KR20190121417A - Method and system for securitizing assets using edi - Google Patents

Abstract

Embodiments of the present disclosure relate to a method of securitizing assets through an electric data interchange (EDI) and an electronic device and a system using the method. According to an embodiment of the present invention, a first server securitizing assets through an electronic data interchange (EDI) includes: a communication interface; and a processor electrically connected with the communication interface. The processor can be set to access a network connected with at least one among a first terminal, a second terminal and a second server through the communication interface; to confirm whether a claim file created by the first terminal is delivered to the second server through the network; to receive at least one datum included in a created notification letter file and an image related with the notification letter if the notification letter is created in the second server based on the claim file; and to provide a first money source of a payment claimed through the claim file to the second terminal within a first period after the delivery of the claim file to the second server based on the image and the datum.

Description

Asset securitization method and system using EDI {METHOD AND SYSTEM FOR SECURITIZING ASSETS USING EDI}

The present invention relates to a method of securitizing an asset using electronic data interchange (EDI), and to an electronic device and a system using the method.

The division of medicine currently in operation in Korea is a division of labor system that allows pharmacists to prepare and sell medicines based on the diagnosis and prescription of medicines by preventing the misuse of drugs and inducing checks and cooperation between doctors and pharmacists. It contributes to increased safety and publicity.

On the other hand, doctors and pharmacists (hereafter, nursing organizations) provide medical services and medicines belonging to a salary according to the division of medicine to patients, and then conserve some of the medical expenses from the National Health Insurance Service. I can receive it. For example, a nursing institution may receive 30% of medical expenses from a patient in the name of copayment after providing medical services or medicines, and 70% of the medical expenses may be provided by the corporation upon request. However, when excessive medical expenses are charged, the financial health of the Corporation may be impaired. When the actual transaction price that reimburses only the amount actually paid for the purchase of medicines by the nursing institution within the predetermined upper limit, the repayment system is similar to the medical division of labor. Was introduced. Indeed, in the early days of the real transaction price repayment system, drug price profits were excluded from medical expenses, making low-cost claims and stabilizing the government's finances.

However, under the real price repayment system, the so-called maximum price trading practice began to be formed, in which a nursing agency has no incentive to purchase drugs at low prices. For example, under a reimbursement system, medical institutions and drug wholesalers collaborate to include the costs of illegal rebates in medical expenses, or to include in the medical expenses the intermediate fees incurred by a nursing agency operating a pharmaceutical wholesaler directly. This has inflated medical costs. In addition, in some cases, instead of supplying pharmaceuticals at their maximum prices, drug wholesalers have begun to develop practices that provide extended periods of payment to nursing agencies.

As the medical bills are inflated and billed as above, the financial health of the corporation is deteriorated and the welfare benefits cannot be provided to many people. In addition, as the payment period is extended in practice, various problems have occurred socially, such as a bankruptcy of a drug wholesaler whose cash flow is not smooth.

Recently, in order to solve the above-mentioned problems, legislation to legalize rebates paid under certain conditions has been enacted, and examples can be found in the Medical Law Enforcement Rule and the Pharmacist Law Enforcement Rule. For example, a pharmaceutical wholesaler may provide a medical institution with a "cost discount under payment terms (Article 16-2, Annex 2-3)", and a financial company may provide a medical institution with a "credit card or debit card." The number of points earned for use (Article 44.4 Annex 2 of the Enforcement Regulations of the Pharmaceutical Affairs Act) may be provided. Under these circumstances, legal incentives, such as discounts or credit points, can be used to encourage card use by nursing agencies, resulting in a reduction in payment deadlines for drugs and medical devices and the elimination of illegal rebates. It became.

However, the system to support the payment method according to the legislation is still inadequate. Accordingly, when a nursing institution completes payment by a designated means within a designated date, the development of a financial system that can automatically provide incentives as required by law is required.

The present invention has been made to propose a method of liquidating assets, an electronic device and a system operated according to the method as a means for solving the above problems.

According to an embodiment of the present invention, a first server for fluidizing assets by using electronic data interchange (EDI) includes a communication interface and a processor electrically connected to the communication interface, and the processor may be configured to communicate with the communication interface. At least one of a first terminal, a second terminal, and a second server is connected to a network to which the billing file generated at the first terminal is delivered to the second server through the network, and the second server is checked. When the server generates the notification file based on the billing file, receiving at least one data included in the generated notification file and an image associated with the notification file, and based on the at least one data and the image. , The first of the payments charged through the billing file; It may be set to provide to the second terminal within a first period after being delivered to the second server.

According to an embodiment of the present invention, a method for controlling a first server for fluidizing assets by using electronic data interchange (EDI) includes: a first terminal, a second terminal, and a second server through a communication interface of the first server. At least one of connecting to a connected network, checking whether a billing file generated at the first terminal is transmitted to the second server through the network, and a notification form based on the billing file at the second server. When generating a file, receiving at least one data contained in the generated notification file and an image associated with the notification file and payment based on the at least one data and the image; The first fund of the payment is transferred to the second terminal within a first period after the billing file is delivered to the second server. May include providing an operation.

According to an embodiment of the present invention, a system for liquidating assets using electronic data interchange (EDI) includes a first terminal, a second terminal, a first server, and a second server connected through a network, wherein the first server The terminal stores first information about a medical item brought into or taken out of the nursing institution, or a medical service provided by the nursing institution, and includes a nursing care payment cost based on at least one of the stored first information. And generating a billing file, and transferring the generated billing file to the second server, wherein the second terminal stores second information about the medical article supplied to the nursing institution and stores the billing file. Acquiring a fund for a medical article supplied to the care institution from at least one of the first terminal and the first server based on second information; The second server may generate a notification file corresponding to the claim file based on the claim file received from the first terminal, and provide the care payment cost to the first server. And the first server is configured to receive at least one data contained in the notification file and an image associated with the notification file in response to the notification file being generated at the second server, and to obtain the care information obtained from the second server. At least a portion of the salary costs may be provided to the second terminal based on the at least one data and the image.

According to various embodiments of the present disclosure, the cash flow between the subjects belonging to the logistics system may be improved as the payment due date between the care institution and the pharmaceutical wholesaler is shortened.

According to various embodiments of the present disclosure, an illegal rebate payment may be eliminated as a method and a system for legally paying a rebate to a nursing institution are provided. It can also restore the financial health of the National Health Insurance Corporation and provide health care for more patients.

According to various embodiments of the present disclosure, a bond based on credit of the National Health Insurance Corporation may be liquidated through structured finance and supplied on the market. As such, high credit ratings and large-capacity bonds are liquidized, low-priced funds can be supplied to the market, contributing to the revitalization of the economy, and unnecessary financial expenditures (e.g., interest, etc.) caused by delayed payments can be reduced. have. This reduction in unnecessary financial expenditure can lead to a reduction in medical expenses, which can contribute to the quality of medical services.

