KR20180086329A - Method for Supporting Newly Established Company by using Standing Collective Surety - Google Patents

Abstract

The present invention relates to a method for supporting a new firm using a joint surety. The method comprises: a first step of allowing technical capability demonstration information to be registered; a second step of confirming firm information on a partner firm; a third step of requesting a business cooperation or an investment; a fourth step of allowing condition information to be registered; a fifth step of requesting an accept of the condition information; a sixth step of performing an electronic contract procedure; a seventh step of requesting a joint surety for a loan; and an eighth step of processing a load to be given to a new firm. Therefore, a new firm can secure new investors.

Description

A method for supporting start-up companies using solidarity-based input {Method for Supporting Newly Established Company by using Standing Collective Surety}

The present invention relates to a method of supporting a start-up company using a solidarity-based approach. It utilizes a surplus credit from a partner company's solidarity based on a business alliance or an investment contract between a start-up enterprise and a funded partner company (small / So that they can fund new businesses.

With recent advances in IT technology, start-ups with innovative ideas and technologies are emerging as a boom.

This start-up is a new startup that has not been established yet. It has potential and technological potential. However, it is difficult to fund because of limited financing structure.

In general, the way startup funds are financed is through the use of banks, venture capitalists, and guarantee funds. The funding process is difficult and difficult because the representatives' credit or collateral must be presented.

Korean Patent Registration No. 10-0794254 (registered Jan. 07, 2008) relates to a support service system for a cooperative company for win-win management. It is a financial service that can receive funds only from the transaction information with the parent company, , And a support service system for a cooperative company that can provide various business management support information services such as bidding information and customer credit information inquiry when a partner company needs it.

However, this is aimed at partners who have transactions with the parent company, which is difficult to apply to startups such as actual start-ups.

The object of the present invention to overcome the above problems is to provide a new business by taking advantage of surplus credit through solidarity of partner companies based on a business partnership or investment contract between a start-up company and a fund-raising partner company (SME / And to provide a method for supporting start-up companies using solidarity-based support to provide funds to enterprises.

A method executed by an operating server communicating with a start-up company side apparatus according to the present invention is a method executed from an start-up company side apparatus to a start-up company side by a company of a start-up company, business contents of the start-up company, A first step of registering technical capability certification information proving the technical capability, and a first step of registering the business information and the partner requirement of the startup company, A second step of confirming company information on N (N > = 1) partner companies capable of business alliance with the start-up company or investable in the start-up company; A third step of requesting a business alliance or requesting investment by providing information, business contents and technical capability verification information; and a third step of requesting the business alliance request or investment request, (N) partner companies, and registering condition information including business partnership conditions or investment conditions from the n partner company side apparatuses; and (d) registering condition information registered in the n partner companies as Requesting the acceptance of condition information including a business alliance condition or an investment condition of a specific partner company; and, if the condition information of a specific partner company is accepted by the startup company device, A sixth step of performing an electronic contracting procedure based on the accepted condition information between a specific partner company and a sixth step of performing an electronic contracting process based on the accepted condition information when the electronic contract is established between the startup company and the specific partner company, A seventh step of requesting for a solidarity admission for the loan to be provided to the start-up company through an institution, And it can be configured to include an eighth step of the loan process to be performed by the start-up companies through the financial institutions designated on the basis of solidarity ipbo partner companies.

According to the present invention, the above-mentioned partner requirement may be configured to include requirement information for selecting a superior company or a partner company that can enter into business partnership with the startup company, based on the business content of the startup company.

According to the present invention, the partner requirement may be configured to include condition information for selecting a partner company that can invest in the start-up company or the large-sized enterprise.

According to the present invention, the technical capability verification information may include at least one of registered patent information related to the business content of the startup company, and patent application information related to the business content of the startup company.

According to the present invention, the first step may further include a technical capability verification step of verifying a technical capability of the startup content of the start-up company based on the technical capability authentication information.

Here, if the technology capability verification information includes patent information, the technical capability verification step may include analyzing the application information of the patent information through the enterprise information of the start-up company, And verifying whether the patent is a patent that is filed, registered, or purchased from the company.

Here, if the technical capability verification information includes the patent information and the contract information of the patent-related contract, the patentability-related contract corresponding to the contract information through the enterprise information of the startup company may be included in the start- Verifying that the contract is a contract, and verifying whether the other party that has contracted with the startup company through the contract information through the patent information is the right holder of the patent corresponding to the patent information.

The method of supporting start-up companies using age-based admission according to the present invention is characterized in that when the partner requirement includes a requirement to select a partner company that can be invested in the start-up company, the first step includes: The third step may further include providing the investment demand amount of the startup company to the N partner company side apparatuses, Including the investment conditions for the investment amount corresponding to the requested amount, or investment conditions for the investment amount less than the investment requested amount adjusted by the partner company.

The method of supporting start-up companies using age-based admission according to the present invention includes the steps of: receiving the adjusted condition information from the startup-side apparatus when the condition information of a specific partner company is adjusted in the startup- And the step of providing the condition information to the specific partner company side apparatus, wherein the step (6) includes: when the specific partner company side apparatus agrees with the adjusted condition information, And performing an electronic contract procedure between the enterprises based on the agreed condition information.

Receiving the re-adjusted condition information from the partner enterprise apparatus when the partner company apparatus rearranges the condition information adjusted by the startup company; and providing the re-adjusted condition information to the startup apparatus And the sixth step may include an electronic contract procedure based on the accepted condition information between the start-up company and the specific partner company when accepting the re-adjusted condition information at the start-up company side apparatus, And a step of performing the step of performing the step

According to the present invention, the electronic contract includes a direct contract between the start-up company and a partner company, or a combination of an agreement between the start-up company and an agency operating the operation server and an agreement between the agency and the partner company .

