KR20210105599A - Method for consolidated paying using coupon combination between multiple user and apparatus using the same - Google Patents

Abstract

A consolidated paying method using coupon combination between multiple users and an apparatus therefor are disclosed. The consolidated paying apparatus can acquire discount coupon information of each of at least two or more customers that is applied to the consolidated payment from a payment terminal provided in a store, determine whether the consolidated payment is a valid transaction the consolidated payment based on member information of each of the at least two or more customers and the discount coupon information, normally process the consolidated payment based on the consolidated payment information when the consolidated payment is the valid transaction, and collect transaction data from a plurality of customers including payment customers and coupon providing customers related to the consolidated payment.

Description

Integrated payment method using coupon combination between multiple users and a device for the same {METHOD FOR CONSOLIDATED PAYING USING COUPON COMBINATION BETWEEN MULTIPLE USER AND APPARATUS USING THE SAME}

The present invention relates to a payment technology through a combination of coupons between multiple users, and in particular, a technology that enables one payment by using discount coupons owned by multiple customers together, and through which transaction information can be obtained simultaneously from multiple customers is about

In general, online or offline stores have a system so that customers can apply their discount coupons to process payment. That is, the discount coupon stored in the customer's terminal may be applied to the payment information so that the payment amount can be discounted. In addition, if one customer owns several types of discount coupons and duplicate discounts are possible during payment, an integrated barcode including information on a plurality of coupons is issued and provided so that they can be used. In this case, payment information may be processed and managed by subtracting the quantity of each of the plurality of coupons used through the integrated barcode.

However, there is no integrated payment system for processing one payment by integrating the discount coupons owned by multiple customers instead of multiple discount coupons owned by one customer.

Korean Patent Publication No. 10-2018-0048024, published on May 10, 2018 (Title: Method and system for providing integrated payment service)

SUMMARY OF THE INVENTION It is an object of the present invention to provide an integrated payment system that collects each discount coupon owned by several customers so that they can be used together in one payment process.

Another object of the present invention is to provide a system capable of managing and analyzing processing information for each coupon used by dividing payment information by multiple customers through integrated payment.

Also, an object of the present invention is to collect transaction information for two or more customers using only one transaction information.

Another object of the present invention is to provide a method and procedure for managing transaction information for which payment processing is completed for each member.

Another object of the present invention is to enable payment processing by subtracting the combined discount coupons provided during the integrated payment by managing the discount coupon information issued to each member, respectively.

In an integrated payment method using coupon combination between multiple users according to the present invention for achieving the above object, the integrated payment device collects discount coupon information of each of at least two or more customers to be applied to the integrated payment from a payment terminal provided in a store. obtaining; determining, by the integrated payment device, whether the integrated payment is a valid transaction based on member information of each of the at least two or more customers and the discount coupon information; normally processing, by the integrated payment device, the integrated payment based on integrated payment information when the integrated payment is a valid transaction; and collecting, by the integrated payment device, transaction data from a plurality of customers including a payment customer and a coupon providing customer related to the integrated payment.

In this case, the integrated payment method may further include updating, by the integrated payment device, a transaction analysis result that can be viewed based on at least one of a period, a store, a customer, and a coupon based on the transaction data.

In this case, the integrated payment method may further include providing customized discount coupon information to the payment customer and the coupon providing customer, respectively, based on the transaction analysis result.

In this case, the integrated payment information includes a store code corresponding to the store, a payment number and payment amount corresponding to the payment, member information of each of the payment customer and the coupon providing customer, and coupon deduction information corresponding to the coupon providing customer. may include

In this case, the step of determining whether the transaction is valid may include determining whether the transaction is valid by checking whether a coupon random number included in the discount coupon information is issued corresponding to the member information.

In this case, the payment terminal provided in the store may be able to obtain the coupon random number based on the discount coupon barcodes provided by the at least two or more customers, respectively.

In this case, the customized discount coupon information may be provided in consideration of the number of payments for each customer and the number of times of providing the discount coupon.

In this case, the transaction data may include at least one of store visit data, payment data, and coupon use data.

In addition, the integrated payment device using coupon combination between multiple users according to the present invention obtains discount coupon information of each of at least two or more customers to be applied to the integrated payment from a payment terminal provided in a store, and each of the at least two customers It is determined whether the integrated payment is a valid transaction based on member information and the discount coupon information, and if the integrated payment is a valid transaction, the integrated payment is normally processed based on the integrated payment information, and payment related to the integrated payment a processor for collecting transaction data from a plurality of customers, including customers and coupon providing customers; and a memory for storing a transaction analysis result that can be viewed based on at least one of a period, a store, a customer, and a coupon.

In this case, the processor may update the transaction analysis result that can be viewed based on at least one of a period, a store, a customer, and a coupon based on the transaction data.

In this case, the processor may provide each customized discount coupon information to the payment customer and the coupon providing customer based on the transaction analysis result.

In this case, the integrated payment information includes a store code corresponding to the store, a payment number and payment amount corresponding to the payment, member information of each of the payment customer and the coupon providing customer, and coupon deduction information corresponding to the coupon providing customer. may include

At this time, the processor may determine whether the valid transaction by checking whether a coupon random number included in the discount coupon information is issued corresponding to the member information.

In this case, the payment terminal provided in the store may be able to obtain the coupon random number based on the discount coupon barcodes provided by the at least two or more customers, respectively.

In this case, the customized discount coupon information may be provided in consideration of the number of payments for each customer and the number of times of providing the discount coupon.

In this case, the transaction data may include at least one of store visit data, payment data, and coupon use data.

According to the present invention, it is possible to provide an integrated payment system that collects each discount coupon owned by several customers so that they can be used together in one payment process.

In addition, the present invention can provide a system capable of managing and analyzing processing information for each coupon used by dividing payment information by multiple customers through integrated payment.

In addition, according to the present invention, transaction information for two or more customers can be collected with only one transaction information.

In addition, the present invention may provide a method and procedure for managing transaction information for which payment processing is completed for each member.

In addition, the present invention can enable payment processing by subtracting the combined discount coupons provided during the integrated payment by managing the discount coupon information issued to each member, respectively.

1 is a view showing an example of a payment processing process according to the prior art.
2 is a diagram illustrating an integrated payment system using coupon combination between multiple users according to an embodiment of the present invention.
3 is an operation flowchart illustrating an integrated payment method using coupon combination between multiple users according to an embodiment of the present invention.
4 is a block diagram illustrating an integrated payment apparatus using coupon combination between multiple users according to an embodiment of the present invention.
5 is a diagram illustrating an example of a payment processing process according to the present invention.
6 is an operation flowchart illustrating a process of providing customized discount coupon information for each customer according to an embodiment of the present invention.
7 is a block diagram illustrating an integrated payment apparatus using coupon combination between multiple users according to another embodiment of the present invention.

