KR20200082636A - Payment terminal monitoring system and method for monitoring payment terminal - Google Patents

Abstract

An application of the present invention is to provide a payment terminal monitoring system and a payment terminal monitoring method which can monitor the sales state of a store in real time. According to an embodiment of an application of the present invention, a payment terminal monitoring device may comprise: a communication unit for receiving payment information generated by a payment terminal for each store; a detection unit for detecting state information of the payment terminal for each store; and a status analysis unit which classifies the state of stores by item based on the payment information for each store, store information, and the state information, and determines the level of store risk.

Description

Payment terminal monitoring system and payment terminal monitoring method {PAYMENT TERMINAL MONITORING SYSTEM AND METHOD FOR MONITORING PAYMENT TERMINAL}

The present invention relates to a payment terminal monitoring system and a payment terminal monitoring method.

In the case of self-employed people, loans are often used to start a business. In the case of banks or loan companies that provide loans to self-employed persons, it is necessary to continuously manage whether self-employed persons or debtors can repay the loans. However, in the past, the debtor's store was visited directly to grasp the business status, but this was very inefficient, and there were aspects in which real-time monitoring was impossible.

In addition, even if the sales of the debtor's store decrease or the smooth operation does not occur, it is necessary to identify and respond to it early, but the level of its development is not appropriate with regard to technology capable of monitoring multiple stores in real time.

On the other hand, apart from the loan management of the above-mentioned financial sector, self-employed persons or managers of individual stores (for example, the franchise headquarters) continuously and real-time monitoring of each store's sales status, sales information, menu management, and smooth sales There is a need to do so, but until now, only limited information could be obtained due to passive information provided by individual stores, and the situation is that only offline stores are directly visited.

The background technology of the present application is disclosed in Korean Patent Publication No. 2017-0096463.

An object of the present invention is to provide a payment terminal monitoring system and a payment terminal monitoring method capable of real-time monitoring of the sales status of a store, in order to solve the above-mentioned problems of the prior art.

The present application is to solve the above-mentioned problems of the prior art, and an object of the present invention is to provide a payment terminal monitoring system and a payment terminal monitoring method capable of determining a risk condition such as a store's management and sales according to the sales and sales status of the store. Is done.

The present application is to solve the above-described problems of the prior art, and an object of the present invention is to provide a payment terminal monitoring system and a payment terminal monitoring method that provide an optimal path for visiting a store to be managed.

However, the technical problems to be achieved by the embodiments of the present application are not limited to the technical problems as described above, and other technical problems may exist.

As a technical means for achieving the above technical problem, the payment terminal monitoring apparatus according to an embodiment of the present application is a communication unit that receives payment information generated by a payment terminal for each store, and detects state information of the payment terminal for each store It may include a detection unit and a status analysis unit that classifies the store status by item based on the payment information for each store, the store information, and the status information, and determines the level of store risk.

According to one embodiment of the present application, the payment terminal monitoring device further includes an information generation unit that generates sales status information for each store based on the payment information and the store information, and the payment information includes a payment menu, a payment price, and payment It includes a time and payment terminal identifier, and the store information may include at least one of store hours information, business hours information, and store location information.

According to one embodiment of the present application, the communication unit may transmit information on the sales status information, the store status for each item, and the store risk level to a user terminal.

According to one embodiment of the present application, the store status of each item may include items related to all stores, normal sales stores, sales warning stores, non-operated stores and standby stores.

According to one embodiment of the present application, the store risk level includes a risk level of items of the sales warning store and the payment terminal undriven store, and the detection unit is based on business hours information and non-working time information of the store, When the communication unit does not receive payment information from the store during the business hours of the store, it is possible to detect the state information as that the payment terminal of the store is in an undriven state.

According to one embodiment of the present application, the status analysis unit may classify a store that has never received payment information from a store corresponding to prestored store information as a standby store.

According to one embodiment of the present application, the payment terminal monitoring device further includes a display unit for generating identifier information displayed on a map based on the store information for each item of the store status for each item, and the communication unit includes the identifier information Can be transmitted to the user terminal.

According to an embodiment of the present application, the display unit, at least one of the shape, size, and color of the identifier for each item of the store status by item is different, and the shape, size, and color of the identifier for each store risk level The identifier information may be generated such that at least one is different.

According to an embodiment of the present application, the display unit generates movement path information between at least two stores among a plurality of stores divided into a sales warning store or a payment terminal undriven store, and the communication unit is configured to receive the movement route information. It can be transmitted to the user terminal.

