-06-30 Payment operation execution system SE512838C2 (en)

Priority Applications (3)

Application Number Priority Date Filing Date Title
SE9702528A SE512838C2 (en) 1997-06-30 1997-06-30 Payment operation execution system
PCT/SE1998/001271 WO1999000770A1 (en) 1997-06-30 1998-06-26 System for carrying out a charging operation
EP98931183A EP1002299A1 (en) 1997-06-30 1998-06-26 System for carrying out a charging operation

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
SE9702528A SE512838C2 (en) 1997-06-30 1997-06-30 Payment operation execution system

Publications (3)

Publication Number Publication Date
SE9702528D0 SE9702528D0 (en) 1997-06-30
SE9702528L SE9702528L (en) 1998-12-31
SE512838C2 true SE512838C2 (en) 2000-05-22

Family

ID=20407590

Family Applications (1)

Application Number Title Priority Date Filing Date
SE9702528A SE512838C2 (en) 1997-06-30 1997-06-30 Payment operation execution system

Country Status (3)

Country Link
EP (1) EP1002299A1 (en)
SE (1) SE512838C2 (en)
WO (1) WO1999000770A1 (en)

Families Citing this family (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
GB9918244D0 (en) * 1999-08-04 1999-10-06 Muzaffar Sajjad Online payment system
KR20020070667A (en) * 2001-03-02 2002-09-11 주식회사 이코인 System and Method for Precharging the Fee of Public Traffic Means
EP1368794A2 (en) * 2001-03-07 2003-12-10 Johannes Kamp Subscriber system and method for lotto and lottery games
KR20030068680A (en) * 2002-02-15 2003-08-25 김호준 charging system of card for prepayment and charging method thereof
KR20060047150A (en) * 2004-04-09 2006-05-18 주식회사 이비 System for charging pre-paid card and method of the same

Family Cites Families (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
ES2107689T3 (en) * 1992-11-11 1997-12-01 Finland Telecom Oy METHOD TO CARRY OUT FINANCIAL TRANSACTIONS THROUGH A MOBILE TELEPHONE SYSTEM.
FI100137B (en) * 1994-10-28 1997-09-30 Vazvan Simin Real-time wireless telecom payment system
FI99071C (en) * 1995-02-15 1997-09-25 Nokia Mobile Phones Ltd Procedure for use of applications in a mobile telephone as well as a mobile telephone
FI102018B (en) * 1995-02-28 1998-09-30 Payway Oy Parking payment system, an inspection device and an identification device
FI2136U1 (en) * 1995-04-27 1995-10-19 Finland Telecom Oy Parkeringsavgiftsystem

Also Published As

Publication number Publication date
SE9702528D0 (en) 1997-06-30
WO1999000770A1 (en) 1999-01-07
SE9702528L (en) 1998-12-31
EP1002299A1 (en) 2000-05-24

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Legal Events

Date Code Title Description
NUG Patent has lapsed