KR20190083943A - Method and apparatus for virtual currency current value information supply of each change and loan application service - Google Patents

Abstract

Provided is an apparatus of a service for providing virtual currency quotation information for each exchange and applying a one-stop loan which comprises: a data storage unit for storing virtual currency quotation information received from a plurality of virtual currency exchange servers and virtual currency exchange server information; and a processor aligning and displaying the virtual currency quotation information for each exchange, displaying a secured loan application button for applying a virtual currency secured loan in an area adjacent to an area in which quotation information on each virtual currency is displayed, selecting a first exchange in a quotation information display area, storing first exchange information and first virtual currency information corresponding to the selected secured loan application button in the data storage unit when the secured loan application button corresponding to a random first virtual currency is selected while each virtual currency of the first exchange is displayed, loading and displaying a loan application page in response to a corresponding secured loan application button, and generating and displaying a loan application page by using the first exchange information and the first virtual currency information corresponding to the selected secured loan application button as basic setting values when loading the corresponding loan application page.

Description

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to a method and apparatus for providing virtual currency quotation information and a one-

The present invention relates to a method and an apparatus for providing virtual currency quotation information and a one-stop loan application service for each exchange, and more particularly, to searching and comparing a plurality of virtual currency quote information for a plurality of exchanges in real time using an information terminal And provides a virtual currency quotation information service and a one-stop lending application service method according to an exchange that enables a notification function of a virtual currency quotation information meeting a set condition or provides a help or a virtual money lending application .

The origins of money are not known exactly, but money has evolved from commodity money through metal money to fiat money. As the Internet became popular, electronic money appeared, and recently virtual currency called cryptocurrency appeared.

According to the European Central Bank, virtual money is used in virtual worlds like online communities and is the digital currency managed by virtual currency issuers. Virtual currency is divided into closed, unidirectional, and bidirectional currencies depending on whether currency exchange between statutory and virtual currencies is possible.

Virtual currencies are not fully equipped with legal basis compared to electronic currencies, so they are free to issue and circulate, and they display the monetary value in separate units. While electronic money is mainly exposed to operational risks, virtual money can face various risks such as legal, credit, and operational risks.

Currently, the most active virtual currency is Bitcoin, Etherium, and Linden Dollar. Bitcoin is the currency issued by public key based encryption method developed by Nakamoto Satoshi, who is known as Japanese in 2009. Bitcoin is a decentralized currency that does not have a publishing institution. It can exchange money with 16 countries' currencies and use P2P network.

In December 2017, the converted value reached US $ 190 billion, and various services using bit coins such as Bitbill and Bitcoin ATM are emerging.

 Linden Dollar is a currency issued by Linden Lab in 2003 for use in a virtual world called Second Life. In Second Life, users can use Linden Dollar to conduct social, cultural and economic activities as in the real world. By 2013, the amount traded in Second Life was $ 3.2 billion.

Virtual currency has grown from experimental currency to the means of payment of real goods and services. Recently, virtual money has been used as money laundering, drug trade, and speculative means, and interest in virtual money is increasing. To solve the problems of virtual money and to strengthen the soundness and sustainability of virtual money, a legal basis related to virtual money should be established. Institutional supplementary equipment should be provided to increase the stability of virtual currency value. In addition, measures should be taken to prevent abuse of virtual money, and the financial authorities of each country should establish a monitoring and supervision system so that virtual money can function properly as a means of payment.

Through such a series of processes, virtual money can be used as an alternative payment means suitable for cyberspace, and it will be able to create new value in our society.

However, bit coin is a multi-level transaction. Bitcoin has no intrinsic value like gold or silver, and its value can be determined by demand and supply. For example, before 2013, the value per bit coin was less than $ 20, but as interest in bit coin increased, it was traded at $ 12,000 per beatco in December 2017. Because bit coin itself is of no value, bit coin value is very likely to collapse if there is no demand for bit coin. If the value of the beat coin collapses or the trading system is closed, the impact on the real economy will not be negligible.

