KR20190091743A - Equity investment information providing system and service method - Google Patents

Abstract

The present invention relates to a stock investment information providing system and a service method of recommended items using the same. According to the present invention, the service method of recommended items comprises: an interest item selection step; a recommended item providing step; an expense payment procedure providing step; and a stock investment information providing step. In the service method of recommended items, by analyzing stock market information provided from the outside in real time to select a recommended item and then providing the selected recommended item with a connected smart terminal of a user, the user may be provided with a desired recommended item in real time.

Description

Equity investment information providing system and service method

The present invention relates to a stock investment information providing system and a recommended item service method using the same.

Recently known and studied, quantitative analysis is a quantitative analysis of computer processes based on mathematical models. It is an automated analysis program of computer processes created by leading mathematicians, physicists, financial engineers, and financial analysts.

The basic concept of this control analysis is to analyze the past movements of each financial market and stocks with mathematical statistical experience probability from a three-dimensional point of view to find the stocks with high probability of future directionality. As it relies on supply and demand, it was unable to respond appropriately to internal and external risks and cannot be trusted and traded because it is only a simple technical analysis that lacks the essential financial statements, corporate growth, and inventory.

 In order to make up for this problem, a fully automated trading system should be developed that enables automatic selling of investment items in case of selling signals from buyers. The newly developed data trading program (HTS) primarily selects and analyzes stocks that match individual investment tendencies, and secondly provides a road advisor for the investing company (target, sell, automatic designation). The purpose is to develop an integrated system of securities investment that can automatically carry over when the price is reached, and individual investors (customers) can receive investment data at a lower cost than the analyst's employment cost, and can prevent some investment losses through the automatic selling system. .

Meanwhile, KRX (Korea Exchange) operates only stock trading, and all professional analysis functions such as information analysis and market analysis on the most important trading depend on analysts. The analyst's view is that subjective factors are so large that objective data is needed to cover the volatility of Korean trading.

In order to prevent losses due to indiscriminate investment by individual investors, a system that can present criteria for financial statement analysis and corporate future prospects, which should be the core of corporate investment, is required. In addition, program sales that can present short-term, medium-term, and long-term investment moments considering personal investment performance, which are essential for investment in risky assets, should be preceded. Development is urgent.

Through the above quant analysis, 1) improvement of the quant analysis system: development of one sub-indicator that covers the technical analysis such as moving average line, increase in trading volume and securities company supply, and 2) precedence among various economic indicators such as OECD leading indicators and employment rate. Select only indicators, 3) Automatically trade up / down: Expand and develop Los Cut / Stop Loss. In the case of stocks that fall outside of a certain range, it is possible to develop an interface focused on future growth indicators that can provide a mid- to long-term portfolio by excluding HTS focused on short-term trading such as automatic selling system and searching for an upper limit.

Accordingly, an object of the present invention is to provide a stock investment information providing system that can be customized to provide easy access to stock information to users who want to invest stocks.

In addition, another object of the present invention is to provide a recommended item service method using the recommended item service system.

In addition, an object of the present invention is to obtain a stock investment information through the corresponding recommendation posts by paying the corresponding recommendation posts according to the purpose of their investment, and then to make an investment in the stocks using the same.

Selecting an item of interest to select and manage an item of interest using stock information provided from the outside among a plurality of stock items, and receiving a signal of interest item from a user terminal device, selecting a recommended item among the items of interest and providing the selected item in real time. Providing a payment step for providing the user terminal device with a fee payment procedure for viewing the stock post of the specific recommendation item, and providing the stock investment information in the period set in the user terminal device when the payment is completed through the cost payment procedure. Providing a step.

Among the embodiments, the payment management unit provides a payment settlement input procedure to the user terminal device to view a particular stock investment information providing post, and if the payment means and payment information are input through the input procedure, the payment means and payment information are provided. Payment is made through the recommendation item is provided to the user terminal device.

As described above, according to the recommended item service system and the recommended item service method using the same, the recommended item service system analyzes the stock market information provided from the outside in real time, selects a recommended item, and provides it to the connected smart terminal. Accordingly, the user may be provided with a desired recommendation item in real time.

In addition, as the recommended items are classified and provided according to the rate of return or risk, the user may identify or select a desired item by classifying according to the rate of return or risk.