Hereinafter, preferred embodiments of the present invention will be described in detail with reference to the accompanying drawings. However, detailed descriptions of well-known functions or configurations that may obscure the gist of the present invention in the following description and accompanying drawings will be omitted. Also, it should be noted that throughout the drawings, the same components are denoted by the same reference numerals as much as possible.

The terms or words used in the present specification and claims described below should not be construed as being limited to their ordinary or dictionary meanings, and the inventor is appropriate as a concept of terms for describing his invention in the best way. It should be interpreted as meaning and concept consistent with the technical idea of the present invention based on the principle that it can be defined in Accordingly, the embodiments described in this specification and the configurations shown in the drawings are only the most preferred embodiment of the present invention, and do not represent all of the technical spirit of the present invention. It should be understood that there may be equivalents and variations. In addition, terms such as first, second, etc. are used to describe various components, and are used only for the purpose of distinguishing one component from other components, and are not used to limit the components.

2 is a diagram illustrating an integrated payment system using coupon combination between multiple users according to an embodiment of the present invention.

Referring to FIG. 2 , the integrated payment system using coupon combination between multiple users according to an embodiment of the present invention includes an integrated payment device 210 , a customer group 220 for payment and coupon provision, and a payment terminal provided in a store. 230 and network 240 .

In the conventional payment system, as shown in FIG. 1 , the payment device 110 applies the discount coupon 121 stored in the personal terminal of one customer 120 to one payment, or A plurality of discount coupons stored in the personal terminal could be applied to one payment. In other words, since it is a system that can collect transaction data for only one customer through one payment, there is a restriction that as many payments must be made in order to collect a lot of transaction data and perform transaction analysis.

Accordingly, the present invention intends to propose an integrated payment system that can collect transaction data more effectively by enabling integrated payment by combining discount coupons owned by multiple customers rather than paying for one coupon per person.

That is, the integrated payment system shown in FIG. 2 is a system implemented to enable integrated payment by using discount coupons owned by multiple customers together, rather than paying for one coupon per person. The integrated payment device 210 illustrated in FIG. 2 may provide a function of processing a payment by adding up discount rates of each of a plurality of coupons selected as a subtraction means from the total payment amount.

For example, the total payment amount is 10,000 won, and among customers included in the customer group 220 shown in FIG. 2 , a 10% discount coupon owned by Customer 1 and a 10% discount coupon owned by Customer 2 are combined to make an integrated payment. Assuming that it is performed, an amount of 8,000 won may be finally calculated as a payment amount and processed for settlement. In this case, the company or affiliate that sold the product or issued the coupon may collect transaction data from customer 1 and customer 2, respectively, and use it to provide future transaction analysis results.

Hereinafter, a process of performing an integrated payment through the integrated payment system using the coupon combination between multiple users shown in FIG. 2 will be described in more detail.

First, the integrated payment device 210 obtains discount coupon information of each of at least two or more customers to be applied to the integrated payment from the payment terminal 230 provided in the store.

For example, at least two or more customers may correspond to customers belonging to the customer group 220 related to the integrated payment as shown in FIG. 2 . In this case, the customer group 220 may include a payment customer who performs payment and a coupon providing customer who provides only a discount coupon.

Also, the integrated payment device 210 determines whether the integrated payment is a valid transaction based on member information and discount coupon information of each of at least two or more customers.

At this time, it is possible to determine whether a valid transaction by checking whether a coupon random number included in the discount coupon information is issued corresponding to the member information.

In this case, the payment terminal 230 provided in the store may be able to obtain a coupon random number based on the discount coupon barcodes provided by at least two or more customers, respectively.

For example, the discount coupon barcode may be output through a personal terminal of each of at least two or more customers, and the payment terminal 230 may recognize the discount coupon barcode outputted to the personal terminal through a barcode reader.

In this case, the personal terminal of each customer may include a portable mobile phone, a tablet PC, a smart phone, a personal digital assistant (PDA), or a portable multimedia player (PMP).

Also, when the integrated payment is a valid transaction, the integrated payment device 210 normally processes the integrated payment based on the integrated payment information.

In this case, the integrated payment information may include a store code corresponding to the store, a payment number and payment amount corresponding to the payment, member information of each paying customer and the coupon providing customer, and coupon deduction information corresponding to the coupon providing customer.

In addition, the integrated payment device 210 collects transaction data from a plurality of customers including a payment customer and a coupon providing customer related to the integrated payment.

In this case, the transaction data may include at least one of store visit data, payment data, and coupon use data.

In addition, the integrated payment device 210 updates the transaction analysis result that can be viewed based on at least one of a period, a store, a customer, and a coupon based on the transaction data.

In addition, the integrated payment device 210 provides customized discount coupon information to the payment customer and the coupon providing customer, respectively, based on the transaction analysis result.

In this case, the customized discount coupon information may be provided in consideration of the number of payments for each customer and the number of times of providing the discount coupon.

In this case, the integrated payment device 210 may provide customized discount coupon information through the network 240 .

In this case, the network is a concept encompassing both an existing network and a network that can be developed in the future. For example, the network is IP Network, which provides large-capacity data transmission/reception service and data service without interruption through Internet Protocol (IP), and All IP, which is an IP network structure that integrates different networks based on IP. ) network, etc., wired network, Wibro (Wireless Broadband) network, 3G mobile communication network including WCDMA, HSDPA (High Speed Downlink Packet Access) network and 3.5G mobile communication network including LTE network, 4 including LTE advanced It may be achieved by combining one or more of a generation mobile communication network, a satellite communication network, and a Wi-Fi network.

3 is an operation flowchart illustrating an integrated payment method using coupon combination between multiple users according to an embodiment of the present invention.

Referring to FIG. 3 , in the integrated payment method using coupon combination between multiple users according to an embodiment of the present invention, each discount coupon of at least two or more customers to be applied to the integrated payment from the payment terminal provided in the store by the integrated payment device Information is obtained (S310).

In this case, the integrated payment device according to an embodiment of the present invention may be configured with a combination of various modules for processing the integrated payment as shown in FIG. 4 . Referring to FIG. 4 , the integrated payment device 400 includes a transaction inquiry unit 410 , a member management unit 420 , a coupon payment analysis unit 430 , an integrated payment processing unit 440 , a coupon authentication processing unit 450 , and coupon issuance. It may be composed of a unit 460 and a coupon management unit 470 .

For example, the coupon issuing unit 460 may issue discount coupons for each customer while displaying and managing discount coupons for each affiliate. Accordingly, all customers registered in the member management unit 420 may store the discount coupon issued through the integrated payment device 400 in their personal terminal and use it for the integrated payment. In this case, the coupon management unit 470 may manage the member information of the customer to whom the discount coupon is issued when the coupon issuance unit 460 issues a discount coupon.

