LV15307B - Interactive integration and communication between compiled financial transactions and the local taxation authority - Google Patents

Abstract

To help tax authorities collect taxes, make accounting simpler for entrepreneurs, as well as to prevent human errors in calculations of taxes, a system for interactive integration and communication between compiled financial transactions and the local taxation authorities is proposed. The solution compiles a business’s financial transactions within a range of dates, then categorizes and groups them to read and analyze interactively with the database of the country’s tax authorities. Further it produces a precise calculation of the taxes payable in the country. As an example, an API can be used to deliver the solution (fig.2). The invention may, for example, be integrated in online banks to automatically calculate and pay all the local taxes in order to prevent false tax payments as well as to help companies have simpler accounting reports. The invention may also be used in accounting software to compare taxes in a number of different countries or analyze the upcoming financial data.

Description

The invention relates to finance, accounting, tax administration and information technology (IT). Its occurrence is related to solving the following problems:

- lack of online synchronization of taxes and reports,

- lack of online tax and statement updates,

- tax calculation is time consuming,

- the preparation and submission of tax returns is multistage,

- The influence of the human factor is too great in the financial and accounting process. The invention can be integrated, for example, into Internet banking, automatically calculating and paying all taxes and / or fees, allowing a significant reduction in the amount of reporting required of entrepreneurs, or using accounting software to identify the tax burden in the country.

[002] Automatic calculation and deduction of all taxes and / or fees by both natural and legal persons through Internet banking would allow the state to significantly reduce the amount of reports required of entrepreneurs and to identify the tax burden related to various state-defined financial transactions.

Brief Description of the Prior Art and Functionality of the Operating System Used Therein, a system and method / patent RU2634174 / for securing secure banking transactions is known (Fig. 6), wherein: 6.1 is a requesting mouse; 6.2 is the requester's USB controller; 6.3 is the requester's network card; 6.4 is the requester's router; 6.5 is the requester's modem; 6.6 is the Internet; 6.7 is the requester's video card; 6.8 is a server network switch; 6.9 and the server router; 6.10 is the Ethernet network of the server; 6.11 is the server CPU; 6.12 is a server semiconductor drive; 6.13 is the requester's monitor; 6.14 is the requester's computer.

[004] To effect the transaction, the requester sends a signal to the PCI USB controller (6.2) using the mouse (6.1). The signal, as provided in the Open Systems Interconnection Basic Reference Model of the Open Systems Interoperability Framework, is initially transcoded, encrypted, and compressed, and a session is initiated in which the signal, which divided into segments, is sent to the router (6.4) in the correct order via the network card (63). The router transmits data between nodes and defines logical addressing by sending segments to the modem (6.5). The modem transmits frames between network entities by passing frames through the Internet (6.6) to the network switch (6.8) of the application interface server (6.15). The application server (6./5), after receiving information from the router (6.9), decrypts these segments and uses them for further processing in the central processing unit (6.11). The application interface instructions are stored on a semiconductor disk (6.12). To return data, the server CPU (6.11) arranges the processed input data into an array. Output data can be created in many different ways: in an automatic tax payment array, in an array of country comparisons, which can then be used by the claimant on a provisional, informational or otherwise basis. The output data is prepared, encrypted and compressed, and transmitted via the Ethernet network (6.10), router (6.9) and network switch (6.8) to the requesting computer (6.14). The requesting computer decrypts the data and displays the processed data in the software (6.13) using the video card (6.7).

[005] For tax administration, accounting and interbank settlement purposes, a system of interconnected application packages and databases has been established, which is owned by the state bank, commercial banks, various state institutions, including entities under different ministries, and the merchants themselves.

[006] The structure of the national tax system database is shown in Fig. 5, which is interconnected with other tax relevant databases as shown

Figure 2, including databases of registered companies and employees, etc.

