KR20220089946A - Mothod for making up the sizable sum of money - Google Patents

Abstract

The present invention discloses a method for raising a large amount of money. The present invention is a method for preparing a large amount of money in a short period of time by configuring a meeting unit in which a plurality of members gather and pay a predetermined membership fee arbitrarily determined according to the rules,
(a) dividing a plurality of paying members who pay membership fees into a plurality of groups; (b) dividing the paying members belonging to each group into a plurality of small groups; (c) moving to a plurality of small group heads who first receive a predetermined percentage of the paid membership fee when the paid members satisfy a predetermined condition; (d) when each small group leader satisfies a predetermined condition, the step of moving to a plurality of group leaders who receive a predetermined percentage of the paid membership fee secondary; (e) when each group leader satisfies a predetermined condition, moving to a general group leader who receives a third percentage of the paid membership fee; (f) distributing the membership dues paid by a plurality of paid members to a plurality of small group heads, group heads, and general group heads at a predetermined ratio; (g) The general group leader who has received the membership dues paid by all paying members up to the 3rd time at a certain rate, moving the position back to the paying members; includes;
According to the present invention, a large amount of money can be easily prepared within a short period of time without providing any collateral or interest through online.

Description

Method for making up the sizable sum of money

The present invention relates to a method for easily preparing large sums of money in a short period of time, and more particularly, within a significantly shorter period than deposits or savings accounts of financial institutions without providing separate collateral or interest through online. It's about an easy way to raise a lot of money.

People are engaged in economic activities in order to lead a better life throughout their lives, and for a specific purpose or various reasons, they often need a large sum of money that is greater than their income at certain times.

To this end, it is common to try to increase assets by taking part of ordinary income and saving it in a bank or investing in various investment products such as stocks, funds, and bonds.

However, the method of using a bank deposit or savings account guarantees high safety, but has the disadvantage that it takes a very long period to prepare a large amount of money. However, there is a high risk of investment failure.

On the other hand, one way to raise a large amount of money in a relatively short period of time is the traditional way (契), and even in modern times, various types of step-meetings are still being actively conducted based on the unique friendship.

In this traditional step meeting, after the relay manager recruits staff members offline, the size, period, and rank of the group are set, and the staff pays the relay manager every month. It is common to operate as a payment method.

For this reason, the traditional step-meeting is not only unclear because of frequent non-attendance and delinquency due to the staff's personal circumstances, but also the existence of conflicts between staff members. It has fatal problems in its operation.

Also, there is a difference in the amount of money paid by the staff depending on the ranking, so the cashier with the fastest ranking has no choice but to pay high interest.

In Patent Document 1, in order to solve the problem of such a traditional step-meeting, a step-meeting with a plurality of staff members is formed, and each member opens an account to pay the bets. There is disclosed a method of operating an online step-meeting that checks whether all members of the staff have paid their bills by confirmation, and in case of non-payment, the payment is withheld until the non-payment is paid.

However, in Patent Document 1, there is a problem that not only the cashier who has not paid the cashier has to bear the damage until the cashier pays the bill, but also the management of the payout account is difficult, and the traditional step-meeting is only performed online. The burden of paying interest according to the ranking still exists.

Korean Patent Publication 10-2018-0052839

The present invention was devised in view of the above-mentioned problems in the prior art, and an object of the present invention is to provide a method for preparing large sums of money in a short period of time without providing any collateral or interest through online.

The method for preparing a large amount of money according to the present invention for achieving this object is a method for preparing a large amount of money in a short period of time by configuring a meeting unit in which a plurality of members gather and pay a predetermined membership fee arbitrarily determined according to the rules,

(a) dividing a plurality of paying members who pay membership fees into a plurality of groups; (b) dividing the paying members belonging to each group into a plurality of small groups; (c) moving to a plurality of small group heads who first receive a predetermined percentage of the paid membership fee when the paid members satisfy a predetermined condition; (d) when each small group leader satisfies a predetermined condition, the step of moving to a plurality of group leaders who receive a predetermined percentage of the paid membership fee secondary; (e) when each group leader satisfies a predetermined condition, moving to a general group leader who receives a third percentage of the paid membership fee; (f) distributing the membership dues paid by a plurality of paid members to a plurality of small group heads, group heads, and general group heads at a predetermined ratio; (g) the general group leader who has received the membership dues paid by all paying members up to the 3rd time at a certain rate, moving the position back to the paying members; characterized in that it includes.

