KR20170133674A - Depository Receipt Application Using Gold Trading Method - Google Patents

Depository Receipt Application Using Gold Trading Method Download PDF

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KR20170133674A
KR20170133674A KR1020160064735A KR20160064735A KR20170133674A KR 20170133674 A KR20170133674 A KR 20170133674A KR 1020160064735 A KR1020160064735 A KR 1020160064735A KR 20160064735 A KR20160064735 A KR 20160064735A KR 20170133674 A KR20170133674 A KR 20170133674A
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gold
depository
receipt
depository receipt
cash
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지환국
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지환국
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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions
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    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3223—Realising banking transactions through M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/04—Billing or invoicing
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q50/00—Information and communication technology [ICT] specially adapted for implementation of business processes of specific business sectors, e.g. utilities or tourism
    • G06Q50/10—Services
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L9/00—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
    • H04L9/32—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04W—WIRELESS COMMUNICATION NETWORKS
    • H04W88/00—Devices specially adapted for wireless communication networks, e.g. terminals, base stations or access point devices
    • H04W88/02—Terminal devices

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Abstract

The present invention relates to a gold transaction method using a depository receipt application. The gold transaction method using a depository receipt application according to an embodiment of the present invention includes: a member authentication step; a depository receipt generating step; a depository receipt information providing step; a step of providing a member with gold or cash; a step of enabling the member to transmit a part or all of accumulated depository receipts of the member to another member; and a depository receipt settlement step. Therefore, the present invention can greatly expand a utilization range of the depository receipt.

Description

예탁증서 어플을 이용한 금거래 방법{Depository Receipt Application Using Gold Trading Method}Deposit Transaction Receipt Application Using Gold Trading Method "

본 발명은 예탁증서(Depository Receipt)를 이용한 금의 거래방법에 관한 것으로, 스마트폰 어플을 이용하는 회원의 결제금액에 따라 예탁증서(Depository Receipt)를 매일 매일의 금(金)시세로 환산하여 금(金)으로 적립하고, 적립된 금(金)이 정해진 무게에 이르면 회원의 요청에 의하여 금(金)으로 제공하거나 적립된 금(金)의 시세에 해당되는 현금으로 제공할 수 있도록 함으로써 금(金) 활용도를 크게 넓힐 수 있도록 함과 동시에 금(金)의 거래를 활성화시킬 수 있도록 한 예탁증서(Depository Receipt)를 이용한 금의 거래방법에 관한 것이다.The present invention relates to a method of trading gold using a depository receipt, wherein a depository receipt is converted into a daily gold price according to a payment amount of a member using a smartphone application, Gold), and when the accumulated gold reaches a predetermined weight, it can be offered at the request of the member or provided as cash equivalent to the price of the accumulated gold (gold) This paper deals with a method of trading gold using a depository receipt that can greatly expand the utilization rate and activate the transaction of gold.

일반적으로, 예탁증서(Depository Receipt)의 개념은 구입한 실물금(金)의 보관 및 발송의 불편함을 구입한 회사가 전담하여 대리하여 보관하고 그 금(金)이 특정용도로 쓰는 상황에서만 쓰이게 하는 등의 방식으로 보다 많은 고객을 확보할 수 있도록 하기 위한 서비스의 한 종류(Frequent Flyer Program: FFP)로 활용되고 있다.Generally, the concept of Depository Receipt is used only when the purchasing company is in charge of storing and dispatching the purchased real gold and is used only when the money is used for a specific purpose (FFP), which is a kind of service to enable more customers to be secured in a way such as the following.

본 발명은 이와 같은 종래의 문제점을 해결하기 위한 것으로, 그 목적은 회원의 결제금액에 따라 정적립되는 예탁증서(Depository Receipt)를 매일 매일의 금(金)시세로 환산하여 금(金)으로 적립하고, 적립된 금(金)이 정해진 무게에 이르면 회원의 요청에 의하여 금(金)으로 제공하거나 또는 적립된 금(金)의 시세에 해당되는 현금으로 제공할 수 있도록 함으로써 금(金)거래 활용도를 크게 넓힐 수 있도록 함과 동시에 금(金)의 거래를 활성화시킬 수 도록 한 새로운 예탁증서(Depository Receipt)를 이용한 금의 거래방법을 제공하는 것이다.Disclosure of Invention Technical Problem [8] Accordingly, the present invention has been made keeping in mind the above problems occurring in the prior art, and it is an object of the present invention to provide a system and a method for collecting depository receipts, And when the accumulated gold reaches a predetermined weight, it can be provided at the request of the member or provided in the cash corresponding to the price of the accumulated gold, And to provide a transaction method of gold using a new depository receipt which enables the transaction of gold to be activated.