OBJECTIVE AND SUMMARY OF THE INVENTION The object of the invention is to facilitate the control of tax payments and to make the tax accounting process easily understandable to business persons. The implementation of the invention utilizes a known application (API) package, i.e. The invention defines both said operating systems shown

Figure 6, and the new application used to run the operating system, called the method for transferring user-created (merchant) files from one computer network station over the Internet to another station and after processing backwards or for communication between two computer systems, one for collecting, categorizing, grouping, and digitally comparing a financial transaction data of a business operator with a database of the state financial tax system, as well as accurate calculation of all taxes and / or fees payable in accordance with applicable national taxes and duties rates. The essence of the proposed method for the collection, mutual integration and communication of financial transactions with the national tax system database as defined in the claims is as follows:

- the collection of financial transactions, the exchange of data and the communication between the user (the trader) and the national tax / levy management system are made through the application software interfaces integrated in the Internet banking system, differing by the connection to the national tax / levy system databases, by which the merchant's financial transactions are categorized and grouped together to determine current taxes / fees on the financial transactions carried out over a period of time and offer to pay the invoices, or

- the collection of financial transactions, the exchange of data and the communication between the user (the trader) and the national tax / levy management system are made using application software interfaces integrated in the accounting of the trader and differ in that the connection is also made to the national tax / levy system databases, to categorize and group financial transactions by merchant, automatically determining and calculating current taxes / fees on merchant financial transactions defined over time, thus enabling the merchant accountant to make preliminary assessments and pay invoices using integrated application software interfaces .

BRIEF DESCRIPTION OF THE DRAWINGS [009] The following drawings are attached to the description of the invention:

- Fig. 1 Schematic representation of the protocol used for sequential packet data exchange / communication.

- Fig. 2 showing the data path for implementing the invention,

- Fig. 3 the application interface integration with Internet Banking is shown, where: 3.1 Internet Banking application; 3.2 Online Banking Transaction Report; 3.3 is the button for sending the API request,

- Fig. 4 the integration of the application interface into the accounting software is shown, where: 4.1 is the accounting software application; 4.2 is a menu of financial transactions; 4.3 is a national tax system and merchant type menu; 4.4 is a button for sending an API request.

For implementing the technical solution of the invention using FIG. the technical system shown, utilizes an application program interface and interface (API) that provides:

(1) sending input data: the requester makes a request by sending the API a set of financial data-related data and a business identifier for a specified period of time; (2) data processing: APIs categorize and group input data in conjunction with tax / fee system databases; relating to taxes / fees payable (3) refund of output data: API refunds taxes payable to the requester, with:

the requester is an internet bank, a merchant's accounting system or other, the entrepreneur may be a SIA, an individual merchant, a self-employed person with his or her registration number or personal identification number;

the tax / fee system databases to which the API can connect are categorized according to the types of businesses in the country and are linked to other databases relevant for tax / fee purposes as shown in Figure 2, including those of registered companies and employees;

each category is grouped by country-specific taxes / fees, their rates and account numbers, for example, for a LLC, the grouping is as follows:

corporate income tax (CIT) - account 0.15, value added tax (VAT) - account 0.21, etc.

[011] In both embodiments of the invention (integration into Internet Banking and Merchant Accounting), data processing takes place in three steps: (i) categorizing financial transactions, (ii) grouping them, and (iii) calculating taxes / fees payable.

(i) The categorization of financial transactions shall be carried out using the data of the entrepreneur identifier and the database of the national tax authorities and of the tax authorities of the local authority. The entrepreneur identifier is compared with the tax system's records of nationally registered entrepreneurs, and the relevant input data array is assigned a certain appropriate category, such as limited liability company (SIA) data. This means that the SIA category is used for further processing of input data and taxes are calculated directly by the SIA.

(ii) After the input data array is categorized, financial transactions are grouped. For each financial transaction, the current tax rate or tax rate is read from its state / municipal tax / fee system databases by its identifier.

(iii) The national tax system database, the structure of which is shown in Figure 5, and other current databases (eg employee or company databases) are used to find the tax / duty rate payable. For example, if a financial transaction is marked as payroll, it looks at the employee database to find all the items that are important for tax purposes (for example, to find the number of employees' dependents).