According to one preferred feature of the present invention, in (f), the membership fee is distributed only to the head of the small group to which the paying member belongs, the group head, and the general group head.

According to another preferred feature of the present invention, the group of the meeting unit and the small group in each group are configured to be equal to the number of members forming the small group, and the number of members in each group is composed of the square of the number of members in the small group.

Here, in (c), all the paying members belonging to any one of the plurality of groups are moved to each other and placed in the plurality of small group heads, and the paying members of each group are separated into different meeting units while moving to the small group leader. do.

In addition, in (d), among the plurality of small group leaders belonging to each group, all the small group leaders belonging to any one group move and are respectively placed in the plurality of group leaders, and the small group leaders of each group move to each other while moving to the group leader It is again separated into another meeting unit.

And, (e), the plurality of group heads may be expanded to a plurality of meeting units by being separated again into different meeting units while moving to the general group head.

According to another preferred feature of the present invention, the position movement from the paid member to the small group leader, the position movement from the small group leader to the group leader, and the position movement from the group leader to the general group leader, respectively, satisfy predetermined conditions, It may be performed sequentially according to the order in which the member joined as a paid member. In this case, it is possible to raise a large amount of money only by operating one meeting unit.

According to another preferred feature of the present invention, the method further comprises the step of accumulating a certain percentage of the membership dues paid by the paying member to the provisioning means, and the remaining membership fees, excluding the reserve for the provisioning means, from the paid membership dues to the head of the small group and the group head and Operational safety can be secured by distributing it to the general group head.

In the big money raising method of the present invention, in (c), when all the designated members of the small group to which the paying member belongs are filled, the position is moved to the small group head, and (d) is when all the designated members of the group to which the paying member belongs are filled. When the position is moved to the group leader, (e) moves to the general group leader when all the designated members of the meeting unit are filled.

Preferably, the big money raising method of the present invention is a meeting unit leader who can receive the dues paid by all the paying members 4 times at a certain rate by the general group leader who has received the 3rd time dues paid by all paying members at a certain rate It may further include the step of moving the location, and the amount of money to be received may be further increased by having the meeting unit head who received the 4th membership fee move to the location of the paying member again.

According to the method of preparing a large amount of money according to the present invention, it is possible to conveniently prepare a large amount of money online in a short period of time without providing additional collateral or interest according to the rank of the stepmother.

In addition, membership dues are paid at the same time as membership, and the paid membership fees are immediately distributed, so there is no risk of non-payment. It can be operated very safely.

In addition, only designated members of a small group are recruited, but they move to the receiving member and receive membership fees paid by other members several times each session. You can easily raise the amount of money you want in a remarkably short period of time.

1 is a block diagram of a system for implementing a method for preparing large sums of money according to the present invention;
Figure 2 is a block diagram showing the configuration of a paying member of the method for preparing a large amount of money according to the present invention;
Figure 3 is a block diagram showing the configuration of the receiving member of the method for preparing a large amount of money according to the present invention;
4 is a member configuration block diagram for implementing a method for preparing large sums of money according to the present invention;
Figure 5 is a block diagram for explaining the movement of the member position of the method for preparing a large amount of money according to the present invention;
6 and 7 are flowcharts for explaining the method of preparing a large amount of money according to the present invention;
8 is a block for explaining another example of the member position movement of the method for preparing a large amount of money according to the present invention.

Specific features and other advantages of the method for preparing large money according to the present invention will become clearer with the description of preferred embodiments below with reference to the accompanying drawings.

In FIG. 1 , a system for implementing a method for raising money according to the present invention is connected to a network 10 and includes a web server (Web server: 30) operated by a platform (20). The network 10 may be composed of the Internet 11 , the terrestrial network 12 , the public network 13 , and the like. The platform 20 may manage and operate the web server 30 through the administrator computer 40 connected to the network 10 .