상기의 목적을 달성하기 위하여, 본 발명의 일실시예는 스마트폰 어플을 이용하여 인터넷 접속을 통한 사용자로부터 성명, 주민등록번호, 주소, 연락처, 비밀번호 등의 정해진 회원인증 정보가 입력되면, 입력된 회원인증정보를 이용하여 회원인증을 수행하는 회원인증단계와; 상기 회원인증단계를 거친 각 회원별 데이터베이스를 생성하고, 회원이 결제를 수행함으로써 적립되는 금(金)의 누계치와 매일 매일의 금(金)시세에 따라 금(金)의 무게로 환산한 금의 무게값의 비교치를 해당 회원의 데이터베이스에 생성하는 예탁증서(Depository Receipt) 생성단계와; 회원이 ID와 비밀번호를 입력하고 로그인(Log-in)한 상태에서 자신의 예탁증서(Depository Receipt) 정보에 대한 조회를 요청하면, 해당 회원의 적립된 예탁증서(Depository Receipt) 누계치와 해당 일의 금(金)시세 및 적립된 예탁증서(Depository Receipt)에 해당되는 금(金)의 중량을 인터넷을 통하여 제공하는 예탁증서(Depository Receipt) 정보 제공단계와; 회원이 자신의 적립된 예탁증서(Depository Receipt)에 따라 환산된 금(金) 또는 해당 금(金)의 시세에 상당하는 현금의 제공을 요청하면 회원에게 금(金) 또는 현금을 제공하는 단계와; 회원이 자신의 적립된 예탁증서(Depository Receipt) 일부 또는 전부를 다른 회원에게 전송하는 단계와; 회원의 적립 예탁증서(Depository Receipt)에서 해당 회원에게 제공된 금(金)의 중량 또는 현금에 해당되는 예탁증서(Depository Receipt)를 삭제하는 예탁증서(Depository Receipt) 정산단계로 이루어진다.In order to achieve the above object, according to an embodiment of the present invention, when a predetermined member authentication information such as a name, a resident registration number, an address, a contact, a password, and the like is input from a user through an Internet connection using a smartphone application, A member authentication step of performing member authentication using information; The database for each member that has undergone the member authentication step is created, and the cumulative amount of gold accumulated as a result of the member performing the settlement and the gold converted into the weight of gold according to the daily gold price of the member A depository receipt generating step of generating a comparison value of the weight value of the member in the database of the member; When a member requests to inquire about his / her Depository Receipt information while logging in with his / her ID and password, the depository receipt cumulative amount of the member's accumulated deposit receipts, A depository receipt information providing step of providing the weight of gold corresponding to a gold deposit and a deposited deposit receipt through the Internet; If a member requests to provide cash equivalent to the quoted price of gold or gold in accordance with his or her accumulated deposit receipt, provide the member with gold or cash; ; Sending a part or all of its accumulated Depository Receipt to another member; And a settlement receipt settlement step of deleting the depository receipt corresponding to the cash or the weight of the gold provided to the member in the depository receipt of the member.

본 발명을 적용하면, 정해진 인증절차를 거쳐 등록된 회원이 어플에서 직접 결제할 때 결제금액에 따라 예탁증서(Depository Receipt)를 매일 매일의 금(金)시세를 기준으로 하여 금(金)으로 환산하여 적립 시켜주고, 회원의 요청에 의하여 실물의 금(金) 또는 그와 동일한 가치를 갖는 현금으로 제공할 수 있기 때문에 예탁증서(Depository Receipt)의 활용범위를 크게 확대시킬 수 있다는 효과가 있다.According to the present invention, when a member registered through a predetermined authentication procedure makes a payment directly in the application, the depository receipt is converted into gold on the basis of the daily gold price according to the payment amount The depository receipts can be extended to a wide range of users because they can be provided with real gold or cash with the same value at the member's request.

