KR20190125201A - Cryptocurrency circulation method and system using personal data - Google Patents

Abstract

According to an embodiment of the present invention, a method for circulating cryptocurrency using personal information which is performed by a computer comprises the steps of: concluding a smart contract of paying cryptocurrency which is a price for use of personal information; receiving the personal information from a user terminal; and providing the received personal information or information processed based on the received personal information to a consumer device, wherein a price for provision of the received personal information or the processed information makes payment from a consumer based on real money.

Description

Method and system for circulating cryptocurrency through personal information {CRYPTOCURRENCY CIRCULATION METHOD AND SYSTEM USING PERSONAL DATA}

The present invention relates to a method and system for distributing cryptocurrency through personal information, and specifically, to issuing a blockchain-based cryptocurrency and including individuals and companies in the cryptocurrency ecosystem through personal information as a means of cryptocurrency. A method and system for distribution.

Globally, convergence of information and communication technology (ICT) and finance is spreading, and cross-border commerce is rapidly increasing, and financial transactions through online and mobile are also increasing. This trend triggers changes in the trading habits and environment of domestic and foreign consumers and industries.

In real money, electronic money was born on the basis of fintech, and now cryptocurrency was created on the blockchain. There are three major types of blockchain technology revolution, either present or future.

The Blockchain 1.0 Revolution is that blockchain technology can take advantage of reliable and decentralized Ledger. It can be a cryptocurrency and a service or system in which it is used. The most representative example is Bitcoin, developed by Satoshi Nakamoto.

Blockchain 2.0 is the next-generation runner of the blockchain industry.Blockchain technology enables the creation and trading of assets, such as stocks, mortgages, real estate, and contracts, beyond the exchange of digital money. Platforms based on the blockchain 2.0 protocol currently include Ripple, Ethereum, Counterparty, Ommi Layer, NXT, Open Transactions, Bit Shares, Open Assets, and Colored Coins. Ethereum supports the development and execution environment of decentralized applications (DApps), a general purpose decentralized application that can be deployed and executed on smart contracts and blockchain networks. Using the Ethereum blockchain platform means that it can go beyond issuing and exchanging encrypted digital currency to programmable digital currency.

Experts predict that the future of blockchain 3.0 will be used not only for money, finance, and market, but for society, government, health, science, and culture. In other words, it will be the era of the new Connected World of Computing, where all devices around the world will be bound together in a single network based on blockchain technology.

Ethereum, which represents blockchain 2.0 technology, started its service in July 2015, and the Ethereum Alliance (EEA: Enterprise Ethereum Alliance), a blockchain alliance based on Ethereum, was established and operated. It is becoming. EEA is an Ethereum-based blockchain technical research support cooperative company that launched the 'Open Source Blockchain Initiative' to provide information on Ethereum to its members and integrate it with technology of each company. The goal is to study the case. Many companies, including Intel, Microsoft, JP Morgan, UBS, Toyota, Samsung SDS, SK Telecom and O2Continentum, are members. .

Based on the Ethereum blockchain platform, the ERC20 protocol standard allows the creation of smart contracts in the solidity programming language to issue tokens, which are cryptocurrencies. In other words, anyone can issue design money according to the purpose of a particular industrial site. Smart contracts can be viewed as contracts in which a program is automatically executed when certain conditions are achieved according to pre-programmed rules between untrusted parties without having to go through a third party. The application can be applied to various fields such as finance, stocks, insurance, lottery, coupons, voting, culture, as well as contracts.

In the B2C O2O (Online to Offline) industrial environment, IT or ICT companies, companies that do business based on the Internet and mobile such as SNS and messenger, and companies that do financial business take, store and use personal information. In the event that the information is not properly compensated for, the personal information is occasionally leaked or hacked due to incomplete security technology, and individuals also receive inconvenience or unwanted advertisements through mobile devices. This exists. If a company intends to market a company's products based on personal information, they must receive a consent to use personal information or receive advertising information, and at the same time prepare compensation plans, and keep the personal information provided securely. something to do. And if you send or show an advertisement based on a customized service design to an individual, the marketing effect of the corporate product will be more efficient. Personalized information management and security, compensation for consent for use of personal information and consent for receiving advertising information, corporate advertisement based on customized service design, etc. are optimized and integrated into the platform used in the 4th industry. And if used, it is expected that transactions between individuals and businesses will be more active in the O2O industrial environment in the B2C field. Although social efforts are being made to use and utilize the above-mentioned cryptocurrencies in real life, in order to solve the social needs of cryptocurrency practical use, more platforms and systems that can conveniently use cryptocurrencies are developed and distributed. Should be.

