PT88845A - SYSTEM THAT ALLOWS ANY BANK AGENCY TO PRODUCE, ON THE SAME, CUSTOMIZED BILLS OF ACCOUNT-CURRENTS - Google Patents

Description

DETAILED DESCRIPTION OF THE INVENTION The present invention relates to a system for the production of a batch-type system for the production of a batch of batch- GIOVANNI SE ~ RENI, Italian, industrial inventor, residing in Italy, Via Giuseppe Rocca, 58, Carpi (Mo-dena)

At present, when a Bank determines the details of the checks it will provide for current accounts, it will arrange for a graphic workshop to print all permanent parts and fixed elements such as Bank designation, background drawings, various sections, lines lines, symbols, as well as specific agency-specific fixed elements such as address, progressive numbering of the beginning and end of each book in ordinary numbers and magnetic reading (CMC-7 / OCR-B / E 13 B), number Bank code, agency code number, and finally, the composition of each book.

This system forces the Bank to plan the number of check books it will need for each bank branch ..

When an agency delivers a checking account book to one of its customers, it must mark each check with the account number.

The overall costs of a check book are thus considerable, particularly when the Bank is required to prepare separate quantities for each of its agencies each year with all the storage problems involved.

When new agencies are inaugurated, headquarters is required to quickly prepare their check books.

It must also keep a stock of non-specific checks for use in emergencies in case of delays in relation to the availability of regular checks, the handling and production of which are additional costs.

In case of any internal need, it is difficult to change the numbering or, if a new design is introduced, this too will involve considerable expenditure. The application of personal elements of the client to the check books favors the Bank's image, but the costs are extremely high. The present invention avoids said drawbacks, further providing notable advantages, as will be explained below. The invention consists of a system for the independent production by each bank according to the requirements of personalized check books by means of an electronic apparatus comprising a printer connected to a computer with memory, keyboard and monitor. The printer works on continuous forms, ready to be stripped, each strip corresponds to a check already printed with the permanent elements of the seat, such as designation, drawings, various sections, straight lines and symbols common to all bank checks . 2

Agency-specific data is typed into the computer, such as address, progressive numbering of the checkbook in preparation, headquarters and agency code number, and everything else.

When a customer needs a new checkbook of current accounts, the computer, with its memorized items, prints the permanent elements of the agency and the specific variable data of the customer, such as the name of the owner of the checks, account number and progressive numbering of the check.

Both the agency-specific fixed elements and the specific variable data of the current account holder can be customized, as desired, by the positions of the various spaces, by centering, bold type-printing, proportional spacing, adding or removing zeros , magnetic reading characters (CMG-7 / 0GR-B: E 13 B) with initial and terminal signals, changing numbers in letters or other similar processes. The continuous print comprises two final strips for each set of strips, constituting a check book. The first is designed as a normal requisition for a new check book. The second is designed to summarize the checks as and when they are passed by the possessor, with a column indicating the identification numbers of the check and other columns to show the previous balance, withdrawn sum, date of issue and everything considered utility. □ Set of strips that make up a checkbook is folded in concertina form, with the strip intended for the requisition of a new book at the end.

The whole apparatus is placed in a table-shaped holder, the printer on the headboard, the computer being housed in a lower space with the keyboard on a sloping front section.

Underneath the computer chamber is a storage space for the continuous strips, protected by a lock, said continuous strips passing through a slot directly into the printer. The keyboard includes certain specific keys; one of them is for " print positioning " to ensure that the continuous strips are in the correct position on the printer.

Another key is the " check printer ".

Another is still intended to print a " summary of produced checkbooks " with this, a summary is printed on a sheet of paper placed on the printer of all the check books produced and all elements relating thereto.

By pressing the "check printer" key, the exhibitor transmits instructions to the operator to check the position of the continuous strip form; then, when the operator has replied in the affirmative or pressed the positioning key of the form, the: monitor asks for the variable data of the agency's customer and, having obtained them, causes the printer to print one or more check books with the elements of the agency, already on the computer, and with the specific variable data just received.

All that the operator has to do is take out the set of checks already printed, constituting the respective book.

In an alternative version of this invention, the aforementioned computer is connected to a central computer, installed, for example, at the Bank's headquarters which retains the specific elements of the agency, such as its address, agency, and progressive number of checks.

When a customer requests a checking account book, the agency sends the requisition to the central computer, which, through the local computer, arranges for the agency's printer to print the required check books on continuous forms.

