KR20180105600A - System for Providing Settlement Service of Affiliated Store by Using Exclusive Deposit Device for Settlement of Affiliated Store - Google Patents

Abstract

The present invention relates to a system for providing a member store calculation service using a deposit-exclusive device for member store calculation, capable of safely and conveniently providing a daily calculation amount, which comprises: a deposit-exclusive device for member store calculation; a relay server performing payment processing; a head office server of the member store receiving a deposit history of a daily calculation amount of the member store; and a terminal of a member store owner receiving the deposit history of the daily calculation amount, and a charging history of virtual money.

Description

[0001] The present invention relates to a system for providing settlement service for an affiliate store using settlement-only equipment for settlement,

The present invention is characterized in that when a deposit of a daily settlement amount of the affiliated merchant is confirmed, the deposit history is transmitted to a head office server provided in the head office of the relay server and the affiliate merchant, When the deposit details of the daily settlement amount of the affiliated merchant store are received from the affiliate merchant settlement exclusive use device provided to the terminal operated by the merchant's agent of the merchant and the deposit exclusive use device for the affiliate merchant settlement settlement, To the virtual money account of the affiliated merchant and requests a payment to be made to the charged virtual money according to a bill issuance request for the daily settlement amount from the head office server of the affiliated merchant, The terminal device according to claim 1, A relay server for performing a settlement process using the charged virtual money in response to the bill, a transfer server for transferring the settlement processed amount using the virtual money to the head office account of the affiliated merchant, A main server of the affiliated merchant shop and a merchant store of the affiliated merchant shop (or a merchant store of the affiliated merchant shop) that receives the deposit details of the daily settled amount of the affiliated merchant shop and requests the relay server to issue an invoice for the daily settled amount to the terminal of the merchant shop And receives the deposit of the daily settlement amount and the virtual money charge history from the deposit-only device or the relay server for settlement of the affiliate merchant's settlement, receives the bill for the daily settlement amount issued from the relay server, The amount corresponding to the received invoice Affiliated merchant jeongsanyong having a merchant note terminal requesting that a payment to the virtual money relates to a merchant settlement service provider system using the deposit-only device.

Recently, a service that uses various virtual money has emerged in the era of PinTech. For example, it became possible to remit money or make settlements among individuals using virtual money.

However, it is difficult to use virtual money because it is difficult to withdraw virtual money from cash via POS or ATM on the off-line, or to deposit cash into virtual money.

Korean Patent Laid-Open Publication No. 10-2009-0051392 (published on May 22, 2009) relates to a cash withdrawal transaction method and system through an affiliated store, wherein a customer obtains a customer's card from an affiliate terminal provided in a cash withdrawing affiliate merchant And withdrawing the cash using the cashier.

However, in the above case, the withdrawal or payment for actual cash was not made using virtual money.

On the other hand, Korean Patent Registration No. 110-0551684 (registered on February 06, 2006) discloses that cashiers who work in a distributor store personal identification numbers assigned to themselves through automatic settlement management devices installed in the retailers' The settlement management operating system confirms the deposit information and transfers the amount corresponding to the deposit amount from the account of the self (settlement management operating system) to the settlement account of the distributor by the banking system And transmits the deposit information to the distributor management system.

However, in the above case, it was possible to check the details of the deposit after the cash withdrawal, and it was difficult to identify the cashier's mistake or false deposit.

Therefore, it is time to look for a new service for off-line activation of virtual money service.

The object of the present invention is to provide a payment server and a payment server which are provided in the affiliate merchant and can deposit only without being withdrawn and when the deposit of the daily settlement amount of the affiliate merchant is confirmed, When the deposit details of the daily settled amount of the affiliated merchant store are received from the affiliate merchant settlement exclusive use device provided for the merchant's terminal operated by the affiliated merchant's affiliate store and the deposit exclusive use device for settlement of the affiliate merchant store, Charging a virtual money to the virtual money account of the affiliated merchant and requesting the payment to be made to the charged virtual money according to a bill issuance request for the daily settlement amount from the head office server of the affiliated merchant, To the terminal of the merchant, A relay server for performing settlement processing using the charged virtual money in response to the invoice requested and depositing the amount of settlement processed using the virtual money into the head office account of the affiliated merchant, A server of the affiliate merchant that receives the deposit details of the daily settlement amount of the affiliated merchant from the device and requests the relay server to issue an invoice for the daily settlement amount to the terminal of the merchant, (Or employee) receives the deposit details of the daily settlement amount and the virtual money charge history from the deposit-only apparatus or the relay server for settlement of the affiliate merchant store, and receives an invoice for the daily settlement amount issued from the relay server And the amount corresponding to the received invoice To provide an affiliated merchant jeongsanyong merchant settlement service provider system using the deposit-only device having a merchant note terminal requesting that a payment to the charging virtual money.

