KR20210060030A - Method and system that providing character according to payment information - Google Patents

Abstract

As a method of providing a character according to the user's payment information through a display unit of a terminal by controlling a processor of the terminal, a method and system of providing a character according to payment information according to an embodiment of the present invention comprises: a step of providing a plurality of payment methods usable for payment using a payment method selection interface; a step of outputting a plurality of characters matched to each of the payment methods on the display unit; a step of selecting one of the characters based on the user's input; a step of performing a payment process for performing payment through a payment method matched to the character; a step of performing the payment process to obtain payment information for the payment; a step of transforming the shape of the character according to any one of the obtained payment information or a predetermined random rule; and a step of providing a payment completion interface for displaying the transformed character through the display unit. Various information related to the payment can be delivered easily and intuitively.

Description

Character provision method and system according to payment information {METHOD AND SYSTEM THAT PROVIDING CHARACTER ACCORDING TO PAYMENT INFORMATION}

The present invention relates to a method and system for providing a character according to a user's payment information. More specifically, it relates to a method and system for providing characters implemented in various shapes according to payment information.

Recently, consumption has been shrinking due to various causes. At the same time, the majority of consumers capable of economic activity use terminals such as smart phones and tablet PCs.

Accordingly, there has been a demand for a system that promotes consumer consumption through a terminal. Thus, a system that fosters characters on the consumer's terminal by using the mileage accumulated after payment has appeared.

However, the conventional system as described above has a limitation in increasing the satisfaction of consumers because the accumulated mileage payment amount is insignificant, and there is a problem that it does not include elements that cause continuous and various consumption to consumers.

In addition, in recent years, the use of wireless Internet using a terminal is increasing, but since most of the services are in the form of simple symbols or texts, it is difficult to attract the attention of consumers and it is difficult to induce interest.

Therefore, there is a need to induce interest of consumers by visualizing interfaces mainly in text form.

In other words, there is a need to develop a technology for a character management system that includes elements that can induce interest as well as induce various and continuous consumption of consumers.

Meanwhile, in the related art, there has been a Tamagotchi game in which a character is stored in a specific device to raise a character, or a game in which a character of his or her choice is raised by accessing the Internet using a computer in an improved form thereof.

These games require continuous interest from the user, but only focus on inducing interest, and if developed, it is expected that there is a high possibility of developing a character management system that promotes various and continuous consumption of consumers and induces interest.

10-2003-0004795 A

An object of the present invention is to implement a method and system for providing characters implemented in various shapes according to payment information.

In detail, the present invention provides characters matching for various payment methods, and implements characters for each payment method provided in various shapes according to the user's payment information, so that various payment-related information for each payment method can be intuitively recognized. It is intended to provide a method and system for providing characters according to possible payment information.

In more detail, in an embodiment of the present invention, it is intended to provide a method and system for visually providing various types of information to assist a user in a payment process through a character.

In addition, in an embodiment of the present invention, it is intended to provide a character providing method and system for expressing various visual feedbacks based on payment information based on a user's payment.

In addition, in an embodiment of the present invention, it is intended to provide a method and system for providing characters that can change into various shapes based on payment information based on a user's payment.

In addition, the present invention is to provide a method and system for providing characters according to payment information implemented in augmented reality (AR).

However, the technical problems to be achieved by the present invention and the embodiments of the present invention are not limited to the technical problems as described above, and other technical problems may exist.

A method and system for providing a character according to payment information according to an embodiment of the present invention is a method of providing a character according to the user's payment information through a display unit of the terminal, controlled by a processor of the terminal, using a payment method selection interface. Providing a plurality of payment means usable for payment; Outputting a plurality of characters matching each of the plurality of payment means on the display unit; Selecting one of the plurality of characters based on the user's input; Performing a payment process of performing payment through a payment means matched with the character; Obtaining the payment information for the payment by performing the payment process; And transforming the shape of the character according to any one of the obtained payment information or a predetermined random rule. And providing a payment completion interface for displaying the transformed character through the display unit.

In this case, the character is determined by performing any one or more of feedback expression and growth according to any one or more of the payment information and a predetermined random rule to determine the shape.

In addition, the step of outputting a plurality of characters matching each of the plurality of payment means on the display unit includes: outputting a character marked with a mark indicating the payment means, and to the payment means based on the shape of the character. Providing additional information for the payment, wherein the additional information is additional payment auxiliary information provided in the process of attempting the payment, and discount rate information, benefit information, and This information includes at least one or more of the default information.

In addition, the payment information includes at least one of a payment method related to the payment, a payment affiliated store, a payment date, a payment category, a number of payments, and a payment amount.

In addition, the feedback means that a character matching each of the payment means expresses a predetermined emotion or action generated based on the payment information in at least one of animation and transformation of the character.

In addition, the growth means that when the payment is finally confirmed, the shape of the character is replaced or transformed into a specific shape according to any one or more of the payment information and a predetermined random rule.

In addition, the payment completion interface provides a character management interface including at least one of a character collection window, a character costume window, and a character accessory window.

In addition, the character providing method and system according to the payment information according to an embodiment of the present invention further comprises the step of providing an augmented reality character displayed as augmented reality by being superimposed on a photographed image taken through the camera of the terminal, Providing the augmented reality character may include photographing a sign symbolizing a payment affiliate store using the camera; Acquiring payment affiliate store information for the payment affiliate store based on the photographed mark; And providing the augmented reality character whose shape is determined based on the obtained payment affiliate store information, wherein the payment affiliate store information includes at least one of an affiliate store name, location information, announcement information, and event information of the payment affiliate store. It includes the above.

In this case, the providing of the augmented reality character includes displaying the augmented reality character on an area adjacent to the mark symbolizing the payment affiliated store, and based on the payment affiliated store information based on the shape of the augmented reality character. And displaying the benefits for the payment affiliate store.

In addition, the character providing method and system according to the payment information according to an embodiment of the present invention, upon detecting a selection input for the augmented reality character, provides a selection function for a product to be purchased among the products sold at the payment affiliated store. And providing a product purchase interface and the payment method selection interface for providing a payment function for the product.

In addition, the step of providing a plurality of payment methods usable for payment using the payment method selection interface includes, based on the payment method selection interface, a sub payment method providing additional benefits when used in combination with the payment method. It includes the step of providing.

In addition, the step of outputting a plurality of characters matching each of the plurality of payment means on the display unit includes the step of additionally displaying a sub-character matching the sub-payment means on the display unit. do.

Character provision method and system according to payment information according to an embodiment of the present invention, by providing a character implemented in various shapes according to the payment information based on the user's payment, it is possible to easily and intuitively deliver various information related to the payment. It works.

