KR20210078690A - Method, server and computer program for identifying abnormal condition - Google Patents

Abstract

A computer program stored in a computer-readable storage medium according to an embodiment of the present disclosure is disclosed. When the computer program is executed in one or more processors of a server, the following operations are performed to determine the abnormal state of a user, and the operations may include: an operation of receiving terminal usage information from the terminal of the user based on the insurance information of the user; an operation of receiving product usage information from one or more home appliances; an operation of receiving environmental information from one or more observation equipment; and an operation of determining the abnormal state of the user based on at least one of the terminal use information, the product use information, and the environment information.

Description

METHOD, SERVER AND COMPUTER PROGRAM FOR IDENTIFYING ABNORMAL CONDITION}

The present disclosure relates to a computer program for providing information processing using a computer, and more particularly, to a technology for determining an abnormal state of a user.

In modern society, the number of cases of loneliness is increasing every year due to the increase in the number of single-person households. Recently, the age of death by loneliness has been decreasing from the elderly to those in their 40s, and the age range of deaths due to loneliness is gradually expanding. In addition, the types and causes of loneliness are becoming increasingly diverse. The death of loneliness is a case in which a person living alone dies suddenly or is seriously injured in an accident that occurs indoors.

Accordingly, several national institutions are implementing a method to periodically check single-person households to prevent loneliness. Recently, in Geumcheon-gu, Seoul, a service was conducted to check single-person households using a smart plug for single-person households. As such, there are cases of using smart products to prevent loneliness, but technology development has not yet been made for a system that identifies emergency situations in stages.

Korean Registered Patent No. 10-1097235

The present disclosure has been made in response to the above-described background art, and an object of the present disclosure is to provide a method for determining an abnormal state of a user.

Disclosed is a computer program stored in a computer-readable storage medium according to an embodiment of the present disclosure for realizing the above-described problems. When the computer program is executed in one or more processors of the server, the following operations are performed to determine the abnormal state of the user, and the operations are to receive terminal usage information from the user's terminal based on the user's insurance information. action; receiving product usage information from one or more home appliances; receiving environmental information from one or more observation equipment; and determining the abnormal state of the user based on at least one of the terminal usage information, the product usage information, and the environment information.

Alternatively, the insurance information may include at least one of user information, guardian information, and insurance contract information.

Alternatively, the terminal usage information may include information related to the user's normal use of the terminal, and the product usage information may include information related to the user's normal usage of the home appliance. .

Alternatively, the operation of receiving the terminal usage information from the user's terminal based on the user's insurance information may include receiving the terminal usage information based on the usage schedule information for the user's terminal. have.

Alternatively, the receiving of the environmental information from the one or more observation devices may include: requesting the environmental information from the observation equipment based on at least one of the terminal usage information or the product usage information; and receiving the environment information from the observation device.

Alternatively, the determining of the abnormal state of the user based on at least one of the terminal use information, the product use information, or the environment information may include: First determining the abnormal state of the user based on the terminal use information the act of judging; when the user's condition is determined to be an abnormal state based on the first determination result, secondarily determining the user's abnormal state based on the product use information; and when the user's state is determined to be an abnormal state based on the secondary determination result, thirdly determining the user's abnormal state based on the environment information.

Alternatively, the determining of the abnormal state of the user based on at least one of the terminal use information, the product use information, and the environment information may include: When it is determined that not, the method may further include determining not to use the product usage information.

Alternatively, the determining of the abnormal state of the user based on at least one of the terminal use information, the product use information, and the environment information may include: When it is determined that not, the method may further include determining not to use the environment information or not to request the environment information from the observation equipment.

Alternatively, the determining of the abnormal state of the user based on at least one of the terminal usage information, the product usage information, and the environment information may include: an operation of first determining the user's abnormal state; and when the user's state is determined to be an abnormal state based on the primary determination result, secondary determining the user's abnormal state based on the environment information.

Alternatively, determining a risk level based on the abnormal state of the user; and determining a notification for the abnormal state of the user corresponding to the risk stage.

Alternatively, the operation of determining the risk level based on the abnormal state of the user may include determining the occurrence time and duration of the abnormal state based on at least one of the terminal use information, the product use information, or the environment information. deciding action; and determining the risk level based on at least one of an abnormal state of the user and a duration of the abnormal state.

Alternatively, the notification of the abnormal state of the user corresponding to the dangerous stage may include transmitting a message about the abnormal state of the user to the guardian terminal based on the dangerous stage; Call connection between the user's terminal and the guardian's terminal based on the risk step; and contacting an emergency contact based on the risk level; may be at least one of

Alternatively, generating parental response information related to the guardian's response to the notification; and determining whether insurance fraud for the user's insurance money claim is made based on the guardian correspondence information.

According to another embodiment of the present disclosure, a method for determining an abnormal state of a user in one or more processors of a computing device is disclosed. The method includes: receiving terminal usage information from the user's terminal based on the user's insurance information; receiving product usage information from one or more home appliances; receiving environmental information from one or more observation equipment; and determining the abnormal state of the user based on at least one of the terminal use information, the product use information, and the environment information.

A server for determining an abnormal state of a user is disclosed according to another embodiment of the present disclosure. The server may include: a processor including one or more cores; network department; and a memory, wherein the processor is configured to receive terminal usage information from the user's terminal based on the user's insurance information, receive product usage information from one or more home appliances, and receive environmental information from one or more observation equipment and, the abnormal state of the user may be determined based on at least one of the terminal use information, the product use information, and the environment information.

According to another embodiment of the present disclosure, a computer program stored in a computer-readable storage medium is disclosed. When the computer program is executed in one or more processors of the server, the following operations are performed to determine the abnormal state of the user, and the operations are to receive terminal usage information from the user's terminal based on the user's insurance information. action; first determining the abnormal state of the user based on the terminal usage information; and determining whether to receive product usage information from one or more home appliances based on a result of the first determination, wherein the determining whether to receive product usage information from one or more home appliances includes: When it is determined that the user is in an abnormal state based on the determination result, it is determined to receive the product use information from the one or more home appliances, and based on the first determination result, the user is in the abnormal state When it is determined that there is not, it may be determined not to receive the product usage information from the one or more home appliances.

According to another embodiment of the present disclosure, a computer program stored in a computer-readable storage medium is disclosed. When the computer program is executed in one or more processors of the server, the following operations are performed to determine the abnormal state of the user, and the operations are to receive terminal usage information from the user's terminal based on the user's insurance information. action; first determining the abnormal state of the user based on the terminal usage information; and determining whether to use the product usage information received from the one or more home appliances based on the first determination result, wherein the determining whether to use the product usage information received from the one or more home appliances includes: , when it is determined that the user is in an abnormal state based on the first determination result, it is determined to use the product usage information received from the one or more home appliances, and based on the first determination result, the user is abnormal When it is determined not to be in the state, it may be determined not to use the product usage information received from the one or more home appliances.

Alternatively, when the state of the user is determined to be an abnormal state based on the first determination result, the operation of secondarily determining the abnormal state of the user based on the product use information from the one or more home appliances includes: , determining whether to request environmental information from one or more observation equipment based on the secondary determination result; and when the state of the user is determined to be an abnormal state based on the secondary determination result, the operation of tertiarily determining the abnormal state of the user based on the environment information may be further included.

According to another embodiment of the present disclosure, a computer program stored in a computer-readable storage medium is disclosed. When the computer program is executed in one or more processors of the server, the following operations are performed to determine the abnormal state of the user, and the operations are to receive terminal usage information from the user's terminal based on the user's insurance information. action; receiving product usage information from one or more home appliances; and determining the abnormal state of the user based on at least one of the terminal use information and the product use information, wherein the determining of the abnormal state of the user includes: at least one of the terminal use information and the product use information determining a score value quantitatively expressing the abnormal state of the user from one; comparing the determined score value with at least one of a first threshold value or a second threshold value; and determining the abnormal state of the user based on a comparison result, wherein the first threshold value and the second threshold value have different values, and the second threshold value is greater than the first threshold value. can have a value.

Alternatively, the determining of the abnormal state of the user based on the comparison result includes: when the determined score value is less than the first threshold value, determining that the user is not in the abnormal state, and the determined score value is greater than the first threshold and less than the second threshold, determine to request environmental information from one or more observation equipment, and if the determined score value is greater than or equal to the second threshold, the user is in an abnormal state final decision can be made.

The present disclosure may provide a method for determining an abnormal state of a user.

Various aspects are now described with reference to the drawings, in which like reference numbers are used to refer to like elements collectively. In the following examples, for purposes of explanation, numerous specific details are set forth in order to provide a thorough understanding of one or more aspects. It will be evident, however, that such aspect(s) may be practiced without these specific details.
1 is a conceptual diagram illustrating a system in which various aspects of a server for determining an abnormal state of a user can be implemented according to an embodiment of the present disclosure.
2 is a diagram illustrating a block diagram of a server that performs an operation for determining an abnormal state of a user according to an embodiment of the present disclosure.
3 illustrates an exemplary flowchart for step-by-step determination of an abnormal state of a user according to an embodiment of the present disclosure.
4 is a diagram illustrating an example of a guardian terminal to which a notification regarding an abnormal state of a user is transmitted according to an embodiment of the present disclosure.
5 is a flowchart for determining an abnormal state of a user according to an embodiment of the present disclosure.
6 illustrates logic for determining an abnormal state of a user according to an embodiment of the present disclosure.
7 is a diagram exemplarily illustrating a first threshold value and a second threshold value that are different from each other according to another embodiment of the present disclosure.
8 depicts a simplified, general schematic diagram of an exemplary computing environment in which embodiments of the present disclosure may be implemented.

Various embodiments are now described with reference to the drawings. In this specification, various descriptions are presented to provide an understanding of the present disclosure. However, it is apparent that these embodiments may be practiced without these specific descriptions.

The terms “component,” “module,” “system,” and the like, as used herein, refer to a computer-related entity, hardware, firmware, software, a combination of software and hardware, or execution of software. For example, a component can be, but is not limited to being, a process running on a processor, a processor, an object, a thread of execution, a program, and/or a computer. For example, both an application running on a computing device and the computing device may be a component. One or more components may reside within a processor and/or thread of execution. A component may be localized within one computer. A component may be distributed between two or more computers. In addition, these components can execute from various computer readable media having various data structures stored therein. Components may communicate via a network such as the Internet with another system, for example via a signal having one or more data packets (eg, data and/or signals from one component interacting with another component in a local system, distributed system, etc.) may communicate via local and/or remote processes depending on the data being transmitted).

In addition, the term “or” is intended to mean an inclusive “or” rather than an exclusive “or.” That is, unless otherwise specified or clear from context, "X employs A or B" is intended to mean one of the natural implicit substitutions. That is, X employs A; X employs B; or when X employs both A and B, "X employs A or B" may apply to either of these cases. It should also be understood that the term “and/or” as used herein refers to and includes all possible combinations of one or more of the listed related items.

Also, the terms "comprises" and/or "comprising" should be understood to mean that the feature and/or element in question is present. However, it should be understood that the terms "comprises" and/or "comprising" do not exclude the presence or addition of one or more other features, elements and/or groups thereof. Also, unless otherwise specified or unless the context is clear as to designating a singular form, the singular in the specification and claims should generally be construed to mean "one or more."

Those skilled in the art will further appreciate that the various illustrative logical blocks, configurations, modules, circuits, means, logics, and algorithm steps described in connection with the embodiments disclosed herein may be implemented in electronic hardware, computer software, or combinations of both. It should be recognized that they can be implemented with To clearly illustrate this interchangeability of hardware and software, various illustrative components, blocks, configurations, means, logics, modules, circuits, and steps have been described above generally in terms of their functionality. Whether such functionality is implemented as hardware or software depends upon the particular application and design constraints imposed on the overall system. Skilled artisans may implement the described functionality in varying ways for each particular application. However, such implementation decisions should not be interpreted as causing a departure from the scope of the present disclosure.

