KR20170092832A - Method and apparatus for oiling cost payment service - Google Patents

Method and apparatus for oiling cost payment service Download PDF

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Publication number
KR20170092832A
KR20170092832A KR1020160014004A KR20160014004A KR20170092832A KR 20170092832 A KR20170092832 A KR 20170092832A KR 1020160014004 A KR1020160014004 A KR 1020160014004A KR 20160014004 A KR20160014004 A KR 20160014004A KR 20170092832 A KR20170092832 A KR 20170092832A
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South Korea
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information
payment
user
terminal
real
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KR1020160014004A
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Korean (ko)
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채종학
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주식회사 하나은행
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Publication of KR20170092832A publication Critical patent/KR20170092832A/en

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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/14—Payment architectures specially adapted for billing systems
    • B—PERFORMING OPERATIONS; TRANSPORTING
    • B67—OPENING, CLOSING OR CLEANING BOTTLES, JARS OR SIMILAR CONTAINERS; LIQUID HANDLING
    • B67D—DISPENSING, DELIVERING OR TRANSFERRING LIQUIDS, NOT OTHERWISE PROVIDED FOR
    • B67D7/00—Apparatus or devices for transferring liquids from bulk storage containers or reservoirs into vehicles or into portable containers, e.g. for retail sale purposes
    • B67D7/04—Apparatus or devices for transferring liquids from bulk storage containers or reservoirs into vehicles or into portable containers, e.g. for retail sale purposes for transferring fuels, lubricants or mixed fuels and lubricants
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q50/30—

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  • Engineering & Computer Science (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • Finance (AREA)
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  • Computer Security & Cryptography (AREA)
  • Operations Research (AREA)
  • Tourism & Hospitality (AREA)
  • Mechanical Engineering (AREA)
  • Cash Registers Or Receiving Machines (AREA)
  • Loading And Unloading Of Fuel Tanks Or Ships (AREA)

Abstract

Provided are a refueling cost payment service method and a refueling cost payment service apparatus for performing the same. The refueling cost payment service method comprises: a step in which the refueling cost payment service apparatus receives real-time refueling state information about a users vehicle from a computer device of a specific gas station; a step in which the real-time refueling state information is transmitted to a users terminal; a step in which payment request information is received from the computer device in accordance with completion of refueling; a step in which payment request information is generated based on the payment request information and transmitted to the users terminal; a step in which a payment approval request is received from the users terminal; a step in which the payment is processed with a payment means designated by the user based on the payment approval request; a step in which the completion of payment processing is notified to the users terminal; and a step in which the completion of payment processing is notified to the computer device. According to an embodiment of the present invention, a refueling amount, a refueling cost, a unit price, and the like are received from a corresponding affiliated store, that is, a gas station computer device, and displayed on a user application screen, thereby securing the reliability of the refueling cost.

Description

[0001] METHOD AND APPARATUS FOR OILING COST PAYMENT SERVICE [0002]

BACKGROUND OF THE INVENTION 1. Field of the Invention [0001]

In the case of using payment media such as credit cards for payment of current gasoline expenses, the billing structure has a higher fee for merchants (gas station) compared to direct payment by financial institutions through VAN (value-added network)

Generally, it is difficult to confirm the screen of the lubricator due to the difference between the lube screen of the gas station and the place where the vehicle is stopped.

Generally, there is a risk that a payment medium is submitted after lubrication is completed, payment is made from a merchant to a financial institution, waiting for a certain portion, and a risk that a credit card or the like is copied.

A problem to be solved by the present invention is to provide a gasoline payment service method capable of reducing commission fee by eliminating an intermediate VAN (value-added network) company by a person himself / herself who has authenticated using a specific solution, Service device.

The method of the present invention may further comprise the steps of receiving real-time fuel status information about a user's vehicle from a computer device of a specific gas station, Real time billing status information to the user terminal, receiving payment request information from the computer device upon completion of billing, generating payment request information based on the payment request information, and transmitting the payment request information to the user terminal Receiving a payment approval request from the terminal of the user, processing payment to the payment means designated by the user based on the payment approval request, notifying the terminal of the user of the payment processing completion, and The payment processing is completed to the computer device And a step of.