In addition, the character providing method and system according to the payment information according to the embodiment of the present invention visually provides various information that assists the user's payment process through the character, so that a more rational payment can be performed conveniently. There is.

In addition, the character providing method and system according to payment information according to an embodiment of the present invention provides a character that expresses various visual feedbacks based on payment information based on the user's payment, thereby improving intimacy with the service and improving the user's There is an effect that can arouse the interest of.

In addition, the method and system for providing characters according to payment information according to an embodiment of the present invention can promote various and continuous consumption of users by providing characters that can be changed into various shapes based on payment information based on the user's payment. There is an effect, and there is an effect of being able to grasp the user's payment tendency based on the shape of the character.

In addition, the method and system for providing a character according to payment information according to an embodiment of the present invention provides a character according to payment information implemented in augmented reality (AR), thereby increasing user interest and achieving diversification of services. There is an effect that can be.

However, the effects obtainable in the present invention are not limited to the effects mentioned above, and other effects not mentioned can be clearly understood from the following description.

1 is a conceptual diagram of a system for providing a character according to payment information according to an embodiment of the present invention.
2 is an internal block diagram of a terminal according to an embodiment of the present invention.
3 is a view for explaining a character feedback and growth method according to payment information according to an embodiment of the present invention.
4 is a flowchart illustrating a method of providing a character according to online payment according to an embodiment of the present invention.
5 is a flowchart illustrating a method of providing a character according to offline payment according to an embodiment of the present invention.
6 is a flowchart illustrating a method of providing a character in augmented reality through a user terminal according to an embodiment of the present invention.
7 is an example of displaying an augmented reality character through a user terminal according to an embodiment of the present invention.
8 is a flowchart illustrating a method of providing a character according to a sub-payment means according to an embodiment of the present invention.

Since the present invention can apply various transformations and have various embodiments, specific embodiments are illustrated in the drawings and will be described in detail in the detailed description. Effects and features of the present invention, and a method of achieving them will become apparent with reference to the embodiments described below in detail together with the drawings. However, the present invention is not limited to the embodiments disclosed below and may be implemented in various forms. In the following embodiments, terms such as first and second are used for the purpose of distinguishing one constituent element from other constituent elements rather than a limiting meaning. In addition, expressions in the singular include plural expressions unless the context clearly indicates otherwise. In addition, terms such as include or have means that the features or components described in the specification are present, and do not preclude the possibility of adding one or more other features or components in advance. In addition, in the drawings, the size of components may be exaggerated or reduced for convenience of description. For example, the size and thickness of each component shown in the drawings are arbitrarily shown for convenience of description, and thus the present invention is not necessarily limited to what is shown.

Hereinafter, embodiments of the present invention will be described in detail with reference to the accompanying drawings, and when describing with reference to the drawings, the same or corresponding components are assigned the same reference numerals, and redundant descriptions thereof will be omitted. .

1 is a conceptual diagram of a system for providing a character according to payment information according to an embodiment of the present invention.

Referring to FIG. 1, a system for providing a character according to payment information in an embodiment of the present invention may include a terminal 100 and a character providing server 200.

Here, each component of FIG. 1 may be connected through a network. The network refers to a connection structure in which information exchange is possible between each node such as the terminal 100 and the character providing server 200, and examples of such networks include a 3GPP (3rd Generation Partnership Project) network, and LTE (Long Term). Evolution) network, WIMAX (World Interoperability for Microwave Access) network, Internet, LAN (Local Area Network), Wireless LAN (Wireless Local Area Network), WAN (Wide Area Network), PAN (Personal Area Network), Bluetooth A (Bluetooth) network, a satellite broadcasting network, an analog broadcasting network, a Digital Multimedia Broadcasting (DMB) network, and the like are included, but are not limited thereto.

-Terminal

First, in the embodiment of the present invention, the terminal 100 is a smart phone, a digital broadcasting terminal, a mobile phone, a personal digital assistants (PDA), a portable terminal in which a program for performing a character providing service according to payment information is installed. multimedia player), navigation, tablet PC, wearable device, and smart glass.

In addition, the terminal 100 provides a character providing service according to payment information based on wired/wireless communication, such as a desktop PC, which is a fixed terminal, a laptop computer, and a personal computer such as an ultrabook. It may further include a device for which the program is installed.

The role of the terminal 100 may be classified according to the subject and/or type used in the embodiment of the present invention.

In detail, in the embodiment, the terminal 100 may be divided into a user terminal 100-1 used by a user and a payment terminal 100-2 used by a payer at a payment affiliated store.

In this case, the payment terminal 100-2 may be a device installed in a store that sells a product and pays for a product according to a payment method.

For example, the payment terminal 100-2 may include a point of sale (POS) terminal 100 or a personal computer disposed in an offline store.

The payment terminal 100-2 may obtain payment information for a user's payment, select a payment method, and process payment for a product in a manner suitable for the selected payment method.

The user terminal 100-1 and the payment terminal 100-2 as described above have their roles classified according to a user subject and/or type, and functional characteristics performed by the terminal 100 may be the same.

Hereinafter, each component constituting the terminal 100 will be described in detail with reference to the accompanying drawings.

2 is an internal block diagram of a terminal 100 according to an embodiment of the present invention.

2, in the embodiment of the present invention, the terminal 100 includes a communication unit 110, an input unit 120, a display unit 130, a touch screen 135, a camera 140, a speaker ( 150), a storage unit 160 and a processor 170 may be included.

First, the communication unit 110 may transmit and receive various data and/or information for providing a character providing service according to payment information.

In an embodiment, the communication unit 110 may communicate with the character providing server 200 and/or the payment server to transmit and receive various data related to the character providing service according to the payment information.

These communication units 110, technical standards or communication methods for mobile communication (for example, GSM (Global System for Mobile communication), CDMA (Code Division Multi Access), HSDPA (High Speed Downlink Packet Access), HSUPA ( High Speed Uplink Packet Access), LTE (Long Term Evolution), LTE-A (Long Term Evolution-Advanced), etc.) Can transmit and receive signals.

Next, the input unit 120 may detect a user's input related to a character providing service according to the payment information.

In an embodiment, the input unit 120 may detect a user's input related to product purchase, a user's input related to product payment, and/or a user's input related to a character.

Next, the display unit 130 may output a graphic image of various information related to a character providing service according to the payment information.

The display unit 130 includes a liquid crystal display (LCD), a thin film transistor-liquid crystal display (TFT LCD), an organic light-emitting diode (OLED), and a flexible display. It may include at least one of a flexible display, a 3D display, and an e-ink display.

In addition, the input unit 120 and the display unit 130 may be combined to be implemented as a touch screen 135.