Description of the presented embodiments is provided so that those of ordinary skill in the art of the present disclosure can use or practice the present invention. Various modifications to these embodiments will be apparent to those skilled in the art of the present disclosure. The generic principles defined herein may be applied to other embodiments without departing from the scope of the present disclosure. Thus, the present invention is not limited to the embodiments presented herein. This invention is to be construed in its widest scope consistent with the principles and novel features presented herein.

1 is a conceptual diagram illustrating a system in which various aspects of a server for determining an abnormal state of a user can be implemented according to an embodiment of the present disclosure.

According to an embodiment of the present disclosure, a system for determining an abnormal state of a user may include a management server 100 , a user terminal 10 , a home appliance 20 , an observation device 30 , and a network. The management server 100, the user terminal 10, the home appliance 20, and the observation equipment 30 according to the embodiments of the present disclosure receive data for the system according to the embodiments of the present disclosure through a network. can transmit and receive each other. The components illustrated in FIG. 1 are exemplary, and additional components may be present or some of the components illustrated in FIG. 1 may be omitted.

According to an embodiment of the present disclosure, the management server 100 may include other components for performing a server environment. The management server 100 may include any type of device. The management server 100 is a digital device, and may be a digital device equipped with a processor, such as a laptop computer, a notebook computer, a desktop computer, a web pad, and a mobile phone, and having a computing power having a memory. A detailed configuration of the management server 100 and effects according to the configuration will be described later in detail with reference to FIG. 2 below.

The user terminal 10 of the present disclosure may be predetermined based on the user's insurance information through the management server 100 , and may refer to a terminal possessed by the user. Also, the user terminal 10 may transmit/receive information and signals to and from the management server 100 through a network. For example, the user terminal 10 may be any device capable of using a wired connection mechanism such as a wired fax machine, a PC with a wired model, a wired telephone, a terminal capable of wired communication, and/or any device having network connectivity It may include, but is not limited to, an electronic device. In addition, the user terminal 10 is a customer terminal (UE), mobile, a PC capable of wireless communication, a mobile phone, a kiosk, a cellular phone, a cellular, a cellular terminal, a subscriber unit, a subscriber station, a mobile station, a terminal, a remote station, a PDA, a remote Terminals, access terminals, user agents, cellular telephones, cordless telephones, Session Initiation Protocol (SIP) telephones, wireless local loop (WLL) stations, portable devices with wireless access capabilities, wireless models, such as wireless models. It may be referred to as any device or the like, but is not limited thereto.

The home appliance 20 in the present disclosure may be one or more electronic products predetermined based on the user's insurance information in the management server 100 . For example, the home appliance 20 may be any type of electronic product that can be used at home, such as a refrigerator, a water purifier, a lighting device, a TV, and a microwave oven. Examples of the above-described home appliance 20 are only examples for convenience of description, and the home appliance 20 should not be interpreted as being limited to the above-described examples. Also, the home appliance 20 may generate information related to the use of the home appliance 20 and transmit it to the management server 100 .

The observation equipment 30 of the present disclosure may be equipment including a module capable of generating information including one or more visual or auditory information about the user. For example, the observation equipment 30 may be equipment including a camera module, and may be an electronic product including a camera module, such as CCTV, a webcam, and a laptop camera. In addition, the observation device 30 may be a device including a thermal imaging camera module capable of generating a thermal image and information. Also, the observation device 30 may be a sensor device capable of generating any type of sensing information for a user's movement or behavior, or a user's voice. Examples of the types of the above-described observation equipment 30 are only examples for convenience of description, and the observation equipment 30 should not be interpreted as being limited to the above-described examples. In addition, the observation equipment 30 may generate visual or auditory information about the user and the user's surrounding environment and transmit it to the management server 100 .

Detailed description of determining the abnormal state of the user in the management server 100 that receives the information generated by the user terminal 10, the home appliance 20, and the observation equipment 30 according to an embodiment of the present disclosure It will be described later with reference to FIG. 2 .

2 is a diagram illustrating a block configuration diagram of a server that performs an operation for determining an abnormal state of a user according to an embodiment of the present disclosure.

The abnormal state of the user according to an embodiment of the present disclosure may be a state that is not the normal situation of the user. For example, the abnormal state of the user may be a state in which the user performs an action that is not normal, such as a state in which the user collapses due to a heart attack, cannot get up again after a fall, or requests help. The above-described abnormal state of the user is used for illustrative purposes only, and the abnormal state of the user in the present disclosure is not limited to the above-described examples. The help request may be included in the auditory information generated by at least one of the user terminal 10 , the home appliance 20 , or the observation device 30 . For example, a request for help would be “Help me.” Or, it may be the voice of a user requesting help, such as “Please help me.” The user's request for help described above is merely an example, and the present disclosure is not limited thereto.

The management server 100 according to an embodiment of the present disclosure may include a network unit 110 , a processor 120 , and a memory 130 .

According to an embodiment of the present disclosure, the network unit 110 may transmit and receive information with the user terminal 10 , the home appliance 20 , and the observation equipment 30 . More specifically, the network unit 110 may include a wired/wireless Internet module for network connection.

According to an embodiment of the present disclosure, the memory 130 may store any type of information generated or determined by the processor 120 and any type of information received by the network unit 110 .

The processor 120 according to an embodiment of the present disclosure receives one or more information from at least one of the user terminal 10 , the home appliance 20 , and the observation equipment 30 based on the user's insurance information through the network unit 110 . information can be received. The insurance information may include at least one of user information, guardian information, and insurance contract information. The user information is any type of information about the user, and may include personal information of the user, identification information that can identify the user, and information about the user terminal 10 . Specifically, the user information may include personal information related to the user, such as the user's name, age, disease history, and the like. The user's disease history may be history information about a disease in which the user is currently fighting a disease or has been diagnosed at least once. For example, the disease history may be history information on diseases in which abnormal conditions are likely to occur accidentally, such as heart disease, osteoporosis, and arthritis. The above-described disease is merely an example, and the present disclosure is not limited thereto. Accordingly, the processor 120 may determine the abnormal state based on the user's disease history.

Also, the identification information among the user information may be information for identifying the user in the visual information or the auditory information. For example, the user's identification information may include appearance information for identifying the user in the visual information and user voice information for identifying the user in the auditory information. The above-described user identification information is merely an example, and the present disclosure is not limited thereto.

Also, the information on the user terminal 10 of the user information may be information related to the user terminal 10 such as location information, contact information, and IP address of the user terminal 10 .

Also, the user information may include usage schedule information for the user terminal 10 . The usage schedule information of the user terminal 10 may include information about using the user terminal 10 in relation to at least one of a predetermined time or a length of time. For example, the use schedule information may include information about using the user terminal 10 for 30 minutes at a predetermined 9:30 am. The predetermined time and length of time described above are merely examples, and the present disclosure is not limited thereto. The usage schedule information of the user terminal 10 may include a history of making a contact to a specific terminal at a predetermined time through the user terminal 10 . The specific terminal may be the guardian terminal 40 , and may be a terminal related to one of the contacts stored in the user terminal 10 . Also, the usage schedule information of the user terminal 10 may include a history of using a predetermined app at a predetermined time and alarm setting information for the user terminal 10 .

Also, the user information may include usage schedule information about the home appliance 20 . The usage schedule information for the home appliance 20 may be information related to at least one of a predetermined time or a length of time. For example, the usage schedule information about the home appliance 20 may include information related to watching TV for 1 hour from 8:00 pm. Also, the usage schedule information for the home appliance 20 may include one or more pieces of information related to regular use or general normal use of the home appliance 20 . For example, regular use of the home appliance 20 may be regular use of the refrigerator every 9:00 in the morning. As another example, the general normal use of the home appliance 20 may be whether or not the laundry is removed from the washing machine that has been operated in relation to the general normal use of the washing machine. Another example could be whether the door was opened and closed by the handle in relation to the normal normal use of the refrigerator. The usage pattern and general normal use for the above-described home appliance 20 are merely examples, and the present disclosure is not limited thereto.

In addition, the usage schedule information for the user terminal 10 and the usage schedule information for the home appliance 20 are generated by the processor based on a repetitive usage pattern for each of the user terminal 10 and the one or more home appliances 20 for a predetermined date. It may be determined at (120). For example, if the alarm set to 8:00 pm is repeated in the user terminal 10 for a predetermined week, the processor 120 may use the user terminal 10 including alarm setting information related to the 8:00 pm alarm information. can be decided

The guardian information of the present disclosure may be information about the user's guardian. Specifically, the guardian may be another user who uses another terminal, the guardian terminal 40 , and may include personal information of the guardian and information about the guardian terminal 40 . For example, the guardian's personal information may include the guardian's name, occupation, age, and relationship with the user. Also, the information on the guardian terminal 40 may include contact information and location information of the guardian terminal 40 . The above-described personal information of the guardian and information on the guardian terminal 40 are merely examples, and the present disclosure is not limited thereto.

The insurance contract information of the present disclosure may be information related to the insurance subscribed by the user. Insurance herein may be insurance related to at least one of the user terminal 10 , the home appliance 20 , and the observation equipment 30 , and more specifically, the user terminal 10 , the household appliance 20 and the observation equipment 30 . insurance related to receiving information from at least one of (30). The insurance contract information may include information related to monitoring conditions for at least one of the user terminal 10 , the home appliance 20 , and the observation equipment 30 . The monitoring condition may be a condition for a range in which a user can be monitored through the user terminal 10 , the home appliance 20 , and the observation equipment 30 . Specifically, the processor 120 may receive product use information based on a monitoring condition for the home appliance 20 included in the insurance contract information. For example, the monitoring condition for the home appliance 20 may include a monitoring condition for receiving product use information of the TV. In this case, the processor 120 may receive product usage information from the TV based on the monitoring condition. For another example, the monitoring condition for the home appliance 20 may not include a monitoring condition for receiving product use information of the refrigerator. In this case, the processor 120 may not receive product use information from the refrigerator based on the monitoring condition.

In addition, the insurance contract information may include monitoring conditions for the observation equipment 30 . The monitoring condition for the observation equipment 30 may be a condition related to a predetermined range of monitoring a user through the observation equipment 30 . The processor 120 may receive environmental information for a predetermined range from the observation equipment 30 based on a monitoring condition for the observation equipment 30 . Specifically, the monitoring condition for the observation equipment 30 may be a condition related to a predetermined operating range of the observation equipment 30 . The processor 120 may request environmental information from the observation equipment 30 based on a monitoring condition for the observation equipment 30 . In this case, the processor 120 may transmit a request signal for receiving environmental information for a predetermined range of the living room from the observation equipment 30 to the observation equipment 30 . The above-described monitoring conditions are merely examples, and the present disclosure is not limited thereto.

In this way, including determining a monitoring condition in the insurance contract information, the privacy of the user may not be violated. In particular, the user's status can be most accurately determined through monitoring the user using the observation device 30 , but the user's privacy may be infringed. Accordingly, by determining in the processor 120 to operate the observation device 30 within the range permitted by the user based on the insurance contract information, the user can solve the privacy infringement problem unexpected by the user, and at the same time, the user's state can be monitored.

In addition, the insurance contract information may include information allowing to set an alarm through the guardian terminal 40 and the processor 120 in addition to the user terminal 10 . Accordingly, the processor 120 may generate a signal for setting an alarm for the user terminal 10 based on the user's insurance contract information and transmit it to the user terminal 10 . Also, the processor 120 may receive a signal for setting an alarm for the user terminal 10 from the guardian terminal 40 and transmit a signal for setting an alarm to the user terminal 10 .

