KR20190027265A - Computer program - Google Patents

Abstract

According to the present invention, a computer program is stored on a medium to execute functions of: receiving a fusion message, generated by performing message fusion process in a message fusion service providing apparatus, from the message fusion service providing apparatus when a first message of a first business entity and a second message of a second business entity received by the message fusion service providing apparatus are related messages of the same subject to the same recipient; and generating a database using the received fusion message.

Description

Computer program {COMPUTER PROGRAM}

The present invention relates to a computer program. More particularly, the present invention relates to a computer program stored on a medium for performing the function of receiving a fusion message and creating a database.

Today, the widespread use of the Internet has led to the rapid development of wireless mobile communication technology beyond wired lines, and in real life, information retrieval on the Internet through mobile user terminals such as mobile phones, PDAs, and hand- This became possible regardless of time and place.

In particular, as various functions can be implemented through various user terminals such as a smart phone, various dedicated application programs and contents that are driven in the user terminal have been developed, and various services based thereon Is provided.

Among them, a message service is a key function of the most fundamentally provided user terminal program. This is a function for transmitting and receiving a user-specified message through a network, and is expanding in various formats by diversification of communication networks and diversification of data protocols. For example, the message service application can provide transmission / reception of a short message, a long message through the mobile communication network, or transmission / reception of message content data through the Internet protocol network, and each application can accurately and securely transmit / Management services for archiving data, and data modulation and encryption functions.

Accordingly, the message service is very effective as a means of providing and notifying information services of operators, and in particular, is being utilized generally in payment services and the like.

However, as the utilization of such a message service is greatly increased, there is a case where information that is excessively dispersed and segmented is provided as a partial message due to the interests among the service providers.

For example, FIG. 1 shows a message service flow when an existing customer payment is generated. When a single customer's card payment is generated, the card issuer server 10 of the card company is connected to the first message server 11 connected thereto, Related message to the user terminal 30 through the first communication network (mobile communication network, etc.), and the merchant's server 20 of the merchant providing the merchandise provides the second message server 21 and the second And provides the goods, delivery, or point related messages to the user terminal 30 through a communication network (Internet network, etc.).

In such a case, in order to provide relevant information on the same fixed payment, the message server operation cost and the communication network utilization cost for each provider are generated at each service provider's respective service stations, which causes overlapping charges for each service provider, Socially, it can lead to increased network costs and increased network load.

Even if a user of the user terminal 30 receives a message of the settlement related card company server 10 from the viewpoint of the customer, it is often difficult to know exactly what goods / deliveries / points are related to this item, Unless you request a direct inquiry to the merchant, you can not actually check what kind of payment is actually made or what information about the delivery or points will be made.

As described above, according to the current message service structure, since messages of the same information are excessively dispersed and separated by the operators, double or multiple billing and network load are generated, It is very difficult to collect the information once again or to check the related information.

SUMMARY OF THE INVENTION The present invention has been made to solve the above-mentioned problems, and it is an object of the present invention to provide a system and a method for creating a database of settlement messages for a plurality of service providers, The present invention provides a computer program stored in a medium for executing a function of generating a personal account of the user terminal according to classification of items and product information items and summing up processing according to a predetermined period.

According to another aspect of the present invention, there is provided a computer program for causing a message fusion service providing apparatus to transmit a first message of a first business and a second message of a second business entity to a same recipient In the case of an associated message, the message fusion service providing apparatus performs a message fusion process to receive a generated fusion message from the message fusion service providing apparatus, and a function of generating a database using the received fusion message And a computer program stored in the medium.

According to the embodiment of the present invention, the user who receives the message receives the fused message, thereby improving the convenience of eliminating the user's inconvenience due to the existing information distribution.

In addition, according to the embodiment of the present invention, data classification and processing according to reception of a fusion message is facilitated, and a database such as a household part can be generated, thereby maximizing its effectiveness.

