KR20180074545A - Method and apparatus for investment using social knowledge share - Google Patents

Abstract

The present invention relates to an investment method and apparatus using social knowledge sharing. An investment method using social knowledge sharing according to an embodiment of the present invention comprises the steps of: collecting a plurality of investment portfolio information from a plurality of user terminals through a platform linked by an SNS (Social Network Service); providing at least one of the plurality of investment portfolio information to a first user terminal of the plurality of user terminals; and generating an investment portfolio for the first user terminal based on an investment portfolio information selected by the first user terminal among the plurality of investment portfolio information. Accordingly, there is an effect that the plurality of users can share investment portfolio information and an environment in which the users can easily search and confirm the investment portfolio information is provided, thereby improving user convenience and accessibility.

Description

[0001] METHOD AND APPARATUS FOR INVESTMENT USING SOCIAL KNOWLEDGE SHARE [0002]

The present invention relates to an investment method and apparatus using social knowledge sharing, and more particularly, to an investment method and apparatus capable of allowing investors to share investment portfolio information through a platform linked by a social network service (SNS) .

The acquisition of information in financial investment is important. Predictions about which financial instruments to invest in, such as stocks, bonds, deposits, foreign exchange, insurance, which products will generate the greatest returns, and what potential risks will be of greatest interest to investors. However, information that general investors who are not engaged in the financial industry can approach to make financial investment is very limited. They can see trends in related news or newspaper articles, or listen to investment information through their acquaintances. It also collects information through a community or bulletin board that provides relevant information online.

However, most of the information through the acquaintance is not clear in the source, so investment loss is often seen in the case of investing based on such information. In addition, since the amount of information obtained from news, newspaper articles, and the Internet is vast and scattered, it is necessary for ordinary investors to determine the quality of information within a limited time and to cull useful information in a time- Is lacking.

Institutional investors, on the other hand, are willing to invest in the special services of analysts and economists. However, because most of the general investors have difficulty accessing professional services due to time or money problems, this high level of information is concentrated on a small number of individual investors and some in the financial sector.

Even after general investors have struggled to build their own investment portfolios, forecasts and decisions related to investments, such as forecasts of expected returns, additional purchases, and timing of the sale, continue to arise, but will continue to support them. The current investment environment is not well established.

 In addition, there is no environment to compare the investment portfolio of other investors with their portfolios, and to develop and grow individual investment patterns through objective analysis and accurate feedback.

In this unfavorable and unfavorable environment for investors, it is easy to acquire high-quality investment information even if it is expensive and does not engage in professional services or finance, In addition, there has been a need to provide an investment method using social knowledge sharing that can benchmark others' investment portfolios and own them as their portfolio.

[Related Technical Literature]

Expected return rate and expected risk Financial information service method (Korean Patent Laid-Open No. 10-2005-0025688).

The present invention provides an investment method and apparatus using social knowledge sharing in which a plurality of users share investment portfolio information through a platform linked to an SNS.

Another object of the present invention is to provide an investment method and apparatus using social knowledge sharing that can provide an environment in which users can easily search and confirm various investment portfolio information.

Another object of the present invention is to provide a new investment portfolio based on the investment portfolio selected by the user, and further provide an investment method using social knowledge sharing in which users can buy, sell, And an apparatus.

The problems of the present invention are not limited to the above-mentioned problems, and other problems not mentioned can be clearly understood by those skilled in the art from the following description.

In order to solve the above problems, an investment method using social knowledge sharing according to an embodiment of the present invention collects a plurality of investment portfolio information from a plurality of user terminals through a platform linked by an SNS (Social Network Service) Providing at least one of a plurality of investment portfolio information to a first one of a plurality of user terminals, and providing at least one of a plurality of investment portfolio information to a first user terminal based on investment portfolio information selected by a first user terminal And creating an investment portfolio for the user.

According to another aspect of the present invention, an investment method using social knowledge sharing includes information on constituent items for a plurality of investment portfolios, information on a ratio of investments in constituent items, information on rate of return, information on risks, The number of users who have followed the user who first created the investment portfolio, and the number of the selected investment portfolio.

According to another aspect of the present invention, the providing of at least one of the plurality of investment portfolio information includes a step of calculating a profit rate of a plurality of investment portfolio information, a number of users who have followed a plurality of users uploading a plurality of investment portfolio information, And classifying the investment portfolio information based on the selected number.

According to another aspect of the present invention, the information of each of the plurality of investment portfolios includes information on the investment amount of the constituent item, and the step of providing at least one of the plurality of investment portfolio information comprises: And providing only information other than the information on the investment for the constituent item from among the information on the constituent item.

According to another aspect of the present invention, information on a constituent item and information on a ratio of investment in constituent items may not be modified or deleted after they are created.

According to another aspect of the present invention, creating an investment portfolio for a first user terminal comprises receiving a selection of one of the plurality of investment portfolio information from a first user terminal, Receiving a cash ratio to invest in one investment portfolio of cash from a user's account of a first user terminal, generating an investment portfolio for the first user terminal based on the cash ratio and one investment portfolio information . ≪ / RTI >

According to another aspect of the present invention, the step of receiving a selection of one investment portfolio information from a plurality of investment portfolio information from a first user terminal comprises receiving an adjustment input for a ratio of one investment portfolio constituent item . ≪ / RTI >

According to another aspect of the present invention, an investment method using social knowledge sharing may further include the step of, on behalf of the first user terminal, the purchase of the constituent item based on the investment portfolio on the first user terminal.

According to another aspect of the present invention, an investment method using social knowledge sharing includes receiving user information including at least one of sex, age, school, major, profession, interest, and investment propensity from a plurality of user terminals As shown in FIG.

According to another aspect of the present invention, an investment method using social knowledge sharing may further include providing recommendation investment portfolio information based on user information or an investment portfolio of a plurality of user terminals.

According to another aspect of the present invention, the step of generating an investment portfolio for a first user terminal comprises the steps of generating an investment portfolio for a first user terminal based on user information of a first user terminal or an investment portfolio for an already- And providing a recommendation of a percentage of the constituent items of the investment portfolio.

According to an aspect of the present invention, there is provided an investment apparatus using social knowledge sharing, including a communication unit configured to communicate with a plurality of user terminals, a collection unit configured to collect a plurality of investment portfolio information from a plurality of user terminals, A first user terminal configured to provide at least one of a plurality of investment portfolio information to a first user terminal of the plurality of user terminals, a first user terminal configured to provide at least one of a plurality of investment portfolio information, A generating unit configured to generate an investment portfolio for a user of the plurality of users, and a storage unit configured to store information of a plurality of investment portfolios and a plurality of users.