In this case, the payment terminal may acquire discount coupon information by reading the discount coupon barcode output to the personal terminal of each of the two or more customers. For example, the payment terminal scans the personal terminals of two or more customers one by one to obtain a plurality of discount coupon information, or an integrated barcode that integrates discount coupons of multiple customers in the personal terminal of any one of the two or more customers may be scanned to obtain information on a plurality of discount coupons.

In this case, the integrated payment device and the payment terminal provided in the store may transmit/receive data through the network, and the network may include both an existing network and a network that can be developed in the future. For example, the network is IP Network, which provides large-capacity data transmission/reception service and data service without interruption through Internet Protocol (IP), and All IP, which is an IP network structure that integrates different networks based on IP. ) network, etc., wired network, Wibro (Wireless Broadband) network, 3G mobile communication network including WCDMA, HSDPA (High Speed Downlink Packet Access) network and 3.5G mobile communication network including LTE network, 4 including LTE advanced It may be achieved by combining one or more of a generation mobile communication network, a satellite communication network, and a Wi-Fi network.

At this time, the method of obtaining the discount coupon information of each of the two or more customers is not limited to a specific method, and the setting can be freely changed within the scope that can implement the integrated payment method according to an embodiment of the present invention.

For example, the integrated payment device 400 illustrated in FIG. 4 may receive discount coupon information together with the integrated payment information from the payment terminal through the integrated payment processing unit 440 .

In addition, in the integrated payment method using coupon combination between multiple users according to an embodiment of the present invention, the integrated payment device determines whether the integrated payment is a valid transaction based on member information and discount coupon information of each of at least two or more customers do (S315).

For example, the integrated payment processing unit 440 shown in FIG. 4 transmits the discount coupon information received from the payment terminal to the coupon authentication processing unit 450 to provide a response as to whether the integrated transaction requested from the payment terminal is a valid transaction. can

At this time, it is possible to determine whether a valid transaction by checking whether a coupon random number included in the discount coupon information is issued corresponding to the member information.

For example, when a coupon authentication request is received from the coupon authentication processing unit 450 , the coupon management unit 470 illustrated in FIG. 4 may provide a coupon random number matched to the member information together with the member information. Accordingly, the coupon authentication processing unit 450 checks whether a random coupon number included in the discount coupon information received through the payment terminal is issued according to the member information based on the matching information acquired through the coupon management unit 470 . can

In this case, the payment terminal provided in the store may be able to obtain a random coupon number based on the discount coupon barcode provided by at least two or more customers, respectively.

At this time, at least two or more customers may display the discount coupon barcode through each personal terminal, and the payment terminal may recognize the discount coupon barcode displayed on the personal terminal through the connected barcode reader.

In this case, the customer's personal terminal may include a portable mobile phone, a tablet PC, a smart phone, a personal digital assistant (PDA), or a portable multimedia player (PMP).

In addition, the customer's personal terminal may receive various information such as number and character information, and transmit signals input in connection with setting various functions and controlling the functions of the personal terminal to the control unit through the input unit. In addition, the input unit of the personal terminal may be configured to include at least one of a keypad and a touchpad that generate an input signal according to a user's touch or manipulation. In this case, the input unit of the personal terminal may be configured in the form of a single touch panel (or touch screen) together with the display unit of the personal terminal to simultaneously perform input and display functions. In addition, as the input unit of the personal terminal, all types of input means that may be developed in the future may be used in addition to input devices such as a keyboard, a keypad, a mouse, a joystick, and the like.

In addition, the display unit of the personal terminal may display information about a series of operation states and operation results that occur while the function of the personal terminal is performed. Also, the display unit of the personal terminal may display a menu of the personal terminal and user data input by the user. Here, the display unit of the personal terminal is a liquid crystal display (LCD), an ultra-thin liquid crystal display (TFT-LCD, Thin Film Transistor LCD), a light emitting diode (LED, Light Emitting Diode), an organic light emitting diode (OLED, Organic). LED), an active organic light emitting diode (AMOLED, Active Matrix OLED), a retina display, a flexible display, and a three-dimensional display. In this case, when the display unit of the personal terminal is configured in the form of a touch screen, the display unit of the personal terminal may perform some or all of the functions of the input unit of the personal terminal.

In addition, the storage unit of the personal terminal is a device for storing data, and includes a main memory and an auxiliary memory, and may store an application program necessary for a functional operation of the personal terminal. The storage unit of the personal terminal may largely include a program area and a data area. Here, when each function is activated in response to a user's request, the personal terminal executes the corresponding application programs under the control of the control unit to provide each function.

In addition, the communication unit of the personal terminal may perform a function for transmitting and receiving data through the integrated payment device and the network. Here, the communication unit of the personal terminal may include an RF transmitting unit for up-converting and amplifying the frequency of the transmitted signal, and an RF receiving unit for low-noise amplifying the received signal and down-converting the frequency. The communication unit of the personal terminal may include at least one of a wireless communication module and a wired communication module. In addition, the wireless communication module is a configuration for transmitting and receiving data according to a wireless communication method, and when a personal terminal uses wireless communication, data is transmitted using any one of a wireless network communication module, a wireless LAN communication module, and a wireless fan communication module. It can be transmitted and received by the integrated payment device. In addition, the wired communication module is for transmitting and receiving data by wire. The wired communication module may connect to a network through a wire and transmit/receive data to and from the integrated payment device. That is, the personal terminal may access the network using a wireless communication module or a wired communication module, and may transmit/receive data to and from the integrated payment device through the network.

In addition, the control unit of the personal terminal may be a process device that drives an operating system (OS) and each component. For example, the control unit may control the overall process of accessing the integrated payment device. Separately When accessing the integrated payment device through the service application of It is possible to control so that personal terminal information required for user authentication is transmitted together.

In addition, in the integrated payment method using coupon combination between multiple users according to an embodiment of the present invention, the integrated payment device performs integrated payment based on integrated payment information when the integrated payment is a valid transaction as a result of the determination in step S315 is normally processed (S320).

In this case, the integrated payment information may include a store code corresponding to the store, a payment number and payment amount corresponding to the payment, member information of each paying customer and the coupon providing customer, and coupon deduction information corresponding to the coupon providing customer.

For example, referring to FIG. 4 , the integrated payment processing unit 440 may receive integrated payment information and perform normal transaction processing, and divide the full text of transactions for a plurality of discount coupons applied to the integrated payment for each coupon. can manage

If it is determined in step S315 that the integrated payment is not a valid transaction, the integrated payment device sends a transaction error message to the payment terminal provided in the store and at least two customers (S340).