According to the present invention, the sixth step includes: generating a contract electronic document for the electronic contract; requesting an electronic signature by providing the contract electronic document to the startup company device; And processing the contract electronic document to which the electronic signature is attached to be stored in the designated electronic document repository.

According to the present invention, the sixth step includes the steps of: generating a contract electronic document for the electronic contract; requesting an electronic signature by providing the contract electronic document to the partner company side device; And processing the contract electronic document to which the electronic signature is attached to be stored in the designated electronic document repository.

According to the present invention, the sixth step includes the steps of: generating a contract electronic document for the electronic contract; providing the contract electronic document to the startup company device, requesting the electronic signature and providing the electronic document to the partner company- Requesting a signature; and processing the electronic signature of the startup company and the contract electronic document attached with the electronic signature of the partner company to be stored in the designated electronic document repository.

A method of supporting a start-up company using an affiliate information service according to the present invention is characterized in that, when the condition information includes an investment condition and the electronic contract includes an investment contract, the seventh step includes: Calculating an interest rate based on an age-based admission of the partner company and a lendable amount corresponding to the amount of money, calculating a rate based on the age-based admission of the partner company, And requesting an admission.

A method of supporting a start-up company using an affiliate admission according to the present invention is characterized in that when the condition information includes a business affiliation condition and the electronic contract includes a business partnership agreement, Calculating a loanable amount corresponding to a certain percentage of the business partnership amount included in the partner company and a rate based on the solidarity admission of the partner company; And requesting the partner company side solidarity admission for the target loan.

According to the present invention, the eighth step includes the steps of: managing interest payment on a loan amount loaned to the start-up company in cooperation with a financial institution; generating post-management information on the interest payment, To the device. ≪ RTI ID = 0.0 >

According to the present invention, the eighth step includes the steps of: managing part of principal or full repayment of the principal amount of the loan amount loaned to the start-up corporation in cooperation with the financial institution; and managing post-management information on partial repayment or full repayment And providing the generated information to the specific partner company side apparatus.

According to the present invention, it is possible to utilize the surplus credit of a partner having a high funding ability based on business partnership or investment contract between a start-up company and a partner company (SME / large corporation) It is possible for partner companies to secure an investment for creating value added, and financial institutions have the advantage of generating new customers and loans.

1 is a diagram showing a configuration of a start-up enterprise support system according to an embodiment of the present invention.
FIG. 2 is a diagram illustrating a procedure for information registration and technical capability verification of a start-up company requesting funding according to an embodiment of the present invention.
FIG. 3 is a diagram illustrating a process for information registration and technical capability verification of a start-up company requesting funding according to another embodiment of the present invention.
FIG. 4 is a diagram showing a process of performing an electronic contract according to an embodiment of the present invention; FIG.
FIG. 5 is a diagram illustrating a process of processing a loan for a start-up company based on a solidarity entry of a partner company according to an embodiment of the present invention.
FIG. 6 is a diagram illustrating a process of performing an electronic contract according to another embodiment of the present invention, which identifies a business partner partner company corresponding to start-up company information and condition information of a partner company.
FIG. 7 is a diagram illustrating a process in which a loan to a start-up company is processed based on a solidarity entry of a partner company according to another embodiment of the present invention.

DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENTS Hereinafter, preferred embodiments of the present invention will be described in detail with reference to the accompanying drawings. It should be understood, however, that the drawings and the following detailed description are exemplary and explanatory and are intended to provide further explanation of the invention, and are not to be construed as limiting the present invention.

In other words, the following embodiments correspond to the preferred embodiment of the preferred embodiment of the present invention. In the following embodiments, a specific configuration (or step) is omitted, or a specific configuration (or step) (Or steps), or an embodiment that incorporates functions implemented in more than one configuration (or step) into any one configuration (or step), a particular configuration (or step) It will be apparent that the present invention is not limited to the embodiments described below. Therefore, it should be clearly stated that various embodiments corresponding to subsets or combinations based on the following embodiments can be subdivided based on the filing date of the present invention.

In the following description of the present invention, a detailed description of known functions and configurations incorporated herein will be omitted when it may make the subject matter of the present invention rather unclear. The terms used below are defined in consideration of the functions of the present invention, which may vary depending on the user, intention or custom of the operator. Therefore, the definition should be based on the contents throughout the present invention.

As a result, the technical idea of the present invention is determined by the claims, and the following embodiments are merely means for effectively explaining the technical idea of the present invention to a person having ordinary skill in the art to which the present invention belongs Only.

FIG. 1 is a diagram showing a configuration of a start-up company support system according to an embodiment of the present invention.

More specifically, FIG. 1 shows an example of a case in which an operation server 100 that communicates with a start-up company side apparatus 160 receives an excellent result of each business field based on the business contents and partner requirements of the start- (N > = 1) partner companies capable of business alliance with the start-up company or able to invest in the start-up company through the enterprise information DB 155 constructed by converting enterprise information or enterprise information into a DB, (N < = n < N) partner companies that have requested the business partnership or requested the business partnership with the N partner company side apparatuses 165 and have responded to the business partnership request or investment request, A start-up company that processes an electronic contract between the start-up companies and processes the start-up of the loan through the designated financial institution 170 based on the electronic contract and the partnership of the partner company And a person skilled in the art will be able to refer to and / or modify the drawing 1 to obtain a variety of configurations It is to be understood that the invention may be practiced with other modes of practicing the invention (for example, omitting some of the components, or subdividing, or combining the practice) The technical characteristics thereof are not limited.

Referring to FIG. 1, the start-up company support system includes a start-up company side device 160 provided at a start-up company side, a partner company side device 165 provided at a partner company side, And an operation server (100) that performs a series of procedures for interworking with the partner company side device (165) and supporting the start - up company using the solidarity input, wherein the partner server And a financial institution 170 that provides financial institutions.