United States Patent Application Publication No. 9,436,935

As mentioned above, although interest in cryptocurrency is increasing and people holding cryptocurrency are gradually increasing, it is still inconvenient to make a payment in offline real life using cryptocurrency. As a result, cryptocurrency has been recognized for its value as an investment target, but is being attacked a lot for the fact that its function is not performed smoothly. In order for a cryptocurrency to function as a currency, a circulation structure for the circulation of the cryptocurrency must be established, which is urgently needed.

The problem to be solved by the present invention is to provide a method and system for circulating cryptocurrency via personal information in order to create an ecosystem in which the issued cryptocurrency can be distributed when issuing a blockchain-based cryptocurrency. will be.

Another problem to be solved by the present invention is to generate a processed information suitable for the consumer by using personal information, and to obtain a real money from the consumer (company) using the processed information to provide to the user providing personal information. It is to provide a method and system for circulating cryptocurrency through the personal information that provides cryptocurrency.

Another problem to be solved by the present invention, by having a separate module for exchanging cryptocurrency into real money and real currency to cryptocurrency through the personal information that can activate the circulation of cryptocurrency It is to provide a method and system for circulating.

Problems to be solved by the present invention are not limited to the above-mentioned problems, and other problems not mentioned will be clearly understood by those skilled in the art from the following description.

Method for distributing cryptocurrency through the personal information according to an embodiment of the present invention for solving the above problems comprises the steps of: entering a smart contract to pay cryptocurrency in exchange for the use of personal information; Receiving personal information from a user terminal; Providing the consumer device with processed information based on the received personal information or the received personal information, the payment based on real currency from the consumer in exchange for the provision of the received personal information or the processed information; It is made, comprising the steps.

According to another aspect of the present invention, there is provided a method for distributing cryptocurrency, comprising: receiving an approval request for payment using a cryptocurrency of a user from a store terminal according to a purchase of the user offline; Exchanging the user's cryptocurrency for real currency; Providing real currency exchanged to an account associated with the shop terminal; And subtracting the cryptocurrency of the user who has been requested for approval.

Cryptocurrency distribution system for distributing cryptocurrency via personal information according to an embodiment of the present invention for solving the above problems, the received personal information from the user terminal and processed based on the received personal information An information management module for producing information and requesting payment of cryptocurrency to an electronic wallet designated by the user in exchange for the use of personal information received at all times; And receive the processed personal information from the information management module or the processed information based on the received personal information, and transmit the processed personal information to the consumer device, and the consumer in return for providing the received personal information or the processed information. When the payment based on the real currency is confirmed from the cash exchange unit to provide at least a portion of the real currency paid by the consumer to the cryptocurrency exchanged cryptocurrency to the information management module.

In the cryptocurrency distribution system according to another embodiment of the present invention for solving the above problems, a payment gateway for receiving an authorization request for payment using the cryptocurrency of the user from a store terminal in accordance with the purchase of the user offline And a coin-to-cash module for receiving the approval request from the payment gateway module and exchanging the cryptocurrency of the user into real money, wherein the payment gateway module exchanges the real money exchanged for an account associated with the store terminal. Provides and subtracts the cryptocurrency of the user requested for approval.

Other specific details of the invention are included in the detailed description and drawings.

According to the present invention, when a new cryptocurrency is issued based on the blockchain, an ecosystem in which the cryptocurrency can be distributed can be created.

According to the present invention, to generate a cryptocurrency to be paid to a user providing personal information by generating processed information suitable for the consumer using personal information and obtaining a real currency from the consumer (company) using the processed information. This allows the creation of an environment in which cryptocurrencies can be distributed by attracting individuals and businesses into the cryptocurrency ecosystem.