1 is a block diagram illustrating a structure of a first server according to various embodiments of the present disclosure.
2 illustrates a system for liquidating assets by using EDI according to various embodiments of the present disclosure.
3A to 3B are diagrams for describing a first method of liquidating assets using EDI according to various embodiments of the present disclosure.
FIG. 4 is a diagram for describing a second method of liquidating assets using EDI according to various embodiments of the present disclosure.
5 is a flowchart illustrating a method of generating a billing file and checking an error in a first terminal according to various embodiments of the present disclosure.
6A to 6E are diagrams for describing an interface of a program that can be used when generating a billing file and checking an error in a first terminal according to various embodiments of the present disclosure.
7 is a flowchart illustrating a process of generating a notification in response to a request for a request by a second server according to various embodiments of the present disclosure.
8 is a view showing a notification generated in the second server according to an embodiment of the present invention.
9 is a flowchart illustrating a method of liquidating assets using EDI in a first server according to an embodiment of the present invention.

DETAILED DESCRIPTION Hereinafter, exemplary embodiments of the present disclosure will be described in detail with reference to the accompanying drawings so that those skilled in the art may easily practice the present disclosure.

As those skilled in the art would realize, the described embodiments may be modified in various different ways, all without departing from the spirit or scope of the present invention. It is apparent that various modifications may be made without departing from the technical scope of the present invention. In describing the embodiments, descriptions of technical contents which are widely known in the technical field to which the present invention belongs and are not directly related to the technical gist of the present invention will be omitted. The terms used in the embodiments are merely selected appropriate terms in describing the embodiments, and descriptions thereof do not limit the terms and expressions used in the claims. Therefore, it is obvious that the present invention may be replaced by terms or expressions considered to be equivalent in the art.

In addition, when a part is said to "include" a certain component, this means that it may further include other components, except to exclude other components unless otherwise stated.

On the other hand, the same components in the accompanying drawings are represented by the same reference numerals. In the accompanying drawings, some components may be exaggerated, omitted, or schematically illustrated. This is to clarify the gist of the present invention by omitting unnecessary description that is not related to the gist of the present invention. Hereinafter, exemplary embodiments of the present invention will be described in detail with reference to the accompanying drawings.

1 is a block diagram illustrating a structure of a first server 100 according to various embodiments of the present disclosure. According to various embodiments of the present disclosure, the first server 100 may include at least one of the processor 110, the communication interface 120, and the memory 130.

The communication interface 120 may be connected to an external electronic device through a network. To this end, the communication interface 120 may include a wireless communication module (eg, a cellular communication module, a short range wireless communication module) or a wired communication module (eg, a local area network (LAN) communication module). The communication interface 120 may receive at least one signal from an external electronic device connected through a network and transmit the signal to the processor 110, or may transmit a signal generated by the processor 110 to an external electronic device connected through a network.

The memory 130 may store at least one data generated by the processor 110 or obtained through the communication interface 120. The memory 130 may include a volatile memory device or a nonvolatile memory device.

The processor 110 may control the communication interface 120 and the memory 130. For example, the processor 110 may drive software to control the communication interface 120 or the memory 130 connected to the processor 110 and perform various data processing and operations. In addition, the processor 110 may load and process a command or data received from the communication interface 120, and then store the result data in the memory 130.

According to an embodiment of the present disclosure, the first server 100 may be an electronic device under the control of an operator providing a financial structuring platform for liquidating assets such as bonds. The first server 100 may obtain information necessary for securitizing an asset such as a bond from an external electronic device, and secure a financial source based on the obtained information. In addition, the first server 100 may provide at least some of the secured funds to the designated electronic device.

For example, the processor 110 of the first server 100 may receive information related to a bond transfer and acceptance of a bond from at least one external electronic device through the communication interface 120. Based on the received information, the processor 110 may check the value of the bond and the credit rating of the institution that issued the bond, and then calculate a financial source that can be liquidated through the bond. The processor 110 may provide at least some of the calculated funds to the designated electronic device. At this time, in order to provide a cash source to a designated electronic device, a method such as electronic money transfer or electronic payment may be used.

Meanwhile, the processor 110 may transmit the calculated information about the money source and the bond to a server of a financial institution (eg, a securities company, a bank, a card company, etc.) that has been previously agreed to secure the money source to be provided to the designated electronic device. . According to an embodiment of the present disclosure, the server of the financial institution may execute a loan based on the information received from the first server 100, and the money source according to the loan execution may be provided directly to the designated electronic device from the server of the financial institution or the first. It may be provided via the server 100.

According to another embodiment, the first server 100 may be a server of a financial institution. In this case, the processor 110 of the first server 100 may calculate a fund that can be liquidated through a bond, and then execute a loan according to the calculated fund, and at least a portion of the fund that executed the loan is assigned to the electronic device. Can be provided directly.

2 illustrates a system for liquidating assets by using EDI according to various embodiments of the present disclosure.

The system according to various embodiments of the present disclosure may include at least one of the first server 100, the second server 200, the first terminal 210, and the second terminal 220. The first server 100, the second server 200, the first terminal 210, and the second terminal 220 included in the system are at least some of the components of the first server 100 shown in FIG. 1. It may include. In addition, the first server 100, the second server 200, the first terminal 210, and the second terminal 220 included in the system may be connected to each other by wire or wirelessly through a network.

The first server 100 may secure a fund by liquidating assets such as a bond and provide the secured fund to an external electronic device. According to an embodiment of the present disclosure, the first server 100 may be a server of an operator providing a financial structuring platform or a server of a financial institution.

The second server 200 may examine a salary detail of medical expenses billed from one or more electronic devices, and may provide a cash payment according to the examination result. According to an embodiment of the present disclosure, the second server 200 may be a server of the National Health Insurance Service or a server of a health insurance review and evaluation agent.

The first terminal 210 may store information related to medicines or medical services provided to the patient, and generate a billing file according to the stored information. The first terminal 210 may be connected to a network through wired or wireless communication to communicate with other electronic devices. According to an embodiment of the present disclosure, the first terminal 210 may be an electronic device provided in a nursing institution (eg, a pharmacy, a hospital, a clinic, etc.).

The second terminal 220 may store information related to a medicine or a medical device supplied to a nursing institution, and receive money from an external electronic device based on the stored information. The second terminal 220 may be connected to a network through wired or wireless communication to communicate with other electronic devices. According to an embodiment, the second terminal 220 may be an electronic device provided in a pharmaceutical wholesaler (eg, a pharmaceutical company, a medical device company, etc.).

According to various embodiments of the present disclosure, the system may include at least one electronic device of the first server 100, the second server 200, the first terminal 210, and the second terminal 220. . For example, the first terminal 210 may be interpreted as including a plurality of electronic devices provided in each of the plurality of nursing institutions.

3A to 3B are diagrams for describing a first method of liquidating assets using EDI according to various embodiments of the present disclosure. According to various embodiments of the present disclosure, the subject performing the first method may be a processor included in each of the first server 100, the second server 200, the first terminal 210, and the second terminal 220. have.

In operation 301, the second terminal 220 may transmit the supply item information to the first terminal 210. In operation 303, the second terminal 220 may transmit the supply item information to the first server 100. For example, the second terminal 220 provided to a wholesaler of medicines may receive a request related to supply of a medicine or a medical device from the first terminal 210 provided to a nursing institution. The drug wholesaler may supply the medicine or the medical device to the nursing institution based on the request received through the second terminal 220, and may input the supply goods information supplied to the nursing institution through the second terminal 220. . The second terminal 220 may store the supply goods information input through the input / output device, and transmit the stored supply goods information to at least one of the first terminal 210 and the first server 100.