도 1은 본 발명에 따른 예탁증서(Depository Receipt)를 이용한 금의 거래방법이 적용되는 시스템의 개략적인 구성도이다.
도 2는 본 발명의 일 실시예에 따른 예탁증서(Depository Receipt)를 이용한 금의 거래방법을 나타내는 순서도이다.
도 3은 본 발명의 다른 실시예에 따른 예탁증서(Depository Receipt)를 이용한 금의 거래방법을 나타내는 순서도이다.FIG. 1 is a schematic diagram of a system to which a gold transaction method using a depository receipt according to the present invention is applied.
FIG. 2 is a flowchart showing a transaction method of gold using a depository receipt according to an embodiment of the present invention.
3 is a flowchart illustrating a method of trading gold using a depository receipt according to another embodiment of the present invention.

이하, 첨부된 도면에 의하여 본 발명의 바람직한 실시예를 보다 상세하게 설명한다.Hereinafter, preferred embodiments of the present invention will be described in detail with reference to the accompanying drawings.

도 1은 본 발명에 따른 예탁증서(Depository Receipt)를 이용한 금(金) 거래방법이 적용되는 시스템의 개략적인 구성도이다.1 is a schematic block diagram of a system to which a gold transaction method using a depository receipt according to the present invention is applied.

이를 참조하면, 본 발명에 따른 예탁증서(Depository Receipt)를 이용한 금 거래방법은 회원단말기(100), 인터넷(200), 예탁증서관리서버(300), 인증서버(400), 결제서버(500) 등을 포함하는 시스템을 통하여 수행될 수 있다The gold transaction method using depository receipt according to the present invention includes a member terminal 100, the Internet 200, a depository management server 300, an authentication server 400, a payment server 500, Etc. < RTI ID = 0.0 >

상기 회원단말기(100)는 인터넷접속이 가능한 데스크탑 컴퓨터, 노트북 컴퓨터, 이동통신기기 등을 포함하며, 상기 예탁증서관리서버(300)에 접속하여 회원별 적립 양과 매일 매일의 금(金)시세 및 금(金)시세를 기준으로 하여 환산된 금(金)의 양 등의 예탁증서(Depository Receipt)정보를 조회하고, 해당 금(金) 또는 그 금(金)에 상당하는 현금의 제공을 요청하는 한편, 그 처리결과를 수신 받아 회원에게 제공하고 회원간 예탁증서(Depository Receipt)를 매매를 통한 전송을 한다.The membership terminal 100 includes a desktop computer, a notebook computer, a mobile communication device and the like capable of accessing the Internet. The member terminal 100 accesses the depository management server 300 and records the membership amount, (Depository Receipt) information such as the amount of gold converted based on the market price and requests for the cash equivalent of the corresponding gold or gold , Receives the processing result, provides it to the member, and transmits the depository receipt between the members through sale.

상기 인터넷(200)은 종래의 기반체계를 그대로 사용한다.The Internet 200 uses the conventional infrastructure as it is.

상기 회원이 구매한 상품이나 서비스에 대하여 현금 또는 카드 등으로 결제하면, 해당 결제금액에 따라 금(金)을 회원에게 적립 제공하며, 결제에 따른 정산결과를 반영하여 예탁증서D/B(320)에 저장하고 관리하는 역할을 수행한다.When a member or a member purchases a product or service by cash or a card, the money is provided to the member according to the payment amount, and the depository D / B 320 reflects the settlement result of the settlement, And stores and manages the data.

또한, 예탁증서관리서버(300)는 사용자가 회원으로의 등록을 요청하거나 회원이 접속을 요청하는 경우, 회원D/B(310)를 생성하고, 회원인증을 위하여 입력된 상기 사용자 또는 회원의 회원인증정보를 이용하여 상기 인증서버(400)와의 실시간 연동을 통하여 회원인증을 수행한다.Also, the depository management server 300 generates a member D / B 310 when a user requests registration as a member or a member requests a connection, and registers the member or member And performs member authentication through real-time interworking with the authentication server 400 using the authentication information.