According to the present invention, since it has a separate module for exchanging cryptocurrency for real money and for exchanging real currency for cryptocurrency, it can contribute to increase the use of cryptocurrency by reducing the inconvenience caused by exchanging cryptocurrency.

Effects of the present invention are not limited to the effects mentioned above, and other effects not mentioned will be clearly understood by those skilled in the art from the following description.

Figure 1 shows the flow of cryptocurrencies and real currencies in the ecosystem in which cryptocurrencies are distributed.
Figure 2 shows the flow of cryptocurrency and real money in the information trading ecosystem included in the cryptocurrency distribution ecosystem.
Figure 3 shows the flow of cryptocurrency and real money in the payment ecosystem included in the cryptocurrency distribution ecosystem.
4 is a block diagram showing the configuration of a cryptocurrency distribution system.

Advantages and features of the present invention and methods for achieving them will be apparent with reference to the embodiments described below in detail with the accompanying drawings. However, the present invention is not limited to the embodiments disclosed below, but can be embodied in various different forms, and the present embodiments only make the disclosure of the present invention complete, and those of ordinary skill in the art to which the present invention belongs. It is provided to fully inform the skilled worker of the scope of the invention, which is defined only by the scope of the claims.

The terminology used herein is for the purpose of describing particular embodiments only and is not intended to be limiting of the invention. In this specification, the singular also includes the plural unless specifically stated otherwise in the phrase. As used herein, "comprises" and / or "comprising" does not exclude the presence or addition of one or more other components in addition to the mentioned components. Like reference numerals refer to like elements throughout, and "and / or" includes each and all combinations of one or more of the mentioned components. Although "first", "second", etc. are used to describe various components, these components are of course not limited by these terms. These terms are only used to distinguish one component from another. Therefore, of course, the first component mentioned below may be a second component within the technical spirit of the present invention.

Unless otherwise defined, all terms used in the present specification (including technical and scientific terms) may be used in a sense that can be commonly understood by those skilled in the art. In addition, terms that are defined in a commonly used dictionary are not ideally or excessively interpreted unless they are specifically defined clearly.

The spatially relative terms " below ", " beneath ", " lower ", " above ", " upper " It can be used to easily describe a component and its correlation with other components. Spatially relative terms are to be understood as including terms in different directions of components in use or operation in addition to the directions shown in the figures. For example, when flipping a component shown in the drawing, a component described as "below" or "beneath" of another component may be placed "above" the other component. Can be. Thus, the exemplary term "below" can encompass both an orientation of above and below. The components may be oriented in other directions as well, so that spatially relative terms may be interpreted according to the orientation.

The cryptocurrency referred to herein may be a cryptocurrency issued on a blockchain basis, for example, a cryptocurrency issued on an ERC20 protocol standard based on an Ethereum blockchain platform. More specifically, in creating a smart contract using Mist as a solidity programming language, and running Geth to distribute and execute the written contract, “contract O2OPay” and “contract O2OLife” , “Contract O2OContinuum”, “contract O2OCoin”, “contract O2OToken”, “contract O2OCoinToCashFlatform”, “contract O2OTokenToCashFlatform”, “contract O2OPaymentFlatform”, “contract O2OCashToCoinFlatform”, conCon OPOCash It may include.

However, the present invention is not limited thereto, and the cryptocurrency mentioned in the present specification is a platform based on the blockchain 2.0 protocol, Ripple, Counterparty, Ommi Layer, NXT, Open Transactions. It may also be a cryptocurrency issued on platforms such as Bit Shares, Open Assets, and Colored Coins.

Hereinafter, a method and a cryptocurrency distribution system for distributing cryptocurrency according to an embodiment of the present invention will be described with reference to FIGS. 1 to 4. Figure 1 shows the flow of cryptocurrency and real money in the ecosystem in which the cryptocurrency is distributed, Figure 2 shows the flow of cryptocurrency and real money in the information trading ecosystem included in the cryptocurrency distribution ecosystem, Figure 3 Shows the flow of cryptocurrency and real money in the payment ecosystem included in the cryptocurrency distribution ecosystem, Figure 4 is a block diagram showing the configuration of the cryptocurrency distribution system.