According to the present invention, a merchant settlement service providing system using an apparatus for depositing a settlement for affiliate merchant settlement can be provided only at a partner franchisee without being withdrawn, and only when a deposit of the daily settlement amount of the affiliate merchant is confirmed, And a payment history of the daily settlement amount of the affiliated merchant from the deposit-only device for settlement of the affiliated merchant store provided by the server of the affiliate merchant and the deposit-only device for settlement provided by the server of the merchant of the affiliated merchant The virtual money account corresponding to the deposited daily settlement amount is charged to the virtual money account of the affiliated merchant, and upon receipt of a bill issuance request for the daily settlement amount from the head office server of the affiliated merchant, You will receive an invoice The settlement process using the charged virtual money in response to the bill requested by the merchant terminal of the affiliated merchant and issuing the settlement processed amount using the virtual money to the affiliated merchant's terminal The payment history of the daily settlement amount of the affiliated merchant is received from the relay server for depositing in the main office account and the deposit exclusive use device for settlement of the affiliated merchant settlement and issued to the relay server to issue the bill for the daily settlement amount to the terminal of the merchant And the virtual money charge history of the daily settlement amount is received from the deposit-only device or the relay server for settlement of the affiliated merchant store, Wherein the daily churn issued from the relay server Receiving a bill for the amount, and is characterized in that it comprises a merchant terminal for requesting attention to a payment corresponding to the received bills to the compacted virtual money.

In the merchant settlement service providing system using the deposit only settlement apparatus for settlement of affiliate merchandise according to the present invention, the settlement exclusive settlement apparatus for the affiliate merchant settlement is provided with the settlement account settlement service providing system for the merchant store (or employee) depositing the settlement amount for daily settlement processing of the affiliated merchant store And confirms and stores the daily settlement amount deposited from the merchant (or employee) whose validity has been verified, and stores the daily settlement amount, the unique code assigned to the affiliated merchant, the name corresponding to the affiliated merchant To the relay server, daily settlement processing request information including unique identification information including any one of a business registration number, a business registration number, and a telephone number.

In the merchant settlement service providing system using the deposit-only settlement apparatus for settlement of alliance merchandise according to the present invention, the relay server may be configured such that, when requesting the issuance of the bill for the daily settlement amount from the head office server of the affiliate merchant, And a billing interface through which billing information for billing or issuance can be inputted or selected to the head office server, and the billing interface provided to the main office server provides one or more billing targets, billing contents, billing amounts, And when the billing information including the billing information is input or selected, the billing unit issues the bill including the input or the selected billing information.

A merchant store settlement service providing method using virtual money executed by a relay server that communicates with a deposit only apparatus provided in an affiliated merchant store according to the present invention is characterized in that the merchant store settlement service providing method A method of providing a merchant settlement service using money, the method comprising the steps of: receiving an amount of money deposited as a daily settlement amount of the affiliated merchant from the deposit-only device; a unique code assigned to the affiliated merchant; a name corresponding to the affiliated merchant; A second step of charging virtual money corresponding to the deposited money to a virtual money account of an affiliated merchant corresponding to the unique identification information, In response to a request of a terminal provided at the headquarters of the affiliate merchant The method comprising the steps of: (a) issuing a bill to a terminal of the affiliated merchant; (b) performing a payment process using the charged virtual money in response to the bill from a terminal of the affiliated merchant; And a fourth step of depositing the amount of money deposited in the affiliated merchant's account into the account of the head office of the affiliated merchant, wherein the deposit only device, when the daily settlement amount of the affiliated merchant is deposited, And a method of providing a merchant settlement service using virtual money that is delivered to a terminal provided at the head office of the affiliated merchant.

According to the present invention, by using the virtual money, the affiliated merchant can provide the daily settlement amount to be provided to the head office more safely and conveniently, and the head office can conveniently store the daily settlement amount of the affiliated merchant There is an advantage.

FIG. 1 is a view showing a configuration of a merchant settlement service providing system using virtual money according to an embodiment of the present invention.
2 is a diagram illustrating a process of providing a merchant settlement service using virtual money according to an embodiment of the present invention.
3 is a diagram illustrating a functional configuration of a deposit-only device provided in an affiliated merchant according to an embodiment of the present invention.
FIG. 4 is a diagram illustrating an operation procedure of a deposit only apparatus for receiving a daily settlement amount of an affiliated merchant according to the present invention.
FIG. 5 is a diagram illustrating a billing example screen for processing a daily settlement amount of an affiliated merchant by using virtual money according to the present invention.

DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENTS Hereinafter, preferred embodiments of the present invention will be described in detail with reference to the accompanying drawings. It should be understood, however, that the drawings and the following detailed description are exemplary and explanatory and are intended to provide further explanation of the invention, and are not to be construed as limiting the present invention.

In the following description of the present invention, a detailed description of known functions and configurations incorporated herein will be omitted when it may make the subject matter of the present invention rather unclear. The terms used below are defined in consideration of the functions of the present invention, which may vary depending on the user, intention or custom of the operator. Therefore, the definition should be based on the contents throughout the present invention.

As a result, the technical idea of the present invention is determined by the claims, and the following embodiments are merely means for effectively explaining the technical idea of the present invention to a person having ordinary skill in the art to which the present invention belongs Only.

FIG. 1 is a view showing a configuration of a merchant settlement service providing system using virtual money according to an embodiment of the present invention.

More specifically, FIG. 1 shows a case where, when a daily settlement amount is deposited by using a deposit only device provided in an affiliated merchant (for example, a franchise such as a convenience store), the relay server receives the cash deposit details from the deposit only device, (For example, the merchant's stock) to the check money account of the affiliated merchant (for example, the merchant's account), and sends the bill corresponding to the cash deposit details to the affiliate merchant's terminal (for example, FIG. 2 is a view showing a simple configuration of a merchant settlement service providing system using virtual money to process a payment for the dispatched bill by using the charged check money. 1, the merchant settlement service using virtual money is referred to and / It is to be understood that the present invention is not limited to the above-described exemplary embodiments, and various changes and modifications may be made without departing from the scope of the present invention.

Referring to FIG. 1, when a deposit of daily settlement amount of the affiliated merchant is confirmed from the deposit-only device 145 provided in the affiliated merchant store, the merchant settlement service providing system using the virtual money stores the virtual money account of the affiliated merchant Charges the virtual money corresponding to the deposited daily settlement amount and transmits an invoice to the affiliated merchant through the terminal 155 provided in the head office of the affiliated merchant or the request for issuance of the daily settlement amount from the server 150, A settlement server 100 for making settlement with the charged virtual money with respect to the bill, and a settlement server 100, which is provided in the affiliate merchant, receives a daily settlement amount of the affiliate merchant and receives a deposit history from the relay server 100 (145) provided to the server (150) or the terminal (155) provided at the head office of the affiliated merchant, A terminal (140) which is operated by a blind spot owner (or employee) and receives the deposit details of the daily settlement amount and the virtual money charge history from the relay server (100) A server 150 for receiving the deposit details of the daily settlement amount of the affiliated merchant from the relay server 100 from the relay server 100 and issuing an invoice to the relay server for the daily settlement amount to the merchant terminal 140, Or a terminal 155 and a financial institution server 160 for transferring the amount of money (daily settlement amount) to the account of the affiliated merchant's head office in cooperation with the relay server 100 when the virtual money is paid for the bill And the like.

The deposit-only device 145 is provided in the affiliate merchant so that the staff of the affiliate merchant can deposit the daily settlement amount. The deposit-only device 145 can be installed for each affiliated merchant, Lt; / RTI >

When the staff member of the affiliate merchant or the merchant company deposits the daily settlement amount in the deposit only device 145, the deposit only device 145 transmits the deposit details of the daily settlement amount of the affiliated merchant to the relay server 100 ).

In addition, the deposit-only device 145 may transfer the deposit details of the daily settlement amount to the server 150 or the terminal 155 provided at the head office of the affiliated merchant.

In addition, the deposit-only device 145 can transfer the deposit details of the daily settlement amount to the terminal 140 of the affiliated merchant of the affiliated merchant.

For this purpose, the deposit-only device 145 is connected to the relay server 100 through a communication network and may be connected to the server 150 or the terminal 155 provided at the merchant's terminal 140 or the head office of the affiliated merchant. have.

The deposit-only device 145 is a deposit only for withdrawals, and the daily settlement amount of the affiliated merchant deposited in the deposit-only device 145 is periodically checked by the agency operating the relay server 100 or the agency It is desirable that the money is collected through a cash collection agency.

The terminal 140 of the affiliated merchant can receive the deposit details of the daily settlement amount of the affiliated merchant from the deposit only device 145 or the relay server 100. According to the present invention, But it is not limited to the wireless terminal of the affiliated merchant.