The start-up company-side device 160 is a generic name of a device provided to a start-up company that is supported by a partner company through the solidarity admission of the partner company according to the present invention. The start-up company-side device 160 includes a wireless terminal and a wired terminal, The present invention is not limited to the wireless terminal and the wired terminal that operate or operate the wireless terminal.

The partner company side device 165 is a collective term for devices provided to a partner company that conducts a solidarity admission for a loan to be provided to the startup company through a business partnership with an emerging company or an investment contract, A wireless terminal and a wired terminal, or a wireless terminal and a wired terminal possessed or operated by an employee of a partner company, and thus the present invention is not limited thereto.

According to the present invention, the partner company refers to a superior company that is capable of investing in a startup or a business partner of a medium-sized company, and has sufficient loan capacity through a financial institution, (155).

Referring to FIG. 1, the operation server 100 is a collective term for a functional configuration to be implemented on a server side that handles start-up support using an affiliate company according to the present invention. And one or more servers provided on the path between the side apparatus 165 and the designated financial institution 170.

For example, the operating server 100 may include a server provided in a relaying organization that relays the startup-side apparatus 160 and the partner-side apparatus 165 to the designated financial institution 170, It is to be understood that it is possible to include a server included in the organization 170 or to implement it as a server such as the financial institution 170 according to an implementation method, and not limited to a specific physical server.

Referring to FIG. 1, the operation server 100 includes a start-up company information registration unit 105 for registering at least one start-up company information for supporting a start-up company from the start-up company side apparatus 160, A technical capability verifying unit 110 for verifying the technical capability of the start-up company, and a company information confirming partner company that can enter into business partnership or investment from the company information DB 155 based on the registered start-up company information A business partnership / investment request unit 120 for requesting business partnership or investment for a start-up company with the confirmed partner company-side apparatus 165; A condition information providing unit 130 for providing a business partnership condition or an investment condition of the partner company to the startup company side device 160, of (140) for requesting a new company for a loan of a startup company as a partner company, a loan processing unit (140) for processing a loan to a startup company based on a solidarity input of a partner company, (145).

The start-up company information registration unit 105 obtains from the start-up company side device 160 the company information of the start-up company, the business contents of the start-up company, the partner requirement desired by the start-up company, Information can be registered.

Here, the partner requirement desired by the start-up company may include the requirement information for selecting a superior company or a partner company that is capable of business partnership with the start-up company, based on the business content of the start-up company.

For example, the above-mentioned partner requirement is a requirement to select a partner company in which a startup company can supply a part of a start-up company when a part is manufactured, or to provide a raw material of the product at a low cost The requirements to select a partner company to be able to sell the product of the start-up company, the requirement to select a partner company to sell the start-up company's product, or the requirement to select a company that can order a specific product from a start-up company It is to be understood that the present invention is not limited thereto.

In addition, the partner requirement desired by the start-up company may include condition information for selecting a partner company that can invest in the start-up company or a large-sized enterprise.

For example, the present invention may include a requirement to select a partner company having funding ability or investment willingness to invest in the start-up company irrespective of the possibility of business cooperation, and the present invention is not limited thereto.

In addition, the startup requirement of the start-up company may include a requirement to select a partner company that can invest in the start-up company. In this case, You can receive the amount of investment requested by the start-up company.

Here, the technical capability authentication information proving the technical capability of the start-up company may include at least one of registered patent information related to the business content of the start-up company, and patent application information related to the business content of the start-up company.

For example, the technical capability verification information may be sent to the partner company so that the partner company can obtain objective information (technical explanatory data, research data, articles and the like) that can prove that the start-up company has technical capability, (Including a purchase contract) purchased by the start-up company or a patent (including a license agreement) licensed by the start-up company, so that the present invention is not limited thereto.

When the business content and technical capability verification information of the startup company are registered through the startup company information registration unit 105, the technical capability verification unit 110 registers the business content and the technical capability verification information of the startup company on the basis of the technical capability verification information You can verify your technical skills.

According to an embodiment of the present invention, when the technical capability verification information includes patent information, the technical capability verification unit 110 analyzes the application information of the patent information through the company information of the startup company, Can verify whether the corresponding patent is a patent that is filed, registered, or purchased from the start-up company.

According to another embodiment of the present invention, when the technical capability verification information includes patent information and contract information of a patent-related contract (for example, a patent purchase contract, a license contract, etc.) A patent related contract corresponding to the contract information is verified through the company information of the start-up company as a contract of the start-up company, and the other party contracting with the start- And the like.

The company information confirmation unit 115 identifies the company information of the start-up company, the business content of the start-up company, a partner requirement desired by the start-up company, a technique Once the capability verification information is registered, it is possible to establish a business alliance with the start-up company through the enterprise information DB 155, which is constructed by DBs of superior business information and enterprise information of each business field based on the business contents and partner requirements of the startup Or N (N > = 1) partner companies that can invest in the start-up company.

The business alliance / investment requesting unit 120 confirms company information about N (N? 1) partner companies that can be allied with the start-up company or can invest in the start-up company through the company information verifying unit 115 The company information, the business contents, and the technical capability verification information of the startup company can be provided to the N partner company side apparatuses 165 to request the business partnership or make an investment request.

If the investment request amount requested by the start-up company is received from the startup company 160 through the start-up company information registration unit 105, the business partnership / The enterprise side apparatus 165 may notify the investment request amount requested by the startup company.

The condition information registration unit 125 registers the business partnership / investment requesting unit 120 with the business partnership / investment requesting unit 120 after the business partnership request or investment request is made with the N partner company- N (1? N? N) partner companies that have responded to the partnership request or the investment request and can register the condition information including the business partnership condition or the investment condition from the n partner company side apparatuses 165.

Herein, when the investment request amount requested by the start-up company is confirmed by the partner company, the investment condition includes an investment condition for the investment amount corresponding to the investment request amount, or less than the investment demand amount adjusted by the partner company Of the investment amount.