As such, each virtual currency can be quoted according to the supply and demand situation of the supplier and the consumer in the virtual currency exchange. Therefore, when a plurality of virtual money exchanges other than a single virtual money exchange are operated, the prices of virtual money are different for each exchange.

Meanwhile, peer-to-peer (P2P) lending is a new form of lending, in which a large number of investors (creditors), rather than banks or financial investors, collect money and lend it directly to individuals or companies.

P2P loans can be saved online by all procedures, which can reduce recruitment costs and labor costs. Investors can earn higher profits than bank interest rates. Investment targets are easier than banks and borrowers with lower interest rates than gold The market is growing rapidly due to various advantages such as the possibility of being able to do so.

With the global financial crisis and Internet-based technological innovation, the P2P loan market is showing rapid growth. In line with this, start-up companies through various business models are attracting lenders and investors.

As such, P2P loans are more convenient than traditional financial transaction methods, offer lower interest rates to loan applicants, and provide relatively high returns to investors in low-interest environments. .

In addition, in the case of P2P loans, a new scheme is required to diversify and optimize investment information to the level of investors so that investors can decide whether to invest in the investment products they want to invest.

A problem to be solved by the present invention is to enable a plurality of virtual currency market information to be searched or compared in real time by using an information terminal, to perform a notification function for virtual currency market information meeting set conditions, to provide help And provides a virtual currency quotation information and a one-stop loan application service method for each exchange that enables a virtual money secured loan application.

The problems to be solved by the present invention are not limited to the above-mentioned problems, and other problems not mentioned can be clearly understood by those skilled in the art from the following description will be.

According to an aspect of the present invention, there is provided an information processing system including a data storage unit for storing virtual currency market information and virtual money exchange server information received from a plurality of virtual money exchange server, and displaying each virtual currency price information by each exchange, There is provided a virtual currency ticker information providing and a one-stop lending application service device for each exchange including a processor displaying a mortgage loan application button for subscribing for a virtual money secured loan in an area adjacent to an area where ticker information of a virtual currency is displayed.

Here, when the first exchange is selected in the ticker information display area, and the virtual money in the first exchange is displayed and the mortgage loan application button corresponding to an arbitrary first virtual currency is selected, The first virtual money information corresponding to the selected mortgage loan application button is stored in the data storage unit and the loan application page according to the loan application button is loaded and displayed. At this time, when loading the loan application page, the processor can generate and display a loan application page by setting the first exchange information and the first virtual currency information corresponding to the selected secured loan application button as basic setting values.

In addition, the processor can generate the virtual currency loan application information by receiving various selection values for the loan conditions from the loan applicant in the loan application page with the default setting value displayed.

In addition, the processor displays the maximum possible loan amount according to the selection value of the loan condition received from the loan applicant on the loan application page, and it can be loaned to the maximum depending on the value of the virtual currency exchange or the daily liquidity of each virtual currency The amount can be calculated.

In addition, the processor displays, on the loan application page, the maximum lendable amount according to the selection value of the loan condition received from the loan applicant, and in accordance with the transaction share of each virtual currency in each exchange, It is possible to calculate the maximum lendable amount by applying the collateral rate, which is differentially determined for each virtual currency, to the transaction price information of the corresponding virtual currency for each exchange.

In addition, the processor can open an investment fund recruitment page for a virtual money secured loan based on the generated virtual money secured loan application information.

Here, if it is confirmed that the loan applicant has deposited the predetermined deposit together with the loan application, the processor executes the programmed software so that the investment fund recruitment page for the virtual money secured loan is automatically opened by the formal format, You can conduct a fund raising page for a loan.

In addition, the processor makes it possible to search or compare a plurality of virtual currency quote information in real time, perform a notification function for virtual currency quote information corresponding to a set condition, or provide help.

According to another aspect of the present invention, a virtual money transaction information server and a virtual money exchange server information are received from a plurality of virtual money exchange server servers by a processor to perform virtual money transaction information service and one-stop loan application service method for each exchange, May be performed.

