RU2672132C2 - Системы и способы мобильных расчетов - Google Patents
Системы и способы мобильных расчетов Download PDFInfo
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- RU2672132C2 RU2672132C2 RU2016114292A RU2016114292A RU2672132C2 RU 2672132 C2 RU2672132 C2 RU 2672132C2 RU 2016114292 A RU2016114292 A RU 2016114292A RU 2016114292 A RU2016114292 A RU 2016114292A RU 2672132 C2 RU2672132 C2 RU 2672132C2
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Links
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Images
Classifications
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- G—PHYSICS
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- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/12—Payment architectures specially adapted for electronic shopping systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/20—Point-of-sale [POS] network systems
- G06Q20/202—Interconnection or interaction of plural electronic cash registers [ECR] or to host computer, e.g. network details, transfer of information from host to ECR or from ECR to ECR
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/325—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks
- G06Q20/3255—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks using mobile network messaging services for payment, e.g. SMS
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/326—Payment applications installed on the mobile devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
- G06Q20/3274—Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being displayed on the M-device
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
- G06Q20/367—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
- G06Q20/3674—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes involving authentication
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
- G06Q20/3825—Use of electronic signatures
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/409—Device specific authentication in transaction processing
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/06—Buying, selling or leasing transactions
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/0873—Details of the card reader
- G07F7/088—Details of the card reader the card reader being part of the point of sale [POS] terminal or electronic cash register [ECR] itself
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04W—WIRELESS COMMUNICATION NETWORKS
- H04W88/00—Devices specially adapted for wireless communication networks, e.g. terminals, base stations or access point devices
- H04W88/02—Terminal devices
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L9/00—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
- H04L9/50—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols using hash chains, e.g. blockchains or hash trees
Landscapes
- Business, Economics & Management (AREA)
- Engineering & Computer Science (AREA)
- Accounting & Taxation (AREA)
- Physics & Mathematics (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Strategic Management (AREA)
- General Business, Economics & Management (AREA)
- Finance (AREA)
- Computer Networks & Wireless Communication (AREA)
- Computer Security & Cryptography (AREA)
- Signal Processing (AREA)
- Marketing (AREA)
- Economics (AREA)
- Development Economics (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
- Cash Registers Or Receiving Machines (AREA)
- Telephonic Communication Services (AREA)
Applications Claiming Priority (3)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US14/185,111 US9123036B2 (en) | 2013-03-01 | 2014-02-20 | Mobile checkout systems and methods |
US14/185,111 | 2014-02-20 | ||
PCT/US2015/015879 WO2015126755A1 (en) | 2014-02-20 | 2015-02-13 | Mobile checkout systems and methods |
Publications (2)
