KR20180096835A - Appatus for evaluating home economic health, financial psychology type and financial activity disability and Method thereof - Google Patents

Abstract

The present invention relates to an apparatus for evaluating home economy health, a financial psychology type, and financial activity disability, and a method thereof. The apparatus provides an objective and logical indicator so that family members can compare, evaluate and understand home economy health, a financial psychology type and financial activity disability. Therefore, an accurate evaluation and analysis result can be derived while reducing a questionnaire response time of the family members by minimizing questions required for evaluating and analyzing the home economy health, financial psychology type and financial activity disability. The apparatus comprises a data input part, a display part, a storage part, and an evaluation information processing part.

Description

BACKGROUND OF THE INVENTION Field of the Invention [0001] The present invention relates to a home economic health, a financial psychological type, a financial activity disability evaluation apparatus,

The present invention relates to home economic health, financial psychological type, and apparatus and method for evaluating financial activity disorders. More particularly, the present invention relates to a method and apparatus for evaluating household economic health, financial psychology, It provides objective and logical indicators, minimizes questions needed to assess and analyze home economics health, financial psychology types and financial disabilities, and reduces the survey response time of family members while simultaneously providing accurate assessment and analysis results. The present invention relates to a household economic health and financial psychological type and an apparatus and method for evaluating a financial activity disability.

In recent years, the value of self - reliance on old age has faded, parents have to take measures for their retirement, and financial management of home has become increasingly important. In the past, only the financial management of the individual is achieved rather than the financial management of the home.

The assets of a family are jointly owned and the financial management of each member is consequently the property operation of a family that is co-owned. Nevertheless, each member of the household is complaining about the consumption patterns that can not be understood by each other, resulting in domestic discord. In addition, there was no objective indicator of how household consumption patterns affect the home economy.

For this reason, techniques that can provide objective and logical indicators to allow family members to compare, assess, and understand the types of financial psychology and financial disturbances affecting financial goals sharing and consumption patterns for each family member It is necessary.

On the other hand, in general, surveys ask many questions for accurate evaluation and analysis. Therefore, even if the questionnaire survey is a good one, the response time of the questionnaire is long and it gives a sense of rejection to the general public. If the questionnaire response time becomes longer, the questionnaire response becomes less authentic and accurate evaluation and analysis results can not be obtained.

Korean Patent Publication No. 10-2014-0091886 (Publication date 201.07.07.23)

SUMMARY OF THE INVENTION Accordingly, the present invention has been made to solve the above-mentioned problems and it is an object of the present invention to provide an objective and logical index to allow family members to compare, evaluate, and understand home economic health, financial psychological type, It has its purpose.

In addition, the present invention minimizes the number of questions needed to evaluate and analyze home economic health, financial psychological types and financial activity disorders, thereby reducing the questionnaire response time of family members and at the same time, A financial psychological type and an apparatus for evaluating a financial activity disorder and a method thereof.

In order to achieve the above object, the home economic health, financial psychological type, and financial activity disorder evaluation device according to the present invention may be classified into N (N, N, N) for the family members, family economic health, financial psychological type, (M is 3 or more natural number) response item information corresponding to each of the N question information, point information for M response items corresponding to the N question information, A reference score (E) that is a value obtained by dividing the sum (S) of the information points by M, and a reference score (E) that is a value obtained by dividing the question type identification code corresponding to the N question information, the detailed identification code corresponding to the question type subdivision, A storage unit for storing question identification information including a relation identification code indicating whether the sub-classification is interlocked with the sub-classification;

When the evaluation start information including the personal information about the family members is input, N pieces of question information about household economic health, financial psychological type and financial activity disorder from the storage unit and M pieces of response item information corresponding to the N pieces of question information And when the response item selection information for the N pieces of question information is inputted, the number of the question type tax classification is calculated based on the detailed identification code and the relation identification code corresponding to the N pieces of question information, and the N The questionnaire is divided into three categories: household economic health, financial psychological type, and financial activity disability type using the item selection information for the question information, the score information for each of the M response items, the question identification information, And calculates the number of the question types for the calculated home economic health, financial psychological type, and financial activity disorder The evaluation score is compared with the standard score and the evaluation result is generated, and then the measurement score, the reference score (E) and the evaluation result of the question type tax class for the calculated home economic health, financial psychological type and financial activity disability are outputted to the display unit The analysis graph is generated by using the calculated home economics health, financial psychological type, and question type for the question type of financial activity disorder, and then the analysis graph is output to the display unit. The measurement score, the evaluation result and the analysis graph To the storage unit.

