PH12016000056A1 - Online registration system - Google Patents

Abstract

The present invention is an online registration system using a web portal. This offers flexibility and ease of use assuring that all information and format are accessible whether you are using a desktop, tablet or mobile phone. The system runs in various platforms including Android, iOSand windows. The invention has three (3) distinct location verifications namely Gee-Tagging, Geo-Mapping and GPS to ensure proper monitoring of location. The invention offers three (3) types of RFID technology; the RFID PC (polycarbonate), RFID Paper type and PKI USB key, all are designed to store personal details using multiple-layers of security features. The RFID PC is capable to use as credit card, debit card and e-wallet which stores money electronically. This online registration system is a stepping stone in attaining a paperless, cashless and contactless environment making life and transactions transparent, flexible and easy to manage.

Description

ONLINE REGISTRATION SYSTEM .

DESCRIPTION 2

So ©

The present invention generally relates to online registration system, ’ particularly the online registration system using a web portal. The present + invention has a strong combination of security features and a variety of Radio o

Frequency Identification (RFID) materials as by- product to the user of the system. =

So

Online registration has become the new way of registration process in various government agencies and private sector businesses wherein the requirements to have a proper profiling of its members, affiliates, clients and users is really a must. Oftentimes, the conventional way requires an ample time and expenditures in executing the process by requiring the person to register physically. Technology industries have come up with the method of automating the registrations, however majority of the available registration system only focuses on getting and storing information and security of data is putting in to risk.

Page 30f 19

The object of the invention is to provide a more advanced, secured, and = easily deployable online registration system that can adapt to every specific need = of the client and the end-users. The invention is a combination of features designed a and integrated in becoming a secured registration system with the following ~ components: radio frequency identification (RFID) products, payment gateway, - point of sale devices, clearing house and centralized card production.

The present invention’s primary objective is to provide a comprehensive, . system capable and dependable Online Registration with multiple layers of © security features rolled out into a single solution. This process is very responsive - and critical in safeguarding the users as well as the integrity of the entire registration process and the security of the data being stored, managed or used.

The present invention consists of a web portal, RFID PC (RFID Poly carbonate) types, RFID Paper type as well as Public Key Infrastructure (PKI USB

Key) which all be given to the end-user at no cost as a privilege but still remain as the inventor's property. Data stored will be the end-users’ property or the company or both depending on the requirements. The RFID PC type, has a

Polycarbonate (PC) Material that is temperature resistant, impact resistant and ensures high durability. Card details and photo will be printed using a personalization laser engraving printer that uses thermal print head. RFID PC card has excellent physical property and has high level of protection against tampering and fraud compared to other types of card. The following are the types of RFID PC which are used in this invention:

Page 4 of 19

5 a. Contact Type: for the contact type card the contact chip (J2L012) is used po which is suited for banking requirements and has the necessary security he features and protocols set-forth by the banking industries. ho

CE por b. Contactless Type: for the contactless type of card the J3E081GA4 or A6 pe x (80KB) with Desfire Emulation 8k will be use wherein the functionality of oO an e-wallet, a loyalty or rewards card are carefully laid out that are ~ completely autonomous from each other. =

Fund

Page 5 of 19

The present invention also lays out multiple security features to protect the = integrity and privacy of all information and assures that access to and from the © data servers are being made only by authorized entity. The authorized entity will o have the medium to interact with the stored informations following strong ~ authentication procedures and cyptoprocessing devices that have been set-up to pe further enhance the security of interactions in users, passwords, hardware and - financial matters.

Also, the present invention paves the way to limitless applications of the @

RFID card whether of personal, private or public usage with acknowledgement of o the end-user to have such value added access to the different add-on applications of the RFIDs’ full capabilities.

Moreover, corresponding data servers, payment gateway, clearing house and card production shall be utilized to make the preferred end-to-end solution in public and private clients. The foregoing summary is not limiting, and the claims, and only the claims, define the invention.

FIG. 1 is a sample block diagram of the Online Registration and all its sub groups

FIG. 2 is a sample of the Process Flow of the Non-Individual Online Registration showing the different security features and on how the online registration interacts with the user.

