KR20220156452A - System and method to support digital sharing services - Google Patents

Abstract

A digital sharing service system according to one embodiment of the present invention comprises: a business terminal in which coins whose value is variable according to the proportion of net profit in sales are issued and paid by using a digital sharing platform, and monthly dividends or reserves in proportion to the amount of coins held or purchased amount are paid to buyers who purchase the issued coins and users who generate sales; a user terminal paying for services and/or products of a business affiliated with the digital sharing platform and/or purchasing and holding the coins issued by the affiliated business; and a digital sharing platform management server evaluating the value of the business based on the financial status of the business terminal, recommending the number of the coins and the value of the coins which can be issued based on the evaluated value of business and supporting the issuance of the coins, supporting the issued coins to be traded at a coin exchange, providing information on the selling and purchasing coins traded at the coin exchange to the business terminal, and calculating and providing the monthly dividends or reserves in proportion to the amount of the coins held or the purchase amount to be paid to the buyers who purchase the issued coins and the users who generate sales. Entrepreneurs who do business can receive liquidity for the business by issuing and distributing the coins based on the valuation of the business.

Description

Digital sharing service system and method {System and method to support digital sharing services}

The present invention relates to a digital sharing service system and method, and more particularly, to evaluate the value of a business entity, issue and sell a blockchain-based virtual coin for the evaluated value amount, and provide service users of the business entity with a service usage amount. It relates to a digital sharing service system and method for paying the virtual coin according to the virtual coin and paying the virtual coin owner a reserve according to the virtual coin ownership period in conjunction with the net profit sales of the business.

As a boom in the development of various virtual coins using block chain technology, starting with bitcoin that was born in 2009, some institutions and companies are investing in bitcoin or trying various applications using block chain technology.

However, excessive volatility and fraud are rampant, and the rate of application to the real economy is small.

Publication No. 10-2020-0145118 (2020. 12. 30.) Registered Patent Publication No. 10-2181925 (2020. 11. 17.)

The object to be solved by the present invention is to provide a digital sharing service system and method for calculating the value of a business, issuing a coin according to the appraised amount, and then accumulating reserves to the coin holder according to the performance of the business. have.

The digital sharing service system according to an embodiment of the present invention for solving the above problems uses a digital sharing platform to issue and pay a coin whose value is variable according to the proportion of net profit in sales, and to a buyer who purchases the issued coin. And an operator terminal that pays monthly dividends or reserves in proportion to the amount of coins held or purchase amount to the user who generated sales; A user terminal that pays for services and/or products of businesses affiliated with the digital sharing platform and/or purchases and holds coins issued by the affiliated businesses; And evaluating the business value based on the financial status of the operator terminal, recommending the number of coins and coin value that can be issued based on the evaluated business value, supporting the issuance of the coin, and supporting the issued coin to be traded on the coin exchange and provides information on selling/purchasing coins traded at the coin exchange to the terminal of the operator, and calculates monthly dividends or reserves proportional to the amount of coins held or purchase amount to be paid to buyers who have purchased issued coins and users who have generated sales It includes a platform management server provided by

In one embodiment, the digital sharing platform management server requests an evaluation of the growth value of the business from at least one external terminal based on the financial information of the operator terminal, and determines the growth value provided by the at least one external terminal. It is characterized in that based on the evaluation information, a reference value or an appropriate value for the number of virtual coins issued and the amount per virtual coin in proportion to the sales of the corresponding business entity is provided to the operator's terminal.

In one embodiment, the digital sharing platform management server requests the virtual coin issuance server to issue a virtual coin including the number of virtual coins issued and the price per virtual coin of the reference value or appropriate value to the virtual coin issuing server according to the request of the business terminal, and issuing the virtual coin. It is characterized in that the virtual coin online transaction for buying and selling is requested to the virtual coin exchange server so that the virtual coin sold / bought in the coin market.

In one embodiment, the digital sharing platform management server is characterized in that it requests that only 20% of the total amount of virtual coins issued by the business sold in the virtual coin issuing server be sold/purchased in the coin market.