1 is a view for explaining an existing system structure.
2 is a schematic diagram of an overall system according to an embodiment of the present invention.
3 is a block diagram illustrating a message fusion service providing apparatus according to an exemplary embodiment of the present invention.
4 is a block diagram for explaining the origination message convergence processor according to an embodiment of the present invention.
5 is a diagram illustrating an application example of a message fusion service according to an embodiment of the present invention.
6 to 7 are flowcharts illustrating a method of providing a message fusion service according to an embodiment of the present invention.
8 to 10 are diagrams illustrating a fusion message according to an embodiment of the present invention.
11 is a flowchart illustrating an application operation of a user terminal using a message fusion service according to an embodiment of the present invention.

The following merely illustrates the principles of the invention. Thus, those skilled in the art will be able to devise various apparatuses which, although not explicitly described or shown herein, embody the principles of the invention and are included in the concept and scope of the invention. Furthermore, all of the conditional terms and embodiments listed herein are, in principle, intended only for the purpose of enabling understanding of the concepts of the present invention, and are not intended to be limiting in any way to the specifically listed embodiments and conditions .

It is also to be understood that the detailed description, as well as the principles, aspects and embodiments of the invention, as well as specific embodiments thereof, are intended to cover structural and functional equivalents thereof. It is also to be understood that such equivalents include all elements contemplated to perform the same function irrespective of the currently known equivalents as well as the equivalents to be developed in the future, i.e., the structure.

Thus, for example, it should be understood that the block diagrams herein represent conceptual views of exemplary circuits embodying the principles of the invention. Similarly, all flowcharts, state transition diagrams, pseudo code, and the like are representative of various processes that may be substantially represented on a computer-readable medium and executed by a computer or processor, whether or not the computer or processor is explicitly shown .

Also, the explicit use of terms such as processor, control, or similar concepts should not be interpreted exclusively as hardware capable of running software, and may be used without limitation as a digital signal processor (DSP) (ROM), random access memory (RAM), and non-volatile memory. Other hardware may also be included.

BRIEF DESCRIPTION OF THE DRAWINGS The above and other objects, features and advantages of the present invention will become more apparent from the following detailed description of the present invention when taken in conjunction with the accompanying drawings, in which: There will be. In the following description, well-known functions or constructions are not described in detail since they would obscure the invention in unnecessary detail.

Hereinafter, a preferred embodiment of the present invention will be described in detail with reference to the accompanying drawings.

2 is a schematic diagram of an overall system according to an embodiment of the present invention.

Referring to FIG. 2, a system according to an embodiment of the present invention includes a user terminal 100, a message fusion service provision apparatus 200 (hereinafter, referred to as a service provision apparatus), and a plurality of provider servers 300A, 300B, ... ).

More specifically, the user terminal 100, the service providing apparatus 200, and the plurality of provider servers 300A, 300B,... Can be connected through wired or wireless networks.

Each user user terminal 100, the service providing apparatus 200 and the plurality of provider servers 300A, 300B, ... may be connected to the Internet network, LAN, WAN, PSTN (Public Switched Telephone Network) Data can be transmitted and received through a public switched data network (PSDN), a cable TV network, a WIFI, a mobile communication network, and other wireless communication networks. Each of the user terminal 100, the service providing apparatus 200 and the plurality of provider servers 300A, 300B,... May include respective communication modules for communicating with protocols corresponding to the respective communication networks.

A mobile phone, a smart phone, a laptop computer, a digital broadcasting terminal, a PDA (Personal Digital Assistants), a PMP (Portable Multimedia Player), navigation and the like are provided in the user terminal 100 described in this specification However, the present invention is not limited thereto, and may be various devices capable of user input and information display.

In such a system, each of the plurality of provider servers 300A, 300B, ... can confirm whether a message transmission request for the same issue is generated. For example, the first business server 300A may be a card company server, and the second business server 300B may be a merchant server such as a shopping mall that provides merchandise information and transaction services. Accordingly, when a customer settlement occurs, the first server server 300A and the second server server 300B generate a first message and a second message to be transmitted to the user terminal 100, respectively, according to the respective checking means can do.