In addition, the household economic health, financial psychological type, and financial activity disorder evaluation device according to the present invention may include information on family members, family economic health, financial psychological type, and N (N is natural number) question information , M pieces of response item information (M is a natural number of 3 or more) corresponding to each of the N pieces of question information, point information of M pieces of response items corresponding to the N pieces of question information, sum of M pieces of response item information points S) is divided by M, and a criterion score (E) which is a value obtained by dividing the question type identification code corresponding to the N question information, the detailed identification code corresponding to the question type subdivision and the question type subdivision into a different question type subdivision And a question identifying information including information on influence of the question type subdivision on the other question type subdivision;

When the evaluation start information including the personal information about the family members is input, N pieces of question information about household economic health, financial psychological type and financial activity disorder from the storage unit and M pieces of response item information corresponding to the N pieces of question information And when the response item selection information for the N pieces of question information is input, the detailed identification code, the relationship identification code, and the influence information corresponding to the N pieces of question information are used to calculate the home economic health and financial psychological type And financial activity disability were calculated and the evaluation results were generated by comparing the measurement scores of the question type classifications and the reference scores of the calculated family economic health, financial psychological type, and financial activity disability The above-mentioned calculated economic health, financial psychological type, And outputs the reference score E and the evaluation result to the display unit, generates an analysis graph using the calculated home economical health, financial psychological type, and question type classification score for the financial activity disorder, and outputs the analysis graph to the display unit And an evaluation information processing unit for storing the measurement score of each family member, the evaluation result, and the analysis graph in a storage unit.

In addition, the home economic health, financial psychological type, and financial activity disorder evaluation method according to the present invention may include displaying a personal information input guidance screen for a home member, receiving personal information about a home member, and storing the information in a storage unit ; When the evaluation start information is input, retrieving N question information about home economics health, financial psychology type and financial activity disorder from the storage unit, and outputting M response item information corresponding to the N question information to the display unit ;

When the response item selection information for the N pieces of question information is inputted, the number of the question type tax classification is calculated based on the detailed identification code and the relation identification code corresponding to the N pieces of question information, Calculating scores for each type of question type for financial economic activity, financial psychological type, and financial activity disorder using the selection information, the rating information for each of the M response items, the question identification information, and the number of the calculated question type tax breaks; ;

After the evaluation results are generated by comparing the calculated scores of the home economic health, financial psychological type, and financial activity disability, the above-mentioned calculated economic health, financial psychological type, Outputting a measurement score and a reference score (E) and an evaluation result for each question type tax classification;

And generating an analysis graph using the calculated scores of the household economic health, financial psychological type, and financial activity impairment, and outputting the analysis graph.

In addition, the home economic health, financial psychological type, and financial activity disorder evaluation method according to the present invention may include displaying a personal information input guidance screen for a home member, receiving personal information about a home member, and storing the information in a storage unit ; When the evaluation start information is input, retrieving N question information about home economics health, financial psychology type and financial activity disorder from the storage unit, and outputting M response item information corresponding to the N question information to the display unit ;

When the answer item selection information for the N pieces of question information is inputted, whether the question type identification code corresponding to the N pieces of question information, the detailed identification code corresponding to the question type subdivision and the question type subdivision are interlocked with the other question type subdivision Calculating the scores of the household economic health, the financial psychological type, and the question type for financial activity disability by using the relationship identification code and the influence information of the question type subdivision on the different question type subdivision;

After the evaluation results are generated by comparing the calculated scores of the home economic health, financial psychological type, and financial activity disability, the above-mentioned calculated economic health, financial psychological type, Outputting a measurement score and a reference score (E) and an evaluation result for each question type tax classification;

And generating an analysis graph using the calculated scores of the household economic health, financial psychological type, and financial activity impairment, and outputting the analysis graph.

As described above, the home economic health, financial psychological type, and financial activity disorder evaluation apparatus and method according to the present invention have the following effects.

First, the analysis graph is generated by using the scores of the family economic health, financial psychological type, and question type for the financial activity disorder, and then the analysis graph is outputted to the display unit. Thus, It is possible to compare, evaluate and understand the degree of activity disorder, to improve the health of family economy, and to prevent disruption among family members due to their consumption patterns in advance.