FIG. 3 is a sample of the Process Flow of the Individual Online Registration

Page 6 of 19

The present invention relates to a more sophisticated yet easy to manage - online registration system that can be deployed, customized and operate. The @ information gathered and saved in the backend of system will remain secured at =o all times using the structured inclusion of multiple features integrated to deter ~ unauthorized access, logging- in and data snooping of any person or man-made po

Lo system. Hereinafter, the system and methods of the present invention shall be =o described according to the preferred embodiments and by referring to the ~ accompanying description, drawings and diagrams. However, it is to be © understood that limiting the description to the preferred embodiments of the present invention and to the drawings and diagrams is merely to facilitate discussion of the present invention and it is envisioned that those skilled in the art may device various modifications without departing from the scope of the appended claims.

The entire system and method of the present invention have been designed to operate in a secured network infrastructure with direct connections to and from the central data servers in order to allocate, store and manage the database according to specific needs of the client and/or the end-user.

In accordance with the disclosure of the present invention, the system provides user validation, identification, challenge security protocol by way of One Time :

Password via SMS send to the mobile number presented during the initial stage of the online registration, generating digital id numbers, generating QR codes, geo-

Page 7 of 19 mapping, geo-tagging, sending of mobile password, generating binary codes, use = of global positioning system (GPS), accepting payment by way of payment & ys gateway, settling of financial obligations by way of settlement and clearing house, oO and the personalization of the RFID by way of the central card production system. -

The following is the description of the preferred embodiment of the present i. invention made in reference to Fig. 1 which illustrates the block diagram of the .

Online Registration and all its sub groups in its entirety in order to show the i) viability and process flow and needed sub groups in order to fully utilize the = present invention. uo

The present invention for the online registration 80 is a web portal system that interacts with the data center 85 which stores all information, softwares and applications including security features that interacts with the client or end-user.

The RFID 81 may be one or more of the following; RFID PC type, RFID paper type and PKI Key USB type where the clients’ details are printed and digitally stored.

The card production 82 is created to be the central card production facility where all the RFID 81 will be printed using laser technology and data encoding. The mobile POS 86 will be the medium in which RFID 81 will be tap in order to do one or more of the following; check end-user details, as an e-wallet for storage of virtual money, as official partner of various government agencies where digital biometric of the individual will be easily captured with the acknowledgement of the end-user. The Payment Gateway 83 will initiate and handle all payment or transaction activities while the Settlement and Clearing House 84 will handle

Page 8 of 19 settlements in the event payment to and from the virtual money have occurred = between the end-user and or one of the following possible entities, bank, public “= is transport, partnered merchants and the likes. Data Center 85 consist of all o hardware, softwares and applications including the database, key management = which will be connected via wired and/or wireless connectivity. ~ -

With reference to Fig. 2 it illustrates the Process Flow of the Non-Individual =

Online Registration showing the different security features, payment transactions ° and on how geo-tagging, shipping and activation of the RFID 81 to monitor, check - and authenticate based on the stored data to the data servers 85 and to the RFID 81 itself.

During initial registration for a non-individual, user will simply go to a specific website via standard browser on any mobile or computer device to access web portal 90, click the sign-up page 91, the initial sign up page will open and the user can now input the name, company name, the email account and mobile number. System will generate One-Time-Password (OTP) 92 and the system will send the OTP to the mobile number 93 of the user. The system will ask if the user received the OTP 94, if no, request for new OTP 95 will be chosen by the user and the system will again tries to send or generate OTP 92 and send the OTP to mobile i number 93, else, the user will have to enter OTP 96 assuming the user inputted the correct OTP, the continuation of the registration will be prompted to provide the following biometrics detail 97. Corresponding attachments will be needed during

Page 9 of 19 this stage like and the user will be asked to upload the data in word, jpg or any ~ other types the system recognizes. The non-individual’s address 98 will be needed @ in order to check it against the geo-mapping software, the address will be challenged for accuracy, inconsistency and transparency. The system will ask if it ~ has gained a valid geo-map 100, if no, the system will have to request the user to ~ add correct address by going to the enter address 98. Else, the system will save - data 101 and synchronize its database. Immediately after saving the data, the ~ system will send an email address to the user's via email or mobile code validation c 102. The user shall then access the information via sending the OTP or email link 7 102. The system shall be shall validate the mobile code 103. The System shall ask if the code is correct 104, if not the user will need to request/resend the code validation 105, else the system will generate unique digital number 106 that is assigned to the user. Moreover, the system shall generate QR code 107 and will also generate reference binary code as a multi-level security as well as e-mail address within the system in order to received e-receipts and other important notifications 108.