A user terminal for monitoring a payment terminal of a store according to an embodiment of the present application includes: a terminal communication unit for receiving payment information, store information, and status information of a payment terminal for each store from a payment terminal monitoring device generated by a payment terminal for each store, and It may include an output unit for outputting the store status and store risk level for each item classified based on the payment information for each store, store information, and the state information.

According to an embodiment of the present application, the terminal communication unit receives the sales status information for each store generated based on the payment information and the store information from the payment terminal monitoring device, and the payment information includes a payment menu, a payment price, It includes a payment time and a payment terminal identifier, and the store information may include at least one of business hours information, business hours information, and store location information of the store.

According to an embodiment of the present application, the terminal communication unit may receive information on the store status and the store risk level for each item from the payment terminal monitoring device.

According to one embodiment of the present application, the store status of each item may include items related to all stores, normal sales stores, sales warning stores, non-operated stores and standby stores.

According to an embodiment of the present disclosure, the store risk level may include a risk level of items related to the sales warning store and the payment terminal undriven store.

According to one embodiment of the present application, the terminal communication unit may receive identifier information displayed on a map based on the store information for each item of the store status for each item from the payment terminal monitoring device.

According to an embodiment of the present application, the identifier information, at least one of the shape, size, and color of the identifier for each item of the store status of each item is different, the shape, size, and color of the identifier for each store risk level At least one of them may be different.

According to an embodiment of the present application, the output unit may output an identifier displayed on the map based on the identifier information.

According to an embodiment of the present disclosure, the terminal communication unit may receive the movement path information between at least two stores among a plurality of stores divided into a sales warning store or a non-drive terminal of the payment terminal from the payment terminal monitoring device.

A payment terminal monitoring method of a store according to an embodiment of the present application includes receiving payment information generated by a payment terminal for each store, detecting state information of the payment terminal for each store, and payment information for each store and store information And based on the status information, classifying the store status by item and determining the level of store risk.

According to one embodiment of the present application, the payment terminal monitoring method further includes generating sales status information for each store based on the payment information and the store information, and the payment information includes a payment menu, a payment price, and a payment time. And a payment terminal identifier, and the store information may include at least one of store hours information, business hours information, and store location information.

According to an embodiment of the present disclosure, information on the sales status information, the store status for each item, and the store risk level may be transmitted to a user terminal.

According to one embodiment of the present application, the store status of each item may include items related to all stores, normal sales stores, sales warning stores, non-operated stores and standby stores.

According to one embodiment of the present application, the store risk level includes the risk level of the items of the sales warning store and the payment terminal undriven store, wherein detecting the status information comprises: business hours information and non-working hours of the store Based on the information, when the communication unit does not receive payment information from the store during the business hours of the store, it is possible to detect the state information that the payment terminal of the store is in an undriven state.

According to an embodiment of the present application, the step of classifying the status of the stores for each item and determining the level of store risk may classify stores that have never received payment information from stores corresponding to prestored store information as standby stores. .

According to an embodiment of the present application, the payment terminal monitoring method further includes generating identifier information displayed on a map based on the store information for each item of the store status for each item, and transmitting to the user terminal The step may transmit the identifier information to the user terminal.

According to an embodiment of the present application, in the generating of the identifier information, at least one of the shape, size, and color of the identifier for each item of the store status for each item is different, and the shape of the identifier for each store risk level, The identifier information may be generated such that at least one of size and color is different.

According to an embodiment of the present application, the generating of the identifier information may include generating movement path information between a plurality of stores divided into the sales warning store and the payment terminal undriven store, and transmitting the route information to the user terminal. , The movement path information may be transmitted to the user terminal.

The above-described problem solving means are merely exemplary and should not be construed as limiting the present application. In addition to the exemplary embodiments described above, additional embodiments may exist in the drawings and detailed description of the invention.

According to the above-described problem solving means of the present application, it is possible to provide a payment terminal monitoring system and a payment terminal monitoring method capable of monitoring the sales status of a store in real time.

According to the above-described problem solving means of the present application, it is possible to provide a payment terminal monitoring system and a payment terminal monitoring method capable of determining a risk state according to the sales and sales status of the store.

According to the above-described problem solving means of the present application, it is possible to provide a payment terminal monitoring system and a payment terminal monitoring method that provide an optimal path for visiting a store to be managed.