In operation 305, the first terminal 210 may generate a billing file and check the generated billing file. Here, the claim file is a national health insurance corporation after being generated in the first terminal 210 of the nursing institution in order to preserve the medical care benefits prescribed by the National Health Insurance Act from the National Health Insurance Corporation (including the health insurance review and evaluation officer). This may mean a file submitted to the second server 200. According to an embodiment of the present disclosure, the first terminal 210 may generate a billing file by using medicine information and medical service information provided to the patient, and supply goods information received from the second terminal 220. For example, the first terminal 210 may determine the amount to be billed to the National Health Insurance Corporation by using the quantity of the medicine provided to the patient and the supply price of the medicine included in the supply information, and the claim file including the determined amount Can be generated. Meanwhile, the claim file may be generated using a program distributed through the National Health Insurance Corporation or a private company and installed in the first terminal 210 or may be generated using an interface provided through the web page of the National Health Insurance Corporation. .

In addition, the first terminal 210 may check whether the generated billing file is suitable for delivery to the second server 200. The first terminal 210 may determine whether there is an error in the billing file by using a program installed in the first terminal 210, and then output the determination result through a display device (not shown). If it is determined that the error found in the claim file is curable, the first terminal 210 may provide the user with a method of correcting the found error along with the error details. On the other hand, if it is determined that the error found in the claim file is not curable, the first terminal 210 may propose to remove the found error. If an error is no longer found in the billing file by the modification or removal, the billing file may be determined to be in a state capable of requesting a preliminary check to the second server 200.

In operation 307, the first terminal 210 may request the second server 200 to pre-check the billing file. Here, the preliminary check is a function that can be selectively used before requesting the actual examination, and for the purpose of receiving the result expected when the actual examination is requested by transferring the generated billing file to the second server 200. Can be performed. When the billing file is received together with the preliminary check request, the second server 200 may perform preliminary check on the billing file. In addition, the second server 200 may generate a preliminary inspection result file as a result of performing the preliminary inspection.

According to an embodiment, in operation 309, the second server 200 may transfer the preliminary inspection result file generated as a result of performing the preliminary inspection to the first terminal 210. In operation 311, the second server 200 may transmit the preliminary check result file to the first server 100. According to various embodiments of the present disclosure, when the preliminary check result file is transferred from the second server 200 to the first terminal 210 in operation 309, in operation 311, the first terminal 210 may transmit the second server 200. The preliminary check result file received from the user may be transferred to the first server 100.

In operation 313, the first server 100 may calculate the prepaid amount based on the preliminary check result file received from the second server 200 or the first terminal 210. For example, the first server 100 may check the money source that can be preserved from the National Health Insurance Corporation within a specified date, based on the information included in the preliminary inspection result file. The first server 100 may calculate a prepaid amount with reference to the confirmed financial institution and then transfer the calculation result to a server (not shown) of a financial institution that has been previously agreed to secure the financial institution according to the calculation result. Subsequently, the first server 100 may be provided with a cash source according to the calculation result from the server of the financial institution. According to various embodiments, the first server 100 may be a server of a financial institution. In this case, the first server 100 may secure itself a fund according to the calculation result.

In operation 315, the first server 100 may provide the second terminal 220 with at least a portion of the secured funds according to the calculation result within a specified period. Here, the designated period may be determined according to the law or by contract between the entities operating the system. According to one embodiment, the specified period may be determined to be within 48 hours from when the billing file is delivered to the second server 200 in operation 319. In general, since operations 307, 309 and 319 are performed continuously within a short time (for example, 5 to 10 minutes), eventually, the first server 100 operates within about 48 hours from when the pre-check result file is received in operation 311. According to 315, the second terminal 220 may be set to provide a cash source. The second terminal 220 may determine the adequacy of the money source provided from the first server 100 according to operation 315 based on the supply goods information transmitted to the external electronic device in operations 301 and 303. For example, the second terminal 220 may check the price for the medicine or the medical device delivered to the nursing institution on the basis of the supply item information, and determine whether a money source corresponding to the confirmed price is provided from the first server 100. can do.

If it is determined that an appropriate funding source is provided from the first server 100, in operation 317, the second terminal 220 may provide a fee to the first server 100. Fees may include discounts or credit points that may be legally provided to nursing agencies as required by law. For example, as provided in the Enforcement Regulations of the Medical Law, if a fund under Act 315 is provided within one month from the date of a transaction (in the case of payment of a drug transaction amount in units of one month in a continuous transaction, the date is halfway between that period). A payment corresponding to 1.8 percent of the transaction amount may be provided to the first server 100 as a fee. Alternatively, as prescribed in the Pharmacist Law Enforcement Rule, when the payment is made with a designated credit or debit card, a credit point corresponding to 1 percent of the payment amount may be provided to the first server 100 as a fee. In addition, the fee may include a usage fee of the system according to the present invention.

Meanwhile, in operation 319, the first terminal 210 may transfer the billing file to the second server 200 to request the maintenance of medical expenses. In response to the claim file being received, the second server 200 may initiate a review of the claim file. According to an embodiment of the present disclosure, the second server 200 may check whether there is a format error in the received claim file. In addition, the second server 200 may check the details of the details of the claims filed through the claim file, and may determine the details that are determined to be no problem in the future payment. For example, the second server 200 may screen the details that should be preserved by the National Health Insurance Service among the details of the claims filed through the claim file, and then examine whether the appropriate details are billed for the selected details. .

In operation 321, the second server 200 may generate a notification file for the received claim file, based on the examination result. The notification file may include the audit commencement information (eg, audit order, receipt number, etc.) for the claim file, the recipient information, the claim, and the audit decision.

In operation 323, the second server 200 may deliver the generated notification file to the first terminal 210. In operation 325, the second server 200 may transmit the generated notification file and the image file associated with the notification file to the first server 100. According to an embodiment of the present disclosure, the image file transferred to the first server 100 may capture an execution screen of the notification file. For example, after generating the notification file, the second server 200 may execute the notification file to further generate an image file associated with the generated notification file. After executing the generated notification file, the second server 200 may capture an execution screen of the displayed notification file through a display device (eg, a display), and thereby generate an image file associated with the notification file. Since the generated image file can no longer be modified, it can be used as evidence for determining whether further modification or manipulation has occurred in the generated notification file. On the other hand, those skilled in the art will readily understand that various methods besides capturing the screen may be used as a method of generating an image file associated with the notification file. In addition, according to various embodiments of the present disclosure, if the file has a format capable of confirming the authenticity of the notification file, the image file may be transferred to the first server 100 in place of the image file. Furthermore, if the notification file is generated once, it can be generated in a form that can no longer be modified or manipulated, and only the notification file may be delivered to the first server 100.

According to various embodiments of the present disclosure, at least one of the notification file and the image file transmitted to the first server 100 determines whether the first server 100 determines the appropriateness of the prepaid amount calculated according to operation 313 or according to operation 329. It can be used as a reference when performing settlement. On the other hand, the first server 100 may not use the image file to simplify the task, and may process instructions related to the source using only the data, such as the notification file.

In operation 327, the second server 200 may provide the payment price determined to the first server 100 based on the determination result of the claim file.

In operation 329, the first server 100 may settle the money provided to the second terminal 220, the fee provided from the second terminal 220, and the payment price provided from the second server 200.