According to an embodiment of the present invention, the service providing apparatus 200 performs association processing between the first message and the second message received from the first server server 300A and the second server server 300B, respectively can do.

The service providing apparatus 200 may generate a fusion message by performing message fusion processing when the first message and the second message are related messages of the same subject to the same recipient, To the user terminal 100 corresponding to the receiver.

Accordingly, the service providing apparatus 200 according to the embodiment of the present invention can classify and associate related messages for the same issue among a plurality of providers, generate a single converged fusion message, The information of the first message and the information of the second message are all included, thereby preventing the double or duplicate charging, and can sufficiently transmit the information of the same subject. The information of the user of the user terminal 100 can be confirmed and classified conveniently .

Here, the service providing apparatus 200 may perform conversion and transmission processing to a data format corresponding to various networks in order to transmit a fusion message.

More specifically, the convergence message may include data of an enterprise message format, and the service providing apparatus 200 may transmit the convergence message to the user terminal through a corporate messaging service network.

In addition, the convergence message may include data of a social network messenger format, and the service providing apparatus 200 may transmit the convergence message to the user terminal through a social network based messenger network.

The service providing apparatus 200 may transmit the fusion message to the e-mail, short or long-text message format through a mobile communication network or a dedicated Internet network, Lt; / RTI >

In addition, the sender information of the fusion message may include identification information corresponding to the first business server 300A. In the case of the conventional data format as described above, one sender can be designated, and accordingly, a plurality of carriers can not be included, and the first The identification information corresponding to the provider server 300A may be included in the sender information.

The service providing apparatus 200 includes a communication protocol conversion unit, a file server, a collect server, a push gateway server, a transmission server, an account server, an administration server, a reception server, a conversion server, A push receiving server, a push sending server function, and the like.

In this case, the user terminal 100 and the service providing apparatus 200 can communicate via the first network, and the service providing apparatus 200 and the plurality of provider servers 300A, 300B, And the protocol or encryption scheme of each network may be different. Further, the communication network with each of the plurality of carrier servers 300A, 300B, ... may also be different from each other, so that the service providing apparatus 200 can provide data conversion processing according to each network protocol have.

The service providing apparatus 200 can encrypt and manage all or a part of the provider information and the message information as necessary.

In addition, the service providing apparatus 200 according to the embodiment of the present invention may provide various additional information and functions to be processed according to the message fusion service to the user terminal 100, and each of the plurality of provider servers 300A, 300B, ..., or a billing process for communicating with a financial server to provide a convergence service to a plurality of business servers 300A, 300B, ..., and so on.

Meanwhile, if the first message of the first provider and the second message of the second provider received by the message fusion service providing apparatus 200 are related messages of the same subject to the same recipient, The service providing apparatus 200 may receive the fusion message generated by performing the message fusion processing from the message fusion service providing apparatus 200 and may generate the database using the received fusion message.

For example, the first business entity may include a card company, the first message may include a card settlement related payment information message transmitted from a card company server, the second business entity includes a merchant business entity, 2 message may include a goods-related merchandise information message transmitted from the merchant server.

Accordingly, the database may include a personal account database of the user terminal according to the payment information items of the fusion message, the product information item classification, and the summation process for each predetermined period, and the user terminal 100 may generate and store a database And perform sorting and summation processing for output.

In addition, a separate application may be installed in the user terminal 100, and a general portable terminal including a separate control unit (not shown), a storage unit (not shown), an output unit (not shown) and a communication unit As shown in FIG.

Here, the application installed in the user terminal 100 may be represented by a program.

FIG. 3 is a block diagram for more specifically illustrating an apparatus for providing a message fusion service according to an embodiment of the present invention, FIG. 4 is a block diagram for more specifically explaining an origination message fusion processing unit according to an embodiment of the present invention .

3 and 4, a service providing apparatus 200 according to an embodiment of the present invention includes a communication unit 210, a control unit 220, a database 230, a management service providing unit 240, a message fusion processing unit 250 and a reply message processing unit 260. The message fusion processing unit 250 includes a message classifying unit 251, an association processing unit 253, a fusion message generating unit 254, and a calling information allocating unit 255 .