In this way, when the terminal use is small or the pattern is irregular to generate the terminal use schedule information, the guardian sets the alarm of the user terminal 10 directly through the guardian terminal 40 or the user An alarm of the terminal 10 may be set. Accordingly, even when the elderly user does not frequently use the user terminal 10 , the terminal use information may be received by setting an alarm through the guardian terminal 40 or the processor 120 .

In addition, the insurance contract information may include information related to transmitting a notification about the user's abnormal state. Specifically, the insurance contract information may include information related to notification transmission, such as a type of notification for an abnormal state of a user, a notification transmission partner and notification transmission permission. In addition, the notification may be one of a text message and a pop-up message, a call connection between the guardian terminal 40 and the user terminal 10 , and contact with a predetermined emergency contact.

Hereinafter, the processor 120 according to an embodiment of the present disclosure will be described with respect to determining the abnormal state of the user.

According to an embodiment of the present disclosure, the processor 120 may determine the abnormal state of the user based on at least one of terminal use information, product use information, and environment information. In addition, terminal usage information, product usage information, or environment information may be received in an arbitrary order. Specifically, the processor 120 may arbitrarily determine the order of receiving at least one of terminal use information, product use information, and environment information. For example, product usage information may be received first. Alternatively, the environment information may be received first, or the terminal usage information may be received first. When product usage information is received first, at least one of terminal usage information and environment information may be received later. In addition, the processor 120 may additionally receive the same type of information as the previously received information after a predetermined reception time. Specifically, the processor 120 may receive at least one of terminal usage information, product usage information, and environment information, and may determine to additionally receive the same type of information as information already received after a predetermined reception time. . For example, the predetermined reception time may be 1 minute, and the processor 120 may first receive the product usage information at 10:00 am, which is the past time. When the current time is 10:02 am, the processor 120 may determine to receive one of terminal usage information, environment information, and product usage information. Accordingly, when the product usage information is received at 10 am, which is the past time, the processor 120 may determine to receive the product usage information for 10: 2 am later. The above-described predetermined reception time and time are merely examples, and the above-described examples should not be construed as limiting the predetermined reception time.

According to an embodiment of the present disclosure, the processor 120 may receive terminal usage information from the user's terminal 10 based on the user's insurance information. Specifically, the terminal usage information may be received based on the usage schedule information for the user terminal 10 . The terminal usage information includes information related to the user's normal use of the user terminal 10 , and may include terminal usage time, length of time, and whether the user terminal 10 is used. ) can receive terminal usage information based on the alarm setting information. For example, when the alarm setting information is information about an alarm sounding at 9 am, the processor 120 may determine to receive the terminal usage information at 9 am. Specifically, the processor 120 may receive information on whether the alarm of the user terminal 10 is turned off at 9 am. The alarm setting information of the above-described usage schedule information is only an example, and the present disclosure is not limited thereto.

According to an embodiment of the present disclosure, the processor 120 may receive product usage information from one or more home appliances 20 . The product usage information may include information related to the user's normal use of the home appliance 20 . Specifically, the processor 120 may select one or more home appliances 20 to receive product use information based on usage schedule information on the home appliance 20 included in the user information. Accordingly, the processor 120 may determine to receive product usage information from the selected home appliance 20 . For example, when the user information includes TV-related usage schedule information among the home appliances 20 , the processor 120 may determine to receive usage related information from the TV based on the TV usage schedule information. For another example, when user information does not include use schedule information on the refrigerator, the processor 120 may not receive information related to use from the refrigerator. The above-described home appliance 20 is merely an example, and the present disclosure is not limited thereto.

According to an embodiment of the present disclosure, the processor 120 may receive environmental information from one or more observation equipment 30 . Specifically, the processor 120 may request the environment information from the observation equipment 30 based on at least one of terminal use information and product use information. The processor 120 may determine whether additional information is required by analyzing at least one of terminal use information and product use information. Accordingly, the processor 120 may request the environment information from the observation device 30 based on the analysis result of at least one of the terminal use information and the product use information. The analysis result may be an analysis result of the user's state. The additional information is additional information for determining the state of the user, and may be at least one of environmental information of the observation equipment 30 , other use information of the terminal, and other product use information. Accordingly, the processor 120 may request the environment information from the observation device 30 based on the analysis result of at least one of the terminal use information and the product use information. The environment information may be information related to the surrounding environment including the user, and may be composed of at least one of visual information and auditory information. The analysis result may be an analysis result of the user's state. Specifically, the processor 120 may analyze at least one of terminal use information, product use information, and environment information to determine whether the user's condition is abnormal based on the user's insurance information. More specifically, the processor 120 may analyze terminal usage information based on usage schedule information for the user terminal 10 included in the user's insurance information, and determine whether the user's status is abnormal. Accordingly, the processor 120 may generate an analysis result related to the user's abnormal state based on the terminal usage information. In addition, the processor 120 may request the observation device 30 to receive environmental information for finally determining the abnormal state of the user based on the analysis result of the terminal use information.

In addition, the processor 120 may analyze the product usage information based on the usage schedule information about the home appliance 20 and determine the abnormal state of the user. Accordingly, the processor 120 may generate an analysis result related to the user's abnormal state based on the product usage information. In addition, the processor 120 may request the observation equipment 30 to receive environmental information for finally determining the abnormal state of the user based on the analysis result of the product use information.

According to an embodiment of the present disclosure, the processor 120 may analyze the received environment information to determine the abnormal state of the user. Specifically, the processor 120 may finally determine the abnormal state of the user by analyzing at least one of the visual information and the auditory information of the environment information. For example, the environmental information may be information including an image or image within a predetermined range based on insurance contract information, a thermal image that can know the user's body temperature and ambient temperature, and the user's voice. The processor 120 may determine the abnormal state of the user based on the visual information and the auditory information included in the environment information. Specifically, the processor 120 may determine the user's abnormal state with respect to the environment information based on the visual information and the auditory information related to the predetermined abnormal state. For example, the visual information related to the abnormal state may be an image of a collapsed user, an image falling while hitting the head, and a thermal image related to the user's body temperature, but the present disclosure is not limited thereto. In addition, the auditory information related to the abnormal state may be, for example, a user's voice such as "help me" and "save me", but the present disclosure is not limited thereto. For example, the processor 120 may determine the abnormal state of the user by analyzing environmental information including an image of a user who has collapsed from a heart attack or a user's voice requesting help, such as "please help". As another example, an image of a series of events in which the user falls and hits his head against furniture may be included in the environmental information. Accordingly, the processor 120 may determine the abnormal state of the user by analyzing the image in which the user hits his/her head. As another example, the processor 120 may determine the abnormal state of the user based on the user's body temperature and ambient temperature determined by analyzing environmental information including the thermal image. The above-described environment information is only an example, and the present disclosure is not limited thereto.

In this way, resources used for the observation equipment 30 and the processor 120 can be saved by requesting the environment information from the observation equipment 30 based on at least one of the terminal use information and the product use information. Specifically, continuously requesting and analyzing information, including environmental information irrelevant to the user's abnormal state, from the observation equipment 30 without limitation may waste resources used by the processor 120 and the observation equipment 30 . . Accordingly, resources used for the processor 120 and the observation equipment 30 may be saved by selectively requesting environment information based on at least one of the terminal usage information and the product usage information.

According to an embodiment of the present disclosure, the processor 120 may determine the abnormal state of the user in stages and finally determine the abnormal state of the user. A process of step-by-step determination of the user's abnormal state will be described with reference to FIG. 3 . The processor 120 may first determine the abnormal state of the user based on the terminal usage information ( 310 ). Specifically, the processor 120 may receive terminal usage information from the user terminal 10 based on the user's insurance information. More specifically, the processor 120 may receive terminal usage information from the user terminal 10 based on the usage schedule information for the user terminal 10 . The processor 120 may first determine the abnormal state of the user based on the received terminal usage information. Specifically, the processor 120 may first determine the user's abnormal state by analyzing the received terminal use information. More specifically, the processor 120 may first determine the user's abnormal state by comparing the received terminal usage information with the usage schedule information. Accordingly, the processor 120 may analyze the terminal use information to generate a first determination result for the abnormal state of the user's state. When it is determined that the user's state is not an abnormal state based on the first determination result, the processor 120 may determine not to use the product use information. In addition, when it is determined that the user's state is not an abnormal state based on the first determination result, the processor 120 may determine not to use the environmental information or not to request the environmental information from the observation equipment 30 . .

In addition, when the user's status is determined to be an abnormal state based on the first determination result, the processor 120 may secondary determine the user's abnormal state based on product use information ( 320 ). Specifically, when the user's status is determined to be abnormal based on the terminal usage information, the processor 120 may determine to receive product usage information from one or more home appliances 20 . Accordingly, the processor 120 may secondarily determine the user's abnormal state by analyzing the received product use information. Specifically, the processor 120 may compare the received product use information with the use schedule information on the home appliance 20 to determine the user's abnormal state secondary. Accordingly, the processor 120 may analyze the product usage information to generate a secondary determination result related to the user's abnormal state.

Also, when the user's state is determined to be an abnormal state based on the secondary determination result, the processor 120 may thirdly determine the user's abnormal state based on the environment information ( 330 ). Specifically, when the user's state is determined to be an abnormal state based on the product use information, the environment information may be requested from the observation equipment 30 . Accordingly, the processor 120 may thirdly determine the abnormal state of the user based on the environment information. Specifically, the processor 120 may thirdly determine the abnormal state of the user by analyzing the environment information. The processor 120 may determine the abnormal state of the user by analyzing at least one of visual information and auditory information of the environment information. Specifically, the processor 120 may determine the user's abnormal state with respect to the environment information based on the visual information and the auditory information related to the predetermined abnormal state. In addition, the processor 120 may make a third determination on the user's state based on the environment information to finally determine the user's abnormal state ( 340 ).

In addition, the processor 120 may perform the step of receiving the product use information from the home appliance 20 and the step of receiving the terminal use information from the user terminal 10 interchangeably based on the user's insurance information. Specifically, the processor 120 may receive product usage information from the home appliance 20 based on the user's insurance information. Accordingly, the processor 120 may analyze the product use information to generate a first determination result related to the user's abnormal state. When it is determined that the user's state is not an abnormal state based on a result of the first determination on the product use information, the processor 120 may receive terminal use information for the second determination from the user terminal 10 . Accordingly, the processor 120 generates a second determination result by analyzing the received terminal use information, and when the user's state is determined to be an abnormal state based on the second determination result, the environmental information from the observation equipment 30 may decide to receive The processor 120 may thirdly determine the abnormal state of the user based on the received environment information.

According to an embodiment of the present disclosure, the processor 120 may secondarily determine the abnormal state of the user based on the environment information to finally determine the abnormal state of the user. Specifically, the processor 120 may determine one of receiving terminal usage information from the user terminal 10 or receiving product usage information from one or more home appliances 20 based on the user's insurance information. In addition, the processor 120 may determine to use one of the terminal usage information received from the user terminal 10 or the product usage information received from the one or more home appliances 20 . Specifically, the processor 120 may determine to perform only one of receiving product usage information from the home appliance 20 or receiving terminal usage information from the user terminal 10 based on the user's insurance information. Also, the processor 120 may determine to use only one of the product usage information received from the home appliance 20 and the terminal usage information received from the user terminal 10 . The processor 120 may first determine the abnormal state of the user based on one of the received terminal use information or product use information. Specifically, the processor 120 may generate a first determination result related to the abnormal state of the user by analyzing one of the product usage information determined to be received or to be used or the terminal usage information. When the user's state is determined to be an abnormal state based on the primary determination result for one of the product use information or the terminal use information, the processor 120 may secondary determine the user's abnormal state based on the environment information. . Specifically, when the user's state is determined to be an abnormal state based on the first determination result, the processor 120 may determine to receive the environmental information from the observation device 30 . In addition, when it is determined that the user's state is not an abnormal state based on the first determination result, the processor 120 may determine not to use the environmental information or not to request the environmental information from the observation equipment 30 . . The processor 120 may secondarily determine the user's abnormal state based on the received or determined environment information to be used, and finally determine the user's abnormal state.