In one embodiment, the digital sharing platform management server calculates the dividend per cryptocurrency according to the net profit of the monthly financial status set by the business terminal, and calculates the dividend according to the amount of virtual coins held by the user terminal to calculate the dividend according to the business terminal It is characterized in that it provides support for the dividend to be paid in cash or virtual coin from the business terminal to the user terminal.

In one embodiment, the digital sharing platform management server is characterized in that it calculates the reserve money based on the cumulative purchase amount of the user terminal, and calculates the dividend according to the reserve money and provides it to the business terminal.

A digital sharing service method according to an embodiment of the present invention for solving the above problems includes requesting evaluation of the business value of a business operating in a business terminal and requesting issuance of a virtual coin according to the evaluated business value; Evaluating the business value based on the results of consulting after consulting experts on the financial status evaluation and geographical location status of the business entity in the digital sharing platform management server; After calculating the amount of virtual coins issued according to the evaluated business value and the appropriate value for each virtual coin, after confirming the issuance of virtual coins in the business terminal, requesting the virtual coin issuing server to issue the virtual coins of the business on the market ; The platform management server requests the business terminal to purchase 80% of the volume of virtual coins circulated in the virtual coin exchange, and provides seller / buyer information for the remaining 20% from the virtual coin exchange to the business terminal. step; After receiving the financial status of the business every month from the platform management server, calculating the profits, calculating the accumulated consumption expenditure of the user using the business for the current month or the reserve in proportion to the quantity of the virtual coin held, and the calculated reserve providing user information to be paid to the operator's terminal; and when a request for payment of points is received from the operator's terminal, the platform management server pays points to users who have the virtual coins and users who use the business of the current month.

In one embodiment, the method further includes refunding a full amount of virtual coins held when consumption expenditure related to the business does not occur for a predetermined period of time in the user terminal.

In one embodiment, the step of calculating the reserve is linked to the net profit (total sales-total cost) from the 1st to the last day of the previous month, and calculates the daily rate based on the point of holding the coin, and calculates the reserve using Equation 1 below. It is characterized by calculating.

[Equation 1]

Using the digital sharing service system and method according to an embodiment of the present invention, a business operator can receive liquidity for business by issuing and distributing coins based on the value evaluation of the business. In addition, the users of the business or the purchasers and holders of the coin can receive more reserves as they use the business, and a publicity effect can occur naturally. In addition, if sales and net profit increase through this publicity effect, the value of the issued coin can also increase, so there is an advantage that business operators, users, and holders can create a synergistic effect that is profitable.

1 is a network configuration diagram of a digital sharing service system according to an embodiment of the present invention.
2 is a device configuration diagram of the digital sharing platform management server shown in FIG.
Figure 3 is an exemplary diagram of a table calculating the reserve money and reserve rate shown in FIG.
4 and 5 are flowcharts illustrating a digital sharing service method according to an embodiment of the present invention.
6 is a diagram illustrating an example computing environment in which one or more embodiments set forth herein may be implemented.

The terms used in this specification will be briefly described, and the present invention will be described in detail. The terms used in the present invention have been selected from general terms that are currently widely used as much as possible while considering the functions in the present invention, but these may vary depending on the intention of a person skilled in the art or precedent, the emergence of new technologies, and the like. In addition, in a specific case, there is also a term arbitrarily selected by the applicant, and in this case, the meaning will be described in detail in the description of the invention. Therefore, the term used in the present invention should be defined based on the meaning of the term and the overall content of the present invention, not simply the name of the term.

When it is said that a certain part "includes" a certain component throughout the specification, it means that it may further include other components without excluding other components unless otherwise stated. In addition, terms such as "...unit" and "module" described in the specification mean a unit that processes at least one function or operation, which may be implemented as hardware or software or a combination of hardware and software. .

Hereinafter, with reference to the accompanying drawings, embodiments of the present invention will be described in detail so that those skilled in the art can easily carry out the present invention. However, the present invention may be embodied in many different forms and is not limited to the embodiments described herein. And in order to clearly explain the present invention in the drawings, parts irrelevant to the description are omitted, and similar reference numerals are attached to similar parts throughout the specification.