In operation 331, the first server 100 may deduct the amount of money provided to the second terminal 220 from the payment price provided from the second server 200, after which at least a portion of the balance is deducted from the first terminal 210. Can be provided as On the other hand, when the payment amount provided from the second server 200 is less than the amount provided to the second terminal 220, the first server 100 may be charged by the first terminal 210 to receive the difference.

According to various embodiments of the present disclosure, the first terminal 210 sends a billing claim for the payment to the first server so that the payment generated by the billing of the first terminal 210 is provided to the first server 100. Can be transferred to 100. To this end, the first terminal 210 may transmit the information related to the transfer of the claim bond for the payment price to the first server 100. In addition, the first terminal 210 may notify the second server 200 of information related to the transfer of the claim bond for the payment. In addition, the second server 200 may transmit the information related to the acceptance of the transfer to the first server 100 in response to the notification of the information related to the transfer. According to one embodiment, depending on the contract, the claim may be inclusive for a specified period of time (e.g. 5 years), whereby notice of the assignment of the bond and the acceptance of the bond transfer are set to be performed only once before the start of the specified period. Can be.

According to various embodiments of the present disclosure, the money provided to the second terminal 220 in operation 315 may be set to be automatically delivered to the third terminal (not shown) via the second terminal 220. Alternatively, in operation 315, the first server 100 may directly transfer the money to be provided to the second terminal 220 to the third terminal instead of the second terminal 220. Here, the third terminal may refer to a terminal provided in a pharmaceutical company or a medical device manufacturing company, and the pharmaceutical company or the medical device manufacturing company supplies a medicine or a medical device to a pharmaceutical wholesaler provided with the second terminal 220. It can mean a subject. For example, the second terminal 220 provided to a wholesaler of medicines may receive a request related to supply of a medicine or a medical device from the first terminal 210 provided to a nursing institution. In addition, the third terminal provided in the pharmaceutical company or the medical device manufacturing company transmits a request related to the supply of the medicine or the medical device received from the first terminal 210 through the second terminal 220 provided in the drug wholesaler. I can receive it. The pharmaceutical company or the medical device manufacturing company may supply the medicine or the medical device to the pharmaceutical wholesaler based on the request received through the third terminal, and input the supply goods information supplied to the pharmaceutical wholesaler through the third terminal. According to the present embodiment, since the money source to be delivered from the first terminal 210 to the third terminal via the second terminal 220 is fluidized through the first server 100 and then transferred directly to the third terminal. Fund flows can be improved.

According to various embodiments of the present disclosure, the first server 100 obtains a money source corresponding to the real currency from the server of the financial company or issues an electronic money (or virtual currency) according to the claim, based on the claim bond for the payment price. can do. For example, when there is a loan request based on a claim bond for a payment price from the first server 100, the server of the financial company may loan a corresponding amount and provide it to the first server 100. Alternatively, the first server 100 may issue an electronic money circulating through the system disclosed in the present document, based on the claim bond for the settlement price. On the other hand, since the issued electronic money is issued based on the claims receivable for the settlement price, there is a refund to real money. In addition, since the creditworthiness of the electronic money can be determined according to the creditworthiness of the claim bond for the settlement price, if the creditworthiness of the claim bond is high, the creditworthiness of the electronic money based on this can be recognized.

Meanwhile, some of the operations disclosed in FIG. 3A may be omitted or repeated a plurality of times. In addition, each of the operations disclosed in FIG. 3A is appropriate to be considered as an embodiment, and it should be understood that one operation cannot be interpreted as being limited to another operation.

3B illustrates operations performed through the first terminal 210 from the first business day to the thirtieth business day. According to an embodiment of the present disclosure, the first terminal 210 may be configured to accumulate medical expenses incurred every business day and then charge the accumulated medical expenses at the end of each month. For example, an EDI claim file 331 that can be claimed through EDI may be generated through the first terminal 210 every business day. On the other hand, each time the EDI claim file 331 is generated, it can be seen that the EDI claim bond 332 corresponding to the EDI claim file 331 is automatically generated.

According to an embodiment of the present disclosure, the first terminal 210 may generate the final EDI claim file 333 by collecting EDI claim files accumulated for the month on the end of each month (eg, the 30th business day), and generate the generated EDI claim. By passing the file 333 to the second server 200 may request a review of the medical cost.

The second calendar 350 of FIG. 3B illustrates a month that is continuous to the first calendar 330. According to an embodiment of the present disclosure, the second server 200 may proceed with a screening for a designated period from when the screening request for medical expenses is received at the first terminal 210. For example, according to the law (Article 20 of the Enforcement Rules of the National Health Insurance Act), the second server 200 examines the medical care benefits within 15 days after the claim file is received from the first terminal 210 and the contents thereof are described. The cost examination result notification can be sent to the first terminal 210 or the first server 100, respectively, and without delay, the medical care payment cost according to the medical care payment cost payment notice in which the detailed description of the medical care payment cost is provided to the first terminal 210. ) Or to the first server 100. That is, the second server 200 may be set to proceed with the examination of the claim file from the first business day 352 to the fifteenth business day 353, and the first terminal ( 210 or the first server 100 may be set to deliver the audit result.

The second server 200 may start paying based on the result of the examination. According to an embodiment of the present disclosure, the second server 200 pays the billed bill from the pharmacy on the 16th business day 355, pays the billed bill from the lawmaker on the 23rd business day 356, and the 30th business day At 357, it may be set to pay the billing amount billed from the university hospital.

According to an embodiment of the present disclosure, the first server 100 may obtain information (eg, a preliminary check result file, a notice file, etc.) related to the EDI claim file from the first terminal 210 or the second server 200. have. The first server 100 may calculate a prepaid amount to be provided to the second terminal 220 based on the obtained information. The first server 100 transfers the prepaid amount to the second terminal 220 within a specified period of time, for example, within a second business day 351 from when the billing file is transferred from the first terminal 100 to the second server 200. Can provide.

Referring to FIG. 3B, it can be seen that all the claims can be recovered within one month from the first business day 352 when the EDI claims are transferred from the first terminal 210 to the first server 100.

Meanwhile, an embodiment in which EDI claims are made on a monthly basis (first business day to thirty business days) has been described with reference to FIG. 3B, but a person skilled in the art will readily understand that the present invention is not limited thereto. According to various embodiments, EDI claims may be made on a weekly or two-day basis, as required by law or by the contracting parties. For example, the first terminal 210 may generate the final EDI claim file by collecting the EDI claim files accumulated during the week on the last day of each week (eg, the seventh business day), and generate the generated EDI claim file in the second server 200. ), You can request a review of your medical expenses. In addition, as the EDI claim period is shorter or longer than one month, the EDI audit progress period and the EDI audit result notification date may be shortened (or accelerated) or delayed (delayed).

FIG. 4 is a diagram for describing a second method of liquidating assets using EDI according to various embodiments of the present disclosure. According to various embodiments of the present disclosure, the subject performing the second method may be processors included in each of the first server 100, the second server 200, the first terminal 210, and the second terminal 220. have.