1 is a view showing the configuration of a payment terminal monitoring system of a store according to an embodiment of the present application.
2 is a view showing the configuration of a payment terminal monitoring device according to an embodiment of the present application.
3 is a view showing the configuration of a user terminal of a payment terminal monitoring system according to an embodiment of the present application.
4 is a view showing a store status and a risk level for each item output from a user terminal of a payment terminal monitoring system according to an embodiment of the present application.
5 is a diagram showing the status of a sales warning store output from a user terminal of a payment terminal monitoring system according to an embodiment of the present application.
FIG. 6 is a diagram showing the status of an undriven store in a payment terminal output from a user terminal in a payment terminal monitoring system according to an embodiment of the present application.
7 is a diagram showing the status of a standby store output from a user terminal of a payment terminal monitoring system according to an embodiment of the present application.
8 is a view showing a map and an identifier output from a user terminal of a payment terminal monitoring system according to an embodiment of the present application.
9 is a diagram illustrating a store status notification message for each item output from a user terminal of a payment terminal monitoring system according to an embodiment of the present application.

Hereinafter, embodiments of the present application will be described in detail with reference to the accompanying drawings so that those skilled in the art to which the present application pertains may easily practice. However, the present application may be implemented in various different forms and is not limited to the embodiments described herein. In addition, in order to clearly describe the present application in the drawings, parts irrelevant to the description are omitted, and like reference numerals are assigned to similar parts throughout the specification.

Throughout this specification, when a part is "connected" to another part, this includes not only "directly connected" but also "electrically connected" with another element in between. do.

Throughout this specification, when one member is positioned on another member “on”, “on top”, “top”, “bottom”, “bottom”, “bottom”, it means that one member is on another member This includes cases where there is another member between the two members as well as when in contact.

Throughout the present specification, when a part “includes” a certain component, it means that the component may further include other components, not to exclude other components, unless specifically stated to the contrary.

1 is a view showing the configuration of a payment terminal monitoring system of a store according to an embodiment of the present application.

Referring to FIG. 1, the payment terminal monitoring system 1 of a store according to an embodiment of the present application may include a payment terminal 110, a payment terminal monitoring device 120 and a user terminal 130. A plurality of payment terminals 110 and user terminals 130 may be provided. Each component of the payment terminal monitoring system 1 of the store can be connected in general through a network. The network refers to a connection structure capable of exchanging information between each node such as terminals and servers, and examples of such a network include a 3rd Generation Partnership Project (3GPP) network, a Long Term Evolution (LTE) network, and 5G. Network, World Interoperability for Microwave Access (WIMAX) network, Internet, Local Area Network (LAN), Wireless Local Area Network (LAN), Wide Area Network (WAN), Personal Area Network (PAN), wifi network, Bluetooth (Bluetooth) network, satellite broadcasting network, analog broadcasting network, DMB (Digital Multimedia Broadcasting) network, and the like are included, but are not limited thereto.

The payment terminal 110 may be provided for each store or for each affiliated store, and may be, for example, a point of sale (POS) terminal. When the payment terminal 110 is requested to pay for a product or service by the purchaser, the payment terminal 110 may perform the corresponding payment and generate payment information based on signal information output as a receipt. Further, according to an embodiment of the present application, the payment information may include a payment menu, a payment price, a payment time, and a payment terminal identifier (POS ID). The payment terminal 110 may transmit payment information generated according to payment to the payment terminal monitoring device 120.

The payment terminal monitoring device 120 may generate sales status information for each store based on payment information received from the payment terminal 110 and prestored store information. For example, the store information may include at least one of a store identifier (merchant store ID), business hours information of a store, non-working time information, and store location information. The store information may be received and stored in advance by the payment terminal monitoring device 120 according to a user or administrator input of the payment terminal 110. The payment terminal monitoring device 120 detects a store where payment is processed by matching the store identifier and the payment terminal 110 identifier, and real-time sales status information for each store based on the detected store information and payment information. Can be analyzed and generated. The sales status information may be total sales information including the business hours, non-working hours of each store included in the store information, a payment menu included in the payment information, and a payment price. In addition, the payment terminal monitoring device 120 may calculate cumulative sales based on sales status information. The accumulated sales may mean sales accumulated from a preset reference point (for example, when a corresponding store is subscribed to a service provided through the payment terminal monitoring device of the present invention) to the present time.

In addition, according to an embodiment of the present application, the payment terminal monitoring device 120 may detect the status information of the payment terminal 110 for each store. The status information may include, for example, information regarding a driving state or a non-driving state of the payment terminal 110. For example, the payment terminal monitoring device 120 may periodically transmit a payment terminal driving signal to each payment terminal 110 for each store. When receiving the payment terminal driving signal, the payment terminal 110 may transmit a response signal to the payment terminal monitoring device 120. The payment terminal monitoring device 120 may determine that the payment terminal 110 that transmits (replies to) the response signal is in a driving state, and that the store equipped with the payment terminal 110 is currently operating. In addition, for another example, based on the business hours information and non-working hours information of the store, when the payment terminal monitoring device 120 does not receive payment information (or response signal) from the store even during the business hours of the store, The payment terminal 110 of the corresponding store may detect the state information as being in an undriven state.