Second, the number of the question type tax classification is calculated based on the detailed identification code and the relation identification code corresponding to the N question information, and the response item selection information for the N question information, the score information for the M response items, And the calculated number of question types and the number of the question types, it is possible to estimate the home economic health, financial psychological type, It is possible to minimize the number of questions needed for analysis, reduce the questionnaire response time of household members, and at the same time to obtain accurate evaluation and analysis results.

FIG. 1 is a block diagram of the household economic health, financial psychology type and financial activity disorder evaluation apparatus according to the present invention,
FIG. 2 is a flow chart of the home economic health, financial psychological type, and financial activity evaluation method according to the present invention,
FIGS. 3A to 3C are graphs showing evaluation results and analysis graphs processed by the household economic health, financial psychological type and financial activity disorder evaluation apparatus according to the present invention,
FIG. 4 is a graph showing an analysis of the family economic health index of household members treated in the household economic health, financial psychological type and financial activity disorder evaluation apparatus according to the present invention,
FIG. 5 is a graph showing a financial psychological type analysis graph of the household economic health, financial psychological type and financial activity impairment evaluation apparatus according to the present invention,
FIG. 6 is a graph showing an analysis graph of an analysis of financial activity disorders of household members who are treated in home economic health, financial psychological type, and financial activity disorder evaluation apparatus according to the present invention.

DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENTS Reference will now be made in detail to the present embodiments of the present invention, examples of which are illustrated in the accompanying drawings, wherein like reference numerals refer to the like elements throughout.

1, the home economic health, financial psychological type, and financial activity disorder evaluation apparatus 100 according to the present invention includes a communication unit 105, a data input unit 110, a data output unit 120, A control unit 130, and a control unit 140.

The communication unit 105 includes at least one of a mobile communication module, a wireless Internet module including a Wi-Fi module, a Bluetooth module, a Radio Frequency Identification (RFID) module, and an infrared (IrDA) And a local area communication module.

The data input unit 110 may be implemented as a touch sensor, a key pad, a dome switch, a jog wheel, a jog switch, or a voice input device. The data output unit 120 is for generating output related to visual, auditory, tactile, or the like. The data output unit 120 may include a display unit 121, an audio output unit 122, and a printing unit 123.

The storage unit 130 stores programs for processing and controlling the control unit 140 and data to be input / output. The storage unit 130 stores personal information 131 about household members, home economic health, financial psychological type, and N (N is a natural number) question information 132 for a financial activity disorder and N question information A response score information 133 of M (M is a natural number of 3 or more), a reference score which is a value obtained by dividing the sum (S) of M score information items and M response item information score points corresponding to N question information by M (E) and the highest score 134 among the M response item information points and the question identification information 135.

The reference score E, which is the sum of the sum S of the M response item information points corresponding to each of the N question information and the sum S of the M response item information points divided by M, is the same for all N questions. This is to enable the analysis graph to be generated quickly using the reference score (E) and the measurement score according to the questionnaire.

In this specification, it is assumed that each question has four response types of response item information. When the score of each response item is 0, 25, 50, 75, 100 or 100, 75, 25, 0, the highest score is 100 and the reference score is the sum of the scores (S) (0 + 25 + 50 + 75 + 100) / 4 = 50, and the sum (S) of the points is 200. The score of each response item information may not be directly proportional or directly proportional, but the sum (S) of the points should be 200 in either case. As another example, when the number of response item information increases or decreases, the score, peak, measurement score, reference score and sum (S) of the response item information may be changed.

The home economic health index includes at least one of happiness index, planning index, holding index, performance index, risk index, trauma, and wealth management index. The index of happiness is an index to evaluate the degree of satisfaction with role performance and role performance in home, work and society of family members. The planning index is an index to assess the extent to which specific events are planned for recognition and events for events that may occur in the future for each family member and each family member. Retention Index is an index to assess the degree of asset retention required for each of the events and the degree of achievement to achieve the events.

The performance index is an index that evaluates the current level of financial activity and the level of financial activity to be performed in the future to collect monetary aggregates for each of the events. The asset management index is an index that evaluates the degree of asset management that judges whether income and expenditure, assets and liabilities are efficiently managed and operated from the viewpoint of financial experts, relative to events for family members.

The risk index is an index that assesses the degree of awareness of the crisis on the money that each family member has. Trauma is an index that measures the Fear Index, which measures positive thoughts and negative thoughts about money that each family member has felt in their home and affiliation to date.

