RU2675052C2 - Method of the services payment, primary of the transport services and automated system for its implementation - Google Patents

Abstract

FIELD: data processing.SUBSTANCE: invention relates to a method and system for automated receipt and processing of payment service data. System contains a plurality of detectors, a plurality of detectable objects and a central control complex containing a control server interacting via communication buses, a data memory block, block of data exchange of the central complex and detectors, server for maintaining personal user accounts, blocks of memory for personal accounts, server for maintaining the account office of the service provider, block of memory for the account office of the service provider, server for introducing the values of available balances for payment for services into the memory blocks of personal user accounts of services, a server for calculating the cost of services, a server for writing off the calculated cost of services from an available balance, block for generating a list of identifiers, with each detector containing a block for detecting and reading information from detected objects interacting via communication buses, an identifier recognition block in the read information from detected objects, memory block of each detector, the decision block on the permission or prohibition of the provision of services for the identifier of the detected object, the block of data exchange of the detector and the central complex.EFFECT: technical result consists in automating the receipt and processing of payment service data.19 cl, 1 dwg

Description

Method of payment for services, mainly transport services and an automated system for its implementation

The present invention relates to the field of automated payment for services, mainly transport services, implemented using public computer networks, and more specifically, to a method of payment for services, mainly transport services and an automated system for its implementation.

The present invention can be used for non-cash non-banking payment of various services, for example, services of paid museums, parks, bicycle rental services, various types of transport services using the same automated system that can be associated with various detectable objects, for example, transport cards , social cards, student cards, contactless credit cards, smartphones, NFC devices, and the like.

Most effectively, the present invention can be used for non-cash non-banking payment for transport services associated with an automated non-bank non-cash payment system for transport operators.

Each existing automated system of non-cash payment of services, for the most part, is associated with at least one public transport network. Such systems are closed and based on the provision of services using proprietary transport cards (detected objects) made for these systems. Therefore, for example, the systems of two different transport operators, even within the same region, may not be compatible with each other. A resident of the Moscow Region working in Moscow must use two different transport cards, one for regional transport, the other for Moscow transport.

In this regard, the problem arises of using various detectable objects, regardless of their place of manufacture, to obtain various services, for example, transport services, parking services, paid museums, ice rinks, bicycle rental and others, regardless of the place of service, for example receiving services in Moscow using a transport card issued in St. Petersburg.

Paying for services using bank cards does not solve the indicated problem, as it has a number of restrictions, namely: only part of the population is covered by bank cards, receiving a bank card requires contacting the bank and opening an account, which leads to the expenditure of time and effort of the user, and the payment time from using a bank card does not meet the requirements of automated fare payment systems in connection with the length of a decision to provide a service.

It is also known that at present a large number of people have various detectable objects that are not related to banking systems, for example, transport cards, social cards, smartphones, NFC devices, and the like detectable objects that have an identifier that interacts with detectors by one of the standard interaction protocols, for example, radio frequency identification (RFID) ISO / IEC 14443. In this regard, there is a need to develop a method and an automated system for non-cash non-banking th payment services using the identifier of each of the detected objects or multiple objects detected to provide services from different vendors. Moreover, in order to integrate various automated systems, there is a need to use various detectable objects, regardless of where they were manufactured.

A known method and an automated system for paying for transport services interacting with the clearing and settlement network of a bank payment system and associated with at least one public transport network (one service provider) (US 20130030883 A1).

This method of non-cash payment of transport services using the technology of the bank payment system includes the introduction of a bank card in a bank terminal where a bank card number (identifier) is read. The banking terminal transmits the specified data via an electric line (traditionally a telephone line) to the seller’s acquirer (also called an acquiring bank). The acquirer, in turn, is connected to clearing and settlement networks, through which the operation is checked with respect to the reliability and availability of funds on a bank card, that is, the available balance for paying for services. The clearing and settlement network through the acquiring bank returns to the banking terminal the official permission of the operation or prohibition of the operation. Moreover, this method includes the production of special bank cards belonging to a particular bank and the use of a card number (PAN (Primary Account Number)) as a bank card identifier.

An automated system for paying for transport services, interacting with the clearing and settlement network of a bank payment system and associated with at least one public transport network, contains a processing system, many banking terminals located at a variety of points of service start and / or end, many bank cards specially made for a particular bank (bank cards), each of which contains an identifier made in a machine-readable format. The processing system is configured to generate a list of identifiers to which specific transport services are available; with the ability to interact with the banking terminal through a wired connection or wireless connection; with the ability to interact with the clearing and settlement network of the banking payment system. This method and system is not associated with consumers and service providers, since a specific bank producing this card is associated with consumers, and the supplier is associated with an acquiring bank that processes the transactions of the service provider. This increases the cost of this method and system of payment for services. Moreover, this method and system of non-cash payment for transport services limits the number of users of the system, since only part of the population using transport services is covered by bank cards. It does not allow the use of detectable objects other than bank cards to pay for services. It increases the cost of the system as a result of the need to use additional bank terminals or to replace existing detectors with more expensive ones that meet the requirements of bank card standards. Obtaining a bank card requires contacting the bank and opening an account, which leads to the expenditure of time and effort of the user.

A known method and system for paying for transportation services (US 20150115028 A1), based on a non-cash non-banking system for paying for transportation services. This method includes creating a central database containing personal accounts interacting with users of services; placement of detectors at points of start and / or end of the provision of transport services; placing next to each detector the means associated with it with local memory (for example, a computer); the introduction of detectable objects, each of which is specially made for use only in this payment method and contains an identifier made in a machine-readable format and adapted to communicate with the corresponding personal account of a user of transport services. In addition, this method includes the user entering the services into the corresponding personal account and storing the identifiers of the corresponding detected objects, with which they provide services to the services user; entering in the central database identifiers of detected objects entered by the user of the services into the corresponding personal account in the list of identifiers to which the services are available; entering by the user of the services into the corresponding personal account and storing in this account the values of the available balance for payment for the transport services of the user of the services. Each tool with local memory is adapted to make a decision on allowing or prohibiting the provision of transport services to a user of services and transmitting this decision to an appropriate detector that allows or prohibits the provision of transport services to a user of services. Each detector is adapted for detecting detected objects, reading the corresponding identifiers and transmitting to each means with local memory the identifiers of the corresponding detected objects of service users to whom the service is provided. In addition, this method includes the following actions carried out in an appropriate tool with local memory: writing off the cost of transport services from an available balance to pay for services; receiving from the central database and storing in each means with local memory a list of identifiers to which services are available and the values of their available balance for paying for services; transfer from each means with local memory to the central database of identifiers of the corresponding detected objects of users of transport services to whom the service is provided and an updated available balance for payment of services; comparing the identifiers of detected detected objects with a list of identifiers to which transport services are available stored in an appropriate tool with local memory; making decisions by appropriate means with local memory about authorizing or prohibiting the provision of transport services for the identifier of the corresponding detected object based on the value of the available balance for paying for services. Moreover, this method includes the following actions carried out in a central database: creating a list of identifiers that transport services are available for and the values of their available balances for paying for services, as well as transferring this information to each facility with local memory, that is, synchronizing identifier information and the values of available balances for payment of services to each user of services in a central database and in all funds with local memory; transfer and storage in each means with local memory of the updated value of the available balance for payment of services to a user of services.

This automated system for paying for transportation services contains: a central management complex containing personal accounts of users of services; detectors located at the points of start and / or end of the provision of services; means with local memory (for example, computers), each of which is located next to the corresponding detector and is configured to communicate with it; detectable objects, each of which is specially made for use only in this payment system and contains the corresponding identifier made in a machine-readable format with the ability to interact with the corresponding personal account of the corresponding user of transport services. Each detector is configured to detect detectable objects and read corresponding identifiers. Each means with local memory is made with the possibility of deciding whether to allow or prohibit the provision of services to the corresponding user of services and transmitting this decision to the corresponding detector, which is configured to provide or prohibit the provision of transport services to the corresponding user of services. Each personal account is configured to receive services from a user and store identifiers of detected objects and the values of available balances to pay for each user’s services. The central management complex is made with the possibility of forming a list of identifiers to which services are available, and their available balances for payment of services to a user of services; with the possibility of transferring from the central database and storing in each means with local memory a list of identifiers to which services are available and their available balances for payment for services to the corresponding user of services; with the possibility of receiving in the central control complex from each means with local memory the identifier of the corresponding detected object of the corresponding service user to whom the service is provided, and the updated value of the available balance for payment of services to the corresponding service user; with the possibility of storing in the central control complex the updated value of the available balance; with the possibility of transferring from the central control complex to each means with local memory the updated value of the available balance for paying for services to the user of services for the identifier of the corresponding detected object (synchronization of information on identifiers and values of available balances for paying for services to each user of services in the central database and in all means with local memory). Each tool with local memory is configured to receive from the central control complex a list of identifiers to which services are available and their available balances for paying for services to each user of services; with the possibility of receiving from the corresponding detector the identifier of the detected detected object; with the ability to write off the cost of services from an affordable balance of payment for services; with the possibility of deciding whether to allow or prohibit the provision of services for the identifier of the corresponding detected object based on the list of identifiers to which the services are available and their available balances for payment for services; with the possibility of transmitting to the appropriate detector a decision to allow or prohibit the provision of services for the corresponding detected detectable object; with the possibility of transmitting to the central control complex the identifier of the corresponding detectable object for which the service is provided, and the updated value of the corresponding available balance for payment for services. Each detector is configured to transmit to the appropriate means with local memory a read identifier of a detected detected object; with the possibility of receiving from a corresponding means with local memory a decision on the provision or prohibition of the provision of services for a detected detected object.

The given method and the automated system allow using only detectable objects specially made for use in the given method and system for receiving services from no more than one service provider for payment of services. This leads to the organization of a closed system of payment for services, which excludes the possibility of using this method and system to pay for various services of several suppliers using the same detected object. The indicated design of each detector excludes the possibility of using any detectable object that is available for each user of the service, having an identifier that interacts with the detectors according to one of the standard interaction protocols, regardless of the place of manufacture of the detected objects and the type of service that excludes the possibility of using these methods and systems for a wide range of users who do not necessarily live in the place of service. The presence of detectable objects specially made for use only in this method and system increases the cost of operating the data of the method and system, and also leads to the need for the user to purchase services of specially made detectable objects, which leads to the cost of time and effort of the user and the cost of data of the method and system. In addition, the organization of a closed system of payment for services excludes the possibility of using this method and system for users located at a considerable distance from this system and not having the opportunity to purchase a detectable object specially made for this system at their location. The presence of additional equipment, namely, tools with local memory, leads to an increase in the total cost of system equipment. The presence of synchronization of information about identifiers and values of available balances for payment of services to each user of services in a central database and in all means with local memory leads to an increase in information exchange traffic, which increases the cost of operating the data of the method and system. In addition, the implementation of this synchronization leads to the possibility of a mismatch of these values in various tools with local memory that occurs during technical failures in data transfer, which causes financial losses when implementing this method. Decision-making on the provision of services in a facility with local memory based on an analysis of a larger amount of information leads to an increase in decision-making time, which increases the time for the provision of transport services, and when providing ground transportation services, it increases emissions of harmful substances into the atmosphere by automobile passenger transport.