1 is a network configuration diagram of a digital sharing service system according to an embodiment of the present invention, FIG. 2 is a device configuration diagram of a digital sharing platform management server shown in FIG. 1, and FIG. 3 is a reserve money and It is an example of a table in which the accumulation rate is calculated.

First, referring to FIG. 1, the digital sharing service system 100 according to an embodiment of the present invention includes a business terminal 200, a user terminal 300, a digital sharing platform management server 400 and a virtual coin exchange 500. ), and the connection between each component (200, 300, 400, 500) is characterized in that it is made through a network.

Here, the network means a connection structure capable of exchanging information between each node, such as a plurality of terminals and servers, and examples of such networks include RF, 3GPP (3rd Generation Partnership Project) network, LTE (Long Term Evolution) network, 5GPP (5th Generation Partnership Project) network, WIMAX (World Interoperability for Microwave Access) network, Internet, LAN (Local Area Network), Wireless LAN (Wireless Local Area Network), WAN (Wide Area Network) , PAN (Personal Area Network), Bluetooth (Bluetooth) network, NFC network, satellite broadcasting network, analog broadcasting network, DMB (Digital Multimedia Broadcasting) network, etc. are included, but are not limited thereto.

In the following, the term at least one is defined as a term including singular and plural, and even if at least one term does not exist, each component may exist in singular or plural, and may mean singular or plural. It will be self-evident. In addition, it will be possible to change that each component is provided in singular or plural numbers according to embodiments.

On the other hand, digitization described in the present invention means the process of evaluating the value of a business and dividing it into a certain coin (virtual coin). In addition, the cryptocurrency mentioned in the present invention refers to a virtual coin.

Hereinafter, the function of each component will be described in detail.

First, the business terminal 200 evaluates the business value based on the financial status evaluation and geographical location status in which the sales, operating profit, net profit, etc. of the business operating using the digital sharing platform are recorded, and is proportional to the evaluated evaluation amount. It may be a terminal requesting confirmation of the number of coins that can be issued and the value of each coin.

In addition, the business terminal 200 sells a predetermined number of coins issued through a digital sharing platform to the market through a virtual coin exchange, and net profits generated during a predetermined period according to the purchase ratio of the buyer who purchased the sold coins. It may be a terminal that pays a certain portion of as coin dividends (reserves).

For example, the business terminal 200 obligatory holds 80% of all issued coins, and may sell only coins corresponding to the remaining 20%.

Meanwhile, the business terminal 200 may provide the user with coins proportional to the cost spent on purchasing or using the service or product of the business in operation to the user as reserve money.

The aforementioned reserve amount calculation formula can be calculated as in Equation 1 below.

[Equation 1]

For example, the basic settlement mechanism may be linked based on the net profit (total sales-total cost) from the 1st to the last day of the previous month and calculated on a daily basis based on the point of holding the coin.

For example, if you have 10 coins from May 10th, if the net profit of the business 200 is 5 million won, the reserve of 1 coin is 500 won, which can be multiplied by the number of coins you have and accumulated as mileage . Accrued reserves can be settled on the 10th of the following month and checked in the form of mileage, can be immediately cashed out, and can be provided in conjunction with fintech services such as Kakao Pay.

At this time, the net income-linked reserve is calculated in conjunction with the net income, as shown in Table 1 below. Here, net income refers to sales minus total expenses.

[Table 1]

On the other hand, the price of the coin that can be purchased is determined by the business owner, and the coin return prohibition period may be set, and the period may be set at a maximum of three months. The coin return prohibition period may be set at the time of initial business start-up, and the coin return prohibition period may be lifted according to the business owner's choice.

In addition, the business terminal 200 may additionally support mileage to users as reserve money through an event or the like.

In addition, the business terminal 200 and the coin exchange 300 to be described later may be configured as separate operators or the same operator.

According to an embodiment of the present invention, the person who can purchase the coin may be limited to a member using the business. When the member terminal 100 holds the coin, the reserve can be accumulated in the form of mileage.

According to an embodiment of the present invention, when the member terminal 100 withdraws from membership, the purchased coin amount can be configured to be withdrawn in cash after deducting 3% excluding card fees and the like. After applying for withdrawal, it can be returned in the form of Kakao Pay, etc. within 3 business days.

