NL2008553C2 - Card feed unit, kernel element, read out unit, transaction machine and method. - Google Patents

Card feed unit, kernel element, read out unit, transaction machine and method. Download PDF

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Publication number
NL2008553C2
NL2008553C2 NL2008553A NL2008553A NL2008553C2 NL 2008553 C2 NL2008553 C2 NL 2008553C2 NL 2008553 A NL2008553 A NL 2008553A NL 2008553 A NL2008553 A NL 2008553A NL 2008553 C2 NL2008553 C2 NL 2008553C2
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NL
Netherlands
Prior art keywords
card
input unit
card input
alarm
unit according
Prior art date
Application number
NL2008553A
Other languages
Dutch (nl)
Inventor
Leonardus Antonius Maria Bogart
Cornelis Johannes Goedee
Marina Helena Jongh
Original Assignee
Card Swipe Prot Technology B V
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Card Swipe Prot Technology B V filed Critical Card Swipe Prot Technology B V
Priority to NL2008553A priority Critical patent/NL2008553C2/en
Priority to PCT/NL2012/050872 priority patent/WO2013085391A2/en
Priority to NL2009955A priority patent/NL2009955B1/en
Priority to EP12824883.8A priority patent/EP2788919A2/en
Priority to EP15002201.0A priority patent/EP3012783B1/en
Priority to US14/893,406 priority patent/US9818049B2/en
Application granted granted Critical
Publication of NL2008553C2 publication Critical patent/NL2008553C2/en
Priority to US15/726,106 priority patent/US10325186B2/en

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Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K13/00—Conveying record carriers from one station to another, e.g. from stack to punching mechanism
    • G06K13/02—Conveying record carriers from one station to another, e.g. from stack to punching mechanism the record carrier having longitudinal dimension comparable with transverse dimension, e.g. punched card
    • G06K13/08—Feeding or discharging cards
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K7/00—Methods or arrangements for sensing record carriers, e.g. for reading patterns
    • G06K7/08—Methods or arrangements for sensing record carriers, e.g. for reading patterns by means detecting the change of an electrostatic or magnetic field, e.g. by detecting change of capacitance between electrodes
    • G06K7/082—Methods or arrangements for sensing record carriers, e.g. for reading patterns by means detecting the change of an electrostatic or magnetic field, e.g. by detecting change of capacitance between electrodes using inductive or magnetic sensors
    • G06K7/083—Methods or arrangements for sensing record carriers, e.g. for reading patterns by means detecting the change of an electrostatic or magnetic field, e.g. by detecting change of capacitance between electrodes using inductive or magnetic sensors inductive
    • G06K7/084—Methods or arrangements for sensing record carriers, e.g. for reading patterns by means detecting the change of an electrostatic or magnetic field, e.g. by detecting change of capacitance between electrodes using inductive or magnetic sensors inductive sensing magnetic material by relative movement detecting flux changes without altering its magnetised state

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  • Engineering & Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Artificial Intelligence (AREA)
  • Computer Vision & Pattern Recognition (AREA)
  • Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)