Publication Number | Publication Date |
---|---|
RU2016114292A RU2016114292A (ru) | 2017-10-18 |
RU2672132C2 true RU2672132C2 (ru) | 2018-11-12 |
Family
ID=53878846
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
RU2016114292A RU2672132C2 (ru) | 2014-02-20 | 2015-02-13 | Системы и способы мобильных расчетов |
Country Status (10)
Country | Link |
---|---|
EP (1) | EP3033723A4 (zh) |
JP (1) | JP6074547B2 (zh) |
KR (2) | KR101775298B1 (zh) |
CN (1) | CN105051768A (zh) |
AU (1) | AU2015219278B2 (zh) |
CA (1) | CA2924593C (zh) |
HK (1) | HK1215978A1 (zh) |
RU (1) | RU2672132C2 (zh) |
SG (1) | SG11201606849XA (zh) |
WO (1) | WO2015126755A1 (zh) |
Families Citing this family (13)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
KR20160111286A (ko) | 2015-03-16 | 2016-09-26 | 삼성전자주식회사 | 결제 부가 서비스 정보 처리 방법 및 이를 지원하는 전자 장치 |
KR102530888B1 (ko) * | 2015-09-01 | 2023-05-11 | 삼성전자주식회사 | 결제 거래를 수행하는 방법 및 장치 |
US10489777B2 (en) * | 2016-01-05 | 2019-11-26 | Visa International Service Association | Universal access to an electronic wallet |
US11321707B2 (en) | 2016-03-22 | 2022-05-03 | Visa International Service Association | Adaptable authentication processing |
KR20170126735A (ko) | 2016-05-10 | 2017-11-20 | 삼성전자주식회사 | 자기 스트라이프 데이터 전송 장치 및 방법 |
KR20170128980A (ko) * | 2016-05-16 | 2017-11-24 | 엘지전자 주식회사 | 이동 단말기 및 그 제어방법 |
KR102652180B1 (ko) | 2016-12-27 | 2024-03-29 | 삼성전자주식회사 | 도어 잠금 장치, 전자 장치 및 전자 장치를 이용한 디지털 도어 잠금 장치 해제 방법 |
CN107645611A (zh) * | 2017-10-17 | 2018-01-30 | 维沃移动通信有限公司 | 一种支付方法及移动终端 |
KR102139068B1 (ko) * | 2017-12-20 | 2020-07-29 | 주식회사 기업서비스연구소 | 단말기간 사운드 인식 처리 시스템 |
CN108805539A (zh) * | 2018-02-09 | 2018-11-13 | 深圳市微付充科技有限公司 | 一种基于主机卡模拟的支付方法、移动设备及存储装置 |
US11487896B2 (en) | 2018-06-18 | 2022-11-01 | Bright Lion, Inc. | Sensitive data shield for networks |
US20220343297A1 (en) * | 2019-09-27 | 2022-10-27 | Openedge Payments Llc | Systems and methods for uniform, cross platform transactions |
EP3905166A1 (en) * | 2020-04-30 | 2021-11-03 | Bright Lion, Inc. | E-commerce security assurance network |
Citations (7)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
RU2376635C2 (ru) * | 2002-10-23 | 2009-12-20 | Закрытое акционерное общество "МедиаЛингва" | Способ и система проведения транзакций в сети с использованием сетевых идентификаторов |
US20120173351A1 (en) * | 2010-12-29 | 2012-07-05 | Qthru, Llc | Mobile Electronic Shopping |
US20120214443A1 (en) * | 2010-08-27 | 2012-08-23 | Wherepro, Llc | Operation of a computing device involving wireless tokens |
RU2467501C2 (ru) * | 2006-07-06 | 2012-11-20 | Файрторн Мобайл Инк. | Способы и системы для финансовых транзакций в среде мобильной связи |
US20130138525A1 (en) * | 2011-03-11 | 2013-05-30 | James Bercaw | System for Mobile Electronic Commerce |
US20130318348A1 (en) * | 2012-05-25 | 2013-11-28 | Canon U.S.A., Inc. | System and method for processing transactions |
US20130346223A1 (en) * | 2012-06-26 | 2013-12-26 | Rajen S. Prabhu | Processing point-of-sale transactions using a mobile card and mobile phone |
Family Cites Families (14)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US7810729B2 (en) * | 2009-06-10 | 2010-10-12 | Rem Holdings 3, Llc | Card reader device for a cell phone and method of use |
US20080208762A1 (en) * | 2007-02-22 | 2008-08-28 | First Data Corporation | Payments using a mobile commerce device |
US20090159699A1 (en) * | 2007-12-24 | 2009-06-25 | Dynamics Inc. | Payment cards and devices operable to receive point-of-sale actions before point-of-sale and forward actions at point-of-sale |
US20090234751A1 (en) * | 2008-03-14 | 2009-09-17 | Eric Chan | Electronic wallet for a wireless mobile device |
US20100299212A1 (en) * | 2008-08-27 | 2010-11-25 | Roam Data Inc | System and method for a commerce window application for computing devices |