When the daily settlement amount is deposited in the deposit only device 145 and the deposit details are transferred to the relay server 100, the relay server 100 transmits the deposit details to the affiliate The deposit information and / or the virtual money charge history is transmitted to the terminal 140 at this time. In this case, the virtual money account of the merchant of the merchant is confirmed and the virtual money of the deposited daily settlement amount is charged to the account of the merchant. do.

In addition, the affiliated merchant's or affiliated merchant's terminal 140 receives the invoiced bill from the affiliated merchant's head office, and transmits the bill corresponding to the received invoice to the relay server 100 ).

The server 150 or the terminal 155 provided in the head office of the affiliated merchant stores the daily settlement amount of the affiliated merchant from the relay server 100 or the deposit only device 145 You can check the deposit details of the daily settlement amount of the affiliated merchant.

The server 150 or the terminal 155 provided in the head office of the affiliated merchant stores an invoice for collecting the daily settlement amount to the relay server 100 when the deposit of the daily settlement amount of the affiliated merchant is confirmed And issue a request to the affiliate merchant's terminal 140 to issue it.

Referring to FIG. 1, the relay server 100 includes a deposit slip receiving unit 105, a virtual money charging unit 110, a billing information receiving unit 115, an billing information generating unit 120, a billing service providing unit 125, A settlement processing unit 130 and a storage medium 135. FIG.

When the daily settlement amount is deposited in the deposit-only device 145, the deposit-document receiving unit 105 receives the deposit slip including the deposit details generated from the deposit-only device 145.

The deposit slip may include a deposit date and time, a deposit amount, and unique identification information corresponding to the affiliated affiliate shop.

Here, the unique identification information may include at least one of a unique code, a name, a business registration number, a telephone number, and unique device-specific information assigned to the affiliated merchant.

When the depositing slip is received from the deposit only device 145, the deposit slip receiving unit 105 confirms the deposit details included in the deposit slip, and stores information on the affiliated merchant store (for example, the name of the affiliated merchant store, Information about the state, information about the head office of the affiliated merchant, etc.).

The deposit slip receiving unit 105 transfers information on the confirmed affiliate merchant to the virtual money charge unit 110 together with the deposit details.

When the deposit details contained in the received deposit slip are confirmed, the deposit slip receiving unit 105 can transfer the deposit slip to the server 150 or the terminal 155 of the head office of the affiliated franchisee, To the terminal 140 of the merchant.

The virtual money charging unit 110 can confirm the information about the affiliated merchant transmitted from the deposit slip receiving unit 105 and confirm the virtual money account of the affiliated merchant or the virtual money account of the merchant of the affiliated merchant.

Then, the virtual money corresponding to the daily settlement amount of the affiliated merchant is charged to the virtual money account of the merchant.

When the billing information receiving unit 115 confirms the billing request or the issuance request from the affiliated merchant's head office to the affiliated merchant's office, the billing information receiving unit 115 transmits the billing information to the server 150 or the terminal 155 of the affiliated merchant's head office And provide an invoice interface that can be entered or selected.

The billing information, the billing amount, the billing amount, the billing date, and the like through the billing interface provided to the server 150 or the terminal 155 of the affiliated merchant's head office.

In this case, the billing object may be such that the member directly inputs the telephone number of the requesting person, or may select the telephone number in cooperation with the telephone directory, and may select a plurality of persons in the case of the same billing content, the billing amount, and the billing date and time.

When the billing information receiver 115 periodically makes an invoice at the head office of the affiliated merchant store (the billing date and time can be registered at the affiliate merchant head office such as the 10th day of each month, or can be judged based on the billing history of the affiliated merchant head office) It is possible to notify the server 150 or the terminal 155 of the affiliated merchant headquarters on the specific date and time that the billing date and time has arrived, and it is also possible to automatically provide the billing interface for billing.

The billing information receiving unit 115 receives billing information from the server 150 or terminal 155 of the affiliate merchant's head office and transfers the received billing information to the billing information generating unit 120. [

When the billing information is received from the server 150 or the terminal 155 of the affiliate merchant's head office, the billing information generating unit 120 grasps the billing object, the billing content, the billing amount, and the billing date through the received billing information And generate billing information to be transmitted to the terminal 140 of the alliance merchant partner to be charged.

When the billing information to be transmitted to the affiliated merchant terminal 140 is generated through the billing information generating unit 120, the billing service provider 125 transmits the generated billing information to the affiliate merchant terminal 140 Lt; / RTI >

When the bill arrives at the terminal 140 of the affiliated merchant through the bill providing unit 125, the merchant of the affiliated merchant checks the contents of the bill and performs payment according to the content of the bill. The bill payment processor 130, (E.g., virtual money equivalent to the daily settlement amount) charged in the virtual money account when the request for payment is confirmed from the terminal 140 of the affiliated merchant.