The basis of the invention is the task of creating a method for the automated receipt and processing of payment data for services, mainly transport services with such techniques, and an automated system for its implementation with such design features that would enable the automated receipt and processing of payment data for transport services and other services of several service providers using one detectable object, the quality of which would provide the opportunity to use personal detectable objects available to the user of the services, regardless of the place of their manufacture and the type of service provided.

This problem has been solved by creating a method for automatically receiving and processing data for payment of services, mainly transport services, which consists in the fact that in a system for automatically receiving and processing data for payment of services, comprising a central control complex with a data memory unit configured to store a central database, a decision-making unit on authorizing or prohibiting the provision of services, detectable objects of service users having identifiers made in machine-readable forms those received by detectors located at the points of start and / or end of the provision of services, having appropriate detection units for detectable objects and configured to permit or prohibit the provision of services to users of services for the corresponding detected objects, perform the following steps carried out using a public computer network: using the server for maintaining personal accounts, which are supplied with the central management complex, service users create data in a central database s corresponding private offices, is introduced into the corresponding private offices identifiers corresponding to objects detected and stored in said identifier memory blocks corresponding private offices; using the data entry server in the corresponding personal accounts, which are supplied with the central control complex and which interacts with the personal account management server via the appropriate communication bus, service users enter the values of available balances for payment for services and save the indicated values in the memory blocks of the corresponding personal accounts; using the detection unit of detectable objects of each detector, detectable objects are detected; using the decision block, they decide on whether to allow or prohibit the provision of services; using detectors, allow or prohibit the provision of services to service users for the respective detected objects; Moreover, according to the invention, a detectable object is used as a detectable object, which is at least one detectable object that is available to each service user having information in which an identifier is recorded that interacts with the detectors using one of the standard interaction protocols with using wireless data transmission, regardless of the place of manufacture of the detected object, the location of the user of services at the time of interaction with the corresponding a private office and placements corresponding detector at the time of interaction with the object being detected; detection of detected objects is carried out by reading from the detected objects using the detection unit of the detected objects of each detector, information in which the identifier is fixed, and transmitting the read information using the appropriate communication bus to the identifier recognition unit that each detector is equipped with and which is recognized in the read information identifiers of detected detected objects; supplying a central management server management system for at least one accounting office, with which at least one service provider through the public computer network creates at least one accounting office in which the data on at least the cost of services is generated, and saves this data in the memory block of the corresponding accounting office, and the unit for forming lists of identifiers, with the help of which in the data memory block of the central control complex by using the identifiers and values of available balances stored in the memory blocks of the respective personal accounts, and data on the cost of services stored in the memory block of the corresponding account, form a list of identifiers that allow services and a list of identifiers that forbid services; using the decision block, the identifiers of the detected detected objects are compared with the list of identifiers that allow services and the list of identifiers that are forbidden services, and the decision on whether or not to provide services to service users for the corresponding detected detected objects is made according to the results of this comparison; supply a central management server complex for calculating the cost of services, with which the cost of services is calculated for each user of the service who is provided with a corresponding detector for the corresponding detected object using the corresponding identifier stored in the memory block of the corresponding personal account and data on the cost of services stored in the block memory of the corresponding account, transmit the calculated cost of each service provided through the respective connecting bus to the server for writing off the estimated cost of services, which is supplied with the central control complex and with which the calculated cost of each service is written off from the available balance in the memory block of the personal account of the corresponding service user who is provided with the service for the corresponding detected object, and the corresponding updated value is stored available balance in the memory block of the corresponding personal account.

The technical result of the present invention is to enable the automated receipt and processing of payment data for transport services and other services of several service providers using a single detectable object, which makes it possible to use various detectable objects available to the user, regardless of where they were manufactured and type of service.

The specified technical result provides the expansion of the capabilities of the proposed method, provides the ability to create an open non-cash non-banking method of paying for services, mainly transport services, of one or more service providers using any detectable object that is available for each user of the service, having an identifier that interacts with the detectors according to one of standard interaction protocols, regardless of the place of manufacture of the detected objects and the type of service, which increases the convenience of the proposed method, allows you to make the proposed method available to a wide range of users, not necessarily living in the place of service; the ability to pay for various services of various service providers using the same detected object available to the user of the services; the possibility of reducing the cost of using the method by reducing the cost of manufacturing special detectable objects, which expands the possibilities of the proposed method, increases the convenience of its use and reduces the total cost of the proposed method and automated system.

It is advisable that they provide a central management server system management system and process data received using the public computer network directly from the detectors, through which the operation of the system equipment interacting through the corresponding communication buses is controlled; transferred to each detector through a public computer network using the data exchange unit of the central control complex with the detectors supplied with the central control complex, lists of identifiers that are allowed to services and which are prohibited from the services stored in the data memory block of the central control complex, in which they were periodically updated these lists and transmitted updated lists using a public computer network to each detector, which was equipped with a data exchange unit for children tori with a central control complex; received in each detector from the data exchange unit of the central control complex with the detectors through the public computer network using the data exchange unit of the detectors with the central control complex lists of identifiers that allowed services and which services were prohibited, and stored these lists in the memory block that each was equipped with detector; at the same time, each detector was equipped with a decision-making block on authorizing or prohibiting the provision of services for identifiers of detected detected objects; the identifiers of detected detected objects were transmitted to the decision block via the corresponding communication bus from the identifier recognition unit of each detector; using the decision block, the identifiers of the detected detected objects were compared with the lists of identifiers that allowed services and which prohibited the services stored in the memory block of each detector, made a decision on whether to allow services to be provided to service users for detected detected objects, and saved identifiers of detected objects of service users which services are provided in the memory blocks of the respective detectors; these identifiers were transmitted using a public computer network through a detector data exchange unit with a central control complex and a data exchange unit of a central control complex with detectors to a data memory unit of a central control complex in which these identifiers were stored. This makes it possible to automatically receive and process payment data for transport services and other services of several service providers using a single detectable object, which makes it possible to use various detectable objects available to the user of the service, regardless of the place of manufacture and type of service, and also provides an opportunity to reduce the decision-making time for providing services.

It is advisable that service users enter into their respective personal accounts through a public computer network using the server for entering the values of available balances and the unit for choosing a form of payment for services that the central control complex was provided with, data on forms of payment for services and the procedure for choosing a form of payment for services for identifiers of the corresponding detected objects and saved the entered data in the memory blocks of the corresponding personal accounts.

It is favorable that service users enter several identifiers into the corresponding personal accounts via the public computer network using the personal account management server, each of which corresponds to a detectable object that is in the possession of the corresponding service user, and store the entered identifiers in the memory blocks of the respective personal accounts.

It is useful for users of services to enter values of available balances for several identifiers, data on forms of payment for services and the procedure for choosing a form of payment for services for several identifiers in the appropriate personal dashboards via a public computer network using the server for entering values of available balances and a unit for choosing a form of payment for services saved the entered data in the memory blocks of the corresponding personal accounts.

It is possible that users of services replenish the values of available balances in the corresponding personal accounts via a public computer network using the server for entering values of available balances and store the replenished values of available balances in the memory blocks of the respective personal accounts.

It is preferable that each detector is provided with a block for fixing the date and time of the beginning and / or end of the provision of a particular service, in which the date and time of the beginning and / or end of the provision of a particular service are recorded for the corresponding user of the service for the identifier of the corresponding detected object, the date is stored in the memory block of the corresponding detector and the time of the beginning and / or end of the provision of a specific service, transmitted using the public computer network these date and time of the beginning and / or eye When a particular service was provided to the server for calculating the cost of services of the central management complex, the duration of the specific service was calculated using the duration calculation unit available in the central management complex, and the cost of a specific service was calculated using the calculated duration of the specific service using the cost calculation unit services interacting through the appropriate communication bus with the duration calculation unit.

It is convenient that each detector is equipped with a unit for fixing the places of the beginning and / or end of the provision of a particular service, in which the place of the beginning and / or end of the provision of a specific service to the corresponding user of services is fixed for the identifier of the corresponding detected object, the place of the beginning and / or is stored in the memory unit of the corresponding detector the termination of the provision of a specific service, transferred using a public computer network these places the beginning and / or end of the provision of a particular service and to the server for calculating the cost of services of the central management complex, using the range calculation unit available in the central management complex, calculating the range of specific services, and calculating the cost of a specific service was carried out using the calculated range of the specific services using the unit for calculating the cost of services that interacts via the appropriate communication bus with the range calculation unit.

It is useful to provide a central control complex for the sending unit, with which a notification about the implementation of a specific service and writing off the estimated cost of a specific service from the available balance to pay for services in the memory block of the corresponding personal account is sent to the corresponding user of services through a public computer network.

Thus, it is possible to automatically receive and process payment data for transport services and other services of several service providers using a single detectable object, which makes it possible to use various detectable objects available to the user, regardless of the place of manufacture and type of service.