The method includes receiving customer information and service station information from the user terminal, receiving customer information and merchant information from the computer device, and receiving customer information from the computer device before receiving the real- And confirming whether the information matches the service station information, the customer information received from the user terminal and the service station information, and transmitting the verification result to the computer device, wherein the step of receiving the real- And if the verification is successful, the computer device can receive the real-time oil state information including the real-time oil change amount injected into the vehicle of the user transmitted by the computer device and the oil change amount information based on the real-time oil change amount, .

The method of claim 1, further comprising the step of transmitting to the user terminal a list of merchant station gas station based on the terminal location information of the user before the step of receiving the customer information and the service station information, The receiving step may receive the gas station information selected on the merchant station gas station list and the customer information from the terminal of the user.

The step of receiving the real-time delivery status information includes receiving the real-time delivery status information from a POS (Point Of Sales) terminal of the specific service station connected to the main distribution center through the communication network, May receive the payment request information from the POS terminal at the completion of the lubrication.

Wherein the pre-paid electronic payment means is a server of a financial institution that provides a credit and dealing service of the prepaid electronic payment means, and the payment processing step comprises: Wherein the step of notifying the terminal of the user of the settlement processing of the prepaid electronic payment means by subtracting the charged amount of money set at the time of completion of the payment by the prepaid electronic payment means, And to output the completion of the settlement processing to the member application screen providing the transaction service.

The step of transmitting the real time state information may include a step of connecting with the member application and a step of transmitting the real time state information to the member application and outputting the real time state change amount to the member application screen .

The oil settlement service apparatus according to another embodiment of the present invention includes real-time status information on a user's vehicle received from a computer device of a specific service station and real-time status information transmitted to the user's terminal, Receiving settlement request information from the computer device in response to the completion of settlement, generating settlement request information based on the settlement request information, and transmitting the settlement request information to the terminal of the user based on the settlement approval request information received from the user terminal After the user has processed the settlement with the previously registered settlement means, notifies the terminal of the user and the computer device of the completion of settlement processing And a payment processing unit.

A franchise point interface unit for receiving customer information and service station information from the terminal of the user, a customer interface information unit for receiving customer information and franchise shop information from the computer apparatus, customer information and service station information received from the computer apparatus, Further comprising a matching unit for matching the customer information and the gas station information received from the terminal of the terminal and verifying whether they match and for transmitting the verification result to the computer device, The real-time oil state information including the real-time oil change amount injected into the vehicle of the user transmitted by the computer device and the oil change amount information according to the real time oil change amount can be received and transmitted.

The franchise point interface unit receives the real-time delivery status information from a POS (Point Of Sales) terminal of the specific gas station connected to the financial institution through the communication network, and the payment processor receives the real- And may receive the payment request information at the completion time.

Further comprising a location service unit for transmitting a list of gas stations of the merchant to the terminal of the user based on the terminal location information of the user, wherein the terminal device interface unit receives the gas station information selected on the merchant gas station list from the user terminal, Lt; / RTI >

Wherein the pre-paid electronic payment means is a server of a financial institution that provides a service for accumulation and transaction of the prepaid electronic payment means, and the payment processing portion is a server of the prepaid electronic payment means It is possible to deduct the charged amount of money at the time when the liquefied gas is completed by the means, and to process the payment.

Wherein the terminal device interface unit is connected to a member application for providing an accumulation and transaction service of the prepaid electronic payment means executed in the terminal of the user, and the terminal device interface unit registers the customer information, the gas station information, Payment request information, the payment approval request information, and the settlement processing completion.

According to another aspect of the present invention, there is provided a method for providing a gasoline payment service for a user terminal, the method comprising: transmitting customer information and service station information to a gasoline- Real-time oil state information injected from a gas station to a user's vehicle at a specific gas station according to the gas station information, displaying the real-time oil state information on a screen, and if the gas filling is completed, Displaying payment completion information and payment request information on a screen, transmitting payment approval request information according to a user's input to the payment apparatus, And And notifying completion of settlement from the main fuel consumption payment service apparatus.

