RU108176U1 - DEVICE FOR RECEIPT OF PAYMENTS USING ELECTRONIC CARDS AND CASH MONEY - Google Patents

Abstract

 1. A payment receiving device comprising a case with a top, side and front panels, on the front panel there is a computer keyboard with a group of mode selection buttons, a receipt receiving tray, a coin receiving tray, a bill acceptor input, a receipt and delivery tray, a card reader input, a lock and a display located in the niche of the front panel, under which the computer keyboard and coin receiving tray are located, while the top panel has holes for cooling means, and cooling means are located inside the case, the dispenser can em, receipt scanner, receipt printer, modem, computer, coin drawer, coin acceptor from the coin receiving tray, card reader, bill acceptor, receiving cassette for banknotes and coins, bill dispenser and uninterruptible power supply, while the coin dispenser, scanner and modem are located directly under the top the panel of the case, the computer is located below the coin dispenser, from which a coin pipe is laid in the check and dispensing tray, on one side of the coin pipe there is a receipt printer, and on the other a coin acceptor, under which one of the side panels a bill acceptor and a receiving cassette for notes and coins are placed, and a bill dispenser and an uninterruptible power supply are installed at the other side panel under the printer, and the bill dispenser is installed with the ability to feed notes from one side panel to another, and the receipt receipt tray to the scanner is placed along one from the side panels in the display niche. ! 2. The device according to claim 1, characterized in that it is equipped with an antenna mounted on the top cover, while the antenna and modem are configured to connect a credit authority to the server

Description

The utility model relates to autonomous terminals for making and accounting payments and can be used for online remote payment of various payments without visiting a credit institution, in particular, as cash-settlement equipment in housing and communal services.

A payment terminal is known - a payment receiving device having an anti-vandal metal case, access doors inwardly hinged to the case and equipped with tamper-resistant locking systems located inside the functional block-sensor anti-vandal display, reading / writing devices of various information carriers presented in digital form, devices wireless communication with a storage medium of a user, a wireless communication device with a cellular telephone network, a device for printing photographs, blank printing devices, bill acceptor, coin receiving, recognition and issuing device, sound reproduction system, terminal control unit, power supply, the body is formed by panels made of two rigidly fastened metal sheets with a distance between them, the upper surface on which the touch display is placed, made oblique or vertical, the bottom panel has an area greater than the area formed by the perimeter of the walls of the housing, the functional blocks are placed on shelves rigidly attached to the side The case of the case, the printing device, the bill acceptor and the device for receiving, recognizing and dispensing coins are slidably mounted on the runners, on which the springs are mounted, which press the devices against the front vertical wall of the case, which, in turn, is pivotally connected to the case and is an access door , on the front vertical wall outside, below the output hole of the printed images, a tray made of a metal sheet is rigidly fixed, the functional blocks are located in the terminal and are connected to the tires in front of After the data of the control unit, the latter controls the operation of the functional units in accordance with the software and user commands stored in it, and together with the device for receiving, recognizing and issuing coins, it issues change (RU No. 87030)

A device for receiving payments (terminal) containing an electronic cash register machine with a keyboard and a printer is known, it is equipped with an encoding unit connected to the output of the electronic cash register machine, configured to encode payment information in the form of a bar code and an output connected to the printer input, and the printer is configured to print a barcode. The terminal is equipped with a scanner configured to read and decode a bar code and connected to the input of an electronic cash register. The coding unit is made on the basis of a microprocessor; a label printer (RU No. 36544) is used as a printer.