The problem was also solved by creating a system for the automated receipt and processing of payment data for services, mainly transport services, comprising: a central control complex having a data memory unit configured to store a central database; detectable objects of service users having identifiers made in a machine-readable format accepted by detectors located at the points of start and / or end of the provision of services, having corresponding detection units for detectable objects, and configured to permit or prohibit the provision of services to service users for the corresponding detected objects; a decision-making unit on authorizing or prohibiting the provision of services, while the central management complex contains a personal account maintenance server configured to use the following public computer network to create the following steps: to create services in the central database of the corresponding personal accounts by users, to ensure interaction between services users and corresponding personal accounts, the introduction by users of services into the corresponding personal accounts of identifiers of the corresponding designed objects and storing these identifiers in the memory blocks of the corresponding personal accounts, and the server for users to enter services into the corresponding personal accounts using public computer networks of the available balances for paying for services and storing the entered values in the memory blocks of the corresponding personal accounts, made with the possibility of interaction with the server for maintaining personal accounts using the appropriate communication bus, while, according to the invention, the detected object is at least one detectable object that is available for each user of the service, having information in which an identifier is fixed, configured to interact with the detectors according to one of the standard interaction protocols using wireless data transmission, regardless of the place of manufacture of the detected object , the place of placement of the user of services at the time of communication with the corresponding personal account and the place of placement of the corresponding detector at the time of interaction with the detected object, and the detection unit of the detected objects of each detector is configured to read information in which the identifier is fixed from the detected detected objects and transmit the read information using the appropriate communication bus to the identifier recognition unit that is available in each detector and which is configured to be recognized in read information identifiers of detected detected objects, the Central control complex contains a server maintaining at least about one account office of at least one service provider, configured to create each service provider in a central database using a public computer network, an appropriate account office, configured to generate at least a cost data by a corresponding service provider using a public computer network services and storing this data in the memory block of the corresponding account office, and the block for generating lists of identifiers that are allowed services and to which services are prohibited, made with the possibility of forming in the data memory block of the central control complex a list of identifiers that allow services and a list of identifiers that do not allow services, using identifiers and values of available balances stored in the memory blocks of the corresponding personal accounts, and data about the cost of services of the respective service provider stored in the memory block of the corresponding account cabinet, while the decision-making unit for permission or The service provider is able to compare the identifiers of detected detected objects with a list of identifiers that allow services and a list of identifiers that prohibited services, and with the possibility of deciding whether to allow or prohibit the provision of services to service users for the corresponding detected detected objects based on the results of this comparison, and the central management complex contains a server for calculating the cost of services, configured to calculate the cost servants to each service user to whom the service is provided by an appropriate detector for the corresponding detected object using the corresponding identifier stored in the memory block of the corresponding personal account, and data on the cost of services stored in the memory block of the corresponding account, with the possibility of transmitting the calculated cost of each service provided through the corresponding communication bus to the server for writing off the estimated cost of services, which is available in the central complex ie control and which is configured to write-off the calculated value of each service provided to the available balance in the storage unit corresponding to the personal account user services, the services are provided for the respective detected object, and save the corresponding updated value of the available balance in the storage unit corresponding to the personal account.

The technical result of the present invention is to enable the automated receipt and processing of payment data for transport services and other services of several service providers using a single detectable object, which makes it possible to use various detectable objects available to the user, regardless of where they were manufactured and type of service.

The specified technical result provides the expansion of the capabilities of the proposed automated system, provides the possibility of creating an open non-cash non-bank automated payment system for services, mainly transport services, of one or more service providers using any detectable object that is available for each user of the service that has an identifier that interacts with the detectors by one of the standard interaction protocols, regardless of location and preparation of detectable objects and the type of service, which increases the convenience of the proposed automated system, allows you to make the proposed automated system available to a wide range of users, not necessarily living in the place of service; the ability to pay for various services of various service providers using the same detected object available to the user of the services; the possibility of reducing the cost of using the system by reducing the cost of manufacturing special detectable objects, which extends the capabilities of the proposed system, increases the convenience of its use and reduces the total cost of the proposed automated system. In this case, the possibility of recognizing in each detector the identifier of each used detectable object in the information read from each detectable object allows using any detectable object that has an identifier that interacts with the detectors using one of the standard interaction protocols, regardless of where it was manufactured and original destination. Entering and storing in the central control complex of at least one account office of the service provider allows you to provide one or several different services using the same detectable object, which allows you to use the proposed automated system to provide not only transport services, but and other services, for example, the services of museums, parks, bicycle rental services and the like, paid services, using the same property as a detectable object With each service user, a detectable object that has an identifier that interacts with the detectors using one of the standard interaction protocols.

It is advisable that the central control complex contains a server controlling the operation of the system and processing data obtained using the public computer network directly from the detectors, configured to control the operation of the system equipment, configured to interact through the appropriate communication buses and containing the data exchange unit of the central control complex with detectors, configured to transmit via a public computer network to each detector lists of identifiers that are allowed services and which are denied services stored in the data block of the central control complex, made with the possibility of periodically updating these lists and transmitting updated lists using a public computer network to each detector, which contains the following equipment, made with the possibility of interaction through appropriate communication buses: the memory block of each detector, configured to store the received data; a detector data exchange unit with a central control complex configured to receive, by means of a public computer network, from a central control complex data exchange unit with detectors lists of identifiers that services are allowed and services are prohibited, and store these lists in the memory unit of each detector; the identifier recognition unit of each detector is configured to transmit identifiers of detected detected objects via an appropriate communication bus to a decision-making block on authorizing or prohibiting the provision of services for identifiers of detected detected objects, made with the possibility of comparing identifiers of detected detected objects with lists of identifiers that allow services and which prohibited services stored in the memory block of each detector, with the possibility making decisions on authorizing or prohibiting the provision of services to service users for detected detected objects using lists of identifiers that allow services and which services are prohibited stored in the memory block of each detector, with the possibility of storing identifiers of detected objects of service users who are provided services in memory blocks corresponding detectors, and with the possibility of transmitting these identifiers using a public computer network through a unit data exchange of the detectors with the Central control complex and the data exchange unit of the Central control complex with the detectors in the data memory unit of the Central control complex, which is configured to store these identifiers. This makes it possible to automatically receive and process payment data for transport services and other services of several service providers using a single detectable object, which makes it possible to use various detectable objects available to the user of the service, regardless of the place of manufacture and type of service, and also the ability to reduce the decision-making time for the provision of services.

It is desirable that the detected objects were, for example, contactless smart cards that comply with the radio frequency identification standard, mobile phones and tablets using short-range wireless data technology, tangible objects with a QR code, mobile devices capable of displaying a QR code on the display having an identifier configured to be read by the detection unit of the detected objects of each detector.

It is advantageous for each detector to contain a block for fixing the date and time of the beginning and / or end of the provision of a particular service to the corresponding service user for the identifier of the corresponding detected object, configured to store in the memory block the corresponding detector of the date and time of the beginning and / or end of the provision of a specific service and transmission using a public computer network of these dates and times of the beginning and / or end of the provision of a particular service to the settlement server is worth the services of the central management complex, configured to calculate the duration of the provision of a specific service using the duration calculation unit available in the central management complex, and to calculate the cost of a specific service in the server for calculating the cost of services using the calculated duration of the specific service.

It is useful that each detector contains a block for fixing the places of the beginning and / or end of the provision of a particular service to the corresponding user of the service for the identifier of the corresponding detected object, configured to store in the memory block of the corresponding detector the places of the beginning and / or end of the provision of a specific service and transmission using a computer network common use of these places of the beginning and / or end of the provision of a specific service to the server for calculating the cost of services of the central complex at Board, made with the possibility of calculating the range of the provision of a particular service using the unit for calculating the range of providing a specific service available in the central management complex, and calculating the cost of a particular service in the server for calculating the cost of services using the calculated range of a particular service.

It is preferable that the server for introducing services into personal accounts by users of services the values of available balances can be configured to allow users to enter services into personal accounts through a public computer network using the service payment form selection unit for data on service payment forms and the procedure for choosing a service payment form for identifiers of detected objects and storage of the entered data in the memory blocks of the respective personal accounts.

It is convenient that the server for maintaining personal accounts was configured to allow users to enter services using a public computer network into personal accounts of several identifiers, each of which corresponds to a detectable object that is in the possession of the corresponding user of the service, and store the entered identifiers in the memory blocks of the corresponding personal cabinets.

It is possible that the server for introducing the values of available balances into personal accounts would be able to enter values of available balances for several identifiers into personal accounts by users of the public computer network and with the possibility of entering data on forms of payment for services using the selection block for the form of payment for services and the procedure for choosing the form of payment for services to users of services for several identifiers, each of which corresponds to a detectable object that is in possession of a corresponding the current user of the service, and storage of the entered data in the memory blocks of the corresponding personal accounts.

It is advisable that the server for entering the values of available balances in personal accounts be configured to replenish users of services using a public computer network for the values of available balances and store the replenished values of available balances in the memory blocks of the respective personal accounts.

It is desirable that the central control complex contain a sending unit, configured to send notifications on the provision of a particular service and writing off the calculated cost of a particular service from the available balance of the cost of services in the memory block of the personal account of the corresponding service user using the public computer network to the corresponding services user.

Thus, it is possible to automatically receive and process payment data for transport services and other services of several service providers using a single detectable object, which makes it possible to use various detectable objects available to the user, regardless of the place of manufacture and type of service.

The proposed method for the automated receipt and processing of data for payment of services, mainly transport services, is as follows.

The proposed method includes the creation of a central database capable of receiving, storing, generating, modifying and transmitting data. At the same time, in the central base, many personal accounts are entered and stored, each of which is adapted to receive, store, configure, modify and transmit data and interact with the corresponding set of service users. In addition, at the central base, the account office of at least one service provider is entered and stored. At the same time, the accounting office is adapted to receive, store, generate and transmit data, at least about the cost of services.

The user of services enters and stores the identifiers of the detected objects into the personal account, with which the services are provided to the user of services. At the same time, identifiers of detected objects can be entered into the personal account by the service user, which will be used by the service consumer himself who created the personal account; identifiers of detected objects that will be used by members of his family; identifiers of detected objects that will be used by employees of the organization to whom the organization pays for services, for example, as part of a social package, and similar users of services. In addition, each user of services brings to his personal account and stores in this personal account the value of the available balance for paying for services for the identifier of each detected object, data on the form of payment for services and, if necessary, the procedure for choosing the form of payment for services.

The corresponding user of services makes and stores in the appropriate personal account the values of the available balance for payment of services to each user of the service for the identifier of each detected object and data on the form of payment for services to each user of the service for the identifier of each detected object. At the same time, each user of services can enter and store several identifiers in the corresponding personal account, each of which corresponds to the corresponding detected object that is available to this user of services, values of available balances for the identifier of each detected object, as well as data on several forms of payment for services to each user of services for the identifier of each detected object and the procedure for choosing a form of payment for services from several forms of payment.

The user can enter the value of the available balance to pay for services using a credit card, bank account, mobile phone account, electronic payment services on the Internet (for example, PayPal, Apple Pay, Google Wallet, Samsung Pay, WebMoney, Yandex. Money and others ) Entering the available balance values can be done via the Internet or the application in a mobile phone, which increases the convenience for the user of services, eliminating the need to use special terminals to replenish the balance or visit the bank. Entering into your personal account data on one or several forms of payment for services provides the ability to automatically replenish the available balance for paying for services when the balance is reduced below the level established by the rules of the proposed service payment system. The form of payment for services may be a credit card account, bank account, mobile phone account, electronic wallet of electronic payment services on the Internet (for example, PayPal, WebMoney, Yandex. Money and others).

A central database can be created using cloud computing technology, which provides data processing, storage, networks and other basic computing resources on which arbitrary software can be deployed and run, including operating systems and applications. The use of cloud technology significantly reduces the cost of creating and owning a service payment system, since it does not require the purchase of expensive server equipment and the maintenance of personnel servicing this equipment and a central base. Also, the central base can be created using its own server hardware, described below.

