KR20170090757A - Method and system for personal seller identification services for private transactions - Google Patents
Method and system for personal seller identification services for private transactions Download PDFInfo
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- KR20170090757A KR20170090757A KR1020160011492A KR20160011492A KR20170090757A KR 20170090757 A KR20170090757 A KR 20170090757A KR 1020160011492 A KR1020160011492 A KR 1020160011492A KR 20160011492 A KR20160011492 A KR 20160011492A KR 20170090757 A KR20170090757 A KR 20170090757A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/06—Buying, selling or leasing transactions
- G06Q30/0601—Electronic shopping [e-shopping]
- G06Q30/0609—Buyer or seller confidence or verification
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L51/00—User-to-user messaging in packet-switching networks, transmitted according to store-and-forward or real-time protocols, e.g. e-mail
- H04L51/04—Real-time or near real-time messaging, e.g. instant messaging [IM]
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04W—WIRELESS COMMUNICATION NETWORKS
- H04W4/00—Services specially adapted for wireless communication networks; Facilities therefor
- H04W4/12—Messaging; Mailboxes; Announcements
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- General Business, Economics & Management (AREA)
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- Economics (AREA)
- Development Economics (AREA)
- Computer Security & Cryptography (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
The present invention relates to a method and system for providing a seller authentication service in inter-individual transactions, comprising: a first step of receiving a seller authentication request signal from a buyer terminal and transmitting a seller authentication information request signal to a seller terminal; A second step of receiving the seller authentication information from the seller terminal and transmitting an identity confirmation request signal to the seller to the identity verification server; A third step of receiving an authentication number transmitted from a seller terminal that has received the authentication number transmitted from the identity verification server, and transmitting the received authentication number to the identity verification server; And a fourth step of receiving the identity verification result information by comparing the authentication number made by the identity verification server from the identity verification server and transmitting the seller authentication result information based on the identity verification result information to the purchaser terminal A method for providing authentication service and a system therefor are provided.
Description
The present invention relates to a method and system for providing a seller authentication service in an inter-personal transaction, and more particularly, to a method and system for increasing the reliability of a transaction by providing an authenticity of the other party will be.
It is a well-known fact that, in addition to electronic commerce through internet open market or shopping mall, there are increasing cases of directly selling personal items such as used goods.
In the inter-individual transactions, there is no way to verify whether the seller is the party to the transaction, so the frequency of the fraud transaction is greatly increasing. In this case, individuals are asking sellers to verify their identity to prevent fraud. For example, ask for a photo of a national ID card or ask for personal information such as a home address or home phone number. In this case, the seller is inevitably present because of the lack of official means despite the risk of information disclosure. Although there are escrow services that are relayed by a trusted third party as a safeguard for interpersonal transactions, they are not used in the case of second-hand transactions that are not expensive due to fees and cumbersome procedures.
In addition, if a seller sells a specific product and places an item on a used transaction site and tries to conduct a fraud transaction using a so-called "cannon phone" that has stolen the identity of a third party, the buyer pays the advance payment There are many cases that do not receive goods. This is because it is not possible to confirm the actual identity of the seller because the seller steals the name of the person other than the person himself.
SUMMARY OF THE INVENTION The present invention has been made to solve the above-mentioned problems, and it is an object of the present invention to provide a method and system that can easily and efficiently provide an authentication service that enables a seller to verify whether a transaction party is correct at the time of an article or service transaction between individuals The purpose.
According to an aspect of the present invention, there is provided a method for providing a seller authentication service in inter-personal transactions in a seller authentication service providing system, the method comprising: receiving a seller authentication request signal from a buyer terminal; A first step of transmitting a signal; A second step of receiving the seller authentication information from the seller terminal and transmitting an identity confirmation request signal to the seller to the identity verification server; A third step of receiving an authentication number transmitted from a seller terminal that has received the authentication number transmitted from the identity verification server, and transmitting the received authentication number to the identity verification server; And a fourth step of receiving the identity verification result information by comparing the authentication number made by the identity verification server from the identity verification server and transmitting the seller authentication result information based on the identity verification result information to the purchaser terminal Provides a method of providing authentication services.
Here, the seller authentication request signal in the first step preferably includes a telephone number of the seller terminal.