A step of displaying the virtual currency quote information sorted by each of the exchanges by the processor and displaying a mortgage loan application button for requesting the virtual money secured loan to the adjacent area of the area where the virtual currency of the virtual currency is displayed .

Then, when the first exchange is selected by the processor in the ticker information display area, and a mortgage loan application button corresponding to an arbitrary first virtual currency is selected while each virtual currency of the first exchange is displayed, And storing the first virtual money information corresponding to the selected secured loan application button in the data storage unit.

Then, when loading the loan application page, the first exchange information and the first virtual currency information corresponding to the selected mortgage application button are set as basic setting values And a step of generating and displaying a loan application page can be performed by the processor.

Also, in the loan application page in which the basic setting value is displayed, various selection values for the loan conditions are received from the loan applicant to generate the virtual money loan application information, and the virtual money loan application information for the virtual money secured loan application A step of opening an investment recruitment page can be performed.

According to the present invention, a virtual currency is traded for each of a plurality of virtual currency exchanges and a price of each virtual currency can be compared at a glance for each virtual currency exchange. As a result, virtual money investors can easily select and invest in exchanges.

In addition, according to the present invention, it is possible to perform not only a quote inquiry of a virtual price in a platform, but also a one-stop application of a virtual money secured loan and opening of an investment money offer page for a virtual money secured loan.

According to the present invention, when loading and displaying the loan application page according to the corresponding mortgage application button selected by the loan applicant, the first exchange information and the first virtual currency information corresponding to the selected mortgage application button are set as basic settings Value to generate and display a loan application page.

Accordingly, if the loan applicant performs only one operation to select an arbitrary loan application button, the process of selecting the first exchange information while the loan application page is displayed, the process of selecting the first exchange information to be used as the loan guarantee information The process of scrolling and selecting can be bypassed, greatly simplifying the process of applying for a loan.

As described above, according to the present invention, the virtual money market information providing service can perform a kind of virtual money integration exchange function.

FIG. 1 is a diagram for explaining a virtual money market information service and a one-stop loan application service according to an embodiment of the present invention.
FIG. 2 is a diagram illustrating a screen for providing virtual currency market information and a one-stop loan application service according to an exchange according to an exemplary embodiment of the present invention.
FIG. 3 is a view showing a loan application page in providing a virtual currency quote information and a one-stop loan application service according to an embodiment of the present invention.
FIG. 4 is a view showing an information page in the virtual currency ticketing information service and the one-stop loan application service according to an embodiment of the present invention.
FIG. 5 is a view showing a wallet management page in a virtual money market information providing service and a one-stop loan application service according to an embodiment of the present invention.
FIG. 6 is a view showing a loan history page in provision of virtual currency quote information and a one-stop loan application service according to an embodiment of the present invention.
FIG. 7 is a view showing a real-time notification setting page in the virtual currency ticketing information service and one-stop loan application service according to an embodiment of the present invention.
FIG. 8 is a view showing a loan repayment schedule display page in providing a virtual currency quote information for each exchange and a one-stop loan application service according to an embodiment of the present invention.
FIG. 9 is a view showing a news display page in the virtual currency ticker information service and one-stop loan application service according to an embodiment of the present invention.
FIG. 10 is a view showing a service guide page in providing a virtual currency quotation information and a one-stop loan application service according to an embodiment of the present invention.
FIG. 11 is a view for explaining a method of providing virtual currency quote information and a one-stop loan application service according to an exchange according to an embodiment of the present invention.

While the invention is susceptible to various modifications and alternative forms, specific embodiments thereof are shown by way of example in the drawings and will herein be described in detail. It should be understood, however, that the invention is not intended to be limited to the particular embodiments, but includes all modifications, equivalents, and alternatives falling within the spirit and scope of the invention.

Hereinafter, a preferred embodiment of the present invention will be described in detail with reference to the accompanying drawings.

FIG. 1 is a diagram for explaining a virtual money market information service and a one-stop loan application service according to an embodiment of the present invention.

