RU99123063A - CONTROLLED ELECTRONIC MONEY SYSTEM AND METHOD OF ORGANIZING, STORING AND TRANSFER OF ELECTRONIC MONEY - Google Patents
CONTROLLED ELECTRONIC MONEY SYSTEM AND METHOD OF ORGANIZING, STORING AND TRANSFER OF ELECTRONIC MONEYInfo
- Publication number
- RU99123063A RU99123063A RU99123063/09A RU99123063A RU99123063A RU 99123063 A RU99123063 A RU 99123063A RU 99123063/09 A RU99123063/09 A RU 99123063/09A RU 99123063 A RU99123063 A RU 99123063A RU 99123063 A RU99123063 A RU 99123063A
- Authority
- RU
- Russia
- Prior art keywords
- electronic
- electronic coins
- coins
- cash
- type
- Prior art date
Links
- 241000269627 Amphiuma means Species 0.000 claims 3
- 230000003993 interaction Effects 0.000 claims 3
- 230000000875 corresponding Effects 0.000 claims 1
Claims (27)
(a) по меньшей мере один тип электронных монет, причем каждый тип электронных монет из указанного по меньшей мере одного типа электронных монет имеет достоинство, кратное элементарной денежной единице;
(b) множество электронных монет, каждая из которых принадлежит к одному из по меньшей мере одного типа электронных монет, причем каждая электронная монета имеет порядковый номер;
(c) множество устройств хранения денежных средств, каждое для хранения электронных монет из множества электронных монет, включающее:
i. множество кошельков электронных монет, каждый из которых включен в одну платежную карточку из множества платежных карточек;
ii. множество касс электронных монет, каждая из которых включена в одну торговую точку из множества торговых точек; и
iii. несколько фондов электронных монет, каждый из которых включен в одно финансовое учреждение из нескольких финансовых учреждений; и
d. операционные средства для перевода выбранного количества электронных монет, принадлежащих к выбранному типу электронных монет, с одного исходного устройства хранения денежных средств, выбранного из указанного множества устройств хранения денежных средств, в другое, целевое устройство хранения денежных средств, выбранное из указанного множества устройств хранения денежных средств, причем операционные средства выполнены с возможностью регистрации порядкового номера каждой из указанного количества электронных монет в целевом устройстве хранения денежных средств и стирания порядкового номера в исходном устройстве хранения денежных средств.1. A controlled electronic monetary system for the transfer of electronic coins in quantities that are multiples of an elementary monetary unit, between two selected from a variety of payment cards, a plurality of retail outlets and several financial institutions, comprising:
(a) at least one type of electronic coin, wherein each type of electronic coin of said at least one type of electronic coin has a value multiple of an elementary monetary unit;
(b) a plurality of electronic coins, each of which belongs to one of at least one type of electronic coins, each electronic coin having a serial number;
(c) a plurality of cash storage devices, each for storing electronic coins from a plurality of electronic coins, including:
i. many e-coin wallets, each of which is included in one payment card from a variety of payment cards;
ii. many cash desks of electronic coins, each of which is included in one sales outlet from many sales outlets; and
iii. several funds of electronic coins, each of which is included in one financial institution from several financial institutions; and
d. operating funds for transferring the selected number of electronic coins belonging to the selected type of electronic coins from one source cash storage device selected from the specified set of cash storage devices to another, target cash storage device selected from the specified set of cash storage devices moreover, operating funds are configured to register the serial number of each of the specified number of electronic coins in the target device Storage of funds and deletion of the serial number in the source cash storage device.
а. платежные операционные средства, в которых исходное устройство хранения денежных средств является кошельком электронных монет и целевое устройство хранения денежных средств является кассой электронных монет; и
b. операционные средства выдачи сдачи, в которых исходное устройство хранения денежных средств является кассой электронных монет и целевое устройство хранения денежных средств является кошельком электронных монет.3. The system according to claim 1, characterized in that the operating means contain:
a. payment operating funds in which the source cash storage device is an electronic coin wallet and the target cash storage device is an electronic coin box office; and
b. change delivery operating means in which the source cash storage device is an electronic coin box office and the target cash storage device is an electronic coin wallet.