한편, 상기 인증서버(400)는 예탁증서관리서버(300)로부터 수신된 회원인증정보를 이용하여 기(旣) 저장된 회원정보와의 비교를 통하여 인증절차를 수행하고, 그 결과를 예탁증서관리서버(300)로 전송한다.Meanwhile, the authentication server 400 performs the authentication procedure by comparing the stored membership information with the member information stored using the member authentication information received from the depository management server 300, and outputs the result to the depository management server 300. [ (300).

상기 회원의 인증정보는 회원의 스마트폰 인증, 주민등록번호, 공인인증서 중 어느 하나 이상을 이용하는 것이 바람직하며, 각 구성요소간 정보 전송은 별도의 암호와 알고리즘을 통하여 송수신하는 것이 바람직하다.Preferably, the authentication information of the member uses at least one of a smartphone authentication, a resident registration number and a public certificate of the member, and it is preferable that information transmission between the respective components is transmitted and received through a separate encryption and algorithm.

상기 결제서버(500)는 회원이 금(金) 상품을 구입하기 위하여 현금이나 신용카드등로 금(金) 상품을 구매하는 경우 회원으로부터 제공되는 결제금액의 결제 및 정산업무를 수행한다.The payment server 500 performs payment and settlement of a payment amount provided by a member when a member purchases a gold product with cash or a credit card to purchase a gold product.

이하, 상술한 시스템을 이용하여 본 발명에 따른 예탁증서(Depository Receipt)를 이용한 금(金)의 거래방법을 더욱 구체적으로 설명한다.Hereinafter, a method of trading gold using the depository receipt according to the present invention will be described in more detail using the system described above.

도 2는 본 발명의 일 실시예에 따른 예탁증서(Depository Receipt)를 이용한 금의 거래방법을 나타내는 순서도이다.FIG. 2 is a flowchart showing a transaction method of gold using a depository receipt according to an embodiment of the present invention.

본 발명의 일 실시예에 따른 예탁증서(Depository Receipt)를 이용한 금(金)의 거래방법에서는 먼저 사용자가 사용자 단말을 이용하여 인터넷에 접속하여(S102) 성명, 주민등록번호, 주소, 연락처, 비밀번호 등의 정해진 회원인증 정보가 입력하면, 입력된 회원인증정보를 이용하여 회원인증이 이루어진다(S103).In a method of trading gold using a depository receipt according to an embodiment of the present invention, a user first accesses the Internet using a user terminal (S102), and transmits the name, resident registration number, address, When the predetermined member authentication information is inputted, member authentication is performed using the inputted member authentication information (S103).

상기 회원인증단계를 거치면 예탁증서관리서버(300)에 각 회원별 데이터베이스(D/B:310)가 생성된다.After the member authentication step is performed, a database (D / B) 310 for each member is generated in the depository management server 300.

회원이 현금이나 카드로 결제를 수행하면, 그 결제금액에 따라 예탁증서(Depository Receipt)가 에탁증서관리서버(300) 상의 에탁증서정보D/B(320)에 적립되며, 상기 예탁증서정보관리서버에서 예탁증서(Depository Receipt) 누계치와 적립된 예탁증서(Depository Receipt)를 매일 매일의 금(金)시세에 따라 금(金)의 무게로 환산한 금(金)의 무게값의 비교치를 해당 회원의 D/B(310)에 생성한다(S105).When the member performs settlement with cash or a card, a depository receipt is accumulated in the deposit certificate information D / B 320 on the deposit certificate management server 300 according to the payment amount, The depository receipt accumulated value and the deposited deposit receipt are compared with the weight value of gold converted into the weight of gold according to the daily gold price, In the D / B 310 of FIG.

