RU11363U1 - INFORMATION CARRIER FOR CARRYING OUT MONEY OPERATIONS (OPTIONS) - Google Patents

Abstract

1. An information carrier for making cash payments (options), comprising means for storing information located in the housing and configured to write and / or read information, characterized in that the means for storing information is made in the form of a flexible magnetic disk with an opening in the housing for providing recording and / or reading information on and / or from a flexible magnetic disk, the specified disk is made with the possibility of writing on it a monetary value and the possibility of authorized change toimostnogo monetary value and is designed. to use it as money. 2. The storage medium according to claim 1, characterized in that the value of money value recorded on the tracks of the indicated disk is a sequence of magnetized sections of the magnetic layer of the flexible magnetic disk, corresponding to the information signal applied by the information recording means and modulated, for example, by a pseudorandom signal with an authorized change monetary value. 3. The storage medium according to claim 1 or 2, characterized in that the flexible magnetic disk is configured to write and / or read the program of the game with recording and / or displaying its results in monetary value. A storage medium for making cash payments containing a means for storing information made with the possibility of writing and / or reading information, characterized in that the means for storing information is made in the form of a laser disk with the ability to record a monetary value on it and

Description

Storage medium for carrying out monetary operations (options)

The proposal relates to means of storing information that can be used as money and which can be cashed at an authorized institution, to means that provide storage of money on ordinary diskettes (flexible or other portable storage media), i.e. simple preparation of the information carrier. The proposed storage medium can be used as a token or chip for the game, as a result of which you can add or read winnings or losses in monetary terms. A storage medium may be a means of paying for certain transactions recorded on a storage medium, i.e. is a means of payment with the ability to change the face value according to the results of the game or other operations.

Known storage media as a means of payment, used, for example, when conducting various games.

A well-known storage medium, for example, is a so-called credit or smart card (1C) and contains memory.

IPC 6: G 07 D 7/00 G Rev K 19/08 G 07 F 17/32

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associated with the processor and the interface (EP, No. 360613 A2, G 07 F 13/34, -28.03.90), the memory is a means of storing information and is configured to write and / or read. Each player who has such a card for playing the game can record the results of the game in the memory of the card and use the card as a means of providing access to the game system, as a means of payment for cashing money and for recording the results of the game.

However, the well-known plastic, credit cards used as a means of payment, for example, in gaming systems or banking systems, are specially made plastic storage media that are issued by banks for the convenience of using bank depositors when making payment transactions. Thus, the plastic card is associated with the bank and is a means of payment of the bank where the money is stored in the account of the bank depositor, while the card is provided with an identification code of the card holder, i.e. personalized.

These media are the closest analogues of the claimed media.

Known securities, banknotes, money, which are also information carriers, since they bear information about the value of this security, about the value of the face value. Money is known to be a special commodity that is universal.

equivalent means i.e. the total equivalent value of all other goods. Thus, money has a specific property to express the value of any other product, to serve as a universal medium of exchange, it is an impersonal means of payment, and therefore does not carry information about the owner, such as an intellectual or simple credit card, i.e. money is a universal means of payment.

Known media for the implementation of monetary operations in the form of banknotes, securities, documents. These storage media are mostly paper. They are made in such a way that it is difficult to fake. For this purpose, for example, a security code is applied to a security bill, by scanning the microstructure of the material from which the banknote is made. Obviously, any security has its own individual characteristics. Some of them are the result of random factors in its manufacture and, in principle, cannot be exactly reproduced in the manufacture of another bill on the same equipment. You can choose random individual signs, which is impossible to artificially reproduce, for example, the microscopic relief of the paper surface, individual signs of a certain area.

Using these individual features and choosing some one-sided mathematical transformations and conducting it over many features, you get a protective sequence of characters that is typical for the manufacture of banknotes (RU, 94001074 A1, G 07 D 7/00, 01/10/96).

However, to verify money made in this way, special expensive equipment for verifying their authenticity is required.

Money, like all securities, has the disadvantage that it can be counterfeited by modern high-tech printing tools and it is visually difficult to distinguish between a genuine and a forged banknote. Besides,

money is a special product for special purposes and cannot be used for other purposes.

Prerequisites for creating money that would be standard storage media is the current ability to protect information when writing it to a storage medium disk. Information can be read from the storage medium in the usual standard way, and overwritten or modified by specially designed means that provide cryptographic stability during recording (changing information).

The technical result of the claimed information medium is the creation of a means of payment of anonymity in relation to the owner with the possibility of using a standard mass-produced information medium, for example, with a flexible magnetic disk (floppy)

as cash, or on an optical laser disc; creating a diskette for storing information on the value of the face value recorded on the disk, and which can be used as ordinary money.

At the same time, the value of this storage medium can be authorized to change.

The technical result also consists in expanding the functionality of a standard storage medium as a reliable means of payment, information about the value of which can be read in the usual way using a computer.

At the same time, the claimed information carrier allows you to create money with a changing face value when authorizing a change in face value when recording and / or reading information, i.e. does not require the creation and printing of new money.

The technical result is achieved by the fact that in the information carrier for making cash payments containing the means for storing information located in the housing, configured to write and / or read information, said means is made in the form of a flexible magnetic disk with a slotted hole in the housing for recording and / or reading information on and / or from a flexible magnetic disk, the specified disk is made with the possibility of recording on it a monetary value and the possibility of authorized change value monetary value.