In particular, this process means that upon receiving the agency request, the central computer requests the agency operator to verify the positioning of the continuous forms; when the operator confirms that this has been done, the monitor displays a request from the central computer relating to the customer-specific variable data and, upon receipt thereof, transmits the order to the printing machine to print one or more check books with the specific permanent data already stored, relating to the agency and with the last specific variable data received, after which the operator only needs to collect the printed checks.

In one type of execution, the agency computer has a special four-key keypad, the key being used to connect the agency computer to the central computer; another, the positioning key to correctly position the printout; the third, the pressure-summarizing key, by which the printer prints the summary of all the check books produced; and a fourth to reprint any check books that are considered defective or incomplete. The appearance and manner of using these check books are practically identical to those of the present ones provided by the Banks, except that simple checks are attached at the top and bottom of the continuous form, if taken long.

The advantages of this invention are apparent.

The continuous strip forms can be manufactured as hitherto by a graphic workshop without any individual details with reference to the agency.

Therefore, starting with forms that present only the permanent impression common to all branches of a Bank, each agency has the ability to independently print all other personal details that complete the check, such as agency address, (CMC-7 / OCR-B / E), and the rest of the checks. The cost of composing the check books gets eliminated. The cost of acquiring checks from the printing shop would be appreciably lower than in the current system. Less capital will be involved and bank staff will spend much less time on this work. It will not be necessary to determine the annual needs of individual agency check books. The opening of new branches does not present a problem with their checking supplies. There will no longer be any need to use non-specific checks. The numbering of checks can be varied at any time without any additional expense.

Check books can be issued to clients with their personal data, promoting the Bank's image, but in a very simple and

additional expense. The numbering of the document placed on the computer can never be undone.

Counting the advantages provided by the invention; the check books may be produced at the time of the requisition, not only quickly but also taking into account the specific presentation for a particular agency and at a cost appreciably lower than that normally associated with check books.

The features and purposes of the invention will become even more explicit in view of the following exemplary embodiment, illustrated by diagrammatic drawings:

Example of execution

Fig 1 Fig 2 Fig 3 Fig 4 Fig 5 Fig 6 Fig 7 Fig 8-11 Fig 12 Fig 13 Fig 14 Fig 15-16 The apparatus constituting the object of the invention including a lime electronic keyboard, a keyboard, and the printer - viewed in perspective.

A portion of the continuous form used in the making of the check book.

Final strip of the check book.

Partially used checkbook.

Diagrammatic plot of the electronic complex.

Diagrammatic layout of the electronic calculator.

Topography of the components of the electronic calculator.

Diagram showing the electronic circuits of the electronic calculator.

Topography of the electronic components of the shock absorber battery.

Diagram of the electronic circuit of the shock absorber battery.

Topography of electronic components of keyboard components.

Diagram of the electronic circuits of the keyboard ...

In apparatus (10), seen in Fig. 1, there is seen the holder 11, consisting of the carton portion 12 with the upper shelf 13 and the inclined front 14, with the side pieces. The printer 16 is installed at the top 13, and the keyboard at the front slopes 14, with the monitor 18 over.

Details of how the electronic calculator parts and keyboard and monitor circuits are disposed on the inside of the carton can be seen in Figs. 5-16. The printer has a daisy-type eye. The button (19) on the left of the unit is used to switch the appliance on or off. The chamber 20 under the carton portion 12 contains the continuous forms 22 which pass through a slot in the top 13, enter the printer and emerge from above through an aperture 21. FIG. 2 shows a continuous print part 23 containing the strip 24 and part of both strips 25 and 26, separated by the dotted lines 27 and 28,

each strip corresponding to a check.

The three sets of parts and elements are clearly visible. The first set contains " fixed general data " such as the design of the function 29, the lines for indicating the date and amount 30, the header 31, the logo 32 of the seat of the Bank and the remaining guideline 33 and 34 for indication of the full amount and identity of the carrier.

This first set is printed by a printing shop and is common to all checking checks issued by the headquarters. The second set contains all the specific elements relating to the agency, such as agency name (39), headquarters code (40) and agency code (41), individual check number (43) and these printed numbers for magnetic reading (CMC-7 / 0CR-B / E 13 B), respectively designated by 44, 45, 43.

All of these agency-specific details are typed into the computer as soon as it is installed in the agency or at any convenient time. □ third set contains customer variable data, such as account holder's designation (50), current account number (51) and the same number printed on magnetic readings (GMC-TtiCR-B / E 13 B) (46).

This series of elements is typed into the computer whenever, at the customer's request, one or more check books have to be prepared for it.

At the end of each series of checks forming strips, the two strips 60 and 66 are inserted in all books; see fig. 3.

