KR20230105874A - Financial settlement automation system and method in the financial sector - Google Patents

Abstract

The present invention is a financial sector financial settlement automation system connected to at least one field manager terminal through a network, and the financial statement information, account code information, and basic information including work team monthly settlement files, settlement results including settlement financial statement information and average balance information. A database unit that stores report information including information, financial statements for disclosure, capital change tables, and internal and external reports; When the terminal of the person in charge of the field accesses, it includes a server that proceeds with the financial settlement process, and the present invention unifies the work execution platform to the terminal so that all monitoring and work can be performed on one screen, and work and verification procedures are classified into work subjects. It is possible to reduce the time required for work by automating data collection confirmation and verification, and to check and execute the financial settlement work process in real time through mobileization.

Description

Financial settlement automation system and method {Financial settlement automation system and method in the financial sector}

The present invention is a financial sector financial settlement automation system that unifies the bank financial accounting settlement process work platform with a terminal so that field and IT staff can monitor the current settlement work status at the same time and provide settlement services that reduce work time by automating data collection and verification. and methods.

In general, along with the rapid development of communication technology and computer fields, computer communication and Internet communication have become an essential means for modern people as a place of information acquisition and exchange, and their functions and roles are explosively increasing.

As the Internet is activated, the Internet is emerging as one of the important sources of information. In particular, the Internet is gradually becoming the center of information to the extent that a significant portion of information on law, medical, etc., which in the past had to be consulted by experts, can be provided through the Internet.

On the other hand, in the conventional financial accounting settlement process, field and IT staff must directly perform tasks such as data receipt confirmation, work execution, and verification at every step in which bank accounting settlement work is performed.

However, when data errors and verification problems occur, settlement work is delayed, which greatly affects follow-up work.

In this way, the financial accounting settlement work has a problem in that the time required for each task is long and the execution process is complicated, so that it is not easily reworked when a work problem occurs, and the entire bank settlement schedule and reporting are disrupted.

Therefore, the financial settlement work is a task in which the person in charge of various departments (accounting department) collaborates, and smooth communication between the persons in charge and increased work efficiency are required.

The technical task to be achieved by the present invention is to improve the conventional problem, unifying the work performance platform into a terminal so that all monitoring and work can be performed on one screen, and existing work and verification procedures are classified and integrated into work subjects, It is to provide a financial sector financial settlement automation system and method.

In addition, the technical problem to be achieved by the present invention is to improve the conventional problem, It is to provide a financial sector financial settlement automation system and method that can reduce work time by automating data collection confirmation and verification, and check and perform financial accounting settlement work process in real time through mobileization.

The financial sector financial settlement automation method according to the characteristics of the present invention for solving these problems is,

As a financial sector financial settlement automation method of a financial sector financial settlement automation system connected through a network to a field person's terminal,

Step of receiving and storing the basic data before the settlement by the server from the field person's terminal;

generating, by the server, basic information including monthly financial statements;

The server providing a settlement file status and a file verification result;

Registering, by the server, a settlement file result;

displaying, by the server, whether a revised journal entry is possible according to the settlement monitoring status, and proceeding with a revised journal entry according to an input of the field manager's terminal;

generating and storing a settlement financial statement when the server performs each of the above steps and providing it according to a request of the field person in charge terminal;

providing, by the server, settlement data to other teams in need of settlement results;

After the settlement of accounts, the server prepares and stores financial statements for disclosure, a table of changes in equity, and internal and external reports.

The step of receiving and storing the basic data before settlement by the server from the field person in charge terminal,

The server loading the daily balance sheet (BS) for three business days before settling as a batch job, and processing upper accounts and summation points;

loading, by the server, the daily income statement (IS) before settling for three business days every day as a batch job;

and loading, by the server, the unified account code, which is an accounting account used in the previous bank, from the source actuarial team as a daily batch job.

The financial sector financial settlement automation system according to the characteristics of the present invention for solving these problems is,

As a financial sector financial settlement automation system connected to at least one person in charge terminal through a network,

Basic information, including financial statements information, account code information, and monthly settlement files of work teams, settlement result information including settlement financial statements information and average balance information, a database unit that stores report information including financial statements for disclosure, capital change tables, and internal and external reports;

When the field person in charge terminal accesses, a server that proceeds with a financial settlement process is included, and the above steps are performed.

In an embodiment of the present invention, it is possible to provide a system and method for automating financial settlement in the financial sector, which enables all monitoring and task execution on one screen by unifying the task execution platform into a terminal, and categorizes and integrates existing tasks and verification procedures into task subjects. can

In addition, in an embodiment of the present invention, It is possible to provide a financial sector financial settlement automation system and method that can reduce work time by automating data collection confirmation and verification, and check and perform financial settlement work processes in real time through mobilization.