For judging and determining the abnormal state of the user in stages according to an embodiment of the present disclosure, for example, as follows. The processor 120 may receive terminal usage information based on usage schedule information on the user terminal 10 included in the user's insurance information. The usage schedule information for the user terminal 10 may be information about setting an alarm at 9 am. Accordingly, the processor 120 may receive the terminal usage information at 9 am to first determine the abnormal state of the user. When the user terminal 10 is not used at 9 am, the processor 120 may determine the abnormal state of the user through the first determination. Accordingly, the processor 120 may determine to receive product usage information from one or more home appliances 20 . Specifically, the processor 120 may select the home appliance 20 based on insurance contract information included in the user's insurance information, and may receive usage information from the selected home appliance 20 . A monitoring condition of the home appliance 20 included in the insurance contract information may include receiving product use information for the refrigerator and the TV. Accordingly, the processor 120 may receive product usage information for each from the refrigerator and the TV.

In addition, the processor 120 may compare the product usage information with the usage schedule information for the home appliance 20 included in the user's insurance information to determine the user's abnormal state secondary. Specifically, when the usage schedule information on the refrigerator includes that the time to open and close the refrigerator door is within 2 minutes, the processor 120 may determine the abnormal state of the user based on the time the refrigerator door is open. When the refrigerator door is opened while the user holds the refrigerator door and collapses, the processor 120 may accurately determine the user's abnormal state by comparing it with the use schedule information, instead of only determining whether the refrigerator is used.

In addition, when the user's state is determined to be an abnormal state through secondary determination based on the product use information, the processor 120 may request the environmental information from the observation equipment 30 . Specifically, the processor 120 may receive environmental information based on the monitoring condition of the monitoring equipment 30 of the insurance contract information included in the user's insurance information from the observation equipment 30 . When the monitoring condition of the observation equipment 30 is a kitchen and a living room, the processor 120 may receive environmental information from the observation equipment 30 installed in each of the kitchen and the living room. Accordingly, the processor 120 may thirdly determine the abnormal state of the user based on the environment information, and finally determine the abnormal state of the user. The above-described examples of determining the abnormal state of the user in stages are merely examples, and the present disclosure is not limited thereto.

For example, when the user forgets to turn off the alarm of the user terminal 10 and normally uses the refrigerator, the processor 120 may primarily determine the user's abnormal state based on terminal use information. Accordingly, the processor 120 may receive product usage information for the home appliance 20 , and may secondary determine the user's abnormal state based on the product usage information. The processor 120 may determine that the user has normally used the refrigerator based on the product use information received from the refrigerator, and may not determine the abnormal state of the user. Accordingly, the processor 120 may determine not to receive the environmental information from the observation equipment 30 .

As another example, the user may forget to turn off the alarm at 9 am and use the home appliance 20 that is not included in the user's insurance information. In this case, the processor 120 may determine in turn based on the terminal use information and the product use information, determine the user's state as an abnormal state, and determine to receive the environmental information from the observation equipment 30 . The processor 120 may thirdly determine the abnormal state of the user through the environment information. Accordingly, the processor 120 may not finally determine the abnormal state of the user with respect to the user performing a normal activity by analyzing the environment information.

As such, the processor 120 may accurately determine the user's abnormal state by receiving and determining step-by-step different information on the user's abnormal state. Specifically, the processor 120 first determines the abnormal state of the user based on the terminal use information received from the user terminal 10 , makes a secondary determination based on the product use information from the home appliance 20 , and finally As a result, the abnormal state of the user can be finally determined through the third determination by analyzing the environmental information from the observation equipment 30 .

Accordingly, the processor 120 may accurately determine the user's abnormal state step by step through more detailed information. That is, the processor 120 may receive the terminal use information, the product use information, and the environment information step by step to accurately determine the abnormal state of the user. Specifically, the processor 120 may first determine the abnormal state of the user through terminal use information and product use information, which are simply information related to use, compared to environmental information including auditory information and visual information. Thereafter, the processor 120 may finally make an accurate determination of the user's state through environmental information that can specifically grasp a situation related to the user's state, including visual information or auditory information. In this way, it is possible to increase the accuracy and reliability of determining the abnormal state of the user by analyzing the information step by step for determining the abnormal state of the user.

According to another embodiment of the present disclosure, the processor 120 may receive terminal usage information from the user terminal 10 based on the user's insurance information. Also, the processor 120 may first determine the abnormal state of the user based on the terminal usage information. Specifically, the processor 120 may first determine the user's abnormal state by analyzing the received terminal use information. More specifically, the processor 120 may first determine the user's abnormal state by comparing the received terminal usage information with the usage schedule information. Accordingly, the processor 120 may generate a first determination result related to the user's abnormal state.

In addition, the processor 120 may determine whether to receive product use information from one or more home appliances 20 based on the first determination result. Specifically, when it is determined that the user is in an abnormal state based on the first determination result, the processor 120 may determine to receive product usage information from one or more home appliances 20 . Also, when it is determined that the user is not in an abnormal state based on the first determination result, the processor 120 may determine not to receive product usage information from the one or more home appliances 20 .

In addition, when the user's state is determined to be an abnormal state based on the primary determination result, the processor 120 may secondary determine the user's abnormal state based on product usage information from one or more home appliances 20 . have. Specifically, the processor 120 compares the at least one product use information received from the one or more home appliances 20 with the use schedule information for the home appliance 20 corresponding to the product use information to determine the abnormal state of the user by 2 car can be judged. Accordingly, the processor 120 may generate a secondary determination result regarding the abnormal state of the user. The processor 120 may determine whether to request environmental information from the one or more observation devices 30 based on the result of the secondary determination. Also, when the user's state is determined to be an abnormal state based on the secondary determination result, the processor 120 may thirdly determine the user's abnormal state based on the environment information. Specifically, when the user's state is determined to be an abnormal state based on the secondary determination result, the processor 120 requests environmental information from the observation equipment 30 and determines the abnormal state of the user based on the received environmental information 3 car can be judged. In addition, the processor 120 may generate a third determination result related to the user's abnormal state. Accordingly, the processor 120 may finally determine the abnormal state of the user based on the third determination result.

According to another embodiment of the present disclosure, the processor 120 may receive terminal usage information from the user terminal 10 based on the user's insurance information, and set the user's abnormal state to 1 based on the terminal usage information. car can be judged. Specifically, the processor 120 may first determine the user's abnormal state by analyzing the received terminal use information. More specifically, the processor 120 may first determine the user's abnormal state by comparing the received terminal usage information with the usage schedule information. Accordingly, the processor 120 may generate a first determination result related to the user's abnormal state.

Also, the processor 120 may determine whether to use the product usage information received from the one or more home appliances 20 based on the first determination result. Specifically, when it is determined that the user is in an abnormal state based on the first determination result, the processor 120 may determine to use the product usage information received from the one or more home appliances 20 . Also, when it is determined that the user is not in an abnormal state based on the first determination result, the processor 120 may determine not to use the product usage information received from the one or more home appliances 20 .

In addition, when the user's state is determined to be an abnormal state based on the primary determination result, the processor 120 may secondary determine the user's abnormal state based on product usage information from one or more home appliances 20 . have. Specifically, the processor 120 compares the at least one product use information received from the one or more home appliances 20 with the use schedule information for the home appliance 20 corresponding to the product use information to determine the abnormal state of the user by 2 car can be judged. Accordingly, the processor 120 may generate a secondary determination result regarding the abnormal state of the user. The processor 120 may determine whether to request environmental information from the one or more observation devices 30 based on the result of the secondary determination. Also, when the user's state is determined to be an abnormal state based on the secondary determination result, the processor 120 may thirdly determine the user's abnormal state based on the environment information. Specifically, when the user's state is determined to be an abnormal state based on the secondary determination result, the processor 120 requests environmental information from the observation equipment 30 and determines the abnormal state of the user based on the received environmental information 3 car can be judged. In addition, the processor 120 may generate a third determination result related to the user's abnormal state. Accordingly, the processor 120 may finally determine the abnormal state of the user based on the third determination result.

According to another embodiment of the present disclosure, the processor 120 may receive terminal usage information from the user's terminal based on the user's insurance information. Also, the processor 120 may receive product usage information from one or more home appliances. Also, the processor 120 may determine the abnormal state of the user based on at least one of terminal use information and product use information. Specifically, the processor 120 may determine a score value that quantitatively expresses the abnormal state of the user from at least one of terminal use information and product use information. More specifically, the processor 120 may receive the terminal use information and determine a first state value quantitatively expressing the abnormal state of the user by comparing it with the use schedule information for the user terminal 10 . In addition, the processor 120 may receive the product use information and determine a second state value that is quantitatively expressed for the abnormal state of the user by comparing it with the use schedule information about the home appliance 20 . Accordingly, the processor 120 may determine one of the determined first state value or the second state value as the score value, or determine the result value calculated by calculating the first state value and the second state value as the score value. . Calculating the first state value and the second state value in the processor 120 is to calculate the first state value and the second state value using at least one of addition, subtraction, division, and multiplication, and to calculate the result value. can The above-described addition, subtraction, division, and multiplication are only examples of operations, and the present disclosure is not limited thereto.

The usage schedule information for the user terminal 10 may include information about using the user terminal 10 in relation to at least one of a predetermined time or a length of time. Also, the usage schedule information of the user terminal 10 may include a history of making a contact to a specific terminal at a predetermined time through the user terminal 10 . The usage schedule information of the user terminal 10 may include a history of using a predetermined app at a predetermined time and alarm setting information for the user terminal 10 .

The usage schedule information for the home appliance 20 may be information related to at least one of a predetermined time or a length of time. Also, the usage schedule information for the home appliance 20 may include one or more pieces of information related to regular use or general normal use of the home appliance 20 . For example, the general normal use of the home appliance 20 may be whether or not the laundry is removed from the washing machine that has been operated in relation to the general normal use of the washing machine. Another example could be whether the door was opened and closed by the handle in relation to the normal normal use of the refrigerator. The general normal use of the above-described home appliance 20 is merely an example, and the present disclosure is not limited thereto.

Also, the processor 120 may compare the determined score value with at least one of the first threshold value 620 and the second threshold value 640 . For a detailed description, the first threshold value 620 and the second threshold value 640 are illustrated with reference to FIG. 7 , as follows. The processor 120 may generate a comparison result by comparing the determined score value with at least one of the first threshold value 620 and the second threshold value 640 . The processor 120 may determine the abnormal state of the user based on the comparison result. Each of the first threshold value 620 and the second threshold value 640 is a predetermined value, and may have different values as shown in FIG. 7 . Also, the second threshold value 640 may have a greater value than the first threshold value 620 .

Also, the processor 120 may determine a score value based on at least one of terminal usage information and product usage information. The processor 120 may receive the terminal usage information and determine a first state value that is quantitatively expressed for the abnormal state of the user by comparing it with the use schedule information for the user terminal 10 . In addition, the processor 120 may receive the product use information and determine a second state value that is quantitatively expressed for the abnormal state of the user by comparing it with the use schedule information about the home appliance 20 . Accordingly, the processor 120 may determine one of the determined first state value or the second state value as the score value, or determine the result value calculated by calculating the first state value and the second state value as the score value. . Calculating the first state value and the second state value in the processor 120 is to calculate the first state value and the second state value using at least one of addition, subtraction, division, and multiplication, and to calculate the result value. can The above-described addition, subtraction, division, and multiplication are only examples of operations, and the present disclosure is not limited thereto.