Further comprising receiving a recommendation from a merchant station service station list based on the terminal location information of the user before transmitting the customer information and the service station information to the gasoline payment service apparatus, The step of transmitting the customer information and the gas station information to the gasoline-money payment service apparatus may transmit the gas station information and the customer information selected on the member shop gas station list.

Executing a member application for providing an accumulation and transaction service of the prepaid electronic payment means prior to transmitting the customer information and the service station information to the gasoline payment service apparatus; Wherein the step of receiving comprises the steps of: receiving the real-time oil change amount of the member application, which is injected from the gasoline payment service apparatus into the vehicle of the user, The real-time oil state information including the amount-of-money change information can be received.

A step of selecting a gasoline payment item added to the specific application in a state where a specific application installed in the terminal of the user is executed before transmitting the customer information and the gas station information to the gasoline payment service apparatus, Calling the billing API (Application Program Interface) linked with the billing API, and connecting the billing API to the billing service apparatus, wherein the step of receiving comprises: The real time fuel oil status information including the real time fuel oil change amount injected into the vehicle of the user and the fuel oil amount change information according to the real time fuel oil change amount transmitted from the gas station computer apparatus at the start of fueling can be received.

According to an embodiment of the present invention, it is possible to secure the reliability of the gasoline amount by displaying the gasoline amount, the gasoline amount, the unit price, and the like on the user app (App) screen transmitted from the merchant, that is, the gas station computer device.

In addition, the content of the gas is displayed on the user app (App) in real time. At the same time as the gas filling is completed, the user directly requests the settlement to the financial institution and proceeds to reduce the waiting time and prevent the risk such as copying.

In addition, it is the same as cash settlement, which contributes more at the year-end settlement than the credit card, and the financial institution can automatically notify the issuer of the cash receipt used by the Internal Revenue Service.

In addition, it is possible to encourage cash settlement such as prepaid electronic payment means and to secure transparency of transaction amount.

1 is a system configuration diagram for providing a gasoline payment service according to an embodiment of the present invention.
2 is a block diagram illustrating a detailed configuration of a payment server according to an embodiment of the present invention.
3 is a flowchart illustrating a method of providing a gasoline payment service according to an embodiment of the present invention.
4 is a network configuration diagram for providing a gasoline payment service according to another embodiment of the present invention.
FIG. 5 is a flowchart illustrating a method of providing a gasoline payment service according to another embodiment of the present invention.

Hereinafter, embodiments of the present invention will be described in detail with reference to the accompanying drawings so that those skilled in the art can easily carry out the present invention. The present invention may, however, be embodied in many different forms and should not be construed as limited to the embodiments set forth herein. In order to clearly illustrate the present invention, parts not related to the description are omitted, and similar parts are denoted by like reference characters throughout the specification.

Hereinafter, a method of providing a gasoline payment service according to an embodiment of the present invention and a gasoline payment service apparatus for performing the same will be described in detail with reference to the drawings.

2 is a block diagram illustrating a detailed configuration of a payment server according to an exemplary embodiment of the present invention. FIG. 3 is a block diagram illustrating a configuration of a payment server according to an embodiment of the present invention. FIG. 4 is a flowchart illustrating a method of providing a gasoline payment service according to an embodiment of the present invention.

Referring to FIG. 1, a system for providing a gasoline payment service includes at least one gasifier 100, a gas station computer device 200, a terminal device 300, a gasoline payment service device (hereinafter, (Collectively referred to as " payment server ") 400 and a network 500.

At least one gasifier 100 is connected to the gas station computer apparatus 200 to transmit a real time oil change amount to the vehicle entering the gas station. Here, the connection method can be adopted in various wired / wireless communication technologies in the related art.

The gas station computer apparatus 200 receives the real time oil change amount from at least one lube distributor 100 and transmits it to the network 500.

The service station computer apparatus 200 may be a payment terminal, for example, a POS (Point Of Sales) terminal, which performs payment processing according to the amount of gasoline.

The gas station computer apparatus 200 can perform user authentication by a specific solution. Here, the user authentication may use an echo stamp (Echostamp), but not limited thereto, and at least one of various techniques disclosed in the past may be adopted.