Description

CARD FEED UNIT, KERNEL ELEMENT, READ OUT UNIT, TRANSACTION
MACHINE AND METHOD
The present invention relates to a card feed unit 5 for transferring a data carrier for card information of a multi-services card, such as a bank card or credit card, to a reading head of a reading unit for at least reading out card information. Furthermore, the present invention relates to a kernel element. Furthermore, the present in-10 vention relates to cards reading unit for reading out of card data from a data carrier of a bank card, comprising a reading head and a card feed unit and or a kernel element. Furthermore, the present invention relates to a transaction machine, such as a payment device or an automated 15 teller machine ATM, for performing of transactions while using a payment card, comprising a read out unit for reading out of card information from a data carrier of a payment card and comprising a card feed unit and or a kernel element. Furthermore, the present invention relates to a 20 method for safely performing transactions while using a card feed unit and or a kernel element according to the present invention.
The current applicant is also applicant of the international patent application PCT/NL2010/050147. In this 25 patent application, a definition is disclosed of a card feed unit that allows for the prevention of skimming of bank cards and or transactions performed with bank cards. Also, a specific reference is made to the definitions incorporated in this application. An express purpose of the 30 reference to this application is to incorporate any embodying features from the earlier application in this text.
While the above patent application is directed to an invention allowing for a new type of security measures, 2 the present application intends to further along the onset of the earlier development.
In order to provide announcements to the above prior art, the present invention provides a card feed unit 5 for transferring a data carrier for card information of a multi-services card, such as a bank card or credit card, to a reading ahead of a reading unit for at least reading out card information, the card feed unit comprising: - a card receipt position for receipt of the card, 10 - a transfer assembly, preferably comprising a channel, for transferring the card by means of the transfer assembly in the direction of the reading head, in which: - the card feed unit is suitable for, during in-15 sertion of the card in the receipt position, receiving the card in the receipt position by means of an insertion operation with a direction of movement that, at least as seen in one direction, is substantially perpendicular to the readout direction of the card for preventing that the 20 card is readable during the insertion operation, the card feed unit in a preferred embodiment preferably comprising a kernel element for providing a structural firmness, in which the kernel element is provided with fastening means for a cover element for providing an external appearance 25 to the card feed unit.
An advantage of such a preferred embodiment is that the exterior, both the visual appearance and in the touch experience, may be provided independently of the production of the kernel element. This provides an ad-30 vantage that the device may be produced relatively cost-effective. The present embodiment provides as one advantage that the kernel element may be produced by simple production processes as compared to the uni-body design 3 from the prior art, such as by means of extrusion. Such methods of producing does not require expensive form shaping processes or finishing processes. Examples of materials to be used for the kernel element and the cover ele-5 ment is made possible, such as aluminum, or other metal, such as iron or steel for the kernel element and an synthetic material or plastic for the cover element.
In a further preferred embodiment the kernel element comprises at least one extrusion element, preferably 10 two or more extrusion elements. An extrusion process provides for a cost-effective ways to produce a kernel element while allowing for features according to this patent specification.
In a further preferred embodiment, in the card 15 feed unit comprising a cover element, the cover element has an external appearance that is at least partially independently selectable with respect to the kernel element. An advantage thereof comprises that, the external appearance of the cover element may be adapted to different cir-20 cumstances of use, or even adapted to branding of e.g. a bank environment or a railroad environment. The cover element may be shape independent of the kernel element. It may have a shape as indicated in the prior application, or just have a basic shape following the shape of the kernel 25 element. The shape may also be adapted to any design indications depending on the use environment.
Preferably, the cover element is once-attachable to the kernel element by means of adhesion or curing or the cover element is removably attachable to the kernel 30 element. A once attachable cover element may also be regarded as a security feature, providing extra strength. Preferably, the cover element comprises as a main forming material an artificial material, such as a plastic, or a 4 metal or is formed therefrom, preferably by means of an injection molding process.
In a further preferred embodiment of the card feed unit, the kernel element comprises channels or openings 5 for receiving at least one functionality provider, such as a security element, such as a grinding retardant, and electrical detection loop and or a heating element. Such features provide advantages each in itself and in combination. For example the grinding retardant provides struc-10 tural strength providing mechanical limitations as to tampering with the card feed unit. For example and electrical detection loop provides for the option of providing a signal in case of tampering with the card feed unit. For example in combination such measures, suitably arranged, al-15 lows for protection of the electrical detection loop, or for direction of tampering utensils towards the detection loop in order to have the detection loop expressly damaged when trying to tamper with the card feed unit. Example thereof is one an extremely hard material makes a drill 20 bit to be urged towards the electrical detection loop.
Preferably, at least a channel of the kernel element is formed by means of extrusion. By means of such a process, such channel may be provided in the same production step as creating the kernel element itself, thereby 25 eliminating the need for separate drilling steps in a metal kernel element.
Preferably, a reinforcement element for fortifying an end of the kernel element is provided, wherein the reinforcement element preferably comprises throughput open-30 ings for receiving at least a functionality provider, such as an electrical detection loop. Advantage of such an arrangement is that one single loop may be provided extending all through the kernel element, including through the 5 reinforcing element and back to the kernel element. Such an arrangement allows for one loop to effectively secure the card feed unit along substantially its whole length.
In a further preferred embodiment, the card feed 5 unit comprises an alarm causing member, such as a separation member, such as a cutter or a punch, suitable for separation of a security element for activating an alarm condition. When for example the alarm causing member is arranged for affecting an electrical detection loop, un-10 derlying condition may be caused by tampering with the card feed unit and or the kernel element thereof.