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intended to be used as money. The value of money value recorded on the tracks of the indicated disk is a sequence of magnetized sections of the magnetic layer of the flexible magnetic disk, corresponding to the information signal applied by the means of recording information and modulated, for example, by a pseudorandom signal with an authorized change in the value of money value.

In addition, the flexible magnetic disk is configured to record and / or read the game program with recording and / or displaying its results in monetary terms.

In the information medium according to the second embodiment, comprising means for storing information, configured to write and / or read information, said means is made in the form of a laser optical disc with the ability to record a monetary value on it and the possibility of an authorized change in the nominal value and intended for use its as money. Information on the monetary value recorded on the tracks of the indicated disk is a sequence of sections of the change of the optical parameters of the laser disk, corresponding to the information signal applied by the means of recording information and modulated, for example.

a pseudo-random signal with an authorized change in the monetary value.

Figure 1 shows the appearance of the information carrier with a means of storing information in the form of a flexible magnetic disk. Figure 2 shows the location of the tracks on a flexible magnetic disk, or an optical laser disk. In Fig. 3, an example of recording (applying) means for storing information on a magnetic disk or optical laser disk.

Figure 1 shows a standard storage medium with a magnetic floppy disk 1, which is a means for storing information and configured to write and / or read information, which is placed in the housing 2, in which there is a slot 3 for recording and / or reading information .

Figure 2 shows the location on the disk 1 (flexible magnetic disk or optical laser disk) tracks 4.

Fig. 3 shows a functional diagram for applying (writing) information to disc tracks 1 by means of information recording means 5, recording and / or reading heads 6, the output of means 5 is connected to modulation means 8 and generating a recording signal, the output of which is a recording head b and / or reading, the modulation means is coupled to a pseudo-random signal generator 7.

Flexible magnetic disk 1 is a round plastic plate coated with a magnetic layer. Slotted

holes 3 in the shell allow the b reading head of the recording means to contact the magnetic material. Tracks 4 are located on the flexible magnetic disk 1. Tracks 4 are concentric rings. A standard disc with a diameter of 203 mm has 77 tracks for recording data. Each track 4 or ring is divided into 32 sectors. The rotation speed of the floppy disk in operating mode is 360 rpm. In memory systems on floppy disks, special control schemes and data format settings are provided, for example, controllers. The controller generates signals for controlling the shapers 8 of the signals, which in this case are a means of modulating the information signal and special coming from the shaper 7, the tool 8 is equipped with magnetic heads for recording and / or reading information.

Information for recording is a sequence of signals that is converted in the recording means 5 and fed to the modulation means 8, for example, a pseudo-random signal from the shaper 7 is received at the other input.

Since the process of recording information on a floppy disk is the process of changing the magnetization of the sections of the tracks of the floppy disk in accordance with the information signal, when using a modulated transformation of this

an information signal by another, for example, a pseudo-random signal, a cryptographic signal can be obtained.

The second implementation option is the implementation of the means of storing information in the form of an optical laser disk, while laser modulators are used as the modulation means 8. The rest of the recording process with an authorized change of information is carried out as described above.

One example of the use of the proposed storage media is their use as a token for payment in gaming systems, at the same time as a means of storing a game program. In this case, games are recorded on a floppy disk or some other storage medium, and prior to the start of games, each of the carriers is supplied with a certain number of points, expressed, for example, in cost equivalent. When sold through a distribution network, each point is assigned a monetary unit, for example: one point - one ruble. The buyer, inserting the media (diskette) into the computer, plays games, gaining or losing points.

These media are liquid, i.e. the buyer can at any time buy the medium at an authorized institution, deliver the medium to the distribution network at the price that will correspond to the number of points on the medium at the time it is returned to the store, exchange the information medium for money, etc. Data on face value information about carriers can be marked and provided for use on the value of the monetary form of the game, etc.

Claims (5)

1. An information carrier for making cash payments (options), comprising means for storing information located in the housing and configured to write and / or read information, characterized in that the means for storing information is made in the form of a flexible magnetic disk with an opening in the housing for providing recording and / or reading information on and / or from a flexible magnetic disk, the specified disk is made with the possibility of writing on it a monetary value and the possibility of authorized change toimostnogo monetary value and is designed. for using it as money.  2. The storage medium according to claim 1, characterized in that the value of money value recorded on the tracks of the indicated disk is a sequence of magnetized sections of the magnetic layer of the flexible magnetic disk, corresponding to the information signal applied by the information recording means and modulated, for example, by a pseudorandom signal authorized change in monetary value.  3. The storage medium according to claim 1 or 2, characterized in that the flexible magnetic disk is configured to write and / or read the program of the game with recording and / or displaying of its results in monetary value.  4. A storage medium for making cash payments, comprising a means for storing information, configured to write and / or read information, characterized in that the means for storing information is made in the form of a laser disk with the ability to record on it a monetary value and the possibility of authorized change face value and is intended to be used as money. 5. The storage medium according to claim 4, characterized in that the value of the money value recorded on the tracks of the indicated disk is a sequence of sections of the optical parameters of the laser disk that correspond to the information signal applied by the information recording means and modulated, for example, with a pseudorandom signal with authorized change in monetary value.