Also, the processor 120 may compare the determined score value with at least one of the first threshold value 620 and the second threshold value 640 . When the determined score value is less than the first threshold value 620 , the processor 120 may determine that the user is not in an abnormal state. Specifically, as shown in FIG. 7 , the processor 120 may determine whether the determined score value is a value included in the first range 610 that is less than the first threshold value 620 . The first range 610 may be a predetermined range that may include one or more quantitative values that are less than the first threshold 620 . For example, when the first threshold value 620 is 20, the first range 610 may be less than 20. The above-described first threshold value 620 is only an example for convenience of description, and the above-described examples should not be interpreted as limiting the first threshold value 620 . When the determined score value is determined to be a value included in the first range 610 , the processor 120 may determine that the user is not in an abnormal state. Additionally, the processor 120 may determine not to request the environmental information from the observation equipment 30 . Alternatively, the processor 120 may determine not to use the environmental information received from the observation equipment 30 . For example, when the user normally uses at least one of the user terminal 10 and the home appliance 20 , the processor 120 may receive at least one of the terminal use information and the product use information. Also, the processor 120 may determine the score value as a value included in the first range 610 based on one of the received terminal usage information and product usage information.

Also, when the determined score value is greater than or equal to the first threshold value 620 and less than the second threshold value 640 , the processor 120 may determine to request environmental information from one or more observation equipment 30 . Specifically, the processor 120 may determine whether the determined score is a value included in the second range 630 that is greater than or equal to the first threshold 620 and less than the second threshold 640 . The second range 630 may be a predetermined range that may include one or more quantitative values that are greater than or equal to the first threshold 620 and less than the second threshold 640 . When the determined score value is determined to be a value included in the second range 630 , the processor 120 may determine to request the environment information from the one or more observation devices 30 . Accordingly, the processor 120 may finally determine the abnormal state of the user based on the environment information received from the observation device 30 .

When the score value can be determined to be a value included in the second range 630, it is determined that the user's abnormal state and non-abnormal state are based on the use schedule information for each of the user terminal 10 or the home appliance 20. It may be all determinable. For example, the user may fall down while bumping into the handle of the refrigerator. In this case, the product use information received from the refrigerator may include information related to touching the refrigerator handle, which may be determined to be not in an abnormal state, and may include information about opening or not closing the refrigerator door, which may be determined to be in an abnormal state. . Accordingly, the processor 120 compares the product use information received from the refrigerator with the use schedule information about the home appliance 20 to obtain a score value that is greater than or equal to the first threshold value 620 and less than the second threshold value 640 . can decide That is, the score value determined based on the received product usage information may be determined as a value included in the second range 630 .

In this way, by determining a score value based on at least one of terminal usage information or product usage information, and requesting environmental information from the observation device 30 based on the score value, the observation equipment 30 and the processor 120 You can save the resources used for Specifically, continuously requesting and analyzing information, including environmental information irrelevant to the user's abnormal state, from the observation equipment 30 without limitation may waste resources used by the processor 120 and the observation equipment 30 . . Accordingly, it is possible to save resources used in the processor 120 and the observation equipment 30 by selectively requesting environment information based on the score value.

Also, when the determined score value is included in the third range 650 , the processor 120 may finally determine that the user is in an abnormal state. Specifically, the processor 120 may determine whether the determined score value is a value included in the third range 650 greater than or equal to the second threshold value 640 . The third range 650 may be a predetermined range that may include one or more quantitative values greater than or equal to the second threshold value 640 . When the determined score value is determined to be a value included in the third range 650 , the processor 120 may finally determine the user's state as an abnormal state without requesting environmental information from the observation equipment 30 . Specifically, the processor 120 does not receive or receives the environmental information from the observation equipment 30 when the score value determined based on the terminal use information or the product use information is determined to be a value included in the third range 650 . You may decide not to use the environment information that has been Also, the processor 120 may finally determine the abnormal state of the user based on the score value included in the third range 650 .

The score value included in the third range 650 may be a score value for an abnormal state of the user in an extreme situation. For example, when the user does not match all of the usage schedule information for each of the terminal usage information and the product usage information received from the user terminal 10 and the home appliance 20, the processor 120 sets the third range ( 650) may be determined. As a more specific example, when the user faints due to a heart attack while sleeping, both the user terminal 10 and the home appliance 20 may not be used. In this case, the processor 120 may determine a score value included in the third range 650 and finally determine the abnormal state of the user.

As such, when the determined score value is equal to or greater than the second threshold value 640, the user's abnormal state can be quickly and finally determined. Specifically, when the determined score value is a value included in the third range 650 greater than or equal to the second threshold value 640 , the processor 120 determines not to request information from the observation equipment 30 or analyze the environmental information Thus, it is possible to save time to finally determine the abnormal state of the user. Accordingly, the processor 120 can quickly determine the risk level and notification for the finally determined abnormal state of the user, so that it is possible to quickly respond to the abnormal state of the user.

According to an embodiment of the present disclosure, the processor 120 may determine the risk level based on the abnormal state of the user. Specifically, when the user's abnormal state is finally determined based on one of the terminal use information, the product use information, and the environmental information analyzed in stages, the processor 120 may determine the risk level for the user's abnormal state. The risk level may be one or more predetermined steps corresponding to the abnormal state of one or more users. For example, the risk stage may be composed of three stages corresponding to the abnormal state of one or more users. In addition, the risk level corresponding to the state in which the user lightly falls and rises based on the environment information may be a lower level than the risk level corresponding to the state in which the user falls down and bumps the head while falling based on the environment information.

In addition, the processor 120 may determine the occurrence time and duration of the abnormal state based on at least one of terminal use information, product use information, and environment information. Specifically, the processor 120 may determine the finally determined occurrence time of the user's abnormal state based on at least one of terminal use information, product use information, and environment information. Also, the processor 120 may determine the duration of the abnormal state based on the determined occurrence time and the current time. Accordingly, the processor 120 may determine the risk level based on at least one of the user's abnormal state and the duration of the abnormal state. Specifically, when the duration of the user's abnormal state for the same user's abnormal state is longer than a predetermined length of time, the processor 120 may determine to increase the level from the previous dangerous stage. For example, the processor 120 may determine the risk level as two levels based on the abnormal state of the user. Thereafter, the processor 120 may determine the abnormal state of the user based on at least one of the received terminal use information, product use information, and environment information. The processor 120 may determine to increase the risk level to level 3 when the duration is longer than a predetermined length of time for the user's abnormal state, which is the second level of risk.

According to an embodiment of the present disclosure, the processor 120 may determine a notification of an abnormal state of the user corresponding to the dangerous stage. Specifically, the notification of the abnormal state of the user for each of one or more risk stages may be different. For example, the notification of the abnormal state of the user for the risk level of the first step may be a different notification from the notification of the risk level of the second step. The notification of the abnormal state of the user corresponding to the dangerous stage may be to transmit a message about the abnormal state of the user to the guardian terminal 40 based on the dangerous stage. The message about the user's abnormal state may be at least one of a pop-up message and a text message that may be displayed on the guardian terminal 40 . The message may include at least one of terminal use information, product use information, and environment information about the user's abnormal state. In addition, the message may include notification content including at least one of the occurrence time and duration of the user's abnormal state. The notification content may be generated by the processor 120 by highlighting a word corresponding to a risk level in order to inform the user of the severity of the abnormal state. In addition, the notification of the user's abnormal state may be a call connection between the user terminal 10 and the guardian terminal 40 based on the risk level. The processor 120 may determine an automatic call connection between the user terminal 10 and the guardian terminal 40 based on the risk level. In addition, the processor 120 may generate a message for recommending a call connection and transmit it to the guardian terminal 40 . In addition, the notification of the user's abnormal state may be to contact the emergency contact based on the risk level. The emergency contact may be a predetermined contact related to another guardian, police or emergency center.

Also, the processor 120 may determine to transmit one or more notifications based on at least one of a risk level and an abnormal state of the user. For example, the processor 120 may determine to transmit a message to the guardian terminal 40 as a notification of the abnormal state of the user based on at least one of the dangerous stage and the abnormal state of the user, and to contact the emergency contact. .

For one example of a notification with reference to FIG. 4 according to an embodiment of the present disclosure, the processor 120 sends a text message 41 about the abnormal state of the user corresponding to the risk stage to the guardian terminal 40 can be transmitted The text message 41 may include at least one of terminal use information, product use information, and environment information 42 related to a user's abnormal state. 4 illustrates a text message 41 including environmental information 42 for visual information related to a user's abnormal state. The environment information 42 may be an image including auditory information. In addition, the text message 41 may include notification content 43 including at least one of the occurrence time and duration of the user's abnormal state. 4 shows the notification content 43 including the occurrence time of the user's abnormal state. In the notification content 43 , a word corresponding to a risk level may be highlighted in order to inform the user of the severity of the abnormal state. FIG. 4 shows a displayed state in which the word “attention” is emphasized using double quotation marks in the notification content 43 . In addition, FIG. 4 shows a state in which a message 44 recommending a call connection between the user terminal 10 and the guardian terminal 40 is additionally transmitted to the guardian terminal 40 . Accordingly, the processor 120 may determine a call connection between the user terminal 10 and the guardian terminal 40 based on an input signal of the guardian terminal 40 to the message 44 for recommending a call connection. The text message for the notification described above with reference to FIG. 4 is only an example, and the present disclosure is not limited thereto.

According to an embodiment of the present disclosure, the processor 120 may generate guardian response information related to the guardian's response to a notification. Specifically, the processor 120 may receive one or more pieces of information related to the guardian's response to the notification transmitted to the guardian terminal 40 from the guardian terminal 40 . The processor 120 may generate information related to the guardian's response corresponding to the number of notifications transmitted to the guardian terminal 40 as guardian correspondence information. In addition, the guardian correspondence information may include at least one of the location information and the call record of the guardian terminal 40 after the notification is transmitted. In addition, the processor 120 may match and store the generated guardian correspondence information with the user's insurance information.

Referring to FIG. 4 , for example, the processor 120 may transmit a text message 41 about the user's abnormal state and a message 44 recommending a call connection to the guardian terminal 40 . Accordingly, the processor 120 may determine the number of transmissions for each of the text message 41 and the call connection recommendation message 44 transmitted to the guardian terminal 40 , and may be included in the guardian correspondence information. In addition, the processor 120 may generate guardian response information including information on whether there is a history of contact with the user terminal 10 or an emergency contact after transmitting the text message 41 to the guardian terminal 40 . have. In addition, the processor 120 may generate guardian-response information including information on whether or not the guardian's input signal to the message 44 for recommending a call connection.

The processor 120 according to an embodiment of the present disclosure may determine whether or not the user's insurance claim is fraudulent based on the guardian correspondence information. Specifically, the processor 120 may receive a signal related to an insurance claim for the user. The processor 120 may identify protection information corresponding to the user's insurance information. The processor 120 may determine whether the user's insurance claim is fraudulent based on the guardian correspondence information. For example, the processor 120 may receive a signal related to a claim for hospitalization due to a fracture of the user during the user's insurance claim. The processor 120 may identify the user's insurance information and corresponding guardian information related to the hospitalization fee claim. The processor 120 may determine whether insurance is fraudulent based on the number of times a notification is transmitted for an abnormal state of the user and information related to the guardian's response to the notification included in the guardian response information. Specifically, when the number of times the user's abnormal state is transmitted in the guardian response information is more than a predetermined number of times, and the information related to the guardian's response corresponds to a predetermined fraud condition, the processor 120 detects insurance fraud for the insurance claim. can decide

In this way, when the guardian response information is used in the examination of the user's insurance claim, a more accurate and faster examination may be performed. Specifically, through the guardian response information generated by the processor 120, it is possible to identify insurance fraud such as when the guardian intentionally leaves the user in an abnormal state to claim the user's insurance money. In particular, in the case of examination of an insurance claim for an elderly user who is enrolled in death insurance, insurance fraud can be prevented by utilizing the guardian response information of the present disclosure. Accordingly, the insurance company can perform more efficient insurance claim review through the guardian response information.