According to an embodiment of the present invention, in the initial stage when the business entity 200 opens a service, the coin may be provided in conjunction with the purchase price of the member terminal 100 without receiving a separate coin value. For example, 1 coin (market price of 50,000 won) may be provided when purchasing a 4-week coupon/100-hour ticket of the study cafe, and 2 coins (market price of 100,000 won) may be provided when purchasing an 8-week coupon/200-hour ticket.

According to an embodiment of the present invention, the business entity 200 may notify the user terminal 300 and the coin exchange 500 of the reserve amount and the accumulation rate of 1 coin of the coin in the previous month.

Next, the user terminal 300 is a terminal of a user who has purchased a virtual coin issued by the operator terminal 200 or a user who has contributed to generating sales of the business by purchasing a service or product of a business operated by the business operator terminal 200. can be

The user terminal 300 can check the coin provided from the business 200 or purchased from the coin exchange 300 through an app.

The user terminal 200 may be a terminal that receives reserves in proportion to the amount of accumulated consumption according to the possession of virtual coins or the purchase of services or products of businesses on a monthly basis.

In addition, when the user terminal 200 sells all of the virtual coins it possesses, the membership of the business is automatically withdrawn.

In addition, if there is even one remaining amount, the membership is maintained, and if there is no history of using the service of the business for a certain period of time, the held coin is automatically returned, and the accumulated mileage is also returned. In addition, the purchase amount of the virtual coin is refunded to the account held.

For example, in the case where the business entity 200 is a study cafe, the membership withdrawal function may be performed when there is no additional payment details for 90 days from the end of the time period or the end of the time period.

Next, the digital sharing platform management server 300 evaluates the business value based on the financial status of the operator terminal 200, recommends the number of coins and coin value that can be issued based on the evaluated business value, and issues the coin. Supports, supports the issued coin to be traded on the coin exchange, provides information on the sale / purchase of the coin traded on the coin exchange to the operator terminal, and is paid to the buyer who purchased the issued coin and the user who generated sales. It may be configured to calculate and provide monthly dividends or reserves in proportion to the amount of coins held or the purchase amount.

More specifically, the platform management server 300 includes a business value evaluation unit 410, a virtual coin issuance and value calculation unit 420, a reserve (dividend) calculation unit 430, an event providing unit 440, and a virtual coin It includes a payment unit 450, a member management unit 460 and a business management unit 470.

The business value evaluation unit 410 provides the financial status provided by the operator terminal 200 to an external terminal (expert), and then evaluates the business value of the business operated by the operator based on the evaluation result of the external terminal (expert). It may be a configuration provided.

In addition, the business value evaluation unit 410 evaluates and provides the business value of the business based on expert evaluation information on the commercial district characteristics, demographic characteristics, business opening rate, and business closure rate based on the location information of the commercial district where the business is located through an external terminal. It may be a configuration that

At this time, the regional sales rating for the same type of business is determined, and the sales rating for the corresponding business compared to the regional sales rating is determined. If it is 80% - 120%, it is grade 2, and if the proportion is less than 80%, it is grade 3, and grade 1 is the best.

For example, if the sales analysis grade is 1st grade (very good), 2 points, 2nd grade (excellent) 3 points, 3rd grade (average) 4 points, 4th grade (poor) 5 points, 5th grade (very poor) 6 points are awarded.

That is, the business value evaluation unit 410 may be configured to evaluate business value based on financial status evaluation results for monthly total sales and net profit, and geographical location status evaluation results for demographic characteristics, business opening rates, and business closure rates.

For example, the safety level is determined and evaluated according to the closure rate of the business and the same type of business in the region where the business is located.

For example, the stability rating is evaluated as 1st grade if the ratio of the closure rate of the relevant commercial district to the closure rate of all businesses of the same type exceeds 140%, and if it exceeds 120%, it is evaluated as excellent 2nd grade, and exceeds 80% If it is, it is evaluated as 3 grade as normal, if it exceeds 60%, it is evaluated as 4 grade as poor, and if it is less than 60%, it is evaluated as 5 grade as very bad.