The system further ask the user if they wanted to have additional add-on functionality 109 in order to fully enjoy the features of the RFID 80. If the user opt-in, an agreement page stating the eagerness of the user to have such add- on will have to be acknowledge. The list of Add-on functionality 110 will be made available and the user needs to choose the add-on 111. Afterwards, the data of the

Page 10 of 19 user will be automatically be forwarded to the Central Card Production 112 in = order to facilitate the processing of the physical printing of the RFID 80. After = printing the system shall ask if the RFID 80 will be re-routed to the add-on facility, if yes, the add-on facility shall write the add-on functionality 114 then the RFID 80 = will be delivered to the user 115. The courier will scan the QR code upon delivery ~ and shall take a snapshot of the location for geo-tagging using the mobile : application which will also facilitate the GPS fixed position pointing 116. The user ce or the consignee shall then scan the QR code via the personal mobile device to = verify the RFID 80 details 117 finally the system shall be notified upon mobile - validation for activation of the RFID 80 or the start of the RFID 80 validity 118.

Going back to add-on functionality 109 question, if no, the system will ask if the RFID 80 will be delivered or not 119 if yes, the system will be showing the list of affiliated courier/shipping company 120, the user shall then choose the courier after careful studying of the different cost or fee/s per affiliated courier 121, after choosing, the system will trigger the payment gateway 122 and will be asking for the type of payment the user intends to pay. After paying, the system will automatically send e-receipt to the users email account as proof of the transactions, also, the copy of the e-receipt 123 will be forwarded to the courier and the Bureau of Internal Revenue as a standard reporting of financial transactions. After generating e-receipt, the system shall then proceed to central card production 112 to execute the procedure until validation of the central data center 118.

Page 11 of 19

If for instance the RFID 80 will not be delivered and the user intends to pick = it up the system will ask if the RFID to be pick-up is less than 11 pcs. 124 if yes, the system will be directed to central card production 112 up to activation of the RFID > 118. If incase the RFID 80 is greater than 11 pcs. 124, the system shall ask for a n valid credit card or e-wallet number of the user 125, system checks the validity of - the credit/ e-wallet number 125, if not, the system shall ask the user for a valid _ credit card or e-wallet number again. If the credit card or e-wallet is valid the user > will be prompted to read and acknowledge the terms and conditions 127 0 governing the time limit of 7 days to pick up the RFID 80. After central card production 112, the system shall deduct applicable shipping fee from the credit card or e-wallet and deliver the RFID 80 via courier if the RFID will not be picked- up on the agreed days.

With reference to FIG. 3 it illustrates the process of Individual Online registration

While the same process flow as that of the Non-Individual Online Registration, after providing the following Biometrics details of the Company 97, the user will provide the master list of all employees’ 130 after which Provide employee’s individual Id number (SSS, Pag-Ibig, Philhealth, GSIS, etc.) 131 the system will also require to provide the deals for digital signature, finger print and digital photo 132.

The system will then verify if all provided data matches the number of entries 133, if some data are missing the system will direct the user to provide the data from

Page 12 of 19 the master list 130, if complete the system will re-direct to the enter address 98 = and the entire online registration will commence. o

LL don

Found

ONLINE REGISTRATION SYSTEM

CLAIMS :

Page 13 of 19

Claims (1)

1. A A system for online registration to digitalized user identification using a = web portal that can be opened via any browser and mobile devices’ Lf operating system connected into a data base server whether of client or our data server connected further via network infrastructures of wired or ~ wireless connectivity on a secured topology. The sorementiongd method ) foot consist of the following steps or procedures: oo - Logging-in to the web portal and accessing the registration system - providing personal details for enrollment of new user/s; - = Storing biometrics details of the user in the data base and giving unique system generated number to which the users’ details can be easily fetched, retrieved and updated; RFID 81 will be given to the end-user at no cost as a privilege and would still remain the inventor's property until such time that the end-user returns the RFID to the inventor. The OEM RFID has multiple slots of the RFIDs’ Electrically Erasable Programmable Read-Only Memory (EEPROM) and is capable of storing the following but not limited to;

   a. User details b. E-wallet, credit, debit card functionalities c. Loyalty points functionalities d. ATM Functionalities e. Inter-connections with government agencies like SSS, Philhealth, Pag-Ibig, BIR, etc. Page 14 of 19