Preferably, the alarm causing member is attached to at least a first attaching position in a fixing manner, preferably at the kernel element, and in which the alarm 15 causing member is attached at a second fastening position allowing for a movement relative to this second fastening position. Because of such relative movement, such arrangements would allow for cutting through the electrical detection loop, thereby allowing for a state of alarm, such 20 as by breaking the loop for detection means to detect.
Preferably, movement is possible between the electrical detection loop and the alarm causing member, preferably because the second fastening position is movably positioned relative to the detection loop. An example fea-25 ture creating such a movable position. By means of the use of screws or bolts that are relatively small with respect to the openings they get fastened in. This allows for both fastening by means of such screws but also for the relative movement. Preferably, the threading of such bolts or 30 screws is extends relatively far from the core part of such bolts or screws, preferably allowing for breakage of the threading upon manipulation of the kernel element.
6
In a further preferred embodiment, a channel wall separating the electrical detection loop from a card feed channel is such that manipulation of the card feed channel leads to an alarm condition by means of a reach of the 5 electrical detection loop, either directly by the manipulation operation, or by means of separating by means of the alarm causing member. Furthermore, it is preferred that the alarm causing member, such as the separating member, is arranged in such a way relative to the transfer 10 assembly and or the kernel that an alarm condition is initiated by manipulation of the transfer assembly and or the kernel leading to a physical displacement or disformation, leading to an alarm condition, of the transfer assembly and or the kernel relative to the alarm causing member, 15 such as the separating member.
Furthermore, it is preferred that the alarm causing member, such as separating member, is fixed relative to the security element. An example thereof is that when trying to manipulate the card feeds unit by means of a de-20 vice like a screwdriver by inserting the screwdriver into the card feed channel, the alarm causing member cuts through the electrical loop, thereby causing alarm. Another example is that one part of the core element, comprising the loop, is moved with respect to another part of the 25 core element, leading to cutting through the electrical loop .
In an embodiment in which the security element is arranged in a channel with a flat slide in which the same is arranged adjacent to his flat side, preferably urged by 30 means of a grinding retardant and or a glue, it is advantageous that the position of the security element, such as the loop, is specifically determined for high predictabil- 7 ity of damaging the same during a manipulation operation of the card feed unit.
Preferably, the card feed unit comprises a functionality provider, such as a detection loop, that is em-5 bodied as a conductor on a substrate, preferably a flexible substrate in which the conductor is preferably arranged on the substrate in a zigzag manner, by further preference with tracks in the longitudinal direction, by further preference provided with at least one cross con-10 necting track. Such an arrangement of the loop allows for both a long term reliable closed loop as well as a breach of the loop by minimal tampering effort. When tampering occurs, almost instant breach of the loop is attainable which would indicate such tampering and provide a signal 15 based on which the card reader can be disabled or switched off.
In order to provide further improvements to the kernel element, this same preferably comprises such functionality providers, such as a security element, such as a 20 grinding retardant, and or a heating element. A grinding retardant can provide extra strengths as resistance against grinding through the kernel element. Also, the grinding retardant can help direct a grinder or a drill towards the loop for enhancing the chance of breach of the 25 loop. This is specifically achieved when the hardness of the grinding retardant is relatively higher than the hardness of body of the kernel element, such as a ceramic material relative to aluminum.
In a further embodiment, the card feed unit com-30 prises cover means for covering at least a top side or a bottom side of a wall of the card read unit adjacent to the channel. An advantage is that any manipulation is physically hampered by the presence of the cover means.
8
The cover means are provided with preferably materials hampering sawing milling grinding etc. as indicated at other passages of this text referring to grinding resistance .
5 Preferably, in the card feed unit the cover means extend into a hand insertion opening for insertion of a hand during a card read operation. Because of this feature, a card feed unit in which the reading head is located slightly recessed vis a vis the front plate can be 10 protect effectively as any space in front of the reading head is prevented from being made accessible for placing a contraband reading head.
Especially when the card feed unit is a manual unit, the above features are applicable to provide preven-15 tion of skimming opportunities.
A further preferred embodiment in which the cover means comprises an detection member, preferably an alarm causing member, further preferably with an electrical circuit that on breakage thereof indicates detection of the 20 manipulation, further preferably comprising flexprints comprising conductive material. An advantage thereof is that also electronic detection means are available to provide for alarm notifications to remote control facilities as well as provide for signaling based on which the system 25 on which the card feed unit is applied to shut down upon tampering with the electrical circuit.
Also the aspect of providing the cover means for covering, preferably at least a top side or a bottom side of, a wall of the card read unit independently of the card 30 feed unit comprising the card receipt position for receipt of the card, the transfer assembly, preferably comprising a channel. An advantage thereof is applicability of the cover means covering at least a part of the wall providing 9 protection adjacent to the original read head independently of other features as indicated in this document.
A further aspect of the present invention relates to a kernel element or a cover element according to the 5 invention, for use in a card feed unit according to the invention. Many of the above advantages may be achieved by either of these elements in itself when applied.
A further aspect of the present invention relates to a card reading unit for reading out of card data from a 10 data carrier of a bank card, comprising a reading head and a card feed unit and or a kernel element according to the present invention. In light of the above, this card reading unit there will achieve advantages as indicated.