The payment terminal monitoring device 120 does not judge that the payment terminal 110 is in an undriven state even if it does not receive payment information or a response signal from the payment terminal 110 of the corresponding store in addition to the business hours or business hours of the store. , If payment information or a response signal is not received during business hours, the payment terminal 110 of the corresponding store may detect status information that is not driven.

According to one embodiment of the present application, the payment terminal monitoring device 120 classifies the store status by item based on the payment information for each store, the store information, and the status information received from each payment terminal 110, and determines the level of store risk. I can judge. The store status of each item indicates a plurality of items and stores belonging to each item, which are set in order to check the sales status of the store based on the sales status and state information of each store. The store status by item may include items related to "all stores", "sales normal stores", "sales warning stores", "payment terminal undriven stores" and "waiting stores". The payment terminal of the store for which one of the "all stores", "sales normal store", "sales warning store", "payment terminal undriven store" and "waiting store" described below It is determined by the information received from 110), the corresponding store may be a store in which the corresponding payment terminal 110 is installed.

According to an embodiment of the present application, "all stores" means information and number of all stores using a service provided through the payment terminal monitoring device 120 of the present invention, and "sales normal store" is the average of sales on a previous reference date Compared to the recent base date, the difference in sales average is below the preset threshold. The previous reference date may be a range of past dates set by user selection such as the previous month, 6 months ago, and 1 year ago. In addition, the latest reference date may be a week, a month, etc. to which the calculation date of the store status by item belongs, or may be a calculation date. That is, the latest reference date may also be a recent date range set by user selection.

In addition, the "sales warning store" may indicate a store in which the difference between the average sales of the past business days and the average sales of the recent business days of the store is greater than or equal to a preset threshold. For example, in the case of the items of the normal sales store and the sales warning store, if the past base date is 30 days and the latest base day is small, the difference or, depending on the result of comparing the sales average of 30 days and the yesterday's sales Depending on the increase or decrease rate, it may be classified as a normal sales store or a sales warning store.

"Payment terminal undriven store" refers to a store where the undriven time of the payment terminal 110 is greater than or equal to a preset threshold time. As described above, the payment terminal monitoring device 120 returns a payment terminal driving signal or payment information to the payment terminal 110, as described above, for information on whether the payment terminal 110 is in an undriven state and when it has been in an undriven state. It can be judged when it is not received from. "Waiting store" refers to a store that has never received payment information from a store corresponding to store information previously stored in the terminal monitoring device 120. That is, the standby store means a store that has subscribed to use the service provided through the payment terminal monitoring device 120 of the present invention, but has not yet completed the administrative processing necessary to provide the full service. The processing of the waiting store will be described later with reference to FIG. 7.

The store risk level determined by the payment terminal monitoring device 120 may include the risk level of the items of the "sales alert store" item and the "payment terminal undriven store" item. The payment terminal monitoring device 120 may determine the sales risk level of the corresponding store according to the degree of difference between the average sales of the past reference day and the average sales of the latest business day or more than a preset threshold. The past reference date or the latest business day, etc. may be set in advance by the user or the payment terminal monitoring device 120, and may be variously set, such as 1 day, 3 days, and 7 days. In addition, for example, if the difference between the average sales of the store's past base date and the recent base day's average sales is greater than or equal to the first threshold, the store is judged to be in the first stage of sales risk, and If the difference in average sales is greater than or equal to the second threshold, it can be determined that the store is in the second stage of sales risk. The second threshold value may be greater than the first threshold value. In addition, according to an embodiment, the third threshold and the fourth threshold may be classified into three levels of risk and four levels of risk. The service provided through the payment terminal monitoring device 120 of the present invention can be utilized so that a manager of a bank or loan company that provides a loan to a business operator for entrepreneurship can more easily manage a loan store. The manager needs to periodically and realistically monitor whether the store where the loan was made is capable and repayable. Therefore, it is possible to easily identify the stores in the risk stage by assigning the risk stage according to the sales. In particular, in the case of the stores classified into the risk 2 stage, information on the corresponding stores can be provided to enable more intensive management. have.

