RU2017131844A3 - - Google Patents
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- Publication number
- RU2017131844A3 RU2017131844A3 RU2017131844A RU2017131844A RU2017131844A3 RU 2017131844 A3 RU2017131844 A3 RU 2017131844A3 RU 2017131844 A RU2017131844 A RU 2017131844A RU 2017131844 A RU2017131844 A RU 2017131844A RU 2017131844 A3 RU2017131844 A3 RU 2017131844A3
- Authority
- RU
- Russia
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/42—Confirmation, e.g. check or permission by the legal debtor of payment
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/22—Payment schemes or models
- G06Q20/229—Hierarchy of users of accounts
- G06Q20/2295—Parent-child type, e.g. where parent has control on child rights
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
- G06Q20/102—Bill distribution or payments
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/14—Payment architectures specially adapted for billing systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
- G06Q20/3821—Electronic credentials
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/386—Payment protocols; Details thereof using messaging services or messaging apps
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
Landscapes
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Engineering & Computer Science (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Strategic Management (AREA)
- Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- Finance (AREA)
- Health & Medical Sciences (AREA)
- Child & Adolescent Psychology (AREA)
- General Health & Medical Sciences (AREA)
- Computer Security & Cryptography (AREA)
- Development Economics (AREA)
- Economics (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
- Computer And Data Communications (AREA)
- Data Exchanges In Wide-Area Networks (AREA)
Applications Claiming Priority (3)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| US201562116276P | 2015-02-13 | 2015-02-13 | |
| US62/116,276 | 2015-02-13 | ||
| PCT/US2016/017487 WO2016130764A1 (en) | 2015-02-13 | 2016-02-11 | Peer forward authorization of digital requests |
Publications (3)
| Publication Number | Publication Date |
|---|---|
| RU2017131844A RU2017131844A (ru) | 2019-03-13 |
| RU2017131844A3 true RU2017131844A3 (ru) | 2019-08-21 |
| RU2713703C2 RU2713703C2 (ru) | 2020-02-06 |
Family
ID=56614818
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| RU2017131844A RU2713703C2 (ru) | 2015-02-13 | 2016-02-11 | Заблаговременная авторизация цифровых запросов |
Country Status (7)
| Country | Link |
|---|---|
| US (1) | US11170379B2 (ru) |
| CN (1) | CN107209891A (ru) |
| AU (1) | AU2016219306A1 (ru) |
| CA (1) | CA2970746A1 (ru) |
| RU (1) | RU2713703C2 (ru) |
| SG (1) | SG11201704524UA (ru) |
| WO (1) | WO2016130764A1 (ru) |
Families Citing this family (73)
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|---|---|---|---|---|
| US8762263B2 (en) | 2005-09-06 | 2014-06-24 | Visa U.S.A. Inc. | System and method for secured account numbers in proximity devices |
| US7739169B2 (en) | 2007-06-25 | 2010-06-15 | Visa U.S.A. Inc. | Restricting access to compromised account information |
| US9715681B2 (en) | 2009-04-28 | 2017-07-25 | Visa International Service Association | Verification of portable consumer devices |
| US8893967B2 (en) | 2009-05-15 | 2014-11-25 | Visa International Service Association | Secure Communication of payment information to merchants using a verification token |
| US10846683B2 (en) | 2009-05-15 | 2020-11-24 | Visa International Service Association | Integration of verification tokens with mobile communication devices |
| US9105027B2 (en) | 2009-05-15 | 2015-08-11 | Visa International Service Association | Verification of portable consumer device for secure services |
| US8534564B2 (en) | 2009-05-15 | 2013-09-17 | Ayman Hammad | Integration of verification tokens with mobile communication devices |
| US9038886B2 (en) | 2009-05-15 | 2015-05-26 | Visa International Service Association | Verification of portable consumer devices |
| US10140598B2 (en) | 2009-05-20 | 2018-11-27 | Visa International Service Association | Device including encrypted data for expiration date and verification value creation |
| CN103503010B (zh) | 2011-03-04 | 2017-12-29 | 维萨国际服务协会 | 支付能力结合至计算机的安全元件 |
| WO2013113004A1 (en) | 2012-01-26 | 2013-08-01 | Visa International Service Association | System and method of providing tokenization as a service |
| US10282724B2 (en) | 2012-03-06 | 2019-05-07 | Visa International Service Association | Security system incorporating mobile device |