A further aspect of the present invention relates 15 to a transaction machine, such as a payment device or an automated teller machine ATM, for performing of transactions while using a payment card, comprising a read out unit for reading out of card information from a data carrier of a payment card and comprising a card feed unit and 20 or a kernel element according to the present invention. In light of the above, this card reading unit there will achieve advantages as indicated.
A further aspect of the present invention provides a method for safely performing transactions while using a 25 card feed unit and or a kernel element and or machine according to the invention, the method comprising steps for: - providing of the card feed unit and or a kernel element and a transaction machine, - allowing a user to the transaction machine, 30 - while using the card feed device by the user, performing of a transaction. In light of the above, this card reading unit there will achieve advantages as indicated.
10
Further advantages, features and details of the present invention will be described in greater detail with reference to the annexed drawings and based one or more preferred embodiments. The drawings show as follows. Simi-5 lar, yet not necessarily identical parts of several preferred embodiments are referred to with the same reference numerals .
Fig. 1 is a perspective view of part of a first preferred embodiment according to the present invention, 10 showing a cutter, kernel element and a strengthening plate .
Fig. 2 shows an exploded view of a full kernel element according to Fig. 1.
Fig. 3 shows the exploded view of Fig. 2 from a 15 different angle.
Fig. 4 shows the embodiment in partly assembled form.
Fig. 5 A and B show a partly exploded view, showing the function of the cutter element.
20 Fig. 6 shows a partly assembled example of a fur ther embodiment.
Fig. 7 shows a perspective view of a further embodiment according to the present invention.
Fig. 8 shows a perspective view of a further em-25 bodiment according to the present invention.
Fig. 9 shows an assembled perspective view of the embodiment according to Fig. 8.
A first preferred embodiment (Fig. 1-6) according to the present invention relates to a kernel element 1.
30 The kernel element is built up comprising two extrusion elements 2, 3 providing the main body 9 of the kernel element and in between which a card receiving channel 21 is formed. At one end of the extrusion body 9, a cutter 4 is 11 arranged, this cutter providing both a structural reinforcement as a cutting function that is explained below, mainly referring to Fig. 5. The extrusion body is comprised of the 2 extrusion elements in order to be able to 5 form all channels by means of an extrusion process. Especially channel 14, of this particular not limiting embodiment comprising 2 extrusion elements 2,3), would have been troublesome to create if the extrusion body would have to be made out of one extrusion element.
10 The extrusion body 9 comprises several channels providing several functions. Channel 14 is provided for arranging a heater therein. An advantage of such a heater is that the device can be kept frost free, as well as dry. The channel 12 is intended for arranging a ceramic element 15 or bar 61. The ceramic element 61 is intended to assist in preventing cutting through the kernel element. Under the ceramic element 61 a rather flat channel 17 is provided with a bottom wall 15.
The reinforcement plate 5 connects at one end the 20 two extrusion elements, by means of three screws, connecting the holes 11" of the plate with the channels 11 of the extrusion elements as well as the hole 16" with the channel 16 in the extrusion element. In a similar manner, the cutter 4 is connected to the other side of the extrusion 25 elements by means of the hole 16' and the channel 16.
By these connections, the one extrusion body is created out of two extrusion elements. The channels 31 and 32 respectively 33 and 34 provide a tight fit in order to connect the two extrusion elements.
30 This channel 17 is intended to hold a flexible substrate, such as a flat cable 24 provided with an electrically conducting track for forming an electrically conducting loop that when cut is indicative for a state of 12 alarm indicating the card reading head is to stop functioning. The flat cable is to provide the alarm indication even when minimally damaged. Therefore, the electrically conducting track is preferably present all over the width 5 and length of this letter cable. Preferably longitudinal tracks extend in a zigzag manner lengthwise over the cable with a connecting cross check at one end of the cable. Optionally, it is also possible to have one lengthwise connecting track and in a zigzag cross tracks. For the pur-10 pose of providing a state of alarm, any shape of the tracks is possible provided a conducting loop is formed, the conducting loop is ultimately connected to detecting electronics for detecting breakage of the loop and for providing an indication thereof to the reading head or 15 other electronics of an ATM.
The extrusion body 9 comprises to further channels 13 for holding hard steel elements 62, which hard steel elements are also intended to prevent tampering of the extrusion body, especially the adjacent parts thereof. Be-20 cause of the presence of the hard steel elements 62, it is effectively prevented to grind or drill in the bottom part of the bank card insertion channel 21. The upper side of the channels 13 formed the underside of a channel 19 with an upper wall 18 also intended to hold the flat cable.
25 This flat cable is adjacent to the steel elements at the underside and will be damaged upon tampering the wall 18, which is of importance as placement of an illegal card reading head in this wall 18 is to be prevented or detected.
30 The flat cable 6 therefore enters channel 17 through slots 25 of the cutter, extends through the whole length of channel 17, through slots 24 of plate 5 back into channel 19 all the way back to the front, thereby 13 providing a detection protection over substantially the whole length of the surfaces 15 and 18.
The cutter functions as follows. As can be seen in figure 4, the cutter is connected to the extrusion body at 5 one end thereof. In order to be able to function as a cutter, the cutter is rigidly fixed to the underside by means of opening 16'. Although the cutter is also connected by means of the upper openings 11', the connection at the openings 11' is made by means of screws providing a con-10 nection that is still movable. This is e.g. possible by using a sharp screw thread that makes connection but is also breakable. Furthermore, the core of the screws is smaller than the diameter of the channels 11. As the slots 25 in the cutter as a with that is substantially no more 15 than the thickness (such as 0.3 mm) of the flat cable 6, even a slight movement of the cutter relative to wall 15 of channel 17 will cause the cable to be cut or at least one of the electrically conducting tracks to be cut. One purpose of the cutter relative to channel 17 is that it is 20 desirable to detect acts of wrenching or jiggling or tampering in the channel 21. If e.g. a screwdriver is inserted into channel 21, the wall 15 will be urged upwardly relative to the slot 25, as is schematically indicated in figure 5. 5A shows the flat cable guided through the slot 25 25, whereas 5B indicates a relative movement of the flat cable with respect to the slots 25 leading to the side indicated by the C to be cut. Therefore, tampering with the channel 21 will lead to damaging the flat cable and at least one of the tracks, that are preferably arranged 30 lengthwise as indicated in the above.