Among the various indexes of home economics health index, happiness index, planning index, holding index, performance index, and asset management index are better as the measurement score is higher, and the risk index and trauma are better as the index is better. The N (N is a natural number) question information 132 includes at least one question about happiness index, plan index, retention index, performance index, risk index, trauma, and asset management index.

The types of financial psychology include at least one of naïve, victim conscious, leader, victim, unblended, realistic, relic, and smart. The innate, non-spherical form represents the unconscious unconscious beliefs and dependence of family members and others about each family member, questions about how families and others evaluate themselves, the desire for ownership of money, and the recognition and follow-up of changes in the financial environment , The indecisiveness of decisions, the anxiety and anxiety of certain situations, the escapism of reality, and the degree of suppression of emotions and beliefs.

The results of this study are as follows. First, the perceived disability of the family members has a negative effect on the present and the future economic activity by the poor memory or experience about the money. Also, the degree of dissatisfaction, anger and depression, And the extent to which the cause is sought from the outside.

Leader type analyzes the degree of goal orientation, self - confidence, belief, concentration, adventure, and competitiveness of each family member and analyzes the discernment, competitiveness, generosity and help for others.

The victim type analyzes the degree of sacrifice of other members of each family member. More specifically, it analyzes the degree of self-sacrifice, patience, time to use, and the tendency to hide. It is possible to distinguish whether it feels happy in doing or deserves a corresponding price for sacrifice.

Uncertainty type analyzes the degree of prudence of each member 's monetary decision. More specifically, it analyzes planning, optimistic tendency, adventiveness, present - time orientation, etc. The tendency to gambling, the tendency to achieve economic success quickly, and vague optimism.

The reality avoidance type is to analyze the degree of avoidance of the influence of the money of each family members on the reality. It can analyze how much the spirit world is more important than the material world and the degree of contradictory thought about money.

The reorganization type analyzes the conscientious standards of each family member and the subjective acceptance of the general and universal standards of society, the tendency to control others and situations self - centered, the aggressive tendency, the tendency to oppress, It is possible to analyze strictness and critical tendency about oneself and others.

Smart type measures the degree of sound value of the money of each family member and analyzes the balance of spirit world and material world, belief and sacrifice to others, sense of reality, flexible coping with the situation, authenticity, confidence can do.

Financial disability includes at least one of excessive consumption, purchasing disability, disruption, financial dependence, work poisoning, storage disability, jackass syndrome, and withdrawal. Excessive consumption is intended to analyze the adverse effects of consumption of household members on household economic health relative to household total income. Purchase disability is intended to analyze the degree of restraint of excessive spending due to the experience of each family member and anxiety about the future.

Fuzzy is to analyze whether each member of the household has an excessive financial expenditure for others compared to the financial condition. Financial dependence is to analyze whether each family member is dependent on others for their financial problems or monetary goals. The purpose of this study is to analyze the degree of time commitment to work, work, study, and hobbies that may affect the quality of life of each family member.

The storage disorder is intended to analyze the possessions and attachment to money and objects of each family member. The major syndrome is intended to analyze whether each member of the household is going to quickly and easily reach a monetary goal. The purpose of this study is to analyze the financial consumption tendency of each family members, the superiority of others, and the desire to show off their high social status.

The question identification information 135 may be implemented including a question type identification code, a detailed identification code corresponding to the question type subdivision, and a relationship identification code indicating whether the question type subdivision is associated with another question type subdivision. The question identification information 135 can be structured as shown in Table 1.

Question type
(Question type identification code) Question Type Classification Detailed identification code Relationship identification code

Home economics
Health
(A)
Happiness index AA AAAB Planning index AB ABBB Holding index AC ACAE Performance index AD ADAB Risk index AE AEAA trauma AF AFAE Asset Management Index AG AGAB

Financial psychology
(B) Naive BA BAAA Victim conscious type BB BBAF Leader type BC BCAB Victim type BD BDBB Indiscriminate type BE BEAB A real-life type BF BFBA Reed BG BGBC Smart type BH BHBC

finance
Activity disorder
(C)
Excessive consumption CA CAAB Purchase disability CB CBAB Fuzzy CC CCAA Financial dependence CD CDAD Daily poisoning CE CEAB Storage failure CF CFAE A major syndrome CG CGBC Lust CH CHBG

One question type subdivision can be associated with several different question type subdivisions. Implemented to include multiple analysis indices in a single question, it is possible to minimize the questions needed to evaluate and analyze home economics health, financial psychology types and financial disabilities.