   Furthermore, the RFID contact card type has a Package: PCM 1.5 or NXC6.1 = Applets :( VIS 1.5) or (M/Chip). Has an 8 pin or 6 pin. The RFID contactless card @ type is J3E081GA4 or A6 (80KB) with Desfire Emulation 8k. MIFARE Desfire EV1 o 8K, EEPROM: 80KB, EMVCo Hardware approval, EMVCo Platform approval, ~ Master Card PIC (TAS & CAST) applets and a license VISA VSDC 2.8.1a, master card pet Lm M/Chip Advance. Also we envisioned to distribute around twenty (20) million RFID using the _ online registration system to equipped Filipinos of a unique identification card = packed with a functionality of an e-wallet in support to the governments’ initiative ~ of increasing the number of electronic payment transactions from the current figure of 1%. The present invention would likewise open new door in terms of interoperability to and from different payment system providers across the nation.

   2. A system wherein the said procedure of getting the user's information and biometrics further includes stringent security measures in order to preserved the integrity of the data in accessing the stored informations. The following are said to be the highlights of the security measures;

   a. by way of One-Time-Password (OTP),

   b. SMS and email notifications,

   c. QR codes generation,

   d. random digital id numbers using hardware security module (HSM), Page 15 of 19 e. binary code passwords, = f. geo-tagging = g. secure access module (SAM) -

   h. geo-mapping ~ i. global positioning system (GPS) / mapping =

   5 .

   3. A system wherein the sets of security measures further comprises of the i. interactions to and from the data base, the sets of application softwares, the = user and the provided RFIDs’ where the above mentioned are needed in = order to gain access and without such, granting of access will not be permitted by the system, the data base server nor the payment gateway.

   4. An RFID, whether of Poly carbonate (PC) type, paper type, public key infrastructure (PKI) USB key type shall be given to end-user with exclusive rights to use the RFID but still remains the property of the inventor and that the stored data shall remain the property of the client and/or the end-user.

   5. A system wherein a payment gateway will be provided if such payments are needed, such as but not limited to the following; updating of database due to loss of RFID, request to additional RFID, shipping/courier payment, e- wallet loading and/or reloading or any other related circumstances. Page 16 of 19

   6. A system wherein the payment gateway will be interconnected to the - Settlement and Clearing House via wired or wireless connection to = Li authenticate, facilitate and/or transfer funds to and from Claim 5. Ny co [SN frit

   7. Asystem wherein the use of Original Equipment Manufacturer (OEM) point- Be frond of-sale products are to be used in conjunction with any of the following; the x loading of e-wallet, purchase of certain goods or products, paying of Utility = bills and/or using the public transport system, and/or interconnection = between government agencies.

   8. A system wherein it will generate an email address of the user for the sole purpose of storing all transaction-based related activities by the user.

   9. A system wherein a payment gateway will provide payment e-receipt that that will be emailed to the users’ email address as a reference to payment and as payment acknowledgement by the system, Moreover, a copy of the e-receipt can be forwarded directly to BIR as log report.

   10. A system wherein the e-receipt will be automatically sent by way of an e- mail or simplified file format, reported to the Bureau of Internal Revenue (BIR) for tax related log generation and/or verification. Page 17 of 19

   11. A system wherein payment gateway will be called upon in paying = shipping/courier companies which further comprises of a multiple choice © oo of partnered courier/shipping companies where the exact fee/s with =o respect to the items to be shipped, and strategic location of the consignees’ - address will be made available for the user to choose from and that the i chosen courier will be immediately notified via email and/or SMS : notification of the job order and the time the courier/shipping company v shall collect the package from the central card production facility. 5 Py LI

   12. A method wherein the current rates of the shipping/courier companies will be automatically fetched based on a customized set-of parameters revolving around the RFIDs’ weight and size as well as strategic computation based on location within the Philippines territory where the said shipping/courier companies operated.

   13. A system wherein the extensive use of the global positioning system (GPS) to determine the proximity address of the consignee with reference to the given address and in relation to the geo-tagging as well as the indicated address of the end-user during the time of online registration. Page 18 of 19

   14. A System wherein a mobile application software will be used by the - shipping/courier in order to report back to the backend data server of the ® Lo : geo-tagging , image capture and GPS of the consignees’ address/location. =o froumite

   15. A system wherein a mobile application software will be use by the os consignee/end-user upon receiving the RFIDs’ to activate and or report to " jd : the backend data server about the end-users’ RFID details. = - Page 19 of 19