The web server 30 may be composed of a server program 31 , a web page 32 , and a database 33 that an Internet user can search for and execute data in a URL (Universal Resource Locator) format. The server program 31 receives a HTTP (HyperText Transfer Protocol) request for accessing the web page 32 and provides various web pages 32 to Internet users.

The server program 31 is a system related to transaction processing and payment, member management, security and authentication for electronic business, and includes various programs such as transaction processing system, electronic payment system, member relationship management, account management, and message service. can be configured. The server program 32 collects, organizes, categorizes, arranges, evaluates and analyzes information provided from platforms, administrators, Internet users, mobile carriers, mobile communication subscribers, banks, etc. carry out

The database 33 is interconnected with the web server 30 through the server program 31, and processes, stores, searches and It works in conjunction with the server program 31 for update. A cache memory may be coupled to the database 33 . Cache memory temporarily stores data to speed up instruction processing.

The platform 20 preferably has a provision account 21 together with an administrator account 22 registered and managed in the web server 30 . The manager and provision accounts 21 , 22 may be bank accounts. The web server 30 stores, registers, and manages a series of financial service data such as a bank name, account holder, and account number in the database 33 .

The system for implementing the method for preparing a large amount of money according to the present invention is connected to the network 10, a plurality of first clients 51 operated by a plurality of paying members 50 who pay membership fees, and A plurality of second clients 61 are provided which are operated by a plurality of receiving members 60 who receive the receipt at a predetermined rate.

Each of the first and second clients 51 and 61 may be composed of user computers 52 and 62 and user portable terminals 53 and 63, and are connected to the web server 30 through the administrator computer 40. do. The administrator and user computers 40 , 51 , and 61 are computer systems connected to the network 10 in which a web browser such as Internet Explorer, Microsoft Edge, Google Chrome, or the like is installed. The user's portable terminals 52 and 62 are a smart phone, a mobile phone such as a cellular phone, a personal digital assistant (PDA), a portable multimedia player (PMP), etc. It is a terminal that can be carried and used by a user and can access the web server 30 through the network 10 .

Each of the paying members 50 and the receiving members 60 accesses the web server 30 through each of the first and second clients 51 and 61 to join as members, and then It is registered as a member through authentication and approval and stored in the database 33 . Both the paying members (50) and the receiving members (60) must be adults.

The paying members 50 are those who have paid the membership fee to prepare a large sum of money, and preferably, after paying the membership fee, they may have a user account 54 registered and managed in the web server 30 . The user account 54 may be a bank account as a deposit account for payment and receipt of membership dues.

As shown in Figures 2 and 4, the paying member 50 is a plurality of members (P1 ~ P27) a plurality of groups, for example, first, second, third groups (55, 56, 57) Formed and arranged in the transverse direction, each group (55, 56, 57) has the same number of members. Each group (55, 56, 57) of the paying member 50 is made up of the paying members 50 again, and a plurality of small groups arranged horizontally, for example, the first, second, and third small groups 55a, 55b, 55c) (56a, 56b, 56c) (57a, 57b, 57c) respectively.

Each of the small groups (55a, 55b, 55c) (56a, 56b, 56c) (57a, 57b, 57c) is a single group unit 70 consisting of a plurality of paying members 50 and a plurality of receiving members 60. 3 members equal to the number of groups 55 , 56 , 57 having Accordingly, the paid member 50 of each group 55, 56, 57 is equal to the square of the number of members in the small group, which is equal to the number of the plurality of small group heads R1 to R9, which will be described later, so that the paid members belonging to one group This is to allow all members 50 to move to the small group heads (R1 to R9).

The paying member 50 pays the membership fee at the same time as membership registration, and is arranged according to a predetermined rule determined by the platform 20 in the order of subscription. Preferably, one person is alternately distributed and arranged in each of the first, second, and third groups 55 according to the order of subscription, which means that the paying members 50 of each group (55, 56, 57) are the small group leaders (R1). ~ R9) to keep the order of position movement as fair as possible when separated into different meeting units 70 until the general group leader 67 after moving together.

Recipient members (60) sign up as members in a group unit for large sums of money and pay dues, and then meet certain conditions required by the platform (20) to receive a certain percentage of the dues paid by other paying members (50). one who does Of course, these receiving members 60 also have a user account 64 for deposits that are registered and managed in the web server 30 since they have gone through the paying members 50 .