When the billing payment processing using the virtual money of the affiliated merchant is processed, the billing payment processing unit 130 transmits the money corresponding to the bill payment processed virtual money to the relay server 100 through the financial institution server 160, To the account of the affiliate merchant's head office so that the affiliate merchant head office can collect the daily settlement amount from the affiliated merchant's store.

The storage medium 135 stores information necessary for providing a merchant settlement service using virtual money, input information, and generated information according to the present invention.

According to the present invention, the storage medium 135 stores the membership information, the payment / deposit account information of the members, the deposit-only device information provided in the affiliate merchant, billing details information, billing issuance information, , Billing settlement history information, and the like.

2 is a diagram illustrating a process of providing a merchant settlement service using virtual money according to an embodiment of the present invention.

More specifically, FIG. 2 illustrates an example of a payment service using a deposit-only device 145 provided in an affiliate affiliate shop (for example, a franchise such as a convenience store) in the relay server 100 on the merchant settlement service providing system using the virtual money shown in FIG. When the daily settlement amount is deposited in cash, the cash deposit details are received from the deposit only device 145, and the check money corresponding to the deposit details is charged to the check money account (or account) of the affiliated merchant , And sends an invoice corresponding to the cash deposit details to the terminal of the affiliated merchant (for example, in the case of the merchant) in the terminal 155 of the affiliated merchant's head office, The present invention relates to a process of providing a merchant settlement service using virtual money, It is possible to refer to and / or modify the FIG. 2 to various methods of providing the merchant settlement service using the virtual money. However, the present invention can be applied to all of the above- And the technical features thereof are not limited only by the method shown in FIG.

Referring to FIG. 2, the merchant store settlement service providing process using the virtual money shown in FIG. 2 may be started from the process of depositing the daily settlement amount with the deposit only device 145 provided in the affiliated merchant store (200) .

The relay server 100 receives the deposit slip including the deposit details of the daily settlement amount from the deposit-only device 145 (205). At this time, the relay server 100 provides the deposit details of the daily settlement amount of the affiliated merchant to the terminal 140 of the affiliated merchant shop and / or the terminal 155 of the affiliated merchant shop head office, (210).

The relay server 100 confirms the deposit details included in the deposit slip and charges 215 the virtual money corresponding to the daily settlement amount of the affiliated merchant into the virtual money account (or account) of the affiliated merchant. The virtual money account of the affiliated merchant may be a virtual money account of the merchant of the affiliated merchant.

Thereafter, the relay server 100 notifies the terminal 155 of the affiliated merchant shop that the virtual money has been charged to the virtual money account of the affiliated merchant store, and waits for the issuance of the invoice from the partner merchant head office 220.

When the request for issuing the bill is received (225) to collect the daily settlement amount of the affiliated merchant's terminal from the terminal 155 of the affiliated merchant's head office, the relay server 100 transmits the request to the affiliated merchant's store And issues an invoice (230).

At this time, the issued bill is transmitted to the affiliated merchant's terminal 140 (235), the merchant of the affiliated merchant can confirm the invoice details, and can request payment according to the charged virtual money through the charged virtual money.

When the invoice details payment request using the virtual money is confirmed (240) from the terminal 140 of the affiliate merchant, the relay server 100 performs invoice details payment processing using the virtual money at the request of the affiliate merchant ).

When the invoice statement settlement process using the virtual money is performed, the relay server 100 deposits the amount corresponding to the daily settlement amount of the affiliated merchant store into the account of the affiliated merchant store main office, The daily settlement amount deposit process is terminated normally (250).

FIG. 3 is a diagram illustrating a functional configuration of a deposit-only device provided in an affiliated merchant according to an embodiment of the present invention.

FIG. 3 is a block diagram illustrating a detailed configuration of a relay server 100 according to an embodiment of the present invention. Referring to FIG. 3, the relay server 100 and the affiliate merchant server Only a device 145 for providing a deposit to the terminal 150 or the terminal 155 will be described with reference to and / or modified by the person skilled in the art. It is possible to deduce various methods for the deposit-only device 145 provided in the affiliated merchant for receiving and processing the daily settlement amount. However, the present invention includes all of the above- The technical characteristics are not limited only by the method shown in FIG.