3 illustrates an exemplary flowchart for step-by-step determination of an abnormal state of a user according to an embodiment of the present disclosure.

According to an embodiment of the present disclosure, the management server 100 may first determine the abnormal state of the user based on the terminal use information ( 310 ). Specifically, the management server 100 may receive terminal usage information from the user terminal 10 based on the user's insurance information. More specifically, the management server 100 may receive terminal usage information from the user terminal 10 based on the usage schedule information for the user terminal 10 . The management server 100 may first determine the abnormal state of the user based on the received terminal use information. Accordingly, the management server 100 may generate a first determination result for the abnormal state of the user's state based on the terminal use information. Specifically, the management server 100 may first determine the user's abnormal state by analyzing the received terminal use information. More specifically, the management server 100 may first determine the user's abnormal state by comparing the received terminal usage information with the usage schedule information. When it is determined that the user's state is not an abnormal state based on the first determination result, the management server 100 may determine not to use the product use information. In addition, when it is determined that the user's state is not an abnormal state based on the first determination result, the management server 100 may determine not to use the environmental information or not to request the environmental information from the observation equipment 30 . have.

Also, when the user's status is determined to be an abnormal state based on the first determination result, the management server 100 may secondary determine the user's abnormal state based on product use information ( 320 ). Specifically, when the user's status is determined to be abnormal based on the terminal usage information, the management server 100 may determine to receive product usage information from one or more home appliances 20 . Accordingly, the management server 100 may analyze the received product use information to determine the user's abnormal state secondary. Specifically, the management server 100 may compare the received product usage information with the usage schedule information for the home appliance 20 to determine the user's abnormal state secondary.

In addition, when the user's status is determined to be an abnormal state based on the secondary determination result, the management server 100 may thirdly determine the abnormal state of the user based on the environment information ( 330 ). Specifically, when the user's state is determined to be an abnormal state based on the product use information, the environment information may be requested from the observation equipment 30 . Accordingly, the management server 100 may thirdly determine the abnormal state of the user based on the environment information. Specifically, the management server 100 may analyze the environment information to thirdly determine the abnormal state of the user. The management server 100 may determine the abnormal state of the user by analyzing at least one of the visual information and the auditory information of the environment information. Specifically, the management server 100 may determine the user's abnormal state with respect to the environment information based on the visual information and the auditory information related to the predetermined abnormal state.

In addition, the management server 100 may make a third determination on the user's state based on the environment information, and finally determine the user's abnormal state ( 340 ).

4 is a diagram illustrating an example of a guardian terminal to which a notification regarding an abnormal state of a user is transmitted according to an embodiment of the present disclosure.

According to an embodiment of the present disclosure, the management server 100 may determine a notification about the abnormal state of the user corresponding to the risk level. Specifically, the notification of the abnormal state of the user corresponding to the dangerous stage may be to transmit a message about the abnormal state of the user to the guardian terminal 40 based on the dangerous stage. The message about the user's abnormal state may be at least one of a pop-up message and a text message that may be displayed on the guardian terminal 40 . The message may include at least one of terminal use information, product use information, and environment information about the user's abnormal state. In addition, the message may include notification content including at least one of the occurrence time and duration of the user's abnormal state. The notification content may be generated by the management server 100 by highlighting a word corresponding to a risk level in order to inform the user of the severity of the abnormal state.

As shown in FIG. 4 , the management server 100 may transmit a text message 41 about the abnormal state of the user corresponding to the dangerous stage to the guardian terminal 40 . The text message 41 may include at least one of terminal use information, product use information, and environment information 42 related to a user's abnormal state. FIG. 4 shows a text message 41 including environmental information 42 for time information information related to a user's abnormal state. The environment information 42 may be an image including auditory information information. In addition, the text message 41 may include notification content 43 including at least one of the occurrence time and duration of the user's abnormal state. 4 shows the notification content 43 including the occurrence time of the user's abnormal state. In the notification content 43 , a word corresponding to a risk level may be highlighted in order to inform the user of the severity of the abnormal state. FIG. 4 shows a displayed state in which the word “attention” is emphasized using double quotation marks in the notification content 43 . In addition, FIG. 4 shows a state in which a message 44 recommending a call connection between the user terminal 10 and the guardian terminal 40 is additionally transmitted to the guardian terminal 40 . Accordingly, the management server 100 may determine a call connection between the user terminal 10 and the guardian terminal 40 based on the input signal of the guardian terminal 40 for the message 44 recommending a call connection. The text message for the notification described above with reference to FIG. 4 is only an example, and the present disclosure is not limited thereto.

According to an embodiment of the present disclosure, the management server 100 may generate guardian response information related to the guardian's response to a notification. Specifically, the management server 100 may receive one or more pieces of information related to the guardian's response to the notification transmitted to the guardian terminal 40 from the guardian terminal 40 . The management server 100 may generate information related to the guardian's response corresponding to the number of notifications transmitted to the guardian terminal 40 as guardian correspondence information. In addition, the guardian correspondence information may include at least one of the location information and the call record of the guardian terminal 40 after the notification is transmitted. In addition, the management server 100 may match the generated guardian-response information with the user's insurance information and store it.

Referring to FIG. 4 , for example, the management server 100 may transmit a text message 41 about the user's abnormal state and a message 44 recommending a call connection to the guardian terminal 40 . Accordingly, the management server 100 may determine the number of transmissions for each of the text message 41 and the call connection recommendation message 44 transmitted to the guardian terminal 40 , and may be included in the guardian correspondence information. In addition, the management server 100 after transmitting the text message 41 to the guardian terminal 40 to generate the guardian response information including information on whether there is a history of contact with the user terminal 10 or emergency contact. can In addition, the management server 100 may generate guardian-response information, including information on whether or not the guardian's input signal to the message 44 for recommending a call connection.

5 is a flowchart for determining an abnormal state of a user according to an embodiment of the present disclosure.

According to an embodiment of the present disclosure, the management server 100 may receive terminal usage information from the user's terminal based on the user's insurance information ( 410 ).

According to an embodiment of the present disclosure, the management server 100 may receive product usage information from one or more home appliances ( 420 ).

According to an embodiment of the present disclosure, the management server 100 may receive environmental information from one or more observation equipment ( 430 ).

According to an embodiment of the present disclosure, the management server 100 may determine the abnormal state of the user based on at least one of terminal use information, product use information, and environment information ( 440 ).

The above-described steps illustrated in FIG. 5 may be changed in order if necessary, and one or more steps may be omitted or added. That is, the above-described steps are merely an embodiment of the present disclosure, and the scope of the present disclosure is not limited thereto.

6 illustrates logic for determining an abnormal state of a user according to an embodiment of the present disclosure.

According to an embodiment of the present disclosure, a computer program for providing a method for determining an abnormal state of a user may be implemented by the following logic.

The computer program includes logic 510 for receiving terminal usage information from a user's terminal based on the user's insurance information, logic 520 for receiving product usage information from one or more household appliances, and an environment from one or more viewing equipment. It may include logic 530 for receiving information and logic 540 for determining an abnormal state of a user based on at least one of terminal usage information, product usage information, and environment information.

Alternatively, the insurance information may include at least one of user information, guardian information, or insurance contract information.

Alternatively, the terminal usage information may include information related to the user's normal usage of the terminal, and the product usage information may include information related to the user's normal usage of the home appliance.

Alternatively, the logic for receiving the terminal usage information from the user's terminal based on the user's insurance information may include logic for receiving the terminal usage information based on the usage schedule information for the user's terminal.

Alternatively, the logic for receiving the environmental information from the one or more observation equipment includes: logic to request the environmental information from the observation equipment based on at least one of the terminal usage information or the product usage information; and logic to receive environmental information from the observation equipment.

Alternatively, the logic for determining the abnormal state of the user based on at least one of terminal use information, product use information, and environment information may include: logic for first determining the abnormal state of the user based on the terminal use information; logic for secondarily determining the user's abnormal state based on product usage information when the user's state is determined to be an abnormal state based on the primary determination result; and logic for tertiarily determining the abnormal state of the user based on environment information when the user's state is determined to be an abnormal state based on the secondary determination result.

Alternatively, the logic for determining the abnormal state of the user based on at least one of terminal use information, product use information, or environment information may include: When it is determined that the user's state is not an abnormal state based on the first determination result , logic for determining not to use product usage information may be further included.

Alternatively, the logic for determining the abnormal state of the user based on at least one of terminal use information, product use information, or environment information may include: When it is determined that the user's state is not an abnormal state based on the first determination result , it may further include logic for determining not to use the environmental information or not to request the environmental information from the observation equipment.

Alternatively, the logic for determining the abnormal state of the user based on at least one of the terminal use information, the product use information, or the environment information may include: Primary determining the abnormal state of the user based on one of the terminal use information or the product use information decision logic; and a logic for secondarily determining the user's abnormal state based on environment information when the user's state is determined to be an abnormal state based on the primary determination result.

Alternatively, logic for determining a risk level based on the abnormal state of the user; And it may further include a logic for determining the notification of the user's abnormal state corresponding to the risk stage.

Alternatively, the logic for determining the risk level based on the abnormal state of the user may include: logic for determining the occurrence time and duration of the abnormal state based on at least one of terminal use information, product use information, or environment information; and logic for determining a risk level based on at least one of the user's abnormal state and the duration of the abnormal state.

Alternatively, the notification of the user's abnormal state corresponding to the dangerous stage may include: transmitting a message about the abnormal state of the user to the guardian terminal based on the dangerous stage; Call connection between the user's terminal and the guardian's terminal based on the risk level; and contacting emergency contacts based on risk level; may be at least one of

Alternatively, logic for generating parental response information related to the guardian's response to the notification; And it may further include a logic for determining whether insurance fraud for the user's insurance claim based on the guardian correspondence information.

Logic for implementing the computer program may be implemented by a module, circuit or means for implementing the computer program.

Those skilled in the art will further appreciate that the various illustrative logical blocks, configurations, modules, circuits, means, logics, and algorithm steps described in connection with the embodiments disclosed herein may be combined with electronic hardware, computer software, or combinations of both. It should be recognized that it can be implemented as To clearly illustrate this interchangeability of hardware and software, various illustrative components, blocks, configurations, means, logics, modules, circuits, and steps have been described above generally in terms of their functionality. Whether such functionality is implemented as hardware or software depends upon the particular application and design constraints imposed on the overall system. Skilled artisans may implement the described functionality in varying ways for each particular application, but such implementation decisions should not be interpreted as causing a departure from the scope of the present disclosure.

7 is a diagram exemplarily illustrating a first threshold value and a second threshold value that are different from each other according to another embodiment of the present disclosure.

According to another embodiment of the present disclosure, the management server 100 may receive terminal usage information from the user's terminal based on the user's insurance information. Also, the management server 100 may receive product usage information from one or more home appliances. The management server 100 may determine one of receiving terminal usage information before product usage information or receiving product usage information before terminal usage information.

Also, the management server 100 may determine the abnormal state of the user based on at least one of terminal use information and product use information. Specifically, the management server 100 may determine a score value that quantitatively expresses the abnormal state of the user from at least one of terminal use information and product use information. More specifically, the management server 100 may receive the terminal usage information and compare it with the usage schedule information for the user terminal 10 . Also, the management server 100 may receive product usage information and compare it with usage schedule information for the home appliance 20 .

The usage schedule information for the user terminal 10 may include information about using the user terminal 10 in relation to at least one of a predetermined time or a length of time. Also, the usage schedule information of the user terminal 10 may include a history of making a contact to a specific terminal at a predetermined time through the user terminal 10 . The usage schedule information of the user terminal 10 may include a history of using a predetermined app at a predetermined time and alarm setting information for the user terminal 10 .

