KR20240024456A - Check issuing device - Google Patents

Abstract

One embodiment of the check issuance machine includes a check dispenser that stores checks to be printed and stamped and withdraws them in single-sheet units, and a printer that prints check unique information and stamps check issuance information on checks drawn from the check dispenser. do.

Description

{Check issuing device}

The present invention relates to a check issuance machine, and more specifically, to a check issuance machine capable of printing and stamping checks using a single printer.

Generally, check issuing machines are equipped with a printing machine and a stamping machine.

Figure 1 is a diagram showing a check on which unique information on the check is printed and information on the issuer of the check is stamped.

The printer is a device that uses magnetic ink character recognition (MICR) on the lower part of the check 10 to input a code number related to the check's unique information 11, such as the check number, issuing point, and check type.

When a check (10) is issued at a branch of each bank, the stamper is a device that stamps the issuing location information (12) of the check, such as the issuing branch name (12a), the issuing person in charge (12b), and the seal (12c).

A conventional check issuance machine is separately equipped with a printer for printing unique information on a check using a magnet ink (MICR) cartridge and a stamping roller using a color cartridge to print a check stamping portion. The stamp roller uses a separate stamp roller for each bank branch, and only one type of check can be issued at a time, which is inconvenient in that the user must separately set and receive each type of check.

When issuing checks using such a conventional check issuance machine, there is a problem in that check processing efficiency is low and excessive time and effort is required to issue checks. Prior art related to a check issuing machine capable of printing and stamping checks is disclosed in Republic of Korea Patent No. 10-0715947.

The present invention was devised to solve the above-mentioned problems, and its purpose is to provide a check issuance machine capable of automating check issuance tasks and issuing multiple types of checks.

The check issuing machine of the present invention for realizing the above-described purpose includes a check dispenser that stores checks to be printed and stamped and withdraws them in individual sheets, prints the unique information of the check on the check drawn from the check dispenser, and prints the check on the check. Includes a printer that stamps the place of publication information.

The printer may be equipped with magnetic ink character recognition (MICR) toner or ink for printing unique information on the check, and a plurality of color toner or ink for stamping issuer information on the check.

The plurality of color toners or inks may be composed of yellow toner or ink, cyan toner or ink, and magenta toner or ink.

The check dispenser may include a plurality of cassettes in which checks of multiple denominations are stored for each denomination.

The check dispenser may include a reject box where two or more checks are withdrawn overlapping each other.

A check receiving unit where printed and stamped checks are returned and loaded from the printer, and a check receiving unit provided between the printer and the check receiving unit to scan images of printed and stamped checks and store unique information on the check and information on the issuer of the check. It may further include a scanner.

The printer may be equipped with a check storage box in which one type of check subject to printing and stamping is stored.

The printer may be equipped with a check receiving box in which printed and stamped checks are loaded.

According to the check issuance machine according to the present invention, printing and stamping of checks can be performed simultaneously using a single printer, and multiple types of checks can be handled simultaneously using a check dispenser equipped with a plurality of cassettes, thereby enabling check issuance. It can improve the convenience and efficiency of work.

1 is a diagram showing a check with the check's unique information printed and the issuer information of the check stamped;
2 is a diagram showing the configuration of a check issuance machine according to the present invention;
3 is a diagram showing the configuration of toner or ink provided in the printer of the check issuance machine according to the present invention;
Figure 4 is a flow chart showing the process of issuing a check using a check issuance machine according to the present invention.

Hereinafter, the structure and operation of a preferred embodiment of the present invention will be described in detail with reference to the attached drawings. Here, the same reference numerals will be used for the same components as those in the prior art.

Referring to FIG. 2, the check issuance machine 1 of the present invention includes a check dispenser 100 that stores checks to be printed and stamped and dispenses them in individual sheets, and checks drawn from the check dispenser 100 contain unique information about the check. It includes a printer 200 that stamps the issuance information of the check while printing the check.