In this case, the transaction error message may include information related to the cause of the transaction error. For example, when the discount coupon provided by the customer is an abnormal coupon or the discount coupon provided by the customer is an already used coupon, the relevant contents may be summarized and included in the transaction error message.

In addition, in the integrated payment method using a coupon combination between multiple users according to an embodiment of the present invention, the integrated payment device collects transaction data from a plurality of customers including a payment customer and a coupon providing customer related to the integrated payment (S330) .

That is, according to the present invention, since transaction data can be simultaneously collected not only for payment customers who have made a payment during integrated payment but also for at least two or more customers who have provided discount coupons, various transaction data can be secured with only one integrated payment.

In this case, the transaction data may include at least one of store visit data, payment data, and coupon use data.

Accordingly, when analyzing transaction data, various transaction analysis results such as transaction information for each period, transaction information for each store, transaction information for each customer, and transaction information for each coupon may be obtained.

In addition, although not shown in FIG. 3, in the integrated payment method using coupon combination between multiple users according to an embodiment of the present invention, the integrated payment device selects at least one of a period, a store, a customer, and a coupon based on transaction data. Update the transaction analysis results that can be viewed as a standard.

For example, referring to FIG. 4 , the coupon payment analysis unit 430 performs an integrated payment based on a database capable of analyzing each integrated payment information received from the integrated payment processing unit 440 , a payment customer and a coupon It is possible to provide transaction analysis results for each of the providing customers. The analyzed result may be inquired by period, store, customer, and coupon for all members registered in the member management unit 420 through the transaction inquiry unit 410 .

In addition, although not shown in FIG. 3 , in the integrated payment method using coupon combination between multiple users according to an embodiment of the present invention, the integrated payment device provides customized discounts to paying customers and coupon providing customers based on transaction analysis results, respectively Coupon information is provided.

For example, it is possible to obtain transaction information for each customer based on the transaction analysis result, and provide customized discount coupon information for each customer based on the transaction information for each customer.

In this case, the customized discount coupon information may be provided in consideration of the number of payments for each customer and the number of times of providing the discount coupon.

For example, discount coupon information applicable according to a payment method may be provided to a customer whose number of payments is higher than the number of coupons by a certain level or more.

For another example, discount coupon information that can be applied redundantly or discount coupon information irrelevant to a payment method may be provided to a customer whose number of coupons is higher than the number of payments by a certain level or more.

In this case, the customized discount coupon information may be transmitted from the integrated payment device to the customer's personal terminal based on the network.

In addition, although not shown in FIG. 3, the integrated payment method using coupon combination between multiple users according to an embodiment of the present invention separates various information generated in the integrated payment process according to the embodiment of the present invention as described above. stored in the storage module of

By using the integrated payment method using the coupon combination between multiple users, it is possible to provide an integrated payment deducted from duplicates by combining two or more discount coupons owned by different customers offline.

In addition, transaction information can be analyzed more effectively by acquiring transaction data from two or more customers with only one integrated payment.

In addition, it is possible to manage and analyze processing information for each coupon used by dividing payment information by multiple customers through integrated payment.

In addition, it is possible to provide a method and procedure for managing transaction information for which payment processing is completed for each member.

In addition, by managing the discount coupon information issued to each member, it is possible to deduct the combined discount coupon provided at the time of the integrated payment to enable payment processing.

5 is a diagram illustrating an example of a payment processing process according to the present invention.

Referring to FIG. 5 , in the payment processing process according to the present invention, the discount of at least two or more customers 521 to 523 to be applied to the integrated payment from the payment terminal 530 provided in the store by the integrated payment device 510 first. Get coupon information

For example, the coupon issuing unit may issue a discount coupon for each customer while displaying and managing the discount coupon for each affiliate. Accordingly, all customers registered in the member management unit may store the discount coupon issued through the integrated payment device 510 in their personal terminal and use it for the integrated payment. In this case, the coupon management unit may manage member information of a customer who has been issued a discount coupon when the coupon issuing unit issues a discount coupon.

At this time, the payment terminal 530 may obtain discount coupon information by reading the discount coupon barcode output to the personal terminals of each of the two or more customers 521 to 523 . For example, the payment terminal scans the personal terminals of two or more customers 521 to 523 one by one to obtain a plurality of discount coupon information, or discount coupons of several customers from the personal terminal of any one of the two or more customers It is also possible to obtain information on a plurality of discount coupons by scanning the integrated barcode.

In this case, the customer's personal terminal may include a portable mobile phone, a tablet PC, a smart phone, a personal digital assistant (PDA), or a portable multimedia player (PMP).

In addition, the customer's personal terminal may receive various information such as number and character information, and transmit signals input in connection with setting various functions and controlling the functions of the personal terminal to the control unit through the input unit. In addition, the input unit of the personal terminal may be configured to include at least one of a keypad and a touchpad that generate an input signal according to a user's touch or manipulation. In this case, the input unit of the personal terminal may be configured in the form of a single touch panel (or touch screen) together with the display unit of the personal terminal to simultaneously perform input and display functions. In addition, as the input unit of the personal terminal, all types of input means that may be developed in the future may be used in addition to input devices such as a keyboard, a keypad, a mouse, a joystick, and the like.

In addition, the display unit of the personal terminal may display information about a series of operation states and operation results that occur while the function of the personal terminal is performed. Also, the display unit of the personal terminal may display a menu of the personal terminal and user data input by the user. Here, the display unit of the personal terminal is a liquid crystal display (LCD), an ultra-thin liquid crystal display (TFT-LCD, Thin Film Transistor LCD), a light emitting diode (LED, Light Emitting Diode), an organic light emitting diode (OLED, Organic). LED), an active organic light emitting diode (AMOLED, Active Matrix OLED), a retina display, a flexible display, and a three-dimensional display. In this case, when the display unit of the personal terminal is configured in the form of a touch screen, the display unit of the personal terminal may perform some or all of the functions of the input unit of the personal terminal.

In addition, the storage unit of the personal terminal is a device for storing data, and includes a main memory and an auxiliary memory, and may store an application program necessary for a functional operation of the personal terminal. The storage unit of the personal terminal may largely include a program area and a data area. Here, when each function is activated in response to a user's request, the personal terminal executes the corresponding application programs under the control of the control unit to provide each function.

In addition, the communication unit of the personal terminal may perform a function for transmitting and receiving data through the integrated payment device and the network. Here, the communication unit of the personal terminal may include an RF transmitting unit for up-converting and amplifying the frequency of the transmitted signal, and an RF receiving unit for low-noise amplifying the received signal and down-converting the frequency. The communication unit of the personal terminal may include at least one of a wireless communication module and a wired communication module. In addition, the wireless communication module is a configuration for transmitting and receiving data according to a wireless communication method, and when a personal terminal uses wireless communication, data is transmitted using any one of a wireless network communication module, a wireless LAN communication module, and a wireless fan communication module. It can be transmitted and received by the integrated payment device. In addition, the wired communication module is for transmitting and receiving data by wire. The wired communication module may connect to a network through a wire and transmit/receive data to and from the integrated payment device. That is, the personal terminal may access the network using a wireless communication module or a wired communication module, and may transmit/receive data to and from the integrated payment device through the network.