(iv) Taxes / Fees due are calculated by adding Accounts Payable / Current and Current Tax / Fee Accounts to the financial data array of each financial transaction as an internal data array based on the values previously applied to the national tax system. At the end of all calculations, other taxes current to the entrepreneur (such as corporation tax) are calculated and included in the main data array. Likewise, a heading with the total amount of tax payable to all accounts is added to the main data array.

Example of Technical Implementation of the Invention for Calculating Taxes payable to the State (Example 1) This example implementation of the invention using the Application Program Interface (API) shown in Figure 3 and the communication protocol sequence shown in Figure 1 apply to the State. calculation and payment of taxes payable by connecting to the Internet Bank. A merchant using Internet Banking can apply for all automated tax calculation (3.3) and payment through the Internet Banking Application (3.1) by opening a Financial Transaction Report (3.2) within a specific time frame, for example, monthly. The Internet Bank makes a request on behalf of the API Host by sending the Entrepreneur Identifier and an array of current financial transaction data. The processed data array is returned to the Internet Bank, which the entrepreneur can confirm and pay for at the Internet Bank. This process can also be done automatically without the need to press the button to send a request. In such an implementation, the state can significantly reduce the amount of accounting reporting required of entrepreneurs because the state already has all the data for many categories of reports.

[013] To make the request, the requester sends a signal to the PCI USB controller (6.2) using the mouse (6.1). The signal provided by the Open Systems Interconnection Basic Reference Model (OS / Model) is initially transcoded, encrypted and compressed. A session is initiated in which the segmented signal is sent, in the correct order, through the network card (6.3) to the router (6.4), which transmits data between nodes and defines logical addressing by sending segments to the modem (6.5). The modem transmits frames between network entities by passing frames through the Internet (6.6) to the network switch (6.8) of the application program interface server (6.15). The application server (6.15), after receiving information from the router (6.9), decrypts the segments and uses them for further processing in the central processing unit (6.11). The application interface instructions are stored on the semiconductor disk (6.12).

[014] In order to return the output data to the requester, the server CPU (6.11) arranges the processed input data into an array. The output data can be generated in various forms, in an automatic tax payment array, in a cross-country comparison array, which can then be used by the claimant on a provisional, informational or otherwise basis. The output data is prepared, encrypted and compressed, and transmitted via the Ethernet network (6.10), router (6.9), and network switch (6.8) to the requesting computer (6.14). The requesting computer decrypts the data and displays the processed data in the software (6.73) using the video card (6.7).

Example of Technical Implementation of the Invention for Calculating Fees Payable to the Municipality (Example 2) This example implementation of the invention using the Application Programming Interface (API) shown in Figure 4 and the sequential data packet communication / exchange protocol shown in Figure 1. , refers to its integration into accounting software. A merchant or accountant using accounting software can, for example, identify and optimize the total amount of fees payable in the country. The User opens the Financial Transaction Page via the Online Banking (4.2) for a specified period of time and selects the country (4.3) and the type of merchant. The accounting software requests the API software on behalf of the user, sending a merchant type and an array of current financial transaction data. Accounting software returns a processed array of data that can be viewed and made by the user.

Analogously to Example 1, the requester sends a signal to the PCI USB controller (6.2) using the mouse (6.7). The signal provided by the Open Systems Interconnection Basic Reference Model (OSI Model) is initially transcoded, encrypted and compressed. A session is initiated during which the segmented signal is sent, in the correct order, through the network card (6.3) to the router (6.4), which transmits data between nodes and defines logical addressing by sending segments to the modem (6.5). The modem transmits frames between network entities by passing frames through the Internet (6.6) to the network switch (6.8) of the application interface server (6.75). The application server (6.75), after receiving information from the router (6.9), decrypts the segments and uses them for further processing in the central processing unit (6.11). The application interface instructions are stored on the semiconductor disk (6.12).