The check dispenser 100 may include a plurality of cassettes 110, 120, 130, 140, and 150 in which checks of multiple denominations are stored for each denomination. The number of installed cassettes 110, 120, 130, 140, and 150 can be reduced or increased depending on the characteristics of each bank branch. According to this configuration of the check dispenser 100, multiple types of checks can be issued simultaneously, thereby improving the convenience and efficiency of check issuance work.

Additionally, the check dispenser 100 may include a reject box 160 for collecting checks that are drawn with two or more overlapping checks.

The check dispenser 100 is provided with a return path 101 through which checks drawn from a cassette of the corresponding denomination are returned. A double-sheet detection sensor (not shown) is provided on the return path 101 to detect whether two or more checks are overlapped, and when it is detected that two or more checks are overlapped, the The check is returned to the reject box 160 through the reject return path 102.

The printer 200 may be configured to include a pickup unit 210, a printing and stamping unit 220, a check storage box 230, and a check receiving box 240.

The pickup unit 210 may be configured as a pickup roller for separating checks withdrawn and returned from the check dispenser 100 or checks stored in the check storage box 230 into individual sheets and returning them to the printing and stamping unit 220. there is.

The printing and stamping unit 220 is configured to print unique information 11 of the check on the check and at the same time stamp the issue information 12 of the check.

As described above, when issuing a check, the check 10 uses magnetic ink character recognition (MICR) on the lower part of the check 10 to provide the check's unique information (11), such as the check number, issuing point, and check type. ) is printed, and information on the issuer of the check (12), such as the name of the issuing branch (12a), the person in charge of issuing (12b), and the seal (12c), is stamped.

In the present invention, the configuration of the stamping roller provided in a conventional check issuance machine is omitted, and the printing and stamping of checks can be performed simultaneously using a single printer 200. The printer 200 can use a commercially available general color printer. In this case, the composition of the toner or ink provided in a general color printer can be changed and used.

Referring to FIG. 3, the toner or ink module 221 provided in the printer 200 includes a magnetic ink character recognition (MICR) toner or ink 221a for printing unique information 11 of the check, A plurality of color toners or inks 221b, 221c, and 221d may be provided to stamp the issuer information 12 of the check.

In one embodiment, the plurality of color toners or inks 221b, 221c, and 221d include yellow toner or ink 221b, cyan toner or ink 221c, and magenta toner or It may be composed of ink 221d.

The magnetic ink character recognition (MICR) toner or ink 221a provided in the printer 200 replaces the black toner or ink provided in a general color printer. Accordingly, the toner or ink module 221 provided in the printer 200 replaces the black toner or ink provided in a general color printer with the magnetic ink character recognition (MICR) toner or ink 221a. , Yellow toner or ink 221b, cyan toner or ink 221c, and magenta toner or ink 221d provided in a general color printer can be used as is.

According to this configuration of the printer 200, printing and stamping of checks can be performed simultaneously using one printer 200, and checks can be stamped without a separate stamping roller provided in a conventional check issuing machine. In addition, the image of the check issuance location information (12), such as the issuing branch name (12a), issuing person in charge (12b), and seal (12c), can be changed to match the information for each branch and used for general purposes, thereby increasing the convenience and efficiency of check issuance work. can be improved.

The check storage box 230 provided in the printer 200 adopts the same configuration as the paper tray provided in a general color printer. If the check issued is of one type, the check storage box 230 contains the corresponding denomination. It can be used by loading check paper.

The check receiving box 240 provided in the printer 200 adopts the same configuration as the paper receiving box provided in a general color printer, and checks stored in the check dispenser 100 or the check storage box 230 are withdrawn by sheet. It passes through the printing and press-fitting unit 220 and can provide a space where it is returned and loaded after printing and stamping.