In the first step, the seller authentication information request signal transmitted to the seller terminal includes a message for notifying the seller that the seller authentication request for the seller has been made, and a message for requesting the seller authentication information for the seller authentication .
Also, in the second step, the seller authentication information transmitted from the seller terminal may include at least one of name, sex, date of birth, resident registration number, nationality, telephone number, and affiliated mobile communication company information.
Also, in the second step, the identity confirmation request signal to the seller transmitted to the identity verification server may include the seller authentication information received from the seller terminal.
In addition, the identity verification server may compare the received seller authentication information with information about the seller stored therein, determine whether they match or not, and transmit the authentication number to the seller terminal if they match.
Also, in the second step, the seller authentication information transmitted from the seller terminal includes valid period information indicating a period during which the seller authentication service is valid, and stores the seller authentication result information for the seller after performing the fourth step And transmits the seller authentication result information stored without performing the first to fourth steps to the buyer terminal when the seller authentication request signal for the seller is received from the same buyer or another buyer terminal within the validity period You may.
The seller authentication result information approval request signal is transmitted to the seller terminal, the seller authentication result information approval response signal is received from the seller terminal, and the seller authentication result stored in the seller terminal is transmitted to the buyer terminal As shown in FIG.
The fourth step may be configured to additionally receive the seller additional information from the identity verification server and to further transmit the seller additional information to the buyer terminal.
In addition, after the fourth step, additional information related to the seller may be additionally acquired from a separate external agency server, and the obtained information may be transmitted to the buyer terminal.
According to another aspect of the present invention, there is provided a system for providing a seller authentication service in inter-personal transactions, comprising: a system for transmitting a seller authentication information request signal to a seller terminal when receiving a seller authentication request signal from a buyer terminal, A receiving terminal interlocking unit; And a server interlocking unit for transmitting a personal identification request signal to the seller to the identity verification server. The terminal interlocking unit receives the authentication number transmitted from the seller terminal that has received the authentication number transmitted from the identity verification server, The server interworking unit transmits the transmitted authentication number to the identity verification server, receives the identity verification result information based on the comparison of authentication numbers made by the identity verification server, from the identity verification server, and transfers the authentication result information to the terminal cooperation unit, And the terminal interworking unit transmits the seller authentication result information based on the identity verification result information to the buyer terminal.
The system may further include a seller authentication result storage unit that stores the seller authentication result information for the seller for a valid period when the valid period is set.
According to the present invention, it is possible to provide a method and a system that can easily and efficiently provide an authentication service that allows a seller to confirm whether a counterparty is a counterparty at the time of an article or service transaction between individuals.
Further, according to the present invention, it is possible to promptly confirm whether or not the seller is the person in the inter-individual transaction and obtain additional information on the transaction, thereby enhancing the reliability of the transaction and preventing fraudulent transactions in advance.
1 is a diagram showing the overall connection relationship of the vendor authentication
FIG. 2 is a flowchart illustrating an embodiment of a method for providing a seller authentication service in inter-personal transactions performed in the
FIG. 3 shows a screen for transmitting a seller authentication request signal via the web.
4 shows a screen for transmitting a seller authentication request signal through a dedicated application.
5 shows a screen for transmitting a seller authentication request signal by a character special method.
6 is a diagram for explaining a method of inputting seller authentication information by a special character method.
7 shows an interface for inputting an authentication number.
FIG. 8 shows a state in which seller authentication result information is displayed on the
9 is a flowchart showing a case where an authentication service for the seller is automatically provided within the valid period when the valid period is set.
10 is a flowchart showing a case where an authentication service for a seller is manually provided within a valid period when the valid period is set.
FIG. 11 shows a state in which a message based on the seller authentication result approval request signal is displayed on the
12 shows a screen when the seller authentication result transmission is ended.
13 is a diagram showing an internal configuration of the
Hereinafter, embodiments of the present invention will be described in detail with reference to the accompanying drawings.
1 is a diagram showing the overall connection relationship of the vendor authentication
Referring to FIG. 1, a seller authentication service providing system 100 (hereinafter, simply referred to as "
Here, the network refers to a communication network such as the Internet, a mobile communication network, and a public telephone network, which are conventionally known, and the
Here, the
The
The
Meanwhile, the
FIG. 2 is a flowchart illustrating an embodiment of a method for providing a seller authentication service in inter-personal transactions performed in the
2, the
First, the
The seller authentication request signal can be transmitted in various ways. For example, the
FIG. 3 shows a screen for transmitting a seller authentication request signal via the web.