а. первую группу неотрицательного числа электронных монет указанного типа электронных монет для перевода из кошелька электронных монет платежной карточки в кассу электронных монет торговой точки; и
b. вторую группу неотрицательного числа электронных монет указанного типа электронных монет для перевода из кассы электронных монет выбранной торговой точки в кошелек электронных монет платежной карточки.5. The system according to claim 4, characterized in that the operating funds contain means for selecting operations performed with the possibility after receiving the amount payable and after the interaction of the selected outlet with the selected payment card, and in accordance with the number of electronic coins belonging to the specified set of types of electronic coins stored in the electronic coin wallet of the selected payment card, automatically select for each type of electronic coins from the set of types of electronic coins:
a. the first group of a non-negative number of electronic coins of the indicated type of electronic coins for transferring from a wallet of electronic coins of a payment card to a cash desk of electronic coins of a point of sale; and
b. the second group of a non-negative number of electronic coins of the indicated type of electronic coins for transferring from a cash desk of electronic coins of a selected outlet to a wallet of electronic coins of a payment card.
а. по меньшей мере одну расходную карточку, включенную в одну из множества платежных карточек;
b. по меньшей мере одну расходную кассу, включенную в одну из множества торговых точек; и
с. по меньшей мере один счет, соответствующий по меньшей мере одной расходной карточке и включенный в одно из нескольких финансовых учреждений; и в которой
d. операционные средства содержат:
i. платежные операционные средства, выполненные с возможностью перевода электронных монет из кошелька электронных монет в кассу электронных монет;
ii. операционные средства для выдачи сдачи, выполненные с возможностью перевода, электронных монет из кассы электронных монет в кошелек электронных монет;
iii. расходные операционные средства, выполненные с возможностью оплаты со счета через соответствующую расходную карточку; и
iv. средства выбора операции, выполненные с возможностью после получения суммы, подлежащей оплате, и после взаимодействия выбранной торговой точки с выбранной платежной карточкой, включающей расходную карточку и кошелек электронных монет, и в соответствии с электронными монетами в указанном кошельке электронных монет, автоматически выбирать:
а. неотрицательную сумму, подлежащую оплате через расходную карточку;
b. первую группу неотрицательного числа электронных монет для перевода из кошелька электронных монет платежной карточки в кошелек электронных монет выбранной торговой точки; и
с. вторую группу неотрицательного числа электронных монет для перевода из кассы электронных монет выбранной торговой точки в кошелек электронных монет платежной карточки.6. The system according to claim 1, characterized in that it further comprises:
a. at least one expendable card included in one of the plurality of payment cards;
b. at least one cash desk included in one of the many outlets; and
from. at least one account corresponding to at least one expense card and included in one of several financial institutions; and in which
d. operating facilities contain:
i. payment operating funds made with the possibility of transferring electronic coins from an electronic coin wallet to an electronic coin box office;
ii. operational funds for issuing change made with the possibility of transferring electronic coins from the electronic coin box to the electronic coin wallet;
iii. expendable operating funds, made with the possibility of payment from the account through the appropriate expenditure card; and
iv. means of selecting an operation made with the possibility, after receiving the amount payable, and after the interaction of the selected outlet with the selected payment card, including an expendable card and an electronic coin wallet, and in accordance with the electronic coins in the indicated electronic coin wallet, automatically select:
a. non-negative amount payable through an expense card;
b. the first group of a non-negative number of electronic coins for transferring from a wallet of electronic coins of a payment card to a wallet of electronic coins of a selected outlet; and
from. the second group of a non-negative number of electronic coins for transferring from a cash desk of electronic coins of a selected outlet to a wallet of electronic coins of a payment card.