In the case of the strip (60), in addition to what is already printed on the checks in relation to the fixed elements intended for the seat (6l); agency-specific fixed elements, such as designation (62) and customer-specific data, such as (63) and (64), also exists, following: NEW CHECK BOOK REQUIREMENT.

This strip is equivalent to the normal requisition of an ordinary checkbook.

In the case of strip 66, there is " variation table " (67) to write down the checks issued showing (68) the first and last number of checks in the book; column (69) for the last three digits of said numbers; and columns (70) and (7l), and others, for " previous balance ", " " " this date ", " check date " and the like.

This tabulated information replaces those of the check book stubs after separation from them. FIG. 4 displays a check book printed by the machine and some of the checks already used.

You can see the next check to be used (75). The concertina-shaped folding 76 of the continuous print along the perforated lines 77 means that these check books are no longer bulky than the chains. The keyboard (17) used by this apparatus is substantially the same as those in current use, in addition to the specific keys, such as the key (36) for the production by the machine of check books; or the button (37) for positioning

(38) for printing a summary of all the check books produced with all of the respective data. FIG. 5 is a block diagram of the main parts, such as admissions of the electric current 80 to the electronic calculator 81, comprising the electronic circuitry of the battery of the damper 82, driven by the keyboard elements 17, received through the electronic circuit of said keyboard.

Through the electronic circuits (84), the electronic monitor (18) and the printer (16) are used.

In Fig. 6, another block diagram illustrates the circuits of the calculator 8l, which are as follows: (90) SCSI INTERFACE, (91) CPU Z 80, (92) EPROM 16K, (93) CMOS RAM 32K ESTATI C0, ) POWER CIRCUIT BATTERY BACKUP, (95) SERIAL 2 CHANNEL I / O, (96) COUNTER-CRONOMETER CIRCUIT, (97) 1 CHANNEL I / O, (98) INTERFACE PARALLEL OF THE KEYBOARD, (99) MONITOR PARALLEL INTERFACE, (100) SBX EXPANSION, (110) SBX EXPANSION.

A detailed description of the electronic calculator 8l is shown in FIG. 7, with the respective " topography of the components ", and of Figs. 8-11 displaying day grams of electronic circuits. FIG. 12 represents a " topography " of components in the electronic circuitry of the damper battery and fig. 13 shows a diagram of the electronic circuitry of said battery.

Whenever an agency customer requests a check book, the operator presses the button (36) " print checks " and the checks are printed.

If the word " READY? &Quot; appears on the display, the calculator is asking the operator whether the position of the continuous forms has to be checked. When the operator checked this point, you can answer " YES " or, in one or another house, guided by the monitor, press the position of the adjustment key (37).

Again, through the monitor, the calculator complains of the customer's specific variable data, such as bearer name, current account number, and number of check books to be printed.

By capturing these elements, the calculator causes the printer to complete the forms - previously prepared by an external graphic workshop and having the permanent fixtures relative to the seat - with the specific data already stored for the agency and the final variable data relative to the elent. What then competes with the operator is just to pluck the book or books of checks completed in this manner.

At the end of the day, or as necessary, by pressing the button (8), the printer will print a summary of the check books produced and the items they contained on a single sheet of paper inserted therein.

All of these operations are performed and upheld by the electronic circuits shown in block, in Figs. In more detail, in Figs. 7-16.

All of the above is done locally, that is, at the bank branch office.

If the calculator is connected to the host computer, the procedure

Claims (8)