In operation 401, the second terminal 220 may transmit the supply item information to the first terminal 210. In operation 403, the second terminal 220 may transmit the supply item information to the first server 100. For example, the second terminal 220 provided to a wholesaler of medicines may receive a request related to supply of a medicine or a medical device from the first terminal 210 provided to a nursing institution. The pharmaceutical wholesaler may supply the medicine or the medical device to the nursing institution on the basis of the request received through the second terminal 220, and may input the supply goods information supplied to the nursing institution through the second terminal 220. . The second terminal 220 may store the supply goods information input through the input / output device, and transmit the stored supply goods information to at least one of the first terminal 210 and the first server 100.

In operation 405, the first terminal 210 may generate a billing file and check the generated billing file. Here, the claim file is a national health insurance corporation after being generated in the first terminal 210 of the nursing institution in order to preserve the medical care benefits prescribed by the National Health Insurance Act from the National Health Insurance Corporation (including the health insurance review and evaluation officer). This may mean a file submitted to the second server 200. According to an embodiment of the present disclosure, the first terminal 210 may generate a billing file by using medicine information and medical service information provided to the patient, and supply goods information received from the second terminal 220. For example, the first terminal 210 may determine the amount to be billed to the National Health Insurance Corporation by using the quantity of the medicine provided to the patient and the supply price of the medicine included in the supply information, and the claim file including the determined amount Can be generated. Meanwhile, the claim file may be generated using a program distributed through the National Health Insurance Corporation or a private company and installed in the first terminal 210 or may be generated using an interface provided through the web page of the National Health Insurance Corporation. .

In addition, the first terminal 210 may check whether the generated billing file is suitable for delivery to the second server 200. The first terminal 210 may determine whether there is an error in the billing file by using a program installed in the first terminal 210, and then output the determination result through a display device (not shown). If it is determined that the error found in the claim file is curable, the first terminal 210 may provide the user with a method of correcting the found error along with the error details. On the other hand, if it is determined that the error found in the claim file is not curable, the first terminal 210 may propose to remove the found error. If an error is no longer found in the billing file by the modification or removal, the billing file may be determined to be suitable for delivery to the second server 200.

In operation 407, the first terminal 210 may transfer the billing file to the second server 200 to claim maintenance of medical expenses. In response to the claim file being received, the second server 200 may initiate a review of the claim file. According to an embodiment of the present disclosure, the second server 200 may check whether there is a format error in the received claim file. In addition, the second server 200 may check the details of the details of the claims filed through the claim file, and may determine the details that are determined to be no problem in the future payment.

In operation 409, the second server 200 may generate a notification file for the received billing file, based on the confirmation result. The notification file may include the audit commencement information (eg, audit order, receipt number, etc.) for the claim file, the recipient information, the claim, and the audit decision.

In operation 411, the second server 200 may deliver the generated notification file to the first terminal 210. In operation 413, the second server 200 may transmit the generated notification file and the image file associated with the notification file to the first server 100. According to an embodiment of the present disclosure, the image file transferred to the first server 100 may capture an execution screen of the notification file. For example, after generating the notification file, the second server 200 may execute the notification file to further generate an image file associated with the generated notification file. After executing the generated notification file, the second server 200 may capture an execution screen of the displayed notification file through a display device (eg, a display), and thereby generate an image file associated with the notification file. Since the generated image file can no longer be modified, it can be used as evidence for determining whether further modification or manipulation has occurred in the generated notification file. On the other hand, those skilled in the art will readily understand that various methods besides capturing the screen may be used as a method of generating an image file associated with the notification file. In addition, according to various embodiments of the present disclosure, if the file has a format capable of confirming the authenticity of the notification file, the image file may be transferred to the first server 100 in place of the image file. Furthermore, if the notification file is generated once, it can be generated in a form that can no longer be modified or manipulated, and only the notification file may be delivered to the first server 100.

According to various embodiments of the present disclosure, at least one of the notice file and the image file delivered to the first server 100 may be referred to when the first server 100 calculates a prepaid amount in operation 415 or performs settlement in operation 423. Can be used as data. On the other hand, the first server 100 may not use the image file to simplify the task, and may process instructions related to the source using only the data, such as the notification file.

In operation 415, the first server 100 may calculate an advance payment amount based on the received notification file and the image associated with the notification file. For example, the first server 100 may check the financial resources that can be preserved from the National Health Insurance Corporation within a specified date based on the information included in the notification file. The first server 100 may calculate a prepaid amount with reference to the confirmed financial institution and then transfer the calculation result to a server (not shown) of a financial institution that has been previously agreed to secure the financial institution according to the calculation result. Subsequently, the first server 100 may be provided with a cash source according to the calculation result from the server of the financial institution. According to various embodiments, the first server 100 may be a server of a financial institution. In this case, the first server 100 may secure itself a fund according to the calculation result.

In operation 417, the first server 100 may provide the second terminal 220 with at least a portion of the secured funds according to the calculation result within a specified period. Here, the designated period may be determined according to the law or by contract between the entities operating the system. According to one embodiment, the specified time period may be determined to be within 48 hours from when the billing file is delivered to the second server 200 in operation 407. The second terminal 220 may determine the adequacy of the money source provided from the first server 100 according to operation 417 based on the supply goods information transmitted to the external electronic device in operations 401 and 403. For example, the second terminal 220 may check the price for the medicine or the medical device delivered to the nursing institution on the basis of the supply item information, and determine whether a money source corresponding to the confirmed price is provided from the first server 100. can do.

If it is determined that an appropriate funding source is provided from the first server 100, in operation 421, the second terminal 220 may provide a fee to the first server 100. Fees may include discounts or credit points that may be legally provided to nursing agencies as required by law. For example, as provided in the Enforcement Regulations of the Medical Law, if a fund under Act 417 is provided within one month from the date of a transaction (in the case of payment of a drug transaction amount in units of one month in a continuous transaction, the date is halfway between that period). A payment corresponding to 1.8 percent of the transaction amount may be provided to the first server 100 as a fee. Alternatively, as prescribed in the Pharmacist Law Enforcement Rule, when the payment is made with a designated credit or debit card, a credit point corresponding to 1 percent of the payment amount may be provided to the first server 100 as a fee. In addition, the fee may include a usage fee of the system according to the present invention.

In operation 419, the second server 200 may provide the payment price determined based on the result of the examination of the billing file to the first server 100.

In operation 423, the first server 100 may settle the money provided to the second terminal 220, the fee provided from the second terminal 220, and the payment price provided from the second server 200.

In operation 425, the first server 100 may deduct the amount of money provided to the second terminal 220 from the payment price provided from the second server 200, and thereafter, at least a portion of the balance may be deducted from the first terminal 210. Can be provided as On the other hand, when the payment amount provided from the second server 200 is less than the amount provided to the second terminal 220, the first server 100 may be charged by the first terminal 210 to receive the difference.