The usage schedule information for the home appliance 20 may be information related to at least one of a predetermined time or a length of time. Also, the usage schedule information for the home appliance 20 may include one or more pieces of information related to regular use or general normal use of the home appliance 20 . For example, the general normal use of the home appliance 20 may be whether or not the laundry is removed from the washing machine that has been operated in relation to the general normal use of the washing machine. Another example could be whether the door was opened and closed by the handle in relation to the normal normal use of the refrigerator. The general normal use of the above-described home appliance 20 is merely an example, and the present disclosure is not limited thereto.

In addition, the management server 100 may compare the determined score value with at least one of the first threshold value 620 or the second threshold value 640 . 7 , the first threshold value 620 and the second threshold value 640 are predetermined values, and may have different values. Also, the second threshold value 640 may have a greater value than the first threshold value 620 . Specifically, the management server 100 may generate a comparison result by comparing the determined score value with at least one of the first threshold value 620 or the second threshold value 640 . The management server 100 may determine the abnormal state of the user based on the comparison result.

The management server 100 may determine a score value based on at least one of terminal use information and product use information. More specifically, the management server 100 may receive the terminal use information, and determine a first state value quantitatively expressing the abnormal state of the user by comparing it with the use schedule information for the user terminal 10 . In addition, the management server 100 may receive the product use information and determine a second state value that is quantitatively expressed for the abnormal state of the user by comparing it with the use schedule information about the home appliance 20 . Accordingly, the management server 100 may determine one of the determined first state value or the second state value as the score value, or determine the result value calculated by calculating the first state value and the second state value as the score value. have. Calculating the first state value and the second state value in the management server 100 is to calculate the first state value and the second state value using at least one of addition, subtraction, division and multiplication, and calculating the result value it could be The above-described addition, subtraction, division, and multiplication are only examples of operations, and the present disclosure is not limited thereto.

In addition, the management server 100 may compare the determined score value with at least one of the first threshold value 620 or the second threshold value 640 . When the determined score value is less than the first threshold value 620, the management server 100 may determine that the user is not in an abnormal state. Specifically, as shown in FIG. 7 , the management server 100 may determine whether the determined score value is a value included in the first range 610 that is less than the first threshold value 620 . The first range 610 may be a predetermined range that may include one or more quantitative values that are less than the first threshold 620 . For example, when the first threshold value 620 is 20, the first range 610 may be less than 20. The above-described first threshold value 620 is only an example for convenience of description, and the above-described examples should not be interpreted as limiting the first threshold value 620 . When the determined score value is determined to be a value included in the first range 610 , the management server 100 may determine that the user is not in an abnormal state. Additionally, the management server 100 may determine not to request the environmental information from the observation equipment 30 . Alternatively, the management server 100 may determine not to use the environment information received from the observation equipment 30 . For example, when the user normally uses the user terminal 10 or uses the home appliance 20 normally, the score value determined based on the terminal use information or product use information received from the management server 100 is the first It may be a value included in the range 610 .

In addition, when the determined score value is greater than or equal to the first threshold value 620 and less than the second threshold value 640 , the management server 100 may determine to request environmental information from one or more observation equipment 30 . Specifically, the management server 100 may determine whether the determined score value is a value included in the second range 630 that is greater than or equal to the first threshold value 620 and less than the second threshold value 640 . The second range 630 may be a predetermined range that may include one or more quantitative values that are greater than or equal to the first threshold 620 and less than the second threshold 640 . When the determined score value is determined to be a value included in the second range 630 , the management server 100 may determine to request environmental information from one or more observation equipment 30 . Accordingly, the management server 100 may finally determine the abnormal state of the user based on the environmental information received from the observation device 30 .

When the score value can be determined to be a value included in the second range 630, it is determined that the user's abnormal state and non-abnormal state are based on the use schedule information for each of the user terminal 10 or the home appliance 20. It may be all determinable. For example, the user may fall down while bumping into the handle of the refrigerator. In this case, the product use information received from the refrigerator may include information related to touching the refrigerator handle, which may be determined to be not in an abnormal state, and may include information about opening or not closing the refrigerator door, which may be determined to be in an abnormal state. . Accordingly, the management server 100 compares the product use information received from the refrigerator with the use schedule information for the home appliance 20 , and a score value that is greater than or equal to the first threshold value 620 and less than the second threshold value 640 . can be decided That is, the score value determined based on the received product usage information may be determined as a value included in the second range 630 .

In addition, when the determined score value is equal to or greater than the second threshold value 640 , the management server 100 may finally determine that the user is in an abnormal state. Specifically, the management server 100 may determine whether the determined score value is a value included in the third range 650 greater than or equal to the second threshold value 640 . The third range 650 may be a predetermined range that may include one or more quantitative values greater than or equal to the second threshold value 640 . When the determined score value is determined to be a value included in the third range 650 , the management server 100 may finally determine the user's state as an abnormal state without requesting environmental information from the observation equipment 30 . Specifically, the management server 100 does not receive environmental information from the observation equipment 30 when the score value determined based on the terminal use information or product use information is determined to be a value included in the third range 650, or It may decide not to use the received environment information. Also, the management server 100 may finally determine the abnormal state of the user based on the score value included in the third range 650 .

For example, if the user does not match all of the usage schedule information for each of the terminal usage information and the product usage information received from the user terminal 10 and the home appliance 20, the management server 100 controls the third range ( 650) may be determined. Specifically, the user may not use both the user terminal 10 and the home appliance 20 . In this case, the management server 100 may determine a score value included in the third range 650 and finally determine the abnormal state of the user.

8 depicts a simplified, general schematic diagram of an exemplary computing environment in which embodiments of the present disclosure may be implemented.

Although the present disclosure has been described above generally in the context of computer-executable instructions that may be executed on one or more computers, those skilled in the art will appreciate that the present disclosure may be implemented in combination with other program modules and/or as a combination of hardware and software. will be.

Generally, program modules include routines, programs, components, data structures, etc. that perform particular tasks or implement particular abstract data types. In addition, those skilled in the art will appreciate that the methods of the present disclosure are suitable for single-processor or multiprocessor computer systems, minicomputers, mainframe computers as well as personal computers, handheld computing devices, microprocessor-based or programmable consumer electronics, etc. (each of which is It will be appreciated that other computer system configurations may be implemented, including those that may operate in connection with one or more associated devices.

The described embodiments of the present disclosure may also be practiced in distributed computing environments where certain tasks are performed by remote processing devices that are linked through a communications network. In a distributed computing environment, program modules may be located in both local and remote memory storage devices.

Computers typically include a variety of computer-readable media. Any medium accessible by a computer may be a computer-readable medium. Computer-readable media includes volatile and non-volatile media, transitory and non-transitory media, removable and non-removable media. By way of example, and not limitation, computer-readable media may include computer-readable storage media and computer-readable transmission media. Computer-readable storage media includes volatile and non-volatile media, temporary and non-transitory media, removable and non-removable media implemented in any method or technology for storage of information such as computer readable instructions, data structures, program modules or other data. includes media. Computer storage media may include RAM, ROM, EEPROM, flash memory or other memory technology, CD-ROM, digital video disk (DVD) or other optical disk storage device, magnetic cassette, magnetic tape, magnetic disk storage device or other magnetic storage device; or any other medium that can be accessed by a computer and used to store the desired information.

A computer readable transmission medium typically embodies computer readable instructions, data structures, program modules or other data, etc. in a modulated data signal such as a carrier wave or other transport mechanism, and Includes any information delivery medium. The term modulated data signal means a signal in which one or more of the characteristics of the signal is set or changed so as to encode information in the signal. By way of example, and not limitation, computer-readable transmission media includes wired media such as a wired network or direct-wired connection, and wireless media such as acoustic, RF, infrared, and other wireless media. Combinations of any of the above are also intended to be included within the scope of computer-readable transmission media.

An example environment 1100 implementing various aspects of the disclosure is shown including a computer 1102 , the computer 1102 including a processing unit 1104 , a system memory 1106 , and a system bus 1108 . do. The system bus 1108 couples system components, including but not limited to system memory 1106 , to the processing device 1104 . The processing device 1104 may be any of a variety of commercially available processors. Dual processor and other multiprocessor architectures may also be used as processing unit 1104 .

The system bus 1108 may be any of several types of bus structures that may further be interconnected to a memory bus, a peripheral bus, and a local bus using any of a variety of commercial bus architectures. System memory 1106 includes read only memory (ROM) 1110 and random access memory (RAM) 1112 . A basic input/output system (BIOS) is stored in non-volatile memory 1110, such as ROM, EPROM, EEPROM, etc., which is the basic input/output system (BIOS) that helps transfer information between components within computer 1102, such as during startup. contains routines. RAM 1112 may also include high-speed RAM, such as static RAM, for caching data.

Computer 1102 may also be configured for external use within an internal hard disk drive (HDD) 1114 (eg, EIDE, SATA) - this internal hard disk drive 1114 may also be configured for external use within a suitable chassis (not shown). Yes, magnetic floppy disk drive (FDD) 1116 (eg, for reading from or writing to removable diskette 1118), and optical disk drive 1120 (eg, CD-ROM) for reading from, or writing to, disk 1122, or other high capacity optical media such as DVD. The hard disk drive 1114 , the magnetic disk drive 1116 , and the optical disk drive 1120 are connected to the system bus 1108 by the hard disk drive interface 1124 , the magnetic disk drive interface 1126 , and the optical drive interface 1128 , respectively. ) can be connected to The interface 1124 for external drive implementation includes at least one or both of Universal Serial Bus (USB) and IEEE 1394 interface technologies.

These drives and their associated computer-readable media provide non-volatile storage of data, data structures, computer-executable instructions, and the like. In the case of computer 1102, drives and media correspond to storing any data in a suitable digital format. Although the description of computer readable media above refers to HDDs, removable magnetic disks, and removable optical media such as CDs or DVDs, those skilled in the art will use zip drives, magnetic cassettes, flash memory cards, cartridges, etc. It will be appreciated that other tangible computer-readable media such as etc. may also be used in the exemplary operating environment and any such media may include computer-executable instructions for performing the methods of the present disclosure.

A number of program modules may be stored in the drive and RAM 1112 , including an operating system 1130 , one or more application programs 1132 , other program modules 1134 , and program data 1136 . All or portions of the operating system, applications, modules, and/or data may also be cached in RAM 1112 . It will be appreciated that the present disclosure may be implemented in various commercially available operating systems or combinations of operating systems.

A user may enter commands and information into the computer 1102 via one or more wired/wireless input devices, for example, a pointing device such as a keyboard 1138 and a mouse 1140 . Other input devices (not shown) may include a microphone, IR remote control, joystick, game pad, stylus pen, touch screen, and the like. Although these and other input devices are connected to the processing unit 1104 through an input device interface 1142, which is often connected to the system bus 1108, parallel ports, IEEE 1394 serial ports, game ports, USB ports, IR interfaces, It may be connected by other interfaces, etc.

A monitor 1144 or other type of display device is also coupled to the system bus 1108 via an interface, such as a video adapter 1146 . In addition to the monitor 1144, the computer typically includes other peripheral output devices (not shown), such as speakers, printers, and the like.

Computer 1102 may operate in a networked environment using logical connections to one or more remote computers, such as remote computer(s) 1148 via wired and/or wireless communications. Remote computer(s) 1148 may be workstations, computing device computers, routers, personal computers, portable computers, microprocessor-based entertainment devices, peer devices, or other common network nodes, and are typically connected to computer 1102 . Although it includes many or all of the components described for it, only memory storage device 1150 is shown for simplicity. The logical connections shown include wired/wireless connections to a local area network (LAN) 1152 and/or a larger network, eg, a wide area network (WAN) 1154 . Such LAN and WAN networking environments are common in offices and companies, and facilitate enterprise-wide computer networks, such as intranets, all of which can be connected to a worldwide computer network, for example, the Internet.