Next, the camera 140 may acquire a photographed image for providing a character providing service according to the payment information. In this case, the terminal 100 that has acquired the image may output the acquired image through the display unit 130.

Here, the camera 140 may acquire an image by photographing a direction side disposed at the front and/or the rear side of the terminal 100.

In addition, the camera 140 may include an image sensor and an image processing module.

In detail, the camera 140 may process a still image or a moving picture obtained by an image sensor (eg, CMOS or CCD).

In addition, the camera 140 may extract necessary information by processing a still image or a moving image acquired through an image sensor using an image processing module, and transmit the extracted information to the processor 170.

Next, the speaker 150 may output audio information related to a character providing service according to the payment information.

In an embodiment, the speaker 150 may output a sound associated with a character provided in a character providing service according to payment information (eg, a sound spoken by a character, a movement sound of a character, an appearance change sound of a character, etc.).

Next, the storage unit 160 may store any one or more of various application programs, data, and commands that provide a character providing service according to payment information according to an embodiment of the present invention.

In an embodiment, the storage unit 160 may store and manage character-related information and/or payment-related information.

The storage unit 160 may be various storage devices such as ROM, RAM, EPROM, flash drive, hard drive, etc., and a web storage unit that performs a storage function of the storage unit 160 on the Internet. ).

Finally, the processor 170 may control the overall operation of each of the aforementioned components in order to implement a character providing service according to payment information.

These processors 170 include application specific integrated circuits (ASICs), digital signal processors (DSPs), digital signal processing devices (DSPDs), programmable logic devices (PLDs), field programmable gate arrays (FPGAs), controllers, It may be implemented using at least one of micro-controllers, microprocessors, and electrical units for performing other functions.

However, the components shown in FIG. 2 are not essential for implementing the terminal 100, so the terminal 100 described in this specification may have more or fewer components than the components listed above. have.

-Character provision server

Meanwhile, in an embodiment of the present invention, the character providing server 200 may generate and provide a character implemented in various shapes according to the user's payment information for a character providing service according to payment information.

In detail, in the embodiment, the character providing server 200 may generate at least one character matching each of various payment methods. In this case, the character providing server 200 may implement each of the generated characters in various shapes according to the user's payment information.

In addition, the character providing server 200 may provide a character providing service according to payment information in connection with a payment server capable of performing payment for a product.

Here, the payment server may provide a payment process for proceeding with the user's payment so that payment for product purchase is performed.

In an embodiment, the payment server may provide an identity verification procedure for a payment method selected by a user through a payment process. In addition, the payment server may provide a series of procedures for performing payment, such as payment success, payment confirmation, and payment completion, through a payment process for a payment for which identity authentication has been completed. However, it is not limited thereto, and it is obvious that any process may be implemented in any way as long as it is a series of processes for performing product payment.

Such a payment server may be directly included in the character providing server 200 in the embodiment of the present invention, or may be an external device separate from the character providing server 200. Hereinafter, the payment server is described as being directly included in the character providing server 200 and operating, but is not limited thereto.

In addition, the character providing server 200 may store and manage marks and/or payment affiliate store information for at least one payment affiliate store that sells products. A detailed description of this will be described later.

The character providing server 200 as described above may include a data transmitting unit 210, a data receiving unit 220, a database 230, and a data processing unit 240 in an embodiment of the present invention.

First, the data transmitting unit 210 and the data receiving unit 220 may exchange various types of data for performing a character providing service according to payment information with the terminal 100 and/or an external server through a network.

Next, the database 230 may store and manage various data related to a character providing service according to payment information.

In an embodiment, the database 230 may store and manage character-related information and/or payment-related information related to a user.

The database 230 may be various storage devices such as ROM, RAM, EPROM, flash drive, hard drive, etc., and is a web storage that performs a storage function of the database 230 on the Internet. May be.

Finally, the data processing unit 240 may perform a series of data processing for performing a character providing service according to payment information.

In an embodiment, the data processing unit 240 may generate and provide at least one character related to the corresponding payment information in various shapes based on payment information obtained in the process of a user purchasing a product.

The data processing unit 240 includes application specific integrated circuits (ASICs), digital signal processors (DSPs), digital signal processing devices (DSPDs), programmable logic devices (PLDs), field programmable gate arrays (FPGAs), and controllers. , Micro-controllers, microprocessors, and may be implemented using at least one of electrical units for performing other functions.

In an embodiment of the present invention, the character providing server generates characters implemented in various shapes according to the user's payment information, a predetermined random rule, and/or payment affiliate store information, and interlocks with a payment server that performs payment for a product. However, in other embodiments, various embodiments are also possible, such as the terminal capable of performing the functional operation of the character providing server described above.

-Character feedback and growth method according to payment information

Hereinafter, a method of feedback and growth of a character based on payment information according to an embodiment of the present invention will be described in detail.

Before describing in detail, terms necessary for description will be first defined.

In an embodiment of the present invention, the terminal 100 may provide a character based on payment information generated based on a payment method selected for product purchase.

Here, the payment means may mean various means for performing payment such as card, cash, and/or points. In addition, the payment means may include each type of payment method (eg, card type) included in each payment method.

In addition, the payment information may include various information related to the user's payment, such as payment method, payment affiliate, payment date, payment category (e.g., food, books, movies, hobbies, etc.), the number of payments and/or payment amount. have.

In addition, in the embodiment of the present invention, a character is a feature that symbolically represents a specific object, and may be implemented and provided in various shapes according to payment information.

In an embodiment, the character may be created by matching 1:1 for each payment method, and each character generated at this time may be formed in a different form according to payment information by the matched payment method. I can.

In addition, the character may express the subject of the corresponding character by displaying a trademark specifying a matching payment method. For example, when a character represents a card issued by a first bank, a trademark specifying the first bank may be displayed on the character to indicate the subject.

Such a character may visually provide at least one or more of additional information, feedback, and payment affiliate store information based on its shape in an embodiment of the present invention.

In addition, in the embodiment, the character may perform growth based on payment information by the matched payment method.

Here, first, the additional information may mean additional payment auxiliary information that is matched to each of at least one or more payment means and displayed through the shape of a character provided to the user during a payment attempt by the user.

In an embodiment, the additional information may include discount rates, benefits, and/or default information when payment is performed using each payment method.

For example, the additional information is a discount rate when a payment is attempted using a first payment method, a discount rate when a payment is performed using the first payment method, a benefit when a payment is performed using the first payment method, or the first It may be default information for each user preset in the payment method (eg, a monthly basis amount to be paid using the first payment method, etc.), and the like.