In addition, when the user selects at least one of the items of interest as the recommended item, the user may check the text message and the real-time chat for the recommended item through the user terminal.

1 is a block diagram illustrating an internal structure of a stock information providing server according to an exemplary embodiment of the present invention.
2 is a diagram conceptually showing a recommended event service according to an embodiment of the present invention.
3 is a flowchart illustrating an embodiment of a stock investment recommendation item service method according to the present invention.
4 is a diagram illustrating that an item of interest according to an embodiment of the present invention is provided to a user terminal device.
5A to 5C are diagrams illustrating that a recommended item is provided to a user terminal device according to an exemplary embodiment of the present invention.
6 is a diagram illustrating providing real-time chat consultation through a user terminal device according to an embodiment of the present invention.

Hereinafter, preferred embodiments of the present invention will be described with reference to the accompanying drawings.

However, embodiments of the present invention may be modified in various other forms, and the scope of the present invention is not limited to the embodiments described below. In addition, the embodiments of the present invention are provided to more completely explain the present invention to those skilled in the art.

The meaning of the terms described in the present invention will be understood as follows.

Singular expressions should be understood to include plural expressions unless the context clearly indicates otherwise, and terms such as "comprise" or "have" refer to features, numbers, steps, operations, components, parts, or parts thereof described. It is to be understood that the combination is intended to be present and does not exclude in advance the possibility of the presence or addition of one or more other features or numbers, steps, operations, components, parts or combinations thereof.

The present invention can be embodied as computer readable code on a computer readable recording medium, and the computer readable recording medium includes all kinds of recording devices in which data can be read by a computer system. . Examples of computer-readable recording media include ROMs, RAMs, CD-ROMs, magnetic tapes, floppy disks, optical data storage devices, and the like, and program structures that can be downloaded via the Internet (for example, smartphones). It may also be implemented in the form of (such as the application of). The computer-readable recording medium can also be distributed over network coupled computer systems and thus can include the form of computer-readable code in a distributed computing fashion.

All terms used herein have the same meaning as commonly understood by one of ordinary skill in the art unless otherwise defined. Generally, the terms defined in the dictionary used are to be interpreted as being consistent with the meanings in the context of the related art, and should not be interpreted as having ideal or excessively formal meanings unless clearly defined in the present invention.

Hereinafter, exemplary embodiments of the present invention will be described in detail with reference to the accompanying drawings.

1 is a block diagram illustrating the internal structure of a stock investment information providing server according to an embodiment of the present invention, FIG. 2 is a diagram conceptually showing a recommended item service according to an embodiment of the present invention. 3 is a flowchart illustrating an embodiment of a stock investment recommendation item service method according to the present invention.

1 to 3, the stock investment information providing system according to the present embodiment is connected to the stock market database management unit 110 through the Internet to receive stock information in real time, and to use the stock market information. To this end, the stock investment information providing system provides a recommendation item to the user terminal device 20, wherein the item of interest service application program is installed in the user terminal device 20 to receive the item of interest.

The stock information providing server manager 10 provides stock investment information to the user terminal device 20 and provides selected stocks among a plurality of stocks, wherein the stocks are registered by the user in advance. Select and manage stocks of interest to users based on multiple databases, including salary, salary, and stock propensity (eg, aggressiveness or stability).

Meanwhile, the interested item managing unit 120 may update and store the interested item in real time by using the stock investment information of the database DB provided and received from the stock information providing server manager 10.

The recommended item management unit 130 is a management unit for recommending items that can realize the trading profit, for example, may include the sale, purchase, profit realization, stop loss, trend deviation of the interested item management unit 120.

At this time, the recommended item management unit 130 provides the stock investment information recommended by the interested item management unit 120 to the user terminal device, and if the user wants to receive the information of the recommended item after reviewing the cost described below After the payment management unit 140 to make a payment, stock investment information recommended by an expert is provided through an application program or an internet screen window of the user terminal device 20.

In detail, the recommended item management unit 130 receives and analyzes stock information from the stock information providing server manager 10 in real time to extract a plurality of recommended items, and then extracts the extracted recommended items according to a yield or a risk. It can be selected by dividing it into recommended groups.

Then, when the main stock information providing server management unit 10 provides the recommended item stock posts and payment of a specific post is requested, the user terminal device 20 provides a fee payment procedure for viewing a specific recommended item stock post. to provide.