These slots 23 in the back wall of extrusion elements to provide a card guiding function to the person us 14 ing card the unit. This function is described in detail in the cited PCT application to the same applicant.
The lengthwise arrangement of tracks on the flat cable allows for e.g. 20 tracks on a 12 mm wide flat ca-5 ble. For detection only one of these tracts needs to be cut by the cutter or a drillbit drilled into one of the walls, which drillbit will be forced towards the flat cable because of that ceramic element or the steel elements.
The cover element is indicated by numeral 8 in 10 Fig. 6, in which it is depicted in cross section. The cover element serves the purpose of providing an exterior to the industrially designed kernel element, which is preferably produced by means of extrusion. A further function preferably provided by the cover element is providing a 15 fixture for the card feed unit to the card reader or the device holding the card reader. To this end, the shape of the cover element is adapted to the shape of the card reader or the device comprising the card feed unit, preferably to the end of providing a fixture in an orientation 20 allowing for the card to be suitably inserted in the card reader. The design shape of the remainder of the cover element is to be determined by being able to cover the kernel element and to provide an appearance suitable to the purpose of use of the card feed unit.
25 Fig. 7 shows an embodiment for protecting an area adjacent to the channel and/or the reading head of the card read device. The embodiment shown is integrated with the plate 4 of the first embodiment providing for, amongst other features, cutting the electronic alarm providing 30 means. The plate comprises similar fastening means and safety means as in the other embodiment. In the present embodiment, the plate furthermore comprises protrusions or 'fingers' 71. The fingers 71 extend over a space in the 15 card reader behind the front plate of the card reader and before the card read head. A card has to pass by this space in order to reach and pass the card reader's reading head, therefore protect this area allows for preventing 5 skimming by means of a reading head when undesirably placed and located in this area.
The fingers are integratedly formed with the plate or affixed thereto dependently on the material requirements the skilled person desires for a specific use. The 10 fingers may in the situation drawn in Fig. 7-9 be considered side protection, under the consideration that other protection is envisaged, such as bottom or top protection.
In Fig. 8, a circuit loop substrate 72 similar to part 26 in the above embodiments is mired with conductive 15 pathways that provide detectability of breakage thereof providing causing an alarm condition. This substrate is ideally formed to be contained in the elongated channels through the arm of the card feed unit as explained in the above. For the part of the substrate 72 to be placed in 20 the fingers 71, a stiffener 73 is provided of a suitable material, which stiffener is helpful for arranging the in the fingers and for keeping the circuit adjacent to the material, such as metal, of the fingers 71. The part 74 protects the front plate of the card reader. A connection 25 with electric circuitry of the ATM or card reader is provided by contacts 75.
Within the scope of this text, the following definitions apply.
Card information is intended to mean information 30 storable in a data carrier to be read by the card reader, such as for performing card transactions.
A direction substantially perpendicular to the reading direction of the card means that the direction is substan- 16 tially excluding a direction running parallel to the reading direction of a card. Therefore, the direction substantially perpendicular to the reading direction of the card may have at least two directional components that are not 5 parallel to this reading direction. If the reading direction is generally in the direction of an X-axis, 2 directional components substantially perpendicular to the reading direction may comprise direction components generally in the direction of a Y-axis, and or a Z-axis or a com-10 bined direction of movement.
The use of magnetic data storage card has become ubiquitous throughout the world. Examples of such cards include credit cards, debit cards, bank cards, ATM cards, security guards, identity cards, driver licenses, etc.
15 Such a card has standardized shape and dimensions, and stores the data in parallel tracks within a magnetic strip. The location and orientation of the strip on the card are also standardized. In operational use, the data stored in the magnetic strip of the card is read by swip-20 ing or otherwise transporting the card past a reading head of a card reader in the user interface of a computerized secure system. The user interface typically has a card slot that is dimensioned in order to have the card inserted in such an orientation that the magnetic strip is 25 transported past the reading head by the user's inserting the card. The system processes the data thus read together with a personal identification number (PIN) or other password, entered by the card's owner into the system via a keyboard and/or touch screen in the system's user inter-30 face.
The term "skimming" refers to the theft of secure information stored in the magnetic strip of a credit card, a debit card, a bank card, ATM card, a security card, an 17 identity card, etc., while the card is being used in a normal legitimate transaction. In a practical scenario, a thief places a small electronic device, referred to as a "skimmer", at or over the card feed slot of an ATM. For 5 example, a skimmer is accommodated in a false front over-lying the card slot of a dip card reader or of a motorized reader.
As another example, a skimmer is positioned within or at one or at both extremities of the channel of a swipe 10 card reader, e.g., by means of using a false front cover accommodating the skimmer's reading head. The channel is wider at the extremity than at the position of the reading head so as to facilitate feeding the card into the channel him being swiped. The skimmer reads the magnetic strip as 15 the user unknowingly passes his/her card through it. These skimming devices are often used in conjunction with a pinhole camera to read the user's PIN at the same time. The skimming device stores the data read or instantly transmits the data via a wireless connection to the thief. The 20 information thus stolen can then be used by the thief to assume the card owner's identity for, e.g., obtaining goods without paying, withdrawing money from the card owner's bank account, obtaining access to gated premises, etc .
25 In the above, the present invention is described with reference to one or more preferred embodiments. Several aspects of several distinct preferred embodiments are described in the above. Furthermore, the features of distinct embodiments are deemed described in combination with 30 each other in order to provide a description of all combinations that are considerable within the scope of this description by an expert of the field. The above disclosure these preferred embodiments are not limiting to the scope 18 of protection of this document. The rights sought are determined in the annexed claims.
k k k k k