7 remains substantially the same as described above. When the device is installed in an agency - or elsewhere - the headquarters computer stores the agency specific elements. When an agency customer wants to purchase a check book, their production starts by pressing the " print check " (36) on the keyboard (17). The exhibitor then complains that the operator checks the position of the continuous print and, by the same process, complains about the customer-specific variable data. Having been typed on the host computer, it instructs the agency's printer to print the book or books as described above. When printing is completed, the operator removes the intended books. The personalization of specific fixed elements of the agency and specific variable data of the agency's client can be done as done locally. CLAIMS 19. A system which allows any bank branch to draw up personalized checking account books per se, as and when so requested, characterized in that the check books of current accounts (74) are produced by (16), an electronic calculator with memory register, keyboard (17) and monitor (18), using continuous forms (22, 23) with transverse lines to enable their separation (27, 28, 77) into strips (24, 25, 26.75), each strip constituting a simple check, prepared in advance with the " fixed general elements " such as the header 31,61, numbers 32, straight lines 30, 33,34, symbols common to all checks, memory circuits recording the specific " permanent data " of the agency, such as header (39,62), check number (42,43) in progression from first to last, bank code number (40,44) and code number (41, 45) of the agency in numbers (CMC-7 / 0CR-B / E 13 B), with initial and terminal signals, when necessary, the calculator a. producing the customer's checking account books 74 following the indications given through the keyboard 17 to the printer 16 to print on the continuous forms 22 both the specific " fixed " data " stored (39, 40,41,42,43,44,45,62) relating to the agency as " specific variable data " such as the name (50,63) printed on each check of the current account book (74), current account number (51,46,64) in ordinary numbers and magnetic reading (CMC- 7 / OCR-B / E 13 B), to be recapitulated in a series of strips (24, 25, 26), comprising one or more current account check books (74), making it possible to customize, preferably , both the " specific data " (39,40,41,42,43,44,45, 62) as the " variable specific data " (50,63,51,46,64) relating to the customer holding the current account, consisting of the position in the various sections of the surface, in the form of prominence, space proportioning, punctuation, removal or addition of zeros, in the form as the numbers at the beginning and end are printed for magnetic reading (CMC-7 / 0CR-B / E 13 b), in transformation 8 of digits in letters and any other preferences. 2. A system for producing current account check books as claimed in claim 1, wherein the continuous forms comprise two end strips for each series of strips constituting a check book, a strip (65) " Requirement of a new checkbook ", when this is necessary, and the other strip (66) provided with columns (67) with details of the checks when they are passed by the user. 33. A system for the production of check books of current accounts according to claim 1, characterized in that all the strips (24, 25, 26) of a series constitute a check book (74), when folded one of (27,28,77) form a check book (74), making it easy to separate a check (24, 25, 26, 75) along the line that binds it to the continuous print. 43. A system for the production of check books of current accounts according to claim 1, characterized in that a small table (11) is required to support the apparatus (Q), on top of which (13) (16) of the continuous forms (22--23), with a housing underneath (12) housing the electronic calculator, with the keypad (17) and monitor (18) in a front portion (14) of said housing (12) and to which is housed a chamber (20) for storing the locked continuous forms (22,23), said printed matter passing directly into the printer (16) through a slot therein. 53. A system for producing current account check books according to claim 1, characterized in that the keyboard (17) has a key (37) for positioning the form, which prepares the printer (16) ) so that, by means of the remaining keys, the correct positioning of the continuous forms is ensured, a key for the printing of the checks (36), which, being compressed, causes the calculator to display a message on the monitor (18). ) complaining to the operator to check the position of the continuous forms (22, 23) and, when the operator answers affirmatively, or presses the positioning key (37) following the instructions appearing on the monitor (18), complains instructions on the monitor (18) the specific variable data (50,63,51,46,64) relating to the customer of the agency, and, having received these, instructs the printer to print one or more check books (74) with all spec data Physical fixed " (39,40,41,42,43,44,45,62) relating to the agency and beforehand registered in the calculator and with the " variable specific elements " of the customer (50,63,51,46,64), whereafter all that is required of the operator is to separate the printed check books (74), a key of " summarization " (38), which, being compressed, causes the printer (16) to print on a single sheet of paper, expressly inserted therein, a summary of all the checks produced, with all their details. 63. A system for the production of check books of current accounts according to claim 1, characterized in that the electronic system is connected to a computer, installed for example in the seat of the Bank, to which the " fixed specific data " (39.42), the progressive number (42.43) of the check, the Bank's code number (40.44), and the agency code number (41.45), in standard digits (CMC-7 / 0CR-B / E 13B), said host computer - upon receipt of a request from the agency - to have the branch office printer (16), through the local calculator, print the requisite checkbook books 74 on the continuous forms 22, 23. 72. A system for producing current account check books according to claim S, characterized in that, upon receipt of the checkbook of current accounts (74), the headquarters computer complains about (θθ), which checks the position of the continuous forms (22, 23) and, in the affirmative, requests the operator, via the monitor (18), the specific " variable data " (50,63,51,46,64) relating to the customer of the agency and, upon receipt thereof, instructs the printer (16) to print one or more books (74) with all specific " specific data " (39,40,41,42,43,44,45,62) of the agency, previously registered, and with " variable specific data " (50, 63,51,46,64) received, with the agency operator only having to separate the already printed check book (74). 82. A system for producing current account check books according to claim 6, wherein the agency calculator is connected to a four-key control keypad, one of which is an 'alignment key " (" link-up key ") linking the agency calculator to the headquarters computer; another, a " print position " intended to correctly position the continuous forms (22, 23), guided by the signals appearing on the monitor (18); another, a key called " summary " which has a printed summary of all current account check books (74) already produced; another, a " re-printing " key, by the compression from which the reprint of any defective or incomplete check books is obtained. LISBON, October 18, 19BB