MX2020001411A - Sistema, metodo y producto de programa informatico para determinar la alineacion de categoria de una cuenta. - Google Patents

Sistema, metodo y producto de programa informatico para determinar la alineacion de categoria de una cuenta.

Info

Publication number
MX2020001411A
MX2020001411A MX2020001411A MX2020001411A MX2020001411A MX 2020001411 A MX2020001411 A MX 2020001411A MX 2020001411 A MX2020001411 A MX 2020001411A MX 2020001411 A MX2020001411 A MX 2020001411A MX 2020001411 A MX2020001411 A MX 2020001411A
Authority
MX
Mexico
Prior art keywords
account
program product
computer program
users
merchant category
Prior art date
Application number
MX2020001411A
Other languages
English (en)
Inventor
xie Xie
Kumar Debesh
Wang Guangyu
Lau Lawson
Original Assignee
Visa Int Service Ass
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Visa Int Service Ass filed Critical Visa Int Service Ass
Publication of MX2020001411A publication Critical patent/MX2020001411A/es

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions
    • G06Q30/0601—Electronic shopping [e-shopping]
    • G06Q30/0631—Item recommendations
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F16/00—Information retrieval; Database structures therefor; File system structures therefor
    • G06F16/20—Information retrieval; Database structures therefor; File system structures therefor of structured data, e.g. relational data
    • G06F16/24—Querying
    • G06F16/245—Query processing
    • G06F16/2457—Query processing with adaptation to user needs
    • G06F16/24578—Query processing with adaptation to user needs using ranking
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F16/00—Information retrieval; Database structures therefor; File system structures therefor
    • G06F16/30—Information retrieval; Database structures therefor; File system structures therefor of unstructured textual data
    • G06F16/33—Querying
    • G06F16/335—Filtering based on additional data, e.g. user or group profiles
    • G06F16/337—Profile generation, learning or modification
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F16/00—Information retrieval; Database structures therefor; File system structures therefor
    • G06F16/40—Information retrieval; Database structures therefor; File system structures therefor of multimedia data, e.g. slideshows comprising image and additional audio data
    • G06F16/43—Querying
    • G06F16/435—Filtering based on additional data, e.g. user or group profiles
    • G06F16/437—Administration of user profiles, e.g. generation, initialisation, adaptation, distribution
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F17/00—Digital computing or data processing equipment or methods, specially adapted for specific functions
    • G06F17/10—Complex mathematical operations
    • G06F17/16—Matrix or vector computation, e.g. matrix-matrix or matrix-vector multiplication, matrix factorization
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F17/00—Digital computing or data processing equipment or methods, specially adapted for specific functions
    • G06F17/10—Complex mathematical operations
    • G06F17/18—Complex mathematical operations for evaluating statistical data, e.g. average values, frequency distributions, probability functions, regression analysis
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/02—Marketing; Price estimation or determination; Fundraising
    • G06Q30/0201—Market modelling; Market analysis; Collecting market data
    • G06Q30/0202—Market predictions or forecasting for commercial activities
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/02—Marketing; Price estimation or determination; Fundraising
    • G06Q30/0241—Advertisements
    • G06Q30/0251—Targeted advertisements
    • G06Q30/0269—Targeted advertisements based on user profile or attribute

Landscapes

  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • General Physics & Mathematics (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Strategic Management (AREA)
  • Development Economics (AREA)
  • Data Mining & Analysis (AREA)
  • Entrepreneurship & Innovation (AREA)
  • Marketing (AREA)
  • General Business, Economics & Management (AREA)
  • Economics (AREA)
  • General Engineering & Computer Science (AREA)
  • Databases & Information Systems (AREA)
  • Mathematical Physics (AREA)
  • Pure & Applied Mathematics (AREA)
  • Computational Mathematics (AREA)
  • Mathematical Analysis (AREA)
  • Mathematical Optimization (AREA)
  • Game Theory and Decision Science (AREA)
  • Computational Linguistics (AREA)
  • Software Systems (AREA)
  • Algebra (AREA)
  • Computing Systems (AREA)
  • Life Sciences & Earth Sciences (AREA)
  • Bioinformatics & Cheminformatics (AREA)
  • Bioinformatics & Computational Biology (AREA)
  • Evolutionary Biology (AREA)
  • Operations Research (AREA)
  • Probability & Statistics with Applications (AREA)
  • Multimedia (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

Se proporciona un método implementado por computadora para determinar una alineación de categoría mercante de una cuenta. El método puede incluir la comparación de al menos un parámetro asociado con los datos de transacción para cada usuario de una pluralidad de usuarios; al segmentar la pluralidad de usuarios en al menos un grupo de usuarios basado en la similitud del al menos un parámetro entre cada usuario, generando una matriz de similitud de categoría mercante para al menos un grupo de usuarios basado en los datos de transacción para cada usuario en al menos un grupo, generando una matriz de categoría de cuenta basada en los datos de transacción, generando una o más recomendaciones de una oferta asociada a la segunda categoría mercante, y comunicando una o más recomendaciones de una oferta asociada a la segunda categoría mercante. También se describe un sistema y un producto de programa informático.
MX2020001411A 2017-12-08 2018-12-06 Sistema, metodo y producto de programa informatico para determinar la alineacion de categoria de una cuenta. MX2020001411A (es)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US15/835,772 US20190180345A1 (en) 2017-12-08 2017-12-08 System, Method, and Computer Program Product for Determining Category Alignment of an Account
PCT/US2018/064268 WO2019113328A1 (en) 2017-12-08 2018-12-06 System, method, and computer program product for determining category alignment of an account