In addition, the control unit of the personal terminal may be a process device that drives an operating system (OS) and each component. For example, the control unit may control the overall process of accessing the integrated payment device. Separately When accessing the integrated payment device through the service application of It is possible to control so that personal terminal information required for user authentication is transmitted together.

In this case, the integrated payment device 510 and the payment terminal 530 provided in the store may transmit and receive data through a network, and the network may include both an existing network and a network that can be developed in the future. For example, the network is IP Network, which provides large-capacity data transmission/reception service and data service without interruption through Internet Protocol (IP), and All IP, which is an IP network structure that integrates different networks based on IP. ) network, etc., wired network, Wibro (Wireless Broadband) network, 3G mobile communication network including WCDMA, HSDPA (High Speed Downlink Packet Access) network and 3.5G mobile communication network including LTE network, 4 including LTE advanced It may be achieved by combining one or more of a generation mobile communication network, a satellite communication network, and a Wi-Fi network.

At this time, the method of obtaining the discount coupon information of each of the two or more customers is not limited to a specific method, and the setting can be freely changed within the scope that can implement the integrated payment method according to an embodiment of the present invention.

For example, the integrated payment device 510 may receive discount coupon information together with the integrated payment information from the payment terminal 530 through the integrated payment processing unit.

Thereafter, the integrated payment device 510 determines whether the integrated payment is a valid transaction based on member information and discount coupon information of at least two or more customers 521 to 523, respectively.

For example, the integrated payment processing unit may provide a response as to whether the integrated transaction requested from the payment terminal 530 is a valid transaction by transferring the discount coupon information received from the payment terminal 530 to the coupon authentication processing unit.

At this time, it is possible to determine whether a valid transaction by checking whether a coupon random number included in the discount coupon information is issued corresponding to the member information.

For example, when a coupon authentication request is received from the coupon authentication processing unit, the coupon management unit may provide a coupon random number matched to the member information together with the member information. Accordingly, the coupon authentication processing unit may check whether a random coupon number included in the discount coupon information received through the payment terminal 530 is issued according to the member information based on the matching information obtained through the coupon management unit.

At this time, the payment terminal 530 provided in the store may be able to obtain a coupon random number based on the discount coupon barcodes provided by at least two or more customers 521 to 523, respectively.

At this time, at least two customers 521 to 523 may display a discount coupon barcode through each personal terminal, and the payment terminal may recognize the discount coupon barcode displayed on the personal terminal through a connected barcode reader.

Thereafter, the integrated payment device 510 normally processes the integrated payment based on the integrated payment information when the integrated payment is a valid transaction.

In this case, the integrated payment information may include a store code corresponding to the store, a payment number and payment amount corresponding to the payment, member information of each paying customer and the coupon providing customer, and coupon deduction information corresponding to the coupon providing customer.

For example, the integrated payment processing unit may receive integrated payment information and perform normal transaction processing, and may divide and manage the full text of transactions for a plurality of discount coupons applied to the integrated payment for each coupon.

Thereafter, the integrated payment device 510 collects transaction data from a plurality of customers 521 to 523 including a payment customer and a coupon providing customer related to the integrated payment.

That is, according to the present invention, since transaction data can be simultaneously collected not only for payment customers who have made a payment during integrated payment but also for at least two or more customers who have provided discount coupons, various transaction data can be secured with only one integrated payment.

In this case, the transaction data may include at least one of store visit data, payment data, and coupon use data.

Accordingly, when analyzing transaction data, various transaction analysis results such as transaction information for each period, transaction information for each store, transaction information for each customer, and transaction information for each coupon may be obtained.

Thereafter, the integrated payment device 510 updates the transaction analysis result that can be viewed based on at least one of a period, a store, a customer, and a coupon based on the transaction data.

For example, the coupon payment analysis unit may provide a transaction analysis result for each of a payment customer who performed an integrated payment and a coupon providing customer based on a database capable of analyzing each integrated payment information received from the integrated payment processing unit. . The analyzed result can be inquired by period, store, customer, and coupon for all members registered in the member management unit through the transaction inquiry unit.

Thereafter, the integrated payment device 510 provides customized discount coupon information to the payment customer and the coupon providing customer, respectively, based on the transaction analysis result.

For example, it is possible to obtain transaction information for each customer based on the transaction analysis result, and provide customized discount coupon information for each customer based on the transaction information for each customer.

In this case, the customized discount coupon information may be provided in consideration of the number of payments for each customer and the number of times of providing the discount coupon.

For example, discount coupon information applicable according to a payment method may be provided to a customer whose number of payments is higher than the number of coupons by a certain level or more.

For another example, discount coupon information that can be applied redundantly or discount coupon information irrelevant to a payment method may be provided to a customer whose number of coupons is higher than the number of payments by a certain level or more.

In this case, the customized discount coupon information may be transmitted from the integrated payment device to the customer's personal terminal based on the network.

By performing the integrated payment using the coupon combination between multiple users, it is possible to provide an integrated payment deducted from duplicates by combining two or more discount coupons owned by different customers offline.

In addition, transaction information can be analyzed more effectively by acquiring transaction data from two or more customers with only one integrated payment.

In addition, it is possible to manage and analyze processing information for each coupon used by dividing payment information by multiple customers through integrated payment.

In addition, it is possible to provide a method and procedure for managing transaction information for which payment processing is completed for each member.

In addition, by managing the discount coupon information issued to each member, it is possible to deduct the combined discount coupon provided at the time of the integrated payment to enable payment processing.

6 is an operation flowchart illustrating a process of providing customized discount coupon information for each customer according to an embodiment of the present invention.

Referring to FIG. 6 , in the process of providing customized discount coupon information for each customer according to an embodiment of the present invention, the transaction analysis result that the integrated payment device can inquire based on at least one of period, store, customer, and coupon based on transaction data is updated (S610).

For example, referring to FIG. 4 , the coupon payment analysis unit 430 performs an integrated payment based on a database capable of analyzing each integrated payment information received from the integrated payment processing unit 440 , a payment customer and a coupon It is possible to provide transaction analysis results for each of the providing customers. The analyzed result may be inquired by period, store, customer, and coupon for all members registered in the member management unit 420 through the transaction inquiry unit 410 .

In addition, in the process of providing customized discount coupon information for each customer according to an embodiment of the present invention, the number of payments per customer and the number of times of providing discount coupons are inquired ( S620 ).