In more detail, for example, if the additional information is'Monthly basis amount: 300,000 won or more', which is the preset default information of the first payment method, the character providing the additional information is a blackboard with the words '300,000 won or more per month'. It can be implemented as a holding shape.

That is, in an embodiment of the present invention, the terminal 100 may intuitively recognize a variety of information supporting payment by providing a character that visualizes and displays various additional information.

In addition, feedback may mean that a character provided to a user according to a payment method expresses emotions or actions according to payment information in various ways (animation and/or character transformation, etc.).

In detail, in the embodiment, the feedback is payment information such as payment category (item), payment date, payment affiliated store, number of payments, payment amount and/or payment method, or a predetermined random rule (e.g., the first payment using a specific payment method). It can be provided through the character according to applause at the time, cheering and shouting at the second payment, and popping firecrackers at the third payment).

For example, in the case of feedback according to a specific payment category, when a product purchased by a user is included in the food category, the character may provide a behavior of deliciously eating food as feedback.

In addition, in the case of feedback according to a specific payment category and a specific payment date, when a user purchases a product included in the snack category on Saint Valentine's Day, the character can provide feedback with an action of confessing while holding a chocolate. .

In addition, in the case of feedback according to a specific payment category and a specific payment date (which may include weather information), if a user purchases an umbrella on a rainy day, the character can provide feedback with the action of holding an umbrella and dancing. have.

In addition, in the case of feedback according to a specific payment affiliate store and a specific number of payments, when a user makes a purchase in Market A five times in a row, the character may provide feedback as an action of hugging a box with a logo of Market A.

In addition, in the case of feedback according to a specific payment affiliate store and a specific payment amount, when a user performs a payment of 100,000 won or more in A market, the character may provide a surprise and joyful behavior as feedback.

In this way, the feedback allows the character to express various visual feedbacks based on payment information based on the user's payment, thereby improving intimacy with the service and inducing the user's interest.

In addition, the payment affiliated store information refers to the name of the affiliated store, location information, announcement information and/or event information (e.g., benefits for each payment method or period at the corresponding payment affiliated store), etc. It may be information including. A detailed description of this will be described later.

Meanwhile, in the embodiment of the present invention, the growth of a character may mean that when payment is finally confirmed, the appearance of the character is replaced or transformed with a specific shape according to payment information or random rules.

In detail, in the embodiment, growth is, payment information such as payment amount, payment affiliated store, payment category (item), payment date, number of payments and/or payment method, or a preset random rule (e.g., the character is'Al', ' It can be implemented through a character according to growth in the order of'body','arm formation on the body','leg formation on the body', and'wearing clothes/accessories on the body').

For example, the growth of a character may be implemented by a change in the shape of a character based on payment information or a change in a character's costume/accessories.

In more detail, for example, when the growth of a character is a growth according to a specific payment amount, if the user's accumulated payment amount is 100,000 won or more, a character in the form of an egg may hatch and grow into a character having a body. In addition, if the user's accumulated payment amount is 1 million won or more, the character that was in the form of a body can be transformed to perform growth in which arms and legs are formed on the body.

In addition, in the case of growth according to a specific payment affiliate store and a specific payment amount, when the accumulated payment amount at affiliate A is 10 million won or more, growth in which the character is converted into a character dedicated to affiliate A may be performed.

In addition, in the case of growth according to a specific payment category and a specific payment amount, if the accumulated payment amount at the flower shop A is 10 million won or more, growth that is transformed into a character having a shape associated with a plant may be performed. In addition, if the accumulated payment amount at restaurant A is 10 million won or more, growth in which the character's body shape becomes enormous may be performed.

In addition, in the case of growth in which costumes/accessories are acquired according to a specific payment affiliate store and a specific payment amount, if the payment amount at the B affiliate store is 1 million won or more, the user can obtain the costume for the B affiliate store applicable to the character. . In addition, when the first payment is made at the C affiliated store, the user can obtain a costume with the logo of the C affiliated store applicable to the character.

Here, the clothes/accessories obtained through the growth of the character may be applied and worn on the character according to the user's selection and/or automated setting.

In addition, when the payment for implementing the growth is canceled after the character has grown, the character may return to the form before growth, and the acquired costume/accessory may be deleted from the user.

In addition, at least one or more characters grown in various shapes may be matched to a user and collected.

In this case, the user may obtain additional rewards according to the type and/or number of characters matched and collected by the user.

For example, the user may obtain additional rewards such as increasing the growth rate of the character, obtaining additional points, and/or diversifying the type of feedback according to the type and/or number of collected characters.

In this way, growth allows the character to be differentiated into various shapes based on payment information based on the user's payment, thereby enhancing various and continuous consumption of the user, and to grasp the user's payment tendency based on the shape of the character. can do.

Hereinafter, a method of feedback and growth of a character based on payment information according to an embodiment of the present invention will be described in detail with reference to the accompanying drawings.

3 is a view for explaining a character feedback and growth method according to payment information according to an embodiment of the present invention.

Referring to FIG. 3, in an embodiment of the present invention, the terminal 100 may first provide a payment method selection interface 10.

Here, the payment method selection interface 10 refers to a user interface provided for product payment attempts, and can output at least one payment method available for payment and provide it to the user, and the user's selection input for this Can be obtained.

In this case, the terminal 100 may display a matching character for each of at least one or more payment means provided through the payment method selection interface 10.

In detail, the terminal 100 may obtain a character matched for each payment method by interworking with the character providing server 200 and may output the obtained character through the display unit 130.

For example, the terminal 100 may interwork with the character providing server 200 to obtain a first character matching the first payment method, and superimpose the card image on the card image representing the first payment method or display the corresponding card image. Alternatively, the first character can be displayed.

That is, the object symbolized by the character displayed on the terminal 100 is each of various means for performing payment such as a card matched to the character, cash, and/or points, or a type of payment method included in the payment method. It may be each (eg, card type).

Here, the character displayed through the terminal 100 is schematically displayed on the drawing for effective description, but it will be apparent that the character is not limited thereto and may be implemented in various shapes.

Subsequently, the terminal 100 may provide additional information on the payment method through a character matched to each payment method and displayed.

In an embodiment, the terminal 100 may display and provide the user with discount rates, benefits, and/or default information when payment is performed using each payment method through the shape of the displayed character.

For example, the terminal 100 outputs a character holding a blackboard with the phrase'discount rate 30%' when the discount rate when performing product payment using the first payment method is 30 percent (%). It can be provided to the user.

That is, the terminal 100 visualizes and provides various additional information on a payment method through a character, so that a user can conveniently and intuitively recognize various information that assists in payment.