As another example, the question identification information 135 may be implemented by further including influence information that one question type subdivision has on another question type subdivision. Influence information can be implemented, for example, as information that increases or decreases the measurement score for the other question type subdivisions associated. For example, the question below is the question type subclass is the happiness index, and the other question type subclass is the risk index, and the influential information such as 1 +15, 2 +10, 3 -5, Is set,

Q) Are you happy when you use money for your family instead of paying the loan first?

1: Very well. 2: Yes. 3: It is not. 4: Not very.

If the household member selects answer item 3 for the question, it is implemented to reduce the risk score by 5 points.

The control unit 140 includes a personal information processing unit 141 and an evaluation information processing unit 142 for receiving personal information about a home member from the data input unit 110 and storing the information in the storage unit 130. Personal information may include at least one of name, gender, date of birth, address, occupation, telephone number, email, income statement, expenditure history, assets, liabilities, insurance status, smoking status, driving status, have.

The evaluation information processing unit 142 receives from the data input unit 110 the evaluation start information including the personal information about the home member from the storage unit 130 and inputs N questions And M answer item information corresponding to the N question information are read out and outputted to the display unit. M pieces of response item information corresponding to each of the N pieces of question information (M is a natural number of 3 or more) do not include unclear response item information such as " normal ". This is to derive an accurate assessment and analysis of home economics health, financial psychology type and financial activity disability.

When the response item selection information for the N pieces of question information is input from the data input unit 110, the evaluation information processing unit 142 calculates the number of the question type tax classification based on the detailed identification code and the relationship identification code corresponding to the N pieces of question information . ≪ / RTI >

The questionnaires for household economic health, financial psychological type, and financial activity disability are classified into three categories according to the items of response item selection information for N question information, point information for M response items, question identification information, The measurement score is calculated. For example, the number of sub-types of questionnaire related to happiness index is 10, but when the relationship identification code for the whole question is analyzed, if five questions are interlocked, the number of sub-questions of total happiness index is 15.

The evaluation information processing unit 142 compares the calculated scores of the home economic health, financial psychological type, and financial activity disability with the question type and the reference score to generate the evaluation result. As shown in FIG. 3A to FIG. 3C, the evaluation information processing unit 142 calculates the measurement score, the highest score, the reference score (E), and the evaluation result according to the question type tax classification for the family economic health, financial psychological type, And output it to the display unit.

In FIGS. 3A and 3C, the evaluation result indicates excellent, good, boundary, and danger for each color dot and color as a symbol. In FIG. 3B, the colored circle points indicated in the evaluation result for the type of financial psychology means "corresponding", "boundary", "not applicable" for each color. The symbols may be embodied, for example, in the number of stars, other than the color circle points. When the number of response items increases or decreases, the score of the response item, the highest score, the reference score, and the sum of the scores can be changed.

The evaluation information processing unit 142 can generate an analysis graph using the measurement score, the highest score, and the reference score (E) of the question type tax classification for the home economic health, financial psychological type, and financial activity disorder that are calculated. As shown in Figs. 3A to 3C, the evaluation information processing unit 142 can display a polygon graph indicating the question type subdivision and the measurement score position. The question types can be increased or decreased, and graphs of other types than polygonal graphs can be displayed.

As shown in FIGS. 4 to 6, the evaluation information processing unit 142 stores the scores of the household members, the evaluation results, and the analysis graphs in the storage unit. As shown in FIGS. 4 to 6, A polygon graph can be displayed.

By constructing an analysis graph using the measurement scores of each type of family economic health, financial psychological type, and financial activity disability type by family member and outputting it to the display unit, It is possible to compare, evaluate and understand the degree of financial activity disability, improve the economic health of the family, and prevent disagreements among family members due to their consumption patterns in advance.

The method implemented in the household economic health, financial psychological type, and financial activity disorder evaluation apparatus according to the present invention is as shown in FIG. First, the personal information input guide screen for the home member is displayed (S211), and the personal information about the home member is received and stored in the storage unit (S212). Personal information may include at least one of name, gender, date of birth, address, occupation, telephone number, email, income statement, expenditure history, assets, liabilities, insurance status, smoking status, driving status, have.