Referring to FIG. 1, the financial technology service apparatus 10 communicates with a plurality of exchange server 200 to provide virtual currency quotation information and one-stop loan application service for each exchange according to an embodiment of the present invention, It is possible to provide the terminal 100 with virtual currency quote information for each exchange.

The plurality of exchange server 200 may be installed for each exchange that performs transaction of virtual currency. The plurality of exchange server 200 generates and manages information of the supplier and the consumer, transaction information, transaction price information per virtual currency, transaction amount information per virtual currency, deposit information, and wallet information for various virtual currencies traded on each exchange .

The financial technology service device 10 can obtain the transaction price information of each virtual currency and the transaction amount information of the corresponding virtual currency from each exchange server 200 for each exchange.

The financial technology service apparatus 10 can calculate the transaction share of each virtual currency in the entire transaction market for each exchange based on the transaction amount information obtained from each exchange server 200. [

The financial technology service device 10 can calculate a transaction share of each virtual currency in each exchange with respect to each virtual currency received in the exchange by the corresponding exchange in the entire transaction market of the corresponding virtual currency.

For example, among a plurality of exchanges for a bit coin, an A-exchange can account for 60%, a B-exchange 25%, a C-exchange 7%, a D-exchange 5% and an E-exchange 3% .

For example, among the plurality of exchanges for Etherium, 50% for A-exchange, 30% for B-exchange, 15% for C-exchange, 10% for D-exchange and 5% for E-exchange .

The financial technology service device 10 can differentially determine the security rate to be applied to the transaction price information of the corresponding virtual currency in each of the exchanges in accordance with the transaction share.

For example, the financial technology service device 10 may set the collateral rate to 60% for bit coins being received at the A-exchange and the collateral rate to 50% for the etherium. Accordingly, if the transaction price of bit coin is 10 million Yuan per bit, the maximum loan amount can be 60 million won, which is 60%.

For example, the financial technology service device 10 may set the collateral rate to 25% for bit coins being received at the B-exchange and the collateral rate to 30% for the etherium. Accordingly, if the transaction price of the bit coin in the B-exchange is 11 million won per 1 beat, the maximum loan amount can be 50 million won, which is 50%.

In summary, the transaction price of a 1-bit coin traded at A is KRW 10 million, and the transaction price of 1-bit coin traded at B is KRW 11 million. In terms of transaction price, A is lower than KRW 1 million , The loanable amount can be calculated as the loanable amount higher by 500,000 won than the bit coin which is received at the B-exchange by the bit coin which is received at the A-exchange.

In this way, the financial technology service apparatus 10 can calculate the amount of the virtual currency with respect to the arbitrary virtual currency by the formula calculated according to the transaction share and / or the transaction amount of the corresponding virtual currency, Loan coverage rate can be applied.

In addition, the financial technology service device 10 can display the transaction price information of each virtual currency obtained from each exchange server 200 and the transaction amount information of the corresponding virtual currency for each exchange.

To this end, the financial technology service apparatus 10 may include a data storage unit 11 and a processor 12 to perform a virtual money market information providing service.

The data storage unit 11 may store transaction price information, transaction amount information, occupancy rate information, and collateral rate information to be applied for a collateral loan of each virtual currency for each exchange. Also, the data storage unit 11 may store virtual money lending application and management information.

The processor 12 can obtain the transaction price information of each virtual currency and the transaction amount information of the corresponding virtual currency for each exchange.

The processor 12 can calculate the transaction share of each virtual currency in the entire transaction market for each exchange based on the transaction amount information.

The processor 12 can variably determine the security rate to be applied to the transaction price information of the corresponding virtual currency for each virtual currency for each exchange in accordance with the transaction share. Accordingly, the maximum lendable amount can be calculated differently according to the value of the virtual currency exchange or the daily liquidity of each virtual currency.

In addition, the processor 12 enables a plurality of virtual currency quote information to be searched or compared in real time on a plurality of exchanges, provides a notification function for virtual currency quote information corresponding to a set condition, provides help, You can enable a mortgage application.