Referring to FIG. 3, the deposit-only device 145 includes a card reader unit 310 for recognizing the MS card and / or the IC card to acquire predetermined information, A screen output unit 315 for outputting a processing screen at the merchant daily settlement amount processing step, a key input unit 320 for inputting predetermined information in accordance with each affiliated merchant daily settlement amount processing step, A communication unit 330 for communicating with the server 150 of the affiliate merchant's main office 100 and / or the server 150 of the affiliate merchant's main office; and a communication unit 330 for transmitting the at least one daily settled amount processing information A memory unit 355 for storing predetermined settlement processing history information after processing the daily settlement amount, a cash dispensing unit 340 for depositing cash for each daily settlement amount, power And at least one terminal function unit 335 and a control unit 305 for controlling each function constituent unit provided in the deposit only apparatus 145. [

The control unit 305 controls the overall operation of the depositing-only device 145 in terms of its function, manages the flow of information or data between the respective constituent elements, (E.g., a register) that can control at least one or more components provided in the dedicated device 145, and includes at least one processor including a CPU (Central Processing Unit) / MPU (Micro Processing Unit) And a bus (BUS) for inputting and outputting predetermined data, and at least one or more electronic circuits (or an integrated circuit) for the bus (BUS). In addition, the apparatus may include a deposit-only device 145 for performing a software- (Loading) from a predetermined recording medium provided in the processor and the predetermined program routine Rou tine) and / or program data.

In particular, the control unit 305 includes a predetermined operating system (Operating System) and / or a terminal control program routine for managing the deposit only apparatus 145 after the deposit only apparatus 145 is booted by software . Hereinafter, FIG. 3 illustrates at least one program component included in the deposit-only device 145 for the merchant settlement service through the deposit-only device 145 in the control unit 305 for convenience.

When the card reader unit 310 has a card issued or registered for each of the merchant stores or the merchant store for the service in the process of performing the merchant daily settlement service through the deposit only device 145, (Magnetic Stripe) card based on the ISO / IEC 7810 standard is connected to the deposit-only device 145 and the deposit-only device 145. In this case, And / or a contact IC reader unit for interfacing a contact IC (Integrated Circuit) card based on the ISO / IEC 7816 standard with the deposit-only device 145 and / or a reader / writer based on the ISO / IEC 14443 standard And a non-contact type IC reader unit for interfacing the non-contact type IC card to the deposit only apparatus (145), wherein the contact type IC reader unit and / or the non- That corresponds to the IC card reader provided in the deposit-only device 145, is preferred.

The screen output unit 315 is previously defined by the control unit 305 to be output to a predetermined screen output means including a liquid crystal display (LCD) and / or a CRT (Cathode Ray Tube) The key input unit 320 outputs at least one piece of information or data that is defined in real time or defined in real time. The information or data predefined to be output to the screen by the deposit-only device 145 may include key data Information stored or generated by the components provided in the deposit only device 145, information transmitted and received through the communication unit 330, and data corresponding to a predetermined calculation result performed by the deposit exclusive device 145 .

According to the embodiment of the present invention, the screen output unit 315 outputs the processing screen and / or the interface screen according to each step of performing the merchant daily settlement service through the deposit only device 145 to a predetermined screen output device .

The key input unit 320 may include at least one key button having at least one number key and / or a character key and / or a function key. (Or signal) input from the key input device of the key input device in the specific input mode and / or the operation mode of the deposit only device 145 controlled by the control unit 305, Generates a key event corresponding to the input information (or signal), and provides the generated key event to the control unit 305, when the predetermined information (or signal) , The controller 305 acquires predetermined key data corresponding to the key event in the current input mode and / or operation mode of the deposit only device 145, and / or acquires predetermined key data corresponding to the key event It is possible to acquire a command for executing a predetermined function. The key input unit 320 and the key input unit having at least one or more key buttons interlock with each other to perform the function of a key input unit provided in the deposit only device 145.

The key input device interlocked with the key input unit 320 may include a keypad device having at least one numeric key and a function key, and / or at least one numeric key and a character key (e.g., an alphabetic character key and / A character key and a function key, and / or at least one numeric key and a function key in cooperation with the screen output means, and / or at least one numeric key, a character key and a function key And may include at least one touch screen device.

The key input unit x320 may receive at least one piece of information according to each step of performing the daily settlement service of the affiliated merchant through the deposit only device 145 from the predetermined key input device.