If the evaluation start information is input after step S212, N pieces of question information about home economic health, financial psychology type and financial activity disorder and M pieces of response item information corresponding to the N pieces of question information are read from the storage unit and output to the display unit (S213).

After the step S213, if the answer item selection information for the N question information is inputted, the answer item selection information is stored in the storage unit (S214). If all of the answer item selection information for the N question information is inputted, the measurement score of the question type for each type of household economic health, financial psychological type and financial activity disorder is calculated (S215).

In step S215, for example, a method of calculating the measurement score for each question type tax classification is performed by calculating the number of questions classified by the tax type based on the detailed identification code and the relationship identification code, And the number of the classified question types and the number of the calculated question type tax breaks are used.

In step S215, as another example, a method of calculating the measurement score for each question type tax classification is performed by determining whether the question type identification code corresponding to N question information, the detailed identification code corresponding to the question type subdivision and the question type subdivision are interlocked with other question type subdivisions And the influence of the question type subdivision on the other question type subdivision.

After step S215, the evaluation results are generated by comparing the calculated scores of the home economic health, financial psychological type, and financial activity disability type by the question type and the reference score, and then the calculated home economical health, financial psychological type, and financial activity (S216), which is the highest score, the reference score (E), and the evaluation result.

After step S216, the analytical graph is generated using the calculated home economics health, financial psychological type, and the question type for the financial activity impairment (S217).

In step S216 or step S217, the household economic health, financial psychological type, and financial activity disorder evaluation apparatus can generate and display data including a specialist's opinion in a predetermined format file.

Each of the elementary devices and the detailed functional units constituting the household economic health, financial psychological type and financial activity disorder evaluation apparatus according to the present invention are functional elements that perform the functions described above, Or may be implemented in a combined form, or may be implemented in separate independent systems and then communicated through a network or the like, and the form thereof is not limited to a specific form. In addition, although the present invention has been described on the basis of examples, it should be understood that the present invention is not limited thereto. It will be apparent to those skilled in the art that various modifications and variations can be made based on the present embodiment. Therefore, the scope of the present invention should be determined by the following claims, and such variations and modifications as those of ordinary skill in the art can be construed as being included in the scope of the present invention.

Claims (6)

