NO993102L - Chip cards and method of using smart cards - Google Patents

Chip cards and method of using smart cards

Info

Publication number
NO993102L
NO993102L NO993102A NO993102A NO993102L NO 993102 L NO993102 L NO 993102L NO 993102 A NO993102 A NO 993102A NO 993102 A NO993102 A NO 993102A NO 993102 L NO993102 L NO 993102L
Authority
NO
Norway
Prior art keywords
card
cards
chip
transactions
execution
Prior art date
Application number
NO993102A
Other languages
Norwegian (no)
Other versions
NO993102D0 (en
Inventor
Holger Engelhardt
Michael Hinz
Stefan Kissinger
Michael Gollner
Anton Kuchelmeister
Andreas Schwier
Adelheid Burger
Michael Radnoti
Original Assignee
Deutsche Bank Ag
Bb Data Inf & Komm Syst Gmbh
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Priority claimed from DE19718115A external-priority patent/DE19718115A1/en
Application filed by Deutsche Bank Ag, Bb Data Inf & Komm Syst Gmbh filed Critical Deutsche Bank Ag
Publication of NO993102D0 publication Critical patent/NO993102D0/en
Publication of NO993102L publication Critical patent/NO993102L/en

Links

Classifications

    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F7/00Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1008Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06KGRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K17/00Methods or arrangements for effecting co-operative working between equipments covered by two or more of main groups G06K1/00 - G06K15/00, e.g. automatic card files incorporating conveying and reading operations
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06KGRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K19/00Record carriers for use with machines and with at least a part designed to carry digital markings
    • G06K19/06Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code
    • G06K19/067Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components
    • G06K19/07Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components with integrated circuit chips
    • G06K19/077Constructional details, e.g. mounting of circuits in the carrier
    • G06K19/07716Constructional details, e.g. mounting of circuits in the carrier the record carrier comprising means for customization, e.g. being arranged for personalization in batch
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/355Personalisation of cards for use
    • G06Q20/3552Downloading or loading of personalisation data
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/357Cards having a plurality of specified features
    • G06Q20/3576Multiple memory zones on card
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07BTICKET-ISSUING APPARATUS; FARE-REGISTERING APPARATUS; FRANKING APPARATUS
    • G07B15/00Arrangements or apparatus for collecting fares, tolls or entrance fees at one or more control points
    • G07B15/02Arrangements or apparatus for collecting fares, tolls or entrance fees at one or more control points taking into account a variable factor such as distance or time, e.g. for passenger transport, parking systems or car rental systems

Abstract

Chipkort til gjennomføring av transaksjoner ved hvilke ver- didata som representerer pengeverdi-egenskaper eller andre ikke-monetære krav overføres mellom kortinnehaver og minst en transaksjonspartner (service-leverandør) eller som vises frem for service-leverandøren for verifisering av kravene, idet chipkortet omfatter et lager i hvilket de data lagres som er nødvendig for gjennomføringen av transaksjonene, og chipkortet dessuten oppviser følgende: en innretning for lasting av en eller flere kortanvendelser (VAS- applikasjoner) på kortet, som muliggjør gjennomføringen av transaksjoner mellom kortinnehaver og en eller flere servi- ce-leverandører.Chip cards for carrying out transactions in which value data representing monetary value properties or other non-monetary requirements are transferred between the cardholder and at least one transaction partner (service provider) or presented to the service provider for verification of the claims, the chip card comprising a storage in which the data is stored that is necessary for the execution of the transactions, and the chip card additionally exhibits the following: a device for loading one or more card applications (VAS applications) on the card, which enables the execution of transactions between the card holder and one or more services. ce providers.

NO993102A 1996-12-23 1999-06-22 Chip cards and method of using smart cards NO993102L (en)

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
DE19654187 1996-12-23
DE19718115A DE19718115A1 (en) 1996-12-23 1997-04-29 Smart card and method of using the smart card
PCT/DE1997/003012 WO1998028718A2 (en) 1996-12-23 1997-12-19 Chip card and method for its use

Publications (2)

Publication Number Publication Date
NO993102D0 NO993102D0 (en) 1999-06-22
NO993102L true NO993102L (en) 1999-08-23

Family

ID=26032753

Family Applications (1)

Application Number Title Priority Date Filing Date
NO993102A NO993102L (en) 1996-12-23 1999-06-22 Chip cards and method of using smart cards

Country Status (18)