Next, the terminal 100 providing the payment method selection interface 10 as described above can obtain a user input for selecting a payment method to be used for product payment through the payment method selection interface 10, and based on this You can proceed with payment for the product.

In detail, the terminal 100 may interwork with the character providing server 200 including a payment server to execute a payment process to proceed with the user's payment.

In more detail, in the embodiment, the terminal 100 may perform an identity authentication procedure for a payment method selected by a user through a payment process.

In addition, the terminal 100 may perform a series of procedures for performing payment such as payment success, payment confirmation, and payment completion for a payment for which identity authentication has been completed, through a payment process.

In addition, the terminal 100 that has undergone the payment process may obtain payment information based on this.

In detail, the terminal 100 performs a payment process in conjunction with the character providing server to include various information related to the user's payment such as payment method, payment affiliated store, payment date, payment category, number of payments, and/or payment amount. Payment information can be obtained. In addition, the terminal 100 may store and manage the generated payment information.

Next, the terminal 100 that has performed the payment process may provide a payment completion interface 20.

Here, the payment completion interface 20 refers to a user interface that provides various information related to a completed payment, and a character and/or payment information or a preset random rule expressing feedback based on payment information or a predetermined random rule It may include a character grown on the basis of.

That is, when the payment is finally confirmed, the terminal 100 outputs a feedback expression and/or a growing character based on payment information or random rules according to the payment method used for payment through the payment completion interface 20 Can be provided to users.

In this way, the terminal 100 may increase various and continuous consumption of the user and induce interest at the same time by providing a character that expresses feedback and/or grows according to the user's payment information.

In addition, at this time, the terminal 100 may further display a character management interface 30 including a character collection window, a character costume window, and/or a character accessory window through the payment completion interface 20.

Here, the character collection window may be an interface through which the user can collectively check at least one or more characters obtained through payment, and the character costume window is, the user can collectively check at least one character costume obtained through payment. It may be an interface that can be used, and the character accessory window may be an interface through which a user can collectively check at least one character accessory acquired through payment.

In detail, the terminal 100 displays a feedback based on payment information and/or displays a grown character, and at the same time, further displays a character management interface 30 that is matched to and managed by a user to change options for the character ( For example, changing clothes or accessories) and/or collection management.

In this way, the terminal 100 provides the character management interface 30 so that the rewards (various characters, costumes, accessories, etc.) obtained through payment can be checked at once, and the shape of the character is determined according to the user's request. By allowing various changes, interest in consumption can be increased and intimacy with the service can be improved.

-Character provision method according to online payment

Hereinafter, a method of providing a character during online payment will be described in detail with reference to the accompanying drawings. For effective description, descriptions overlapping with the above-described contents may be omitted.

4 is a flowchart illustrating a method of providing a character according to online payment according to an embodiment of the present invention.

Referring to FIG. 4, first, when a user selects a product and then attempts to pay, the terminal 100 may provide a payment method selection interface 10 and a character according to the payment method.

In detail, the terminal 100 may display at least one payment method available for payment by outputting the payment method selection interface 10, which is a user interface provided for product payment attempt, through the display unit 130.

In addition, the terminal 100 may provide a character matched to each of the payment methods displayed through the payment method selection interface 10.

In detail, the terminal 100 may interwork with the character providing server 200 to obtain a character matched for each payment method, and match and display each payment method displayed on the payment method selection interface 10.

In this case, the terminal 100 may provide additional information on the corresponding payment method through a character matched to each payment method and displayed.

In detail, the terminal 100 may diversify and provide the shape of a character matching the payment method based on additional information managed in connection with the payment method.

In an embodiment, the terminal 100 is implemented in the form of holding a blackboard with the phrase'point additional accumulation' when the benefit of performing product payment using the first payment method is'point additional accumulation'. You can obtain and output the character.

That is, the terminal 100 can visualize the additional information for each payment method through a character, so that the user can quickly and intuitively recognize various information that assists in payment.

Next, when the user selects a payment method through the payment method selection interface 10, the terminal 100 may proceed with payment to obtain payment information.

In detail, the terminal 100 may obtain a user input for selecting a payment method to be used for product payment through the payment method selection interface 10, and proceed with payment for a product based on this.

In this case, the terminal 100 may execute a payment process for performing a user's payment by interlocking with the character providing server 200 including the payment server.

In an embodiment, the terminal 100 may perform a series of procedures for performing payment such as identification, payment success, payment confirmation, and payment completion through the payment process through the payment process.

In addition, the terminal 100 may obtain payment information based on information obtained during a payment process.

That is, the terminal 100 may obtain payment information including various information related to the user's payment, such as a payment method used for payment, a payment affiliate store, a payment date, a payment category, a number of payments, and/or a payment amount. .

Next, the terminal 100 that has obtained the payment information may feedback and grow a character matching the payment method of the corresponding payment information and output it through the payment completion interface 20.

In detail, when payment is finally confirmed, the terminal 100 may interact with the character providing server 200 to obtain a feedback expression and/or a grown character based on corresponding payment information or a random rule.

In addition, the terminal 100 may output the acquired character through the payment completion interface 20 and provide it to the user.

In an embodiment, the terminal 100 may display a feedback and/or a grown character based on at least one of a payment method of corresponding payment information, a payment affiliated store, a payment date, a payment category, a number of payments, and/or a payment amount. .

For example, if the terminal 100 displays a character in which information on a specific payment category is reflected, if the specific payment category is a food category, the terminal 100 expresses the behavior of eating delicious food as a feedback, and at the same time, the growth increases in height. This performed character can be acquired and displayed.

In addition, the terminal 100 may further display a character management interface 30 including a character collection window, a character costume window, and/or a character accessory window through the payment completion interface 20.

In this way, the terminal 100 may induce various and continuous consumption and interest of the user by providing an interface capable of managing a character that is provided and a character that grows and/or expresses feedback according to the user's payment information. .

-Character provision method according to offline payment

Hereinafter, a method of providing a character during offline payment will be described in detail with reference to the accompanying drawings.

5 is a flowchart illustrating a method of providing a character according to offline payment according to an embodiment of the present invention.

Referring to FIG. 5, first, the terminal 100 may display a character and additional information related to payment. In this case, the terminal 100 may display character and additional information through the payment terminal 100-2 or may display character and additional information through the user terminal 100-1 according to an embodiment.

In detail, in the embodiment, first, the payment terminal 100-2 of the offline payment affiliate store, when the user attempts to pay after selecting a product at the offline payment affiliate store, the payment method selection interface 10 through the display and the character according to the payment method Can be printed.

In addition, the payment terminal 100-2 may provide additional information for each payment method based on the shape of the character displayed by matching at least one payment method through the output payment method selection interface 10. I can.