Claims (27)

1. Kaartinvoereenheid voor het overbrengen van een datadrager voor kaartinformatie van een betaalkaart naar 5 een leeskop van uitleeseenheid voor het tenminste uitlezen van de kaartinformatie, de kaartinvoereenheid omvattende: - een kaartontvangstpositie voor het ontvangen van de kaart, - een overbrengsamenstel, bij voorkeur omvattende 10 een kanaal, voor het middels het overbrengsamenstel overbrengen van de kaart richting de leeskop, waarbij - de kaartinvoereenheid geschikt is voor het, tijdens het in de ontvangstpositie inbrengen van de kaart, ontvangen van de kaart in de ontvangstpositie middels een 15 inbrenghandeling met een bewegingsrichting die, tenminste in één richting gezien, in hoofdzaak loodrecht is op de uitleesrichting van de kaart voor het voorkomen dat de kaart tijdens de plaatsingshandeling uitleesbaar is.CLAIMS 1. A card input unit for transferring a data carrier for card information from a payment card to a read head of a reading unit for at least reading the card information, the card input unit comprising: - a card receiving position for receiving the card, - a transfer assembly, preferably comprising 10 a channel for transferring the card to the reading head by means of the transfer assembly, wherein the card input unit is adapted to receive the card in the receiving position during insertion of the card by means of an insertion operation with a direction of movement which seen at least in one direction, is substantially perpendicular to the reading direction of the card to prevent the card from being readable during the placement operation. 2. Kaartinvoereenheid volgens conclusie 1 omvat tende een kernelement voor het verschaffen van structurele stevigheid, waarbij het kernelement is voorzien van bevestigingsmiddelen voor een afdekelement voor het verschaffen van een uiterlijk aan de kaartinvoereenheid. 252. Card input unit according to claim 1, comprising a core element for providing structural rigidity, wherein the core element is provided with fastening means for a cover element for providing an appearance to the card input unit. 25 3. Kaartinvoereenheid volgens conclusie 2 waarbij het kernelement tenminste een extrusie-element omvat, bij voorkeur twee of meer extrusie-elementen.The card input unit according to claim 2, wherein the core element comprises at least one extrusion element, preferably two or more extrusion elements. 4. Kaartinvoereenheid volgens één of meer van de voorgaande conclusies 2-3 omvattende een afdekelement waarbij het afdekelement uiterlijke kenmerken heeft die tenminste deels onafhankelijk van het kernelement selec-teerbaar zijn.Card input unit according to one or more of the preceding claims 2-3, comprising a cover element, wherein the cover element has external features that can be selected at least partly independently of the core element. 5. Kaartinvoereenheid volgens één of meer van de 5 voorgaande conclusies 2-4 waarbij het afdekelement eenmalig bevestigbaar is aan het kernelement.5. Card input unit according to one or more of the preceding claims 2-4, wherein the cover element can be attached to the core element once. 6. Kaartinvoereenheid volgens één of meer van de voorgaande conclusies 2-4 waarbij het afdekelement ver- 10 wijderbaar bevestigbaar is aan het kernelement.6. Card input unit according to one or more of the preceding claims 2-4, wherein the cover element is removably attachable to the core element. 7. Kaartinvoereenheid volgens één of meer van de voorgaande conclusies 2-6 waarbij het afdekelement als hoofdvormend materiaal een kunststof of een metaal omvat 15 of hieruit is gevormd, bij verdere voorkeur middels een spuitgietproces.7. Card input unit as claimed in one or more of the foregoing claims 2-6, wherein the cover element comprises as a main-forming material a plastic or a metal or is formed therefrom, more preferably by means of an injection molding process. 8. Kaartinvoereenheid volgens één of meer van de voorgaande conclusies waarbij het kernelement kanalen of 20 openingen omvat voor het ontvangen van ten minste een functionaliteitverschaffer, zoals een beveiligingselement, zoals een slijpvertrager, een elektrische detectielus en/of een verwarmingselement.8. Card input unit as claimed in one or more of the foregoing claims, wherein the core element comprises channels or openings for receiving at least one functionality provider, such as a security element, such as a grinding retarder, an electrical detection loop and / or a heating element. 9. Kaartinvoereenheid volgens één of meer van de voorgaande conclusies 2-8 omvattende ten minste een kanaal gevormd door middel van extrusie.9. Card input unit according to one or more of the preceding claims 2-8, comprising at least one channel formed by means of extrusion. 10. Kaartinvoereenheid volgens één of meer van de 30 voorgaande conclusies omvattende een verstevigingselement voor het verstevigen een uiteinde van de kernelement, waarbij het verstevigingselement bij voorkeur doorvoerope- ningen omvat voor het doorvoeren van ten minste een functional iteitverschaffer.10. Card input unit according to one or more of the preceding claims, comprising a reinforcing element for reinforcing an end of the core element, wherein the reinforcing element preferably comprises passage openings for passing through at least one functionality provider. 11. Kaartinvoereenheid volgens één of meer van de 5 voorgaande conclusies omvattende een alarmveroorzakend orgaan, zoals een scheidingsorgaan, zoals een snijder of een stans, geschikt voor het scheiden van een beveiligingsele-ment voor het activeren van een alarm toestand.11. Card input unit as claimed in one or more of the foregoing claims, comprising an alarm-causing member, such as a separating member, such as a cutter or a punch, suitable for separating a security element for activating an alarm state. 12. Kaartinvoereenheid volgens conclusie 11 waar bij het alarmveroorzakend orgaan middels tenminste een eerste bevestigingspositie op fixerende wijze is bevestigd aan de kaartinvoereenheid, bij voorkeur aan het kernelement, en waarbij het alarmveroorzakend orgaan middels ten-15 minste een tweede bevestigingspositie op een ten opzichte van deze tweede bevestigingspositie beweging toelatende wijze is bevestigd.12. Card input unit as claimed in claim 11, wherein at the alarm-causing member is fixed by means of at least a first mounting position in a fixing manner to the card-input unit, preferably to the core element, and wherein the alarm-causing member is at least a second mounting position by means of at least one second second mounting position for movement permitting. 