RU98110645A - SYSTEM, METHOD AND DEVICE FOR PERFORMING ELECTRONIC PAYMENT OPERATION IN A TELECOMMUNICATION NETWORK - Google Patents

SYSTEM, METHOD AND DEVICE FOR PERFORMING ELECTRONIC PAYMENT OPERATION IN A TELECOMMUNICATION NETWORK

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Publication number
RU98110645A
RU98110645A RU98110645/09A RU98110645A RU98110645A RU 98110645 A RU98110645 A RU 98110645A RU 98110645/09 A RU98110645/09 A RU 98110645/09A RU 98110645 A RU98110645 A RU 98110645A RU 98110645 A RU98110645 A RU 98110645A
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RU
Russia
Prior art keywords
payment
protocol
terminal equipment
participant
electronic payment
Prior art date
Application number
RU98110645/09A
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Russian (ru)
Other versions
RU2172522C2 (en
Inventor
Ханнула Антти
Кари Ханну
Original Assignee
Нокиа Телекоммьюникейшнз Ой
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Priority claimed from FI955354A external-priority patent/FI102860B1/en
Application filed by Нокиа Телекоммьюникейшнз Ой filed Critical Нокиа Телекоммьюникейшнз Ой
Publication of RU98110645A publication Critical patent/RU98110645A/en
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Publication of RU2172522C2 publication Critical patent/RU2172522C2/en

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Claims (12)