When used in a LAN networking environment, the computer 1102 is connected to the local network 1152 through a wired and/or wireless communication network interface or adapter 1156 . Adapter 1156 may facilitate wired or wireless communication to LAN 1152 , which also includes a wireless access point installed therein for communicating with wireless adapter 1156 . When used in a WAN networking environment, the computer 1102 may include a modem 1158, be connected to a communication computing device on the WAN 1154, or establish communications over the WAN 1154, such as over the Internet. have other means. A modem 1158 , which may be internal or external and a wired or wireless device, is coupled to the system bus 1108 via a serial port interface 1142 . In a networked environment, program modules described for computer 1102 , or portions thereof, may be stored in remote memory/storage device 1150 . It will be appreciated that the network connections shown are exemplary and other means of establishing a communication link between the computers may be used.

Computer 1102 may be associated with any wireless device or object that is deployed and operates in wireless communication, for example, printers, scanners, desktop and/or portable computers, portable data assistants (PDAs), communications satellites, wireless detectable tags. It operates to communicate with any device or place, and phone. This includes at least Wi-Fi and Bluetooth wireless technologies. Accordingly, the communication may be a predefined structure as in a conventional network or may simply be an ad hoc communication between at least two devices.

Wi-Fi (Wireless Fidelity) makes it possible to connect to the Internet, etc. without a wire. Wi-Fi is a wireless technology such as cell phones that allows these devices, eg, computers, to transmit and receive data indoors and outdoors, ie anywhere within range of a base station. Wi-Fi networks use a radio technology called IEEE 802.11 (a, b, g, etc.) to provide secure, reliable, and high-speed wireless connections. Wi-Fi can be used to connect computers to each other, to the Internet, and to wired networks (using IEEE 802.3 or Ethernet). Wi-Fi networks may operate in unlicensed 2.4 and 5 GHz radio bands, for example, at 11 Mbps (802.11a) or 54 Mbps (802.11b) data rates, or in products that include both bands (dual band). have.

One of ordinary skill in the art of this disclosure will understand that information and signals may be represented using any of a variety of different technologies and techniques. For example, data, instructions, instructions, information, signals, bits, symbols and chips that may be referenced in the above description are voltages, currents, electromagnetic waves, magnetic fields or particles, optical fields particles or particles, or any combination thereof.

A person of ordinary skill in the art of the present disclosure will recognize that the various illustrative logical blocks, modules, processors, means, circuits and algorithm steps described in connection with the embodiments disclosed herein include electronic hardware, (convenience For this purpose, it will be understood that it may be implemented by various forms of program or design code (referred to herein as "software") or a combination of both. To clearly illustrate this interchangeability of hardware and software, various illustrative components, blocks, modules, circuits, and steps have been described above generally in terms of their functionality. Whether such functionality is implemented as hardware or software depends upon the particular application and design constraints imposed on the overall system. A person skilled in the art of the present disclosure may implement the described functionality in various ways for each specific application, but such implementation decisions should not be interpreted as a departure from the scope of the present disclosure.

The various embodiments presented herein may be implemented as methods, apparatus, or articles of manufacture using standard programming and/or engineering techniques. The term “article of manufacture” includes a computer program, carrier, or media accessible from any computer-readable device. For example, computer-readable media include magnetic storage devices (eg, hard disks, floppy disks, magnetic strips, etc.), optical disks (eg, CDs, DVDs, etc.), smart cards, and flash memory. devices (eg, EEPROMs, cards, sticks, key drives, etc.). Also, various storage media presented herein include one or more devices and/or other machine-readable media for storing information.

It is understood that the specific order or hierarchy of steps in the presented processes is an example of exemplary approaches. Based on design priorities, it is understood that the specific order or hierarchy of steps in the processes may be rearranged within the scope of the present disclosure. The appended method claims present elements of the various steps in a sample order, but are not meant to be limited to the specific order or hierarchy presented.

The description of the presented embodiments is provided to enable any person skilled in the art to make or use the present disclosure. Various modifications to these embodiments will be apparent to those skilled in the art of the present disclosure. The generic principles defined herein may be applied to other embodiments without departing from the scope of the present disclosure. Thus, the present disclosure is not intended to be limited to the embodiments presented herein, but is to be construed in the widest scope consistent with the principles and novel features presented herein.

Claims (20)

A computer program stored in a computer-readable storage medium, wherein the computer program, when executed on one or more processors of a server, performs the following operations for determining an abnormal state of a user, the operations comprising:
receiving terminal usage information from the user's terminal based on the user's insurance information;
receiving product usage information from one or more home appliances;
receiving environmental information from one or more observation equipment; and
determining an abnormal state of the user based on at least one of the terminal usage information, the product usage information, and the environment information;
comprising,
A computer program stored on a computer-readable storage medium.
The method of claim 1,
The insurance information is
comprising at least one of user information, guardian information, or insurance contract information;
A computer program stored on a computer-readable storage medium.
The method of claim 1,
The terminal usage information is
contains information related to the user's normal use of the terminal; and
The product usage information is
Including information related to the user's normal use of the home appliance,
A computer program stored on a computer-readable storage medium.
The method of claim 1,
The operation of receiving terminal usage information from the user's terminal based on the user's insurance information includes:
receiving the terminal usage information based on usage schedule information for the user's terminal;
comprising,
A computer program stored on a computer-readable storage medium.
The method of claim 1,
The operation of receiving environmental information from the one or more observation equipment comprises:
requesting environment information from the observation device based on at least one of the terminal usage information and the product usage information; and
receiving the environmental information from the observation equipment;
comprising,
A computer program stored on a computer-readable storage medium.
The method of claim 1,
The operation of determining the abnormal state of the user based on at least one of the terminal use information, the product use information, and the environment information includes:
first determining the abnormal state of the user based on the terminal usage information;
when the user's condition is determined to be an abnormal state based on the first determination result, secondarily determining the user's abnormal state based on the product use information; and
when the user's status is determined to be an abnormal state based on the secondary determination result, tertiarily determining the abnormal state of the user based on the environment information;
comprising,
A computer program stored on a computer-readable storage medium.
7. The method of claim 6,
The operation of determining the abnormal state of the user based on at least one of the terminal use information, the product use information, and the environment information includes:
determining not to use the product usage information when it is determined that the user's status is not an abnormal status based on the first determination result;
further comprising,
A computer program stored on a computer-readable storage medium.
7. The method of claim 6,
The operation of determining the abnormal state of the user based on at least one of the terminal use information, the product use information, and the environment information includes:
determining not to use the environment information or not to request the environment information from the observation equipment when it is determined that the user's state is not an abnormal state based on the first determination result;
further comprising,
A computer program stored on a computer-readable storage medium.
The method of claim 1,
The operation of determining the abnormal state of the user based on at least one of the terminal use information, the product use information, and the environment information includes:
first determining the abnormal state of the user based on one of the terminal usage information and the product usage information; and
when the user's status is determined to be an abnormal state based on the first determination result, secondarily determining the abnormal state of the user based on the environment information;
comprising,
A computer program stored on a computer-readable storage medium.
The method of claim 1,
determining a risk level based on the abnormal state of the user; and
determining a notification for the abnormal state of the user corresponding to the risk step;
further comprising,
A computer program stored on a computer-readable storage medium.
11. The method of claim 10,
The operation of determining the risk level based on the abnormal state of the user,
determining the occurrence time and duration of the abnormal state based on at least one of the terminal use information, the product use information, and the environment information; and
determining the risk level based on at least one of an abnormal state of the user and a duration of the abnormal state;
comprising,
A computer program stored on a computer-readable storage medium.
11. The method of claim 10,
The notification of the abnormal state of the user corresponding to the risk stage,
transmitting a message about the abnormal state of the user to the guardian terminal based on the risk step;
Call connection between the user's terminal and the guardian's terminal based on the risk step; and
contacting an emergency contact based on the risk level; at least one of
A computer program stored on a computer-readable storage medium.
11. The method of claim 10,
generating parental response information related to the guardian's response to the notification; and
determining whether an insurance fraud for the user's insurance claim is made based on the guardian correspondence information;
further comprising,
A computer program stored on a computer-readable storage medium.
A method for determining an abnormal state of a user performed by one or more processors of a computing device, the method comprising:
receiving terminal usage information from the user's terminal based on the user's insurance information;
receiving product usage information from one or more home appliances;
receiving environmental information from one or more observation equipment; and
determining an abnormal state of the user based on at least one of the terminal usage information, the product usage information, and the environment information;
containing,
A method for determining an abnormal state of a user performed on one or more processors of a computing device.
As a server for determining the abnormal state of the user,
a processor including one or more cores;
network department; and
Memory;
including,
The processor is
Receive terminal usage information from the user's terminal based on the user's insurance information,
receive product usage information from one or more home appliances;
receive environmental information from one or more observation equipment; and
determining the abnormal state of the user based on at least one of the terminal use information, the product use information, or the environment information,
A server for determining the user's abnormal status.
A computer program stored in a computer-readable storage medium, wherein the computer program, when executed on one or more processors of a server, performs the following operations for determining an abnormal state of a user, the operations comprising:
receiving terminal usage information from the user's terminal based on the user's insurance information;
first determining the abnormal state of the user based on the terminal usage information; and
determining whether to receive product usage information from one or more home appliances based on a result of the first determination;
includes,
The operation of determining whether to receive product usage information from one or more home appliances based on the first determination result includes:
When it is determined that the user is in an abnormal state based on the first determination result, it is determined to receive the product usage information from the one or more home appliances, and, based on the first determination result, the user determining not to receive the product usage information from the one or more home appliances when it is determined not to be in an abnormal state;
A computer program stored on a computer-readable storage medium.
A computer program stored in a computer-readable storage medium, wherein the computer program, when executed on one or more processors of a server, performs the following operations for determining an abnormal state of a user, the operations comprising:
receiving terminal usage information from the user's terminal based on the user's insurance information;
first determining the abnormal state of the user based on the terminal usage information; and
determining whether to use product usage information received from one or more home appliances based on a result of the first determination;
includes,
The operation of determining whether to use product usage information received from one or more home appliances based on the first determination result includes:
When it is determined that the user is in the abnormal state based on the first determination result, it is determined to use the product usage information received from the one or more home appliances, and based on the first determination result, the user is in the abnormal state determining not to use product usage information received from the one or more home appliances,
A computer program stored on a computer-readable storage medium.
18. The method of claim 16 or 17,
when the user's condition is determined to be an abnormal state based on the first determination result, secondarily determining the user's abnormal state based on the product use information from the one or more home appliances;
determining whether to request environmental information from one or more observation devices based on the secondary determination result; and
when the state of the user is determined to be an abnormal state based on the secondary determination result, tertiarily determining the abnormal state of the user based on the environment information;
further comprising,
A computer program stored on a computer-readable storage medium.
A computer program stored in a computer-readable storage medium, wherein the computer program, when executed on one or more processors of a server, performs the following operations for determining an abnormal state of a user, the operations comprising:
receiving terminal usage information from the user's terminal based on the user's insurance information;
receiving product usage information from one or more home appliances;
determining an abnormal state of the user based on at least one of the terminal usage information and the product usage information;
includes,
The operation of determining the abnormal state of the user is:
determining a score value quantitatively expressing the abnormal state of the user from at least one of the terminal usage information and the product usage information;
comparing the determined score value with at least one of a first threshold value or a second threshold value; and
determining an abnormal state of the user based on a comparison result;
includes,
the first threshold value and the second threshold value have different values and the second threshold value has a value greater than the first threshold value;
A computer program stored on a computer-readable storage medium.
20. The method of claim 19,
The operation of determining the abnormal state of the user based on the comparison result includes:
If the determined score value is less than the first threshold, it is determined that the user is not in an abnormal state;
if the determined score value is greater than or equal to the first threshold and less than the second threshold, determine to request environmental information from one or more observation equipment, and
When the determined score value is equal to or greater than the second threshold, finally determining that the user is in an abnormal state;
A computer program stored on a computer-readable storage medium.

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