A data input unit for receiving data from a user; A display unit;
(M is a natural number) corresponding to each of the N pieces of question information, N (N is a natural number) question information about the household economic health, financial psychological type and financial activity disorder, Item information, rating information of M response items corresponding to the N question information, a reference score (E) which is a value obtained by dividing sum (S) of the M response item information points by M, and N A question type identification code for identifying the question type subdivision; a question ID identifying code for identifying the question type subdivision; a question identification type code for identifying the question type subdivision;
When the evaluation start information including the personal information about the household member is inputted from the data input unit, N pieces of question information about home economic health, financial psychological type and financial activity disorder from the storage unit and M Reads the response item information, outputs the response item information to the display unit,
When the response item selection information for the N pieces of question information is inputted from the data input unit, the number of the question type tax classification is calculated based on the detailed identification code and the relation identification code corresponding to the N pieces of question information,
A question type for questionnaires on home economic health, financial psychological type, and financial activity disorder using answer item selection information for N question information, score information for M response items, question identification information, The results of this study were as follows:
After the evaluation results are generated by comparing the calculated scores of the home economic health, financial psychological type, and financial activity disability, the above-mentioned calculated economic health, financial psychological type, And outputs the measurement score, the reference score (E) and the evaluation result for each question type tax classification to the display unit,
The analytical graph is generated by using the calculated home economical health, financial psychological type, and the question type of the question type tax break for financial activity disability, and then the analysis graph is output to the display unit. The measurement score, the evaluation result, and the analysis graph And an evaluation information processing unit for storing the evaluation information in the storage unit,
A reference score (E), which is a value obtained by dividing a sum (S) of M response item information points corresponding to each of the N question information and a sum (S) of the M response item information points by M, ,
Home economic health, financial psychology type and financial activity disability evaluation device. A data input unit for receiving data from a user; A display unit;
(M is a natural number) corresponding to each of the N pieces of question information, N (N is a natural number) question information about the household economic health, financial psychological type and financial activity disorder, Item information, rating information of M response items corresponding to the N question information, a reference score (E) which is a value obtained by dividing sum (S) of the M response item information points by M, and N A question type identification code corresponding to the question type subdivision, a detailed identification code corresponding to the question type subdivision, a relationship identification code indicating whether the question type subdivision is interlocked with another question type subdivision and the influence information on the question type subdivision on the other question type subdivision A storage unit for storing question identification information;
When the evaluation start information including the personal information about the household member is inputted from the data input unit, N pieces of question information about home economic health, financial psychological type and financial activity disorder from the storage unit and M Reads the response item information, outputs the response item information to the display unit,
When the response item selection information for the N pieces of question information is inputted from the data input unit, the detailed identification code, the relationship identification code and the influence information corresponding to the N pieces of question information are used to calculate the home economic health, financial psychological type, , And the number of questions
After the evaluation results are generated by comparing the calculated scores of the home economic health, financial psychological type, and financial activity disability, the above-mentioned calculated economic health, financial psychological type, And outputs the measurement score, the reference score (E) and the evaluation result for each question type tax classification to the display unit,
The analytical graph is generated by using the calculated home economical health, financial psychological type, and the question type of the question type tax break for financial activity disability, and then the analysis graph is output to the display unit. The measurement score, the evaluation result, and the analysis graph And an evaluation information processing unit for storing the evaluation information in the storage unit,
The reference score (E), which is a value obtained by dividing the sum (S) of M response item information points corresponding to each of the N question information and the sum of the M response item information points by M,
Home economic health, financial psychology type and financial activity disability evaluation device. The method according to claim 1 or 2,
Wherein M pieces of response item information (M is a natural number of 3 or more) corresponding to each of the N pieces of question information includes information about the response item information that is not "
Home economic health, financial psychology type and financial activity disability evaluation device. The method according to claim 1 or 2,
The home economic health index includes at least one of a happiness index, a planning index, a holding index, an execution index, a risk index, a trauma, and an asset management index,
Wherein the financial psychological type includes at least one of an innocent non-spherical shape, a damage conscious type, a leader type, a victim type, a non-divisive type, a real evasion type,
Wherein said financial activity disorder is selected from the group consisting of at least one of excessive consumption, purchase disability, hyperactivity, financial dependence, poisoning, storage disorder,
Home economic health, financial psychology type and financial activity disability evaluation device. Displaying a personal information input guide screen for a home member, receiving personal information about a home member, and storing the personal information in a storage unit;
When the evaluation start information is inputted, reading out N question information about household economic health, financial psychological type and financial activity disorder from the storage unit and M response item information corresponding to the N question information and outputting to the display unit ;
When the response item selection information for the N pieces of question information is inputted, the number of the question type tax classification is calculated based on the detailed identification code and the relation identification code corresponding to the N pieces of question information, Calculating score of each of the question type classifications for home economic health, financial psychological type, and financial activity disorder using the selection information, the score information for each of the M response items, the question identification information, and the number of the calculated question type tax breaks;
After the evaluation results are generated by comparing the calculated scores of the home economic health, financial psychological type, and financial activity disability, the above-mentioned calculated economic health, financial psychological type, Outputting the measurement score and the reference score (E) and the evaluation result by the question type tax classification;
Generating and outputting an analysis graph using the calculated home economic health, financial psychological type, and measurement score of each question type tax break for financial activity disorder;
Including home economics health and financial psychology types and financial activity disability assessment methods. Displaying a personal information input guide screen for a home member, receiving personal information about a home member, and storing the personal information in a storage unit;
When the evaluation start information is inputted, reading out N question information about household economic health, financial psychological type and financial activity disorder from the storage unit and M response item information corresponding to the N question information and outputting to the display unit ;
When the answer item selection information for the N pieces of question information is inputted, whether the question type identification code corresponding to the N pieces of question information, the detailed identification code corresponding to the question type subdivision and the question type subdivision are interlocked with the other question type subdivision Calculating the scores of the household economic health, the financial psychological type and the question type for the financial activity disability by using the relationship identification code and the influence information on the question type subdivision of the question type subdivision;
After the evaluation results are generated by comparing the calculated scores of the home economic health, financial psychological type, and financial activity disability, the above-mentioned calculated economic health, financial psychological type, Outputting the measurement score and the reference score (E) and the evaluation result by the question type tax classification;
Generating and outputting an analysis graph using the calculated home economic health, financial psychological type, and measurement score of each question type tax break for financial activity disorder;
Including home economics health and financial psychology types and financial activity disability assessment methods.

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