In one embodiment, the stock information providing server management unit 100 provides a payment procedure to the user terminal device 20 to receive information provision of a specific recommended stock market post, and when payment information is input through a payment input procedure, Payment may be processed using the payment means and payment information. In this case, the payment means may include a credit card, a check card, a bank transfer and a mobile payment service.

When the payment is completed in the stock information providing server management unit 10 allows viewing of the recommended stock market posts, at this time, the stock information providing server management unit 10 is allowed to view the recommended stock market posts only for a predetermined period of time. Would be desirable.

The messenger manager 150 may provide information, including a push notification text message, to users who have completed payment for the purpose of providing information on the items recommended by the recommended item manager 130, in addition to the simple information providing level. When the user requests the provision of information such as a conversation consultation, in addition to the text transmission, a real-time conversation may be made through a chat application program of the user terminal device 20.

Meanwhile, the user terminal device 20 is a terminal possessed by a user who receives and uses stock investment information, and may be implemented as a smartphone, a tablet PC, a notebook, a desktop, and the like.

1 is a block diagram for explaining the internal structure of the stock information providing server management unit 10 according to an embodiment of the present invention, the stock information providing server management unit 10 is a stock information database management unit 110, interested items It includes a management unit 120, recommendation item management unit 130 and cost payment management unit 140, the stock market database management unit 110 is stored in real time by updating information on all items of the exchange and KOSDAQ linked to the external server It is.

The item of interest management unit 120 determines the stock propensity with reference to a plurality of databases (DB) that are created and registered by the user in advance.

The recommended item management unit 130 is a management unit for recommending items that can realize the trading profits, after receiving and analyzing the stock market information from the stock market database management unit 110 in real time to extract a plurality of recommended items, the extracted recommended items Are divided into multiple recommendation groups according to the rate of return or risk.

Then, when the recommended item management unit 130 receives a response message for the payment request message from the payment management unit 140, the corresponding item is provided for a specific institution according to the type of the response message, the recommended item management unit 130 If the response message to the payment request message received from the negative response message (N), the stock investment information providing post is not viewed.

When the cost payment manager 140 receives the cost payment request message from the recommended item manager 130, a fee payment procedure for reading a specific stock investment information providing post is provided to the terminal device.

In one embodiment, the cost payment management unit 140 provides a cost payment input procedure to the user terminal device 20 to view a particular stock investment information providing post, and when a payment means and payment information are input through an input procedure, Payment is made through payment means and payment information, and recommended items recommended by experts to the user terminal device 20 are provided.

Hereinafter, a method of recommending stock service through the stock investment information providing system will be described in detail.

3 is a flowchart illustrating an embodiment of a stock investment recommendation item service method according to the present invention, and analyzes the stock information provided from the stock information database manager 110 to select and manage an item of interest (S210). For example, the stock investment information is provided in real time from the stock information database management unit 110, and a stock of interest is selected and managed by the user terminal device 20 based on a database (DB) registered in advance among a plurality of stocks. do.

Subsequently, when the selection and management of the item of interest is completed in step S210, the stock investment information and the recommended item are selected and provided to the user terminal device 20 (S220). After the extraction, the extracted recommendation items are divided into a plurality of recommendation groups according to a yield or a risk, and then provided to the user terminal device 20.

Thereafter, if it is determined that the item recommendation signal has been received, a usage fee payment procedure for reading a specific stock investment information providing post to the user terminal device 20 is provided to the terminal device. (S230) In step S230, payment When payment information is input through an input procedure, payment may be processed using the payment information. In this case, the payment method may include a credit card, a check card, a bank transfer, and a mobile payment service.

The stock information providing server manager 10 may provide the specific recommendation item post to the user terminal 20 when the payment is completed through the fee payment procedure (S240), and the response message may be a negative response message. If (N), the specific recommendation posts will not be viewed and ends.

FIG. 4 is a view for explaining an item of interest provided to the user's terminal device 20. According to the embodiment of FIG. 4, five recommended items are listed, and the present situation and performance forecast are shown together with a brief introduction of the company. have.

For example, Mecca is briefly introducing the company as a semiconductor precursor and heater block producer, explaining that the current situation will grow as process refinement progresses. Explaining.