According to another aspect of the present invention, the plurality of investment portfolio information includes information on constituent items, information on a ratio of investment in constituent items, information on rate of return, information on the degree of risk, The number of users, and the number of selected investment portfolios.

According to another aspect of the present invention, the plurality of investment portfolio information may further include information on the investment amount of the constituent item, and the providing unit may include only information other than the information on the investment amount of the items constituting the plurality of investment portfolio information Lt; / RTI >

According to another aspect of the present invention, a generation unit selects one investment portfolio information from a plurality of investment portfolio information, receives a cash ratio to be applied to selected investment portfolio information among cash in a user account from a first user terminal, And to generate an investment portfolio for a user of the first user terminal based on the selected investment portfolio information.

The present invention has an effect that a plurality of users can share investment portfolio information with each other by using a platform linked with the SNS.

The present invention provides an environment in which various investment portfolio information can be easily searched and confirmed by the user, plays the role of an encyclopedia of an investment portfolio, and has an effect of enhancing user convenience and accessibility.

The present invention has the effect of configuring a user's investment portfolio according to an investment portfolio that is the same as or similar to a selected investment portfolio when a user selects an arbitrary investment portfolio.

The present invention ultimately supports healthy investment activities of investors and enhances the overall investment environment through growth of individual investors.

The effects according to the present invention are not limited by the contents exemplified above, and more various effects are included in the specification.

1 is a conceptual diagram illustrating an investment apparatus and a plurality of user terminals using social knowledge sharing according to an embodiment of the present invention.
2 illustrates an example of a basic screen configuration of a first user terminal according to an embodiment of the present invention.
FIG. 3 illustrates an information display screen for a user himself / herself according to an embodiment of the present invention.
FIGS. 4A and 4B illustrate exemplary screens for the user to search and store investment information, research results, investment markets, and investment portfolios according to an embodiment of the present invention.
FIG. 5 illustrates an example of a screen for displaying investment information of a user according to an embodiment of the present invention.
6A and 6B illustrate a screen for a user to search for investment portfolio information according to an embodiment of the present invention.
FIG. 7 illustrates a schematic configuration of an investment apparatus using social knowledge sharing according to an embodiment of the present invention.
FIG. 8 illustrates a procedure for a user of a first user terminal to create an investment portfolio through an investment method using social knowledge sharing according to an embodiment of the present invention.
FIGS. 9A to 9E illustrate a procedure for the user to select an investment portfolio and generate it as his own investment portfolio through the screen display contents of the first user terminal.

BRIEF DESCRIPTION OF THE DRAWINGS The advantages and features of the present invention, and the manner of achieving them, will be apparent from and elucidated with reference to the embodiments described hereinafter in conjunction with the accompanying drawings. The present invention may, however, be embodied in many different forms and should not be construed as being limited to the embodiments set forth herein. Rather, these embodiments are provided so that this disclosure will be thorough and complete, and will fully convey the scope of the invention to those skilled in the art. Is provided to fully convey the scope of the invention to those skilled in the art, and the invention is only defined by the scope of the claims.

The shapes, sizes, ratios, angles, numbers, and the like disclosed in the drawings for describing the embodiments of the present invention are illustrative, and thus the present invention is not limited thereto. In the following description, well-known functions or constructions are not described in detail since they would obscure the invention in unnecessary detail. Where the terms "comprises", "having", "done", and the like are used in this specification, other portions may be added unless "only" is used. Unless the context clearly dictates otherwise.

In interpreting the constituent elements, it is construed to include the error range even if there is no separate description.

Although the first, second, etc. are used to describe various components, these components are not limited by these terms. These terms are used only to distinguish one component from another. Therefore, the first component mentioned below may be the second component within the technical spirit of the present invention.

Like reference numerals refer to like elements throughout the specification unless otherwise specified.

The sizes and thicknesses of the individual components shown in the figures are shown for convenience of explanation and the present invention is not necessarily limited to the size and thickness of the components shown.

It is to be understood that each of the features of the various embodiments of the present invention may be combined or combined with each other partially or entirely and technically various interlocking and driving is possible as will be appreciated by those skilled in the art, It may be possible to cooperate with each other in association.

Various embodiments of the present invention will now be described in detail with reference to the accompanying drawings.

1 is a conceptual diagram illustrating an investment apparatus and a plurality of user terminals using social knowledge sharing according to an embodiment of the present invention.

Referring to FIG. 1, an investment apparatus 100 using social knowledge sharing collects investment portfolio information of users from a plurality of user terminals 200, provides collected investment portfolio information to other users, To create an investment portfolio according to An investment apparatus (100) using social knowledge sharing communicates with a plurality of user terminals (200) for collecting and delivering investment portfolio information and receives, stores and transmits data or signals. For example, as shown in FIG. 1, an investment apparatus 100 using social knowledge sharing may exist in the same network as the plurality of user terminals 200, or may be connected by communication. Here, the investment apparatus 100 using social knowledge sharing can be implemented in the form of a server. The specific configuration and function of the investment apparatus 100 using the social knowledge sharing will be described later in detail with reference to FIG. 7 and FIG.

Referring to FIG. 1, a plurality of user terminals 200 are terminals used by users to update, search, copy, and create investment portfolio information in an investment apparatus 100 using social knowledge sharing. The plurality of user terminals 200 may be various electronic devices. For example, the plurality of user terminals 200 may be, but not limited to, a desktop, laptop, tablet, PC, smart phone, and the like.

Hereinafter, FIG. 2 through FIG. 6B will be referred to for a more detailed description of specific services of the investment method using the social knowledge sharing provided by the investment apparatus 100 using the social knowledge sharing according to an embodiment of the present invention .

2 illustrates an example of a basic screen configuration of a first user terminal according to an embodiment of the present invention. 2 illustrates an example of a basic screen configuration of a first user terminal 200A which is one of a plurality of user terminals 200. The basic screen configuration of the first user terminal 200A includes a plurality of user terminals 200A, 200). ≪ / RTI >

Referring to FIG. 2, the basic screen configuration of the first user terminal 200A may include a menu selection screen 310 and an information display screen 320. FIG.