Next, the virtual coin issuance and value calculation unit 420 may be configured to calculate an appropriate value of the number of virtual coins issued and the value per cryptocurrency according to the business value evaluation result evaluated by the business value evaluation unit 410. . On the other hand, the number of virtual coins issued * the price of each virtual coin may be determined within a range that does not exceed 100% of the total assets of the business. In addition, the value of each virtual coin can be changed later in the business terminal.

On the other hand, the virtual coin issuance and value calculation unit 420 checks the calculated number of virtual coins issued and the value of each virtual coin in the business terminal 200, and then requests issuance, the number of virtual coins calculated by the virtual coin issuing server. It may be configured to request coin issuance and request market transaction to a virtual coin exchange so that the issued virtual coin is traded in the market.

At this time, the total number of virtual coins traded on the market cannot exceed 20% of the total volume, and the remaining 80% is purchased at the business terminal.

Next, the reserve (dividend) calculation unit 430 is based on the reserve (mileage) according to the accumulated consumption of the user terminal 300 using the business or the monthly financial status (sales, net profit, expenditure, etc.) provided by the business terminal It may be configured to divide the reserve (dividend) proportional to the amount of virtual coins held by the user with the virtual coin issued by the business terminal from the net profit.

More specifically, the reserve (dividend) calculation unit 440 calculates the dividend through Equation 1 below.

[Equation 1]

The basic settlement mechanism can be linked based on the net profit (total sales - total cost) from the 1st to the last day of the previous month and calculated on a daily basis based on the point of holding the coin.

For example, if you have 10 coins from May 10, if the net profit of the business (200) is 5 million won, the reserve of 1 coin is 500 won, and the mileage or dividend is calculated by multiplying this by the number of coins you have can

Accrued reserves can be settled on the 10th of the following month and checked in the form of mileage, can be immediately cashed out, and can be provided in conjunction with fintech services such as Kakao Pay.

At this time, the net income-linked reserve is calculated in conjunction with the net income, as shown in Table 1 below. Here, net income refers to sales minus total expenses.

[Table 1]

On the other hand, as described above, the price of the virtual coin can be determined by the business owner, and a period for prohibiting the return of the virtual coin can be set. The period can be set at a maximum of 3 months, and the coin return prohibition period can be set at the initial business start, and the coin return prohibition period can be lifted according to the business owner's choice.

Next, the event providing unit 440 supports an event for purchasing a commercially available virtual coin at a discount or providing additional mileage to a user who participates in or uses a date, day of the week, purchase of a specific product or promotion designated by the business terminal 200. It may be a configuration that

Next, the virtual coin payment unit 450 may be configured to manage the virtual coins held by the user terminal 200 and to pay the virtual coins to the user terminal 300 according to the approval of the user terminal 200 .

The virtual coin payment unit 450 may be linked with the above-described reserve (dividend) calculation unit 430 to replace the calculated reserve for each user with a virtual coin and pay the reserve. It may be a configuration in which the corresponding reserve is paid in virtual coins only when the user wishes to be paid.

Next, the member management unit 460 may be configured to manage users who use businesses affiliated with the digital sharing platform 10 . The member management unit 470 supports process information required for member registration and withdrawal for each business entity.

Next, the business management unit 470 may be a component that manages businesses affiliated with the digital sharing platform 10, and essential information for using the digital sharing platform 10 (financial statement, location information, business registration certificate, etc.) It may be a configuration for requesting and managing information about.

In addition, the business management unit 480 may be configured to monitor whether a policy for purchasing 80% of the total amount of virtual coins issued by the business terminal 200 is implemented.

On the other hand, the digital sharing platform management server 400 refines unstructured data, structured data, and semi-structured data included in the stored raw data to build big data, and meta Preprocessing including classification may be performed as data, and analysis including data mining may be performed on the preprocessed data.

In addition, information visualizing the analyzed data may be provided. At this time, data mining is a classification that predicts the class of new data by learning a training data set whose class is known by exploring the inherent relationship between preprocessed data, or clustering that groups data based on similarity without class information ( clustering) can be performed. Of course, various other mining methods may exist, and mining may be performed differently depending on the type of big data to be collected and stored or the type of query to be requested later. Big data constructed in this way may be verified through artificial neural network deep learning or machine learning.