If the condition information including the business partnership condition or the investment condition is registered from the n partner company side apparatuses 165 through the condition information registration unit 125, The registered condition information may be provided to the start-up enterprise side device 160 to request acceptance of the condition information including the business affiliation condition or the investment condition of one specific partner company.

According to the present invention, the condition information providing unit 130 receives the adjusted condition information from the startup device 160 when the conditional information of the specific partner company is adjusted in the startup device 160 And provide the adjusted condition information to the specific partner company-side apparatus 165. [

The condition information providing unit 130 receives the readjusted condition information from the partner company side device 165 when the conditional information provided by the startup company 165 is readjusted by the startup company, And provide the re-adjusted condition information to the startup company side device 160.

The electronic contract processing unit 135 provides the condition information registered in the n partner companies to the startup company 160 through the condition information providing unit 130 so that the business partnership condition or the investment condition , And when accepting the condition information of the specific partner company at the start-up device (160) after requesting acceptance of the condition information including the condition information including the acceptance condition information, Can be performed.

Here, the electronic contract includes a direct contract between the start-up company and the partner company, or a combination of the contract between the start-up company and the agency operating the operation server 100 and the contract between the agency and the partner company can do.

According to an embodiment of the present invention, the electronic contract processor 135 generates a contract electronic document for the electronic contract, and provides the generated contract electronic document to the startup company side device 160 to request an electronic signature And when the agreement electronic document with the electronic signature attached thereto is received from the startup company side device 160, the agreement electronic document attached with the electronic signature of the startup company can be stored in the designated electronic document storage.

The electronic contract processing unit 135 may generate a contract electronic document for the electronic contract and provide the generated contract electronic document to the partner company side apparatus 165 to request an electronic signature. When the agreement electronic document with the electronic signature attached to the partner company side is received from the device 165, the agreement electronic document attached with the electronic signature of the partner company side can be stored in the designated electronic document repository.

According to another embodiment of the present invention, the electronic contract processing unit 135 generates a contract electronic document for the electronic contract, provides the contract electronic document to the startup company side apparatus 160, To the enterprise side apparatus 165 to request the electronic signature and then process the electronic signature of the startup company and the contract electronic document attached with the electronic signature of the partner company to be stored in the designated electronic document repository.

The electronic contract processing unit 135 may be configured such that after the condition information of the specific partner company is provided to the startup company 160 through the condition information providing unit 130, And receives the adjusted condition information from the startup company side apparatus 160. When the adjusted condition information is provided to the specific partner company side apparatus 165, If the adjusted condition information is agreed, the electronic contract procedure based on the agreed condition information may be performed between the startup company and the specific partner company.

The electronic contract processing unit 135 receives the adjusted condition information from the startup company side device 160 through the condition information providing unit 130 and transmits the adjusted condition information to the specific partner company side apparatus 165. [ The conditional information adjusted by the start-up company in the partner company-side apparatus 165 is received, the re-adjusted condition information is received from the partner company-side apparatus 165, and the re- Side device 160. If the startup device 160 accepts the re-adjusted condition information, the startup device 160 can perform the electronic contracting process based on the accepted condition information between the startup company and the specific partner company have.

When the electronic contract process based on the accepted condition information is performed between the startup company and the specific partner company via the electronic contract processor 135, Based on the electronic contract, the financial institution designated as the specific partner company-side apparatus 165, the user can request a solidarity admission for the loan to be provided to the startup company.

According to the embodiment of the present invention, the affiliate information requesting unit 140 may include an investment condition in the condition information registered from the partner company side device 165 through the condition information registration unit 125, If the electronic contract performed based on the condition information through the input unit 135 includes the investment contract, the loanable amount corresponding to the investment amount included in the investment condition or the investment contract, and the interest based on the solidarity input of the partner company And request the specific partner company side apparatus 165 for the partner company side solidarity admission for the lending to the startup company corresponding to the calculated lendable amount and the interest rate.

According to another embodiment of the present invention, the affiliate information requesting unit 140 may include a business association condition in the condition information registered from the partner company side device 165 through the condition information registration unit 125, If the electronic contract executed based on the condition information through the contract processing unit 135 includes a business cooperation agreement, the amount of the loan corresponding to the business partnership condition or a certain percentage of the business cooperation amount included in the business partnership agreement It is possible to calculate the interest based on the solidarity admission of the partner company and request the specific partner company side apparatus 165 for the partner company side solidarity admission for the lending to the startup company corresponding to the calculated lendable amount and the interest.

The loan processing unit 145 requests the generation start of the loan to be provided to the start-up company through the financial institution 170 designated as the specific partner company-side apparatus 165 through the serial-entry request unit 140, Upon obtaining the permission for the generation of the contract from the partner company side device 165, the loan is made to be made to the startup company through the designated financial institution 170 based on the established electronic contract and the partnership of the partner company can do.

According to the embodiment of the present invention, the loan processing unit 145 can manage the interest payment on the loan amount loaned to the startup company in cooperation with the financial institution 170, and can manage the post-management information on the interest payment And provide it to the specific partner company-side device 165.

In addition, the loan processing unit 145 may manage partial redemption or total redemption of the principal amount of the loan amount loaned to the startup company in conjunction with the financial institution 170, and may manage the partial redemption of the principal amount or post- And provides the generated information to the specific partner company-side apparatus 165.

FIG. 2 is a diagram illustrating a process for information registration and technical capability verification of a start-up company requesting funding according to an embodiment of the present invention.

FIG. 2 is a block diagram showing a configuration of a start-up company 100 according to an embodiment of the present invention. Referring to FIG. 2, And FIG. 2 is a flowchart illustrating a process of verifying the technical capability of a start-up company based on start-up company information. As shown in FIG. 2, The present invention can be applied to various methods for verifying the technical capability of the start-up company through the patent information included in the registered technical capability verification information. And the technical characteristics thereof are not limited only by the method shown in FIG.