1 is a diagram showing an automated system for financial settlement in the financial sector according to an embodiment of the present invention.
2 is an operation flowchart of a method for automating the financial settlement of financial institutions according to an embodiment of the present invention.
3 to 10 are diagrams showing examples of screens provided in the financial sector financial settlement automation method according to an embodiment of the present invention.

Hereinafter, with reference to the accompanying drawings, embodiments of the present invention will be described in detail so that those skilled in the art can easily carry out the present invention. However, the present invention may be embodied in many different forms and is not limited to the embodiments described herein. And in order to clearly explain the present invention in the drawings, parts irrelevant to the description are omitted, and similar reference numerals are attached to similar parts throughout the specification.

Throughout the specification, when a certain component is said to "include", it means that it may further include other components without excluding other components unless otherwise stated.

1 is a diagram showing an automated system for financial settlement in the financial sector according to an embodiment of the present invention.

Referring to Figure 1, the financial sector financial settlement automation system 100 according to an embodiment of the present invention,

As a financial sector financial settlement automation system 100 connected through at least one field person terminal 210 and a network 300,

A basic data DB (121) for storing basic information including financial statement information, account code information, and work team monthly settlement files;

A settlement result information DB (122) for storing settlement result information including settlement financial statement information and average balance information;

A database unit 120 including a report information DB 123 for storing report information including financial statements for disclosure, capital change tables, and internal and external reports;

When the field person in charge terminal 210 accesses, it includes a server 110 that proceeds with a financial settlement process.

The terminal 210 may be a smart phone, a tablet PC, or a general computer.

The operation of the financial sector financial settlement automation system according to an embodiment of the present invention having such a configuration will be described as follows.

2 is an operation flowchart of a method for automating financial settlement in the financial sector according to an embodiment of the present invention, and FIGS. 3 to 10 are views showing examples of screens provided in the method for automating financial settlement in the financial sector according to an embodiment of the present invention.

The operation in the following is made in the process of the server 110 responding by manipulating the field person in charge terminal 210, and the person in charge of field work may be plural or multiple, or the same person, if necessary.

First, the server 110 receives and stores basic data before settlement from the field person in charge terminal 210 (S200).

Referring to FIG. 3 , first, the server 110 receives basic data before settlement from the terminal 210 of the person in charge of the accountancy team and stores it in the basic data DB 121 of the database unit 120 .

That is, firstly, the server 110 loads the daily financial position statement (BS) from the field manager terminal 210 into the basic data DB 121 as a batch job for 3 business days every day, and calculates the upper account and summing point. deal with

In addition, secondly, the server 110 loads the income statement (IS) for each day before settlement from the field manager terminal 210 into the basic data DB 121 as a batch work for three business days every day.

In addition, thirdly, the server 110 loads the integrated account subject code, which is an accounting account subject used in the previous bank, into the basic data DB 121 by batch work every day from the source actuarial team.

Next, the server 110 performs step 210 of generating basic information including monthly financial statements.

Referring to FIG. 4 , with the start of settlement work, the server 110 first generates basic information.

Second, the server 110 generates monthly financial statements based on the last day of the daily financial statements and stores them in the settlement result information DB 122 .

Thirdly, the server 110 takes the monthly financial statement and uses it as the pre-settlement amount of the settlement financial statement.

Fourth, the server 110 reads the cumulative number of the monthly statement of financial position, generates the pre-settlement amount of the settlement average balance table, and stores it in the settlement result information DB 122.

Next, the server 110 performs a step (S220) of providing the settlement file status and the file verification result.

Referring to FIG. 5, first, the server 110 divides the settlement file status into standby, additional acceptance, verification error, processing completion, and the like, and provides status information to each field manager terminal 210. That is, detailed information such as journal entries and error details is provided to the user so that it can be determined whether or not to rework.

Second, the server 110 searches for file verification results at the request of the person in charge. That is, the file verification result can be queried in the summation point state.

Thirdly, the server 110 enables a detailed inquiry of a file verification result at the request of a person in charge of the field. Therefore, if there is an error, a detailed inquiry pop-up is called so that the details of the verification result can be checked.

Next, the server 110 performs a step (S230) of registering the settlement file result.

6, in order for the server 110 to register the SAM file result, the server 110 first checks the status of the settlement file with the field person in charge terminal 210: standby, additional reception, verification error, processing complete etc., so that the person in charge of the field can determine whether additional work is required.

Second, the server 110 provides the reception time and processing time of the confirmation file to the field personnel terminal 210 in real time to determine whether additional work is required to shorten the processing time.