3 and 4, the receiving member 60 may be composed of a plurality of small group leaders 65, a plurality of group leaders 66, and one general group leader 67. It may be preferable to further arrange the meeting unit head 68 on the general group head 67 so as to provide a large sum of money.

The plurality of small group heads 65 are arranged to correspond to each group 55, 56, 57 of the paying member 50, respectively, and the group head 66 is a plurality of groups corresponding to the plurality of groups 55, 56, 57, respectively. It is arranged to correspond to all of the small group heads 66 of the general group head 67 and the meeting unit head 68 is arranged to correspond to all of the plurality of group heads 66 .

Referring to FIG. 5 , the method in which the paying members 50 move to the receiving members 60 will be described in detail using the first group 55 as an example. In 55c), when the number of people set in the small groups 55a, 55b, 55c, that is, three paid members 50 join behind them (bottom in the drawing), the small group leader corresponding to the small group 55a, 55b, 55c Move to position (R1, R2, R3).

At this time, all the paying members 50 belonging to each group 55 , 56 , 57 move to one team, and the paying members P1 , P10 , P19 belonging to the first small group 55a are transferred to the first group 55 . ) moves to the positions of the plurality of small group heads ((R1, R2, R3) respectively corresponding to the plurality of small groups 55a, 55b, 55c, and the paying members P4, P13, P22 belonging to the second small group 55b moves to the positions of the plurality of small group heads ((R4, R5, R6) respectively corresponding to the plurality of small groups 56a, 56b, 56c of the second group 56. Then, the payment belonging to the third small group 55c The members P7, P16, and P25 move to the positions of the plurality of small group heads (R7, R8, R9) respectively corresponding to the plurality of small groups 57a, 57b, 57c of the third group 57. Accordingly, The paying members 50 of the first, second and third groups 55 , 56 , 57 are separately arranged as different meeting units 70 .

In addition, the plurality of first, second, and third small group heads R1, R2, and R3 are assigned to each group when the number of paid members 50 of the group determined by the corresponding groups 55, 56, 57, that is, all 9 members are filled. A plurality of small groups 55, 56, 57 of each group 55, 56, 57 while moving to the positions of the first, second and third group heads G1, G2, G3 corresponding to (55, 56, 57) respectively ) corresponding to the small group leaders (R1, R2, R2) (R4, R5, R6) (R7, R8, R9) are again separated and arranged in different meeting units (70).

And, the plurality of group heads (G1, G2, G3) move to the position of the general group head (67) when all the 27 members, the number of paid members (50) of all groups (55, 56, 57), are filled, and again different meeting units (70) will be arranged separately. The general group head 67 moves to the location of the meeting unit head 68 when all the paying members 50 are filled at the location, and after all the paying members 50 are filled at the meeting unit head 68 position, again It moves to the location of the paying member 50 and pays the membership fee.

Next, a method for preparing a large amount of money according to the present invention will be described in parallel with FIGS. 6 and 7 .

First, in step S100 , a user who wants to join as a paying member 50 connects to the platform 20 through the network 10 using the first client 51 , and then joins as a paying member 50 . do. Then, the web server 30 divides the subscribed paid members 50 into a plurality of groups 55 , 56 , 57 in the order of subscription according to the rules set at the paid member positions of the meeting unit 70 , and arranges them.

At this time, those who sign up as the paid member 50 pay a set membership fee through the user account 54 at the same time as the member signup.

In step S101, the web server 30 selects the paid members 50 belonging to the plurality of groups 55, 56, 57 to the plurality of small groups 55a, 55b, 55c, 56a, 56b, 56c, 57a, 57b and 57c) respectively.

Next, in step S102, the web server 30 checks whether all the paid members 50 specified in each of the small groups 55a, 55b, 55c, 56a, 56b, 56c, 57a, 57b, 57c are filled. do. As a result, if all of the paying members 50 are filled, the process proceeds to step S103. If not, the process returns to step S102.