[017] To return the output data to the requester, the server CPU (6.11) arranges the processed input data into an array. Output data can be created in many ways: in an automatic fee payment array, which can then be used by the requester on a provisional, informative or other basis. The output data is prepared, encrypted and compressed, and transmitted via the Ethernet network (6.10), router (6.9), and network switch (6.8) to the requesting computer (6.14). The requesting computer decrypts the data and displays the processed data in the software (6.73) using the video card (6.7).

Optional Example of a Data Array Structure for Initiating a Financial Transaction Using the Procedures Described in Example 1 A merchant sends an entrepreneur identifier to the state or municipal tax and / or tax authority as input to the financial transaction via an API interface as input.

an entrepreneur identifier is a series of digits that identify an entrepreneur (such as a registration number or personal identification number), financial transactions are defined financial transactions (transfers or other clear or unclear but digitally settled transactions);

financial transactions over a certain period of time are one of the input data needed to implement the invention;

the requester transmits financial transactions to the API in an array with the following data: payer, payee country, beneficiary country, amount, currency, transaction time, transaction identifier; in addition, the payer is the person carrying out the financial transaction (registration number, personal identification number or other identifier), the recipient is the recipient of the financial transaction (registration number, personal identification number or other identifier), the amount is the amount of the financial transaction transaction time, transaction identifier is a financial transaction transaction identifier: an integer, string of characters, or phrase that identifies the type of financial transaction so that the API can categorize and / or group it, with possible transaction identifiers: S1 (advance), S2 (salary) ), S3 (Purchase of fixed assets), S4 (Sale of goods or services), S5 (Financial loan), etc. The array of taxes payable contains information on the amount, type of tax payment and the bank account of the taxpayer; that is, contains national tax identifiers, which are basically an array of data covering 6 types of direct state taxes and 5 types of national indirect taxes according to the nomenclature), while the taxpayers' accounts payable to the state budget (basic budget or special budgets) corresponds to the taxes payable in the State budget.

Optional Example of a Data Array Structure for Initiating a Financial Transaction Using the Procedures Described in Example 2 The data packet also includes information about the sender and recipient of the data, as well as error detection information for tax purposes:

• entrepreneur identifier (registration number), • category assigned to the entrepreneur in the tax system database, and • financial transaction code 0 or 1, where о 0 is:

payer registration number, payer country, payee ID number, payee country, amount, currency, time of transaction, transaction identifier, toll identifiers that may be levied by municipalities (basically an array of data covering 11 types of duties according to the nomenclature), о 1 is:

payer's registration number, payer's country, payee's personal code, payee's country, amount, currency, time of transaction, transaction identifier, tax payers' accounts in municipal budgets, which is essentially a data array corresponding to municipal charges.

Claims (4)

1. A method of collecting financial transactions, exchanging data, and communicating between a user (merchant) and national tax authorities through the application software interfaces integrated in Internet banking, characterized in that the connection is made by connecting to a national tax system database, which is used to categorize and group financial transactions of a merchant, determining current taxes on financial transactions made over a period of time, thus enabling the merchant accountant to make preliminary payment assessments and to pay bills using the application's integrated application interfaces. 2. A method of collecting financial transactions, exchanging data, and communicating between a user (merchant) and a municipal fee management authority using software interfaces integrated in merchant accounting, characterized by the connection to a national tax / levy system databases and municipal fee system databases that categorize and group a merchant's financial transactions by automatically determining and calculating actual fees payable to the municipality for a defined period of a merchant's financial transactions, thereby enabling the merchant's accountant to make provisional payment assessments, and pay bills using the application software interfaces integrated in Internet banking. The method of collecting financial transactions, exchanging data, and communicating according to claim 1 between the user (merchant) and the state tax authorities, optionally structuring the data array as defined in sections [012], [013] to initiate tax assessment and payment. , [014] and [018]. The method of collecting, exchanging data and communicating financial transactions according to claim 2 between a user (merchant) and a municipal fee management authority for calculating and initiating fees, optionally structuring the data array as defined in [015], [016] , [017] and [019].