Country Link
EP (1) EP0968485A2 (en)
JP (1) JP2000508101A (en)
AP (1) AP1062A (en)
AU (1) AU738719B2 (en)
BG (1) BG63233B1 (en)
CA (1) CA2275931A1 (en)
CZ (1) CZ225499A3 (en)
EA (1) EA001837B1 (en)
HU (1) HUP0000448A3 (en)
ID (1) ID23950A (en)
IL (1) IL130174A0 (en)
IS (1) IS5060A (en)
NO (1) NO993102L (en)
NZ (1) NZ336403A (en)
PL (1) PL334183A1 (en)
SK (1) SK86099A3 (en)
TR (1) TR199901431T2 (en)
WO (1) WO1998028718A2 (en)

Families Citing this family (8)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
HRP980597A2 (en) * 1998-11-18 2001-06-30 Lada Sokota Multifunctional bank card
DE19929164A1 (en) 1999-06-25 2001-01-11 Giesecke & Devrient Gmbh Method for operating a data carrier designed for executing reloadable function programs
AUPQ268999A0 (en) 1999-09-07 1999-09-30 Keycorp Limited Application management for multi application devices
DE10324996A1 (en) 2003-06-03 2005-02-17 Giesecke & Devrient Gmbh Chip card with at least one application
FR2882835B1 (en) * 2005-03-01 2007-09-07 Softway Sa SECURE TRANSFER METHOD WITH SECURE MEDIA CARD
EP2199992A1 (en) * 2008-12-19 2010-06-23 Gemalto SA Secure activation before contactless banking smart card transaction
CN102388386B (en) * 2009-04-10 2015-10-21 皇家飞利浦电子股份有限公司 Equipment and user authentication
RU2624555C2 (en) * 2015-08-19 2017-07-04 Общество с ограниченной ответственностью "ОВЕРКОМ" Data processing system during product release and service delivery

Family Cites Families (9)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US4816653A (en) * 1986-05-16 1989-03-28 American Telephone And Telegraph Company Security file system for a portable data carrier
DE3833241A1 (en) * 1988-09-30 1990-04-05 Deutsche Bundespost METHOD FOR PROGRAMMING CHIP CARDS
JPH02165290A (en) * 1988-12-19 1990-06-26 Hitachi Maxell Ltd Ic card and method for operating ic card
FR2673476B1 (en) * 1991-01-18 1996-04-12 Gemplus Card Int SECURE METHOD FOR LOADING MULTIPLE APPLICATIONS INTO A MICROPROCESSOR MEMORY CARD.
DE4205567A1 (en) * 1992-02-22 1993-08-26 Philips Patentverwaltung METHOD FOR CONTROLLING ACCESS TO A STORAGE AND ARRANGEMENT FOR IMPLEMENTING THE METHOD
FR2687816B1 (en) * 1992-02-24 1994-04-08 Gemplus Card International METHOD FOR PERSONALIZING A CHIP CARD.
US5544246A (en) * 1993-09-17 1996-08-06 At&T Corp. Smartcard adapted for a plurality of service providers and for remote installation of same
JP3176209B2 (en) * 1994-02-25 2001-06-11 富士通株式会社 Card-type storage medium and card-type storage medium issuing device
GB9411586D0 (en) * 1994-06-09 1994-08-03 Zeneca Ltd Coating process

Also Published As

Publication number Publication date
AP1062A (en) 2002-04-25
EP0968485A2 (en) 2000-01-05
IS5060A (en) 1999-05-28
HUP0000448A3 (en) 2000-08-28
WO1998028718A3 (en) 1998-10-08
PL334183A1 (en) 2000-02-14
EA001837B1 (en) 2001-08-27
BG63233B1 (en) 2001-06-29
AU5748798A (en) 1998-07-17
IL130174A0 (en) 2000-06-01
JP2000508101A (en) 2000-06-27
CZ225499A3 (en) 1999-11-17
HUP0000448A2 (en) 2000-06-28
NZ336403A (en) 2001-09-28
BG103490A (en) 2000-02-29
AP9901573A0 (en) 1999-06-30
TR199901431T2 (en) 1999-10-21
CA2275931A1 (en) 1998-07-02
AU738719B2 (en) 2001-09-27
NO993102D0 (en) 1999-06-22
ID23950A (en) 2000-06-08
WO1998028718A2 (en) 1998-07-02
EA199900538A1 (en) 2000-06-26
SK86099A3 (en) 2000-01-18

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Legal Events

Date Code Title Description
FC2A Withdrawal, rejection or dismissal of laid open patent application