For example, the payment terminal 100-2 uses the shape of the first character matched with the first payment method to display additional information that the discount rate is 10 percent (%) when paying using the first payment method, and , By using the shape of the second character matched with the second payment method, additional information indicating that the discount rate is 20 percent (%) when paying using the second payment method may be displayed.

Meanwhile, in another embodiment, the user terminal 100-1 of a user located at an offline payment affiliate store may display characters and additional information related to payment through a display in augmented reality (AR).

6 is a flowchart illustrating a method of providing a character in augmented reality (AR) through the user terminal 100-1 according to an embodiment of the present invention.

In detail, referring to FIG. 6, the user terminal 100-1 may first execute a payment application installed in the user terminal 100-1. (S101)

In this case, the executed payment application may be an application in which a character service according to payment information is provided.

In addition, the user terminal 100-1 may operate the camera 140 through the executed payment application to take a mark indicating the payment affiliated store in which the corresponding user is located. (S103)

For example, the user terminal 100-1 may use the camera 140 to photograph a mark, such as a logo and/or a mark, representing a payment affiliate store.

In addition, the user terminal 100-1 may acquire payment affiliate store information matching the corresponding mark based on the photographed mark. (S105)

Here, the payment affiliated store information is the affiliated store name, location information, announcement information and/or event information (e.g., benefits for each payment method or period benefit at the corresponding payment affiliated store), etc. It may be information including.

In detail, the user terminal 100-1 may obtain payment affiliate store information matching the mark photographed through the camera 140 by interlocking with the character providing server 200 and/or an external server. Hereinafter, it will be described that the payment affiliate store information is obtained in connection with the character providing server 200, but the present invention is not limited thereto.

Thereafter, the user terminal 100-1 may acquire and display an augmented reality character that intuitively reflects the payment affiliate store information based on the obtained payment affiliate store information. (S107)

Here, the augmented reality character may mean that a character according to an embodiment of the present invention is output as augmented reality (AR), and may be implemented in various shapes according to payment affiliate store information. That is, the augmented reality character may have the same functional characteristics, but only different in the form of the character and the output according to the embodiment of the present invention.

In an embodiment, the augmented reality character may be formed differently from each other according to at least one or more of the affiliate store name, location information, announcement information, and/or event information of the payment affiliate store information.

Returning again, in detail, the user terminal 100-1 may transmit the previously acquired payment affiliate store information to the character providing server 200 in order to display the augmented reality character.

In addition, the user terminal 100-1 may obtain an augmented reality character generated based on the payment affiliate store information from the character providing server 200 that has received the payment affiliate store information.

7 is an example of an augmented reality character displayed through the user terminal 100-1 according to an embodiment of the present invention.

In addition, referring to FIG. 7, the user terminal 100-1 may superimpose and output the acquired augmented reality character 40 on a captured image captured through the camera 140.

At this time, the augmented reality character 40 that is displayed by being superimposed on the captured image is schematically displayed on the drawing for effective description, but is not limited thereto and can be implemented in various shapes.

In detail, for example, the user terminal 100-1 may output a character for exclusive use of a payment affiliated store that is superimposed on a photographed image and matched with the mark 1 representing the payment affiliated store as augmented reality (AR).

In another example, the user terminal 100-1 may output a character that intuitively expresses event information of a payment affiliated store on a captured image as augmented reality (AR).

In detail, the user terminal 100-1 may output a character dedicated to the payment merchant wearing a hat engraved with a predetermined discount rate in augmented reality (AR) when an event that provides discount benefits at a payment merchant is conducted. .

In addition, the user terminal (100-1), in the case of an event that provides point accumulation benefits at a payment affiliate store, a character dedicated to the payment affiliate store wearing a badge indicating possible point accumulation is converted into augmented reality (AR). Can be printed.

In addition, the user terminal 100-1 may output a character dedicated to the payment merchant holding a blackboard indicating the possibility of cash back as an augmented reality (AR) when an event for providing cash back benefits at a payment merchant is conducted.

In another example, the user terminal 100-1 uses an augmented reality (Augmented Reality) character matching a payment merchant-only character acquired through the photographed mark (1) and a specific payment method that provides benefits at the payment merchant. AR) can be printed together.

In addition, the user terminal 100-1 is a motion in which a payment affiliated store-only character output together in augmented reality (AR) and a character matching the payment method interact with each other (e.g., both characters are high-five). Action, etc.).

In this way, the user terminal 100-1 may increase user interest and achieve diversification of services by outputting a character that visually provides various information related to payment as augmented reality (AR).

In addition, the user terminal 100-1, upon receiving a user's selection input (eg, a touch input) for the output augmented reality character 40, provides a product purchase interface and a payment method selection interface 10. I can. (S109)

Here, the product purchase interface may be an interface that provides a function of selecting a product to be purchased from among products sold at a corresponding payment affiliate store.

In detail, the user terminal 100-1 is a product purchase interface for the corresponding payment affiliated store, and a payment method when the augmented reality character 40 is selected through interworking with the character providing server 200 and/or an external server. A selection interface 10 may be provided.

At this time, the user terminal 100-1 may display at least one payment method through the payment method selection interface 10, and each payment method based on a shape of a character matching each of the displayed at least one payment method. Additional information can be provided.

Next, the terminal 100, which displays characters and additional information related to payment through the payment terminal 100-2 or the user terminal 100-1, allows the user to select a payment method through the payment method selection interface 10. If selected, payment can be made and payment information can be obtained accordingly.

That is, the terminal 100 may interwork with the character providing server 200 including the payment server to perform a payment process for proceeding with the user's payment, thereby obtaining payment information for the corresponding payment.

And the terminal 100, based on the obtained payment information, through the payment completion interface 20, the character matching the payment method of the payment information may be fed back and displayed and displayed, and a character collection window, a character costume A character management interface 30 including a window and/or a character accessory window may be further output.

In this way, the terminal 100 can enhance the user's diverse and continuous consumption and interest by providing an interface that can manage a character that is provided and a character that grows and expresses feedback according to the user's payment information. .

-Character provision method according to sub payment method

On the other hand, in an embodiment of the present invention, the terminal 100 may form and provide a character based on a sub-payment method that is used auxiliary to the payment method described above. Hereinafter, for effective description, techniques overlapping with the above-described description may be omitted.

8 is a flowchart illustrating a method of providing a character according to a sub-payment means according to an embodiment of the present invention.

Referring to FIG. 8, first, the terminal 100 may execute a payment application. (S201)

In this case, the executed payment application may be an application in which a character service according to payment information is provided.