Referring to FIG. 2, a start-up device 160 for receiving funding through a start-up company support system according to the present invention accesses an operation server 100 (200) (Step 205), providing the business server 100 with the business content of the startup company, the partner requirement desired by the startup company, and the technical capability authentication document proving the technical capability of the startup company.

Here, the partner requirement desired by the start-up company may include the requirement information for selecting a superior company or a partner company that is capable of business partnership with the start-up company, based on the business content of the start-up company.

In addition, the partner requirement desired by the start-up company may include condition information for selecting a partner company that can invest in the start-up company or a large-sized enterprise.

According to the present invention, the technology capability proving information proving the technical capability of the start-up company may include at least one of registered patent information related to the business content of the start-up company, and patent application information related to the business content of the start-up company have.

For example, the technical capability verification information may be sent to the partner company so that the partner company can obtain objective information (technical explanatory data, research data, articles and the like) that can prove that the start-up company has technical capability, I may include the patents (including the purchase contract) purchased by the startup or the patents licensed by the startup (including the license agreement).

When the business content and technical capability verification information of the start-up company is registered from the start-up company side device 160, the operation server 100 confirms the patent information included in the technical capability verification information (210) (215), and verifies whether the patent corresponding to the patent information is a patent that is filed, registered, or purchased from the start-up company to verify the technical capability of the start-up company (220).

FIG. 3 is a diagram illustrating a procedure for verification of information registration and technical capability of a start-up company requesting funding according to another embodiment of the present invention.

FIG. 3 is a diagram illustrating an example of the start-up company information received from the start-up device 160 requesting funding according to the present invention from the operation server 100 on the start-up company support system shown in FIG. And FIG. 3 is a flowchart illustrating a process of verifying the technical capability of a start-up company based on the start-up company information. Referring to FIG. 3, if the person skilled in the art is familiar with the present invention, The present invention can be applied to various methods for verifying the technical capability of the start-up company through the patent information included in the registered technical capability verification information and the contract information of the patent-related contract. And the technical features thereof are not limited only by the method shown in FIG.

Referring to FIG. 3, a start-up device 160 that receives funding through a start-up company support system according to the present invention accesses an operation server 100 (300) The business content of the start-up company, the partner requirement desired by the start-up company, and the technical capability certification information proving the technical ability of the start-up company to the operation server 100 and registers it.

Here, the partner requirement desired by the start-up company may include the requirement information for selecting a superior company or a partner company that is capable of business partnership with the start-up company, based on the business content of the start-up company.

In addition, the partner requirement desired by the start-up company may include condition information for selecting a partner company that can invest in the start-up company or a large-sized enterprise.

According to the present invention, the technology capability proving information proving the technical capability of the start-up company may include at least one of registered patent information related to the business content of the start-up company, and patent application information related to the business content of the start-up company have.

For example, the technical capability verification information may be sent to the partner company so that the partner company can obtain objective information (technical explanatory data, research data, articles and the like) that can prove that the start-up company has technical capability, I may include the patents (including the purchase contract) purchased by the startup or the patents licensed by the startup (including the license agreement).

When the business content and technical capability verification information of the start-up company is registered from the start-up company side device 160, the operation server 100 registers the patent information included in the technical capability verification information and the contract information of the patent- (310), confirms whether the contract related to the contract information corresponding to the contract information is the agreement of the start-up company (315) through the company information of the start-up company (315) The technology capability of the start-up company can be verified (320) by confirming that the counterparty contracted with the start-up company through the contract information is the right holder of the patent corresponding to the patent information.

FIG. 4 is a diagram showing a process of performing an electronic contract according to an embodiment of the present invention, in accordance with the condition information of the partner company and the partner company identifying the partner company corresponding to the startup company information.

4 is a flowchart illustrating a process of verifying the information registration and technical capability of a start-up company requesting funding shown in FIG. 2 or FIG. 3, A process of confirming a partner company and concluding an electronic contract based on the condition information after reconciliation or agreement with the condition information provided by the confirmed partner company and having a general knowledge in the technical field to which the present invention belongs It is possible to refer to and / or modify the FIG. 4 to identify a partner company to be a business partner in correspondence with the start-up company information and various methods of performing an electronic contract according to the condition information of the partner company. The present invention includes all of the above-described methods of practicing the invention, It is not limited.

Referring to FIG. 4, the company information of the start-up company requesting funding through the process of FIG. 2 or FIG. 3, the business contents of the start-up company, the partner requirement desired by the start-up company, After the technical capability verification information of the start-up company is registered and the technical capability of the start-up company is verified, the operation server 100 determines whether the start-up company information or the large- (N) of the partner companies capable of business alliance with the start-up company or able to invest in the start-up company through the enterprise information DB 155 constructed in DB.

When the enterprise server 100 confirms the company information on N (N > = 1) partner companies that are capable of business alliance with the start-up company or can invest in the start-up company, (405) to provide business information, business contents, and technical capability verification information of the start-up company.

The partner company side device 165 confirms a request for a business partnership for the startup company from the operation server 100 and provides a response to the request for the business partnership to the operation server 100 in operation 410.

Then, the partner company side device 165 provides condition information including the business partnership condition to the operation server 100 (415).

The operating server 100 receives and registers condition information including a business partnership condition from the n partner company side apparatuses 165 and registers the condition information registered by the n partner companies in the startup company side apparatus 160) to request acceptance of the condition information including the business alliance condition of one particular partner enterprise (425).

The start-up company side device 160 receives the condition information including the business partnership condition of the partner company from the operation server 100 and determines whether to adjust the received condition information (430).

If there is an adjustment to the received condition information, the startup company 160 provides the adjusted condition information to the operation server 100 (435).