The menu selection screen 310 is a screen for displaying an icon from which a user can select one of various menus. For example, menus such as Current Feed, MY, Market, Explore, and Setting may be displayed, but are not limited thereto. The information display screen 320 is a screen for displaying corresponding information when the icon of the menu selection screen 310 is selected.

The menu selection screen 310 includes a "current status" icon 310a, an "inside information" icon 310b, a "network" icon 310c, a "search" icon 310d, can do. However, the menu selection screen 310 shown in Fig. 2 is an example, and is not limited thereto. In FIG. 2, the "Current Feed" icon 310a of the menu selection screen 310 is illustrated as an example. A screen configuration in the case where another icon other than the " Current Feed " icon 310a is selected will be described later with reference to Figs. 3 to 6B.

The " Current Feed " icon 310a is an icon allowing the user of the first user terminal 200A to check the investment information 320a updated by other users. Referring to FIG. 2, when the "Current Feed" icon 310a is selected, updated real-time investment information from a plurality of user terminals 200 may be displayed on the information display screen 320. FIG. The updated investment information 320a may include the user's name and photograph, the date and time of the update, brief introduction of the investment information, investment-related charts, and the like. In addition, the number of users who express Like / Recommend or may share the information with respect to the updated investment information 320a may also be included in the updated investment information 320a. Also, the user of the first user terminal 200A may follow, recommend, or like the user who has updated the investment information in the updated investment information 320a.

FIG. 3 illustrates an information display screen for a user himself / herself according to an embodiment of the present invention. In FIG. 3, the case where the "MY" icon 310b of the menu selection screen 310 is selected is shown.

The " MY " icon 310b is an icon through which a user of the first user terminal 200A can confirm information about the user himself / herself. 3, when the "MY" icon 310b is selected, the user's profile 400, the follow-up content 410, and the user's investment information menu 420 may be displayed on the information display screen 320 have.

Specifically, the user's profile 400 may display the user's name, photo, and date of joining the system. In the follow-related content 410, a variety of information related to the follow, such as the number of other users who have followed the user, the number of users that the user is following, the number of other users have advised on, and the like may be displayed. The asset icon 420a, the stock icon 420b, and the profit rate icon 420c may be displayed on the investment information menu 420 of the user, and corresponding information may be provided to the user when each icon is selected. Specifically, when the asset icon 420a is selected, the user can check various asset information and investment information such as the total amount of assets, information on the invested stock and information on the amount of assets invested in each stock, and the like. When the stock icon 420b is selected, the user can check various information about the stocks invested by the user, such as the details of the stocks, the fluctuation of the stock price, and the profit rate. Also, if the profit rate icon 420c is selected, the user can check various information on the profit rate such as the return rate of each investment portfolio and the total profit rate of the investment portfolio. However, the configuration of the information display screen 320 described above is merely an example, and the screen configuration when the " MY " icon 310b is selected may be variously changed, and information provided when the icon of the screen is selected But is not limited to the examples.

FIGS. 4A and 4B illustrate exemplary screens for a user to search and store investment information, research results, investment markets, and investment portfolios according to an embodiment of the present invention.

4A and 4B illustrate display contents of the information display screen 320 when the " Explore " icon 310d is selected on the menu selection screen 310 according to an embodiment of the present invention. The " Explore " icon 310d can retrieve, store and store information about investment information, information about investment results, information about investment markets, and investment portfolio information when the user selects the " Explore " It is an icon that can display a screen. Specifically, when the user selects the "Explore" icon 310d, the information display screen 320 displays an investment information search screen 500, a research result search screen 510, a market search screen 520 and a portfolio search screen 530) may be displayed. The investment information search screen 500 is a screen on which a user can search investment information on the system according to a certain criterion, and a research result search screen 510 is a screen on which a user can inquire research results on the system. The market search screen 520 is a screen where a user can store information on an investment market searched and searched for an investment market, and a portfolio search screen 530 is a screen on which a user can search investment portfolio information.

Referring to FIG. 4A, a user may select a specific icon on the investment information search screen 500 to search for investment information based on a person, or search for investment information based on a stock. Specifically, when a user selects a person icon, a screen capable of searching for investment information based on the user's name or ID can be output. The user can search specific name / ID to check specific updated investment information, / You can check the investment information related to the ID. In addition, when the user selects the stock icon, a screen for searching for investment information based on the name of the stock may be output, and the user can search for the name of the specific stock and confirm the investment information including the specific stock. However, the present invention is not limited thereto, and various icons that can search for investment information using a criterion other than a person or a stock may be provided on the investment information search screen 500.

A more detailed description of an embodiment in which the user searches investment information search screen 500 for investment information based on a person and confirms investment information for the user will be described with reference to FIG.

Referring to FIG. 4A, the user can select a specific icon on the research result search screen 510 and search for investment research results and store information. The research result search screen 510 may include a research result search icon 510a and a research result icon 510b. As a result of the research, the search icon 510a is an icon that allows the user to search for research results of the investment and confirm the details of the investment. The icon 510b of the research result is an icon for confirming the research results stored by the user.

Specifically, when the user selects the research result search icon 510a, a screen for searching the research result may be displayed, and the user may search for the desired research result. In this case, the search result may be displayed on the screen have. The user can select and store the research results that he / she wants to save among the searched research results and confirm the stored research results. In the case where the icon 710b is selected as a result of the research, a screen for confirming the research results stored by the user can be displayed. Research results saved by the user can be modified or deleted.

Referring to FIG. 4B, the user can select a specific icon on the market search screen 520 and search for an investment market. The market search screen 520 may include a market search icon 520a and a market icon 520b. The market search icon 520a is an icon that a user can search for an investment market, and my market icon 520b is an icon that can confirm information about an investment market stored by a user.

In detail, when the market search icon 520a is selected, a screen for searching for investment market information can be displayed, and the user can search information about the investment market and confirm the searched contents. For example, users can search and confirm information on various investment markets such as stock market information, real estate market information, raw material, mineral market information, and exchange rate information in various countries. In addition, the user can store information about the investment market he / she wants to store among the searched information, and can confirm information about the stored investment market later. For example, the user can store information on a specific exchange rate, and if the user selects the market icon 520b, information on the investment market stored by the user, that is, information on the specific exchange rate can be confirmed. Information about the investment market the user has saved can be added, modified or deleted.

Referring to FIG. 4B, the user can select a specific icon on the portfolio search screen 530 and retrieve and store the investment portfolio information. The portfolio search screen 530 may include a portfolio search icon 530a and my portfolio icon 530b. The portfolio search icon 530a is an icon for the user to search for the investment portfolio information, and the my portfolio icon 530b is an icon for confirming the investment portfolio information stored by the user.