In addition, the terminal 100 may obtain payment affiliated store information for a payment affiliated store for which the user intends to perform payment. (S203)

In detail, the terminal 100 may select a payment affiliate store to perform payment based on a user's input, and may obtain information about the previously stored payment affiliate store by matching with the selected payment affiliate store.

In this case, the terminal 100 may obtain information about the previously stored payment affiliated store by being matched to each payment affiliated store by interworking with a character providing server or the like.

In addition, the terminal 100 may obtain payment affiliate store information through various methods, such as acquiring payment affiliate store information based on location information where the terminal 100 is currently located.

In addition, the terminal 100 may provide at least one payment means and at least one benefit means through the payment method selection interface 10. (S205)

Here, the benefit means may be a sub payment means that provides additional benefits when used in combination with each payment means.

For example, the benefit means may include a discount card providing a predetermined discount benefit, a saving card providing a predetermined saving benefit, and/or a coupon giving a benefit such as discount/saving.

At this time, the terminal 100, when providing a payment method and a benefit method through the payment method selection interface 10, matches the payment method to which additional benefits are provided when used in combination with the benefit method to provide a sub-character. Can be displayed additionally. (S207)

Here, the sub-character may be created by matching 1:1 with each benefit means, and its form according to the type of the combined payment method and/or benefit information (discount rate and/or accumulation rate, etc.) of the matched benefit means. May be formed differently from each other.

That is, the sub-character may visually display and provide benefit information for each benefit means according to the combined payment means based on the shape.

In addition, on the sub-character, a trademark of the benefit means can be displayed to express the subject of the sub-character. For example, when the sub-character represents a telecommunications company discount card, a telecommunication company brand may be displayed on the sub-character to indicate the subject of the sub-character.

In detail, the sub-character may be formed based on benefit information of the matched benefit means, additional information of a payment method coupled to the corresponding benefit means, and payment affiliate store information.

In this case, the terminal 100 may display the main character, which is a character according to the combining means, and the sub-character, which is a character according to the benefit means, in a way that is superimposed on the corresponding combining means or replaces the corresponding combining means. .

That is, the terminal 100 displays, through the payment method selection interface 10, a main character matching the payment method and a sub character matching the benefit means providing a predetermined benefit when combined with the payment method. , It is possible to intuitively grasp various information according to the payment method and the benefit method.

Here, the main character may be created by matching the character described above in a 1:1 manner with respect to the payment method, and the shape may be the same as the character formed differently from each other according to payment information by the matched payment method. I can.

On the other hand, the terminal 100 determines whether the benefits such as discount/saving according to the additional information of the payment method and the benefits such as discount/saving according to the benefit means can be duplicated, and display the sub-character based on this. I can.

In detail, the terminal 100 may first select at least one benefit means that provide benefits that can be applied in duplicate with the benefits of the payment means.

In addition, the terminal 100 may select a benefit means that provides the best benefit (eg, providing the highest discount rate and/or accumulation rate, etc.) among the selected benefit means.

Thereafter, the terminal 100 may display and provide a sub-character matched to the selected benefit means along with the main character matched to the payment means.

That is, the terminal 100 provides a sub-character that visually represents the benefit information of the benefit means and a main character that visually represents the benefit information based on the additional information of the payment means, so that the payment means and the benefits provided by the benefit means are provided. Can be combined and displayed.

In addition, the terminal 100 may compare the final benefits for each payment method, and highlight a main character and/or a sub-character matched with the payment method having the largest amount of benefits. (S209)

In detail, the terminal 100 reflects the benefit information based on the benefit means so that the final benefits provided for each payment method can be compared with each other, and the characters for the payment method determined to provide the best benefit as a result of the comparison Can be highlighted.

For example, the terminal 100 displays the main character and the sub-character matched with the first payment method determined to provide the best benefit in a relatively larger enlargement compared to other characters, or by displaying a highlight. can do.

Through this, the terminal 100 can intuitively check and compare the degree of the relative final benefit between each payment method in which the benefit information of the benefit means is reflected, through at least one character matched for each payment method. .

On the other hand, in the embodiment of the present invention, the terminal 100 is sequentially from the authentication medium of the means requiring authentication first from the payment terminal 100-2 when payment is performed in which the payment means and the benefit means are combined during offline payment. You can print it out.

Here, the authentication medium according to the embodiment is a medium for inputting and/or authenticating a payment method or a benefit method in the payment process when performing offline payment, for example, a barcode, a QR code, and/or a serial number specifying each method. It can be a number, etc.

In detail, the terminal 100, when a payment in which a payment method and a benefit method are combined is performed offline through a payment application, the authentication medium for each method required to proceed with it sequentially according to the authentication order of a preset payment process. You can print it out.

In an embodiment, the terminal 100, upon inputting the user's selection for the main character and/or sub-character matched with the corresponding payment method, the authentication medium of the corresponding payment method and the authentication medium of the benefit means combined with the corresponding payment method. It can be sequentially output according to the authentication order of a preset payment process.

For example, when the user selects a main character to which at least one sub-character is combined, the terminal 100 sequentially outputs the authentication medium of the payment method indicated by the main character and the authentication medium indicated by the sub characters, or at the same time. By printing, you can perform offline payment by applying the benefit method and payment method offline.

In this case, the terminal 100 may set the output order of the plurality of authentication media according to the application order of the authentication media when making offline payment based on the payment affiliate store information, and output according to the order.

For example, the terminal 100, when offline payment is performed in the order of a first benefit means, a second benefit means, and a payment method at a payment affiliate, the authentication medium indicated by the first benefit means and the authentication indicated by the second benefit means. By sequentially outputting the authentication medium indicated by the medium and the payment method, and allowing the payment terminal 100-2 to recognize it, the offline payment process can be easily assisted.

In another embodiment, the terminal 100 may simultaneously output the authentication medium of the first benefit means, the authentication medium of the second benefit means, and the authentication medium of the payment method in order. At this time, the terminal 100 sequentially adjusts the brightness of an area in which each authentication medium is displayed according to the application order of the authentication medium. During offline payment, it is possible to prevent other authentication media from being recognized first.

Through this, the payment terminal 100-2 performing payment can perform fast and accurate payment processing by sequentially obtaining necessary authentication media according to the payment process order of a preset payment process without extra effort.

In addition, the terminal 100 may provide a biometric function through a displayed character when payment in which a payment means and a benefit means are combined is performed during offline payment.

In detail, the terminal 100 may cause a biometrics-based payment function to be operated when a user's selection input for a main character and/or a sub-character matched with a corresponding payment method is input.

In this case, the terminal 100 may visually provide information that assists biometrics-based payment through the selected corresponding character.