Third, the person in charge of field work can easily negotiate a business by checking the person in charge of the file provided by the server 110 through the person in charge of field work, and identifying the person in charge of the settlement file through the terminal 210 .

Fourth, the person in charge of the field registers the settlement file based data, which was processed as a document, in the person in charge of the field 210, and sends a note to the person in charge for prompt work processing.

Fifth, the person in charge of the field of business pays for the act of settlement in the document for the settlement of settlement with the settlement file in the server 110 through the terminal of the person in charge of the field of business.

Next, the server 110 displays whether a revised journal entry is possible according to the settlement monitoring status and proceeds with a revised journal entry according to the input of the field manager terminal 210 (S240).

Referring to FIG. 7 , first, the server 110 displays whether revision journalization is possible or not according to the settlement monitoring status. When it is impossible to correct the journal entry, it is impossible to input the field manager terminal 210 .

Second, the person in charge of the field department inputs the modified journal entry information to the person in charge of field work terminal 210 .

Thirdly, when the person in charge of the field inputs the revised journal entry information, the head of the relevant department and the person in charge of the settlement department (accounting department) approve the details of the revised journal through their terminals 210, under the control of the server 110.

Fourth, when the person in charge of the field inputs completion in the individual correction journal entry step in the settlement monitoring with the person in charge of the field office terminal 210, the server 110 reflects the approved correction journal data in the settlement financial statement, and inputs it in a state where correction journalization is impossible. this is controlled

If the settlement person in charge presses the incomplete revised journal entry button as needed, the server 110 allows the revised journal entry to be input again.

Next, the server 110 performs a step (S250) of generating and storing a settlement financial statement when performing each step and providing it according to the request of the field manager terminal 210.

Referring to FIG. 8 , firstly, the server 110 processes the settlement financial statements whenever each step of monitoring the settlement of accounts is executed. That is, the server 110 processes the settlement financial statement in each step of basic data processing, settlement file reflection, revision journal entry, and netting.

Second, the person in charge of the field may inquire the financial position statement for each branch stored in the currently processed settlement result information DB 122 through the server 110 as needed. At this time, the server 110 shows the processing status of the monitoring on the upper right of the screen of the field person terminal 210.

Thirdly, the field person in charge can inquire the currently processed profit and loss statement for each branch through the server 110 using the field person in charge terminal 210 .

Fourth, the field person in charge can inquire the average balance table for each department currently processed through the server 110 with the field person in charge terminal 210 .

Next, the server 110 performs a step (S260) of providing settlement data to other teams in need of settlement results.

Referring to FIG. 9 , in order to provide data, the person in charge of the field first selects the job of providing the settlement result through the server 110 to the person in charge of the field 210 .

Second, when the field person in charge clicks the data provision button on the field person in charge terminal 210, the server 110 provides data to the business requiring settlement results.

In addition, for the note function, firstly, the server 110 receives the note left by the person in charge of settlement after providing the data. These notifications can be turned on or off.

Then, the person in charge of settlement registers the content to be sent to the server 110 to register the content of the note.

To check the execution information, the server 110 provides data or confirms the execution information according to the request of the person in charge of the field.

In addition, the server 110 provides settlement data stored in the settlement result information DB 122 to other business teams. Closing data includes information such as consolidated settlement, notes, management accounting, trust, and basel.

Next, the server 110 performs a step (S270) of preparing and storing a financial statement for disclosure, a table of changes in capital, and internal and external reports after settlement of accounts.

Referring to FIG. 10 , field personnel may access the server 110 and write a work report after settlement.

At this time, first, the mapping code is managed through the monitoring screen provided by the post-settlement work report creation server 110 and the creation result is checked.

Second, the field person in charge connects to the server 110 through the field person in charge terminal 210 and prepares a financial statement for disclosure.

Third, the person in charge of the field connects to the server 110 through the person in charge of the field 210 and creates a table of capital changes.

Fourth, the field person in charge connects to the server 110 through the field person in charge terminal 210 and prepares an internal and external report.

Thereafter, the server stores report information, including prepared financial statements for disclosure, capital change tables, and internal and external reports, in the report information DB 123.

Through this process, the monthly financial settlement work is completed.

In the above process, financial settlement work is automated, all work and verification can be performed on the terminal screen through process integration, parameters (base year, month, etc.) are automatically set when the work is performed, and automatic work is performed when data is received.

In addition, it is possible to automate the classification of necessary work according to the settlement month (plain month, quarterly).

In addition, in the embodiment of the present invention, a pop-up notification function for preventing work errors is added, and task execution rights are assigned so that only tasks suitable for user rights can be performed.

In addition, work convenience increases with the addition of a terminal screen movement link, and the server 110 displays the progress status in color as needed, making it easy to grasp the progress status. For example, green (completion), yellow (progress), gray (waiting), red (error), etc. may be displayed.