Specifically, when the user selects the portfolio search icon 530a, a screen for searching the investment portfolio information may be displayed. The user can retrieve the investment portfolio information and confirm the details of the retrieved investment portfolio information. For example, the user can search the investment portfolio information using a specific person's name, a specific item name, and the like, and check the details of the retrieved investment portfolio information. Also, the user can store the investment portfolio information to be stored among the retrieved investment portfolio information, and can check the stored investment portfolio information. If my portfolio icon 530b is selected, the user can confirm the investment portfolio information stored by the user. The investment portfolio information stored by the user can be added, modified or deleted.

A detailed description of an embodiment in which the user searches the portfolio search icon 530a of the portfolio search screen 530 for the investment portfolio information and confirms the details of the investment portfolio will be described later with reference to FIGS. 6A to 6B.

FIG. 5 illustrates an example of a screen for displaying investment information of a user according to an embodiment of the present invention. The information display screen 320 may include a user basic information screen 600, a user investment information menu 610, and a user feed screen 620. However, the present invention is not limited thereto, and the information display screen 320 for displaying investment information of the user may be configured in various ways. FIG. 5 shows an information display screen 320 displayed when a user searches for a specific user named " Carl Lee ".

5, the user basic information screen 600 displays basic profile information of a user. The user investment information menu 610 includes an icon for confirming the user's feed, profit rate, investment portfolio, and chart And the user feed screen 620 is a screen for confirming all the feeds updated by the user.

5, the user basic information screen 600 displays, for example, a name of a user, a change in a profit rate and a profit rate of an investment portfolio of an investment portfolio, a ranking of a profit rate among users, a number of other users Etc. may be displayed. For example, a user's investment portfolio return may be the average return on all investment portfolios, or the average return on a portfolio that corresponds to a higher specified ratio. The change in the return on the investment portfolio can be queried by setting the period value.

5, the user investment information menu 610 may include a user feed icon 610a, an investment portfolio yield icon 610b, an investment portfolio icon 610c, and a chart icon 610d. The user feed icon 610a is an icon for confirming all the feeds updated by the user, and the investment portfolio yield icon 610b is an icon for confirming the user's investment portfolio yield. The investment portfolio icon 610c is an icon for confirming detailed information on all the investment portfolios of the user and the chart icon 610d is an icon for confirming the chart of the user's investment portfolio yield and risk. However, the user investment information menu 610, which may include icons for confirming investment information of the user, is not limited thereto and may be variously configured.

When the user selects the user feed icon 610a, the user feed screen 620 may be displayed on the screen, and the corresponding information may be displayed when another icon of the user investment information menu 610 is selected. Specifically, when the user feed icon 610a is selected, the user can confirm all the feeds updated by the user in the user feed screen 620. [ Feeds are summary information that briefly shows each information updated by the user, and the feeds can be arranged in chronological order. Specifically, the content of the feed may include, but is not limited to, date of update, introduction of brief information, chart, number of other users like information, number of other users who share information, Do not. The user can select the information of each feed, and the details of the information can be confirmed by selecting each feed. A user may like or share information.

Referring to FIG. 5, when the user selects the investment portfolio profit rate icon 610b, the user can confirm the information on the return on the investment portfolio. Specifically, each profit rate and change in profitability of the investment portfolio can be confirmed. When the user selects the investment portfolio icon 610c, details of the investment portfolio information of the user can be confirmed. For example, information on the constituent items of the investment portfolio, the investment ratio of each constituent item, detailed information on each item, the return of the investment portfolio, and the risk of the investment portfolio can be checked. When the user selects the chart icon (610d), a chart of the profitability and risk of the investment portfolio can be obtained.

6A and 6B illustrate a screen for a user to search for investment portfolio information according to an embodiment of the present invention.

FIG. 6A is a diagram illustrating a screen of a user searching for an investment portfolio according to an embodiment of the present invention. The information display screen 320 when the user searches for a specific investment portfolio may include a basic search result screen 710 and a basic portfolio screen 720. The basic search result screen 710 displays basic information on the number of the retrieved investment portfolio information, and the basic portfolio screen 720 displays the basic contents of the retrieved investment portfolio. However, the screen in which the user searched for the investment portfolio is not limited thereto, and may be variously configured.

Referring to FIG. 6A, the basic search result screen 710 may display the total number of the searched investment portfolios, the user information of the searched total investment portfolios and the number of the recommended investment portfolios may be displayed, The number of portfolios that are already investing can be displayed. In addition, when the user selects an icon indicating the number of each item, the basic information of the corresponding investment portfolio can be displayed on the basic portfolio screen 720. The default portfolio screen 720 lists the searched investment portfolios and can display basic information about each. Specifically, information on the name of the investment portfolio, the country to which each constituent item of the investment portfolio belongs, the number of managers managing the constituent item, the type of constituent item, and the like can be displayed. The displayed information may be expressed in the form of a simple picture that implicitly represents the content. If one of the investment portfolios displayed on the basic portfolio screen 720 is selected, a screen for confirming the detailed information of the investment portfolio can be displayed, which will be described later with reference to FIG. 6B.

FIG. 6B is an exemplary view illustrating a detailed content of investment portfolio information according to an embodiment of the present invention. Specifically, FIG. 6A shows a case where the investment portfolio of "Global Investment 1" is selected.

If the user selects an investment portfolio, a detailed portfolio screen 730 may be output. The detailed portfolio screen 730 is a screen showing detailed information of the selected investment portfolio. Specifically, the information on the constituent items of the investment portfolio, the respective investment ratios, the investment amounts of the constituent items, the return rate of the portfolio, and the number of other users created by copying the portfolio and created by the own investment portfolio may be displayed. It does not. However, investments may not be listed in each of the constituents of the investment portfolio. If the user is provided with the investment for constituent items among the information constituting the investment portfolio, the user's choice may be influenced by the size of the investment. Accordingly, it is possible to search and copy the investment portfolio without being influenced by the information on the investment by providing only information other than the information on the investment among the investment portfolio information to the user.

After confirming the details of the investment portfolio as described above, the user can create the corresponding investment portfolio as his own investment portfolio.