이 상태에서 회원이 ID와 비밀번호를 입력하고 로그인(Log-in)한 상태에서 자신의 예탁증서(Depository Receipt)정보에 대한 조회를 요청하면(S110), 해당 회원의 적립된 예탁증서(Depository Receipt)와 해당 일의 금(金)시세 및 적립된 예탁증서(Depository Receipt)에 해당되는 금(金)의 중량이 인터넷을 통하여 회원의 단말기에 디스플레이되며(S111), 회원이 자신의 적립 예탁증서(Depository Receipt)에 따라 환산된 금(金) 또는 해당 금(金)의 시세에 상당하는 현금의 제공을 요청하면(113), 회원에게 실물의 금(金) 또는 현금을 제공한다(114).In this state, when a member inputs an ID and a password and logs-in, the user inquires about his / her depository receipt information (S110), deposits a deposited deposit receipt of the member, The gold price of the corresponding day and the weight of the gold corresponding to the deposited deposit receipt are displayed on the terminal of the member via the Internet (S111), and the member registers his deposit deposit (113), and provide real money or cash to the member (114), if requested to provide cash equivalent to the price of the gold or gold corresponding to the receipt of the cash.

이와 같이 회원에게 실물의 금(金)이나 현금이 제공된 후에는 회원의 적립 예탁증서(Depository Receipt)에서 해당 회원에게 제공된 금(金)의 중량 또는 현금에 해당되는 예탁증서(Depository Receipt)값을 삭제고 정산하게 되는 것이다(S115).After the gold or cash has been provided to the member in this way, the Depository Receipt corresponding to the weight or cash provided to the member in the Depository Receipt of the Member shall be deleted. (S115).

도 3은 본 발명의 다른 실시예에 따른 예탁증서(Depository Receipt)를 이용한 회원간 금(金)의 거래방법을 나타내는 순서도이다.3 is a flowchart illustrating a method of trading members' money using a depository receipt according to another embodiment of the present invention.

본 발명의 다른 실시예 에서도 먼저 사용자가 인터넷에 접속하여(S202) 성명, 주민등록번호, 주소, 연락처, 비밀번호 등의 정해진 회원인증 정보가 입력하면, 입력된 회원인증정보를 이용하여 회원인증이 이루어진다(S203).In another embodiment of the present invention, when a user accesses the Internet (S202) and the specified member authentication information such as a name, a resident registration number, an address, a contact, and a password is input, member authentication is performed using the inputted member authentication information ).

상기 회원인증단계를 거치면 예탁증서관리서버(300)에 각 회원별 데이터베이스(D/B:310)가 생성된다(S203).When the member authentication step is performed, a database (D / B) 310 for each member is generated in the depository management server 300 (S203).

회원이 현금이나 카드로 결제를 수행하면(S204), 그 결제금액에 따라 예탁증서관리서버(300)상의 예탁증서정보D/B(320)에 적립되며, 상기When the member performs settlement by cash or card (S204), the member is accumulated in the depositary certificate information D / B 320 on the depository management server 300 according to the payment amount,

예탁증서정보관리서버에서 예탁증서(Depository Receipt) 누계치와 적립된 예탁증서(Depository Receipt)를 매일 매일의 금(金)시세에 따라 금(金)의 무게로 환산한 금의 무게값의 비교치를 해당 회원의 D/B(310)에 생성한다(S205).The depository receipt information management server compares the depository receipt accumulated value and the deposited deposit receipt with the daily value of the gold weight converted to the weight of gold according to the daily gold price In the D / B 310 of the corresponding member (S205).

이 상태에서 회원이 ID와 비밀번호를 입력하고 로그인(Log-in)한 상태에서 자신의 예탁증서(Depository Receipt) 정보에 대한 조회를 요청하면(S210), 해당 회원의 적립된 예탁증서(Depository Receipt) 와 해당 일의 금(金)시세 및 적립된 예탁증서(Depository Receipt) 에 해당되는 금(金)의 중량이 인터넷을 통하여 회원의 단말기에 디스플레이된다(S211).In this state, when a member inputs an ID and a password and logs in, the user inquires about his / her depository receipt information (S210). When the depository receipt of the member is registered, The gold price of the corresponding day, and the weight of the gold corresponding to the deposited deposit receipt are displayed on the terminal of the member through the Internet (S211).