3, the purchaser can directly access the web server of the
Meanwhile, the seller authentication request signal may be input and transmitted through a separate dedicated application for providing the service according to the present invention.
4 shows a screen for transmitting a seller authentication request signal through a dedicated application.
4, the purchaser installs a dedicated application in advance in the
Alternatively, the seller authentication request signal may be transmitted to the
5 shows a screen for transmitting a seller authentication request signal by a character special method.
As shown in FIG. 5, when a buyer requests a web link using a special character (# 1212), the
When the
Upon receiving the seller authentication information request signal, the
Here, the seller authentication information is used for identity verification in comparison with the information stored in the
Herein, the
As described above, the special character system transmits a text message including a web link, which is a URL capable of inputting merchant authentication information using a special number (e.g., # 1212), and a seller accesses the URL and inputs merchant authentication information Method.
6 is a diagram for explaining a method of inputting seller authentication information by a special character method.
As shown in FIG. 6, when the SMS is received by a special character and the seller touches the web link, the user accesses the web URL providing the interface as shown in FIG. 6, and the name, date of birth, communication company, The seller authentication information can be transmitted to the
Using a separate dedicated application is a method of transmitting a seller authentication request signal through an application and inputting seller authentication information through an application, and provides a screen as shown in FIG. 6 through an application.
Referring back to FIG. 2, the
The
If the compared information matches, the
The seller who has confirmed the received authentication number transmits the received authentication number to the
7 shows an interface for inputting an authentication number.
The interface of FIG. 7 may be provided via a web or application to enter and transmit merchant authentication information, as described above.
When the authentication number is received, the
If the compared authentication information matches, the
The
FIG. 8 shows a state in which seller authentication result information is displayed on the
Meanwhile, the seller authentication service according to the present invention can be set to be valid for a predetermined period. In order to compensate for this, various purchasers or one purchaser may frequently request the seller to authenticate the seller over a plurality of times in the interpersonal transaction. When the seller authentication is completed through the process as described in FIG. 2, The
The validity period can be input by the seller through the input box as shown in FIG. At the same time, it is possible to automatically or manually select the transmission method box as a result of the identity verification, and to automatically or manually transmit the seller authentication requested within the validity period to the
On the other hand, if the validity period is not set, the merchant authentication process is performed as shown in FIG. 2 every time there is a request.
9 is a flowchart showing a case where the seller authentication service for the seller is automatically provided within the valid period when the valid period is set.
Referring to FIG. 9, when the valid period is set, the
Thereafter, if a seller authentication request signal for the seller is received from the same buyer or another
10 is a flowchart showing a case where the seller authentication service for the seller is manually provided within the valid period when the valid period is set.
Referring to FIG. 10, the
Thereafter, if a seller authentication request signal for the seller is received from the same buyer or another
Here, the seller authentication result approval request signal includes a message for confirming whether to transmit the seller authentication result information to the
FIG. 11 shows a state in which a message based on the seller authentication result approval request signal is displayed on the
As shown in FIG. 11, the seller can input a response to permit the seller authentication result to be transmitted to the
When the confirmation / cancellation is selected, the seller authentication result approval acknowledgment signal is transmitted from the
12 shows a screen when the seller authentication result transmission is ended.
This is to allow the seller to terminate the transmission of the result through the web or application when the transaction between the individual is terminated and the seller authentication service is no longer required. If the valid period is set, it is preferable that the result transmission is automatically terminated after the expiration date.
Meanwhile, the
For example, when the
In addition, the
13 is a diagram showing an internal configuration of the
Referring to FIG. 13, the
The
The
The seller authentication
While the present invention has been particularly shown and described with reference to exemplary embodiments thereof, it is to be understood that the invention is not limited to the disclosed exemplary embodiments.