For example, referring to FIG. 4 , through the transaction inquiry unit 410 , the number of payments and the number of times of providing discount coupons may be inquired for all members registered in the member management unit 420 .

In addition, the process of providing customized discount coupon information for each customer according to an embodiment of the present invention generates customized discount coupon information for each customer (S630) and provides customized discount coupon information to each individual terminal of the customer (S640).

In this case, the customized discount coupon information may be provided in consideration of the number of payments for each customer and the number of times of providing the discount coupon.

For example, discount coupon information applicable according to a payment method may be provided to a customer whose number of payments is higher than the number of coupons by a certain level or more.

For another example, discount coupon information that can be applied redundantly or discount coupon information irrelevant to a payment method may be provided to a customer whose number of coupons is higher than the number of payments by a certain level or more.

In this case, the customized discount coupon information may be transmitted from the integrated payment device to the customer's personal terminal based on the network.

7 is a block diagram illustrating an integrated payment apparatus using coupon combination between multiple users according to another embodiment of the present invention.

Referring to FIG. 7 , an integrated payment apparatus using coupon combination between multiple users according to another embodiment of the present invention includes a communication unit 710 , a processor 720 , and a memory 730 .

The communication unit 710 serves to transmit and receive information related to integrated payment through a communication network. In particular, the communication unit 710 according to an embodiment of the present invention receives integrated payment information and discount coupon information from a payment terminal provided in a store, and uses individual terminals of a plurality of customers involved in integrated payment to process integrated payment. information can be provided.

At this time, the communication unit 710 may use a communication network such as a network. The network provides a path for transferring data to the payment terminal and each individual terminal of customers, and includes both the existing network and the network that can be developed in the future. It is an inclusive concept. For example, the network is a wired/wireless local area network that provides communication of various information devices within a limited area, a mobile communication network that provides communication between and between mobile devices and between a mobile device and the outside of the mobile device, and provides communication between an earth station and an earth station using satellites. It may be either a satellite communication network or a wired/wireless communication network, or a combination of two or more. Meanwhile, the transmission method standard of the network is not limited to the existing transmission method standard, and may include all transmission method standards to be developed in the future.

The processor 720 acquires discount coupon information of each of at least two or more customers to be applied to the integrated payment from the payment terminal provided in the store.

In this case, the processor 720 may be subdivided into a combination of various modules for processing the integrated payment as shown in FIG. 4 . Referring to FIG. 4 , a transaction inquiry unit 410 , a member management unit 420 , a coupon payment analysis unit 430 , an integrated payment processing unit 440 , a coupon authentication processing unit 450 , a coupon issuing unit 460 , and a coupon management unit (470).

For example, the coupon issuing unit 460 may issue discount coupons for each customer while displaying and managing discount coupons for each affiliate. Accordingly, all customers registered in the member management unit 420 may store the discount coupon issued through the integrated payment device 400 in their personal terminal and use it for the integrated payment. In this case, the coupon management unit 470 may manage the member information of the customer to whom the discount coupon is issued when the coupon issuance unit 460 issues a discount coupon.

In this case, the payment terminal may acquire discount coupon information by reading the discount coupon barcode output to the personal terminal of each of the two or more customers. For example, the payment terminal scans the personal terminals of two or more customers one by one to obtain a plurality of discount coupon information, or an integrated barcode that integrates discount coupons of multiple customers in the personal terminal of any one of the two or more customers may be scanned to obtain information on a plurality of discount coupons.

In this case, the integrated payment device and the payment terminal provided in the store may transmit/receive data through the network, and the network may include both an existing network and a network that can be developed in the future.

At this time, the method of obtaining the discount coupon information of each of the two or more customers is not limited to a specific method, and the setting can be freely changed within the scope that can implement the integrated payment method according to an embodiment of the present invention.

For example, referring to FIG. 4 , discount coupon information may be received together with the integrated payment information from the payment terminal through the integrated payment processing unit 440 .

In addition, the processor 720 determines whether the integrated payment is a valid transaction based on member information and discount coupon information of each of at least two or more customers.

For example, the integrated payment processing unit 440 shown in FIG. 4 transmits the discount coupon information received from the payment terminal to the coupon authentication processing unit 450 to provide a response as to whether the integrated transaction requested from the payment terminal is a valid transaction. can

At this time, it is possible to determine whether a valid transaction by checking whether a coupon random number included in the discount coupon information is issued corresponding to the member information.

For example, when a coupon authentication request is received from the coupon authentication processing unit 450 , the coupon management unit 470 illustrated in FIG. 4 may provide a coupon random number matched to the member information together with the member information. Accordingly, the coupon authentication processing unit 450 checks whether a random coupon number included in the discount coupon information received through the payment terminal is issued according to the member information based on the matching information acquired through the coupon management unit 470 . can

In this case, the payment terminal provided in the store may be able to obtain a random coupon number based on the discount coupon barcode provided by at least two or more customers, respectively.

At this time, at least two or more customers may display the discount coupon barcode through each personal terminal, and the payment terminal may recognize the discount coupon barcode displayed on the personal terminal through the connected barcode reader.

In this case, the customer's personal terminal may include a portable mobile phone, a tablet PC, a smart phone, a personal digital assistant (PDA), or a portable multimedia player (PMP).

In addition, the customer's personal terminal may receive various information such as number and character information, and transmit signals input in connection with setting various functions and controlling the functions of the personal terminal to the control unit through the input unit. In addition, the input unit of the personal terminal may be configured to include at least one of a keypad and a touchpad that generate an input signal according to a user's touch or manipulation. In this case, the input unit of the personal terminal may be configured in the form of a single touch panel (or touch screen) together with the display unit of the personal terminal to simultaneously perform input and display functions. In addition, as the input unit of the personal terminal, all types of input means that may be developed in the future may be used in addition to input devices such as a keyboard, a keypad, a mouse, a joystick, and the like.

In addition, the display unit of the personal terminal may display information about a series of operation states and operation results that occur while the function of the personal terminal is performed. Also, the display unit of the personal terminal may display a menu of the personal terminal and user data input by the user. Here, the display unit of the personal terminal is a liquid crystal display (LCD), an ultra-thin liquid crystal display (TFT-LCD, Thin Film Transistor LCD), a light emitting diode (LED, Light Emitting Diode), an organic light emitting diode (OLED, Organic). LED), an active organic light emitting diode (AMOLED, Active Matrix OLED), a retina display, a flexible display, and a three-dimensional display. In this case, when the display unit of the personal terminal is configured in the form of a touch screen, the display unit of the personal terminal may perform some or all of the functions of the input unit of the personal terminal.