The control unit 220 may control the overall operation of each module to provide operation processing according to the service providing method according to the embodiment of the present invention and may include one or more microprocessors.

The communication unit 210 may include one or more modules that enable wired or wireless communication between the user terminal 100 and a network in which a plurality of business servers 300A, 300B,... Are located. For example, the communication unit 210 may include at least one of a mobile communication module, a wired Internet module, a wireless Internet module, and a short-range communication module.

The management service provider 240 can register and manage the provider information and the user information corresponding to the service provider and users using the message fusion service according to the embodiment of the present invention. The user information may include business entity identification information of a business entity that transmits a message, association information between business partners, or identification information of a user to receive a fusion message. The user information may include user terminal 100 or a plurality of business servers 300A and 300B , ...) in accordance with the user information registration or update request received from the user. In addition, all or some of the user information may be encrypted and stored.

The database 230 may store a program for operation of each component and may store input / output data (e.g., message information, fusion message information, user information, etc.) A separate classified database can be stored and managed for reply processing.

The message fusion processing unit 250 performs association processing between the first message and the at least one second message received from the plurality of provider servers 300A, 300B, ..., Message and the second message are the same message related to the same recipient, the fusion message may be generated by performing the message fusion process. Accordingly, the communication unit 210 transmits the fusion message to the user terminal corresponding to the recipient. This will be described in more detail with reference to FIG.

4 illustrates a fusion processing unit 250 according to an embodiment of the present invention in more detail. The fusion processing unit 250 includes a message classifying unit 251, an association processing unit 253, a fusion message generating unit 254, And an originating information allocating unit 255. [

The message classifier may classify each message received from a plurality of provider servers 300A, 300B,... According to preset criteria.

Here, the item criterion may include sender information, recipient information, transmission time information, template code information, affiliation information, category information, or matching keyword information of a message, and the matching keyword information may include keyword information corresponding to each item of information Can be indicated. For example, the issue information may correspond to a payment issue, and the keyword information may include matching keyword information corresponding to at least one of a financial service provider, merchant information, a product name, a settlement time, a payment amount, and a transaction code.

In addition, in the item criterion, the sender information may include identification information of each sender corresponding to a plurality of provider servers 300A, 300B,..., For example, a management service provider 240 The ID information of the pre-registered provider, the e-mail information, the network identification information of the provider server, or the telephone number information of each provider may be exemplified.

In the item criterion, the receiver information may be ID information of the receiver pre-registered through the management service provider 240, telephone number information of the receiver, or network identification information of the receiver terminal.

Further, with respect to the item criterion, the template code information may include preset code information corresponding to the attribute of the message. The template code information may indicate the type information of the message data identifiable by the recipient's messenger service application or the messenger relay server. The template code information may be the same or different from each other depending on the attributes of the message to be transmitted have.

On the other hand, if the affiliation information is in a message fusion service affiliation relationship between each provider server, the affiliation information may be included in the message received from the corresponding provider server. For example, when the first service provider server 300A and the second service provider server 300B are registered in an affiliation relationship, the first service provider server 300A and the second service provider server 300B, And can be provided to each of the provider servers. Accordingly, the first message and the second message transmitted from the first provider server 300A and the second provider server 300B, respectively, may include the affiliation information. The association information may be, for example, preset code information.

The association processing unit 253 can perform an association process for determining whether or not each message is associated using the classified message.

To this end, the association processing unit 253 may perform an association determination process according to a similarity within or within the predetermined reference value for each classified item criterion according to a predetermined condition criterion. For example, the recipient information and the subject information of a message in the same settlement case may be the same or similar within a certain range, and the associated message can be determined accordingly.

More specifically, the association processing unit 253 can compare the item reference information classified in advance according to the condition criterion. For example, the item criterion of each message may be sender information, recipient information, transmission time information, template code information, affiliation information, category information, or matching keyword information of the message, and the association processing unit 253, Whether or not the messages are related to each other can be determined.