1 to 3, the cryptocurrency distribution ecosystem 100 is performed by a computer, and the configuration and the flow of cryptocurrencies and real currencies, which cryptocurrencies are distributed through personal information, are disclosed. The cryptocurrency distribution ecosystem 100 includes an information trading ecosystem 100a and a payment ecosystem 100b, the cryptocurrency distribution ecosystem 100 is a cryptocurrency distribution system and the information trading ecosystem 100a is an information trading system and a payment ecosystem. 100b may be a payment system.

The information trading ecosystem 100a is an ecosystem in which personal information and processed information are traded using cryptocurrencies and real currency. Information trading ecosystem 100a provides users with cryptocurrencies in exchange for the use of personal information (or in exchange for receiving advertisements) so that users (eg, individuals) can participate in information trading ecosystem 100a using cryptocurrencies. Attract. In addition, the information trading ecosystem 100a is provided with real money from the consumer (eg, a company) and induces the consumer to participate in the information trading ecosystem 100a using cryptocurrency by providing personal or processed information to the consumer. do.

That is, the information trading ecosystem 100a integrates users and consumers into the cryptocurrency ecosystem 100 through personal information, thereby creating an environment in which cryptocurrencies can be distributed.

Subsequently, the payment ecosystem 100b may create an environment in which the cryptocurrency is used in real life by having the cryptocurrency have a function of payment as a currency on or offline. Specifically, when a user with a cryptocurrency proceeds to purchase a product or service using a cryptocurrency in an offline store or online, the payment ecosystem 100b exchanges the cryptocurrency for real currency and provides it to the store for offline use. The use of cryptocurrency can facilitate payment by using cryptocurrency in the market.

In order to build the cryptocurrency distribution ecosystem 100, the user terminal 110, information management module 120, cash to coin module 130, consumer device 140, cryptocurrency exchange server 150, shop terminal The payment gateway module 170 and the coin-to-cache module 180 may be included in the cryptocurrency distribution ecosystem 100, and the user terminal 110 and the consumer device 140 may be a cryptocurrency distribution ecosystem 100. It may be the side participating rather than the operating side. Here, referring to FIG. 4, the cryptocurrency distribution system 200 may include an information management module 120, a cash-to-coin module 130, a payment gateway module 170, and a coin-to-cache module 180. The cryptocurrency distribution system 200 may be composed of at least one server.

The user terminal 110 may mean a wearable device having a mobile device, a smart watch, or a healthcare sensor that the user possesses, but the type of the terminal is not limited thereto. Here, the user individual has personal data (Static Data), name, gender, age, weight, height, blood type, health status, place of birth, place of residence and the like (dynamic data) purchase information, travel information, etc. In addition, the user can have the sensor information of the mobile device such as the position sensor, the temperature sensor, the acceleration sensor, and the information such as the position, heart rate, and step made from the wearable device with the personal smart watch or healthcare sensor. In this specification, information about a user is referred to as personal information.

IT or ICT companies, companies that produce general products, public institutions, hospitals, hotels, banks, shopping mall operators, and distribution companies want or collect personal information from these raw users for their commercial or public purposes. We want to use the information to obtain customized information about the consumer. However, personal information is often used without a consent process. In taking, storing, and using personal information, compensation is not properly compensated for, and the security technology is sometimes incomplete. Personal information is being leaked or hacked, and there are inconveniences that individuals receive unnecessary or unwanted advertisements through mobile devices.

The user may participate in the cryptocurrency distribution ecosystem 100 through the user terminal 110 to provide the personal information required by the consumer to the cryptocurrency distribution system 200 and receive the cryptocurrency as a reward. Here, the personal information received in the cryptocurrency distribution system 200 is securely managed because it is encrypted and stored based on the blockchain technology, and furthermore, since the user is rewarded for providing personal information, the cryptocurrency distribution ecosystem 100 There is a reason for the user to participate.

The information management module 120 receives personal information from the user terminal 110, produces processed information based on the received personal information, and encrypts the electronic wallet designated by the user in exchange for the use of the received personal information. Request payment of money. Additionally, the processed information based on the received personal information may be useful information to the consumer because the processed information is customized to the consumer using the received personal information constituting the big data.