At this time, a convolutional neural network (CNN) structure may be used as the artificial neural network. CNN is a network structure using a convolution layer and is suitable for image processing. because it can In addition, text mining is a technique aimed at extracting and processing useful information from non/semi-structured text data based on natural language processing techniques. Through text mining technology, it is possible to extract meaningful information from a vast amount of text, identify connections with other information, find categories of text, or obtain results beyond simple information search.

4 and 5 are flowcharts illustrating a digital sharing service method according to an embodiment of the present invention.

Referring to FIGS. 4 and 5, in the digital sharing service method (S700) according to an embodiment of the present invention, a business terminal requests evaluation of the business value of an operating business, and requests issuance of a virtual coin according to the evaluated business value. (S710).

Thereafter, the platform management server 400 evaluates the business value based on the result of the consultation after consulting with experts on the financial status evaluation and geographical location status of the business entity (S720).

In the S720 process, the business value evaluation unit 410 provides the financial status provided by the business operator terminal 200 to an external terminal (expert), and then based on the evaluation result of the external terminal (expert), the business value of the business entity operated by the business operator. may include the process of evaluating.

In addition, based on the location information of the commercial district where the business is located, the business value of the business can be evaluated based on expert evaluation information on the characteristics of the business district, demographic characteristics, business opening rate, and business closure rate. At this time, the regional sales rating for the same type of business is determined, and the sales rating for the corresponding business compared to the regional sales rating is determined. If it is 80% - 120%, it is grade 2, and if the proportion is less than 80%, it is grade 3, and grade 1 is the best. For example, if the sales analysis grade is 1st grade (very good), 2 points, 2nd grade (excellent) 3 points, 3rd grade (average) 4 points, 4th grade (poor) 5 points, 5th grade (very poor) 6 points are awarded.

In other words, it may be a stage of evaluating business value based on the financial status evaluation results for monthly total sales and net profit, and the geographical location status evaluation results for demographic characteristics, business opening rate, and business closure rate.

Next, after calculating the amount of virtual coins issued and the appropriate value for each virtual coin according to the evaluated business value, after confirming the approval of issuing virtual coins at the business terminal, the virtual coin issuing server issues the virtual coins of the business to the market. Request (S730).

The process S730 may include a process in which the virtual coin issuance and value calculation unit 420 calculates an appropriate value of the number of virtual coins issued and the value of each cryptocurrency according to the evaluated business value evaluation result.

Here, the number of virtual coins issued * the price of each virtual coin may be determined within a range that does not exceed 100% of the total assets of the business. In addition, the value of each virtual coin can be changed later in the business terminal.

In addition, in the S730 process, after checking the calculated number of issued virtual coins and the value of each virtual coin in the business terminal 200 and requesting issuance, a request is made to the virtual coin issuing server to issue the calculated number of virtual coins, and the issued It may include a process of requesting a market transaction to a virtual coin exchange so that the virtual coin can be traded in the market.

When the S730 process is completed, the platform management server 400 requests the business terminal to purchase 80% of the amount of virtual coins circulated in the virtual coin exchange, and sells/buyers information for the remaining 20% to the virtual coin exchange. After receiving the information from the company and providing it to the business terminal (S740), receiving the financial status of the business every month from the platform management server 400, and calculating the revenue, the accumulated consumption expenditure of the user using the business for the current month or the virtual Reserve money proportional to the number of coins held is calculated, and user information to which the calculated reserve money is to be paid is provided to the operator's terminal (S750).

The process of calculating the reserve is linked to the net profit (total sales-total cost) from the 1st to the last day of the previous month, and calculates the reserve based on the point of holding the coin, and calculates the reserve using Equation 1 below.

[Equation 1]

Next, when a point payment request is received from the operator's terminal, the platform management server performs a step (S760) of paying points to a user holding the virtual coin and a user using the business of the current month.

Meanwhile, the process S700 may further include a step of fully refunding the held virtual coins when consumption expenditure related to the business does not occur for a predetermined period in the user terminal.

For example, if even one virtual coin remains, membership is maintained, and if there is no history of using the service of the business for a certain period of time, the held coin is automatically returned, and accumulated mileage is also returned. In addition, the purchase amount of the virtual coin is refunded to the account held.