The terminal device 300 is a terminal capable of data communication, and can be a smart phone. The terminal device 300 selects a gas station as a terminal possessed by a user, receives and outputs real-time status information in real time, and requests and approves payment.

The payment server 400 receives the real-time oil change amount from the petrol station computer device 200 and transmits it to the terminal device 300. Then, the service station computer device 200 makes a payment process according to the amount of fuel requested, requests payment approval, and notifies the result of the payment process.

The payment server 400 may be provided in a financial institution. The payment server 400 can operate in conjunction with the member application executed in the terminal device 300 or the payment API.

Here, according to one embodiment, the member application provides an accumulation and transaction service of prepaid electronic payment means. At this time, the prepaid electronic payment means may follow the provisions set forth in Article 2 (14) of the Electronic Financial Transactions Act.

Also, in another example, a member point can be included, and a transfer process between members points can be performed.

According to another embodiment, the settlement API is called when a gasoline payment item added to the specific application is selected while a specific application installed in the user terminal device 300 is executed.

The billing server 400 receives the real-time billing status information including the real-time oil change amount injected into the user's vehicle transmitted from the gas station computer apparatus and the real-time oil change amount information according to the real-time oil change amount, As shown in FIG.

The network 500 means a communication network capable of data communication such as mobile communication and the Internet.

2, the payment server 400 includes a terminal device interface unit 401, an affiliate shop interface unit 403, a matching unit 405, a fueling status providing unit 407, a payment processing unit 409, (411).

The terminal device interface unit 401 is connected to the user terminal device 300 and transmits and receives data. The terminal device interface unit 401 receives customer information and service station information from the terminal device 300 of the user.

The terminal device interface unit 401 connects with the member application providing the accumulation and transaction service of the prepaid electronic payment means executed in the user terminal device 300 and transmits the member application, customer information, gas station information, real- Payment request information, settlement approval request information, and payment processing completion.

The merchant point interface unit 403 is connected to the computer device 200 of the gas station and transmits and receives data. The merchant point interface unit 403 receives customer information and merchant point information from the computer device 200. [

At this time, the franchise point interface unit 403 can be directly connected to the POS terminal 200 of the gas station. Or the gas station may be connected to an in-house banking server (not shown) connected to the POS terminal 200 of each gas station, if the gas station has a plurality of merchants. Therefore, in the embodiment of the present invention, the computer device 200 of the gas station does not only mean a single device physically, but a concept device that integrates a POS terminal and an in-house banking server connected to each other through communication.

The matching unit 405 matches the customer information and the gas station information received from the computer device 200 with the customer information and the gas station information received from the user's terminal device 300 to verify that they match. The verification result is transmitted to the computer device 200.

The fueling status providing unit 407 receives the real time status information on the user's vehicle from the computer device 200 of the specific gas station and transmits the status information to the user terminal 200.

At this time, when the matching unit 405 has succeeded in verification, the fueling status providing unit 407 updates the real time fuel oil change amount injected into the vehicle of the user sent by the computer device 200 at the start of fueling, Time status information including the change information. And transmits the real-time oil state information to the terminal device 300.

The payment processing unit 409 receives the settlement request information from the computer device 200 in response to completion of the liquefaction. Generates payment request information based on the settlement request information, and transmits the settlement request information to the terminal device 200 of the user. The user's terminal device 300 and the computer device 200 notify completion of settlement processing after processing the settlement with the payment means previously registered by the user based on the settlement approval request information received from the user's terminal device 200 .

Here, the previously registered payment means may include a prepaid electronic payment means. Then, the payment processing unit 409 deducts the charged amount calculated at the time when the prepaid electronic payment means has completed the completion of the payment, and performs settlement processing.

The settlement processing unit 409 can receive settlement request information from the POS terminal 200 at the completion of the liquefaction.

The location service unit 411 transmits the list of the gas stations of the affiliated shop to the user terminal 200 based on the terminal location information of the user. At this time, the location service unit 411 can track the terminal location information by itself and recommend a list of gas stations of the merchant. Or a list of gas stations recommended by using an external location-based service (LBS) to the terminal device 200.