On the other hand, the "My Network" icon 310c of the menu selection screen 310 is an icon for confirming network information with other users of the user. When the " My Network " icon 310c is selected, information on the network with other users can be displayed on the information display screen 320. [ Specifically, the information display screen 320 displays a list and detailed information of other users followed by the user, a list and detailed information of other users who followed the user, a list and detailed information of other users recommended based on the user information, SNS buddies, specialists in each investment field, and top-ranking users. The user can select another user displayed in the network information to check the information updated by the user or the investment portfolio information of the user, and can follow or cancel the user.

The " Setting " icon 310e of the menu selection screen 310 is an icon that allows the user to modify various settings. When the user selects the " Setting " icon 310e, the user can update (modify and delete) the user's name, photo, interlocked SNS revision, interlocked bank account, and user information. The changed setting contents can be reflected in the investment apparatus 100 using the social knowledge sharing, and the user can confirm this.

Hereinafter, the process of creating the investment portfolio by the user of the first user terminal 200A through the investment method using the social knowledge sharing provided by the investment apparatus 100 using the social knowledge sharing according to an embodiment of the present invention Reference is now made to Figs. 7 to 9E together for a more detailed description of Fig.

FIG. 7 illustrates a schematic configuration of an investment apparatus using social knowledge sharing according to an embodiment of the present invention. FIG. 8 illustrates a procedure for a user of a first user terminal to create an investment portfolio through an investment method using social knowledge sharing according to an embodiment of the present invention. FIGS. 9A to 9E illustrate a procedure for the user to select an investment portfolio and generate it as his own investment portfolio through the screen display contents of the first user terminal. Hereinafter, for convenience of explanation, FIG. 1 will be described together.

7, an investment apparatus 100 using social knowledge sharing includes a communication unit 110, a processor 130 and a storage unit 120. The processor 130 includes a collecting unit 131, 132 and a generation unit 133. [

The communication unit 110 of the investment apparatus 100 using the social knowledge sharing receives and transmits various data and signals through the arbitrary communication method in the investment apparatus 100 using the social knowledge sharing. Specifically, the communication unit 110 can communicate data and signals with a plurality of user terminals 200. [ The communication unit 110 may transmit the received data and signals to the storage unit 120 or the processor 130 and may transmit data and signals received from the storage unit 120 or the processor 130 to a plurality of user terminals 200).

The storage unit 120 of the investment apparatus 100 using the social knowledge sharing may store all the data in the investment apparatus 100 using the social knowledge sharing. Specifically, the data received by the communication unit 110 and the data processed by the processor 130 can be stored.

The processor 130 of the investment apparatus 100 using the social knowledge sharing processes various data in the investment apparatus 100 using the social knowledge sharing. Specifically, the processor 130 may process the data received by the communication unit 110 and may process the data stored in the storage unit 140.

Referring to FIG. 7, the processor 130 of the investment apparatus 100 using the social knowledge sharing may include a collecting unit 131, a providing unit 132, and a generating unit 133. The collection unit 131 may collect the investment portfolio information transmitted from the plurality of user terminals 200. [ The provider 132 may provide the investment portfolio information to the plurality of user terminals 200. [ The generating unit 133 may generate an investment portfolio selected by a user of the plurality of user terminals 200 as a user's investment portfolio.

7, the investment apparatus 100 using social knowledge sharing includes a communication unit 110, a storage unit 120, and a processor 130. The processor 130 includes a collecting unit 131, a providing unit 132, Generating unit 133. However, the configuration of the investment apparatus 100 and the processor 130 using the social knowledge sharing is not limited thereto, and may be variously changed.

Hereinafter, refer to FIG. 8 for a more detailed description of an investment method using social knowledge sharing in the investment apparatus 100 using social knowledge sharing. 8 illustrates an investment method using social knowledge sharing in the investment apparatus 100 using the social knowledge sharing based on the first user terminal 200A among a plurality of terminals 200. Hereinafter, 200). ≪ / RTI >

First, in the first user terminal 200A, a program installation and membership can be performed to implement an investment method using social knowledge sharing. The subscription can be made through the SNS account of the existing user through the SNS linkage. In addition, an application for implementing the investment method using the social knowledge sharing can be installed in the first user terminal 200A, and the user can easily access the investment method using the social knowledge sharing using the application.

When the subscription is proceeding, the investment apparatus 100 using the social knowledge sharing may receive the user information from the first user terminal 200A (S800).

Specifically, the communication unit 110 of the investment apparatus 100 using the social knowledge sharing may receive the user information of the first user terminal 200A from the first user terminal 200A. Here, the user information may include, but is not limited to, the user's sex, age, school, major, job, area of interest, and investment propensity. The user information may be received at the time of member registration, but may also be performed when the user further inputs or changes the user information at a certain point in time. The interest field and investment propensity of the user information may be determined by directly considering the search result of the user of the first user terminal 200A, the investment portfolio, and the like in the investment apparatus 100 using the social knowledge sharing. The storage unit 120 of the investment apparatus 100 using the social knowledge sharing stores the user information received by the communication unit 110.

Then, the investment apparatus 100 using the social knowledge sharing may receive the investment portfolio information from the first user terminal 200A (S810).

Specifically, the communication unit 110 of the investment apparatus 100 using the social knowledge sharing may receive the investment portfolio information of the user of the first user terminal 200A from the first user terminal 200A. The investment portfolio information received by the communication unit 110 of the investment apparatus 100 using the social knowledge sharing may be one or a plurality of investment portfolio information. Here, the investment portfolio information may include at least one of information on the constituent item, information on the ratio of investment in the constituent item, information on the rate of return, and information on the degree of risk, have. Information on constituent stocks is information on stocks that make up the investment portfolio, and specifically refers to stocks, real estate, funds, deposits, exchange rates, and spot stocks. The information on the ratio of investment in the constituent stocks is information on the ratio of funds invested in each stock constituting the investment portfolio, and the information on the yield is information on the yield of the investment portfolio. For example, it can include information on the rate of return over a period of time, the rate of return over the entire period, and the change over time of the rate of return. Information on risk refers to information about how much loss is incurred when investing in an investment portfolio. However, the investment portfolio information is not limited thereto and may further include information related to the investment portfolio.

Also, when the user of the first user terminal 200A creates one investment portfolio, investment portfolio information including investment contents of the corresponding investment portfolio is generated in the first user terminal 200A, The communication unit 110 of the investment apparatus 100 may receive the corresponding investment portfolio information from the first user terminal 200A. However, the present invention is not limited to this, and when the first user terminal 200A creates a single investment portfolio, that is, when the first user terminal 200A determines the investment ratios of constituent items and constituent items , And the investment apparatus 100 using the social knowledge sharing may generate the direct investment portfolio information by receiving the corresponding information.