For example, if the business entity 200 is a study cafe, and there is no additional payment details for 90 days from the end of the time period or the end of the time period, the membership withdrawal is processed.

Therefore, using the digital sharing service system and method according to an embodiment of the present invention, a business operator can receive liquidity for business by issuing and distributing coins based on the value evaluation of the business. In addition, the users of the business or the purchasers and holders of the coin can receive more reserves as they use the business, and a publicity effect can occur naturally. In addition, if sales and net profit increase through this publicity effect, the value of the issued coin can also increase, so there is an advantage that business operators, users, and holders can create a synergistic effect that is profitable.

6 is a diagram illustrating an example computing environment in which one or more embodiments set forth herein may be implemented, an illustration of a system 1000 that includes a computing device 1100 configured to implement one or more embodiments described above. shows For example, computing device 1100 may be a personal computer, server computer, handheld or laptop device, mobile device (mobile phone, personal digital assistant, media player, etc.), multiprocessor system, consumer electronics, mini computer, mainframe computer, distributed computing environments that include any of the foregoing systems or devices; and the like.

Computing device 1100 may include at least one processing unit 1110 and memory 1120 . Here, the processing unit 1110 may include, for example, a central processing unit (CPU), a graphics processing unit (GPU), a microprocessor, an Application Specific Integrated Circuit (ASIC), a Field Programmable Gate Arrays (FPGA), and the like. and may have a plurality of cores. The memory 1120 may be volatile memory (eg, RAM, etc.), non-volatile memory (eg, ROM, flash memory, etc.), or a combination thereof. Additionally, computing device 1100 may include additional storage 1130 . Storage 1130 includes, but is not limited to, magnetic storage, optical storage, and the like. The storage 1130 may store computer readable instructions for implementing one or more embodiments disclosed herein, and may also store other computer readable instructions for implementing an operating system, application programs, and the like. Computer readable instructions stored in storage 1130 may be loaded into memory 1120 for execution by processing unit 1110 . Computing device 1100 can also include input device(s) 1140 and output device(s) 1150 .

Here, input device(s) 1140 may include, for example, a keyboard, mouse, pen, voice input device, touch input device, infrared camera, video input device, or any other input device. Output device(s) 1150 may also include, for example, one or more displays, speakers, printers, or any other output devices, or the like. Additionally, computing device 1100 may use an input device or output device included in another computing device as input device(s) 1140 or output device(s) 1150 .

Computing device 1100 may also include communication connection(s) 1160 that allow computing device 1100 to communicate with other devices (eg, computing device 1300).

Here, communication connection(s) 1160 may be a modem, network interface card (NIC), integrated network interface, radio frequency transmitter/receiver, infrared port, USB connection, or other device for connecting computing device 1100 to other computing devices. May contain interfaces. Further, communication connection(s) 1160 may include a wired connection or a wireless connection. Each component of the aforementioned computing device 1100 may be connected by various interconnections such as a bus (eg, peripheral component interconnection (PCI), USB, firmware (IEEE 1394), optical bus structure, etc.) and may be interconnected by the network 1200. Terms such as "component" and "system" as used herein generally refer to a computer-related entity that is hardware, a combination of hardware and software, software, or software in execution.

For example, a component may be, but is not limited to, a process running on a processor, a processor, an object, an executable, a thread of execution, a program, and/or a computer. For example, both the application running on the controller and the controller may be components. One or more components can reside within a process and/or thread of execution and a component can be localized on one computer or distributed between two or more computers.

What has been described above is only one embodiment for implementing the digital sharing service system and method according to the present invention, and the present invention is not limited to the above embodiment, and as claimed in the following claims, the scope of the present invention Anyone with ordinary knowledge in the field to which the present invention pertains without departing from the gist of the invention will say that the technical spirit of the present invention exists to the extent that various changes can be made.