That is, since the personal information collected from the user terminal 110 through the information management module 120 may be transformed into valuable information or services to the consumer, the information management module 120 is a cryptocurrency distribution ecosystem 100 It plays a role in attracting to.

The cash-to-coin module 130 receives processed information based on the received personal information or the received personal information from the information management module 120 and transmits the processed information to the consumer device 140, and receives the received personal information or processed information. When payment based on real currency is confirmed by the consumer in exchange for the provision of the at least part of the real currency paid by the consumer, the exchanged cryptocurrency may be provided to the information management module 120.

The consumer device 140 may be a device possessed by a consumer, such as an enterprise or an individual, who receives received personal information or processed information and pays real money in return for the received personal information or processed information. The consumer device 140 may be a server but a terminal.

Cryptocurrency exchange server 150 may be a server used in institutions that can trade various types of cryptocurrency.

The store terminal 160 may be a device located in a store capable of purchasing goods or services through a cryptocurrency offline. For example, the store terminal 160 may be a QR code reader, but is not limited thereto, and purchases a product or services through a cryptocurrency online. May be a server capable of. That is, in some embodiments, the store terminal 160 may be a server operated by a store to enable the purchase of goods or services through cryptocurrency online, and may perform all functions described offline.

The payment gateway (PG) module 170 may receive an approval request for payment using the user's cryptocurrency from the store terminal 160 according to the user's purchase on the offline. In addition, the payment gateway module 170 may provide a real currency exchanged to an account associated with the store terminal 160, and may subtract the cryptocurrency of the requested user from the wallet address of the corresponding user.

The coin-to-cache module 180 may receive an authorization request from the payment gateway module 170 and exchange the cryptocurrency of the user for real currency.

Next, with reference to Figs. 1 to 3, a method for circulating a cryptocurrency according to an embodiment of the present invention will be described. Here, the method of circulating cryptocurrency may be a method of circulating cryptocurrency through personal information performed by a computer, and each step may be performed in time series, but may be performed simultaneously.

First, before entering into a smart contract, the cryptocurrency distribution system 200 may issue a blockchain-based cryptocurrency. Here, the payment according to the smart contract may be performed with the issued cryptocurrency.

In addition, the cryptocurrency distribution system 200 may conclude a smart contract that pays cryptocurrency in exchange for the use of personal information.

Here, there may be various embodiments for fastening the smart contract.

For example, signing a smart contract may include registering a member through a predetermined web or app in the user terminal 110 and agreeing to use personal information. The cryptocurrency distribution system 200 may pay the cryptocurrency to the user as a reward for this.

Here, the personal information may include personally unique information, name, gender, age, weight, height, blood type, health status, place of birth, place of residence, but is not limited thereto.

For example, signing the smart contract may include agreeing to use personal information collected by the user terminal 110.

Specifically, the personal information collected by the user terminal 110 may be personal information collected by a sensor in the user terminal 110 or an external sensor linked to the user terminal 110. In addition, the personal information collected by the user terminal 110 may be payment history information collected by the user terminal 110.

Here, the personal information may include fluid information of the individual, that is, purchase information, travel information, and the like, and may include sensor information of the mobile device, that is, information such as a position sensor, a temperature sensor, an acceleration sensor, and a smart watch or health It may include information such as location, heart rate, and steps made from a wearable device having a care sensor.

In some embodiments, signing the smart contract may further include paying the cryptocurrency in exchange for receiving the advertising information in addition to paying the cryptocurrency for the use of the personal information. In other words, signing the smart contract may include agreeing to receive advertisement information from the user terminal 110.

Here, the advertisement information is advertisement information provided from the consumer, and the advertisement information may be generated by using a customized service design as processed information generated by the information management module 120.

Specifically, the user may be provided with a cryptocurrency as a reward for receiving the advertisement information after executing the advertisement information receiving consent process by a messenger or an e-mail with a mobile terminal, a PC or an SNS. In addition, after executing the advertisement information receiving consent process through the Bluetooth communication through the mobile app of the personal mobile, it may be provided with a cryptocurrency as a reward of receiving the advertisement information.