In addition, the storage unit of the personal terminal is a device for storing data, and includes a main memory and an auxiliary memory, and may store an application program necessary for a functional operation of the personal terminal. The storage unit of the personal terminal may largely include a program area and a data area. Here, when each function is activated in response to a user's request, the personal terminal executes the corresponding application programs under the control of the control unit to provide each function.

In addition, the communication unit of the personal terminal may perform a function for transmitting and receiving data through the integrated payment device and the network. Here, the communication unit of the personal terminal may include an RF transmitting unit for up-converting and amplifying the frequency of the transmitted signal, and an RF receiving unit for low-noise amplifying the received signal and down-converting the frequency. The communication unit of the personal terminal may include at least one of a wireless communication module and a wired communication module. In addition, the wireless communication module is a configuration for transmitting and receiving data according to a wireless communication method, and when a personal terminal uses wireless communication, data is transmitted using any one of a wireless network communication module, a wireless LAN communication module, and a wireless fan communication module. It can be transmitted and received by the integrated payment device. In addition, the wired communication module is for transmitting and receiving data by wire. The wired communication module may connect to a network through a wire and transmit/receive data to and from the integrated payment device. That is, the personal terminal may access the network using a wireless communication module or a wired communication module, and may transmit/receive data to and from the integrated payment device through the network.

In addition, the control unit of the personal terminal may be a process device that drives an operating system (OS) and each component. For example, the control unit may control the overall process of accessing the integrated payment device. Separately When accessing the integrated payment device through the service application of It is possible to control so that personal terminal information required for user authentication is transmitted together.

In addition, when the integrated payment is a valid transaction as a result of the determination, the processor 720 normally processes the integrated payment based on the integrated payment information.

In this case, the integrated payment information may include a store code corresponding to the store, a payment number and payment amount corresponding to the payment, member information of each paying customer and the coupon providing customer, and coupon deduction information corresponding to the coupon providing customer.

For example, referring to FIG. 4 , the integrated payment processing unit 440 may receive integrated payment information and perform normal transaction processing, and divide the full text of transactions for a plurality of discount coupons applied to the integrated payment for each coupon. can manage

In addition, when the integrated payment is not a valid transaction, the processor 720 sends a transaction error message to the payment terminal provided in the store and at least two or more customers.

In this case, the transaction error message may include information related to the cause of the transaction error. For example, when the discount coupon provided by the customer is an abnormal coupon or the discount coupon provided by the customer is an already used coupon, the relevant contents may be summarized and included in the transaction error message.

In addition, the processor 720 collects transaction data from a plurality of customers including a payment customer and a coupon providing customer related to the integrated payment.

That is, according to the present invention, since transaction data can be simultaneously collected not only for payment customers who have made a payment during integrated payment but also for at least two or more customers who have provided discount coupons, various transaction data can be secured with only one integrated payment.

In this case, the transaction data may include at least one of store visit data, payment data, and coupon use data.

Accordingly, when analyzing transaction data, various transaction analysis results such as transaction information for each period, transaction information for each store, transaction information for each customer, and transaction information for each coupon may be obtained.

In addition, the processor 720 updates the transaction analysis result that can be viewed based on at least one of a period, a store, a customer, and a coupon based on the transaction data.

For example, referring to FIG. 4 , the coupon payment analysis unit 430 performs an integrated payment based on a database capable of analyzing each integrated payment information received from the integrated payment processing unit 440 , a payment customer and a coupon It is possible to provide transaction analysis results for each of the providing customers. The analyzed result may be inquired by period, store, customer, and coupon for all members registered in the member management unit 420 through the transaction inquiry unit 410 .

In addition, the processor 720 provides customized discount coupon information to the payment customer and the coupon providing customer, respectively, based on the transaction analysis result.

For example, it is possible to obtain transaction information for each customer based on the transaction analysis result, and provide customized discount coupon information for each customer based on the transaction information for each customer.

In this case, the customized discount coupon information may be provided in consideration of the number of payments for each customer and the number of times of providing the discount coupon.

For example, discount coupon information applicable according to a payment method may be provided to a customer whose number of payments is higher than the number of coupons by a certain level or more.

For another example, discount coupon information that can be applied redundantly or discount coupon information irrelevant to a payment method may be provided to a customer whose number of coupons is higher than the number of payments by a certain level or more.

In this case, the customized discount coupon information may be transmitted from the integrated payment device to the customer's personal terminal based on the network.

The memory 730 stores a transaction analysis result that can be viewed based on at least one of a period, a store, a customer, and a coupon.

In addition, the memory 730 stores various information generated in the integrated payment process according to the embodiment of the present invention as described above.

According to an embodiment, the memory 730 may be configured independently of the integrated payment device to support a function for the integrated payment. In this case, the memory 730 may operate as a separate mass storage and may include a control function for performing an operation.

On the other hand, the integrated payment device may be equipped with a memory to store information in the device. For one implementation, the memory is a computer-readable medium. In one implementation, the memory may be a volatile memory unit, and in another implementation, the memory may be a non-volatile memory unit. In one embodiment, the storage device is a computer-readable medium. In various different implementations, the storage device may include, for example, a hard disk device, an optical disk device, or some other mass storage device.

Through the integrated payment device using the coupon combination between multiple users, two or more discount coupons owned by different customers can be combined offline to provide an integrated payment deducted from duplicates.

In addition, transaction information can be analyzed more effectively by acquiring transaction data from two or more customers with only one integrated payment.

In addition, it is possible to manage and analyze processing information for each coupon used by dividing payment information by multiple customers through integrated payment.

In addition, it is possible to provide a method and procedure for managing transaction information for which payment processing is completed for each member.

In addition, by managing the discount coupon information issued to each member, it is possible to deduct the combined discount coupon provided at the time of the integrated payment to enable payment processing.

Implementations of the functional operations and subject matter described in this specification may be implemented in digital electronic circuitry, in computer software, firmware, or hardware including the structures disclosed herein and structural equivalents thereof, or in a combination of one or more thereof. can be implemented Implementations of the subject matter described herein are one or more computer program products, ie, one or more modules of computer program instructions encoded on a tangible program storage medium for controlling the operation of, or for execution by, a processing system. can be implemented.

The computer readable medium may be a machine readable storage device, a machine readable storage substrate, a memory device, a composition of matter that affects a machine readable radio wave signal, or a combination of one or more thereof.

As used herein, the term 'system' or 'device' encompasses all devices, devices and machines for processing data, including, for example, a programmable processor, a computer, or multiple processors or computers. A processing system may include, in addition to hardware, code that, upon request, forms an execution environment for a computer program, such as code constituting processor firmware, a protocol stack, a database management system, an operating system, or a combination of one or more of these. .