1. Система для выполнения операции по электронным платежам между оконечным оборудованием (100, ПС) в системе электросвязи и другим участником осуществления операции (14, 15, 16), отличающаяся тем, что система содержит межсетевой шлюз (10) обслуживания платежей, включающий: первый интерфейс (20) платежного протокола, обеспечивающий первый протокол (А) электронного платежа для платежных операций с оконечным оборудованием (100, ПС), по меньшей мере, один другой интерфейс (21) платежного протокола, который соединен с сетью передачи данных и который обеспечивает такой же протокол электронных платежей, как и упомянутый первый интерфейс протокола электронного платежа, или отличный от него (В,С,...,У: 1, 2, 3), для операций с другим участником (14, 15, 16) осуществления операции; и тем что межсетевой шлюз обслуживания платежей скомпонован таким образом, чтобы выполнять приспособление (22) протокола платежной операции между первым (20) и упомянутым, по меньшей мере одним другим интерфейсом (21) платежного протокола.1. A system for performing an operation on electronic payments between terminal equipment (100, PS) in a telecommunication system and another participant in the operation (14, 15, 16), characterized in that the system comprises a gateway (10) for servicing payments, including: the first a payment protocol interface (20) providing a first electronic payment protocol (A) for payment transactions with terminal equipment (100, PS), at least one other payment protocol interface (21) that is connected to a data network and which provides establishes the same electronic payment protocol as the first interface of the electronic payment protocol mentioned or different from it (B, C, ..., Y: 1, 2, 3) for operations with another participant (14, 15, 16) the operation; and the fact that the payment service gateway is configured to implement a payment transaction protocol device (22) between the first (20) and said at least one other payment protocol interface (21). 2. Система по п. 1, отличающаяся тем, что упомянутый межсетевой шлюз (10) обслуживания платежей подсоединен к мобильной сети (НМСОП) через сеть передачи данных, типа локальной сети (ЛС1) оператора мобильной сети. 2. The system according to claim 1, characterized in that said payment gateway (10) is connected to a mobile network (NIMSOP) through a data network, such as a local area network (LAN) of a mobile network operator. 3. Система по п. 1, отличающаяся тем, что упомянутый межсетевой шлюз (10) обслуживания платежей подсоединен непосредственно к мобильной сети (НМСОП). 3. The system according to claim 1, characterized in that said payment gateway (10) is connected directly to the mobile network (NMSOP). 4. Способ для выполнения операции по электронным платежам между оконечным оборудованием в системе электросвязи и другим участником осуществления операции через сеть передачи данных, отличающийся тем, что: выполняют маршрутизацию платежной операции через межсетевой шлюз обслуживания платежей, используют один и тот же общий протокол электронного платежа во всех платежных операциях между оконечным оборудованием и межсетевым шлюзом, независимо от протокола электронного платежа упомянутого другого участка, используют протокол электронного платежа упомянутого другого участника в каждой платежной операции между платежным шлюзом и упомянутым другим участником. 4. A method for performing an electronic payment operation between terminal equipment in a telecommunication system and another participant of an operation through a data network, characterized in that: routing a payment operation through a payment service gateway uses the same general electronic payment protocol for all payment operations between the terminal equipment and the gateway, regardless of the electronic payment protocol of the other section mentioned, use the electronic payment of the said other participant in each payment transaction between the payment gateway and the other participant. 5. Способ по п. 4, отличающийся тем, что выполняют конверсию протокола в упомянутом межсетевом шлюзе обслуживания платежа между упомянутым общим платежным протоколом и платежным протоколом каждого другого участника. 5. The method according to p. 4, characterized in that the conversion of the protocol in the said payment service gateway between said common payment protocol and the payment protocol of each other participant is performed. 6. Способ по п. 4 или 5, отличающийся тем, что упомянутая сеть электросвязи представляет собой цифровую мобильную сеть, и тем, что связь между межсетевым шлюзом обслуживания платежей и оконечным оборудованием реализуют либо непосредственно через мобильную сеть, либо через мобильную сеть и сеть передачи данных, расположенную между межсетевым шлюзом обслуживания платежей и мобильной сетью. 6. The method according to p. 4 or 5, characterized in that the telecommunication network is a digital mobile network, and that the communication between the gateway payment service terminal and terminal equipment is implemented either directly through the mobile network or through the mobile network and the transmission network data located between the payment service gateway and the mobile network. 7. Система для выполнения операции электронного платежа между оконечным оборудованием в системе электросвязи и другим участником осуществления операции, отличающаяся тем, что система (фиг. 2) содержит межсетевой шлюз (10) обслуживания платежей, включающий: первый интерфейс протокола оплаты, обеспечивающий первый протокол (А) электронного платежа для платежных операций с упомянутым другим участником, по меньшей мере, один другой интерфейс платежного протокола, который соединен с сетью передачи данных, и который обеспечивает такой же протокол электронного платежа, как и упомянутый первый интерфейс платежного протокола, или отличный от него (В, С,..., X), для платежных операций с оконечным оборудованием, и тем, что межсетевой шлюз (10) обслуживания платежей скомпонован таким образом, чтобы выполнять приспособление протокола платежных операций между первым и упомянутым, по меньшей мере, одним другим интерфейсом платежного протокола. 7. A system for performing an electronic payment operation between terminal equipment in a telecommunication system and another transaction participant, characterized in that the system (Fig. 2) comprises a payment service gateway (10), comprising: a first payment protocol interface providing a first protocol ( A) electronic payment for payment transactions with said other participant, at least one other interface of the payment protocol, which is connected to the data network, and which provides the same flow The electronic payment ol, like the first interface of the payment protocol mentioned, or different from it (B, C, ..., X), for payment operations with terminal equipment, and the fact that the gateway (10) for servicing payments is arranged in such a way to perform the adaptation of the payment transaction protocol between the first and said at least one other payment protocol interface. 