At this time, the terminal device interface unit 401 receives the gas station information and the customer information selected on the merchant station gas station list from the user terminal device 300.

3, the terminal device 300 executes the member application for providing the accumulation and transaction service of the prepaid electronic payment means and transmits the payment information to the specific application in a state where the specific application connected to the payment server 400 or installed is executed When the added money bill payment item is selected, the called payment API accesses the payment server 400 (S101)

The terminal device 300 receives a recommendation from the payment server 400 on the list of the affiliated gas station based on the terminal location information of the user and outputs it (S103).

The terminal device 300 selects a specific gas station from the user on the member shop gas station list (S105).

The terminal device 300 transmits the selected gas station information and customer information to the payment server 400 (S107). Herein, the gas station information may include gas station identification information and gas lighter identification information.

The service station computer apparatus 200 transmits the customer information, that is, the customer information of the terminal device 300 and the merchant information, to the payment server 400 (S109). Here, the merchant information may include merchant identification information and lubricant identification information.

In step S111, the payment server 400 determines whether the customer information and the gas station information received in step S107 match the customer information and the gas station information received in step S109. At this time, if they do not match, the payment server 400 can notify the gas station computer apparatus 200.

The gas station computer apparatus 300 instructs the gas station 100 to operate the gas station 100 if the settlement server 400 operates when a match verification result is received or when a match verification failure is not received for a predetermined time, Time real-time status information and transmits it to the payment server 400 (S113).

The payment server 400 delivers the real-time oil state information to the terminal device 300 (S115).

The terminal device 300 receives the real-time delivery status information from the payment server 400, which is injected from the specific gas station into the user's vehicle, and displays it on the screen (S117).

When the gasifier 100 completes the gas supply, the gas station computer apparatus 300 requests the settlement server 400 to settle the settlement (S119). At this time, the settlement request information including the total amount of gasoline amount, the unit price of gasoline, and the total payment amount can be generated and transmitted.

The payment server 400 transmits the settlement request information to the user terminal 300 (S121).

The terminal device 300 displays the received payment request information on the screen (S123). Then, the payment approval request according to the user input is transmitted to the payment server 400 (S125).

In response to the payment approval request, the payment server 400 processes the payment with the payment means designated by the user (S127). The completion of settlement processing is transmitted to the computer device 200 and the terminal device 300 (S129 and S131), respectively.

Meanwhile, FIG. 4 is a system configuration diagram for providing a gasoline payment service according to another embodiment of the present invention, and FIG. 5 is a flowchart illustrating a method for providing a gasoline payment service according to another embodiment of the present invention.

Referring to FIG. 4, operations of at least one of the gasifier 100, the terminal device 300, and the payment server 400 are substantially similar to those of FIG. 1, and thus a detailed description thereof will be omitted.

The system configuration of FIG. 4 is different from that of FIG. 1 in that it is divided into a POS terminal 201 and an in-house banking server 203, unlike a computer device 200. The terminal device 300 and the payment server 400 are connected to the in-house banking server 203 via the relay server 600, respectively. The terminal device 300 and the payment server 400 are connected through the relay server 600.

Referring to FIG. 5, the terminal device 300 transmits the gasifier identification information and the customer information to the payment server 400 (S201).

The POS terminal 201 commands the gasifier 100 to supply gas and, when the gas supply is started, transmits the real-time gas amount information to the in-house banking server 203 (S203). The in-house banking server 203 transmits the real-time amount-of-money information to the payment server 400 through the relay server 600 (S205, S207).

The payment server 400 transmits the received real-time amount-of-shipment information to the terminal 300 (S209).

Before the step S203, the payment server 400 transmits the customer information and service station information received through the in-house banking server 203 and the relay server 600 to the customer information received from the terminal device 300, Can be matched and verified. If the verification is successful, step S203 may be performed.

The POS terminal 201 transmits settlement request information to the in-house banking server 203 (S213) when the liquor 100 completes the liquor supply (S211). The in-house banking server 203 transfers the settlement request information to the relay server 600 (S215). The relay server 600 delivers the payment request information to the payment server 400 (S217).

The payment server 400 transmits the payment request information to the terminal device 300 (S219). When a payment approval request is received from the terminal device 300 (S221), the payment process is performed according to the payment request information (S223).