13. Kaartinvoereenheid volgens conclusie 12 waar-20 bij beweging mogelijk is tussen de elektrische detectielus en het alarmveroorzakend orgaan, bij voorkeur doordat de tweede bevestigingspositie onbeweeglijk is gepositioneerd ten opzichte van de detectielus.13. Card input unit according to claim 12, wherein movement is possible between the electrical detection loop and the alarm-causing member, preferably in that the second attachment position is immovably positioned relative to the detection loop. 14. Kaartinvoereenheid volgens conclusie 8-13 waarbij een kanaalwand scheidende de elektrische detectielus van een kaartdoorvoerkanaal zodanig zijn is dat manipulatie van het kaartdoorvoerkanaal leidt tot een alarm-toestand middels het verbreken van de elektrische detec-30 tielus, ofwel direct door de manipulatiebewerking, ofwel door middel van scheiding door het alarm veroorzakend orgaan .14. Card input unit as claimed in claims 8-13, wherein a channel wall separating the electrical detection loop from a card transit channel is such that manipulation of the card transit channel leads to an alarm condition by breaking the electrical detection loop, either directly by the manipulation operation, or by means of separation by the alarm-causing body. 15. Kaartinvoereenheid volgens een of meer van de conclusies 11 - 14 waarbij het alarmveroorzakend orgaan, zoals het scheidingsorgaan, zodanig is gerangschikt ten opzichte van het overbrengsamenstel en/of de kern dat een 5 alarmeringstoestand wordt geïnitieerd door manipulatie van het overbrengsamenstel en of de kern leidende tot een fysieke verplaatsing of vervorming, leidend tot een alarm-toestand, van het overbrengsamenstel en/of de kern ten opzichte van het alarmveroorzakend orgaan, zoals scheidings- 10 orgaan.15. Card input unit as claimed in one or more of the claims 11-14, wherein the alarm-causing member, such as the separator, is arranged relative to the transfer assembly and / or the core such that an alarm condition is initiated by manipulation of the transfer assembly and or the core leading to a physical displacement or distortion, leading to an alarm condition, of the transfer assembly and / or the core with respect to the alarm-causing member, such as separator. 16. Kaartinvoereenheid volgens een of meer van de conclusies 11 - 15 waarbij het alarmveroorzakend orgaan, zoals het scheidingsorgaan, is gefixeerd ten opzichte van 15 het beveiligingselement.16. Card input unit as claimed in one or more of the claims 11-15, wherein the alarm-causing member, such as the separating member, is fixed relative to the security element. 17. Kaartinvoereenheid volgens een of meer van de conclusies 11 - 16 waarbij het beveiligingselement is gerangschikt in een kanaal met een vlakke zijde waarbij deze 20 tegen de vlakke zijde is gerangschikt, bij voorkeur onder druk van een slijpvertrager en of een lijm.17. Card input unit according to one or more of the claims 11-16, wherein the security element is arranged in a channel with a flat side, wherein it is arranged against the flat side, preferably under pressure of a grinding retarder and or an adhesive. 18. Kaartinvoereenheid volgens één of meer van de voorgaande conclusies omvattende een functionaliteitver- 25 schaffer, zoals een detectielus, die is uitgevoerd als een geleider op een substraat, bij voorkeur een flexibel substraat .18. Card input unit according to one or more of the preceding claims, comprising a functionality provider, such as a detection loop, which is designed as a conductor on a substrate, preferably a flexible substrate. 19. Kaartinvoereenheid volgens één of meer van de 30 voorgaande conclusies omvattende functionaliteitverschaf- fer, zoals een beveiligingselement, zoals een slijpvertra-ger, en/of een verwarmingselement.19. Card input unit according to one or more of the preceding claims, comprising functionality provider, such as a security element, such as a grinding retardant, and / or a heating element. 20. Kaartinvoereenheid volgens een of meer van de voorgaande conclusies omvattende afdekkende beschermingsmiddelen voor het afdekken van tenminste een bovenzijde of een onderzijde van een wand van de uitleeseenheid aanlig- 5 gend aan het kanaal.20. Card input unit according to one or more of the preceding claims, comprising covering protection means for covering at least one top side or one bottom side of a wall of the read unit adjacent the channel. 21. Kaartinvoereenheid volgens een of meer van de voorgaande conclusies waarbij de afdekkende beschermingsmiddelen zich uitstrekken in een handinbrengopening voor 10 het tijdens een kaartleeshandeling inbrengen van de hand.21. Card input unit according to one or more of the preceding claims, wherein the covering protection means extend into a hand insertion opening for inserting the hand during a card reading operation. 22. Kaartinvoereenheid volgens conclusie 20 of 21 waarbij de kaartinvoereenheid een handmatige eenheid is.The card input unit according to claim 20 or 21, wherein the card input unit is a manual unit. 23. kaartinvoereenheid volgens conclusie 20, 21 of 22 waarbij de afdekkende beschermingsmiddelen een detec-tieorgaan omvat, bij voorkeur een alarm veroorzakend orgaan voor detectie van manipulatie van het alarm veroorzakend orgaan, bij verdere voorkeur met een elektrisch cir-20 cuit dat bij verbreking daarvan detectie van de manipulatie indiceert, bij verdere voorkeur omvattende flexprints omvattende geleidermateriaal.23. card input unit according to claim 20, 21 or 22, wherein the covering protection means comprises a detection member, preferably an alarm-causing member for detecting manipulation of the alarm-causing member, more preferably with an electrical circuit which upon disconnection thereof detection of the manipulation indicates, further preferably comprising flex prints comprising conductor material. 24. Kernelement of afdekelement volgens één of 25 meer van de voorgaande conclusies voor toepassing in hun kaartinvoereenheid volgens één of meer van de voorgaande conclusies.24. Core element or cover element according to one or more of the preceding claims for use in their card input unit according to one or more of the preceding claims. 25. Uitleeseenheid voor het uitlezen van kaartin-30 formatie uit een datadrager van een betaalkaart, omvattende een leeskop en een kaartinvoereenheid en/of een kernelement volgens een of meer van de voorgaande conclusies.25. Reading unit for reading out card information from a data carrier of a payment card, comprising a reading head and a card input unit and / or a core element according to one or more of the preceding claims. 26. Transactieautomaat, zoals een betaalautomaat of een geldautomaat, voor het uitvoeren van transacties onder toepassing van een betaalkaart omvattende een uit-leeseenheid voor het uitlezen van kaartinformatie uit een 5 datadrager van een betaalkaart en omvattende een kaartin-voereenheid en/of een kernelement volgens een of meer van de voorgaande conclusies.26. Transaction machine, such as a payment machine or a cash machine, for carrying out transactions using a payment card comprising a read-out unit for reading card information from a data carrier of a payment card and comprising a card input unit and / or a core element according to one or more of the preceding claims. 27. Werkwijze voor het veilig uitvoeren van trans- 10 acties onder toepassing van een kaartinvoereenheid en/of een kernelement en/of automaat volgens een of meer van de voorgaande conclusies, omvattende stappen voor: - het verschaffen van de kaartinvoereenheid en/of een kernelement en een transactieautomaat, 15. het toelaten van een gebruiker bij de transac tieautomaat, - het onder toepassing van de kaartinvoereenheid en/of een kernelement door de gebruiker te laten uitvoeren van een transactie. 20 *****27. Method for the safe execution of transactions using a card input unit and / or a core element and / or automatic device according to one or more of the preceding claims, comprising steps for: - providing the card input unit and / or a core element and a transaction machine, 15. allowing a user at the transaction machine, - allowing the user to carry out a transaction using the card entry unit and / or a core element. 20 *****
NL2008553A 2011-12-08 2012-03-27 Card feed unit, kernel element, read out unit, transaction machine and method. NL2008553C2 (en)