Meanwhile, the check issuance machine 1 of the present invention includes a scanner 300 that scans images of printed and stamped checks as they pass through the printer 200, and the printed and stamped checks are returned and stacked in the printer 200. It may further include a check receiving unit 400.

The scanner 300 scans the image of the printed and stamped check and stores the check's unique information 11 and the check's issue location information 12, thereby providing data on the issuance history of the check issued by the check issuance machine 1. It can be managed efficiently and disputes over issuance details can be prevented in advance.

Hereinafter, the check issuance process using the check issuance machine 1 according to the present invention will be described with reference to FIG. 4.

First, when the user specifies the denomination of the check to be issued, the check is ejected from the cassette of the corresponding denomination provided in the check dispenser 100 (S1).

The check released from the cassette is returned along the return path 101, and a two-sheet detection sensor provided on the return path 101 checks whether two or more of the released checks are overlapped (S2). .

When the two-sheet detection sensor detects that two or more checks are overlapped, the check return path is changed and the two or more overlapping checks are returned to the reject box 160 along the reject return path 102. It is recovered (S3, S4).

If the double sheet detection sensor detects that the check is in a single sheet state, the check is returned to the printer 200 (S5).

The printer 200 prints the check's unique information on the check and simultaneously stamps the issuer information of the check (S6), and outputs the printed and stamped check (S7).

When a check is ejected from the printer 200, the scanner 300 scans the image of the printed and stamped check and stores unique check information and check issuance information (S8).

The check that has passed the scanner 300 is returned to the check receiving unit 400 and loaded, allowing the user to receive the issued check (S9).

According to the configuration of the present invention as described above, printing and stamping of checks can be performed simultaneously using a single printer 200, and multiple types of checks can be dispensed using a check dispenser 100 equipped with a plurality of cassettes. Since they can be handled simultaneously, the convenience and efficiency of check issuance can be improved.

As described above, the present invention is not limited to the above-described embodiments, and obvious modifications can be made by those skilled in the art without departing from the technical spirit of the present invention as claimed in the claims. It is possible, and such modifications fall within the scope of the present invention.

10: Check 11: Unique information of check
12: Check issuance location information 1: Check issuance machine
100: check dispenser 101: return path
102: Reject conveyance path 110, 120, 130, 140, 150: Cassette
160: Reject box 200: Printer
210: pickup unit 220: printing and stamping unit
221: Toner or ink module
221a: Magnetic Ink Character Recognition (MICR) toner or ink
221b: Yellow toner or ink
221c: Cyan toner or ink
221d: Magenta toner or ink
230: Check storage box 240: Check receiving box
300: Scanner 400: Check receipt unit

Claims (8)

A check dispenser that stores checks to be printed and stamped and dispenses them in individual sheets;
a printer that prints unique information on the check drawn from the check dispenser and stamps the issuer information on the check;
A check issuing machine including. According to paragraph 1,
The printer is a check issuance machine characterized in that it is equipped with magnetic ink character recognition (MICR) toner or ink for printing the unique information of the check, and a plurality of color toner or ink for stamping the issue information of the check. According to paragraph 2,
The plurality of color toners or inks include yellow toner or ink, cyan toner or ink, and magenta toner or ink. According to paragraph 1,
The check dispenser is a check issuing machine including a plurality of cassettes in which checks of multiple denominations are stored for each denomination. According to paragraph 1,
The check dispenser is a check issuing machine that includes a reject box where two or more checks are withdrawn overlapping each other. According to paragraph 1,
a check receiving unit where checks printed and stamped by the printer are returned and loaded;
a scanner provided between the printer and the check receiving unit to scan an image of a printed and stamped check and store unique information on the check and information on the issuer of the check;
A check issuing machine further comprising: According to paragraph 1,
A check issuance machine, characterized in that the printer is provided with a check storage box in which one type of check to be printed and stamped is stored. According to paragraph 1,
A check issuance machine, characterized in that the printer is equipped with a check receiving box in which printed and stamped checks are loaded.

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