Specifically, in the conclusion of the smart contract, the agreement of the advertisement information to be received by the user terminal 110 is the agreement of the event information to be received as the advertisement information to the user terminal 110 and the cryptocurrency. The distribution system 200 may request payment of a cryptocurrency to an electronic wallet designated by a user who provides personal information based on a smart contract when the user is determined to attend an event according to the event information.

In addition, the cryptocurrency distribution system 200 may receive personal information from the user terminal 110. Here, after executing the use agreement process for the personal information, the received personal information may be encrypted and stored based on the blockchain technology. Therefore, according to the cryptocurrency distribution system 200 according to the embodiment of the present invention, it is possible to secure storage of personal information.

The cryptocurrency distribution system 200 may provide the consumer device 140 with processed information based on the received personal information or the received personal information. Here, payment may be made based on real money from the consumer device 140 in exchange for providing the received personal information or processed information.

In this case, the processed information based on the received personal information may be information customized to the consumer using the received personal information constituting the big data.

That is, if the amount of collected personal information is accumulated in large quantities, the cryptocurrency distribution system 200 retains big data. Therefore, it is possible to create a customized service design required by the consumer device 140 such as an individual, a company, or an institution based on predictable data through big data analysis using an artificial intelligence algorithm. For example, the personalized processed information, the customized service design may be a kind of marketing material or a report on consumer taste, but is not limited thereto.

Since the customized service design may be provided to the consumer device 140 to increase the sales and profits of the company, the consumer who is provided with the service design as described above may pay the price in real money. As a current consumer as a situation in which a company cannot legally hold a cryptocurrency, a real currency other than a cryptocurrency may be provided through the consumer device 140 in return. According to the cryptocurrency distribution system 200 of the present invention, since the real currency is received from the consumer, the real currency can be introduced into the cryptocurrency distribution ecosystem 100, and the real currency is used from the cryptocurrency exchange server 150. By purchasing cryptocurrency, a virtuous cycle of cryptocurrency distribution can be created. In addition, the cryptocurrency distribution system 200 may exchange at least some of the real currency paid by the consumer for the cryptocurrency. Here, since the exchanged cryptocurrency can be used for cryptocurrency payment based on the smart contract, according to this virtuous cycle structure, the cryptocurrency distribution system 200 can secure sufficient funds for compensation for the user.

On the other hand, the cryptocurrency distribution system 200 to exchange the real currency into cryptocurrency, may include providing the real currency to the cryptocurrency exchange server 150 and receiving the cryptocurrency corresponding to the provided real currency.

In addition, the cryptocurrency distribution system 200 may request the payment of the cryptocurrency so that the cryptocurrency may be paid to the electronic wallet designated by the user who provides the personal information based on the smart contract.

In addition, the cryptocurrency distribution system 200 may receive a request for approval for payment using the cryptocurrency of the user from the store terminal 160 according to the purchase of a product or service on the user's offline or online.

Here, the user can purchase goods or services offline using cryptocurrency as a reward received through the provision of personal information, and for this purpose, the store must have a payment system of cryptocurrency. That is, the store may hold the store terminal 160 as a payment terminal including a QR code reader that reads a mobile cryptocurrency QR code used by an individual when the user pays with a cryptocurrency.

In some embodiments, the payment gateway module 170 may be operated in each country so that the cryptocurrency can be used in all countries where the QR code reader is installed as the store terminal 160.

In some embodiments, the cryptocurrency distribution system 200 may be integrated by operating a QR code-based electronic money payment system, a credit card or debit card payment system, or a mobile bar code payment system. In addition, a QR code-based electronic money payment system, a credit card or debit card payment system, or a mobile bar code payment system may be combined and operated by combining a cryptocurrency payment system.

In some embodiments, the method may include payment of a portion of the payment request amount in cryptocurrency, payment of the remaining amount in electronic money, credit or debit card, or mobile bar code.

On the other hand, the user can purchase goods or services online using cryptocurrency as a reward received through the provision of personal information, for this purpose, the online store must have a payment system of cryptocurrency.

In addition, the cryptocurrency distribution system 200 may exchange the user's cryptocurrency with real currency. Specifically, the cryptocurrency distribution system 200 may provide a cryptocurrency to the cryptocurrency exchange server 150 and receive a real currency corresponding to the provided cryptocurrency.