In addition, the payment terminal monitoring device 120 may determine the business risk stage according to the undriven time of the payment terminal 110 of the store. For example, if the untimed time of the payment terminal 110 is greater than or equal to the first threshold time, it is determined that the corresponding store is the first stage of business risk, and if the untimed time of the payment terminal of the store is greater than or equal to the second threshold time, the corresponding store It can be judged that this is the second stage of operating risk. The second threshold time may be greater than the first threshold time. In the case of a store without a payment terminal, the payment information is not transmitted even during business hours, or since the payment terminal 110 is not driven, that is, the store is in a state where the power is not turned off, it may be a management target by the administrator. Therefore, by classifying stores belonging to the business risk stage, it is possible to provide information about the undriven payment terminal to easily identify the corresponding store.

In addition, according to an embodiment of the present application, the payment terminal monitoring device 120 may generate identifier information displayed on a map based on store information for each item of the store status for each item. Since the identifier generated for each item of the store status of each item can be output through the user terminal 130, the manager can easily identify the store status of each item. The payment terminal monitoring device 120 is the identifier so that at least one of the shape, size, and color of the identifier is different for each item of the store status by item, and at least one of the shape, size, and color of the identifier is different for each store risk level. Information can be generated.

According to an embodiment of the present disclosure, the payment terminal monitoring device 120 may generate movement path information between at least two of a plurality of stores classified as a sales warning store or a payment terminal undriven store. Sales warning stores and payment terminals Undriven stores need to be managed by the manager, and the manager can visit the store directly. At this time, the payment terminal monitoring device 120 may generate movement route information including an optimal route to visit the corresponding store in consideration of the location of each store when there are a plurality of sales warning stores and payment terminal undriven stores. have. The payment terminal monitoring device 120 may set a movement route using store location information of store information, but may set an optimal travel route by recognizing the maximum number of stores that can be visited per day in consideration of the distance between stores. For example, the payment terminal monitoring device 120 is the location of the store, the type of the store (sales normal store, sales warning store, payment terminal, etc.) to be visited at a specific period (day or 4 hours, etc.) from the user terminal 130. When receiving inputs regarding the number of stores to be visited and the number of stores to be visited, information regarding the optimal route may be generated in consideration of the received input and store information of each store.

For operators operating stores, additional loans are required during store operations. For example, in the case of a restaurant, since a large number of food items are purchased in large quantities, a large amount of money is required when purchasing food materials. Accordingly, most operators take a method of purchasing food materials with funds through long-term or short-term loans. Therefore, the lender of the business operator may be periodic, so the manager of the bank or loan company visits the business operator's store and introduces our loan products to attract customers. Since the payment terminal monitoring device 120 can grasp the sales of each store through payment information received from the payment terminal 110 of each store, it is possible to calculate the expected target store or scheduled date of the next loan based on the sales. Accordingly, the payment terminal monitoring device 120 may additionally generate movement route information around the expected loan target store or the store where the expected loan date has arrived.

The payment terminal monitoring device 120 may transmit information on sales status, store status by item, and store risk level to the user terminal 130. In addition, the payment terminal monitoring device 120 may transmit the generated identifier information and movement path information to the user terminal 130. According to one embodiment of the present application, the user terminal 130 may be the user terminal of the administrator of the above-described bank or loan company. Also, the user terminal 130 may be a user terminal of a self-employed person operating each store or a user terminal of an administrator (for example, a franchise headquarters manager) who manages and manages each store. In addition, the user terminal 130 is, for example, a smartphone (Smartphone), a smart pad (SmartPad), a tablet PC and the like PCS (Personal Communication System), GSM (Global System for Mobile communication), PDC (Personal Digital Cellular), Personal Handyphone System (PHS), Personal Digital Assistant (PDA), International Mobile Telecommunication (IMT)-2000, Code Division Multiple Access (CDMA)-2000, W-Code Division Multiple Access (W-CDMA), Wireless Broadband Internet ) It may include all types of wireless communication devices such as terminals and wired communication devices such as desktop computers and smart TVs.

3 is a view showing the configuration of a user terminal of a payment terminal monitoring system according to an embodiment of the present application.

Referring to FIG. 3, the user terminal 130 may include a terminal communication unit 131 and an output unit 132. The terminal communication unit 131 may receive sales status information, information on the store status and store risk level for each item, identifier information, and movement path information from the payment terminal monitoring device 120. The output unit 132 may output store status and store risk level for each item classified based on payment information for each store, store information, and status information. In addition, the output unit 132 may output sales status information, sales information for each menu, and menu management information. For example, the output unit 132 may output sales status information for each date, sales ranking information for each menu, menu change information, sales increase or decrease, sales trend of the main menu, and the like.

In addition, the output unit 132 may output the store status and the store risk level for each item through a display device included in the user terminal 130 or a separate display device connected to the user terminal 130. Also, the output unit 132 may output the movement route on the map based on the identifier information and the movement route information. Hereinafter, the output of the user terminal 130 will be described with reference to the drawings. According to an embodiment of the present application, the information displayed by the user terminal 130 may be implemented through an application or program provided by the payment terminal monitoring device 120.