For this purpose, the processor 12 displays each virtual currency quote information sorted by each exchange and displays a mortgage loan application button for requesting a virtual money secured loan in the adjacent area of the area where the virtual currency of the virtual currency is displayed have.

When the first exchange is selected in the ticker information display area and each virtual currency of the first exchange is displayed and the mortgage loan application button corresponding to an arbitrary first virtual currency is selected, The first virtual currency information corresponding to the selected secured loan application button can be stored in the data storage unit 11. [

The processor 12 may load and display the loan application page according to the corresponding secured loan application button. Here, when loading the loan application page, the processor 12 may generate and display a loan application page by setting the first exchange information and the first virtual currency information corresponding to the selected mortgage application button as default setting values have.

Accordingly, if the loan applicant performs only one operation to select an arbitrary loan application button, the process of selecting the first exchange information while the loan application page is displayed, the process of selecting the first exchange information to be used as the loan guarantee information The process of scrolling and selecting can be bypassed, greatly simplifying the process of applying for a loan.

The processor 12 can generate various types of virtual money loan application information by receiving various selection values for the loan conditions from the loan applicant in the loan application page on which the basic setting values are displayed.

The processor 12 may display the maximum lendable amount on the loan application page according to the selection value for the loan condition received from the loan applicant. At this time, the processor 12 can calculate the maximum lendable amount differentially according to the virtual money exchange or the daily liquidity value of each virtual currency.

In addition, the processor 12 displays the maximum lendable amount according to the selection value for the loan condition received from the loan applicant on the loan application page, and calculates the maximum loanable amount based on the transaction share of each virtual currency The maximum loanable amount can be calculated by applying the coverage rate, which is differentially determined for each virtual currency, to the transaction price information of the corresponding virtual currency, correspondingly to each exchange.

The processor 12 may open an investment fund recruitment page for a virtual money lending loan to recruit investment funds for a P2P loan based on the generated virtual money lending application information.

For example, if it is confirmed that the loan applicant has deposited a predetermined deposit together with the loan application, the processor 12 may be configured to automatically open the investment fund recruitment page for the virtual money secured loan You can run the software to open an investment recruitment page for a virtual currency secured loan.

Here, the virtual money may be Bitcoin. However, the present invention is not limited thereto and may include various kinds of virtual money.

The bit coin is traded on the basis of the public key cryptosystem in the way that the bit coin electronic wallet holder trades. All bitcoin users have a pair of key values consisting of a public key acting as an address and a secret key used for electronic signatures when approving transactions. This key value can be stored in a file in the distributed database. If the file with the key value is deleted or disappears, the bit coin dealt with the key value also disappears. The bit coin user stores his / her pair of key values in the bit coin electronic wallet. The key value does not contain information related to the personal identity, so bit coin users are guaranteed anonymity.

The bit coin buyer must send his public key, which acts as an address, to the bit coin seller. The bit coin seller electronically signs the hash (hash) containing all transactions history and the public key of the bit coin buyer using his secret key. The bit coin is then moved from the bit coin seller's electronic wallet to the buyer's electronic wallet and the transaction is completed. The hash inside the bit coin stores all transactions history of the transaction target bit coin including the latest transaction history. In addition, all bit coin transactions occurring in the bit coin network are recorded in a block chain, which is disclosed to all bit coin users. Since the bit coin is traded through digital signatures, Nakamoto Satoshi defines the bit coin as a continuous digital signature.

Since the bit coin is a digital bit, there is a risk that it can be duplicated or forged and double spending. The bit coin can use a timestamp to prevent double use. The timestamp is a mechanism to confirm that there is a bit coin at the time of the transaction and that the block chain storing the transaction information of the bit coin has not been changed since the last transaction.

The bit coin trading system uses timestamps to check all transaction history related to the bit coin of the block chain and to approve the bit coin transaction only when there is no problem. When a transaction is approved, the hash stores the history of the block chain containing the transaction information and the timestamp confirmation. Bitcoin's trading system can prevent double use because it accepts transactions without problems with timestamp validation mechanisms. The time required to confirm the time stamp is several minutes to several tens of minutes.

