MX2018004493A - Sistemas y metodos de compra dividida. - Google Patents

Sistemas y metodos de compra dividida.

Info

Publication number
MX2018004493A
MX2018004493A MX2018004493A MX2018004493A MX2018004493A MX 2018004493 A MX2018004493 A MX 2018004493A MX 2018004493 A MX2018004493 A MX 2018004493A MX 2018004493 A MX2018004493 A MX 2018004493A MX 2018004493 A MX2018004493 A MX 2018004493A
Authority
MX
Mexico
Prior art keywords
account
split tender
tender
customer payment
methods
Prior art date
Application number
MX2018004493A
Other languages
English (en)
Inventor
Joseph Kieffer Bradley
Matthews Mark
David Berry Charles
Rajendran Prasanna
Martin Nelms David
Daniyalzade Eytan
eckert Daniel
Original Assignee
Walmart Apollo Llc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Walmart Apollo Llc filed Critical Walmart Apollo Llc
Publication of MX2018004493A publication Critical patent/MX2018004493A/es

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/227—Payment schemes or models characterised in that multiple accounts are available, e.g. to the payer
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/24—Credit schemes, i.e. "pay after"
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/26—Debit schemes, e.g. "pay now"

Abstract

Se describe un sistema y método de compra dividida. Un cajero completa el escaneo la mercancía y el proceso entra en una fase de venta. El punto de venta envía una solicitud para autorizar una cantidad de dólares total a un procesador de cartera. El procesador de cartera accede a un perfil de pago del cliente para determinar si hay una configuración de compra dividida. Si existe una configuración de compra dividida el procesador de cartera determina una primera cuenta y una segunda cuenta en uso para proporcionar una oferta para la compra. El uso de la primera cuenta y la segunda cuenta está determinado por el perfil de pago del cliente. La primera cuenta puede estar autorizada primero, y entonces la segunda cuenta puede estar autorizada para la cantidad restante. El sistema también puede utilizar más de dos cuentas. Este proceso opera automáticamente con base en el perfil de pago del cliente.
MX2018004493A 2015-10-12 2015-10-12 Sistemas y metodos de compra dividida. MX2018004493A (es)

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
PCT/US2015/055136 WO2017065736A1 (en) 2015-10-12 2015-10-12 Merchant split tender systems and methods

Publications (1)

Publication Number Publication Date
MX2018004493A true MX2018004493A (es) 2018-11-09

Family

ID=58518522

Family Applications (1)

Application Number Title Priority Date Filing Date
MX2018004493A MX2018004493A (es) 2015-10-12 2015-10-12 Sistemas y metodos de compra dividida.

Country Status (4)

Country Link
US (1) US20180285853A1 (es)
CA (1) CA3001553A1 (es)
MX (1) MX2018004493A (es)
WO (1) WO2017065736A1 (es)

Families Citing this family (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US10423947B1 (en) * 2016-09-09 2019-09-24 Worldpay, Llc User interfaces for using shared databases for managing supplemental payment sources
US10402829B1 (en) * 2016-09-09 2019-09-03 Worldpay, Llc Systems and methods for using shared databases for managing supplemental payment sources
US20200065783A1 (en) * 2018-08-22 2020-02-27 Mastercard International Incorporated Multiple card payment process

Family Cites Families (18)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20130054470A1 (en) * 2010-01-08 2013-02-28 Blackhawk Network, Inc. System for Payment via Electronic Wallet
AU2009243159B2 (en) * 2008-04-29 2015-02-05 Visa U.S.A. Inc. Portable device including alterable indicator
US9367834B2 (en) * 2010-01-22 2016-06-14 Iii Holdings 1, Llc Systems, methods, and computer products for processing payments using a proxy card
US20120239578A1 (en) * 2011-03-17 2012-09-20 Allegro Systems Llc Mobile Secure Transactions Using Human Intelligible Handshake Key
US9785935B2 (en) * 2011-05-11 2017-10-10 Riavera Corp. Split mobile payment system
US10121129B2 (en) * 2011-07-05 2018-11-06 Visa International Service Association Electronic wallet checkout platform apparatuses, methods and systems
US9208488B2 (en) * 2011-11-21 2015-12-08 Mozido, Inc. Using a mobile wallet infrastructure to support multiple mobile wallet providers
US9292846B2 (en) * 2011-11-28 2016-03-22 Mocapay, Inc. Mobile device authorization system for concurrent submission of multiple tender types
US20130246259A1 (en) * 2012-03-15 2013-09-19 Firethorn Mobile, Inc. System and method for managing payment in transactions with a pcd
US9092770B2 (en) * 2013-02-07 2015-07-28 Securecheck, Llc Apparatus, system and method for stimulating and securing retail transactions
US20140244432A1 (en) * 2013-02-26 2014-08-28 Wal-Mart Stores, Inc. E-Commerce System with Personal Price Points
US9911138B2 (en) * 2013-04-19 2018-03-06 Wal-Mart Stores, Inc. Automated limited-time retail merchandise promotion system
US9870556B2 (en) * 2013-05-22 2018-01-16 Google Llc Split tender in a prepaid architecture
US20150039452A1 (en) * 2013-07-30 2015-02-05 Wal-Mart Stores, Inc. Consolidated Retailer-Operated Electronic Payment System
US9760872B2 (en) * 2013-09-13 2017-09-12 Paypal, Inc. Completion of online payment forms and recurring payments by a payment provider systems and methods
US10078835B2 (en) * 2014-03-05 2018-09-18 Mastercard International Incorporated Authentication token for wallet based transactions
US10861007B2 (en) * 2014-06-04 2020-12-08 Mastercard International Incorporated Multi-account payment card
US20150363761A1 (en) * 2014-06-16 2015-12-17 Bank Of America Corporation Widget for promoting payments via a person-to-person (p2p) payment rail

Also Published As

Publication number Publication date
WO2017065736A1 (en) 2017-04-20
US20180285853A1 (en) 2018-10-04
CA3001553A1 (en) 2017-04-20

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