According to the embodiment of the present invention, the association processing unit 253 can primarily determine whether or not the recipient information of the messages is matched for the association processing, and can perform comparison processing of the subsequent steps when the recipient information is the same .

In addition, the association processor 253 determines whether or not the association of the second messages is different according to whether the time is within a predetermined time based on the origination time information of the first message received from the first provider server 300A, Can be determined. For example, if the first message from the first provider server 300A for a particular recipient is at 12 o'clock, the other second provider server (s) received within one minute before and after the predetermined recipient 300B are present, the first message and the second message may be determined as an associated message.

For example, among the plurality of carrier servers 300A, 300B,..., The first carrier may be a cardholder server corresponding to the payment means in the card payment case. Accordingly, the association processing unit 253 can index the second messages corresponding to the first message received from the card issuer server 300A, and process the indexed messages.

Further, in the determination of the association message, whether the correspondence of the inter-message template code information or the association information can be further considered. The association processing unit 253 may filter only the messages in the indexed messages that match the association information or match the template code information, and process the message as an associated message.

On the other hand, the fusion message generation unit 254 performs fusion processing on the association-determined messages to generate one fusion fusion message. To this end, the fusion message generation unit 254 may generate fusion format data corresponding to a separate fusion message.

More specifically, the fusion message generation unit 254 may generate fusion format data by fusion processing each message according to preset conditions.

In the generation of the fusion format data, the content of the first message and the second message may be selectively fused to the fusion message. For example, the contents of the first message and the second message may be merged together with the respective caller information. In addition, the fusion processing unit 250 may extract necessary information that is not actually duplicated among the keyword information identified from each message, and may allocate the necessary information to the fusion message.

Here, the keyword information may be information extracted from a message through keyword analysis, or may be information added to a separate field of message data to provide a message fusion service according to an embodiment of the present invention. When a message is added to each of the plurality of provider servers 300A, 300B,..., A plurality of service providers 300A, 300B,... May add keyword information necessary for generating a fusion message to the separate field in a predetermined order. For example, as a keyword for settlement, a payment means, a payment amount, a product name, a payment date and time, a transaction code, and the like may be added as keywords in a separate field.

Meanwhile, the calling information assigning unit 255 may assign the calling party information, the template code information, and other necessary information to the generated fusion message. In particular, the calling information assigning unit 255 can process the calling party information so that the identification information corresponding to the first business server 300A, which is determined according to the priority set in advance, is included in the calling party information, And can be transmitted through an existing message transmission network.

Meanwhile, the sender information may include a plurality of sender information including the first business server 300A and the second business server 300B. However, when it is difficult to designate a plurality of sender information in the present system, the plurality of sender information may be directly included in the fusion message. For example, each caller-specific contact or identification information may be inserted into the fusion message.

Accordingly, the communication unit 210 converts the fusion message into an appropriate format for each service network to be transmitted to the user terminal 100, and transmits the convergence message to the user terminal 100 through a predetermined communication network for the service network.

The communication unit 210 may retransmit the fusion message through another second network determined according to the priority, when the transmission failure of the first network that transmitted the fusion message is confirmed. For example, the utilization network for each service provider may be different, and the fusion message may be retransmitted through the selected network according to the priority.

3, the reply message processing unit 260 may receive the reply message corresponding to the fusion message from the user terminal, and may perform the delivery process accordingly. For this, the reply message processing unit 260 may determine one or more providers corresponding to the reply message according to the separation and matching of the reply message and the fusion message, and may transmit the reply message to the provider server corresponding to the determined provider And the like. Accordingly, convenience of processing the reply message can be also provided.

5 is a diagram illustrating an application example of a message fusion service according to an embodiment of the present invention.

Referring to FIG. 5, the first server server 300A according to the embodiment of the present invention may be a sender server, and the second server server 300B may be an affiliate server connected with a sender. To this end, the service providing apparatus 200 can perform the association registration processing between the first business server 300A and the second business server 300B, and can transmit the predetermined association setting information to the first business server 300A and the second business server 300B, 2 provider server 300B. For example, the affiliation setting information may include affiliate service code information and subject selection information. The affiliate service code information may indicate whether the message is affiliated, and the item selection information may indicate the keyword order and format information of the item information to be included in the fusion message.