For example, when payment based on iris recognition is in progress, the terminal 100 may intuitively recognize the payment based on iris recognition by displaying a character performing a gesture pointing to the eye with a hand. As another example, when a fingerprint recognition-based payment is in progress, the terminal 100 may assist the fingerprint-based payment to proceed smoothly by displaying a character performing a gesture of presenting a finger required for fingerprint recognition.

As described above, the character providing method and system according to payment information according to an embodiment of the present invention provides a character implemented in various shapes according to payment information based on the user's payment, thereby easily and intuitively delivering various information related to the payment. There is an effect that can be.

In addition, the character providing method and system according to the payment information according to the embodiment of the present invention visually provides various information that assists the user's payment process through the character, so that a more rational payment can be performed conveniently. There is.

In addition, the character providing method and system according to payment information according to an embodiment of the present invention provides a character that expresses various visual feedbacks based on payment information based on the user's payment, thereby improving intimacy with the service and improving the user's There is an effect that can arouse the interest of.

In addition, the method and system for providing characters according to payment information according to an embodiment of the present invention can promote various and continuous consumption of users by providing characters that can be changed into various shapes based on payment information based on the user's payment. There is an effect, and there is an effect of being able to grasp the user's payment tendency based on the shape of the character.

In addition, the method and system for providing a character according to payment information according to an embodiment of the present invention provides a character according to payment information implemented in augmented reality (AR), thereby increasing user interest and achieving diversification of services. There is an effect that can be.

In addition, the embodiments according to the present invention described above may be implemented in the form of program instructions that can be executed through various computer components and recorded in a computer-readable recording medium. The computer-readable recording medium may include program instructions, data files, data structures, and the like alone or in combination. The program instructions recorded on the computer-readable recording medium may be specially designed and configured for the present invention or may be known and usable to those skilled in the computer software field. Examples of computer-readable recording media include magnetic media such as hard disks, floppy disks and magnetic tapes, optical recording media such as CD-ROMs and DVDs, magnetic-optical media such as floptical disks. medium), and a hardware device specially configured to store and execute program instructions, such as ROM, RAM, flash memory, and the like. Examples of program instructions include not only machine language codes such as those produced by a compiler, but also high-level language codes that can be executed by a computer using an interpreter or the like. The hardware device can be changed to one or more software modules to perform the processing according to the present invention, and vice versa.

Specific implementations described in the present invention are examples, and do not limit the scope of the present invention in any way. For brevity of the specification, descriptions of conventional electronic configurations, control systems, software, and other functional aspects of the systems may be omitted. In addition, the connection or connection members of the lines between the components shown in the drawings exemplarily represent functional connections and/or physical or circuit connections, and in an actual device, various functional connections that can be replaced or additionally It may be referred to as a connection, or circuit connections. In addition, if there is no specific mention such as “essential” or “important”, it may not be a necessary component for the application of the present invention.

In addition, although the detailed description of the present invention has been described with reference to a preferred embodiment of the present invention, the spirit of the present invention described in the claims to be described later if a person skilled in the art or those of ordinary skill in the art And it will be understood that various modifications and changes can be made to the present invention within a range not departing from the technical field. Therefore, the technical scope of the present invention should not be limited to the contents described in the detailed description of the specification, but should be determined by the claims.

Claims (12)

A method of providing a character according to the user's payment information through the display unit of the terminal by controlling by a processor of the terminal,
Providing a plurality of payment methods usable for payment using a payment method selection interface;
Outputting a plurality of characters matching each of the plurality of payment means on the display unit;
Selecting one of the plurality of characters based on the user's input;
Performing a payment process of performing payment through a payment means matched with the character;
Obtaining the payment information for the payment by proceeding with the payment process; And
Transforming the shape of the character according to any one of the obtained payment information or a predetermined random rule;
Including the step of providing a payment completion interface for displaying the transformed character through the display unit
Character provision method according to payment information. The method of claim 1,
The above character is:
The shape is determined by performing any one or more of feedback expression and growth according to any one or more of the payment information and a predetermined random rule.
Character provision method according to payment information. The method of claim 1,
The step of outputting a plurality of characters matching each of the plurality of payment means on the display unit,
And outputting a character on which a mark indicating the payment method is displayed, and providing additional information on the payment method based on the shape of the character,
The additional information,
Additional payment auxiliary information provided in the process of attempting the payment, which is information including at least one of discount rate information, benefit information, and default information when the payment is performed using the payment method.
Character provision method according to payment information. The method of claim 1,
The payment information is,
Including at least one of a payment method related to the payment, a payment affiliated store, a payment date, a payment category, a number of payments, and a payment amount
Character provision method according to payment information. The method of claim 2,
The feedback is,
It means that a character matching each of the payment means expresses a predetermined emotion or action generated based on the payment information in at least one of animation and transformation of the character.
Character provision method according to payment information. The method of claim 2,
The growth is,
It means that when the payment is finally confirmed, the shape of the character is replaced or transformed with a specific shape according to any one or more of the payment information and a predetermined random rule.
Character provision method according to payment information. The method of claim 1,
The payment completion interface,
Providing a character management interface including at least one of a character collection window, a character costume window, and a character accessory window
Character provision method according to payment information. The method of claim 1,
Further comprising the step of providing an augmented reality character displayed in augmented reality by being superimposed on the captured image taken through the camera of the terminal,
Providing the augmented reality character,
Photographing a sign symbolizing a payment affiliate store using the camera;
Acquiring payment affiliate store information for the payment affiliate store based on the photographed mark; And
Including the step of providing the augmented reality character whose shape is determined based on the obtained payment affiliate store information,
The payment merchant information,
Including at least one or more of the merchant name, location information, announcement information, and event information of the payment merchant
Character provision method according to payment information. The method of claim 8,
Providing the augmented reality character,
Displaying the augmented reality character on an area adjacent to the mark symbolizing the payment affiliated store, and displaying a benefit for the payment affiliated store based on the payment affiliated store information based on the shape of the augmented reality character. Inclusive
Character provision method according to payment information. The method of claim 8,
Upon detecting the selection input for the augmented reality character, a product purchase interface providing a selection function for a product to be purchased among products sold at the payment affiliate store and the payment method selection interface providing a payment function for the product are provided. Further comprising the step of providing
Character provision method according to payment information. The method of claim 1,
Providing a plurality of payment methods usable for payment using the payment method selection interface,
Based on the payment method selection interface, comprising the step of providing a sub payment method that provides additional benefits when used in combination with the payment method.
Character provision method according to payment information. The method of claim 11,
The step of outputting a plurality of characters matching each of the plurality of payment means on the display unit,
Including the step of additionally displaying a sub-character matching the sub-payment means on the display unit
Character provision method according to payment information.

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