US9218557B2 (en) * | 2010-03-02 | 2015-12-22 | Gonow Technologies, Llc | Portable e-wallet and universal card |
US9317018B2 (en) * | 2010-03-02 | 2016-04-19 | Gonow Technologies, Llc | Portable e-wallet and universal card |
US20120036042A1 (en) * | 2010-08-05 | 2012-02-09 | Roam Data Inc | System and method for checkout and customer data capture in commerce applications |
US20120052910A1 (en) * | 2010-08-30 | 2012-03-01 | Id Tech | Audio port communication and power device |
US8571989B2 (en) * | 2010-10-13 | 2013-10-29 | Square, Inc. | Decoding systems with a decoding engine running on a mobile device and coupled to a social network |
US10580049B2 (en) * | 2011-04-05 | 2020-03-03 | Ingenico, Inc. | System and method for incorporating one-time tokens, coupons, and reward systems into merchant point of sale checkout systems |
US9195983B2 (en) * | 2011-04-05 | 2015-11-24 | Roam Data Inc. | System and method for a secure cardholder load and storage device |
EP2717734A4 (en) * | 2011-06-10 | 2015-03-04 | Mophie Inc | WIRELESS COMMUNICATION ACCESSORY FOR MOBILE DEVICE |
US10121129B2 (en) * | 2011-07-05 | 2018-11-06 | Visa International Service Association | Electronic wallet checkout platform apparatuses, methods and systems |
-
2015
- 2015-02-13 CA CA2924593A patent/CA2924593C/en not_active Expired - Fee Related
- 2015-02-13 KR KR1020167012879A patent/KR101775298B1/ko active IP Right Grant
- 2015-02-13 CN CN201580000172.1A patent/CN105051768A/zh active Pending
- 2015-02-13 RU RU2016114292A patent/RU2672132C2/ru active
- 2015-02-13 WO PCT/US2015/015879 patent/WO2015126755A1/en active Application Filing
- 2015-02-13 AU AU2015219278A patent/AU2015219278B2/en not_active Ceased
- 2015-02-13 SG SG11201606849XA patent/SG11201606849XA/en unknown
- 2015-02-13 EP EP15752212.9A patent/EP3033723A4/en not_active Ceased
- 2015-02-13 JP JP2016526221A patent/JP6074547B2/ja not_active Expired - Fee Related
- 2015-02-13 KR KR1020177020630A patent/KR20170087979A/ko not_active Application Discontinuation
-
2016
- 2016-04-05 HK HK16103852.3A patent/HK1215978A1/zh unknown
Patent Citations (7)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
RU2376635C2 (ru) * | 2002-10-23 | 2009-12-20 | Закрытое акционерное общество "МедиаЛингва" | Способ и система проведения транзакций в сети с использованием сетевых идентификаторов |
RU2467501C2 (ru) * | 2006-07-06 | 2012-11-20 | Файрторн Мобайл Инк. | Способы и системы для финансовых транзакций в среде мобильной связи |
US20120214443A1 (en) * | 2010-08-27 | 2012-08-23 | Wherepro, Llc | Operation of a computing device involving wireless tokens |
US20120173351A1 (en) * | 2010-12-29 | 2012-07-05 | Qthru, Llc | Mobile Electronic Shopping |
US20130138525A1 (en) * | 2011-03-11 | 2013-05-30 | James Bercaw | System for Mobile Electronic Commerce |
US20130318348A1 (en) * | 2012-05-25 | 2013-11-28 | Canon U.S.A., Inc. | System and method for processing transactions |
US20130346223A1 (en) * | 2012-06-26 | 2013-12-26 | Rajen S. Prabhu | Processing point-of-sale transactions using a mobile card and mobile phone |
Also Published As
Publication number | Publication date |
---|---|
AU2015219278A1 (en) | 2016-03-31 |
KR20160071468A (ko) | 2016-06-21 |
RU2016114292A (ru) | 2017-10-18 |
CA2924593A1 (en) | 2015-08-27 |
WO2015126755A1 (en) | 2015-08-27 |
SG11201606849XA (en) | 2016-09-29 |
HK1215978A1 (zh) | 2016-09-30 |
JP2017500629A (ja) | 2017-01-05 |
EP3033723A4 (en) | 2017-04-05 |
JP6074547B2 (ja) | 2017-02-01 |
AU2015219278B2 (en) | 2017-10-12 |
KR101775298B1 (ko) | 2017-09-05 |
CA2924593C (en) | 2019-03-05 |
CN105051768A (zh) | 2015-11-11 |
EP3033723A1 (en) | 2016-06-22 |
KR20170087979A (ko) | 2017-07-31 |
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