As described above, the stock investment information provided by the user based on the stock information database manager 110 may be received through a user terminal device 20 such as a smartphone, a tablet PC, a laptop, a desktop, and the like.

5A to 5C are diagrams for describing a recommendation item provided to the user terminal device 20.

As shown, among the stocks provided by the stock management unit 120 of interest, the relevant companies are expected to have a high rate of return and are selected by experts from stocks with higher excess transaction volume compared to KOSDAQ (FIG. 5A).

For example, KEC is speeding up development of low-power products that meet the demands of mobile and digitalization by developing ultra-small packages that meet the characteristics of light and short sets. We are focusing on developing new markets in the US and Europe, and based on such information, we estimate the target price of more than 1720 won and the loss price of 1120 won, which are classified as beneficiaries of EVs. )

Experts carefully select the current situation and future target price and loss price of the recommended item as described above and provide the user terminal device 20 with the payment fee procedure to complete the payment, as shown in FIG. Buy date, buy amount, yield and so on.

FIG. 6 is a diagram illustrating providing a real-time chat consultation through a user terminal device according to an embodiment of the present invention, which enables real-time chat consultation with a user through a chat application of the user terminal device 20.

Since the description of the present invention described above is merely an embodiment for structural or functional description, the scope of the present invention should not be construed as limited by the embodiments described in the text. That is, the present invention is not limited by the above-described embodiments and the accompanying drawings, but is defined by the following claims, and the configuration of the present invention may be modified in various ways without departing from the technical spirit of the present invention. As the embodiments of the present invention can be changed and modified, various modifications are possible and may have various forms. Accordingly, the scope of the present invention should be understood to include equivalents that can realize the technical idea.

10: stock information providing server management unit
20: user terminal device
110: Stock Information Database Management
120: Interest Management Division 130 Recommended Events Management Division
140: payment management unit 150: messenger management unit

Claims (7)

A stock selection step of selecting and managing a stock of interest using stock information provided from the outside among the plurality of stocks;
A recommendation item providing step of selecting a recommendation item among the interested items and providing the received item signal from the user terminal device in real time;
Providing a payment procedure for providing the user terminal device with a fee payment procedure for viewing a specific recommended stock market post;
And providing stock investment information in a set period of time in the user terminal device when payment is completed through a cost settlement procedure.

The method of claim 1,
The step of selecting the recommended item
Extracting a plurality of recommended items by receiving and analyzing the stock information in real time;
The stock investment recommendation item service method comprising the step of classifying the extracted recommended items into a plurality of recommendation groups according to the rate of return or risk.

The method of claim 1,
The step of providing the payment procedure
Providing item reading information and costs together with the recommended items;
The stock investment recommendation item service method comprising the step of providing the user terminal device with a fee payment procedure for viewing the recommended item.

In the stock investment information providing system,
Stock information database management unit that is updated and stored in real time linked with the external server;
An interested item management unit providing an interested item to a user's terminal device based on the plurality of stock information databases;
A recommended stock management unit which receives and analyzes stock information in real time and extracts a plurality of recommended stocks and selects the stocks according to a yield or a risk and provides the stocks to a user terminal device;
Upon receipt of a request for payment request from the recommended item management unit, a fee payment procedure for viewing a particular stock investment information providing post is provided to the terminal device, and a payment for providing the post for a specific period according to the type of response message. Stock management information providing system comprising a; management unit.

The method of claim 4, wherein
The payment management unit
In order to view a particular stock investment information providing post, a payment settlement input procedure is provided to a user terminal device, and when a payment means and payment information are input through an input procedure, payment is performed through a payment means and payment information and the user terminal. Stock investment information providing system, characterized in that the recommended item is provided as a device.

The method of claim 4, wherein
Recommended Event Management Department
When the response message for the payment request message is received from the payment management unit, the post is provided for a specific agency according to the type of response message, and if the response message for the received payment request message is a negative response message (N), Stock investment information providing system, characterized in that the stock investment information providing system is not viewed.

The method of claim 4, wherein
Management Event Management Department
It selects and manages items of interest to the user based on a plurality of databases (DB) including the user's pre-registered user's gender, occupation, salary, and stock propensity (eg, aggressiveness or stability propensity). Stock investment information providing system.

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