The proposed method includes the use of a variety of detectable objects, each of which contains a corresponding identifier made in a machine-readable format and adapted to communicate with the corresponding personal account of each user of services.

At least one detectable object that is available for each user of services is used as a detectable object, which contains the corresponding identifier interacting with the detectors (described below) according to one of the standard interaction protocols, for example, radio frequency identification (RFID) ISO / IEC 14443, regardless of the place of manufacture of the detected object, the location of the user of services at the time of communication with the corresponding personal account and the location of the corresponding detector and at the moment of interaction with a detectable entity. At the same time, any detectable object that is available to the service user having an identifier that can be read, for example, according to the specified standard interaction protocol, can be used as a detectable object.

As the detected objects, any contactless smart cards can be used, corresponding, for example, to the radio frequency identification standard (RFID) ISO / IEC 14443, devices (mobile phones, tablets and the like) that use the technology of short-range wireless data transmission (NFC) . Also, the detected object can be tangible objects with a QR code printed on them, as well as mobile devices that can display a QR code on their screen (display).

The use of many different detectable objects available to the user for the services that are available to the user and independent of the place of manufacture of the detected object increases the convenience and extends the possibilities of the proposed payment method and makes the proposed method of payment for services available to a wide range of users who do not necessarily live in the place of service. For example, a resident of St. Petersburg may receive services in Moscow for a detectable object issued in St. Petersburg and intended, for example, to pay for transport services in St. Petersburg.

A plurality of detectors are placed in a plurality of service start and / or end points, each of which is adapted for receiving, storing, generating, modifying and transmitting data, as well as for detecting detected objects, reading information from detected detected objects, recognizing identifiers in read information detected detected objects using standard communication protocols, for example, radio frequency identification (RFID) ISO / IEC 14443, as well as directly Due to the central database.

The points of start and / or end of the provision of services may be, for example, the entrance halls of subway stations, buses, trolleybuses, trams, museum entrances, park entrance, skating rinks, bicycle rentals, parking lots, taxis and the like.

All of the above provides an extension of the capabilities of the proposed method, provides the ability to create an open non-cash non-banking method of payment for services, mainly transport services, of one or more service providers using any detectable object that is available for each user of the service, having an identifier that interacts with the detectors according to one of the standard interaction protocols, regardless of the place of manufacture of the detected objects and the type of warning service delivery, which increases the convenience of the proposed method, allows you to make the proposed method available to a wide range of users who do not necessarily live in the place of service; provides the ability to pay for various services of various service providers using the same detected object available to the user of the services; provides the opportunity to reduce the cost of using the method by reducing the cost of manufacturing special detectable objects, which extends the possibilities of the proposed method, increases the convenience of its use and reduces the total cost of the proposed method and automated system.

In the case of using the proposed method and an automated system to pay for the services of one supplier, transport services are an advantage, since the widest range of service users uses transport services.

The proposed method may partially include the well-known steps described in detail in our description when considering the prototype, or any other well-known steps that allow you to carry out the following actions: creating in the central database and storing a list of identifiers that services are available using identifiers and the values of available balances entered by users services and stored in relevant personal accounts; comparison of identifiers of detected detected objects with a list of identifiers to which services are available; deciding whether to permit or prohibit the provision of services to service users for the respective detected detected objects; permission or prohibition of providing services to a user of services through an appropriate detector; fixing the identifiers of the corresponding detected objects of service users to whom the service is provided; writing off the cost of each service provided from the available balance to pay for services to each user of services for the identifier of the corresponding detected object; maintaining the appropriate value of the updated available balance for payment of services in the appropriate personal account; periodic updating in the central base of the list of identifiers to which services are available; recording updated lists of identifiers to which services are available.

Moreover, it is most effective for the proposed method to include the following steps: creating in the central database a list of identifiers for which services are available and a list of identifiers for which services are prohibited, using identifiers and values of available balances entered by service users and stored in the corresponding personal account; transmitting from the central base and storing in each detector a list of identifiers for which services are available and a list of identifiers for which services are prohibited; comparing the identifier of detected detected objects with an identifier with a list of identifiers to which services are available and a list of identifiers that are prohibited from using the services stored in the corresponding detector; making a decision by the appropriate detector on authorizing or prohibiting the provision of services to users of services for the corresponding detected detected objects based on the list of identifiers to which the services are available and the list of identifiers that are prohibited from the services stored in the corresponding detector; permission or prohibition of the provision of services using the appropriate detector to the appropriate user of services for the corresponding detected objects; transfer from each detector to the central database of identifiers of the corresponding detected objects of service users to whom the service is provided. Decision making, carried out directly in the detector, significantly reduces the time specified decision. At the same time, the following steps are carried out in the central database: calculating the cost of services to each user of the service to whom the service is provided by an appropriate detector, which is carried out using the identifier of the corresponding detected object and data on the cost of services stored in the corresponding account office of the service provider; checking the availability of sufficient funds to pay the estimated cost of the service on an affordable balance to pay for services in the personal account of the user of the service who is provided with the service using the detected object; writing off the estimated cost of each provided service from the corresponding available balance for paying for services to each user of services for the identifier of the corresponding detected object and saving the corresponding updated value of the available balance for paying for services for each user of services in the corresponding personal account; writing off the estimated cost of services from the available balance to pay for services in the personal account of the user of the services who are provided with the service using the detected object, if there are sufficient funds on the available balance to pay for services; recording the identifier of a particular detected object in the list of identifiers that prohibited services, in case of insufficient funds to pay for the received service on an available balance in the personal account of the corresponding service user; periodic updating of the list of identifiers for which services are available, and the list of identifiers for which services are prohibited using identifiers and values of available balances entered by users of services and stored in their respective personal accounts and taking into account verification of sufficient funds to pay the estimated cost of the service on an available balance for payment services in the personal account of the user of the services to whom the service is provided using the detected object; transmission of updated lists of identifiers for which services are available and for which services are prohibited from the central base to each detector. This reduces the cost of using the method by reducing the cost of paying for information exchange traffic due to the lack of additional equipment, and also reduces the financial loss that occurs when there is a mismatch of available balances in the implementation of information exchange traffic, which, in turn, reduces the total cost of the proposed method. The implementation of actions related to the cost of services directly from the central database, as well as the decision to allow and prohibit the provision of services in each detector without additional equipment, simplifies and reduces the cost of traffic, which also reduces the total cost of the proposed method, as well as provides faster adoption Decisions to authorize the provision of services, which, when providing transportation services, reduces the time for passengers to board and the emission of harmful substances into the atmosphere th passenger transport.

In addition, in each detector, the date and time of the beginning and / or end of the provision of a particular service to the corresponding user of services can be recorded for the identifier of the corresponding detected object, while the specified data is transferred from each detector to the central database, in which the duration of the specific service is calculated. and calculating the cost of this service, taking into account the duration of the provision of a particular service.

In addition, in each detector, the start and / or end locations of a particular service can be recorded for the corresponding service user for the identifier of the corresponding detected object, while the specified data is transferred from each detector to a central database, in which the range of the specific service is calculated and calculated the cost of this service, taking into account the range of a particular service.

If the user has several detectable objects, the service makes the entry by the corresponding user of the services and stores in the corresponding personal account several identifiers, each of which corresponds to the corresponding detectable object that the user has in the service, the values of available balances for the identifier of each detected object, as well as data on the form of payment for services to the user of services for the corresponding identifiers of the corresponding detected objects stored in the corresponding personal account, and the procedure for choosing the form of payment for services to the corresponding user of services. At the same time, the central database periodically updates the list of identifiers to which services are available, which is carried out using the identifier of the corresponding additional detected object, entered by the corresponding user of the services into the corresponding personal account, and periodically updates the list of identifiers that are prohibited from using the value available balance for payment of services to the corresponding user of services for the corresponding of additional detected object made by the relevant services by the user to the appropriate personal account, and sends the updated lists of identifiers that are available and which services are prohibited services in each detector. At the same time, in the central database, a form of payment for services is selected for the service user for the identifier of the corresponding detected object from the data on the form of payment for services and the procedure for choosing the form of payment stored in the corresponding personal account of the corresponding service user.

If necessary, the corresponding user of the services replenish the value of the corresponding available balance and store the replenished value of the corresponding available balance in the corresponding personal account.

If necessary, the corresponding user of the service makes the entry and storage in the appropriate personal account of the identifier of at least one additional detectable object, the value of the available balance for payment of services to the corresponding user of services for the identifier of the additional detectable object, data on the form of payment for services to the corresponding user of services for the detected object and the procedure for choosing the form of payment for services to the corresponding user of services for an additional detectable object, while periodically updating the list of identifiers to which services are available, carry out in the central database using the identifier of the corresponding additional detectable object entered by the corresponding user of services in the corresponding personal account, and periodically updating the list of identifiers to which services are prohibited, carry out in the central database using the value of the available balance for payment of services to the corresponding a service user for an additional detectable object entered by the corresponding service user into the corresponding personal account;

By means of a central database, a notification can be sent to the corresponding user of services about the implementation of a particular service and the charge of the calculated cost of this service is deducted from the available balance of the cost of services in the personal account of the corresponding service user.

The use of the invention provides the expansion of the capabilities of the proposed method, provides the possibility of creating an open non-cash non-banking method of payment for services, mainly transport services, of one or more service providers using any detectable object that is available for each user of the service, having an identifier that interacts with the detectors according to one of standard interaction protocols described above, regardless of the place of manufacture detectable objects and the type of service that allows you to make the proposed method available to a wide range of users who do not necessarily live in the place of service; provides the ability to pay for various services of various service providers using the same detected object available to the user of the services; provides the opportunity to reduce the cost of using the method by reducing the cost of manufacturing special detectable objects, provides the opportunity to reduce the cost of paying for traffic information exchange, which reduces the total cost of the proposed method, provides the ability to use any detected object that has an identifier that interacts with detectors according to one of the standard interaction protocols, regardless of the place of its manufacture and the initial purpose, provides the ability to provide both one and several different services using the same detectable object, which allows you to use the proposed method to provide not only transport services, but also other services, for example, museums, parks, bicycle rental services and similar paid services, using the same detectable object that has an identifier, has the identifier communicating with the detectors according to one of the standard interaction protocols described above, provides the opportunity to reduce the traffic of information exchange, which reduces the cost of using the method by reducing the cost of paying for traffic, and also reduces the financial loss that occurs when there is a mismatch of available balances in the implementation of traffic information exchange, which, in turn, reduces the total cost of the proposed method, with the possibility of simplifying and cheapening traffic, which also reduces the total cost of the proposed of the method, and also provides a faster decision-making on authorizing the provision of services, which, when providing transportation services, reduces the time for passengers to board and the emission of harmful substances into the atmosphere by automobile passenger transport.