The payment server 400 transmits the payment completion information to the relay server 600 when the payment is completed (S225). The relay server 600 transmits the payment completion information to the in-house banking server 203 (S227). The in-house banking server 203 transmits the settlement completion information to the POS terminal 201 (S229).

The payment server 400 transmits the settlement completion information to the terminal device 300 (S231).

While the present invention has been particularly shown and described with reference to exemplary embodiments thereof, it is to be understood that the invention is not limited to the disclosed exemplary embodiments, It belongs to the scope of right.

Claims (16)

A method for providing a service charge payment method for a fuel consumption payment service apparatus,
Time payment status information about the user's vehicle from the computer device of the specific gas station,
Transmitting the real time state information to the terminal of the user,
Receiving settlement request information from the computer device according to completion of lending,
Generating payment request information based on the payment request information and transmitting the generated payment request information to the user terminal;
Receiving a payment approval request from the terminal of the user,
Processing the settlement with the payment means designated by the user based on the payment approval request,
Notifying the terminal of the user of the completion of settlement processing, and
And notifying the computer device of the completion of the payment processing
The method comprising the steps of: The method of claim 1,
Prior to the step of receiving the real-
Receiving customer information and service station information from the terminal of the user,
Receiving customer information and merchant information from the computer device, and
Further comprising the steps of: verifying whether the customer information and the gas station information received from the computer device match the customer information and the gas station information received from the user terminal and matching them, and transmitting the verification result to the computer device;
The step of receiving the real-
Time fueling status information including the real-time fuel oil change amount injected into the vehicle of the user transmitted by the computer apparatus and the fuel oil change amount information based on the real-time fuel oil change amount at the start of fueling, Way. 3. The method of claim 2,
Before the step of receiving the customer information and the gas station information,
Further comprising the step of transmitting to the terminal of the user a gas station list of the affiliated store based on the terminal location information of the user,
Wherein the step of receiving customer information and service station information from the user terminal comprises:
And receives the gas station information and the customer information selected on the merchant station gas station list from the terminal of the user. The method of claim 1,
The step of receiving the real-
Real-time delivery status information from a point-of-sales (POS) terminal of the specific gas station connected to a financial institution via a communication network,
Wherein the step of receiving the payment request information comprises:
And receiving the settlement request information from the POS terminal at the completion of lubrication. 5. The method of claim 4,
Wherein the already registered payment means includes prepaid electronic payment means,
Wherein the money supply payment service apparatus is a server of a financial institution that provides an accumulation and transaction service of the prepaid electronic payment means,
Wherein the step of processing the payment comprises:
The prepaid electronic payment means subtracts the charged amount of money charged at the time when the completion of the lending is completed,
The step of notifying the terminal of the user of the settlement processing completion comprises:
And outputting the completion of the settlement processing to a member application screen for providing an accumulation and transaction service of the prepaid electronic payment means executed in the terminal of the user. The method of claim 5,
The step of transmitting the real-
Accessing the member application, and
And transmitting the real-time oil state information to the member application and outputting the real-time oil change amount to the member application screen
The method comprising the steps of: Real-time status information on a user's vehicle from a computer device of a specific service station, and transmits the real-time status information to the terminal of the user, and
Receiving settlement request information from the computer device in response to the completion of settlement, generating settlement request information based on the settlement request information, and transmitting the settlement request information to the terminal of the user based on the settlement approval request information received from the user terminal A settlement processing unit for notifying completion of the settlement processing to the terminal of the user and the computer device after processing the settlement by the payment means previously registered by the user,
And a control unit for controlling the operating unit. 8. The method of claim 7,
A terminal device interface unit for receiving customer information and service station information from the terminal of the user,
An affiliate shop interface unit for receiving customer information and merchant store information from the computer device, and
Further comprising a matching unit for matching the customer information and the gas station information received from the computer unit, the customer information received from the user terminal and the gas station information to verify that they match, and transmitting the verification result to the computer device,