100 ... seller authentication service providing system
200 ... identity verification server
300 ... buyer terminal
400 ... seller terminal
Claims (12)
A first step of receiving a seller authentication request signal from a buyer terminal and transmitting a seller authentication information request signal to the seller terminal;
A second step of receiving the seller authentication information from the seller terminal and transmitting an identity confirmation request signal to the seller to the identity verification server;
A third step of receiving an authentication number transmitted from a seller terminal that has received the authentication number transmitted from the identity verification server, and transmitting the received authentication number to the identity verification server; And
A fourth step of receiving the identity verification result information by comparing the authentication number made by the identity verification server from the identity verification server and transmitting the seller authentication result information based on the identity verification result information to the purchaser terminal
A method for providing a seller authentication service in an interpersonal transaction.
Wherein the seller authentication request signal in the first step includes a telephone number of the seller terminal.
In the first step, the seller authentication information request signal transmitted to the seller terminal includes a message informing that the seller authentication request has been made to the seller from the purchaser, and a message requesting input of the seller authentication information for seller authentication The method comprising the steps of:
Wherein the seller authentication information transmitted from the seller terminal includes at least one of a name, a sex, a date of birth, a resident registration number, a nationality, a telephone number, and affiliated mobile communication company information in the second step. Service delivery method.
In the second step,
Wherein the identity confirmation request signal to the seller transmitted to the identity verification server includes the seller authentication information received from the seller terminal.
Wherein the identity verification server compares received seller authentication information with information about a seller stored therein and determines whether the seller authentication information matches with the seller authentication information stored in the seller authentication server, Service delivery method.
Wherein in the second step, the seller authentication information transmitted from the seller terminal includes valid period information indicating a period during which the seller authentication service is valid,
When the seller authentication request signal for the seller is received from the same buyer or another buyer terminal within the valid period, the first to fourth And transmits the seller authentication result information stored without performing the step to the buyer terminal.
The seller authentication result information approval request signal is transmitted to the seller terminal, the seller authentication result information approval response signal is received from the seller terminal, and the stored seller authentication result is transmitted to the buyer terminal before transmitting the stored seller authentication result information Wherein the seller authentication service is provided in the inter-personal transaction.
Wherein the fourth step further receives the seller additional information from the identity verification server and additionally transmits the seller additional information to the buyer terminal.
Further comprising: after the fourth step, acquiring information related to the seller from a separate external agency server and transmitting the acquired information to the buyer terminal.
A terminal interlocking unit for transmitting a seller authentication information request signal to the seller terminal when receiving the seller authentication request signal from the buyer terminal and receiving the seller authentication information from the seller terminal; And
A server interlocking unit for transmitting a personal identification request signal to the seller to the identity verification server
Lt; / RTI >
The terminal interworking unit receives the authentication number transmitted from the seller terminal that has received the authentication number transmitted from the identity verification server and transfers the authentication number to the server interlocking unit,
The server interworking unit transmits the transmitted authentication number to the identity verification server, receives the identity verification result information by comparing the authentication number made by the identity verification server, from the identity verification server,
Wherein the terminal interlocking unit transmits the seller authentication result information based on the identity verification result information to the buyer terminal.
Further comprising a seller authentication result storage unit for storing the seller authentication result information for the seller during an effective period when the valid period is set.
Priority Applications (1)
Application Number | Priority Date | Filing Date | Title |
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KR1020160011492A KR20170090757A (en) | 2016-01-29 | 2016-01-29 | Method and system for personal seller identification services for private transactions |
Applications Claiming Priority (1)
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KR1020160011492A KR20170090757A (en) | 2016-01-29 | 2016-01-29 | Method and system for personal seller identification services for private transactions |
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KR1020160011492A KR20170090757A (en) | 2016-01-29 | 2016-01-29 | Method and system for personal seller identification services for private transactions |
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Cited By (2)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
KR101967384B1 (en) * | 2018-01-02 | 2019-04-09 | 전인호 | Method for providing authentication service in goods transaction |
KR102134792B1 (en) * | 2019-12-11 | 2020-07-16 | 주식회사 코인베스트 | Method for providing used goods trade service using fraud detection and appraisal based on blockchain with safe transaction |
-
2016
- 2016-01-29 KR KR1020160011492A patent/KR20170090757A/en not_active Application Discontinuation
Cited By (2)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
KR101967384B1 (en) * | 2018-01-02 | 2019-04-09 | 전인호 | Method for providing authentication service in goods transaction |
KR102134792B1 (en) * | 2019-12-11 | 2020-07-16 | 주식회사 코인베스트 | Method for providing used goods trade service using fraud detection and appraisal based on blockchain with safe transaction |
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