Closest to the claimed utility model is a payment reception device - a terminal containing a vertically oriented case with a door, an information monitor is inclined at the top and an advertising monitor is located above it, a keypad located under the information monitor, a bill acceptor located in the case a device for checks and a device for reading plastic cards, while in the front of the terminal there are guide holes for receiving notes, issuing checks and receiving plastic cards, it is equipped with a ticket issuing device, an information media drive and a photo printer located in the case, and a panel with connectors for connecting information carriers is formed between the advertising and information monitors, a ticket issuing window is made on the door, and a window is installed at the bottom of the case under the door a drawer tray, on the front panel of which there is a guide hole for the exit of photographs, under which a pocket for collecting photographs is installed. The advertising monitor is mounted directly in the terminal housing with a forward inclination or the advertising and information monitors are oblique to each other, the keypad is located in the upper part of the door in the same plane with the information screen, the panel with connectors for attaching information media is made inclined and has a retractable shutter with a drive for moving it, sound speakers and a video camera are installed in the case between the advertising and information screens, on the inside of the door a barcode scanner, and the door has a rectangular hole with a transparent window for reading a barcode, guide holes for receiving notes, plastic cards, for issuing checks and tickets are made in the door of the case, the front of the case with a door mounted on it, located below the keypad and above the drawer tray, made concave (RU No. 79695).

The disadvantages of the known devices for receiving payments are the non-optimal layout of the equipment, which leads to large dimensions that impede the creation of a flat configuration (minimum depth) of the case and, therefore, wall-mounted (suspended) installation of the device, the complexity of setup and operation, the limited functionality that does not allow payment by a plastic electronic card and centrally printed receipts.

The technical task of the utility model is to create an effective device (terminal) for accepting payments using electronic cards and cash and expand the arsenal of accepting payments on receipts using electronic cards and cash.

The technical result that ensures the solution of the problem lies in the fact that due to the optimal layout and composition of the equipment, the device dimensions (depth) are reduced to sizes suitable for compact and vandalism-free installation of the device in shallow openings of existing buildings with minimal protrusion into the aisle, settings are simplified and operation, expanded functionality for users to make payments on centrally printed receipts, both electronic card and cash cash, with the issuance of change.

The essence of the utility model consists in the fact that the payment receiving device comprises a case with upper, side and front panels, a computer keyboard with a group of mode selection buttons, a receipt receiving tray, a coin receiving tray, a bill acceptor input, a receipt and delivery tray, are placed on the front panel the card reader’s entrance, a lock and a display located in the niche of the front panel, under which the computer keyboard and coin receiving tray are located, while the top panel has holes for cooling means, and inside cooling systems, coin dispenser, receipt scanner, receipt printer, modem, computer, coin drawer, coin acceptor from the coin receiving tray, card reader, bill acceptor, receiving cassette for banknotes and coins, banknote dispenser and uninterruptible power supply, with a coin dispenser, scanner and the modem are located directly under the upper panel of the case, the computer is located below the coin dispenser, from which a coin pipe is laid in the check and delivery tray, a receipt printer is placed on one side of the coin pipe, and a coin acceptor on the other a receptacle under which a bill acceptor and a receiving cassette for notes and coins are placed at one of the side panels, and a bill dispenser and an uninterruptible power supply are installed at the other side panel under the printer, and the bill dispenser is installed with the possibility of feeding notes from one side panel to another, and the scanner receipt tray is located along one of the side panels in the display niche.

Preferably, the device is equipped with an antenna mounted on the top cover, while the antenna and modem are configured to connect to a server of a credit institution, for example, via the Internet, the case is floor-mounted, the modem is installed in the case at the right side panel, and the scanner and the dispenser of banknotes is vertically installed at the left side panel, the cooling means are made in the form of forced ventilation means, and the display is installed obliquely.

The drawing of figure 1 shows a General view of the device for receiving payments using electronic cards and cash in a three-dimensional (axonometric projection), figure 2 - device with a removed front panel, figure 3 - the area of movement of bills, check and coins in tray.

In the drawings, the dispenser 1 notes (a device for issuing notes), a scanner 2 receipts, a dispenser 3 coins (a device for issuing coins), a bill acceptor 4, a coin acceptor 5, a tray 6 for receiving coins, a coin drawer 7, a receiving cassette 8 for notes and coins, are indicated 9, computer 10, modem 11, cooling means 12, uninterruptible power supply 13, receipt tray 14, display 15, check and delivery tray 16 with coins and bills, lock 17, case 18, computer keyboard 19 with a group of buttons for entering a code when paying with electronic cards, card reader 20 (at troystvo for processing electronic cards).