In some embodiments, the investment device 100 using social knowledge sharing may not allow the user to modify or delete information about the percentage of investment in the constituent items of the investment portfolio that he created after generating the investment portfolio information . By not permitting modification or deletion of the percentage of investment in the constituent stocks, the user can be careful in creating an investment portfolio and gain the effect that other users can trust the generated investment portfolio information.

Subsequently, the investment apparatus 100 using the social knowledge sharing can generate an investment portfolio information database (S820).

Specifically, the storage unit 120 of the investment apparatus 100 using the social knowledge sharing may store the investment portfolio information of the first user terminal 200A received from the communication unit 110. [ Similarly, the storage unit 120 of the investment apparatus 100 using the social knowledge sharing may store investment portfolio information of all of the plurality of user terminals 200 received through the communication unit 110, and may store the investment portfolio information database Can be generated.

In some embodiments, after the investment portfolio information database is generated, the investment apparatus 100 using the social knowledge sharing may obtain information on the number of other users who followed the user who created the investment portfolio for the first time, It can be added to the corresponding investment portfolio information. The number of other users who followed the user who created this investment portfolio for the first time and the number of selected investment portfolios can be updated continuously with the investment portfolio information. That is, the investment portfolio information includes information on the constituent items, information on the ratio of investment in the constituent items, information on the rate of return, information on the risk, the number of users who followed the user who created the investment portfolio for the first time, And the number of choices in the portfolio. The updated investment portfolio information may be stored in the storage unit 120 of the investment apparatus 100 using the social knowledge sharing, and the user can confirm the information.

Then, the investment apparatus 100 using the social knowledge sharing may provide the investment portfolio information to the first user terminal 200A (S830).

The user can retrieve the investment portfolio information and provide the investment portfolio information retrieved by the user among the investment portfolio information stored in the storage unit 120 of the investment apparatus 100 using the social knowledge sharing to the first user terminal 200A . At this time, the retrieved investment portfolio data is transmitted by the communication unit 110 to the first user terminal 200A. Reference is made to Figure 9A for a more detailed description of step S830 of providing investment portfolio information.

FIG. 9A is a diagram illustrating an example of a screen on which a user searches for an investment portfolio according to an embodiment of the present invention. The information display screen 320 when the investment portfolio is searched may include a portfolio basic search screen 900 and a portfolio search result list 910. Specifically, when the user searches the investment portfolio, the information display screen 320 displays simple information on the searched investment portfolios and the investment portfolio. Specifically, the portfolio basic search screen 900 may display the number of investment portfolios searched, the number of investment portfolios recommended to the user based on the user information, and the number of portfolios the user has already invested. When the user selects a number or a letter on the portfolio basic search screen 900, the investment portfolios selected by the user may be output to the portfolio search result list 910. The portfolio search result list 910 is a screen for displaying the investment portfolios searched and basic information of each portfolio. Specifically, it may include, but is not limited to, the name of the portfolio, the country of the constituent item, the number of managers managing the portfolio, and a simple icon for the type of constituent item. The user can obtain detailed information of the desired investment portfolio through the displayed screen and select detailed investment information by selecting the investment portfolio of interest.

In some embodiments, the portfolio search result list 910 may be output by classifying the searched investment portfolios according to specific criteria. Specifically, the retrieved investment portfolios can be classified and output based on the return rate of the investment portfolio information, the number of users who have followed the uploading of the investment portfolio information, the number of choices of the investment portfolio information, and the like. For example, a searched investment portfolio can be classified into a method of placing an investment portfolio having a high return rate of an investment portfolio at a higher level and a low-return rate investment portfolio at a lower level and being provided to a user.

In some embodiments, the investment apparatus 100 using social knowledge sharing can provide the recommended investment portfolio information to the first user terminal 200A based on user information or a user's investment portfolio when providing investment portfolio information . Here, the recommended investment portfolio information refers to investment portfolio information recommended to the user. In detail, the provider 132 of the investment apparatus 100 using the social knowledge sharing may store a plurality of investment portfolio information databases stored in the storage unit 120 based on the user information received from the first user terminal 200A And recommend at least one of the investment portfolio information to the first user terminal. For example, when the user of the first user terminal is a physician, the investment apparatus 100 using the social knowledge sharing may transmit medical equipment, drug-related stocks or funds based on the user information of the first user terminal 200A It is possible to recommend investment portfolio information composed of constituent items to the first user terminal. Accordingly, the user can more easily select the investment portfolio to be created by considering the recommended investment portfolio information. The recommended number of investment portfolios can be displayed on the portfolio default search screen 900 and if the user selects the number of recommended investment portfolios, the recommended investment portfolios and the basic information of each portfolio in the portfolio search result list 910 Can be displayed. In addition, if the user selects one of the list of investment portfolios, the detailed contents of the selected investment portfolio can be provided to the user.

9B, when the user selects one of the investment portfolios of the portfolio search result list 910, a detailed procedure of checking detailed information of the selected investment portfolio will be described.

FIG. 9B is a diagram illustrating a screen for displaying detailed information of an investment portfolio selected by a user according to an exemplary embodiment of the present invention. Specifically, FIG. 9B shows a case where the investment portfolio of "Global Investment 1" of FIG. 9A is selected.

The information display screen 320 may display the selected investment portfolio detail information 920 and the investment icon 930. The selected investment portfolio detail information 920 is a screen for displaying the details of the investment portfolio selected by the user. The investment icon 930 is an icon for checking the details of the investment portfolio selected by the user and selecting it when the corresponding investment portfolio is to be duplicated in the own portfolio. The information display screen 320 described with reference to FIG. 9B is substantially the same as the information display screen 320 shown in FIG. 6B, and a duplicated explanation will be omitted. The process of creating an investment portfolio and its details will be described later with reference to Figs. 9C to 9E.

In some embodiments, the selected investment portfolio details 920 include information about the components of the investment portfolio, the investment of each component, the yield of the portfolio, the number of users who followed the user who created the portfolio for the first time, Information about the number of other users who have copied the portfolio and created it as their own investment portfolio may be displayed, but the present invention is not limited thereto. In particular, investments may not be shown in each of the constituents of the investment portfolio.

If the user wants to generate his / her own investment portfolio based on the specific investment portfolio information after checking the detailed information of the searched investment portfolio, the user can select the investment portfolio information (S840).