이 상태에서 회원이 자신의 적립 예탁증서(Depository Receipt)를 다른 인증된 회원에게 일부 또는 전부를 보낼 수 있고(S213), 이는 요청된 시점의 적립 예탁증서(Depository Receipt)값 의 정보를 해당 회원의 D/B(310)에 저장하게 되고 매매 회원의 적립 예탁증서(Depository Receipt)에서 해당 회원에게 제공된 금(金)의 중량 또는 현금에 해당되는 예탁증서(Depository Receipt)값을 삭제고 정산하게 되는 것이다(S215).In this state, the member can send his or her Depository Receipt to some other authorized member (S213), and the information of the Depository Receipt value at the requested time is sent to the member The depository receipt value corresponding to the weight or cash of the gold provided to the member in the depository receipt of the merchant member to be stored in the D / B 310 is deleted and settled (S215).

100 : 회원단말기, 200 : 인터넷, 300 : 예탁증서관리서버, 400 : 인증서버, 500 : 결제서버100: Member terminal, 200: Internet, 300: Depository management server, 400: Authentication server, 500:

Claims (1)

인터넷 접속을 통한 사용자로부터 성명, 주민등록번호, 주소, 연락처, 비밀번호 등의 정해진 회원인증 정보가 입력되면, 입력된 회원인증정보를 이용하여 회원인증을 수행하는 회원인증단계와; 상기 회원인증단계를 거친 각 회원별 데이터베이스를 생성하는 단계와; 회원이 자신의 스마트폰의 금(金)거래 어플에서 결제를 수행함으로써 적립되는 예탁증서(Depository Receipt) 누계치와 적립된 예탁증서(Depository Receipt)는 매일 매일의 금(金)시세에 따라 금(金)의 무게값의 비교치를 해당 회원의 데이터베이스에 생성하는 예탁증서(Depository Receipt)정보 생성단계와; 회원이 ID와 비밀번호를 입력하고 로그인(Log-in)한 상태에서 자신의 예탁증서(Depository Receipt)정보에 대한 조회를 요청하면, 해당 회원의 적립된 예탁증서(Depository Receipt)와 해당 일의 금(金)시세 및 적립된 예탁증서(Depository Receipt) 누계치에 해당되는 금(金)의 중량을 인터넷을 통하여 제공하는 예탁증서(Depository Receipt)정보 제공단계와; 회원이 자신의 적립 예탁증서(Depository Receipt)에 따라 환산된 금의 시세에 상당하는 현금의 제공을 요청하면 회원에게 금(金) 또는 현금을 제공하는 단계와; 회원이 자신의 적립된 예탁증서(Depository Receipt) 일부 또는 전부를 다른 회원에게 전송하는 단계와; 회원의 적립 예탁증서(Depository Receipt)에서 해당 회원에게 제공된 금(金)의 중량 또는 현금에 해당되는 예탁증서(Depository Receipt)값을 삭제하는 예탁증서(Depository Receipt)정산단계를 포함하는 것을 특징으로 하는 예탁증서(Depository Receipt)를 이용한 금(金)의 거래방법.A member authentication step of performing member authentication using the input member authentication information when a predetermined member authentication information such as a name, a social security number, an address, a contact, and a password is input from a user through an Internet connection; Creating a database for each member through the member authentication step; The depository receipts accumulated and the depository receipts accumulated by the member performing the settlement in the gold transaction application of his or her smartphone are deposited in gold (gold) at the daily gold price A depository receipt information generating step of generating a comparison value of the weight value of the member in the database of the corresponding member; If a member requests to inquire about his / her Depository Receipt information while logging in with his / her ID and password, he / she will be notified of the Depository Receipt of the member and the deposit A depository receipt information providing step of providing a weight of gold corresponding to a cumulative deposit amount and a deposited deposit receipt amount through the Internet; Providing the member with gold or cash if the member requests to provide cash equivalent to the converted gold price in accordance with his or her Depository Receipt; Sending a part or all of its accumulated Depository Receipt to another member; A depository receipt settlement step of deleting a depository receipt value corresponding to the weight of cash or gold provided to the member in the depository receipt of the member, A method of trading gold using depository receipt.
KR1020160064735A 2016-05-26 2016-05-26 Depository Receipt Application Using Gold Trading Method KR20170133674A (en)

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Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR20210079910A (en) * 2019-12-20 2021-06-30 유동수 Gold trading operation system and method using gold coding

Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR20210079910A (en) * 2019-12-20 2021-06-30 유동수 Gold trading operation system and method using gold coding

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