4 is a view showing a store status and a risk level for each item output from a user terminal of a payment terminal monitoring system according to an embodiment of the present application.

Referring to FIG. 4, the output unit 132 includes items related to the entire store 201, the normal sales store 202, the sales warning store 203, the payment terminal undriven store 204, and the standby store 205. The number of stores included in the corresponding item can be output. In addition, the output unit 132 may output the status of the sales warning store and the number of stores 206 for each stage of sales risk, and may also output the number of stores for each stage of sales risk by plotting 207. In addition, the output unit 132 may output the status of the undriven payment terminal of the payment terminal and the number of stores 208 for each stage of business risk, and may output the diagram of the number of stores for each stage of business risk by plotting (209).

5 is a diagram showing the status of a sales warning store output from a user terminal of a payment terminal monitoring system according to an embodiment of the present application.

Referring to FIG. 5, when the user terminal 130 receives a user input for selecting a sales warning store among a plurality of items, the output unit 132 is an identifier of a store classified as a sales warning store (for example, a store name). The list 210 can be output. When a user clicks on one of the stores in the list 210, information about the risk state of the corresponding store and the amount of sales reduction may be output. For example, the amount of decrease in sales may include a percentage of the average of the most recent reference date compared to the average of the past reference date and the decreased sales.

FIG. 6 is a diagram showing the status of an undriven store in a payment terminal output from a user terminal in a payment terminal monitoring system according to an embodiment of the present application.

Referring to FIG. 6, upon receiving a user input for selecting a store without a payment terminal among a plurality of items, the output unit 132 lists a list of stores (for example, a store name) classified as a store without a payment terminal. Can output When a user clicks on one of the stores in the list, information about the unsuccessful operation time of the payment terminal of the corresponding store may be output 212, and a guide phrase for guiding the inspection of the payment terminal of the corresponding store may be output.

7 is a diagram showing the status of a standby store output from a user terminal of a payment terminal monitoring system according to an embodiment of the present application.

Referring to FIG. 7, upon receiving a user input for selecting a standby store among a plurality of items, the output unit 132 lists 213 of the store's identifier (for example, a business number or store name) classified as a standby store Can output When a user clicks on any one store in the list, it is possible to output the status 214 of the step-by-step processing of the registration process of the corresponding store. According to an embodiment of the present application, the steps of the registration process may include store registration, rate input, program installation, receipt collection, analysis standby, and data analysis. As the status 214 of the step-by-step processing of registration processing is provided, the administrator easily facilitates the status of the process to be processed until the store subscribed to the service provided through the payment terminal monitoring device 120 is quickly provided with smooth service. Can grasp.

8 is a view showing a map and an identifier output from a user terminal of a payment terminal monitoring system according to an embodiment of the present application.

Referring to FIG. 8, the output unit 132 may output the identifier 215 for each item of the store status for each item on the map based on the identifier information received from the payment terminal monitoring device 120. At least one of the shape, size, and color of the identifier may be different for each item of the store status of each item, and at least one of the shape, size, and color of the identifier may be different for each store risk level. . Also, the output unit 132 may output so that at least one of the shape, size, and color of the identifier is different for each risk level. In addition, the output unit 132 may output a movement path between a plurality of stores divided into a sales warning store and a payment terminal undriven store on the map based on the movement route information received from the payment terminal monitoring device 120. have.

9 is a diagram illustrating a store status notification message for each item output from a user terminal of a payment terminal monitoring system according to an embodiment of the present application.

Referring to FIG. 9, the payment terminal monitoring device 120 generates message information including the total number of stores, the number of normal sales, the number of sales warning stores, and the number of non-driven stores in the payment terminal by the administrator. It can be transmitted to the terminal communication unit 131. In addition, the message information may include a store status by region. For example, the message information may be generated to include information indicating that there are five sales warning stores out of a total of 17 stores in the AA district for each administrative area. The output unit 132 may output message information received from the payment terminal monitoring device 120. For example, a message may be output through an SNS or a messenger application installed on the user terminal 130. Therefore, an administrator using the user terminal 130 can check the store status information more conveniently and conveniently.

2 is a view showing the configuration of a payment terminal monitoring device according to an embodiment of the present application.

Referring to FIG. 2, the payment terminal monitoring device 120 may include a communication unit 121, a detection unit 122, a status analysis unit 123, an information generation unit 124, and a display unit 125. The communication unit 121 may receive payment information generated by the payment terminal 110 for each store. The communication unit 121 may receive payment information from a plurality of payment terminals 110 through the network. Payment information may include a payment menu, payment price, payment time, and payment terminal identifier.