For example, referring to FIG. 9B, when a user wants to create his or her own investment portfolio based on the investment portfolio information of "Global Investment 1", a method of selecting the investment icon 930 on the screen shown in FIG. , You can create your own investment portfolio corresponding to "Global Investment 1". However, the present invention is not limited to this, and the user can select the investment portfolio information to be copied in various ways.

The user may then select the percentage of cash to invest in the selected investment portfolio of cash in his account (S850).

The user's account can be linked to the investment apparatus 100 using the social knowledge sharing and the investment apparatus 100 using the social knowledge sharing can acquire information about the cash in the account of the user. See Figure 9c to illustrate the process by which the user selects the percentage of cash to invest in the selected investment portfolio.

FIG. 9C illustrates an exemplary embodiment in which a user selects a percentage of cash to invest in a selected investment portfolio of cash in his or her account. When the user selects the investment icon 930 as shown in FIG. 9B, the cash ratio selection screen 940 may be displayed on the information display screen 320. FIG. The cash ratio selection screen 940 is a screen that allows the user to select a ratio to be invested among cash in the account. At this time, the cash ratio selection screen 940 may be in the form of a popup window as shown in FIG. 9C, but is not limited thereto. Specifically, on the cash ratio selection screen 940, the user can adjust the ratio of cash to be invested in the selected investment portfolio among the cash in the account, and can invest in the portfolio by the adjusted ratio when selecting the ratio selection completion icon. However, the present invention is not limited to this, and a method of inputting a certain amount of money may be used instead of the method of inputting the ratio among cash in the account.

Then, the investment apparatus 100 using the social knowledge sharing generates an investment portfolio for the first user terminal 200A based on the selected investment portfolio (S860).

The generation unit 133 of the investment apparatus 100 using the social knowledge sharing generates an investment portfolio for the user of the first user terminal 200A based on the investment portfolio information selected by the user. For example, as described above, when the investment portfolio information of "Global Investment 1" is selected, the same information as the investment portfolio information of "Global Investment 1" is generated and the cash of the user account selected by the user is converted into total investment An investment portfolio of the user of the first user terminal 200A is created. The generated investment portfolio data may be stored in the storage unit 120 and transmitted to the first user terminal 200A through the communication unit 110. [

On the other hand, in some embodiments, the communication unit 110 of the investment apparatus 100 using social knowledge sharing may receive an adjustment input for the constituent item ratio of the investment portfolio information. Specifically, prior to the investment apparatus 100 using social knowledge sharing creating an investment portfolio, a user input may be received that adjusts the proportion of the selected investment portfolio constituent item from the first user terminal 200A. The process by which the user adjusts the proportion of constituent items of the investment portfolio will be described later with reference to Figs. 9D to 9E.

9D to 9E illustrate a display screen for changing the proportion of constituent items of an investment portfolio according to an embodiment of the present invention. Specifically, Fig. 9D exemplarily shows a screen to be selected by the user as to whether or not to change the proportions of constituent items. Fig. 9E shows an example of a ratio change screen when the ratio of constituent items is selected to be changed It is.

9D, when the user selects the investment icon shown in FIG. 9B, the configuration item ratio adjustment selection screen 950 can be displayed on the information display screen. Even if the user selects the corresponding investment portfolio information in accordance with the investment direction of the specific investment portfolio information, the user may want to adjust some of the proportion of each constituent item. For example, if you are a real estate investor, you may want to increase the percentage of your investment portfolio in the selected investment portfolio. As described above, in the case of a user who wishes to adjust the ratio to the constituent item in the investment portfolio information, it is possible to select whether or not to generate the investment portfolio by adjusting the constituent item ratio adjustment selection screen 950. If the user selects an icon to adjust the composition ratio, a screen for adjusting the ratio can be displayed as shown in FIG. 9E. If the user selects an icon that is not to be adjusted, the ratio of constituent items of the selected investment portfolio Can be maintained. The constituent item ratio adjustment selection screen 950 can be displayed in the form of a pop-up window as shown in FIG. 9D, but is not limited thereto.

Referring to FIG. 9E, when the user selects to adjust the configuration item ratio in FIG. 9D, the information display screen 320 may be displayed on the configuration item ratio adjustment screen 960. FIG. The constituent item ratio adjustment screen 960 is a screen for adjusting the proportion of constituent items of the investment portfolio selected by the user. Specifically, the list of configuration items and the ratio are displayed in the configuration item ratio adjustment screen 960, and the user can adjust the ratio of the configuration items as desired. If you select the ratio change completion icon after the adjustment, the changed component ratio is reflected, and this ratio may be readjusted by the user. The constituent item ratio adjustment screen 960 can be displayed in the form of a pop-up window, but is not limited thereto.

On the other hand, in some embodiments, the investment apparatus 100 using social knowledge sharing can recommend the ratio of the generated investment portfolio constituent items based on the user information inputted by the user or the investment portfolio of the user. For example, the user can refer to the user's occupation, home school, interest area, etc. to recommend the investment ratio of the investment portfolio constituent to the user. Also, when the user's interest is inputted into the real estate, the investment apparatus 100 using the social knowledge sharing can increase the investment ratio of the items related to the real estate among the constituent items of the generated investment portfolio and recommend to the user.

Then, the investment apparatus 100 using the social knowledge sharing classifies the number of items constituting the investment portfolio for the user of the first user terminal, based on the investment portfolio for the user of the generated first user terminal, (S870).

Specifically, the generation unit 133 of the investment apparatus 100 using the social knowledge sharing distributes the cash in the account selected by the user according to the ratio of the investment portfolio constituent items to the amount to be invested in the investment portfolio, You can buy. This is possible on the assumption that the user's account is linked to the investment apparatus 100 using social knowledge sharing.

In addition, if the user intends to withdraw the investment in the portfolio that has already been invested, the generation unit 133 of the investment apparatus 100 using the social knowledge sharing can perform this instead. This is also possible on the assumption that the user's account is linked to the investment apparatus 100 using social knowledge sharing. Specifically, in the case of withdrawing the investment, the generation unit 133 of the investment apparatus 100 using the social knowledge sharing may sell the constituent items of the investment portfolio on behalf of the user, and then deposit the collected cash into the user's account. The data on the user's changed account can be stored in the storage unit 120 of the investment apparatus 100 using the social knowledge sharing, and the user can confirm the changed account balance history. Since the buying and selling are automatically performed on behalf of the user according to the previously set matters, it is possible to easily invest without the hassle of performing the buying and selling every time.