Accordingly, the service providing apparatus 200 can easily confirm the association between the respective messages and the fusion process using the association information included in the received messages between the first provider server 300A and the second provider server 300B Can be processed.

For example, the affiliation information may include an affiliate service code and issue information (e.g., product name information, payment date information, payment amount information, etc.) provided from each provider server, It can be determined through the fusion processing unit 250 that the association service code is associated with the case information, and fusion processing can be performed. However, if there is no association information, the template code described above may be additionally used.

The fusion message generation unit 254 may generate a convergence message of a predetermined format according to the keyword information of the association information, and may generate a convergence message by inserting keyword information of each provider message into the convergence message Thereby enabling transmission of a more natural fusion message.

Accordingly, the service providing apparatus 200 can generate a fusion message in which the first business message having the first business entity as a sender and the second business message are fused, and transmits the fusion message to the user terminal 100 through various paths Lt; / RTI >

6 to 7 are flowcharts illustrating a method of providing a message fusion service according to an embodiment of the present invention.

FIG. 6 illustrates the origination process. First, the service providing apparatus 200 receives a message for each of a plurality of provider servers (S1001).

Then, the service providing apparatus 200 identifies classification information of the first message through the fusion processing unit 250 (S1003), and identifies classification information of the corresponding second message (S1005).

Here, the receivers of the first message and the second message may be the same, or may be messages received within a predetermined time. Accordingly, the message to be processed can be determined primarily.

Thereafter, the service providing apparatus 200 determines whether the first message and the second message are related through the convergence processing unit 250 (S1007). In determining the association, the item criteria described above may be used.

Then, the service providing apparatus 200 generates a fusion message through re-processing and fusion processing using the first message and the second message determined through the fusion processing unit 250 (S1009).

Thereafter, the service providing apparatus 200 determines a representative sender of each of the plurality of providers that transmitted the first message and the second message according to a preset priority through the convergence processing unit 250 (S1011). Here, if all the plural providers can be included as the sender, step S1011 may be omitted.

Then, the service providing apparatus 200 allocates the fusion template code to the fusion message data subjected to the fusion processing, and transmits the fusion message of the determined representative sender name to the user terminal 100 (S1013).

7, the service providing apparatus 200 receives a reply message corresponding to the convergence message from the user terminal 100 through the reply message processing unit 260 (S2001) .

Then, the service providing apparatus 200 separates and matches the fusion message through the reply message processing unit 260, and determines one or more provider servers corresponding to the reply message (S2003).

For example, when the to-be-returned business entity information is identified from the reply message of the fusion message, the business entity server corresponding to the business entity information can be determined.

Accordingly, the service providing apparatus 200 delivers the reply message to the provider server corresponding to the determined provider through the reply message processing unit 260 (S2005).

After the reply message has been transferred, the service providing apparatus 200 may perform an exception process to transmit a direct message between the server of the determined operator and the user terminal 100 without a separate fusion.

8 to 10 are diagrams illustrating a fusion message according to an embodiment of the present invention.

8 and 10 illustrate a case where the first business server 300A is a card company server named 'Shinhan Card' and the second business server 300B is a shopping mall server called '11th Avenue' And a fusion format of the first message and the second message corresponding to the same payment subject received from the server.

Referring to FIG. 8, the service providing apparatus 200 can extract payment approval information from the card settlement approval message, which is the first message of the first company server 300A, Product information can be extracted from the result message. Accordingly, the service providing apparatus 200 can generate a fusion message in which the payment approval and the product information are fused and transmit the fusion message to the user terminal 100. If there is association information previously set in the extraction, the service providing apparatus 200 extracts necessary keyword information from the affiliate information or the separate message clearance field, and inserts the extracted keyword information into the fusion message, thereby generating a natural message have.