According to various embodiments of the present disclosure, the money provided to the second terminal 220 in operation 417 may be set to be automatically delivered to the third terminal (not shown) via the second terminal 220. Alternatively, in operation 417, the first server 100 may directly transfer the money to be provided to the second terminal 220 to the third terminal instead of the second terminal 220. Here, the third terminal may refer to a terminal provided in a pharmaceutical company or a medical device manufacturing company, and the pharmaceutical company or the medical device manufacturing company supplies a medicine or a medical device to a pharmaceutical wholesaler provided with the second terminal 220. It can mean a subject. For example, the second terminal 220 provided to a wholesaler of medicines may receive a request related to supply of a medicine or a medical device from the first terminal 210 provided to a nursing institution. In addition, the third terminal provided in the pharmaceutical company or the medical device manufacturing company transmits a request related to the supply of the medicine or the medical device received from the first terminal 210 through the second terminal 220 provided in the drug wholesaler. I can receive it. The pharmaceutical company or the medical device manufacturing company may supply the medicine or the medical device to the pharmaceutical wholesaler based on the request received through the third terminal, and input the supply goods information supplied to the pharmaceutical wholesaler through the third terminal. According to the present embodiment, since the money source to be delivered from the first terminal 210 to the third terminal via the second terminal 220 is fluidized through the first server 100 and then transferred directly to the third terminal. Fund flows can be improved.

According to various embodiments of the present disclosure, the first server 100 obtains a money source corresponding to the real currency from the server of the financial company or issues an electronic money (or virtual currency) according to the claim, based on the claim bond for the payment price. can do. For example, when there is a loan request based on a claim bond for a payment price from the first server 100, the server of the financial company may loan a corresponding amount and provide it to the first server 100. Alternatively, the first server 100 may issue an electronic money circulating through the system disclosed in the present document, based on the claim bond for the settlement price. On the other hand, since the issued electronic money is issued based on the claims receivable for the settlement price, there is a refund to real money. In addition, since the creditworthiness of the electronic money can be determined according to the creditworthiness of the claim bond for the settlement price, if the creditworthiness of the claim bond is high, the creditworthiness of the electronic money based on this can be recognized.

Meanwhile, some of the operations disclosed in FIG. 4 may be omitted or repeated a plurality of times. In addition, it is reasonable that each of the operations disclosed in FIG. 4 is considered to be an example, and it should not be interpreted that one operation is limited to another operation.

5 is a flowchart illustrating a method of generating a billing file and checking an error in a first terminal according to various embodiments of the present disclosure. According to various embodiments of the present disclosure, the subject performing the method may be a processor included in the first terminal 210.

In operation 510, the first terminal 210 may aggregate details of medicines or medical services provided to a patient for a specified period of time. For example, the first terminal 210 may accumulate the accumulated charges generated in the month at the end of each month.

In operation 520, the first terminal 210 may generate a billing file using the aggregated billing details. According to an embodiment, the claim file may be generated as a SAM file according to a format specified by the National Health Insurance Service.

In operation 530, the first terminal 210 may check the generated billing file by using a program installed in the first terminal 210. In operation 540, the first terminal 210 may determine whether an error exists in the billing file.

If it is determined that an error exists in the billing file, the first terminal 210 may proceed to check / error inquiry according to operation 550. For example, if it is determined that an error in the billing file is curable through the check / error inquiry, the first terminal 210 may provide an error correction method to the user. In operation 560, the first terminal 210 may correct an error existing in the billing file. On the other hand, if it is determined that an error existing in the billing file is not curable, the first terminal 210 may suggest the user to remove the details associated with the error.

If it is determined that the error is no longer present in the billing file by the modification or removal, the first terminal 210 transmits a pre-check request to the second server 200 according to operation 570, or in operation 590. Accordingly, the billing file may be transferred to the second server 200 to claim the preservation of medical expenses.

According to operation 570, when the preliminary check request is transmitted from the first terminal 210 to the second server 200, the second server 200 may perform a preliminary check on the billing file. In addition, the second server 200 may generate a preliminary inspection result file as a result of performing the preliminary inspection. Subsequently, in operation 580, the first terminal 210 may receive a preliminary inspection result file from the second server 200. When the first terminal 210 determines that the billing file is suitable to be delivered to the second server 200 with reference to the preliminary inspection result file, the first terminal 210 delivers the billing file to the second server 200 according to operation 590. You can claim for health care costs.

6A to 6E are diagrams for describing an interface of a program that can be used when generating a billing file and checking an error in a first terminal according to various embodiments of the present disclosure.

The first screen 600 of FIG. 6A illustrates a medical billing program used for generating, checking, and billing a bill file. According to an embodiment, the medical billing program may be distributed through the National Health Insurance Service or a private company, and may be installed in the first terminal 210 to perform the above functions. The menu 601 of the medical billing program may include billing file check, pre-check transmission, billing, notification receipt, billing file inquiry, management, billing portal and help. In addition, the shortcut icon item 603 of the medical billing program may include at least one of the functions included in the menu 601. For example, the shortcut icon item 603 includes a claim file check, a check error inquiry, a check and a claim, a preliminary check transmission, a claim, a receipt of a notice, a notice generation, a claim file form inquiry, a program update, a configuration, a medical billing portal, and a use. Shortcut icons connected to functions such as help and exit may be arranged.

The second screen 610 of FIG. 6B illustrates a process of checking a billing file through a billing program. According to an embodiment of the present disclosure, when the execution command for the billing file check icon 611 is received by the first terminal 210 having the billing program, the check for the billing file may be started. At the same time, a first window 612 may be displayed indicating the progress of the check on the billing file. When the check for the billing file is completed, one of the check completion window 613, the information window 614, and the check error window 615 may be displayed as a result. For example, if it is determined that no error exists in the billing file, the check completion window 613 may be displayed. On the other hand, if it is determined that an error exists in the billing file, an information window 614 or a check error window 615 may be displayed. According to one embodiment, the information window 614 may be displayed if the claim is determined to be possible despite the error present in the claim file, and the check error window 615 may be claimed due to an error present in the claim file. May be displayed when it is determined that it is impossible.

The third screen 620 of FIG. 6C shows a process of checking a check file and querying an error through a medical billing program. According to an embodiment of the present disclosure, when an execution command for the check error inquiry icon 621 is received by the first terminal 210 in which the medical billing program is installed, the check and the error inquiry about the request file may be started. As a result of performing the check error inquiry, a history 622 of documents capable of error checking may be displayed. Meanwhile, when one of the documents displayed in the history 622 is selected, a history 623 of errors existing in the selected document may be displayed. In addition, if one of the errors displayed in the history 623 is selected, the detailed error history 624 for the selected error may be displayed.

The fourth screen 630 of FIG. 6D shows a process of requesting preliminary inspection of the billing file through the billing program. According to an embodiment of the present disclosure, when an execution command for the pre-check transmission icon 631 is received by the first terminal 210 in which the medical billing program is installed, a pre-check request for the billing file may be started. First, a list of billing files for which a pre-check request is possible may be displayed in the pre-check transmission window 632. After selecting one of the displayed list and requesting pre-check transmission, an information window 633 may be displayed to guide the progress of the pre-check request. The certificate selection window 634 may then be displayed to perform the user authentication required to request the preliminary check.

The fifth screen 650 of FIG. 6E illustrates a process of requesting preservation of medical expenses by transferring a billing file to an external electronic device (eg, the second server 200) through a billing program. According to an embodiment of the present disclosure, when an execution command for the claim icon 651 is received by the first terminal 210 in which the medical billing program is installed, an operation of transferring a billing file to an external electronic device may be started. First, a list of billing files for which a billing request is available may be displayed in the billing window 652. If a request is made after selecting one of the displayed lists, a window 653 to guide the progress may be displayed. The certificate selection window 654 may then be displayed to perform the user authentication needed to request the claim.