The information generating unit 124 may generate sales status information for each store based on payment information received from the payment terminal 110 and prestored store information. For example, the store information may include at least one of a store identifier (merchant store ID), business hours information of a store, non-working time information, and store location information.

The detector 122 may detect status information of the payment terminal 110 for each store. The status information may include, for example, a driving state of the payment terminal 110 or an undriven state. The communication unit 121 may periodically transmit a payment terminal driving signal to each payment terminal 110 for each store. When receiving the payment terminal driving signal, the payment terminal 110 may transmit a response signal to the communication unit 121. The detector 122 may determine that the payment terminal 110 that has transmitted the response signal is in a driving state, and may determine that the store equipped with the payment terminal 110 is currently operating. In addition, based on the business hours information and non-working hours information of the store, when payment information (or response signal) is not received from the store during the business hours of the store, the state information is detected as that the payment terminal of the store is in an undriven state. can do. In addition, although the detection unit 122 does not receive payment information or a response signal from the payment terminal 110 of the corresponding store outside the business hours or business hours of the store, it does not determine that the payment terminal 110 is in an undriven state, If payment information or a response signal is not received during business hours, the payment terminal 110 of the corresponding store may detect status information that is not driven.

The status analysis unit 123 may classify the shop status for each item based on the payment information for each shop, the shop information, and the status information, and determine the level of the shop risk. The status of stores by item may include items related to all stores, normal sales stores, sales warning stores, non-driven payment terminals, and standby stores.

The communication unit 121 may transmit information on sales status, store status for each item, and store risk level to the user terminal 130. At this time, the store risk level may include the risk level of items in the sales warning store and the undriven store of the payment terminal. For example, the detection unit 122 is based on the business hours and non-business hours information of the store, if the communication unit fails to receive payment information from the store during the business hours of the store, the payment terminal of the store is in the undriven state Status information can be detected.

The status analysis unit 123 may classify a store that has never received payment information from a store corresponding to prestored store information as a standby store. The standby store represents a store that has never received payment information from a store corresponding to prestored store information.

The display unit 125 may generate identifier information displayed on a map based on the store information for each item of the store status for each item. The communication unit 121 may transmit the identifier information to the user terminal 110. In addition, the display unit 125 may be configured such that at least one of the shape, size, and color of the identifier is different for each item of the store status by item, and at least one of the shape, size, and color of the identifier is different for each store risk level. Identifier information can be generated. In addition, the display unit 125 generates movement route information between at least two stores among a plurality of stores divided into a sales warning store or a payment terminal undriven store, and the communication unit 121 displays the movement route information to the user terminal 130 Can be transferred to.

10 is a view showing a flow of a payment terminal monitoring method according to an embodiment of the present application.

The payment terminal monitoring method according to an embodiment of the present application shown in FIG. 10 may be performed by the payment terminal monitoring system through FIGS. 1 to 9. Therefore, even if omitted below, the contents described with respect to the payment terminal monitoring system through FIGS. 1 to 9 may be applied to FIG. 10 as well.

Referring to FIG. 10, in step S1002, the payment terminal 110 may generate payment information. Payment information may include a payment menu, payment price, payment time, and payment terminal identifier. Also, the generated payment information may be transmitted to the payment terminal monitoring device 120. In step S1004, the payment terminal monitoring device 120 may receive payment information from the payment terminal 110, and in step S1006, may generate sales status information for each store based on the payment information and prestored store information. For example, the store information may include at least one of a store identifier (merchant store ID), business hours information of a store, non-working time information, and store location information.

In step S1008, the payment terminal monitoring device 120 may detect the status information of the payment terminal for each store, and classify the store status for each item based on the payment information for each store, the store information, and the status information. The status information may include, for example, a driving state of the payment terminal 110 or an undriven state. The payment terminal monitoring device 120 may periodically transmit a payment terminal driving signal to each payment terminal 110 for each store. When the payment terminal 110 receives a payment terminal driving signal from the payment terminal monitoring device 120, the payment terminal 110 may transmit a response signal to the payment terminal monitoring device 120. The payment terminal monitoring device 120 may determine that the payment terminal 110 that has transmitted the response signal is in a driving state, and that the store equipped with the payment terminal 110 is currently operating. In addition, based on the business hours and non-business hours information of the store, when payment information (or response signal) is not received from the store during the business hours of the store, the state information is detected as the payment terminal of the store is in an undriven state can do. In addition, the store status of each item indicates a plurality of items set to check the operating status of the store and stores belonging to each item. The store status by item may include items related to all stores, normal sales stores, sales warning stores, non-operated stores and standby stores. For example, a store that has never received payment information from a store corresponding to prestored store information may be classified as a standby store.