а. заданное число разрешенных повторений любого номера электронных монет, принадлежащих к по меньшей мере одному типу электронных монет; и
b. по меньшей мере один из числа фондов электронных монет, имеющих средства защиты для подсчета числа повторений каждого из порядковых номеров электронных монет, принадлежащих к указанному типу электронных монет и хранимых в фонде электронных монет, и идентификации и сообщения порядковых номеров, число повторений которых превышает заданное число разрешенных повторений.9. The system according to claim 1, characterized in that it further has for each type of electronic coins:
a. a predetermined number of permitted repetitions of any number of electronic coins belonging to at least one type of electronic coins; and
b. at least one of the number of electronic coin funds having security features for counting the number of repetitions of each of the serial numbers of electronic coins belonging to the specified type of electronic coins and stored in the electronic coin fund, and identification and message of serial numbers whose number of repetitions exceeds a specified number allowed reps.
а. средство для создания и хранения файла полученной электронной наличности, который содержит записи, включающие поле идентификации электронной наличности для каждой единицы электронной наличности, полученной с платежной карточки, и поле идентификации переводящего устройства для указанной платежной карточки; и
b. средство выборки и выдачи данных из указанного файла полученной электронной наличности.11. The system according to claim 1, characterized in that at least one of the many outlets contains:
a. means for creating and storing a file of received electronic cash, which contains records including an electronic cash identification field for each electronic cash unit received from a payment card, and a transfer device identification field for said payment card; and
b. means for selecting and outputting data from a specified file of received electronic cash.
а. средство для создания и хранения файла полученной электронной наличности, который содержит записи, включающие поле идентификации электронной наличности для каждой единицы электронной наличности, полученной от переводящего устройства, и поле идентификации переводящего устройства для указанного переводящего устройства; и
b. средство для выборки и выдачи данных из указанного файла полученной электронной наличности.12. The system according to claim 1, characterized in that at least one of several financial institutions contains:
a. means for creating and storing a file of received electronic cash that contains records including an electronic cash identification field for each electronic cash unit received from the transfer device and an identification device identification field for the specified transfer device; and
b. means for selecting and outputting data from the specified file of received electronic cash.
а. средство для создания и хранения файла полученной электронной наличности, который содержит записи, включающие поле идентификации электронной наличности для каждой единицы электронной наличности, полученной от переводящего устройства, и поле идентификации переводящего устройства для переводящего устройства; и
b. средство для выборки и выдачи данных из файла полученной электронной наличности.15. The system according to claim 1, characterized in that at least one intermediate device comprises:
a. means for creating and storing a received electronic cash file that contains records including an electronic cash identification field for each electronic cash unit received from the transfer device and an identification field of the transfer device for the transfer device; and
b. means for selecting and outputting data from a file of received electronic cash.
Applications Claiming Priority (2)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
IL12058597A IL120585A0 (en) | 1997-04-01 | 1997-04-01 | Countable electronic monetary system and method |
IL120585 | 1997-04-01 |
Publications (2)
Publication Number | Publication Date |
---|---|
RU99123063A true RU99123063A (en) | 2001-09-20 |
RU2187150C2 RU2187150C2 (en) | 2002-08-10 |
Family
ID=11069985
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
RU99123063/09A RU2187150C2 (en) | 1997-04-01 | 1998-03-30 | Checked electronic monetary system and method for organizing, saving, and transferring electronic funds |
Country Status (9)
Country | Link |
---|---|
US (1) | US6119946A (en) |
EP (1) | EP1021800B1 (en) |
JP (1) | JP2001525087A (en) |
CN (1) | CN1259215A (en) |
AU (1) | AU739937B2 (en) |
CA (1) | CA2285401C (en) |
IL (1) | IL120585A0 (en) |
RU (1) | RU2187150C2 (en) |
WO (1) | WO1998044429A1 (en) |
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