FIG. 2 is a diagram illustrating a screen for providing virtual currency market information and a one-stop loan application service according to an exchange according to an exemplary embodiment of the present invention.

Referring to FIG. 2, a plurality of virtual currency quote information may be displayed on the screen of the information terminal 100.

The plurality of virtual currency quote information may include virtual currency quote information generated from a plurality of virtual money exchange servers 200.

For example, in an embodiment of the present invention, a plurality of virtual currency quote information may be various types of information such as a bit coin, a bit coin cache, an eiderium, a dash, a light coin, an Ethernet classic, a ripple, And may include virtual currency quotation information generated for the virtual currency.

The virtual currency price information may include virtual currency name information, price information, and rate of change information. Price information may include current price information and transaction price information. The rate of change information may include a percentage and a price change. The rate of change information can be displayed divided into the day before, the 12 hour, the 1 hour, the 30 minute, and the 10 minute.

Each virtual currency quote information can be sorted by each exchange.

For example, in one embodiment of the present invention, each virtual currency quote information may be sorted by exchanges such as Bitsum, Coin Circle, and Cobit.

A mortgage loan application button for requesting a virtual money secured loan may be provided in an area adjacent to an area where ticker information of each virtual currency is displayed. For example, a mortgage application button may be provided on the right side of the ticker information display area of the virtual currency.

Thus, when the first exchange is selected in the ticker information display area, and the virtual money corresponding to the first virtual currency is selected in the state that each virtual currency of the first exchange is displayed, And the first virtual currency information corresponding to the selected secured loan application button in the data storage unit 11. [

For example, when BITUMS is selected as the first exchange, various virtual currencies traded in BITSUM are displayed. For example, a mortgage loan application button corresponding to a bit coin among various virtual currencies may be selected by the user. If an optional mortgage application button is selected, the processor 12 loads the loan application page according to the corresponding mortgage application button.

At this time, when loading the loan application page, the processor 12 may configure and display the loan application page using the first exchange information and the first virtual currency information corresponding to the selected secured loan application button as a base value. Accordingly, in the loaded loan application page, the first exchange information and the first virtual currency information corresponding to the selected secured loan application button are displayed as default setting values.

The processor 12 can generate various types of virtual money loan application information by receiving various selection values for the loan conditions from the loan applicant in the loan application page on which the basic setting values are displayed.

For example, the various selection values for the loan condition may be included among the loan demand amount, the number information of the virtual money to be used for the loan guarantee, the loan term information, and the loan interest rate as needed.

In addition, the processor 12 may open an investment fund recruitment page for the virtual money secured loan based on the generated virtual money secured loan application information.

At this time, if it is confirmed that the loan applicant has deposited the predetermined deposit together with the application for loan, for example, the opening of the investment fund recruitment page for the virtual money secured loan is not performed by hand, It can be appropriately programmed to automatically open a fund recruitment page for a money-backed loan.

The processor 12 can provide progress information, loan details, and redemption schedule information when a loan is requested.

Here, each virtual currency market information can be displayed with high visibility.

For this purpose, each virtual currency price information can be displayed highlighted with respect to each item as an alignment reference.

The highlight can be displayed in color, for example. The highlight can be displayed as an animation effect.

When a highlight is displayed in color, only the menu that is the basis of the alignment and the color of the item that is the basis of the alignment may be displayed to be different from other items.

It is possible to search or compare a plurality of virtual money market information in real time based on the virtual money market information and the virtual money exchange server information, to perform the notification function of the virtual money market information meeting the set condition or to provide the help Lt; / RTI >

FIG. 3 is a view showing a loan application page in providing a virtual currency quote information and a one-stop loan application service according to an embodiment of the present invention.

3, the loan application page includes a virtual money selection field, a secured virtual money count input field, a loan amount evaluation execution button, an evaluation value display field, a desired loan amount input field, a loan interest rate selection field, .