In addition, the person in charge of related tasks (field work, IT staff) can communicate smoothly and efficiently adjust work schedules by sharing opinions on work progress.

In addition, it is possible to check real-time work by applying mobile Wisenet financial settlement monitoring, and real-time checking of settlement work monitoring is possible through a smartphone.

In addition, even without access to the server 110 through the bank system, work can be executed through a smartphone, and settlement work can be flexibly performed in case of an emergency.

In addition, in the embodiment of the present invention, it is possible to provide operation manuals, educational materials, and settlement automation system manuals,

It is possible to provide a manual for settlement work that is suitable for each settlement stage and schedule,

It is possible to deliver information such as solutions and countermeasures when errors occur,

IT-related information and educational materials can be provided,

Easy access is possible through the provision of a QR link,

By providing educational videos, it is possible to improve the educational efficiency of the person in charge of settlement.

In addition, in an embodiment of the present invention, the time required for IFRS financial settlement work is reduced through automation,

It greatly reduces the work flow of various existing tasks of related field and IT staff to increase work convenience,

Reduce the waiting time for unavoidable file receipt and file verification by other departments through automation,

It is expected that the time for financial settlement work will be reduced by up to 3 days by introducing an automated settlement process.

It is possible to perform flexible settlement work through mobileization,

It is possible to check the settlement work progress process in real time and perform settlement work through a smartphone,

By identifying the required work time, the person in charge is expected to perform work flexibly according to the settlement work stage,

Work efficiency is expected to increase by combining cloud functions with the expansion of IT device platforms such as tablets,

The person in charge of field work improves work efficiency by moving away from passively checking work results and actively performing settlement work.

The person in charge of the new task can smoothly understand and execute the task, and it is easy to take over,

Real-time settlement information is provided, enabling smooth communication between field managers and IT staff.

Share the settlement ownership, not the authority and responsibility of each person in charge of the field and IT,

Prevent settlement accidents by strengthening internal control through self-settlement authority management,

IT personnel can move away from simple system maintenance and improve work efficiency by improving services and introducing new technologies.

Maintenance costs are reduced through work automation and simplification,

Work effectiveness is increased by increasing employee productivity and efficiency,

It is expected to introduce a company-wide automation system through propagation to other departments,

Automated processes can be applied to most procedural tasks among field department tasks,

It is expected to generate revenue through package-type sales through customization to financial companies that perform settlement of accounts.

The embodiments of the present invention described above are not implemented only through devices and methods, and may be implemented through a program that realizes functions corresponding to the configuration of the embodiments of the present invention or a recording medium on which the program is recorded. Implementation can be easily implemented by an expert in the technical field to which the present invention belongs based on the description of the above-described embodiment.

Although the embodiments of the present invention have been described in detail above, the scope of the present invention is not limited thereto, and various modifications and improvements of those skilled in the art using the basic concept of the present invention defined in the following claims are also included in the scope of the present invention. that fall within the scope of the right.

Claims (3)

As a financial sector financial settlement automation method of a financial sector financial settlement automation system connected through a network to a field person's terminal,
Step of receiving and storing the basic data before the settlement by the server from the field person's terminal;
generating, by the server, basic information including monthly financial statements;
The server providing a settlement file status and a file verification result;
Registering, by the server, a settlement file result;
displaying, by the server, whether a revised journal entry is possible according to the settlement monitoring status, and proceeding with a revised journal entry according to an input of the field manager's terminal;
generating and storing a settlement financial statement when the server performs each of the above steps and providing it according to a request of the field person in charge terminal;
providing, by the server, settlement data to other teams in need of settlement results;
A financial sector financial settlement automation method comprising the step of preparing and storing, by the server, after settlement, financial statements for disclosure, a table of changes in capital, and internal and external reports.
According to claim 1,
The step of receiving and storing the basic data before settlement by the server from the field person in charge terminal,
The server loading the daily balance sheet (BS) for three business days before settling as a batch job, and processing upper accounts and summation points;
loading, by the server, the daily income statement (IS) before settling for three business days every day as a batch job;
A financial sector financial settlement automation method comprising the step of loading the integrated account subject code, which is an accounting account subject used in the previous bank, by the server as a daily batch job from the source actuarial team.
As a financial sector financial settlement automation system connected to at least one person in charge terminal through a network,
Basic information, including financial statements information, account code information, and monthly settlement files of work teams, settlement result information including settlement financial statements information and average balance information, a database unit that stores report information including financial statements for disclosure, capital change tables, and internal and external reports;
A financial sector financial settlement automation system comprising a server that proceeds with a financial settlement process when the field person terminal accesses, and performs the steps of claim 1 or claim 2.

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