In step S1010, the payment terminal monitoring device 120 may determine a store risk level for items of a sales warning store and a payment terminal undriven store. The payment terminal monitoring device 120 may determine the risk state stage of the corresponding store according to a degree of difference between the average sales of the past reference day and the average sales of the latest sales day or more than a preset threshold. In addition, the payment terminal monitoring device 120 may determine a business risk step according to the undriven time of the payment terminal 110 of the store. In step S1012, the payment terminal monitoring device 120 may generate identifier information displayed on the map based on store information for each item of the store status for each item. In step S1014, the payment terminal monitoring device 120 may generate movement path information between a plurality of stores divided into a sales warning store and the payment terminal undriven store.

The payment terminal monitoring device 120 may transmit information on sales status, store status for each item, and the store risk level to a user terminal. Also, the payment terminal monitoring device 120 may transmit the generated identifier information to the user terminal 130. In addition, the payment terminal monitoring device 120 may transmit the generated movement path information to the user terminal 130.

In step S1016, the user terminal 130 may receive information on sales status, the store status for each item, and the store risk level from the payment terminal monitoring device 120, the payment information for each store, the store information and the Store status and store risk level for each item can be output based on the status information.

In step S1018, the user terminal 130 may output the identifier of each item of the store status on the map based on the identifier information received from the payment terminal monitoring device 120.

In addition, in step S1020, the user terminal 130 may output the movement path on the map based on the movement path information.

According to an embodiment of the present disclosure, a payment terminal monitoring method may be implemented in a form of program instructions that can be executed through various computer means and recorded in a computer-readable medium. The computer-readable medium may include program instructions, data files, data structures, or the like alone or in combination. The program instructions recorded on the medium may be specially designed and configured for the present invention, or may be known and available to those skilled in computer software. Examples of computer-readable recording media include magnetic media such as hard disks, floppy disks, and magnetic tapes, optical media such as CD-ROMs, DVDs, and magnetic media such as floptical disks. -Hardware devices specially configured to store and execute program instructions such as magneto-optical media, and ROM, RAM, flash memory, and the like. Examples of program instructions include high-level language code that can be executed by a computer using an interpreter, etc., as well as machine language codes produced by a compiler. The hardware device described above may be configured to operate as one or more software modules to perform the operation of the present invention, and vice versa.

The foregoing description of the present application is for illustrative purposes, and a person having ordinary knowledge in the technical field to which the present application pertains will understand that it can be easily modified into other specific forms without changing the technical spirit or essential characteristics of the present application. Therefore, it should be understood that the embodiments described above are illustrative in all respects and not restrictive. For example, each component described as a single type may be implemented in a distributed manner, and similarly, components described as distributed may be implemented in a combined form.

The scope of the present application is indicated by the claims below, rather than the detailed description, and it should be interpreted that all modifications or variations derived from the meaning and scope of the claims and equivalent concepts thereof are included in the scope of the present application.

1: Payment terminal monitoring system
110: payment terminal
120: payment terminal monitoring device
121: communication unit
122: detection unit
123: status analysis department
124: information generating unit
125: display unit
130: user terminal
131: terminal communication unit
132: output

Claims (6)

In the payment terminal monitoring device of the store,
A communication unit that receives payment information generated by a payment terminal for each store;
A detection unit that detects state information of the payment terminal for each store; And
Status analysis unit for classifying the store status by item based on the payment information for each store, store information, and the state information,
Including, payment terminal monitoring device. According to claim 1,
The status analysis unit, based on the payment information for each store, store information and the status information, to determine the level of store risk, payment terminal monitoring device. According to claim 2,
Information generation unit for generating sales status information for each store based on the payment information and the store information,
Further comprising,
The payment information includes a payment menu, a payment price, a payment time and a payment terminal identifier, and the store information includes at least one of store hours information, business hours information, and store location information. . According to claim 3,
The communication unit, the payment status monitoring, payment terminal monitoring device for transmitting the information on the item status of the store and the level of the store risk to the user terminal. According to claim 2,
The status of the stores for each item includes items related to all stores, normal sales stores, sales warning stores, payment terminal undriven stores, and standby stores, payment terminal monitoring device. According to claim 4,
Display unit for generating the identifier information displayed on the map based on the store information for each item of the store status by item,
Further comprising,
The communication unit is to transmit the identifier information to the user terminal, payment terminal monitoring device.

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