The fueling status providing unit,
And when the verification is successful, at the same time as starting the liquefaction of the vehicle, the computer device receives the real-time oil state information including the real time oil change amount injected into the vehicle of the user and the real time oil change amount information based on the real time oil change amount, Payment service device. 9. The method of claim 8,
The franchise point interface unit,
Real-time delivery status information from a point-of-sales (POS) terminal of the specific gas station connected to a financial institution via a communication network,
The settlement processing unit,
And receives the settlement request information from the POS terminal at the completion of the gas filling. 9. The method of claim 8,
Further comprising a location service unit for transmitting a list of gas stations of the merchant to the terminal of the user based on the terminal location information of the user,
The terminal device interface unit includes:
And receives the gas station information and the customer information selected on the member shop gas station list from the terminal of the user. 9. The method of claim 8,
Wherein the already registered payment means includes prepaid electronic payment means,
Wherein the money supply payment service apparatus is a server of a financial institution that provides an accumulation and transaction service of the prepaid electronic payment means,
The settlement processing unit,
Wherein the prepaid electronic payment means deducts the charged amount of money at the time when the completion of the liquefaction is completed, and performs settlement processing. 12. The method of claim 11,
The terminal device interface unit includes:
Wherein the prepaid electronic payment means is connected to a member application for providing an accumulation and transaction service of the prepaid electronic payment means executed by the terminal of the user, and the customer information, the gas station information, the real- And requesting approval of the settlement request, and sending and receiving the settlement processing completion. A method for providing a subscriber's payment of a user terminal,
Sending customer information and service station information to a gasoline payment service apparatus,
Receiving real-time oil-filled status information from the gasoline-fuel billed payment service apparatus to a user's vehicle at a specific gas station according to the gasoline station information,
Displaying the real-time oil state information on a screen,
Receiving the gas finishing completion information and the settlement request information from the gas fuel ratio payment service apparatus when the gas finishing is completed,
Displaying the finishing completion information and the payment request information on a screen,
Transmitting payment approval request information according to an input of the user to the main payment payment service apparatus; and
A step of notifying completion of settlement from the above-mentioned fuel consumption payment service apparatus
The method comprising the steps of: The method of claim 13,
Before the step of transmitting the customer information and the gas station information to the gasoline-
Further comprising receiving recommendation of a member station gas station list based on the terminal location information of the user,
The step of transmitting the customer information and the gas station information to the gasoline-
And transmits the gas station information and the customer information selected on the merchant station gas station list. The method of claim 13,
Before the step of transmitting the customer information and the gas station information to the gasoline-
Executing the member application for providing the earning and transaction service of the prepaid electronic payment means, and
Further comprising the step of connecting the member application with the gasoline payment service apparatus,
Wherein the receiving comprises:
The real-time oil state information including the real-time oil change amount injected into the user's vehicle transmitted from the gas station computer apparatus and the real-time oil change amount information according to the real-time oil change amount is received A. The method of claim 13,
Before the step of transmitting the customer information and the gas station information to the gasoline-
A step of selecting a fuel bill payment item added to the specific application while a specific application installed in the user terminal is executed,
Invoking a billing API (Application Program Interface) linked with the bill payment service apparatus, and
Further comprising the step of the billing API accessing the bill payment service apparatus,
Wherein the receiving comprises:
Time billing status information including the real-time change amount of oil injected into the vehicle of the user transmitted from the gas station computer apparatus and the change amount of the real amount of oil change according to the real time oil change amount, A.
KR1020160014004A 2016-02-04 2016-02-04 Method and apparatus for oiling cost payment service KR20170092832A (en)

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Cited By (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN109299799A (en) * 2018-07-19 2019-02-01 河南云煤网网络科技有限责任公司 Logistics vehicles are reserved into manufacturer's method and are reserved into factory's system
KR20210107579A (en) * 2019-09-30 2021-09-01 주식회사 아이젠 Advertising linkage and charging payment system of EV charging station

Cited By (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN109299799A (en) * 2018-07-19 2019-02-01 河南云煤网网络科技有限责任公司 Logistics vehicles are reserved into manufacturer's method and are reserved into factory's system
KR20210107579A (en) * 2019-09-30 2021-09-01 주식회사 아이젠 Advertising linkage and charging payment system of EV charging station

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