For a better understanding of the present invention, the following are specific examples of its implementation, not limiting the present invention, with reference to the accompanying drawing, which shows a diagram of the proposed automated payment system for services, mainly transport services.

The proposed automated system for paying for services, mainly transport services, contains: a central control complex 1, many detectors 2 and many detectable objects 3.

The central control complex 1 contains many personal accounts configured to interact with the corresponding plurality of service users and with the possibility of entering by each user of services and storing the identifier of each detected object 3, the value of the available balance for paying for services to each user of services for paying for services for the identifier of each detected object data on at least one form of payment for services and, if necessary, the procedure for choosing a form of payment for services. In addition, the central management complex 1 contains an account room of at least one service provider, configured to provide data on at least the cost of services. Moreover, each detected object 3 contains a corresponding identifier made in a machine-readable format and adapted to communicate with the corresponding personal account.

A plurality of detectors 2 are located at a plurality of service start and / or end points. Each detector 2 is capable of detecting detected objects 3, reading information from detected detected objects, recognizing in the read information the corresponding identifiers of detected detected objects 3, deciding whether to provide or prohibit the provision of services and to permit or prohibit the provision of services to users of services for the respective detected objects 3. In addition, each detector 2 is configured to directly communicate with a central set Exx 1 Management.

A service provider can be one or more. It depends on the number of different services paid using the proposed automated system.

The points of start and / or end of the provision of services may be, for example, the entrance halls of subway stations, buses, trolleybuses, trams, museum entrances, park entrance, skating rinks, bicycle rentals, parking lots, taxis and the like.

At the same time, each personal account can be made with the possibility of entering by each user of the services and storing identifiers of the detected objects 3, which will be used by the user of the services that created the personal account; identifiers of detected objects 3, which will be used by members of his family; identifiers of detected objects 3, which will be used by employees of the organization to whom the organization pays for services, for example, as part of a social package.

The user can enter the available balance values for payment for services into the user’s account using a credit card, bank account, mobile phone account, electronic payment services on the Internet (for example, PayPal, Apple Pay, Google Wallet, Samsung Pay, WebMoney, Yandex. Money and others). Deposits can be made via the Internet or the application in a mobile phone, which increases the convenience of the user of services, eliminating the need to use special terminals to replenish the balance or visit the bank. Entering into your personal account data on one or several forms of payment for services provides the ability to automatically replenish the value of the available balance for paying for services while reducing the balance below the level established by the rules of the proposed system of payment for services. The form of payment for services can be a credit card account, bank account, mobile phone bill, electronic wallet of electronic payment services on the Internet (for example, PayPal, WebMoney, Yandex. Money and others).

The central control complex 1 can be created using cloud computing technology, which provides data processing facilities, storage, networks and other basic computing resources on which arbitrary software can be deployed and run, including operating systems and applications. The use of cloud technology significantly reduces the cost of creating and owning an automatic payment system for services, since it does not require the purchase of expensive server equipment and the maintenance of personnel servicing this equipment and the central management complex 1. Also, the central control complex 1 can be created using its own server equipment, described below.

The proposed automated system includes many detectable objects 3, each of which contains a corresponding identifier made in a machine-readable format and adapted to communicate with the corresponding personal account of each user of services. Moreover, each detectable object 3 is any detectable object 3 that is available for each user of services that contains a corresponding identifier configured to interact with each detector 2 according to one of the standard interaction protocols, for example, radio frequency identification (RFID) ISO / IEC 14443, regardless of the place of manufacture of the detected object 3, the place of placement of the user of services at the time of communication with the corresponding personal account and the location of the corresponding its detector 2 at the time of interaction with the detected object 3. That is, a service user at the time of communication with the corresponding private office can be anywhere where there is Internet. In this case, the corresponding detector 2 at the time of interaction with the corresponding detectable object 3 can be placed in any place corresponding to the provision of a specific service by a specific service provider.

Detected objects 3 can be any contactless smart cards that comply with the radio frequency identification (RFID) standard ISO / IEC 14443, devices (mobile phones, tablets and the like) that use short-range wireless data transmission technology (NFC). Also, the detected object can be tangible objects with a QR code printed on them, as well as mobile devices that can display a QR code on their screen (display). The use of many different detectable objects for the services to be received, the services available to the user and independent of the place of manufacture of the detected object, increases the convenience and expands the capabilities of the proposed system and makes the proposed system available to a wide range of users who do not necessarily live in the place of service. For example, a resident of St. Petersburg may receive services in Moscow for a detectable object issued in St. Petersburg and intended, for example, to pay for transport services in St. Petersburg.

The execution of each detector 2 with the ability to read information from detected detected objects 3 and to recognize the identifiers of detected detected objects 3 in the read information provides the ability to pay for the services of one or more service providers using any detectable object 3 with an identifier interacting with each user with detectors according to one of the standard interaction protocols, regardless of where the detector was made objects and the type of service that allows you to make the proposed automated system available to a wide range of users who do not necessarily live in the place of service, and also provides the ability to pay for various services of different service providers using the same user’s detectable service object 3.

The implementation of each detector 2 adapted to communicate directly with the central control complex 1 (without the help of additional equipment) reduces costs and reduces financial losses for the operation of the system, which, in turn, reduces the total cost of the proposed system.

The implementation of each detector 2 adapted to communicate directly with the central control complex 1 (without the help of additional equipment) ensures the simplification and cheapening of the proposed system, which also reduces the overall cost of the system, as well as provides a faster decision-making on authorization of the provision of services, which when providing transportation services reduces the time of passenger boarding and the emission of harmful substances into the atmosphere by automobile passenger transport.

The proposed automated system can partially be performed with the capabilities described in detail in our description when considering the prototype, or any other known features that ensure the implementation of the proposed method.

The most effective is the constructive implementation of the proposed system, in which the central control complex 1 is configured to generate a list of identifiers for which services are available and a list of identifiers for which services are prohibited, using identifiers and values of available balances entered by users of services and stored in their respective personal accounts and the ability to transmit to each detector 2 lists of identifiers for which services are available, and a list of identifiers that are prohibited s services. Moreover, each detector 2 is configured to store a list of identifiers to which services are available, and a list of identifiers to which services are prohibited; with the possibility of comparing identifiers of detected detected objects with a list of identifiers to which services are available, and a list of identifiers to which services are prohibited, stored in the corresponding detector 2; with the possibility of deciding whether to allow or prohibit the provision of services to users of services for the corresponding detected detectable objects based on the list of identifiers to which the services are available and the list of identifiers that are forbidden services stored in the corresponding detector 2; with the possibility of transferring to the central management complex 1 the identifiers of the respective detected objects 3 service users to whom the services are provided. In addition, the central control complex 1 is configured to calculate the cost of services to each service user to whom the service is provided by the corresponding detector, using the identifier of the corresponding detected object and data on the cost of services stored in the corresponding account office of the service provider and with the possibility of writing off the calculated cost of each provided services from the corresponding available balance for payment of services to each user of services for the identifier of correspondence detecting object and save the corresponding updated value of the available balance for paying for services in the corresponding personal account, which reduces the traffic of information exchange between each detector 2 and the central control complex 1, which reduces the cost of using the proposed system by reducing the cost of paying for traffic, as well as reduces financial losses arising from the mismatch of available balances in the implementation of information exchange traffic in the presence of additional equipment, then, in turn, reduces the overall cost of the process. Moreover, the central control complex 1 is configured to periodically update the list of identifiers for which services are available, and the list of identifiers for which services are prohibited and with the possibility of transmitting updated lists of identifiers for which services are available and which are prohibited from the central database in each detector.

The opportunities described above related to the cost of services, carried out directly in the central management complex (without the help of additional equipment), provide simplification and cheapening of information exchange traffic, which also reduces the total cost of the proposed system, as well as provides a faster decision-making on the permission to provide services, which, when providing transportation services, reduces the time of passenger boarding and the emission of harmful substances into the atmosphere by automobile passenger transport.

Each detector 2 can be made with the possibility of fixing the date and time of the beginning and / or end of the provision of a particular service to the user of services for the identifier of the corresponding detected object and with the possibility of transmitting the data to the central control complex 1, configured to calculate the duration of the particular service and calculate the cost of this service, taking into account the duration of the provision of a particular service. This ensures an increase in the number of services paid using the same detected object available to the user, by connecting service providers, the cost of services of which depends on the duration of the service. For example, bike rental, parking and the like.

Each detector 2 can be made with the possibility of fixing the start and / or end of the provision of a specific service to the user of the service for the identifier of the corresponding detected object and with the possibility of transmitting these data to the central control complex 1, configured to calculate the range of the particular service and calculate the cost of this services taking into account the range of a particular service. This makes it possible to increase the number of services paid using the same detected object available to the user, by connecting service providers, the cost of services of which depends on the range of services. For example, travel by transport with zonal tariffs (commuter trains, commuter buses, etc.).

Each personal account can be made with the possibility of entering the services by the corresponding user and storing several identifiers that correspond to several detected objects available for this user of services. This extends the capabilities of the proposed system. For example, a user of services can enter identifiers of several detected objects in their personal account and use any of these detected objects to receive services, and parents can enter identifiers of detected objects in their personal account that their children use to pay for meals at school, travel by transport and like that.

Each personal account can be made with the possibility of the user entering the services and storing at least one additional identifier that corresponds to the additional detectable object 3 available to the user of the services, the available balance value for payment of services to the corresponding service user for the identifier of the additional detectable object 3 , data of at least one form of payment for services to the corresponding user of services for the identifier of additional children ktiruemogo object 3 and the order of selecting a form of payment for the services of the respective user services. In this case, the central control complex 1 is configured to periodically update the list of identifiers to which services are available, which are carried out using the identifier of the corresponding additional detected object 3, entered by the corresponding user of services in the corresponding personal account, and periodically update the list of identifiers that are prohibited from performing services using the value of the available balance to pay for services to the corresponding user ug for the corresponding additional detected object 3, contributed by the corresponding user of services to the corresponding personal account, and also with the possibility of transmitting updated lists of identifiers to which services are available and which services are prohibited in each detector 2. This extends the capabilities of the proposed system.

The central control complex 1 can be configured to select a form of payment for services to a service user for the identifier of the corresponding detectable object and the corresponding additional detectable object 3 from data on the form of payment for services and the procedure for choosing the form of payment made by the corresponding user of services and stored in the corresponding personal account .

Each personal account can be made with the possibility of replenishing the available balance and storing replenished values of the available balance to pay for services to the corresponding user of services for the identifier of the corresponding detected object 3 and the corresponding additional detected object 3.

The central control complex 1 can be configured to send a notification to the corresponding user of services about the implementation of a particular service and write off the calculated cost of this service from the available balance of the cost of services in the personal account of the corresponding service user.