Although the embodiments of the present invention have been described in detail with reference to the accompanying drawings, it is to be understood that the present invention is not limited to those precise embodiments and various changes and modifications may be made without departing from the scope of the present invention. . Therefore, the embodiments disclosed in the present invention are not intended to limit the scope of the present invention but to limit the scope of the present invention. Therefore, it should be understood that the above-described embodiments are illustrative in all aspects and not restrictive. The scope of protection of the present invention should be construed according to the following claims, and all technical ideas within the scope of equivalents should be construed as falling within the scope of the present invention.

100: Investment device using social knowledge sharing
110:
120:
130: Processor
131:
132: Offering
133:
200: a plurality of user terminals
200A: first user terminal
310: Menu selection screen
310a: "Current Feed" icon
310b: "MY" icon
310c: "My Network" icon
310d: "Explore" icon
310e: "Setting" icon
320: Information display screen
320a: Updated Investment Information
400: Profile of the user
410: Follow on
420: User's investment information menu
420a: Asset Icon
420b: stock icon
420c: Yield Icon
500: Investment information search screen
510: Search Results Screen
510a: Research Results Search Icon
510b: My research result icon
520: Market Search Screen
520a: Market Search Icon
520b: My Market icon
530: Portfolio search screen
530a: Portfolio search icon
530b: My Portfolio Icon
600: User Basic Information Screen
610: User Investment Information Menu
610a: User Feed Icon
610b: Return on investment portfolio icon
610c: Investment portfolio icon
610d: Chart Icon
620: User Feed Screen
710: Basic search result screen
720: Basic Portfolio screen
730: Detailed Portfolio Screen
900: Portfolio default search screen
910: Portfolio search result list
920: Selected investment portfolio details
930: Investment Icon
940: Cash Ratio Selection Screen
950: Configuration item ratio selection screen
960: Configuration item ratio adjustment screen

Claims (16)

Collecting a plurality of investment portfolio information from a plurality of user terminals through a platform linked by an SNS (Social Network Service);
Providing at least one of the plurality of investment portfolio information to a first user terminal of the plurality of user terminals; And
And generating an investment portfolio for the first user terminal based on investment portfolio information selected by the first user terminal among the plurality of investment portfolio information. The method according to claim 1,
Each of the plurality of investment portfolio information includes information on a constituent item, information on a ratio of investment in the constituent item, information on a rate of return, information on a risk, the number of users who followed a user who created the corresponding investment portfolio, And the number of choices in the investment portfolio. 3. The method of claim 2,
Wherein providing at least one of the plurality of investment portfolio information comprises:
Further comprising the step of classifying the plurality of investment portfolio information based on the profit rate of the plurality of investment portfolio information, the number of users who have followed the plurality of users who uploaded the plurality of investment portfolio information, or the number of choices of the plurality of investment portfolio information. Investment method using sharing. 3. The method of claim 2,
Wherein each of the plurality of investment portfolio information further includes information on an investment amount of the constituent item,
Wherein the step of providing at least one of the plurality of investment portfolio information comprises the step of providing only information other than the information about the investment for the constituent item among the information constituting each of the plurality of investment portfolio information, Investment method using sharing. 3. The method of claim 2,
Wherein information on the constituent item and information on a ratio of investment in the constituent item are not modified or deleted after they are created. The method according to claim 1,
Wherein the step of generating an investment portfolio for the first user terminal comprises:
Receiving a selection of one investment portfolio information from the plurality of investment portfolio information from the first user terminal;
Receiving from the first user terminal a cash ratio to which the one investment portfolio information of the user's account cash of the first user terminal applies; And
And generating an investment portfolio for the first user terminal based on the cash ratio and the one investment portfolio information. The method according to claim 6,
Wherein the step of receiving a selection of one investment portfolio information from the plurality of investment portfolio information from the first user terminal comprises:
And receiving an adjustment input for a percentage of the constituent items of the one investment portfolio information. The method according to claim 6,
Further comprising the step of, based on the investment portfolio for the user of the first user terminal, proceeding on the behalf of the first user terminal for the number of constituent items constituting the investment portfolio for the user of the first user terminal. Investment method using sharing. The method according to claim 1,
Further comprising receiving user information from the plurality of user terminals, the user information including at least one of gender, age, school, major, occupation, area of interest and investment propensity. 10. The method of claim 9,
Further comprising providing recommended investment portfolio information based on the user information or the investment portfolio of the plurality of user terminals. 10. The method of claim 9,
Wherein the step of generating an investment portfolio for the first user terminal comprises:
Further comprising providing a recommendation of a ratio of constituent items of the investment portfolio to the first user terminal based on the user information of the first user terminal or the investment portfolio for the first user terminal already generated, Investment methods using knowledge sharing. A communication unit configured to communicate with a plurality of user terminals;
A collection unit configured to collect a plurality of investment portfolio information from the plurality of user terminals, a provider configured to provide at least one of the plurality of investment portfolio information to a first one of the plurality of user terminals, A generating unit configured to generate an investment portfolio for a user of the first user terminal based on investment portfolio information selected by the first user terminal among the portfolio information; And
And a storage configured to store the plurality of investment portfolio information and the plurality of users' information. 13. The method of claim 12,
Each of the plurality of investment portfolio information includes information on a constituent item, information on a ratio of investment in the constituent item, information on a rate of return, information on a risk, the number of users who followed a user who created the corresponding investment portfolio, And the number of choices in the investment portfolio. 14. The method of claim 13,
Wherein each of the plurality of investment portfolio information further includes information on an investment amount of the constituent item,
Wherein the providing unit is configured to provide only information other than information on the investment amount of the constituent item among information constituting each of the plurality of investment portfolio information. 13. The method of claim 12,
Wherein the generation unit comprises:
Receiving a selection of one investment portfolio information from the plurality of investment portfolio information from the first user terminal and receiving a cash ratio to which the selected investment portfolio information among the cash of the user's account of the first user terminal applies,
And generate an investment portfolio for a user of the first user terminal based on the cash ratio and the selected investment portfolio information. Collecting a plurality of investment portfolio information from a plurality of user terminals,
Providing at least one of the plurality of investment portfolio information to a first one of the plurality of user terminals,
Storing an instruction to provide an investment method using social knowledge sharing, the method comprising: generating an investment portfolio for a user of the first user terminal based on investment portfolio information selected by the first user terminal among the plurality of investment portfolio information; Computer readable recording medium.

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