The operating server 100 provides the adjusted condition information provided from the startup company side device 160 to the partner company side device 165 to request agreement (440) If the agreement of the adjusted condition information is confirmed (445), an electronic contract procedure based on the agreed condition information is performed (450).

On the other hand, the operating server 100 receives the adjusted condition information from the start-up enterprise side apparatus 160, and after the adjusted condition information is provided to the specific partner company side apparatus 165, 165 of the new company, re-adjusts the condition information adjusted by the startup company, receives the readjusted condition information from the partner company side apparatus 165, and provides the re-adjusted condition information to the startup company side apparatus 160, When the startup company side device 160 accepts the readjusted condition information, the new contractor can perform the electronic contract procedure based on the accepted condition information between the startup company and the specific partner company.

According to the present invention, the electronic contract includes a direct contract between the start-up company and a partner company, or a contract between the start-up company and an institution that operates the operation server 100, Combinations thereof.

According to an embodiment of the present invention, in the course of performing the electronic contract procedure, the operation server 100 generates a contract electronic document for the electronic contract, and transmits the generated contract electronic document to the startup company 160 ), And can request an electronic signature. When a contract electronic document with an electronic signature attached thereto is received from the startup company side device 160, the agreement electronic document attached with the electronic signature of the startup company is transferred to the designated electronic document storage To be stored.

In addition, the operation server 100 generates a contract electronic document for the electronic contract in the course of performing the electronic contract procedure, provides the generated contract electronic document to the partner company side device 165, And when a contract electronic document to which the electronic signature of the partner company side is attached is received from the partner company side device 165, the agreement electronic document to which the electronic signature of the partner company side is attached is stored in the designated electronic document repository To be stored.

According to another embodiment of the present invention, in the course of performing the electronic contract procedure, the operation server 100 generates a contract electronic document for the electronic contract, and transmits the contract electronic document to the startup company side device 160, And requests the electronic signature to be provided to the partner company side device 165 to request the electronic signature. Then, the electronic signature of the startup company and the contract electronic document attached with the electronic signature of the partner company are transmitted to the designated electronic document repository To be stored.

FIG. 5 is a diagram illustrating a process in which a loan to a start-up company is processed based on a solidarity entry of a partner company according to an embodiment of the present invention.

More specifically, FIG. 5 shows a case where a partner company to be affiliated with a business partnership corresponding to the startup company information shown in FIG. 4 is identified and an electronic contract is executed according to the condition information of the partner company, 100) requests a joint start for a loan of a start-up company as a partner company, and processes a loan to the start-up company on the basis of a solidarity entry of the partner company upon acceptance of a joint-start of a partner company. Those skilled in the art will be able to refer to and / or modify Figure 5 to derive various implementations of the process of lending to startups based on the solidarity entry of the partner firm However, the present invention is not limited to the above-described embodiments, As not exclusively those technical features.

Referring to FIG. 5, after the electronic contract according to the condition information of the partner company to be the business partner is performed through the process of FIG. 4, the operation server 100 determines the business partnership amount or the business partner amount included in the business partner agreement (500).

Then, the operation server 100 calculates a loanable amount and an interest rate corresponding to a certain percentage of the confirmed business partnership amount (505) based on the solidarity entry of the partner company.

When the lendable amount and the interest rate are calculated, the operating server 100 provides the calculated lendable amount and the interest rate to the partner company side apparatus 165 so that the partner company side (510).

The operation server 100 receives a response to the request for the solidarity admission request from the partner company side apparatus 165 in operation 515. If the acceptance of the solidarity admission of the partner company is confirmed, (520) through the designated financial institution (170) based on the contract and the partnership of the partner company to make the loan to the start-up company.

Thereafter, the operating server 100 generates the post management information on the loan amount loaned to the startup company in cooperation with the financial institution 170 (525), and transmits the generated post- (530).

According to an embodiment of the present invention, the operating server 100 can manage the interest payment on the loan amount loaned to the startup company in cooperation with the financial institution 170, and can manage the post-management information on the interest payment And provide it to the specific partner company-side device 165.

According to another embodiment of the present invention, the operating server 100 can manage partial redemption or total redemption of the principal amount of the loan amount loaned to the startup company in cooperation with the financial institution 170, Management information on the reimbursement or the full repayment to the specific partner company-side apparatus 165.

FIG. 6 is a diagram showing a process of performing an electronic contract according to another embodiment of the present invention, which identifies a business partner partner company corresponding to start-up company information and condition information of a partner company.

In more detail, FIG. 6 is a flowchart illustrating a process of verifying the information registration and technical capability of a start-up company requesting funding shown in FIG. 2 or FIG. 3, A process of confirming a partner company and concluding an electronic contract based on the condition information after reconciliation or agreement with the condition information provided by the confirmed partner company and having a general knowledge in the technical field to which the present invention belongs It is possible to refer to and refer to FIG. 6 to various investment methods for confirming an investment target partner company corresponding to the startup company information and an electronic contract execution process according to condition information of a partner company, It should be understood that the invention may be embodied in all of the modes encompassed by the appended claims. Shall not.

Referring to FIG. 6, the company information of the start-up company requesting funding through the process of FIG. 2 or FIG. 3, the business contents of the start-up company, the partner requirement desired by the start-up company, After the technical capability verification information of the start-up company is registered and the technical capability of the start-up company is verified, the operation server 100 determines whether the start-up company information or the large- (600) through the company information DB 155 constructed as a DB, N (N > = 1) partner companies capable of business alliance with the start-up company or able to invest in the start-up company.

When the enterprise server 100 confirms the company information on N (N > = 1) partner companies that are capable of business alliance with the start-up company or can invest in the start-up company, (605) by providing the enterprise information, the business contents, and the technical capability verification information of the start-up company to the start-up company.

The partner company side device 165 confirms the investment request for the start-up company from the operation server 100 and provides a response to the investment request to the operation server 100 (610).

The partner company side device 165 provides condition information including an investment condition to the operation server 100 (615).