| US20130297501A1 (en) | 2012-05-04 | 2013-11-07 | Justin Monk | System and method for local data conversion |
| AU2013315510B2 (en) | 2012-09-11 | 2019-08-22 | Visa International Service Association | Cloud-based Virtual Wallet NFC Apparatuses, methods and systems |
| CA2912695A1 (en) | 2013-05-15 | 2014-11-20 | Visa International Service Association | Mobile tokenization hub |
| CA2919199C (en) | 2013-07-24 | 2020-06-16 | Visa International Service Association | Systems and methods for communicating risk using token assurance data |
| SG10201801086RA (en) | 2013-08-08 | 2018-03-28 | Visa Int Service Ass | Methods and systems for provisioning mobile devices with payment credentials |
| US10496986B2 (en) | 2013-08-08 | 2019-12-03 | Visa International Service Association | Multi-network tokenization processing |
| EP3078156A4 (en) | 2013-10-11 | 2017-07-12 | Visa International Service Association | Network token system |
| SG11201604906QA (en) | 2013-12-19 | 2016-07-28 | Visa Int Service Ass | Cloud-based transactions methods and systems |
| US9922322B2 (en) | 2013-12-19 | 2018-03-20 | Visa International Service Association | Cloud-based transactions with magnetic secure transmission |
| US9846878B2 (en) | 2014-01-14 | 2017-12-19 | Visa International Service Association | Payment account identifier system |
| SG11201608973TA (en) | 2014-05-01 | 2016-11-29 | Visa Int Service Ass | Data verification using access device |
| WO2015179637A1 (en) | 2014-05-21 | 2015-11-26 | Visa International Service Association | Offline authentication |
| US11023890B2 (en) | 2014-06-05 | 2021-06-01 | Visa International Service Association | Identification and verification for provisioning mobile application |
| US9775029B2 (en) | 2014-08-22 | 2017-09-26 | Visa International Service Association | Embedding cloud-based functionalities in a communication device |
| US10140615B2 (en) | 2014-09-22 | 2018-11-27 | Visa International Service Association | Secure mobile device credential provisioning using risk decision non-overrides |
| GB201419016D0 (en) | 2014-10-24 | 2014-12-10 | Visa Europe Ltd | Transaction Messaging |
| CA2970746A1 (en) | 2015-02-13 | 2016-08-18 | Visa International Service Association | Peer forward authorization of digital requests |
| US10164996B2 (en) | 2015-03-12 | 2018-12-25 | Visa International Service Association | Methods and systems for providing a low value token buffer |
| CN107438992B (zh) | 2015-04-10 | 2020-12-01 | 维萨国际服务协会 | 浏览器与密码的集成 |
| US9998978B2 (en) | 2015-04-16 | 2018-06-12 | Visa International Service Association | Systems and methods for processing dormant virtual access devices |
| EP3910908B1 (en) | 2015-12-04 | 2024-04-17 | Visa International Service Association | Unique code for token verification |
| AU2017206119B2 (en) | 2016-01-07 | 2020-10-29 | Visa International Service Association | Systems and methods for device push provisioning |
| CA3008688A1 (en) | 2016-02-01 | 2017-08-10 | Visa International Service Association | Systems and methods for code display and use |
| US11501288B2 (en) | 2016-02-09 | 2022-11-15 | Visa International Service Association | Resource provider account token provisioning and processing |
| US20170300894A1 (en) * | 2016-04-13 | 2017-10-19 | Mastercard International Incorporated | System and method for providing reports on usage of payment token |
| CN109074578A (zh) | 2016-04-19 | 2018-12-21 | 维萨国际服务协会 | 用于执行推送交易的系统和方法 |
| US11250424B2 (en) * | 2016-05-19 | 2022-02-15 | Visa International Service Association | Systems and methods for creating subtokens using primary tokens |
| CN109196834B (zh) | 2016-06-03 | 2021-08-17 | 维萨国际服务协会 | 用于被连接的装置的子令牌管理系统 |
| US11068899B2 (en) | 2016-06-17 | 2021-07-20 | Visa International Service Association | Token aggregation for multi-party transactions |
| CA3021357A1 (en) | 2016-06-24 | 2017-12-28 | Visa International Service Association | Unique token authentication cryptogram |
| WO2018013431A2 (en) | 2016-07-11 | 2018-01-18 | Visa International Service Association | Encryption key exchange process using access device |
| CN116739570A (zh) | 2016-07-19 | 2023-09-12 | 维萨国际服务协会 | 分发令牌和管理令牌关系的方法 |
| US10509779B2 (en) | 2016-09-14 | 2019-12-17 | Visa International Service Association | Self-cleaning token vault |
| US11113695B2 (en) | 2016-11-15 | 2021-09-07 | Paypal, Inc. | Token-based determination of transaction processing resources |