A computer program (also known as a program, software, software application, script or code) may be written in any form of programming language, including compiled or interpreted language or a priori or procedural language, and may be written as a stand-alone program or module; It can be deployed in any form, including components, subroutines, or other units suitable for use in a computer environment. A computer program does not necessarily correspond to a file in a file system. A program may be in a single file provided to the requested program, or in multiple interacting files (eg, files that store one or more modules, subprograms, or portions of code), or portions of files that hold other programs or data. (eg, one or more scripts stored within a markup language document). The computer program may be deployed to be executed on a single computer or multiple computers located at one site or distributed over a plurality of sites and interconnected by a communication network.

On the other hand, computer-readable media suitable for storing computer program instructions and data include, for example, semiconductor memory devices such as EPROMs, EEPROMs and flash memory devices, such as magnetic disks such as internal hard disks or external disks, magneto-optical disks and CDs. -Can include all types of non-volatile memory, media and memory devices, including ROM and DVD-ROM disks. The processor and memory may be supplemented by, or integrated into, special purpose logic circuitry.

An implementation of the subject matter described herein may include a backend component, such as a data server, or a middleware component, such as an application server, or a web browser or graphical user, such as a user capable of interacting with an implementation of the subject matter described herein. It may be implemented in a front-end component, such as a client computer having an interface, or in a computing system including any combination of one or more of such back-end, middleware, or front-end components. The components of the system may be interconnected by any form or medium of digital data communication, such as, for example, a communication network.

While this specification contains numerous specific implementation details, they should not be construed as limitations on the scope of any invention or claim, but rather as descriptions of features that may be specific to particular embodiments of particular inventions. should be understood Likewise, certain features that are described herein in the context of separate embodiments may be implemented in combination in a single embodiment. Conversely, various features that are described in the context of a single embodiment may also be implemented in multiple embodiments, either individually or in any suitable subcombination. Furthermore, although features operate in a particular combination and may be initially depicted as claimed as such, one or more features from a claimed combination may in some cases be excluded from the combination, the claimed combination being a sub-combination. or a variant of a sub-combination.

Also, although operations are depicted in the drawings in a specific order, it is not to be understood that such operations must be performed in the specific order or sequential order shown or that all illustrated operations must be performed in order to obtain a desirable result. Can not be done. In certain cases, multitasking and parallel processing may be advantageous. Further, the separation of the various system components of the above-described embodiments should not be construed as requiring such separation in all embodiments, and the program components and systems described may generally be integrated together into a single software product or packaged into multiple software products. It must be understood that

As such, this specification is not intended to limit the invention to the specific terminology presented. Accordingly, although the present invention has been described in detail with reference to the above-described examples, those skilled in the art can make modifications, changes, and modifications to the examples without departing from the scope of the present invention. The scope of the present invention is indicated by the following claims rather than the above detailed description, and all changes or modifications derived from the meaning and scope of the claims and their equivalent concepts should be interpreted as being included in the scope of the present invention. do.

According to the present invention, the integrated payment device obtains discount coupon information of each of at least two or more customers to be applied to the integrated payment from a payment terminal provided in a store, and based on the member information of each of the at least two or more customers and the discount coupon information to determine whether the integrated payment is a valid transaction, and if the integrated payment is a valid transaction, the integrated payment is normally processed based on the integrated payment information, and a plurality of payment customers related to the integrated payment and coupon providing customers It may collect transaction data from customers. Furthermore, by collecting transaction information for two or more customers with only one transaction information, coupon issuing companies or affiliates can more effectively manage member information and transaction information.

110: payment device
120: customer
121: coupon
130, 230, 530: payment terminal
210, 400, 510: integrated payment device
220, 520: customer group
240: network
410: transaction inquiry unit
420: member management department
430: coupon payment analysis unit
440: integrated payment processing unit
450: coupon authentication processing unit
460: coupon issuance unit
470: coupon management unit
521: customer1
522: customer2
523: customer3
710: communication unit
720: processor
730: memory

Claims (10)

obtaining, by the integrated payment device, discount coupon information of each of at least two or more customers to be applied to the integrated payment from a payment terminal provided in a store;
determining, by the integrated payment device, whether the integrated payment is a valid transaction based on member information of each of the at least two or more customers and the discount coupon information;
normally processing, by the integrated payment device, the integrated payment based on integrated payment information when the integrated payment is a valid transaction; and
Collecting, by the integrated payment device, transaction data from a plurality of customers including a payment customer and a coupon providing customer related to the integrated payment
An integrated payment method using coupon combination between multiple users, comprising: The method according to claim 1,
The integrated payment method is
Integration using coupon combination between multiple users, characterized in that the integrated payment device further includes updating a transaction analysis result that can be viewed based on at least one of a period, a store, a customer, and a coupon based on the transaction data. Payment Method. 3. The method according to claim 2,
The integrated payment method is
The integrated payment method using coupon combination between multiple users, further comprising the step of providing customized discount coupon information to each of the payment customer and the coupon providing customer based on the transaction analysis result. The method according to claim 1,
The integrated payment information is
Store code corresponding to the store, payment number and payment amount corresponding to the payment, member information of each of the payment customer and the coupon providing customer, and coupon deduction information corresponding to the coupon providing customer An integrated payment method by combining coupons between users. The method according to claim 1,
The step of determining whether the transaction is valid is
The integrated payment method using coupon combination between multiple users, characterized in that it is determined whether the transaction is valid by checking whether a coupon random number included in the discount coupon information is issued corresponding to the member information. 6. The method of claim 5,
The payment terminal provided in the store is
The integrated payment method using coupon combination between multiple users, characterized in that it is possible to obtain the coupon random number based on the discount coupon barcode provided by the at least two or more customers, respectively. 4. The method according to claim 3,
The customized discount coupon information is
An integrated payment method using coupon combination between multiple users, characterized in that provided in consideration of the number of payments per customer and the number of discount coupons provided. The method according to claim 1,
The transaction data is
An integrated payment method using coupon combination between multiple users, characterized in that it includes at least one of store visit data, payment data, and coupon use data. Obtaining discount coupon information of each of at least two or more customers to be applied to the integrated payment from a payment terminal provided in a store, and determining whether the integrated payment is a valid transaction based on member information of each of the at least two or more customers and the discount coupon information a processor for determining and for normally processing the integrated payment based on integrated payment information when the integrated payment is a valid transaction, and collecting transaction data from a plurality of customers, including payment customers and coupon providing customers related to the integrated payment; and
Memory to store transaction analysis results viewable based on at least one of period, store, customer, and coupon
Integrated payment device using coupon combination between multiple users, characterized in that it comprises a. 10. The method of claim 9,
the processor
Integration using coupon combination between multiple users, characterized in that the transaction analysis result is updated based on the transaction data, and customized discount coupon information is provided to the payment customer and the coupon providing customer, respectively, based on the transaction analysis result payment device.

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