Here, the maximum lendable amount may be displayed in the evaluation amount display field. The maximum lendable amount is the sum of the lending collateral rate of a given virtual currency by the formula calculated according to the transaction share and / or transaction amount of the corresponding virtual currency in the entire trading market of the corresponding virtual currency Can be calculated. Accordingly, the maximum lendable amount can be calculated differently according to the value of the virtual currency exchange or the daily liquidity of each virtual currency.

FIG. 4 is a view showing an information page in the virtual currency ticketing information service and the one-stop loan application service according to an embodiment of the present invention.

Referring to FIG. 4, the My Information page may include a loan information summary field, a loan history display field, a loan redemption schedule field, a purse management field, and a service guide field.

The loan information summary field may include the total loan history number information and the loan amount information.

FIG. 5 is a view showing a wallet management page in a virtual money market information providing service and a one-stop loan application service according to an embodiment of the present invention.

Referring to FIG. 5, the wallet management page may include an address input field for setting wallet address information of each virtual currency. For example, the My Wallet Administration page can set the virtual currency address information for Bit Coin, Bit Coin Cache, Etherium, Quantum and Bit Coin Gold.

At this time, address information of each virtual currency can be allocated to each exchange.

FIG. 6 is a view showing a loan history page in provision of virtual currency quote information and a one-stop loan application service according to an embodiment of the present invention.

Referring to FIG. 6, the loan history page may include loan history information for each virtual currency. The loan history information may include the name of the virtual money classified by each virtual currency, the amount of the loan, the loan period, the interest rate, and the information on the deposit status.

FIG. 7 is a view showing a real-time notification setting page in the virtual currency ticketing information service and one-stop loan application service according to an embodiment of the present invention.

Referring to FIG. 7, the real-time notification setting page can set whether or not to execute a notification service that can notify real-time quotation information of a virtual currency to an arbitrary virtual currency.

FIG. 8 is a view showing a loan repayment schedule display page in providing a virtual currency quote information for each exchange and a one-stop loan application service according to an embodiment of the present invention.

Referring to FIG. 8, the loan repayment schedule display page may include a loan repayment schedule displayed according to each loan history. For example, on the loan repayment schedule display page, each schedule for interest, principal, and repayment can be displayed by color.

FIG. 9 is a view showing a news display page in the virtual currency ticker information service and one-stop loan application service according to an embodiment of the present invention.

Referring to FIG. 9, the news display page may include news content that is searched and displayed by a preset keyword.

FIG. 10 is a view showing a service guide page in provision of virtual currency quotation information and a one-stop loan application service according to an embodiment of the present invention.

Referring to FIG. 10, the service guide page includes guide information for providing virtual currency quotation information for each exchange and guiding how to use the one-stop loan application service.

FIG. 11 is a view for explaining a method of providing virtual currency quote information and a one-stop loan application service according to an exchange according to an embodiment of the present invention.

Referring to FIG. 11, the processor 12 receives and stores virtual currency market information and virtual currency exchange server information from a plurality of virtual money exchange servers in order to provide a virtual currency market information service and a one-stop loan application service method for each exchange (S10).

Then, the processor 12 displays each virtual currency quote information sorted by each exchange and displays a mortgage loan application button for requesting a virtual money secured loan to an adjacent region of the area where the quote information of each virtual currency is displayed (S20).

Then, when the first exchange is selected in the ticker information display area, and the virtual money corresponding to the first virtual currency is displayed on the first exchange and the corresponding mortgage application button corresponding to the first virtual money is selected, The first virtual currency information corresponding to the exchange information and the selected secured loan application button may be stored in the data storage unit 11 (S30).

Then, the processor 12 may load and display the loan application page according to the corresponding secured loan application button (S40). At this time, when loading the loan application page, the processor 12 may generate and display a loan application page by setting the first exchange information and the first virtual currency information corresponding to the selected mortgage application button as default setting values .

The processor 12 receives the various selection values for the loan conditions from the loan applicant in the loan application page showing the basic setting values, generates the virtual money loan application information, and generates the virtual money loan application information based on the generated virtual money secured loan application information An investment fund recruitment page can be opened (S50).