| SG11201903468RA (en) | 2016-11-28 | 2019-05-30 | Visa Int Service Ass | Access identifier provisioning to application |
| US10984411B1 (en) * | 2016-12-16 | 2021-04-20 | Wells Fargo Bank, N.A. | Sending secure proxy elements with mobile wallets |
| US10484415B1 (en) | 2016-12-16 | 2019-11-19 | Worldpay, Llc | Systems and methods for detecting security risks in network pages |
| US10915899B2 (en) | 2017-03-17 | 2021-02-09 | Visa International Service Association | Replacing token on a multi-token user device |
| SG10201702881VA (en) * | 2017-04-07 | 2018-11-29 | Mastercard International Inc | Systems and methods for processing an access request |
| US10609172B1 (en) * | 2017-04-27 | 2020-03-31 | Chicago Mercantile Exchange Inc. | Adaptive compression of stored data |
| US10902418B2 (en) | 2017-05-02 | 2021-01-26 | Visa International Service Association | System and method using interaction token |
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| US10491389B2 (en) | 2017-07-14 | 2019-11-26 | Visa International Service Association | Token provisioning utilizing a secure authentication system |
| US10878420B2 (en) | 2017-08-16 | 2020-12-29 | Visa International Service Association | System, method, and computer program product for authorizing a transaction |
| US11580531B2 (en) * | 2017-08-25 | 2023-02-14 | Mastercard International Incorporated | Systems and methods for minimizing user interactions for cardholder authentication |
| US11080712B2 (en) * | 2017-09-11 | 2021-08-03 | Visa International Service Association | Secondary account management platform |
| US11775672B1 (en) * | 2017-12-04 | 2023-10-03 | Wells Fargo Bank, N.A. | Trust-based application to application connectivity |
| US11748743B1 (en) | 2017-12-04 | 2023-09-05 | Wells Fargo Bank, N.A. | Trust-based application to application connectivity |
| SG11202008451RA (en) | 2018-03-07 | 2020-09-29 | Visa Int Service Ass | Secure remote token release with online authentication |
| US11256789B2 (en) | 2018-06-18 | 2022-02-22 | Visa International Service Association | Recurring token transactions |
| WO2020041594A1 (en) | 2018-08-22 | 2020-02-27 | Visa International Service Association | Method and system for token provisioning and processing |
| US11475435B2 (en) * | 2018-09-19 | 2022-10-18 | Jpmorgan Chase Bank, N.A. | Method and system for generating digital wallet accounts |
| CN110135836B (zh) * | 2018-09-29 | 2022-08-26 | 广东小天才科技有限公司 | 一种基于可穿戴设备的支付控制方法及可穿戴设备 |
| CN113015992B (zh) | 2018-11-14 | 2023-02-17 | 维萨国际服务协会 | 多个令牌的云令牌预配 |
| CN109636602A (zh) * | 2018-12-04 | 2019-04-16 | 武汉东湖大数据交易中心股份有限公司 | 一种基于区块链大数据的安全认证管理系统 |
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| CN113518990A (zh) | 2019-05-17 | 2021-10-19 | 维萨国际服务协会 | 虚拟访问凭证交互系统和方法 |
| US11887079B2 (en) * | 2020-03-09 | 2024-01-30 | Visa International Service Association | Central hub reconciliation system and method |
| CN112085531B (zh) * | 2020-09-10 | 2023-06-23 | 中国银联股份有限公司 | 资源处理方法、服务器、终端、设备、系统及存储介质 |
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| US11810123B1 (en) * | 2022-05-10 | 2023-11-07 | Capital One Services, Llc | System and method for card present account provisioning |
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| US20150254647A1 (en) | 2014-03-04 | 2015-09-10 | Bank Of America Corporation | Flexible funding account token associations |
| CA2970746A1 (en) | 2015-02-13 | 2016-08-18 | Visa International Service Association | Peer forward authorization of digital requests |
| WO2019032907A1 (en) * | 2017-08-11 | 2019-02-14 | Mmodal Ip Llc | METHODS AND SYSTEMS FOR MANAGING PASSWORD USE IN A SYSTEM FOR SECURE USE OF SHARED ACCOUNTS |
-
2016
- 2016-02-11 CA CA2970746A patent/CA2970746A1/en not_active Abandoned
- 2016-02-11 AU AU2016219306A patent/AU2016219306A1/en not_active Withdrawn
- 2016-02-11 WO PCT/US2016/017487 patent/WO2016130764A1/en active Application Filing
- 2016-02-11 RU RU2017131844A patent/RU2713703C2/ru active
- 2016-02-11 SG SG11201704524UA patent/SG11201704524UA/en unknown
- 2016-02-11 US US15/041,495 patent/US11170379B2/en active Active
- 2016-02-11 CN CN201680009985.1A patent/CN107209891A/zh active Pending
Also Published As
| Publication number | Publication date |
|---|---|
| US20160239842A1 (en) | 2016-08-18 |
| RU2017131844A (ru) | 2019-03-13 |
| RU2713703C2 (ru) | 2020-02-06 |
| CN107209891A (zh) | 2017-09-26 |
| US11170379B2 (en) | 2021-11-09 |
| CA2970746A1 (en) | 2016-08-18 |
| AU2016219306A1 (en) | 2017-06-29 |
| WO2016130764A1 (en) | 2016-08-18 |
| SG11201704524UA (en) | 2017-07-28 |