Priority Applications (7)

Application Number Priority Date Filing Date Title
NL2008553A NL2008553C2 (en) 2011-12-08 2012-03-27 Card feed unit, kernel element, read out unit, transaction machine and method.
PCT/NL2012/050872 WO2013085391A2 (en) 2011-12-08 2012-12-10 Anti skimming and anti shimming card feed unit, kernel element, read out unit, transaction machine and method
NL2009955A NL2009955B1 (en) 2011-12-08 2012-12-10 Anti skimming and anti shimming card feed unit, kernel element, read out unit, transaction machine and method.
EP12824883.8A EP2788919A2 (en) 2011-12-08 2012-12-10 Anti skimming and anti shimming card feed unit, kernel element, read out unit, transaction machine and method
EP15002201.0A EP3012783B1 (en) 2011-12-08 2012-12-10 Anti skimming and anti shimming card feed unit, kernel element, read out unit, transaction machine and method
US14/893,406 US9818049B2 (en) 2011-12-08 2012-12-10 Anti skimming and anti shimming card feed unit, kernel element, read out unit, transaction machine and method
US15/726,106 US10325186B2 (en) 2011-12-08 2017-10-05 Anti skimming and anti shimming card feed unit, kernel element, read out unit, transaction machine and method

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NL1039226 2011-12-08
NL1039226A NL1039226C2 (en) 2011-12-08 2011-12-08 Card feed unit, kernel element, read out unit, transaction machine and method.
NL2008553 2012-03-27
NL2008553A NL2008553C2 (en) 2011-12-08 2012-03-27 Card feed unit, kernel element, read out unit, transaction machine and method.

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EP3012783B1 (en) 2011-12-08 2017-09-27 Card Swipe Protection Technology B.V. Anti skimming and anti shimming card feed unit, kernel element, read out unit, transaction machine and method

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ZA829559B (en) * 1982-01-29 1983-10-26 Hawker Siddeley Revenue Contr Read and erase device
US4847475A (en) * 1987-09-09 1989-07-11 Nippon Conlux Co., Ltd. Read/write apparatus for magnetic card
JP4389550B2 (en) * 2003-10-31 2009-12-24 セイコーエプソン株式会社 Double feed detection device and composite processing device

Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
EP3012783B1 (en) 2011-12-08 2017-09-27 Card Swipe Protection Technology B.V. Anti skimming and anti shimming card feed unit, kernel element, read out unit, transaction machine and method

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