While the invention has been shown and described with reference to certain preferred embodiments thereof, it will be understood by those skilled in the art that various changes and modifications may be made without departing from the spirit and scope of the invention as defined by the appended claims. Accordingly, the true scope of the present invention should be determined by the following claims.

Claims (9)

A data storage unit for storing virtual money market information and virtual money exchange server information received from a plurality of virtual money exchange servers; And
Display the respective virtual money market information by respective exchanges and display a mortgage loan application button for submitting a virtual money secured loan to an area adjacent to the area where the virtual money information of each virtual currency is displayed, When a mutual loan application button corresponding to an arbitrary first virtual currency is selected while an exchange is selected and respective virtual currencies of the first exchange are displayed, the first exchange information and the first virtual currency corresponding to the selected secured loan application button Storing the information in the data storage unit and loading and displaying a loan application page according to the corresponding mortgage loan application button, wherein when the loan application page is loaded, the first exchange information and the first exchange information corresponding to the selected first mortgage application button And a processor for generating and displaying a loan application page with the virtual currency information as a default setting value Virtual currency market information and one-stop loan application service device.
The method according to claim 1,
Wherein the processor receives the selection value for the loan condition from the loan applicant in the loan application page showing the basic setting value and generates the virtual currency loan application information, and provides the virtual currency ticker information and the one-stop loan application service device for each exchange.
The method of claim 2,
The processor displays a maximum lendable amount according to the selection value of the loan condition received from the lender of the loan on the loan application page, and the maximum lending amount can be differentiated according to the value of each virtual currency exchange or the daily liquidity of each virtual currency Provides virtual currency quotation information and one-stop loan application service device for each exchange that calculates the amount.
The method of claim 3,
The processor displays the maximum lendable amount according to the selection value for the loan condition received from the loan applicant on the loan application page, and the processor calculates the maximum loanable amount according to the transaction amount of each virtual currency The virtual currency quotation information service and the one-stop lending application service device for each exchange are calculated by applying the coverage rate, which is differentially determined for each virtual currency, to the transaction price information of the corresponding virtual currency by each exchange, to calculate the maximum lendable amount.
The method according to claim 1,
Wherein the processor creates an investment money collection page for a virtual money secured loan based on the generated virtual money secured loan application information, and provides the virtual currency ticketing information and the one-stop loan application service device for each exchange.
The method of claim 5,
If it is confirmed that the loan applicant has deposited the predetermined deposit together with the loan application, the processor executes the programmed software so that the investment fund recruitment page for the virtual money secured loan is automatically opened by the formal format, To provide virtual currency quotation information and a one-stop loan application service device for each exchange.
The method according to claim 1,
The processor makes it possible to search for or compare a plurality of virtual currency quote information in real time, to provide a virtual currency quotation information for each exchange or to provide one- Loan application service device.
Receiving virtual money market information and virtual money exchange server information from a plurality of virtual money exchange server servers and storing the same;
Displaying each virtual currency quote information sorted for each exchange and displaying a mortgage loan application button for applying for a virtual money secured loan to an area adjacent to the area where the virtual currency information of each virtual currency is displayed;
If the first exchange is selected in the ticker information display area and the virtual money corresponding to the first virtual currency is selected while each virtual currency of the first exchange is displayed, the first exchange information and the selected mortgage application button Storing the first virtual currency information corresponding to the first virtual currency information in the data storage unit;
When loading the loan application page, the first exchange information and the first virtual currency information corresponding to the selected mortgage application button are set as the default setting values, And generating and displaying a page, wherein the virtual currency quotation information and the one-stop loan application service method are provided.
The method of claim 8,
A virtual money lending application information is received by receiving various selection values of a lending condition from a lender applicant in a loan application page showing a basic setting value and an investment money for a virtual money lending loan based on the generated virtual money lending application information is collected The method further comprising the step of providing a virtual currency quotation information and a one-stop loan application service method for each exchange.

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