The central control complex 1 contains the following equipment, interacting through appropriate communication buses: server 4 for controlling the operation of an automated system and processing data received from detectors 2; block 5 memory data received from the detectors 2 and sent to the detectors 2; block 6 data exchange of the Central complex 1 and detectors 2; server 7 for maintaining personal accounts of service users; blocks 8 memory personal accounts associated with the identifiers of the detected objects 3; server 9 maintaining the account of at least one service provider; block 10 memory of the account of at least one service provider; the server 11 introducing into the blocks 8 of the memory of personal accounts of users of services the values of available balances for payment of services and data on the form of payment for services to each user of services for the identifier of each detected object; a server 12 for calculating the cost of services to a user of the service to whom the service is provided using the detected object 3; a server 13 for writing off the estimated cost of services from the available balance to pay for services in block 8 of the memory of the personal account of each user of the service to whom the service was provided using the detected object 3; block 14 for forming a list of identifiers for which services are available and a list of identifiers for which services are prohibited, while each detector 2 contains the following equipment interacting via the corresponding communication buses: block 15 for detecting detected objects 3 and reading information from detected objects 3; block 16 recognition of identifiers in the read information from the detected objects 3; a memory unit 17 of each detector 2; block 18 deciding whether to allow or prohibit the provision of services for the corresponding identifier of the corresponding detected object 3; block 19 data exchange of the detector 2 and the central complex 1.

The server 11 of introducing into the blocks 8 of the memory of personal accounts of users of services the specified data of the central control complex 1 can be configured to enter into the blocks 8 of the memory of personal accounts of the order of choosing the form of payment for services.

The central control complex may further comprise the following equipment interacting via appropriate communication buses: unit 20 for calculating the duration of the provision of a particular service; block 21 calculating the range of the provision of a particular service; block 22 choosing a form of payment for services to each user of services for the corresponding identifier of the corresponding detected object 3 using the procedure for choosing a form of payment for services; a block 23 for sending a notification to the corresponding user of services on the implementation of a particular service and writing off the estimated cost of this service from the available balance of the cost of services in the memory 8 of the personal account of the user of the services, and each detector may additionally contain the following equipment interacting via the respective communication buses: block 24 for fixing the date and the time of the beginning and / or end of the provision of a particular service to the corresponding user of services for the identifier of the corresponding detected object that 3 and block 25 fixing the places of the beginning and / or end of the provision of a particular service to the corresponding user of services for the identifier of the corresponding detected object 3.

All servers and blocks of the proposed automated system interact via communication buses, switched, non-switched communication channels, and radio communication channels.

In other embodiments of the present invention, the central complex 1 and the detectors 2 may comprise any other known equipment capable of performing the functions described above and below of the central control complex 1, the detectors 2, and the equipment contained therein.

Server 4 for controlling the operation of the proposed automated system and for processing data received from detectors 2 is, for example, executed on an HP Integrity rx8640 or IBM Power 770 computer with corresponding peripherals using Oracle or PostgreSQL DBMSs and HP-UX, AIX, or Linux system software.

Block 5 of the memory data received from the detectors 2 and sent to the detectors 2, is made, for example, using long-term and random access memory HP Integrity rx8640 or IBM Power 770.

The data exchange unit 6 of the central complex 1 and detectors 2 is executed, for example, on an HP Integrity rx8640 or IBM Power 770 computer with corresponding peripherals using Oracle or PostgreSQL DBMSs and HP-UX, Microsoft Windows, or Linux system software.

The server 7 for maintaining personal accounts of service users is executed, for example, on an HP Integrity rx8640 or IBM Power 770 computer with corresponding peripherals using Oracle or PostgreSQL DBMSs and HP-UX, Microsoft Windows or Linux system software.

Blocks 8 of the memory of personal accounts associated with the identifiers of the detected objects 3 are made, for example, using long-term and random access memory HP Integrity rx8640 or IBM Power 770.

The server 9 maintaining the account cabinet of at least one service provider is made, for example, on an HP Integrity rx8640 or IBM Power 770 computer with corresponding peripherals using Oracle or PostgreSQL DBMS and HP-UX, Microsoft Windows or Linux system software.

The memory block 10 of the account cabinet of at least one service provider, is made, for example, using long-term and random access memory HP Integrity rx8640 or IBM Power 770.

The server 11 introducing into the blocks 8 of the memory of personal accounts of service users the values of available balances for paying for services, data about the form of payment for services to each user of services for the identifier of each detected object and the procedure for choosing the form of payment for services, is performed, for example, on an HP Integrity rx8640 computer or IBM Power 770 with appropriate peripherals using Oracle or PostgreSQL DBMS and HP-UX, Microsoft Windows or Linux system software.

The server 12 for calculating the cost of services to a service user who is provided with the service using the detected object 3 is, for example, executed on an HP Integrity rx8640 or IBM Power 770 computer with the corresponding peripherals using Oracle or PostgreSQL DBMS and HP-UX, Microsoft Windows or Linux system software .

The server 13 for writing off the estimated cost of services from the available balance to pay for services in block 8 of the personal account memory of each service user who is provided with the service using the detected object 3 is executed, for example, on an HP Integrity rx8640 computer or IBM Power 770 with the corresponding peripherals using the DBMS Oracle or PostgreSQL and system software HP-UX, Microsoft Windows or Linux.

Block 14 forming the list of identifiers for which services are available and the list of identifiers for which services are denied is performed, for example, on HP Integrity rx8640 or IBM Power 770 computers with the corresponding peripherals using Oracle or PostgreSQL DBMSs and HP-UX, Microsoft Windows or Linux system software .

Detectors 2 are made, for example, on MV-3000 or MV-3100 devices with Linux system software and contain the equipment described below.

The block 15 for detecting detected objects 3 and reading information from detected objects 3 is made, for example, on a contactless smart card reader ACM1252U-Y3 or OTI SCI-6100.

Block 16 recognition of identifiers in the read information from the detected objects 3 is made, for example, on the microprocessor ARM Cortex A-9 or ARM Cortex A-12 with Linux system software.

The memory unit 17 of the detector 2 is made, for example, on a flash memory card EMC EMMC04G-M627 or EMMC04G-W627.

The decision block 18 to allow or prohibit the provision of services for the corresponding identifier of the corresponding detected object 3 is made, for example, on an ARM Cortex A-9 microprocessor or ARM Cortex A-12 microprocessor with Linux system software.

The data exchange unit 19 of the detector 2 and the central complex 1 is made, for example, using a SIM7100E-MIFI or SIM7100E-MIFID wireless communication module.

Block 20 for calculating the duration of the provision of a particular service is performed, for example, on an HP Integrity rx8640 or IBM Power 770 computer with the corresponding peripherals using Oracle or PostgreSQL DBMSs and HP-UX, Microsoft Windows, or Linux system software.

Block 21 for calculating the range of a particular service is performed, for example, on an HP Integrity rx8640 or IBM Power 770 computer with the corresponding peripherals using Oracle or PostgreSQL DBMSs and HP-UX, Microsoft Windows, or Linux system software.

Block 22 of the choice of form of payment for services to the user of services for the identifier of the corresponding detected object 3 is made, for example, on an HP Integrity rx8640 or IBM Power 770 computer with the corresponding peripherals using Oracle or PostgreSQL DBMS and HP-UX, Microsoft Windows or Linux system software.

Block 23 of sending a notification to a corresponding user of services about the implementation of a particular service and writing off the estimated cost of this service from the available balance of the cost of services in the memory 8 of the user’s personal account is executed, for example, on an HP Integrity rx8640 computer or IBM Power 770 with corresponding peripherals using the HP system software -UX, Microsoft Windows or Linux.

In this case, the detectors 2 may further comprise the equipment described below.

Block 24 for fixing the date and time of the beginning and / or end of the provision of a particular service to the user of services for the identifier of the corresponding detected object 3 is made, for example, on an ARM Cortex A-9 microprocessor or ARM Cortex A-12 microprocessor with Linux system software.

Block 25 fixing the place of beginning and / or end of the provision of a specific service to the user of services for the identifier of the corresponding detected object 3 is made, for example, on an ARM Cortex A-9 microprocessor or ARM Cortex A-12 microprocessor with Linux system software.

As the detected objects 3, for example, cards with an integrated microcircuit using Radio Frequency IDentification (RFID) technology that complies with ISO 14443 (A / B types) and / or mobile digital devices (smartphones, tablets) can be used using Near Field Communication (NFC) wireless technology and / or mobile devices (mobile phones) displaying a two-dimensional bar code (QR code) and / or objects with a two-dimensional bar code applied to them (QR -the code).

Using the proposed invention expands the capabilities of the proposed automated system; consists in the possibility of providing payment for services, mainly transport services, of one or more service providers using any detectable object 3 that is available for each user of the service, having an identifier that interacts with the detectors according to one of the standard interaction protocols, regardless of the place of manufacture of the detected objects and type of service, which increases convenience and expands the capabilities of the proposed automated system, allows you to make edlagaemuyu automated system accessible to a wide range of users, not necessarily living in the place of provision of services; the ability to pay for various services of various service providers using the same detectable object 3 available to the user; the possibility of reducing the cost of using the proposed system by reducing the cost of manufacturing special detectable objects, lowering the cost of paying for information exchange traffic, which reduces the total cost of the system, and the possibility of using any detectable object 3 that has an identifier that interacts with detectors 2 according to one of the standard interaction protocols, regardless of the place of its manufacture and initial purpose, in the possibility of providing to one or several different services using the same detectable object 3, which allows you to use the proposed method to provide not only transport services, but also other services, for example, museums, parks, bicycle rental services and similar paid services , using the same detectable object 3, which has an identifier interacting with the detectors 2 according to one of the standard protocols, as the detected object for each service user interaction; with the possibility of reducing the exchange of information traffic, which reduces the cost of operating the system by reducing the cost of paying for traffic, and also reduces the financial loss that occurs when there is a mismatch of available balances in the implementation of information exchange traffic, which, in turn, reduces the total cost of the proposed system; with the possibility of simplifying and reducing the cost of traffic, which also reduces the total cost of the proposed system, as well as provides a faster decision-making on authorizing the provision of services, which, when providing transportation services, reduces the time for passengers to land and the emission of harmful substances into the atmosphere by automobile passenger transport.

The proposed automated system for paying for services, mainly transport services, works as follows.

Using the DBMS Oracle or PostgreSQL, the Central Management Complex 1 creates a central database for storing a variety of personal accounts associated with users of services, as well as for storing the account of one or more service providers. The number of service providers depends on the number of different services paid for using the system.