The communication unit 330 may provide a communication means for performing a transaction function (for example, a transaction function linked to the deposit only apparatus 145 and the relay server 100) provided in the deposit only apparatus 145 A network communication unit that provides transactional communication with the relay server 100 via a communication network in hardware and / or a transaction with an external communication device through a predetermined cable communication port (e.g., RS-232c, USB (Universal Serial Bus) (Ultra Wide Band) system, a cable communication unit and / or an infrared ray communication, a radio frequency (RF) communication, a Bluetooth, a wireless LAN, a Wi- And a local communication unit for providing transaction communication with the local communication apparatus through at least one local area wireless communication including at least one local area communication, It may be made, including the call, and the communication application.

The communication unit 330 may connect a communication channel for processing daily settlement with the relay server 100 via a predetermined communication network through the network communication unit.

The memory unit 355 is a storage medium for storing at least one piece of information or data required for the control unit 305 to perform a predetermined control function. The memory unit 355 includes hardware such as EEPROM (Electrically Erasable and Programmable Read Only Memory), FM (Flash Memory), and a Hard Disk Drive (HDD). The control unit 305 is provided with a predetermined program routine required for the control unit 305 to perform a predetermined control function, And data (e.g., data in which a program routine is input or output to perform a predetermined function).

The memory unit 355 preferably stores at least one settlement processing information used by the deposit only device 145 in order to process daily settlement of the affiliated merchant in cooperation with the relay server 100 and / Or after the daily settlement processing of the affiliated merchant, the settlement processing history information corresponding to the settlement processing.

The cash storage unit 340 may be provided with a cash processing unit 350 provided in the deposit only device 145 when the deposit of the daily settlement amount of the merchant is requested through the card reader unit 310 and / ), And the deposited daily settlement amount is stored in the cash storage unit 345.

The terminal function unit 335 may be provided in addition to the components shown in FIG. 3 and may be additionally provided in the deposit-only device 145 and / or in the deposit-only device 145 for a predetermined purpose or role A representative of a person skilled in the art such as a secure application module (SAM) for financial transaction support and / or a print output unit for printing out a receipt and / or a biometric device for biometric identification May include various additional function configurations according to FIG.

Those skilled in the art will readily understand each terminal functional unit 335 provided in accordance with the characteristics of the deposit only apparatus 145, and therefore, a detailed description thereof will be omitted.

Referring to FIG. 3, the mode checking unit 360 determines whether the operation mode of the deposit only device 145 is an operation mode for depositing the daily settlement amount for daily settlement processing of the affiliated merchant, A validity authentication unit 365 for authenticating an affiliated store (an affiliate shop state or an employee, etc.) for depositing the amount of settlement through the cash settlement unit 340, An information generating unit 370 for generating daily settlement processing request information including information on the daily settlement amount of the merchant accommodated in the terminal, the date and time of storage, and store merchant information, and the like, (100), receiving the result of the daily settlement processing from the relay server (100), and outputting the result of the daily settlement processing through the screen output unit (315) (375).

4 is a diagram illustrating an operation procedure of a deposit only apparatus for receiving a daily settlement amount of an affiliated merchant according to the present invention.

4 is a flowchart illustrating a method of providing a merchant settlement service using virtual money in a relay server 100 according to an embodiment of the present invention using a deposit-only device 145 provided in an affiliated merchant's franchise The operation procedure of the deposit only apparatus 300 shown in FIG. 3 in the process of receiving the daily settlement amount of the affiliated merchant store and processing the daily settlement is shown in FIG. 4, it is possible to refer to and / or modify the drawing 4 to deduce various methods of operating the operation of the deposit only device 145 provided in the affiliated merchant. However, the present invention can be applied to all of the above- And the technical features thereof are not limited only by the method shown in FIG.

Referring to FIG. 4, the operation of the deposit-only device 145 provided in the affiliate merchant shown in the figure may be performed by executing the deposit-only device 145 provided in the affiliate merchant, To the daily settlement amount processing mode or the daily settlement amount receiving mode (operation 400).

After the deposit-only device 145 is executed and becomes the daily settlement amount processing mode or the daily settlement amount receiving mode, the merchant agent or the merchant agent who intends to receive the daily settlement amount enters merchant-specific information into the deposit-only device 145 (405).

Here, the merchant unique information may be a unique identification code that can be key-inputted to authenticate that the merchant who processes the daily settlement of the merchant is a legitimate person, or may be a unique card assigned to each merchant.

The authentication of the merchant unique information may be performed in the deposit only device 145 itself or through the relay server 100. [

When the authentication of the merchant unique information is completed, the deposit-only device 145 receives information on the daily settlement amount to be received and receives the daily settlement amount (410).

When the daily settlement amount is received, the deposit only device 145 confirms the input information and the received amount, and generates daily settlement processing request information including daily settlement amount information (415).