The device for receiving payments using electronic cards and cash contains a housing 18 with a top, side and front panels (not indicated). On the front panel there is a keyboard 19 of computer 10 with a group of buttons (not marked) for selecting modes, a tray 14 for receiving receipts, a tray 6 for accepting coins, an input for a bill acceptor 4, a tray 16 for issuing checks and change, an input for a card reader 20, a lock 17 and a display 15 located in the niche of the front panel. Directly below the front panel are the keyboard 19 of the computer 10 and the coin receiving tray 6. Below the coin receiving tray 6, there is a receipt and deposit tray 16 and a lock 17. In the upper panel there are holes for cooling means 12, and cooling means 12, a dispenser of 3 coins, a scanner of 2 receipts, a printer of 9 checks, a modem 11, a computer are located inside the housing 18 10, a coin drawer 7, a coin acceptor 5 from a coin receiving tray 6, a card reader 20, a bill acceptor 4, a receiving cassette 8 for notes and coins, a dispenser 1 notes and an uninterruptible power supply 13. The coin dispenser 3, the scanner 2 and the modem 11 are located directly under the top panel of the housing 18. The computer 10 is located below the coin dispenser 3, from which the coin conduit 7 is laid in the check receipt and delivery tray 16. On the one side of the coin conduit 7 there is a printer 9 of the checks, and on the other, a coin acceptor 5, under which a bill acceptor 4 and a receiving cassette 8 for banknotes and coins are placed at one of the side panels, and a banknote dispenser 1 is installed at the other side panel under the printer 9, under which is an uninterruptible power supply 13. The dispenser 8 notes is installed with the possibility of feeding notes from one side panel to another, and the tray 14 for receiving a receipt in the scanner 2 is placed along one of the side panels in the niche of the display 15.

The device is equipped with an antenna (not indicated) installed on the top panel, while the antenna and modem 11 are configured to connect to a server of a credit institution, for example, via the Internet. The housing 18 is made with the possibility of floor installation and is equipped for this with supports (not indicated). The modem 11 is installed in the housing near the right side panel, and the scanner 2 and the dispenser 1 of banknotes are vertically mounted at the left side panel. The cooling means 12 is made in the form of forced ventilation means, for example, in the form of a fan. The display 15 in the niche is installed obliquely. All devices carrying out the movement of money, receipts and checks are equipped with appropriate drives controlled by computer 10.

Dispenser 1 banknote, scanner 2 receipts, dispenser 3 coins, bill acceptor 4, coin acceptor 5, printer 9, modem 11, cooling means 12, uninterruptible power supply 13, display 15, keyboard 19 and card reader 20 are connected by electrical circuits to inputs and outputs of computer 10 In the drawing of figure 3, arrows A, B, C indicate the direction of movement of notes, coins and check, respectively. Thus, the combination of all interacting elements into one device has led to their structural unity and functional relationship, and, accordingly, to the creation of a new device.

The device (terminal) for receiving payments using electronic cards and cash is operated as follows.

In preparation for customer service, the device is installed and communication is established with the server of the credit organization (via the built-in modem 11 or the Internet, or via another wired connection), keyboard encoding 19. The availability and availability of all equipment is controlled, and then the closed state of the lock 17. Client “ passes "through the scanner 2 receipt, which passes through the hole in the tray 14 in an upright position. These receipts are decrypted and recorded by computer 10. Then, the client inserts an electronic card into the card reader 20 and dials a PIN code on the keyboard 19. Using the appropriate buttons, the client confirms the payment mode. As a result, the card reader 19 reads the information necessary to withdraw funds from the client’s account. Computer 10 ensures that the payment corresponds to the amount indicated on the receipt. On the display 15, the client can check the correctness of the operations.

Similarly, payment can be made by submitting banknotes to bill acceptor 4 and coins to coin acceptor 5. Using the appropriate buttons, the client confirms the payment mode. In this case, the computer 10 checks the correspondence of the payment made to the amount indicated on the receipt and, if necessary, sends commands to the dispenser 1 of banknotes and / or the dispenser 3 of coins for delivery to the change tray 16. From dispenser 1, in the direction of arrow "A", bills are fed into tray 16. In this case, bills are fed from one side panel to another - from left to right. The receipt from the printer 9 along the arrow "C" is fed into the tray 16, coins along the arrow "B" are fed into the tray 16.