A plurality of detectors 2 are placed in a plurality of service start and / or end points of service provision. For example, entrance halls of subway stations, buses, trolleybuses, trams, museum entrances, park entrances, and bicycle rental centers are used as service start and / or end points. parking.

Each service provider using the server 9 maintaining the accounts of service providers creates its own account, which generates and stores in block 10 the memory of the account office of the service provider data on the cost of their services.

Each user of services using the server 7 maintaining personal accounts of service users creates a personal account.

Each user of services using the server 7 maintaining personal accounts of service users enters the identifiers of their detected objects 3 into his personal account, enters data of at least one form of payment for services to service users and saves them in memory block 8 corresponding to each user's personal account user services.

Each user of services using the server 11 introducing an available balance for payment of services enters into the block 8 of the memory of the personal account of the user of services the values of the available balance for paying for services and stores it in the block 8 of the memory corresponding to the personal account of the user of services.

Each user performs these actions, for example, using a credit card, bank account, mobile phone account, electronic payment services on the Internet (for example, PayPal, Apple Pay, Google Wallet, Samsung Pay, WebMoney, Yandex. Money, and others).

Using block 14 of the formation of lists of identifiers in block 5 of the memory of the data received from the detectors 2 and sent to the detectors 2 of the central control complex 1, the identifiers of the detected objects 3 are registered in the personal account of each user of the service and stored in block 8 of the memory of the personal account of each service user .

Using the server 4 for controlling the operation of the automated system of the central control complex 1, through the exchange unit 6 of the central control complex 1 and detectors 2, a list of identifiers to which services are available is sent to all detectors 2.

The data exchange unit 19 of the detector 2 and the central complex 1 receives a list of identifiers to which services are available and stores it in the memory unit 17 of the detector 2.

Block 15 detection of the detected object 3 and reading information from the detected object 3 of the detector 2 detects a specific detectable object 3, reads information from it and transfers it to the recognition unit 16 of the identifier of the detected object 3 of the detector 2.

The identifier recognition unit 16 of the detected object 3 of the detector 2 extracts the identifier associated with this detected object 3 from the read information and transmits the highlighted identifier to the decision block 18 to allow or prohibit the provision of services for the identifier of the corresponding detected object 3.

Block 18 making a decision on whether to provide or prohibit the provision of services for the identifier of the corresponding detected object 3 of detector 2 checks the identifier in the list of identifiers for which services are available, obtained from the central control complex 1 and stored in the memory block of detector 2, checks for the identifier in the list identifiers to which services are prohibited, received from the central control complex 1 and stored in the memory unit 17 of the detector 2, allows receiving the service in Luciano presence of a detectable object identifier 3 in the list of identifiers, which services are available and the lack of identity of the detected object 3 in the list of identifiers which are prohibited services, preserves the memory of the detector unit 17 2 Identifier of the corresponding detected object 3 user services, the services are provided.

If necessary, the block 24 for fixing the date and time of the beginning and / or end of the provision of a specific service to the user of services for the identifier of the corresponding detected object 3 stores in the block 17 of the memory of the detector 2 the date and time of the beginning and / or end of the provision of the service using the identifier of the corresponding detected object 3.

If necessary, the block 25 fixing the location of the beginning and / or end of the provision of a specific service to the user of services for the identifier of the corresponding detected object 3 stores in the block 17 of the memory of the detector 2 the place of the beginning and / or end of the provision of the service by the identifier of the corresponding detected object 3.

In this case, the data exchange unit 19 of the detector 2 and the central control complex 1 transmits the fixed identifier of the detected object 3, the start and / or end of the service, the date and time of the start and / or end of the service through the exchange unit 6 of the central complex 1 and the detectors 2 to server 4 controlling the operation of an automated system and processing data received from detectors 2 of the central control complex 1.

The server 4 control the operation of the automated system and the processing of data received from the detectors 2, collects and stores data from the detectors 2 in block 5 of the data memory.

If necessary, the unit 20 for calculating the duration of the provision of a specific service by the corresponding identifier of the detected object 3 using the start time and end time of the service received from the detectors 2, calculates the duration of the specific service by the corresponding identifier of the detected object 3 and transmits the calculation results to the server 12 for calculating the cost of services a service user who is provided with a service using a specific detectable object 3.

If necessary, the block 21 for calculating the range of specific services by the corresponding identifier of the detected object 3 using the start and end locations of the services received from the detectors 2, calculates the range of specific services by the corresponding identifier of the detected object 3 and transmits the calculation results to the server 12 for calculating the cost of services a service user who is provided with a service using a specific detectable object 3.

The server 12 calculating the cost of services to the user of the service to whom the service is provided using the detected object 3, calculates the cost of the service based on data from a specific detector 2, and also, if necessary, using data of duration and range, as well as the cost of services for a particular detector 2 stored in block 10 of the memory of the accounts of service providers.

The server 13 deducts the calculated cost of services from the available balance to pay for services to the user of the service who is provided with the service using the detected object 3, deducts the cost of a specific service calculated by the server 12 for calculating the cost of services from the available balance of the memory unit 8 corresponding to the personal user account of the services, in which the identifier of the specific detected object 3, on which the service is received, is registered.

If necessary, the block 23 for sending a notification to the corresponding user of services on the implementation of a particular service and writing off the calculated cost of this service from the available balance of the cost of services in the memory 8 of the personal account of the service user sends a notification to the corresponding user of the services on the specific service and writing off the calculated cost of this service from the available balance services in memory 8 of the user’s personal account of services using e-mail or SMS.

If necessary, the server 11 for introducing an affordable balance for paying for services for the identifier of the corresponding detectable object 3 selects a form of payment for services for a user of services, enters an available balance for paying for services and saves it in a memory block 8 corresponding to the personal account of the user of services, using the form selection block 22 payment for services to a user of services.

The server 13 for writing off the calculated cost of services records the identifier of the particular detected object 3 in the list of identifiers that prohibit services in the data memory block 5 received from the detectors 2 and sent to the detectors 2, in case of insufficient funds to pay for the received service on the available balance of the memory block 8 personal account of a user of services associated with the identifier of a specific detectable object 3 for which the service was received.

Using the server 4 for controlling the operation of the automated system of the central control complex 1, a list of identifiers that are prohibited from services to all detectors 2 is transmitted.

Interactions between users and service providers with the corresponding personal and account rooms are carried out through a public computer network using a server 7 for maintaining personal accounts of service users and a server 9 for maintaining account rooms of service providers, respectively, the interaction of the central control complex 1 with detectors 2, as well as interaction with using block 23 sending the Central complex 1 management with users of services is carried out using a public computer network.

Claims (19)