Here, the investment condition may include an investment condition for the investment amount corresponding to the investment request amount, or an investment amount less than the investment request amount adjusted by the partner company, It may include investment conditions.

The operating server 100 receives and registers condition information including an investment condition from the n partner company side apparatuses 165 and registers 620 the condition information registered in the n partner companies to the startup company 160 ) To request the acceptance of the condition information including the investment conditions of a particular partner enterprise (625).

The start-up company side device 160 receives the condition information including the investment condition of the partner company from the operation server 100 and determines whether to adjust the received condition information (630).

If there is an adjustment to the received condition information, the startup company 160 provides the adjusted condition information to the operation server 100 (635).

The operation server 100 provides the adjusted condition information provided from the startup company side device 160 to the partner company side device 165 to request the agreement 660 and receives the agreement information from the partner company side device 165 If the agreement of the adjusted condition information is confirmed (645), an electronic contract procedure based on the agreed condition information is performed (650).

On the other hand, the operating server 100 receives the adjusted condition information from the start-up enterprise side apparatus 160, and after the adjusted condition information is provided to the specific partner company side apparatus 165, 165 of the new company, re-adjusts the condition information adjusted by the startup company, receives the readjusted condition information from the partner company side apparatus 165, and provides the re-adjusted condition information to the startup company side apparatus 160, When the startup company side device 160 accepts the readjusted condition information, the new contractor can perform the electronic contract procedure based on the accepted condition information between the startup company and the specific partner company.

According to the present invention, the electronic contract includes a direct contract between the start-up company and a partner company, or a contract between the start-up company and an institution that operates the operation server 100, Combinations thereof.

According to an embodiment of the present invention, in the course of performing the electronic contract procedure, the operation server 100 generates a contract electronic document for the electronic contract, and transmits the generated contract electronic document to the startup company 160 ), And can request an electronic signature. When a contract electronic document with an electronic signature attached thereto is received from the startup company side device 160, the agreement electronic document attached with the electronic signature of the startup company is transferred to the designated electronic document storage To be stored.

In addition, the operation server 100 generates a contract electronic document for the electronic contract in the course of performing the electronic contract procedure, provides the generated contract electronic document to the partner company side device 165, And when a contract electronic document to which the electronic signature of the partner company side is attached is received from the partner company side device 165, the agreement electronic document to which the electronic signature of the partner company side is attached is stored in the designated electronic document repository To be stored.

According to another embodiment of the present invention, in the course of performing the electronic contract procedure, the operation server 100 generates a contract electronic document for the electronic contract, and transmits the contract electronic document to the startup company side device 160, And requests the electronic signature to be provided to the partner company side device 165 to request the electronic signature. Then, the electronic signature of the startup company and the contract electronic document attached with the electronic signature of the partner company are transmitted to the designated electronic document repository To be stored.

FIG. 7 is a diagram illustrating a process of processing a loan for a start-up company based on a solidarity entry of a partner company according to another embodiment of the present invention.

In more detail, FIG. 7 is a flowchart illustrating an operation of the operation server 100 (FIG. 6) on the startup support system after the partner company to be invested corresponding to the startup company information shown in FIG. 6 is identified and the electronic contract is executed according to the condition information of the partner company ) Requests a joint start for a loan of a start-up company as a partner company, and processes a loan to the start-up company on the basis of the solidarity entry of the partner company upon acceptance of the solidarity entry of the partner company. Those skilled in the art will be able to refer to and / or modify Figure 7 to deduce the various ways in which a loan to a startup is processed based on the solidarity entry of the partner company However, it should be understood that the present invention is not limited to the embodiments shown in the drawings, The technical feature is not limited.

Referring to FIG. 7, after the electronic contract according to the condition information of the partner company to be invested is performed through the process of FIG. 6, the operation server 100 confirms the investment amount included in the investment condition or investment contract 700 ).

Then, the operation server 100 calculates a loanable amount and an interest rate corresponding to a certain percentage of the confirmed investment amount based on the solidarity entry of the partner company (705).

When the lendable amount and the interest rate are calculated, the operating server 100 provides the calculated lendable amount and the interest rate to the partner company side apparatus 165 so that the partner company side (710).

The operation server 100 receives a response to the age admission request from the partner enterprise apparatus 165 in step 715. If the admission admission of the partner company is confirmed, (720) to make a loan to the start-up company through a designated financial institution (170) based on the contract and the partnership of the partner company.

Thereafter, the operation server 100 generates the post management information on the loan amount loaned to the start-up corporation in cooperation with the financial institution 170 (725), and transmits the generated post-management information to the partner company- (Step 730).

According to an embodiment of the present invention, the operating server 100 can manage the interest payment on the loan amount loaned to the startup company in cooperation with the financial institution 170, and can manage the post-management information on the interest payment And provide it to the specific partner company-side device 165.

According to another embodiment of the present invention, the operating server 100 can manage partial redemption or total redemption of the principal amount of the loan amount loaned to the startup company in cooperation with the financial institution 170, Management information on the reimbursement or the full repayment to the specific partner company-side apparatus 165.