Then, the deposit only device 145 transmits the generated daily settlement processing request information to the relay server 100, and requests the daily settlement processing of the affiliated merchant (420).

Then, when the daily settlement processing details are received from the relay server 100 at step 425, the deposit only device 145 notifies the merchant through the screen output and / or the receipt output 430 ).

FIG. 5 is a diagram illustrating a billing example screen for processing a daily settlement amount of an affiliated merchant by using virtual money according to the present invention.

FIG. 5 is a detailed diagram of a deposit server provided in the affiliate merchant store (for example, a franchise such as a convenience store) shown in FIG. 2 in the relay server 100 on the merchant settlement service providing system using the virtual money shown in FIG. When the daily settlement amount is deposited by using the device 145, the cash deposit details are received from the deposit only device 145, and the check money corresponding to the deposit details is stored in the check money account of the affiliated merchant (for example, (Or account), and when the terminal 155 of the affiliated merchant shop sends an invoice corresponding to the cash deposit details to the terminal of the affiliated merchant (for example, the terminal of the merchant) 140, In the merchant settlement service providing process using the virtual money to process the payment for the shipped bill by using the affiliate merchant at the head office of the affiliate merchant A person who is familiar with the present invention can refer to and / or modify the screen of FIG. 5 to display various kinds of information on the screen of the billing example screen However, the present invention includes all of the above-described embodiments, and the technical features of the present invention are not limited only by the method shown in FIG.

Referring to FIG. 5, (A) is a diagram illustrating a method of transmitting an invoice to a merchant terminal (e.g., a smartphone) from the head office of an affiliate merchant for a daily settlement amount deposited through a deposit-only device 145 at an affiliate shop according to the present invention Received screen.

(B) is a screen for confirming the bill and then making a settlement for the amount of money (daily settlement amount) charged through the bill using the virtual money.

100: Relay server 105: Deposit slip receiver
110: virtual money charging unit 115: billing information receiving unit
120: bill information generating unit 125:
130: bill payment processor 135: storage medium
140: Affiliate merchant terminal 145: Device for deposit only
150: Affiliate merchant headquarters server 155: Affiliate merchant headquarters terminal
160: financial institution server

Claims (3)

The settlement history is transmitted to the head office server provided at the headquarters of the relay server and the affiliate merchant, and the merchant's stock price of the affiliate merchant shop, A dedicated device for settlement for affiliate shop settlement provided to a terminal operating;
When the deposit details of the daily settlement amount of the affiliated merchant store are received from the deposit exclusive use device for settlement of the affiliated merchant store, the virtual money corresponding to the deposited daily settlement amount is charged to the virtual money account of the affiliated merchant store, The method comprising: issuing an invoice to the terminal of the affiliate shop of the affiliated merchant for requesting payment to be made to the charged virtual money in response to the bill issuance request for the daily settlement amount from the server, A relay server for performing settlement processing using the charged virtual money and depositing the settlement processed money using the virtual money into the head office account of the affiliated merchant;
A head office server of the affiliate merchant receiving the deposit details of the daily settlement amount of the affiliated merchant's agent from the deposit exclusive use apparatus for settlement of the affiliate merchant store and requesting the relay server to issue an invoice for the daily settled amount to the terminal of the merchant; And
(Or employee) of the affiliate merchant is operated by the affiliate shop, receives the deposit details of the daily settlement amount and the virtual money charge history from the deposit-only device or the relay server for settlement of the affiliate merchant store, And an agent terminal for receiving an invoice for an amount of money and requesting payment of the amount corresponding to the received invoice with the charged virtual money.
The apparatus according to claim 1, wherein the deposit-
Authenticate the validity of the merchant (or employee) who deposits the settlement amount for the daily settlement processing of the affiliated merchant, confirm and store the daily settlement amount deposited from the authorized merchant stock (or employee) To the relay server, daily settlement processing request information including unique identification information including a daily settlement amount, a unique code assigned to the affiliated merchant, a name corresponding to the affiliated merchant, a business registration number, and a telephone number The system for providing a settlement service for a merchant using a deposit-only device for settlement of settlement.
The relay server according to claim 1,
Providing an invoice interface through which billing information for billing or issuance can be entered or selected at the request of issuing a bill for the daily settlement amount from the head office server of the affiliated merchant or when a bill is issued in advance to the head office server And issuing an invoice including the input or selected billing information when the billing information including at least one of the billing object, the billing content, the billing amount, the billing date, etc. is inputted or selected through the billing interface provided to the main office server A merchant settlement service providing system using a deposit-only device for settling an affiliated merchant store.

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