100: digital sharing service system
200: business terminal
300: member terminal
400: digital sharing platform management server
410: business value evaluation department
420: Virtual coin issuance and value calculation unit
430: reserve (dividend) calculation unit
440: event provision unit
450: virtual coin payment unit
460: member management department
470: business management department
500: virtual coin exchange server

Claims (9)

Using a digital sharing platform, coins whose value is variable according to the proportion of net profit in sales are issued and paid, and monthly dividends or reserves in proportion to the amount of coins held or purchase amount are paid to buyers who purchase issued coins and users who generate sales. An operator terminal that pays;
A user terminal that pays for services and/or products of businesses affiliated with the digital sharing platform and/or purchases and holds coins issued by the affiliated businesses; and
Evaluate the business value based on the financial status of the operator terminal, recommend the number of coins and coin value that can be issued based on the evaluated business value, support the issuance of the coin, and support the issued coin to be traded on the coin exchange , Provides information on selling/purchasing coins traded in the coin exchange to the terminal of the operator, and calculates monthly dividends or reserves proportional to the amount of coins held or purchased amount to be paid to buyers who purchase issued coins and users who generate sales A digital sharing service system that includes a digital sharing platform management server that provides
According to claim 1,
The digital sharing platform management server
Based on the financial information of the business operator's terminal, at least one external terminal requests an evaluation of the growth value of the business, and based on the evaluation information on the growth value provided by the at least one or more external terminals, it is proportional to the sales of the corresponding business. Digital sharing service system, characterized in that for providing a reference value or appropriate value for the number of virtual coins issued and the amount per virtual coin to the operator terminal.
According to claim 1,
The digital sharing platform management server
In response to the request of the business terminal, a request is made to the virtual coin issuing server for issuing virtual coins including the number of virtual coins issued and the price per virtual coin of the reference or appropriate value, and the issued virtual coins are sold/purchased in the coin market. A digital sharing service system characterized by requesting virtual coin online trading for buying and selling to a coin exchange server.
According to claim 1,
The digital sharing platform management server
A digital sharing service system that requests that only 20% of the total amount of virtual coins issued by the business sold in the virtual coin issuing server be sold/purchased in the coin market.
According to claim 1,
According to claim 4,
The digital sharing platform management server
Calculate the dividend per cryptocurrency according to the net profit of the monthly financial status set by the business terminal, calculate the dividend according to the amount of virtual coins held in the user terminal, and provide it to the business terminal,
Digital sharing service system, characterized in that for supporting the payment of the dividend in cash or virtual coin from the business terminal to the user terminal.
According to claim 1,
The digital sharing platform management server
Digital sharing service system, characterized in that for calculating the reserve money based on the cumulative purchase amount of the user terminal, calculating the dividend according to the reserve money and providing it to the business terminal.
requesting evaluation of the business value of a business operating in a business terminal and requesting issuance of a virtual coin according to the evaluated business value;
Evaluating the business value based on the results of consulting after consulting experts on the financial status evaluation and geographical location status of the business entity in the digital sharing platform management server;

After calculating the amount of virtual coins issued according to the evaluated business value and the appropriate value for each virtual coin, after confirming the issuance of virtual coins in the business terminal, requesting the virtual coin issuing server to issue the virtual coins of the business on the market ;
The digital sharing platform management server requests the business terminal to purchase 80% of the volume of virtual coins circulated in the virtual coin exchange, and receives seller/buyer information for the remaining 20% from the virtual coin exchange to the business terminal. providing;
After receiving the financial status of the business every month from the digital sharing platform management server, after calculating the profits, the accumulated consumption expenditure of the user using the business for the current month or the amount of holding the virtual coin is calculated and calculated Providing user information for which the accumulated reserve money is to be paid to the operator's terminal; and
When a request for payment of points is received from the operator terminal, digital sharing service method comprising the step of paying points to users who have the virtual coins and users who use the business of the current month in the digital sharing platform management server.
According to claim 7,
Digital sharing service method further comprising the step of fully refunding the virtual coin held when consumption expenditure related to the business does not occur for a predetermined period in the user terminal.
According to claim 7,
The step of calculating the reserve amount is
Net profit (total sales - total cost) from the 1st to the last day of the previous month is linked to the standard and calculated on a daily basis based on the time of coin holding,
Digital sharing service method, characterized in that for calculating the reserve money using Equation 1 below.
[Equation 1]

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