That is, the cryptocurrency distribution system 200 exchanges the cryptocurrency into real currency in order to pay the real currency to the store terminal 160 according to an approval request for payment using the cryptocurrency.

In addition, the cryptocurrency distribution system 200 may provide a real currency exchanged to an account associated with the store terminal 160.

In addition, the cryptocurrency distribution system 200 may subtract the cryptocurrency of the requested user from the wallet address of the user.

According to the cryptocurrency distribution system 200 of the present invention, by having a payment system that can be used freely when a user who receives a cryptocurrency in purchasing goods or services in exchange for providing personal information, it increases the utility value of the cryptocurrency It can be widely distributed and at the same time motivate the user to continuously provide personal information to the cryptocurrency distribution system 200 to create a virtuous cycle of cryptocurrency distribution.

The steps of a method or algorithm described in connection with an embodiment of the present invention may be implemented directly in hardware, in a software module executed by hardware, or by a combination thereof. Software modules may include random access memory (RAM), read only memory (ROM), erasable programmable ROM (EPROM), electrically erasable programmable ROM (EEPROM), flash memory, hard disk, removable disk, CD-ROM, or It may reside in any form of computer readable recording medium well known in the art.

In the above, embodiments of the present invention have been described with reference to the accompanying drawings, but those skilled in the art to which the present invention pertains may implement the present invention in other specific forms without changing the technical spirit or essential features. I can understand that. Therefore, it should be understood that the embodiments described above are exemplary in all respects and not restrictive.

100: Cryptocurrency Distribution Ecosystem 200: cryptocurrency distribution system

Claims (8)

In the method of circulating cryptocurrency through the personal information performed by a computer,
Signing a smart contract that pays cryptocurrency in exchange for the use of personal information for the user;
Receiving personal information about the user;
Providing the consumer device with processed information based on the received personal information or the received personal information, the payment based on real currency from the consumer in exchange for the provision of the received personal information or the processed information; Step is made
How to distribute the cryptocurrency via the personal information including a. The method of claim 1,
Requesting payment of a cryptocurrency to an electronic wallet designated by a user providing the personal information based on the smart contract
It further comprises a method of circulating cryptocurrency. The method of claim 2,
Exchanging at least a portion of real currency paid by the consumer for cryptocurrency
More,
At least a portion of the exchanged cryptocurrency is used for cryptocurrency payment based on the smart contract. The method of claim 1,
In the step of fastening the smart contract,
In addition to paying cryptocurrency in exchange for the use of personal information, the method further includes providing cryptocurrency in exchange for receiving advertisement information.
The step of fastening the smart contract,
And agreeing that advertisement information is received at the user terminal. The method of claim 1,
Issuing a blockchain-based cryptocurrency before entering into the smart contract
More,
The payment according to the smart contract is made of the issued cryptocurrency, the method of circulating cryptocurrency. The method of claim 1,
The processed information based on the received personal information,
And the personalized information about the consumer using the received personal information constituting the big data. The method of claim 3,
Receiving an approval request for payment using a user's cryptocurrency from a store terminal according to a purchase of a product or service of the user terminal;
Exchanging the user's cryptocurrency for real currency, comprising providing a cryptocurrency to a cryptocurrency exchange server and receiving a real currency corresponding to the provided cryptocurrency;
Providing real currency exchanged to an account associated with the store terminal;
Deducting the cryptocurrency of the user who has been requested for approval
Method for circulating cryptocurrency further comprising. The method of claim 7, wherein
Receiving a request for approval for payment using a user's cryptocurrency from a store terminal according to a purchase of a product or service of the user terminal,
The payment gateway module receives the approval request for payment using the user's cryptocurrency from the store terminal according to the purchase of goods or services of the user terminal.
The step of exchanging the cryptocurrency of the user into real currency is the step of the payment gateway module exchanging the cryptocurrency of the user into real currency,
Providing the real currency exchanged to the account associated with the store terminal is the step of providing the real currency exchanged to the account associated with the store terminal, the payment gateway module,
Subtracting the cryptocurrency of the requested user is the step of the payment gateway module deducting the cryptocurrency of the requested user.

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