1. A method for automatically receiving and processing data for payment of services, mainly transport services, which consists in the fact that, in a system for automatically receiving and processing data for payment of services, comprising a central control complex with a data memory unit configured to store a central database, an acceptance unit decisions on authorization or prohibition of the provision of services, detectable objects of service users having identifiers made in a machine-readable format adopted by the detectors, located at the points of start and / or end of the provision of services, having the appropriate detection units for detectable objects and configured to permit or prohibit the provision of services to users of services for the respective detected objects, perform the following steps carried out using a public computer network: using a personal management server offices, which provide the central management complex, service users create the appropriate personal to the central database Binet, introduced into appropriate cabinets personal identifiers corresponding to objects detected and stored in said identifier memory blocks corresponding private offices; using the data entry server in the corresponding personal accounts, which are supplied with the central control complex and which interacts with the personal account management server via the appropriate communication bus, service users enter the values of available balances for payment for services and save the indicated values in the memory blocks of the corresponding personal accounts; using the detection unit of detectable objects of each detector, detectable objects are detected; using the decision block, they decide on whether to allow or prohibit the provision of services; using detectors, allow or prohibit the provision of services to service users for the respective detected objects; characterized in that as a detectable object, a detectable object is used, which is at least one detectable object that is available for each user of the service having information in which an identifier is recorded that interacts with the detectors using one of the standard interaction protocols using wireless data transmission , regardless of the place of manufacture of the detected object, the location of the user of services at the time of interaction with the corresponding personal and an Internet placements corresponding detector at the time of interaction with the object being detected; detection of detected objects is carried out by reading from the detected objects using the detection unit of the detected objects of each detector information in which the identifier is fixed, and transmitting the read information using the appropriate communication bus to the identifier recognition unit that each detector is equipped with and in which identifiers are recognized in the read information detected detected objects; supplying a central management server management system for at least one accounting office, with which at least one service provider through the public computer network creates at least one accounting office in which the data on at least the cost of services is generated, and saves this data in the memory block of the corresponding accounting office, and the unit for forming lists of identifiers, with the help of which in the data memory block of the central control complex by using the identifiers and values of available balances stored in the memory blocks of the respective personal accounts, and data on the cost of services stored in the memory block of the corresponding account, form a list of identifiers that allow services and a list of identifiers that forbid services; using the decision block, the identifiers of the detected detected objects are compared with the list of identifiers to which services are allowed and the list of identifiers to which services are prohibited, and the decision on whether or not to provide services to service users for the corresponding detected detected objects is made according to the results of this comparison; supply a central management server complex for calculating the cost of services, with which the cost of services is calculated for each user of the service who is provided with a corresponding detector for the corresponding detected object using the corresponding identifier stored in the memory block of the corresponding personal account and data on the cost of services stored in the block memory of the corresponding account, transmit the calculated cost of each service provided through the respective connecting bus to the server for writing off the estimated cost of services, which is supplied with the central control complex and with which the calculated cost of each service is written off from the available balance in the memory block of the personal account of the corresponding service user who is provided with the service for the corresponding detected object, and the corresponding updated value is stored available balance in the memory block of the corresponding personal account. 2. The method according to p. 1, characterized in that they provide a central control system for managing the system’s operation and processing data obtained by using a public computer network directly from the detectors, by which the operation of the system equipment interacting through the corresponding communication buses is controlled; transmit to each detector through a public computer network using the data exchange unit of the central control complex with the detectors supplied with the central control complex, lists of identifiers that are allowed to services and which are prohibited from the services stored in the data memory unit of the central control complex, which are periodically updated these lists and transmit updated lists using a public computer network to each detector, which is equipped with a detector data exchange unit with a central control complex; in each detector, from the data exchange unit of the central control complex with the detectors via the public computer network, with the help of the data exchange unit of the detectors with the central control complex, lists of identifiers that are allowed services and which services are denied, and these lists are stored in the memory unit, which each detector; at the same time, each detector is equipped with a decision-making block on authorizing or prohibiting the provision of services for identifiers of detected detected objects; transmit the identifiers of detected detected objects to the decision making unit via the corresponding communication bus from the identifier recognition unit of each detector; using the decision block, the identifiers of the detected detected objects are compared with the lists of identifiers that are allowed to services and which are prohibited from the services stored in the memory block of each detector, decide whether to allow or prohibit the provision of services to service users for detected detected objects, save the identifiers of detected objects of service users which services are provided in the memory blocks of the respective detectors; these identifiers are transmitted using a public computer network through a detector data exchange unit with a central control complex and a data exchange unit of a central control complex with detectors to a data memory unit of a central control complex in which these identifiers are stored. 3. The method according to p. 1, characterized in that users of services enter into their respective personal accounts through a public computer network using a server for entering values of available balances and a unit for choosing a form of payment for services that the central management complex is provided with data on forms of payment for services and the procedure for choosing a form of payment for services for identifiers of the corresponding detected objects and save the entered data in the memory blocks of the corresponding personal accounts. 4. The method according to claim 1, characterized in that the users of the services enter several identifiers into the corresponding personal accounts via the public computer network using the personal account management server, each of which corresponds to a detectable object that is in the possession of the corresponding service user, and save entered identifiers in the memory blocks of the corresponding personal accounts. 5. The method according to p. 4, characterized in that users of services enter into the corresponding personal accounts through a public computer network using the server for entering values of available balances and a unit for choosing a form of payment for services, the values of available balances for several identifiers, data on forms of payment for services and the procedure for choosing the form of payment for services for several identifiers and save the entered data in the memory blocks of the corresponding personal accounts. 6. The method according to p. 1, characterized in that users of services replenish the values of available balances in the corresponding personal accounts via a public computer network using the server for entering values of available balances and store the replenished values of available balances in the memory blocks of the respective personal accounts. 7. The method according to p. 2, characterized in that each detector is equipped with a unit for fixing the date and time of the beginning and / or end of the provision of a particular service, in which the date and time of the beginning and / or end of the provision of a particular service is fixed for the corresponding user of services for the identifier of the corresponding detected of the object, save the date and time of the beginning and / or end of the provision of a specific service in the memory of the corresponding detector, transmit these date and time of the start using the public computer network and / or the termination of the provision of a specific service to the server for calculating the cost of services of the central management complex, the duration of the specific service is calculated using the duration calculation unit available in the central management complex, and the cost of a specific service is calculated using the calculated duration of the specific service using a unit for calculating the cost of services interacting via a corresponding communication bus with a unit for calculating the duration. 8. The method according to p. 2, characterized in that each detector is equipped with a block for fixing the places of the beginning and / or end of the provision of a particular service, in which the place of the beginning and / or end of the provision of a particular service is fixed to the corresponding user of services for the identifier of the corresponding detected object, stored in the memory block of the corresponding detector, the place of the beginning and / or end of the provision of a particular service, transmit using the public computer network these place of the beginning and / or end is provided A specific service is sent to the server for calculating the cost of services of the central control complex, using the range calculation unit available in the central control complex, the range of specific services is calculated, and the cost of a specific service is calculated using the calculated range of the specific service using the block of cost of services interacting via the appropriate communication bus with the range calculation unit. 9. The method according to p. 1 or 2, characterized in that they provide the central control complex of the sending unit, with which they send a notification about the implementation of a specific service and debiting the estimated cost of a particular service from the available balance to pay for services through the public computer network in the memory block of the corresponding personal account. 10. A system for automatically receiving and processing data for payment of services, mainly transport services, comprising: a central control complex having a data memory unit configured to store a central database; detectable objects of service users having identifiers made in a machine-readable format accepted by detectors located at the points of start and / or end of the provision of services, having corresponding detection units for detectable objects, and configured to permit or prohibit the provision of services to service users for the corresponding detected objects; a decision-making unit on authorizing or prohibiting the provision of services, while the central management complex contains a personal account maintenance server configured to use the following public computer network to create the following steps: to create services in the central database of the corresponding personal accounts by users, to ensure interaction between services users and corresponding personal accounts, the introduction by users of services into the corresponding personal accounts of identifiers of the corresponding designed objects and storing these identifiers in the memory blocks of the corresponding personal accounts, and the server for users to enter services into the corresponding personal accounts using public computer networks of the available balances for paying for services and storing the entered values in the memory blocks of the corresponding personal accounts, made with the possibility of interaction with the server for maintaining personal accounts using the appropriate communication bus, characterized in that the detected object is at least it has at least one detectable object that is available for each user of services, which has information in which an identifier is fixed that is capable of interacting with the detectors according to one of the standard interaction protocols using wireless data transmission, regardless of the place of manufacture of the detected object, the user's location services at the time of communication with the corresponding personal account and the location of the corresponding detector at the time of interaction with the detected object, and the detection unit of the detected objects of each detector is configured to read information in which the identifier is fixed from the detected detected objects and transmit the read information using the corresponding communication bus to the identifier recognition unit that is available in each detector and which is capable of recognition in the read information identifiers of detected detected objects, the central control complex contains a server for maintaining at least one accounting a cabinet of at least one service provider, configured to create by each service provider in a central database using a public computer network a corresponding account cabinet configured to generate at least a cost of services by a corresponding service provider using a public computer network and storing this data in the memory block of the corresponding account office, and the block for generating lists of identifiers to which services are allowed and Some services are prohibited, which are capable of generating in the data block of the central control complex a list of identifiers that allow services and a list of identifiers that do not allow services, using identifiers and values of available balances stored in the memory blocks of the corresponding personal accounts, and cost data services of the respective service provider stored in the memory block of the corresponding account, while the decision-making block on allowing or prohibiting The services have been configured to compare the identifiers of detected detected objects with the list of identifiers that allowed services and the list of identifiers that prohibited services, and with the possibility of deciding whether to allow or prohibit the provision of services to users of services for the corresponding detected detected objects according to the results of this comparison, and the central management complex contains a server for calculating the cost of services, configured to calculate the cost of services each the service user to whom the service was provided by the appropriate detector for the corresponding detectable object using the corresponding identifier stored in the memory block of the corresponding personal account and data on the cost of services stored in the memory block of the corresponding account, with the possibility of transmitting the calculated cost of each service provided through the corresponding communication bus to the server to write off the estimated cost of services, which is available in the central control complex tions and which is configured to write-off the calculated value of each service provided to the available balance in the storage unit corresponding to the personal account user services, the services are provided for the respective detected object, and save the corresponding updated value of the available balance in the storage unit corresponding to the personal account. 11. The system according to p. 10, characterized in that the central control complex comprises a server for controlling the operation of the system and processing data obtained by using a public computer network directly from the detectors, configured to control the operation of the system equipment, configured to interact through the corresponding buses communication and containing a data exchange unit of the Central control complex with detectors, configured to transmit using a public computer network to each detector of lists of identifiers, which allowed services and which prohibited services stored in the data block of the central control complex, which is capable of periodically updating these lists and transmitting updated lists using a public computer network to each detector that contains the following equipment with the possibility of interaction through the corresponding communication bus: the memory block of each detector, configured to store the received data; a detector data exchange unit with a central control complex configured to receive, by means of a public computer network, from a central control complex data exchange unit with detectors lists of identifiers that services are allowed and services are prohibited, and store these lists in the memory unit of each detector; the identifier recognition unit of each detector is configured to transmit identifiers of detected detected objects via an appropriate communication bus to a decision-making unit on authorizing or prohibiting the provision of services for identifiers of detected detected objects, made with the possibility of comparing identifiers of detected detected objects with lists of identifiers to which services are allowed and which services stored in the memory block of each detector are prohibited, with the possibility of making decisions on authorizing or prohibiting the provision of services to service users for detected detected objects using lists of identifiers that allow services and which services are prohibited stored in the memory block of each detector, with the possibility of storing identifiers of detected objects of service users who are provided services in memory blocks corresponding detectors and with the possibility of transmitting these identifiers using a public computer network through the block o data exchange of detectors with a central control complex and a data exchange unit of a central control complex with detectors to a data memory unit of a central control complex, which is configured to store these identifiers. 12. The system according to p. 10 or 11, characterized in that the detected objects are, for example, contactless smart cards that comply with the radio frequency identification standard, mobile phones and tablets using short-range wireless data transmission technology, material objects with QR code, mobile devices capable of displaying a QR code on a display having an identifier configured to be read by a detection unit of detectable objects of each detector. 13. The system according to p. 11, characterized in that each detector contains a block for fixing the date and time of the beginning and / or end of the provision of a particular service to the corresponding user of the service for the identifier of the corresponding detected object, configured to save the start date and time in the memory block and / or the end of the provision of a specific service and the transfer using a public computer network of these dates and times of the beginning and / or end of the provision of a specific service in ver calculating the value of the central control complex services configured to perform calculation of the duration of the particular service via duration calculation unit present in the central control complex, and to calculate the value of a specific service server in the service cost by using the calculated duration of a particular service. 14. The system according to claim 11, characterized in that each detector contains a block for fixing the places of the beginning and / or end of the provision of a particular service to the corresponding user of services for the identifier of the corresponding detected object, configured to store in the memory block the corresponding detector of the places of beginning and / or end the provision of a specific service and the transfer via a public computer network of these places of the beginning and / or end of the provision of a specific service to the server calculating the cost In Central control station configured to perform a calculation range of the particular service via distance calculating unit providing a specific service, in the existing central control complex, and to calculate the value of a specific service server in the service cost using the calculated range of the particular service. 15. The system according to p. 10, characterized in that the server for users entering services into personal accounts of the values of available balances is configured to allow users to enter services into personal accounts through a public computer network using the block for choosing a form of payment for services of data on forms of payment for services and the procedure selecting a form of payment for services for identifiers of detected objects and storing the entered data in the memory blocks of the corresponding personal accounts. 16. The system according to p. 10, characterized in that the server for maintaining personal accounts is configured to allow users to enter services using a public computer network into personal accounts of several identifiers, each of which corresponds to a detectable object that is in the possession of the corresponding user of services, and storing the entered identifiers in the memory blocks of the corresponding personal accounts. 17. The system according to p. 16, characterized in that the server for entering into personal accounts the values of available balances is made with the possibility of users entering services using a public computer network into personal accounts of the values of available balances for several identifiers and with the possibility of entering using the form selector payment for services data on forms of payment for services and the procedure for choosing a form of payment for services to users of services for several identifiers, each of which corresponds to a detectable object located in Unlike the corresponding user of the services, and storing the entered data in the memory blocks of the corresponding personal accounts. 18. The system according to p. 10, characterized in that the server for entering into personal accounts the values of available balances is configured to replenish users of services using a public computer network with the values of available balances and store the replenished values of available balances in the memory blocks of the respective personal accounts. 19. The system according to p. 10, characterized in that the central control complex comprises a sending unit, configured to send notifications on the provision of a specific service and writing off the estimated cost of a particular service from the available balance of the cost of services in the unit using a public computer network memory of the personal account of the corresponding user of the services.

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