8. Способ для выполнения операции по электронным платежам между оконечным оборудованием в системе электросвязи и другим участником осуществления операции, отличающийся тем, что выполняют маршрутизацию платежной операции через межсетевой шлюз обслуживания платежей, используют один и тот же общий протокол электронного платежа во всех платежных операциях между другим участником и межсетевым шлюзом, независимо от протокола электронного платежа оконечного оборудования, используют протокол электронного платежа оконечного оборудования при каждой платежной операции между межсетевым шлюзом и оконечным оборудованием. 8. A method for performing an electronic payment operation between terminal equipment in a telecommunication system and another operation participant, characterized in that the payment operation is routed through a payment service gateway, using the same general electronic payment protocol in all payment operations between another the participant and the gateway, regardless of the terminal electronic payment protocol, use the terminal electronic payment protocol For each payment transaction between the gateway and terminal equipment. 9. Способ по п. 8, отличающийся тем, что выполняют конверсию протокола в упомянутом межсетевом шлюзе обслуживания платежей между упомянутым общим платежным протоколом и платежным протоколом каждого оконечного оборудования. 9. The method according to p. 8, characterized in that the conversion of the Protocol in the aforementioned gateway gateway payment service between the aforementioned General payment Protocol and the payment Protocol of each terminal equipment. 10. Устройство для выполнения операции между оконечным оборудованием (100, ПС) в сети электросвязи и другим участником (14, 15, 16, 200) осуществления операции, отличающееся тем, что устройство (10) содержит средство (20, 150) для выполнения операции между оконечным оборудованием и устройством посредством использования первого общего протокола электронного платежа при всех платежных операциях между оконечным оборудованием и устройством, причем первый общий протокол электронного платежа является общим для всего оконечного оборудования, и не зависит от второго протокола электронного платежа, обеспечиваемого другим участником, средство (21, 151) для выполнения платежной операции между упомянутым другим участником и устройством посредством использования второго протокола электронного платежа, обеспечиваемого упомянутым другим участником, средство (22, 152) для выполнения конверсии протокола между упомянутым первым протоколом электронного платежа и вторым протоколом электронного платежа. 10. A device for performing an operation between terminal equipment (100, PS) in a telecommunication network and another participant (14, 15, 16, 200) of an operation, characterized in that the device (10) comprises means (20, 150) for performing the operation between the terminal equipment and the device by using the first common electronic payment protocol for all payment transactions between the terminal equipment and the device, the first general electronic payment protocol being common to all terminal equipment, and does not depend t of the second electronic payment protocol provided by another participant, means (21, 151) for performing a payment transaction between said other participant and the device by using the second electronic payment protocol provided by said other participant, means (22, 152) for performing protocol conversion between said the first electronic payment protocol and the second electronic payment protocol. 11. Устройство для выполнения операции электронного платежа между оконечным оборудованием в сети электросвязи и другим участником осуществления операции, отличающееся тем, что устройство (10) содержит средство (151) для выполнения платежной операции между упомянутым другим участником и устройством путем использования при каждой операции первого общего протокола электронного платежа, который не зависит от второго протокола электронного платежа, обеспечиваемого оконечным оборудованием, средство (150) для выполнения платежной операции между оконечным оборудованием и устройством посредством использования второго протокола электронного платежа, обеспечиваемого оконечным оборудованием, средство (152) для выполнения конверсии протокола между упомянутым первым общим протоколом электронного платежа и вторым протоколом электронного платежа. 11. A device for performing an electronic payment operation between terminal equipment in a telecommunication network and another participant in the operation, characterized in that the device (10) comprises means (151) for performing a payment operation between the other participant and the device by using the first common an electronic payment protocol, which is independent of the second electronic payment protocol provided by the terminal equipment, means (150) for performing an inter-payment transaction the terminal equipment and the apparatus by using the second electronic payment protocol provided by the terminal equipment, means (152) for performing a protocol conversion between said first general electronic payment protocol and the second electronic payment protocol. 12. Устройство для выполнения операции электронного платежа между оконечным оборудованием в сети электросвязи и другим участником осуществления операции, отличающееся тем, что устройство (10) содержит средство (151) для выполнения платежной операции между оконечным оборудованием и устройством путем использования протокола электронного платежа, обеспечиваемого каждым оконечным оборудованием, средство (21, 151) для выполнения платежной операции между упомянутым другим участником и устройством посредством использования протокола электронного платежа упомянутого второго участника, средство (152) для выполнения конверсии протокола между протоколом электронного платежа, обеспечиваемым каждым другим участником, и протоколом электронного платежа, обеспечиваемым каждым оконечным оборудованием. 12. A device for performing an electronic payment operation between terminal equipment in a telecommunication network and another transaction participant, characterized in that the device (10) comprises means (151) for performing a payment operation between terminal equipment and the device by using an electronic payment protocol provided by each terminal equipment, means (21, 151) for performing a payment operation between the other participant and the device by using the electronic protocol payment of said second participant, means (152) for converting the protocol between the electronic payment protocol provided by each other participant and the electronic payment protocol provided by each terminal equipment.
RU98110645/09A 1995-11-07 1996-11-05 System, method, and device for executing electronic payment operations in electric communication network RU2172522C2 (en)

Applications Claiming Priority (2)

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FI955354 1995-11-07
FI955354A FI102860B1 (en) 1995-11-07 1995-11-07 Method and system for executing an electronic payment transaction

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RU2172522C2 RU2172522C2 (en) 2001-08-20

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EP (1) EP0865641B1 (en)
JP (3) JP2000500256A (en)
CN (1) CN1109321C (en)
AT (1) ATE205002T1 (en)
AU (1) AU711112C (en)
CA (1) CA2236899C (en)
DE (1) DE69614873T2 (en)
ES (1) ES2160841T3 (en)
FI (1) FI102860B1 (en)
HK (1) HK1016306A1 (en)
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