Meanwhile, those skilled in the art will readily understand that the interfaces shown in FIGS. 6A to 6E are merely examples for aiding understanding of the present invention, and the present invention is not limited to the above-described embodiments.

7 is a flowchart illustrating a method of generating a notification in response to a request for a request by a second server according to various embodiments of the present disclosure. According to various embodiments of the present disclosure, the subject performing the method may be a processor included in the second server 200.

In operation 710, the second server 200 may receive a billing request from an external electronic device (eg, the first terminal 210). The second server 200 may start the examination of the claim file received with the claim request, and may proceed with the examination for a specified period as prescribed by law. According to an embodiment of the present disclosure, the second server 200 may check whether there is a format error in the received claim file. In addition, the second server 200 may check the details of the details of the claims filed through the claim file, and may determine the details that are determined to be no problem in the future payment.

In operation 720, the second server 200 may generate a notification file for the received billing file based on the examination result. The notification file may include the audit commencement information (eg, audit order, receipt number, etc.) for the claim file, the recipient information, the claim, and the audit decision.

According to various embodiments of the present disclosure, the second server 200 may deliver at least some of the information included in the notification file to the external electronic device even before generation of the notification file is completed. For example, the second server 200 organizes the details of the payment file based on the received bill file, and then determines information about the expected payment amount according to the arranged details (for example, 48 hours) can be delivered to the first server (100). Meanwhile, the first server 100 may calculate an amount to be prepaid to the second terminal 220 in response to receiving the information about the expected payment amount.

8 is a view showing a notification generated in the second server according to an embodiment of the present invention.

The first screen 800 is an example of a medical care payment cost statement, and the specification may include medical care institution information, examinee information, illness details, and medical care details. In addition, the second screen 810 is an example of the notification of medical expenses payment examination results, the notification includes the examination start information (eg, examination order, receipt number, etc.) for the claim file, the recipient information, claims and examination decisions, etc. This may be included.

According to an embodiment of the present disclosure, the second server 200 may prepare a medical care payment cost statement and a medical care benefit cost examination result notice based on a review result of the claim file, and a notification file including the above statement and the examination result notice. Can be generated.

9 is a flowchart illustrating a method of liquidating assets using EDI in a first server according to an embodiment of the present invention. According to various embodiments of the present disclosure, the subject performing the method may be a processor included in the first server 100.

In operation 910, the first server 100 may access a network to which at least one of the first terminal 210, the second terminal 220, and the second server 200 is connected. For example, the first server 100 is wired with at least one of the first terminal 210, the second terminal 220, and the second server 200 through the communication interface 120 provided in the first server 100. Alternatively, it may be wirelessly connected, and communication may be performed through this.

In operation 920, the first server 100 may check whether the billing file generated by the first terminal 210 is transferred to the second server 200. In response to receiving notification data related to the transmission and reception of the billing file from the first terminal 210 or the second server 200, the first server 100 may check whether the billing file is delivered.

In operation 930, when the second server 200 generates the notification file, the first server 100 may receive at least one data included in the notification file and an image associated with the notification file. According to an embodiment of the present disclosure, when the second server 200 starts to generate a notification file corresponding to the billing file, at least one of the information to be included in the notification file is requested by the first server 100 or the second server ( The second server 200 may be transferred from the second server 200 to the first server 100 according to an instruction previously stored in the 200. For example, the first server 100 may obtain information on the amount of payment expected of the billed payment from the second server 200 through the billing file, and transmit the information to the external electronic device using the obtained information. The amount of advance payment that needs to be made can be calculated. In addition, the first server 100 may perform an operation for securing a loan such as a loan according to the calculation result.

In operation 940, the first server 100 may provide at least a portion of the billed payment to the second terminal 220 within a specified period. Here, the designated period may be as prescribed by law or by agreement between the parties. According to one embodiment, the specified period may be set to 48 hours.

Meanwhile, at least a part of an apparatus (eg, modules or functions thereof) or a method (eg, operations) according to various embodiments of the present disclosure may be stored in a computer-readable storage medium (eg, a memory) in the form of a program module. Can be implemented. When the command is executed by a processor (eg, a processor), the processor may perform a function corresponding to the command. The computer-readable recording medium may include a hard disk, a floppy disk, a magnetic medium, an optical recording medium, an internal memory, and the like. Instructions can include code generated by a compiler or code that can be executed by an interpreter. Modules or program modules according to various embodiments of the present disclosure may include at least one or more of the aforementioned components, some of them may be omitted, or may further include other components. According to various embodiments of the present disclosure, operations performed by a module, program module, or other component may be executed sequentially, in parallel, repeatedly, or heuristically, or at least some operations may be executed in a different order, omitted, or another operation may be added. Can be.

Each of the components described in this document may be composed of one or more components, and the names of the corresponding components may vary depending on the type of electronic device. In various embodiments of the present disclosure, the electronic device may be configured to include at least one of the components described in this document, and some components may be omitted or further include other additional components. In addition, some of the components of the electronic device according to various embodiments of the present disclosure may be combined to form one entity, and thus may perform the same functions of the corresponding components before being combined.

And the embodiments disclosed in this document are presented for the purpose of explanation and understanding of the disclosed, technical content, it does not limit the scope of the technology described in this document. Accordingly, the scope of this document should be construed as including all changes or various other embodiments based on the technical spirit of this document.

According to an embodiment of the present invention, a first server for fluidizing assets by using electronic data interchange (EDI) includes a communication interface and a processor electrically connected to the communication interface, and the processor may be configured to communicate with the communication interface. At least one of a first terminal, a second terminal, and a second server is connected to a network to which the billing file generated at the first terminal is delivered to the second server through the network, and the second server is checked. When the server generates the notification file based on the billing file, receiving at least one data included in the generated notification file and an image associated with the notification file, and based on the at least one data and the image. , The first of the payments charged through the billing file; It may be set to provide to the second terminal within a first period after being delivered to the second server.

According to an embodiment of the present invention, a first server for liquidating assets by using electronic data interchange (EDI), wherein the processor is the claim of the first payment of the payment amount billed through the billing file, The file may be set to be acquired from the second server within a second period from after the file is delivered to the second server.

In a first server for liquidating assets by using electronic data interchange (EDI) according to an embodiment of the present invention, the processor is a second, except for the first one of the payment amount billed through the billing file; It may be set to obtain a cash source from the second server within a third period after the billing file is delivered to the second server, and to provide at least a portion of the acquired second funding source to the first terminal.

In a first server for liquidating assets using electronic data interchange (EDI) according to an embodiment of the present invention, the first period is set to be less than or equal to the second period, and the second period is It may be characterized by being smaller than or equal to the third period.

According to an embodiment of the present invention, in a first server for liquidating assets by using electronic data interchange (EDI), the processor may receive information related to the transfer of a claim receivable for the payment from the first terminal. And in response to the information relating to the assignment being notified from the first terminal to the second server, receiving information relating to accepting the assignment from the second server, and receiving information relating to the acceptance. Based on this, the first financial source may be set to be provided to the second terminal within the first period.

According to an embodiment of the present invention, in a first server for liquidating assets by using electronic data interchange (EDI), the processor may be configured to supply a supply item or a supply service from at least one of the first terminal and the second terminal. Acquire information about the mobile terminal, determine an amount of money to be provided to the second terminal based on the obtained information, and provide at least a portion of the first money source to the second terminal according to the determined amount of money. Can be.