On the other hand, when there is data restriction according to the messenger characteristic, the service providing apparatus 200 may generate separate link information corresponding to excess data and insert it into the fusion message. The link information may be, for example, a URL corresponding to detailed merchandise transaction information.

In addition, the sender information may be a first company server 300A set in advance, but may also include information of the second server server 300B when a plurality of sender information is available according to an embodiment.

Meanwhile, referring to FIG. 9, the fusion message may be generated by simply connecting the first message and the second message for each sender information. In this case, the processing amount of the service providing apparatus 200 is reduced, thereby enabling faster data processing.

Referring to FIG. 10, the fusing message may include each sender information selectively, and the sender identification information for reply may be included, respectively. For example, the caller identification information may be a telephone number of each caller. Accordingly, the user can recognize the identification information of a plurality of callers from the fusion message, and can easily reply to each provider.

11 is a flowchart illustrating an application operation of a user terminal using a message fusion service according to an embodiment of the present invention.

Referring to FIG. 11, the case where the convergence message as described above is related to the settlement case is illustrated in more detail. In accordance with the transmission of the convergence message on the settlement issue, the user terminal 100 generates a convergence message based on the convergence message database It can be easily generated.

In the conventional case, there is a problem that it is very difficult to relate only to the amount and use place of only the payment text message of each provider, and it is difficult to relate to which transaction of a certain commodity a transaction is. However, in the case of the convergence message according to the embodiment of the present invention, Therefore, the user terminal 100 can provide a household database for each item according to the summation process for a predetermined period.

To this end, the installation and execution of the household part application is processed in the user terminal 100 through the control unit (S3001).

If the fusion message is received and identified by the user terminal 100, the user terminal 100 performs data classification processing according to preset item information through the controller (S3003).

Here, the user terminal 100 may determine whether the message is a fusion message using the template code information of the fusion message, and may perform the data classification process on the basis of the keyword information in the fusion message. The item information may include at least one of a payment means, a product name, a transaction date and a transaction amount, for example.

On the other hand, the user terminal 100 inputs matching information for each purchase item using the classified data (S3005), performs a summing process for each predetermined period, and generates a household database (S3007).

According to the present invention, the steps (S3001) to (S3007) may be executed by a program or an application, and the present invention includes a computer-readable recording medium on which the program or application is recorded.

As described above, the service providing apparatus 200 according to the embodiment of the present invention merges the messages received from each of the plurality of provider servers 300A, 300B, , It is possible to easily reduce the burden on the social network and improve the convenience of the recipient and the additional service.

Meanwhile, the method according to various embodiments of the present invention may be implemented in the form of installation data to be executed in a terminal device, and may be stored in various non-transitory computer readable media, Can be provided. Accordingly, the user terminal 100 can access the server or the device and download the installation data.

A non-transitory readable medium is a medium that stores data for a short period of time, such as a register, cache, memory, etc., but semi-permanently stores data and is readable by the apparatus. In particular, the various applications or programs described above may be stored on non-volatile readable media such as CD, DVD, hard disk, Blu-ray disk, USB, memory card, ROM,

While the present invention has been particularly shown and described with reference to exemplary embodiments thereof, it is to be understood that the invention is not limited to the disclosed exemplary embodiments, but, on the contrary, It should be understood that various modifications may be made by those skilled in the art without departing from the spirit and scope of the present invention.

Claims (3)

If the first message of the first business entity received by the message fusion service providing device and the second message of the second business entity are related messages of the same subject to the same recipient, the message fusion service providing device performs message fusion processing Receiving a fusion message from the message fusion service providing apparatus; And
And generating a database using the received fusion message. The method according to claim 1,
Wherein the first company includes a card company, the first message includes a card settlement related payment information message transmitted from a card company server,
The second business entity includes a merchant business entity, and the second message includes a product related product information message transmitted from the merchant server
Computer program. The method according to claim 1,
Wherein the database includes a personal data base database of the user terminal according to classification of payment information items and product information items of the fusion message,
Computer program.

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