When all of the paying members 50 assigned to each of the small groups 55a, 55b, 55c, 56a, 56b, 56c, 57a, 57b, 57c are filled, in step S103, the small groups 55a, 55b, 55c The paying members 50 belonging to (56a, 56b, 56c) (57a, 57b, 57c) are a plurality of small group heads (R1, R2, R2) (R4, R5, R6) (R7, R8) where the first membership dues are received. , R9) move together to position.

At this time, the paying members 50 belonging to the first group 55 , the second group 56 , and the third group 57 are separated and arranged as different meeting units 70 by moving together, respectively.

Next, in step S104, the web server 30 checks whether all of the paid members 50 of a predetermined number of groups 55, 56, 57 are filled. As a result, if the paying members 50 are not all filled, the flow returns to step S104, and if all of the paid members 50 are filled, the flow proceeds to step S105.

When all of the paying members 50 of the predetermined number of members in each group 55, 56, 57 have been filled, in step S105, a plurality of small groups 55a, 55b, 55c of each group 55, 56, 57 ( A plurality of small group heads (R1, R2, R2) (R4, R5, R6) (R7, R8, R9) corresponding to 56a, 56b, 56c) (57a, 57b, 57c) respectively are a plurality of group heads (G1, G2) , G3) move to position.

In this case, the plurality of small group heads R1 , R2 , and R2 corresponding to the first group 55 are first, second and third group heads G1 and G2 respectively corresponding to the plurality of groups 55 , 56 , 57 . , G3) move together to position. Accordingly, the small group heads R4, R5, R6 (R7, R8, R9) corresponding to the plurality of small groups 56a, 56b, 56c (57a, 57b, 57c) of the second and third groups 56 and 57, respectively. ) are again separated and arranged as different gathering units (70).

Next, in step S106 , the web server 30 checks whether all of the paying members 50 of a predetermined number of members are filled in all the groups 55 , 56 , 57 belonging to the meeting unit 70 . As a result, if all are not filled, the flow returns to step S106, and if all are filled, the flow proceeds to the next step (S107).

When all of the paid members 50 of a predetermined number of members are filled in all the groups 55, 56, 57 belonging to the meeting unit 70, in step S107, a plurality of group heads (G1, G2, G3) are the general group heads ( 67) Move to position. Also at this time, each group leader (G1, G2, G3) is arranged to be separated again into different meeting units (70).

Next, in step S108, when all the group members (55, 56, 57) belonging to the meeting unit 70 are filled with a set number of paid members 50, each group leader (G1, G2, G3) is the corresponding meeting unit (70) The meeting unit head (68) moves to the position, respectively.

Meanwhile, in step S109 , a certain percentage of the membership dues paid by the paying members 50 is credited to the provision account 22 of the platform 20 .

Next, in step S110, the remaining amount of the membership fee minus the amount accumulated in the provision account 22 is calculated by the small group head R1, the group head G1, the general group head 67 and It is distributed according to a predetermined ratio set to the meeting unit head (68).

Accordingly, in the position of the small group leader (R1 ~ R9), the membership fee is received by the number of times corresponding to the number of the small groups (55a, 55b, 55c) (56a, 56b, 56c) (57a, 57b, 57c), and the group leader (G1, G1, In the positions G2 and G3), the membership fee is received as many times as the number of people in the corresponding group (55, 56, 57). And, at the positions of the general group head 67 and the meeting unit head 68, the membership fee can be received by the number of times corresponding to the number of all paid members 50 of the corresponding meeting unit 70, respectively. Accordingly, it is possible to easily prepare large sums of money within a very short period of time.

Next, in step S111, the meeting unit head 68, who has received all the dues of the predetermined ratio from the dues paid by all the paying members 50 by the web server 30, moves to the paying members 50 again. Check that the dues have been paid. As a result, if the payment is completed, the payment is not made, in step (S112), by paying the insufficient dues in the provision account 22, so that the meeting unit 70 can be continuously and safely operated.

On the other hand, FIG. 8 shows another method of moving the position of the method for preparing a large amount of money according to the present invention.

In this method, in the arrangement of the paying member 50 and the receiving member 60 in the above-described implementation, when the paying member 50 satisfies a predetermined condition, all the paying members 50 of the group 55, 56, 57 ) does not move to the location of the small group leader (R1 ~ R9) together, and the small group leader ( R1~R9) position can be moved.