Publications (1)

Publication Number Publication Date
MX2020001411A true MX2020001411A (es) 2020-03-20

Family

ID=66697028

Family Applications (1)

Application Number Title Priority Date Filing Date
MX2020001411A MX2020001411A (es) 2017-12-08 2018-12-06 Sistema, metodo y producto de programa informatico para determinar la alineacion de categoria de una cuenta.

Country Status (4)

Country Link
US (1) US20190180345A1 (es)
AU (1) AU2018378690A1 (es)
MX (1) MX2020001411A (es)
WO (1) WO2019113328A1 (es)

Families Citing this family (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US10990988B1 (en) * 2017-12-29 2021-04-27 Intuit Inc. Finding business similarities between entities using machine learning
US20200090266A1 (en) * 2018-09-14 2020-03-19 Visa International Service Association System, Method, and Computer Program Product for Determining a Creditworthiness Score of a Merchant Based on Similar Merchants
US11036828B1 (en) 2019-07-30 2021-06-15 Intuit, Inc. Identifying checksum mechanisms using linear equations
WO2021126165A1 (en) * 2019-12-17 2021-06-24 Visa International Service Association Computer-implemented method, system, and computer program product for group recommendation
US20210334805A1 (en) * 2020-04-27 2021-10-28 Capital One Services, Llc System and method for detecting events
US11630843B2 (en) * 2020-11-13 2023-04-18 Capital One Services, Llc Methods and systems for synchronizing communication records in computer networks based on detecting patterns in categories of metadata

Family Cites Families (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US6430539B1 (en) * 1999-05-06 2002-08-06 Hnc Software Predictive modeling of consumer financial behavior
WO2008067543A2 (en) * 2006-11-30 2008-06-05 Mastercard International Incorporated Techniques for targeted offers
US20120066065A1 (en) * 2010-09-14 2012-03-15 Visa International Service Association Systems and Methods to Segment Customers
US20160171539A1 (en) * 2014-12-12 2016-06-16 Staples, Inc. Inference-Based Behavioral Personalization and Targeting
SG10201502187RA (en) * 2015-03-20 2016-10-28 Mastercard Asia Pacific Pte Ltd Method and system for comparing merchants, and predicting the compatibility of a merchant with a potential customer

Also Published As

Publication number Publication date
AU2018378690A1 (en) 2020-02-20
US20190180345A1 (en) 2019-06-13
WO2019113328A1 (en) 2019-06-13

Similar Documents

Publication Publication Date Title
MX2020001411A (es) Sistema, metodo y producto de programa informatico para determinar la alineacion de categoria de una cuenta.
WO2020187168A1 (zh) 求职简历推送方法与装置以及任务推送方法与装置
PH12020500270A1 (en) Data reconciliation based on computer analysis of data
MX2018004676A (es) Sistemas y metodos de actualizacion de datos de cuenta del titular de la tarjeta almacenados.
MX2018006571A (es) Sistemas y metodos de generacion de recomendaciones usando un conjunto de datos.
ECSP20000116A (es) Sistema y método para emitir un préstamo a un consumidor que se ha determinado con solvencia crediticia
NZ750726A (en) Systems and methods for enhanced organizational transparency using a credit chain
EP4350647A3 (en) Augmented reality identity verification
US20190197057A1 (en) A classification method and a classification device for service data
AU2015200905B9 (en) Method and system for providing an efficient vulnerability management and verification service
MX2019000331A (es) Sistema distribuido de procesamiento y autenticación de transacciones.
AU2018260870A1 (en) Appointment and payment handling
EP4354311A3 (en) Blockchain-based identity and transaction platform
WO2014210548A3 (en) Extracting card data using card art
US8396935B1 (en) Discovering spam merchants using product feed similarity
WO2016109099A3 (en) Multi-lender servicing of a credit allowance
WO2017040632A4 (en) Event categorization and key prospect identification from storylines
EP2624184A3 (en) Classifying data using machine learning
GB2546212A (en) Obtaining data relating to customers, processing the same and providing output of electronically generated customer offers
WO2020098824A3 (en) Smart logistics management using blockchain
MX2020002093A (es) Sistema y metodo de resolucion de entidad genealogica.
WO2017219121A3 (en) Method and system for determining optimized customer touchpoints
MX2021010260A (es) Interfaz grafica de usuario que muestra el parentesco basado en el adn compartido.
SG10201706674YA (en) Transaction monitoring system and method
MX2016006745A (es) Metodo y dispositivo para determinar un usuario asociado.