100: operating server 105: startup company information register
110: Technical capability verification unit 115: Corporate information verification unit
120: Business alliance / investment request section 125: Condition information register
130: condition information providing unit 135: electronic contract processing unit
140: a request for joining an old age unit 145: a loan processing unit
150: Storage medium 155: Company information D / B
160: startup company side device 165: partner enterprise side device
170: Financial institution

Claims (18)

CLAIMS What is claimed is: 1. A method executed via an operating server communicating with a startup company device,
A first step of registering enterprise information of a start-up company, a business content of the start-up company, a partner requirement desired by the start-up company, and technical capability authentication information verifying the technical capability of the start-up company from a startup company side device;
N (N) business partnership with the start-up company or investment in the start-up company through the enterprise information DB constructed by DBs of superior business information and enterprise information in each business field based on the business contents and partner requirements of the start- ≪ RTI ID = 0.0 > 1) < / RTI > partner companies;
A third step of providing business information, business contents and technical capability verification information of the startup company to the N partner company side devices, requesting a business association or requesting investment;
A fourth step of identifying n (1? N? N) partner companies responding to the business partnership request or investment request and registering condition information including business partnership conditions or investment conditions from n partner company side apparatuses;
A fifth step of providing the condition information registered by the n partner companies to the startup company device to request acceptance of condition information including a business partnership condition or an investment condition of a specific partner company;
A sixth step of performing an electronic contract procedure based on the accepted condition information between the start-up company and the specific partner company when the start-up company side device accepts the condition information of the specific partner company;
A seventh step of requesting, upon establishment of an electronic contract between the start-up company and a specific partner company, a solidarity admission for a loan to be provided to the start-up company through a financial institution designated as a specific partner company-side apparatus based on the electronic contract; And
And eighth step of processing the loan to the startup company through a designated financial institution based on the established electronic contract and the solidarity admission of the partner company.
2. The method of claim 1,
And a requirement information for selecting a superior company or a large enterprise based on the business contents of the startup company to select a partner company capable of business alliance with the startup company.
2. The method of claim 1,
And a condition information for selecting a partner company that can invest in the start-up company among a superior company or a large-sized enterprise.
2. The method according to claim 1,
The registered patent information related to the business content of the startup company, and the patent application information related to the business content of the startup company.
2. The method according to claim 1,
And a technical capability verification step of verifying the technical capability of the start-up company based on the technical capability authentication information.
6. The method according to claim 5,
If the technical capability verification information includes patent information,
And analyzing the application information of the patent information through the enterprise information of the start-up company, and verifying whether the patent corresponding to the patent information is a patent that is filed, registered, or purchased from the start-up company How to support start - up companies using.
6. The method according to claim 5,
If the technical capability verification information includes the patent information and the contract information of the patent-related contract,
Wherein the patent information is a contract of the start-up company corresponding to the contract information through the company information of the start-up company, and the other party who has contracted with the start-up company through the contract information through the patent information, And verifying that the patentee is the right holder of the patent.
The method according to claim 1,
If the partner requirement includes a requirement to select a partner company that can be invested in the startup,
The first step may further include receiving an investment request amount requested by the start-up company,
The third step may further include providing the investment request amount of the startup company to the N partner company side apparatuses,
The investment conditions include:
Includes the investment condition for the investment amount corresponding to the investment requested amount, or
And the investment condition for the amount of investment less than the investment requested amount adjusted by the partner company.
The method according to claim 1,
Receiving the adjusted condition information from the startup device when the condition information of the specific partner company is adjusted in the startup device;
And providing the adjusted condition information to a specific partner company-side apparatus,
The sixth step includes performing an electronic contract procedure based on the agreed condition information between the startup company and the specific partner company when the specific partner company device agrees with the adjusted condition information A method of support for start-up companies using solidarity inputs.
10. The method of claim 9,
Receiving the re-adjusted condition information from the partner enterprise apparatus when the partner company apparatus rearranges the condition information adjusted in the startup company;
And providing the readjusted condition information to the startup company side device,
The sixth step includes the step of performing an electronic contract procedure based on the accepted condition information between the startup company and the specific partner company when the startup company side accepts the reconfigured condition information A method of supporting start-up companies using solidarity inputs.
The electronic contract as set forth in claim 1,
Include a direct agreement between the startup and the partner company,
And a contract between the startup company and an organization that operates the operation server and a contract between the agency and a partner company.
The method as claimed in claim 1,
Generating a contract electronic document for the electronic contract; And
Providing the agreement electronic document to the startup company device and requesting the electronic signature;
Further comprising the step of processing the contracted electronic document attached with the electronic signature of the start-up company so as to be stored in the designated electronic document repository.
The method as claimed in claim 1,
Generating a contract electronic document for the electronic contract; And
Providing the agreement electronic document to the partner company device and requesting an electronic signature;
Further comprising the step of processing the contract document electronic document attached with the electronic signature of the partner company side to be stored in the designated electronic document repository.
The method as claimed in claim 1,
Generating a contract electronic document for the electronic contract; And
Providing the contract electronic document to the startup company device, requesting the electronic signature, providing the electronic signature to the partner company device, and requesting the electronic signature;
Further comprising processing the electronic signature of the start-up company and the electronic document of the contract attached with the electronic signature of the partner company to be stored in the designated electronic document repository.
The method according to claim 1,
If the condition information includes an investment condition and the electronic contract includes an investment contract,
In the seventh step,
Calculating a loanable amount corresponding to the investment amount included in the investment condition or investment contract and an interest rate based on the solidarity input of the partner company;
And requesting the specific partner company side device to request the partner firm side affiliate for the loan to the startup company corresponding to the calculated loanable amount and the calculated interest rate.
The method according to claim 1,
If the condition information includes a business alliance condition and the electronic contract includes a business alliance agreement,
In the seventh step,
Calculating a loanable amount corresponding to a certain percentage of the business partnership amount included in the business partnership condition or the business partnership contract and an interest rate based on the solidarity entry of the partner company;
And requesting the specific partner company side device to request the partner firm side affiliate for the loan to the startup company corresponding to the calculated loanable amount and the calculated interest rate.
The method as claimed in claim 1,
Managing interest payment on a loan amount loaned to the startup company in cooperation with a financial institution; And
And generating the post management information on the interest payment and providing the post management information to the specific partner company side device.
The method as claimed in claim 1,
Managing a portion of the principal amount or the entire amount of the loan amount loaned to the start-up corporation in cooperation with the financial institution; And
Further comprising the steps of: generating post-management information on partial redemption or full redemption of the principal and providing the post-management information to the specific partner company side device.

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