Modem 11 through an antenna or a wired network transmits information about the operation to the server of the credit institution, for example, via the Internet.

The movement paths of receipts and funds in the process of performing operations have a minimum length. The placement of the dispenser 3 under the upper panel of the housing 18 provides the ability to move coins along the coin pipe 7 under its own weight. Upon completion of payment, the printer 9 prints a check with information about the operation, which the client receives through the tray 16. Means 12 of forced ventilation are turned on / off at the command of the computer 10, if necessary. An uninterruptible power supply 13 ensures a trouble-free operation of the device with a temporary lack of power from the network.

The use of a scanner 2 in this model with a vertical arrangement of tray 14 for processing documents allows you to pay for a wide range of receipts (payment documents), including receipts that do not have barcodes. At the same time, the payment details are read out without manual dialing, which significantly speeds up the payment process and reduces the likelihood of an input error.

In this utility model, a convenient layout and arrangement of aggregates is proposed, first of all, the vertical arrangement of the scanner 2 and dispenser 1 and the longitudinal diagram (along the front panel) of document feeding in a vertical position, with the possibility of feeding receipts and bills from one side panel to another. As a result of the optimal layout due to the rational placement of nodes and assemblies, a small device size is achieved in depth, mainly 600 × 350 × 1700 mm, where 600 mm is the width of the front panel of the housing 18, 350 mm is the depth of the housing 18 (i.e. the width of the side panel ), 1700 mm - the height of the body (cabinet) 18, when implementing a sufficiently large set of functional.

Thus, an effective device (terminal) for receiving payments using electronic cards and cash was created, and the arsenal of devices for paying receipts with electronic cards and cash was expanded.

At the same time, due to the optimal layout and composition of the equipment, the device dimensions (depth) are reduced to sizes suitable for compact and vandalism-free installation of the device in the shallow openings of existing buildings with minimal protrusion into the aisle, settings and operation are simplified, as the client does not have to collect the information indicated on the receipt; the functionality for payment of receipts by electronic card and cash has been expanded.

Claims (6)

1. A payment receiving device comprising a case with a top, side and front panels, on the front panel there is a computer keyboard with a group of mode selection buttons, a receipt receiving tray, a coin receiving tray, a bill acceptor input, a receipt and delivery tray, a card reader input, a lock and a display located in the niche of the front panel, under which the computer keyboard and coin receiving tray are located, while the top panel has holes for cooling means, and cooling means are located inside the case, the dispenser can em, receipt scanner, receipt printer, modem, computer, coin drawer, coin acceptor from the coin receiving tray, card reader, bill acceptor, receiving cassette for banknotes and coins, bill dispenser and uninterruptible power supply, while the coin dispenser, scanner and modem are located directly under the top the panel of the case, the computer is located below the coin dispenser, from which a coin pipe is laid in the check and dispensing tray, on one side of the coin pipe there is a receipt printer, and on the other a coin acceptor, under which one of the side panels a bill acceptor and a receiving cassette for notes and coins are placed, and a bill dispenser and an uninterruptible power supply are installed at the other side panel under the printer, and the bill dispenser is installed with the ability to feed notes from one side panel to another, and the receipt receipt tray to the scanner is placed along one from the side panels in the display niche. 2. The device according to claim 1, characterized in that it is equipped with an antenna mounted on the top cover, while the antenna and modem are configured to connect to a server of a credit institution, for example, via the Internet. 3. The device according to any one of paragraphs.1 and 2, characterized in that the housing is made with the possibility of floor installation. 4. The device according to any one of paragraphs.1 and 2, characterized in that the modem is installed in the housing near the right side panel, and the scanner and bill dispenser are vertically mounted at the left side panel. 5. The device according to any one of claims 1 and 2, characterized in that the cooling means is made in the form of means of forced ventilation. 6. The device according to any one of claims 1 and 2, characterized in that the display is mounted obliquely.