Similarly, the small group heads (R1 to R9) also move sequentially to the corresponding group heads (G1, G2, G3) in a predetermined order, and each group head (G1, G2, G3) is also sequentially the general group head (67) And it can move to the location of the meeting unit head 68, and the meeting unit head 68 on which all membership fees have been received moves back to the paying member 50 position at a predetermined location to pay the membership fee.

When moving in this way, it is possible to simply implement the method of preparing large sums of money of the present invention in a way that circulates within one gathering unit 70 .

10: Network 11: Internet
20: Platform 21: Administrator Account
22: Provision account 30: Web server
31: server program 32: web page
33: database 40: administrator computer
50: paid member 51: first client
52, 62: user computer 53, 63: user's mobile terminal
54, 64: User account 55, 56, 57: (Paid member) group
60: receiving member 61: second client
65: small group leader 66: group leader
67: general group leader 68: meeting unit leader

Claims (10)

A method for collecting large sums of money in a short period of time by forming a meeting unit in which a large number of members gather and pay a predetermined dues arbitrarily determined according to the rules,
(a) dividing a plurality of paying members who pay membership fees into a plurality of groups;
(b) dividing the paid members belonging to each group into a plurality of small groups;
(c) when the paid members satisfy a predetermined condition, moving to a plurality of small group heads who first receive a predetermined percentage of the paid membership fee;
(d) when each of the small group heads satisfies a predetermined condition, moving to a plurality of group heads who receive a predetermined percentage of the paid membership fee secondarily;
(e) when each group leader satisfies a predetermined condition, moving to a general group leader who receives a third percentage of the paid membership fee;
(f) distributing the membership dues paid by the plurality of paid members to the plurality of small group heads, group heads, and general group heads at a predetermined ratio;
(g) the general group leader who has received the membership dues paid by all the paying members up to the 3rd time at a certain rate, moving the position back to the paying member; According to claim 1,
In the above (f), a large amount of money raising method, characterized in that the membership fee is distributed only to the small group head to which the paying member who has paid the membership fee belongs, the group head, and the general group head. According to claim 1,
The group of the meeting unit and the small group in each group are configured to be equal to the number of members forming the small group, and the number of members in each group is configured as the square of the number of small group members. 4. The method according to any one of claims 1 to 3,
In (c), all the paying members belonging to any one of the plurality of groups are moved to each other and placed in a plurality of small group heads, and the paying members of each group are separated into different meeting units while moving to the small group leader. A method of raising money, characterized in that it becomes. 5. The method of claim 4,
In (d), among the plurality of small group leaders belonging to each group, all the small group leaders belonging to any one group move and are respectively arranged in the plurality of group leaders, and the small group leaders of each group move to each other while moving to the group leader A big money raising method, characterized in that it is separated again into another meeting unit. 6. The method of claim 5,
In (e), the plurality of group heads move to the general group head, and the big money provision method, characterized in that it is separated again into different meeting units. According to claim 1,
The position movement from the paying member to the small group leader, the position movement from the small group leader to the group leader, and the position movement from the group leader to the general group leader respectively satisfy predetermined conditions, according to the order of joining as a paying member to the meeting unit. A method of raising a large amount of money, characterized in that it is done sequentially. According to claim 1,
The method further comprising the step of accumulating a certain percentage of the membership dues paid by the paying member in a provisioning means, and distributing the remaining membership fees, excluding the reserve for the provisioning means, from the paid membership fees to the head of the small group, the group head and the general group head How to raise money. 8. The method of claim 1 or 7,
In (c) above, when all the designated members of the small group to which the paid member belongs are filled, the position is moved to the small group leader,
In (d) above, when all the designated members of the group to which the paid member belongs are filled, the position moves to the group leader,
The (e) is a method of preparing a large amount of money, characterized in that the position is moved to the general group leader when all the designated members of the meeting unit are filled. 8. The method of claim 1 or 7,
Further comprising the step of moving to the head of the meeting unit where the head of the general group who has received the 3rd time the dues paid by all the paying members at a certain rate can receive the 4th time the dues paid by all the paying members at a fixed rate; A method of raising a large amount of money, characterized in that the head of the meeting unit who received the 4th time moves to the position of the paying member again.

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