In a first server for liquidating assets by using electronic data interchange (EDI) according to an embodiment of the present invention, the processor may further include a discount fee and the payment price according to the first payment source provided within the first period. It may be set to obtain at least one of the earning fees due to payment through the payment means based on this credit from the second terminal.

According to an embodiment of the present invention, a method for controlling a first server for fluidizing assets by using electronic data interchange (EDI) includes: a first terminal, a second terminal, and a second server through a communication interface of the first server. At least one of connecting to a connected network, checking whether a billing file generated at the first terminal is transmitted to the second server through the network, and a notification form based on the billing file at the second server. When generating a file, receiving at least one data contained in the generated notification file and an image associated with the notification file and payment based on the at least one data and the image; The first fund of the payment is transferred to the second terminal within a first period after the billing file is delivered to the second server. May include providing an operation.

According to an embodiment of the present invention, a method of controlling a first server to liquidate assets by using electronic data interchange (EDI) includes: the first file of the payment amount charged through the billing file, the billing file; And acquiring from the second server within a second period of time after being delivered to the second server.

According to an embodiment of the present invention, a method for controlling a first server for liquidating assets by using electronic data interchange (EDI) may include: a second financial source excluding the first financial source among the payments billed through the billing file; The method may include acquiring from the second server within a third period after the billing file is delivered to the second server, and providing at least a portion of the acquired second financial resources to the first terminal. .

According to an embodiment of the present invention, a method of controlling a first server for liquidating assets by using electronic data interchange (EDI), wherein the first period is set to be smaller than or equal to the second period, and the second period. The period may be set smaller than or equal to the third period.

According to an embodiment of the present invention, a method for controlling a first server for liquidating assets by using electronic data interchange (EDI) may include receiving, from the first terminal, information related to the transfer of a claim bond for the payment price. In response to being informed of the transfer, the information related to the transfer from the first terminal to the second server, receiving the information related to the acceptance of the transfer from the second server and receiving the information related to the acceptance. On the basis of this, the method may include providing the first financial source to the second terminal within the first period.

According to an embodiment of the present invention, a method for controlling a first server for liquidating assets by using electronic data interchange (EDI) may include a method for supplying goods or services from at least one of the first terminal and the second terminal. Acquiring information, determining an amount of money to be provided to the second terminal based on the obtained information, and providing at least a portion of the first money source to the second terminal according to the determined amount of money. It may include.

According to an embodiment of the present invention, a method of controlling a first server to liquidate assets by using electronic data interchange (EDI) includes: a discount fee and the payment price according to the provision of the first financial source within the first period; The method may include acquiring at least one of the earning fees due to payment through a payment method based on credit from the second terminal.

Claims (15)

In a first server to liquidate assets using electronic data interchange (EDI),
Communication interface; And
A processor electrically connected with the communication interface,
The processor,
Access a network to which at least one of a first terminal, a second terminal, and a second server is connected through the communication interface;
Check whether the billing file generated at the first terminal is delivered to the second server through the network;
When the second server generates a notification file based on the billing file, receives at least one data included in the generated notification file and an image associated with the notification file, and
Based on the at least one data and the image, the first payment of the payment amount charged through the billing file is provided to the second terminal within a first period after the billing file is delivered to the second server. The first server set up to.
The method of claim 1, wherein the processor,
A first server, configured to obtain the first source of payment from the payment file charged through the billing file from the second server within a second period after the billing file is delivered to the second server.
The method of claim 1, wherein the processor,
Obtaining, from the second server, within the third period after the billing file is delivered to the second server, a second fund of the payment amount charged through the billing file, excluding the first fund;
A first server configured to provide at least a portion of the second funding source to the first terminal.
The method of claim 2 or 3,
The first period is set to be less than or equal to the second period, and
And the second period is set equal to or less than the third period.
The method of claim 1, wherein the processor,
Receiving information related to the transfer of the claim bond for the payment, from the first terminal,
In response to the information relating to the transfer being notified from the first terminal to the second server, receiving information related to accepting the transfer from the second server, and
And a first server configured to provide the first fund to the second terminal within the first period based on receiving the information related to the acceptance.
The method of claim 1, wherein the processor,
Obtaining information about a supply article or a supply service from at least one of the first terminal and the second terminal,
Determining the amount of money to be provided to the second terminal based on the obtained information, and
A first server configured to provide at least a portion of the first funding source to the second terminal according to the determined amount.
The method of claim 1, wherein the processor,
And a first server configured to obtain at least one of a discount fee for providing the first money source within the first period and an accumulation fee for payment of the payment amount through a payment method based on credit.
What is claimed is: 1. A method of controlling a first server that utilizes electronic data interchange (EDI) to liquidate assets.
Accessing a network to which at least one of a first terminal, a second terminal, and a second server is connected through a communication interface of the first server;
Checking whether a billing file generated at the first terminal is delivered to the second server through the network;
When the second server generates a notification file based on the billing file, receiving at least one data included in the generated notification file and an image associated with the notification file; And
Based on the at least one data and the image, providing a first source of payment billed through the billing file to the second terminal within a first period after the billing file is delivered to the second server. A method comprising an action.
The method of claim 8, wherein
Obtaining the first source of payment from the billing file billed through the billing file from the second server within a second period after the billing file is delivered to the second server.
The method of claim 8, wherein
Acquiring, from the second server within a third period of time, after the billing file is delivered to the second server, a second fund of the payment amount charged through the billing file, excluding the first fund; And
Providing at least a portion of the second fund to the first terminal.
The method according to claim 9 or 10,
The first period is set equal to or less than the second period, and
And the second period is set to be less than or equal to the third period.
The method of claim 8, wherein
Receiving information related to the transfer of a claim bond to the payment price from the first terminal;
In response to the information relating to the transfer being notified from the first terminal to the second server, receiving information related to accepting the transfer from the second server; And
And providing the first payment to the second terminal within the first period of time based on receiving the information related to the acceptance.
The method of claim 8, wherein
Obtaining information about a supply article or a supply service from at least one of the first terminal and the second terminal;
Determining an amount of money to be provided to the second terminal based on the obtained information; And
And providing at least a portion of the first funding source to the second terminal according to the determined amount.
The method of claim 8, wherein
Acquiring at least one of a discount fee for providing the first money source within the first period and an earning fee for the payment fee being settled through a credit-based payment means.
In the system of liquidating assets using electronic data interchange (EDI),
The system includes a first terminal, a second terminal, a first server and a second server connected via a network,
The first terminal stores first information about a medical article brought into or taken out of the nursing institution, or a medical service provided by the nursing institution, and is based on at least one of the stored first information. Generating a billing file including the fee, and forwarding the generated billing file to the second server;
The second terminal stores second information about the medical article supplied to the nursing institution, and supplies the second terminal to the nursing institution from at least one of the first terminal and the first server based on the stored second information. It is characterized by obtaining a fund for medical supplies,
The second server generates a notification file corresponding to the claim file based on the claim file received from the first terminal, and provides the care payment cost to the first server.
The first server receives at least one data included in the notification file and an image associated with the notification file in response to the notification file being generated at the second server, and the care payment obtained from the second server. Providing at least a portion of the cost to the second terminal based on the at least one data and the image.

Images